Home > The Commercial and Savings Bank of Millersburg, Ohio > Income and Expense
The Commercial and Savings Bank of Millersburg, Ohio, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $46,007,000 | 997 |
| Total interest expense | $9,875,000 | 1,305 |
| Net interest income | $36,132,000 | 874 |
| Provision for loan and lease losses | $442,000 | 1,365 |
| Total noninterest income | $6,729,000 | 978 |
| Gross Fiduciary activities income | $822,000 | 539 |
| Service charges on deposit accounts | $1,209,000 | 870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,698,000 | 919 |
| Total noninterest expense | $23,669,000 | 1,061 |
| Salaries and employee benefits | $13,464,000 | 1,048 |
| Premises and equipment expense | $1,930,000 | 1,261 |
| Additional noninterest expense | $4,698,000 | 919 |
| Pre-tax net operating income | $18,750,000 | 717 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $3,701,000 | 658 |
| Income before extraordinary items | $15,049,000 | 739 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,049,000 | 750 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $15,049,000 | 742 |
| Net charge-offs | $-130,000 | 4,389 |
| Cash dividends | $5,200,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $15,049,000 | 746 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $33,541,000 | 1,003 |
| Total interest expense | $6,751,000 | 1,299 |
| Net interest income | $26,790,000 | 903 |
| Provision for loan and lease losses | $286,000 | 1,393 |
| Total noninterest income | $5,064,000 | 994 |
| Gross Fiduciary activities income | $614,000 | 534 |
| Service charges on deposit accounts | $923,000 | 861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,527,000 | 929 |
| Total noninterest expense | $17,511,000 | 1,066 |
| Salaries and employee benefits | $9,933,000 | 1,074 |
| Premises and equipment expense | $1,451,000 | 1,257 |
| Additional noninterest expense | $3,527,000 | 929 |
| Pre-tax net operating income | $14,057,000 | 745 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $2,775,000 | 677 |
| Income before extraordinary items | $11,282,000 | 754 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $11,282,000 | 758 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,282,000 | 754 |
| Net charge-offs | $-125,000 | 4,403 |
| Cash dividends | $4,000,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $11,282,000 | 766 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $21,827,000 | 996 |
| Total interest expense | $3,870,000 | 1,332 |
| Net interest income | $17,957,000 | 899 |
| Provision for loan and lease losses | $109,000 | 1,772 |
| Total noninterest income | $3,348,000 | 939 |
| Gross Fiduciary activities income | $414,000 | 528 |
| Service charges on deposit accounts | $592,000 | 868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,342,000 | 867 |
| Total noninterest expense | $11,539,000 | 1,065 |
| Salaries and employee benefits | $6,535,000 | 1,075 |
| Premises and equipment expense | $961,000 | 1,258 |
| Additional noninterest expense | $2,342,000 | 866 |
| Pre-tax net operating income | $9,657,000 | 715 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,910,000 | 680 |
| Income before extraordinary items | $7,