Home > The Commercial Bank > Assets and Liabilities
The Commercial Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 106 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $147,222,000 | 3,101 |
| Cash and due from depository institutions | $4,951,000 | 1,820 |
| Interest-bearing balances | $590,000 | 3,123 |
| Securities | $58,404,000 | 2,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $67,356,000 | 3,882 |
| Loan loss allowance | $1,316,000 | 2,760 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,260,000 | 1,045 |
| Other real estate owned | $2,674,000 | 1,820 |
| Goodwill and other intangibles | $2,842,000 | 722 |
| All other assets | $3,735,000 | 2,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,222,000 | 3,101 |
| Total liabilities | $134,053,000 | 3,088 |
| Total deposits | $132,003,000 | 2,929 |
| Interest-bearing deposits | $100,590,000 | 3,272 |
| Deposits held in domestic offices | $132,003,000 | 2,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,397 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $229,000 | 3,951 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $321,000 | 8,027 |
| Total equity capital | $13,169,000 | 3,332 |
| Total bank equity capital | $13,169,000 | 3,332 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,819,000 | 2,237 |
| Surplus | $9,920,000 | 1,607 |
| Undivided profits | $1,430,000 | 8,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,305,000 | 2,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $105,000 | 10,577 |
| Earning assets | $126,350,000 | 3,270 |
| Long-term assets (5+ years) | $19,650,000 | 2,527 |
| Average Assets, year-to-date | $141,065,200 | 3,107 |
| Average Assets, quarterly | $145,874,000 | 3,098 |
| Volatile liabilities | $12,022,000 | 3,985 |
| Insider loans | $2,762,000 | 1,573 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,920,000 | 2,333 |
| Tier 1 (core) risk-based capital | $8,165,000 | 5,011 |
| Tier 2 risk-based capital | $1,062,120 | 2,753 |
| Total risk weighted assets | $84,715,420 | 3,157 |
| Total unused commitments | $15,920,000 | 2,345 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 110 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $136,877,000 | 3,268 |
| Cash and due from depository institutions | $5,098,000 | 1,815 |
| Interest-bearing balances | $289,000 | 4,097 |
| Securities | $36,436,000 | 3,600 |
| Federal funds sold & reverse repurchase agreements | $5,866,000 | 1,568 |
| Net loans & leases | $71,704,000 | 3,595 |
| Loan loss allowance | $1,737,000 | 2,228 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,565,000 | 975 |
| Other real estate owned | $4,262,000 | 1,815 |
| Goodwill and other intangibles | $2,604,000 | 687 |
| All other assets | $3,342,000 | 2,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,877,000 | 3,268 |
| Total liabilities | $124,860,000 | 3,245 |
| Total deposits | $124,433,000 | 3,045 |
| Interest-bearing deposits | $97,408,000 | 3,348 |
| Deposits held in domestic offices | $124,433,000 | 3,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $229,000 | 4,325 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $198,000 | 9,058 |
| Total equity capital | $12,017,000 | 3,371 |
| Total bank equity capital | $12,017,000 | 3,371 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,800,000 | 2,306 |
| Surplus | $9,511,000 | 1,594 |
| Undivided profits | $706,000 | 9,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,501,000 | 728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 975 |
| Income earned, not collected on loans | $420,000 | 4,970 |
| Earning assets | $114,295,000 | 3,553 |
| Long-term assets (5+ years) | $9,171,000 | 4,329 |
| Average Assets, year-to-date | $140,180,600 | 3,125 |
| Average Assets, quarterly | $136,551,000 | 3,249 |
| Volatile liabilities | $3,804,000 | 7,682 |
| Insider loans | $4,450,000 | 937 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,400,000 | 3,852 |
| Tier 1 (core) risk-based capital | $9,827,000 | 4,196 |
| Tier 2 risk-based capital | $1,078,970 | 2,725 |
| Total risk weighted assets | $85,514,670 | 3,086 |
| Total unused commitments | $7,400,000 | 3,859 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 115 | 1,811 |
| Assets and Liabilities | ||
| Total Assets: | $143,554,000 | 3,192 |
| Cash and due from depository institutions | $10,889,000 | 1,811 |
| Interest-bearing balances | $696,000 | 3,875 |
| Securities | $12,333,000 | 8,229 |
| Federal funds sold & reverse repurchase agreements | $20,852,000 | 663 |
| Net loans & leases | $84,374,000 | 3,010 |
| Loan loss allowance | $1,977,000 | 2,087 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,676,000 | 1,084 |
| Other real estate owned | $6,722,000 | 1,811 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,708,000 | 3,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,554,000 | 3,192 |
| Total liabilities | $134,032,000 | 3,102 |
| Total deposits | $133,320,000 | 2,939 |
| Interest-bearing deposits | $104,028,000 | 3,274 |
| Deposits held in domestic offices | $133,320,000 | 2,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $254,000 | 3,878 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $458,000 | 5,703 |
| Total equity capital | $9,522,000 | 4,268 |
| Total bank equity capital | $9,522,000 | 4,268 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,800,000 | 2,349 |
| Surplus | $6,694,000 | 2,093 |
| Undivided profits | $1,028,000 | 9,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,108,000 | 1,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $661,000 | 2,728 |
| Earning assets | $118,255,000 | 3,506 |
| Long-term assets (5+ years) | $6,707,000 | 5,547 |
| Average Assets, year-to-date | $135,167,600 | 3,292 |
| Average Assets, quarterly | $139,296,500 | 3,258 |
| Volatile liabilities | $2,607,000 | 8,873 |
| Insider loans | $5,337,000 | 779 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,830,000 | 5,003 |
| Tier 1 (core) risk-based capital | $9,522,000 | 4,180 |
| Tier 2 risk-based capital | $1,268,540 | 2,312 |
| Total risk weighted assets | $100,723,340 | 2,587 |
| Total unused commitments | $4,830,000 | 5,025 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 113 | 1,909 |
| Assets and Liabilities | ||
| Total Assets: | $129,251,000 | 3,591 |
| Cash and due from depository institutions | $10,613,000 | 1,909 |
| Interest-bearing balances | $684,000 | 4,441 |
| Securities | $7,389,000 | 10,327 |
| Federal funds sold & reverse repurchase agreements | $5,204,000 | 3,122 |
| Net loans & leases | $87,411,000 | 2,994 |
| Loan loss allowance | $2,259,000 | 1,919 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,261,000 | 1,002 |
| Other real estate owned | $9,644,000 | 1,909 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,729,000 | 4,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,251,000 | 3,591 |
| Total liabilities | $121,116,000 | 3,511 |
| Total deposits | $120,078,000 | 3,382 |
| Interest-bearing deposits | $94,796,000 | 3,720 |
| Deposits held in domestic offices | $120,078,000 | 3,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $407,000 | 3,340 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $631,000 | 4,832 |
| Total equity capital | $8,135,000 | 4,719 |
| Total bank equity capital | $8,135,000 | 4,719 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,800,000 | 2,440 |
| Surplus | $6,694,000 | 2,016 |
| Undivided profits | $-359,000 | 12,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,249,000 | 3,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $692,000 | 2,879 |
| Earning assets | $100,688,000 | 4,146 |
| Long-term assets (5+ years) | $9,272,000 | 4,555 |
| Average Assets, year-to-date | $129,327,000 | 3,505 |
| Average Assets, quarterly | $128,600,000 | 3,582 |
| Volatile liabilities | $4,911,000 | 6,646 |
| Insider loans | $632,000 | 1,423 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,695,000 | 3,496 |
| Tier 1 (core) risk-based capital | $8,135,000 | 4,644 |
| Tier 2 risk-based capital | $1,284,130 | 2,334 |
| Total risk weighted assets | $101,712,630 | 2,632 |
| Total unused commitments | $7,695,000 | 3,516 |
| Derivatives | $0 | 651 |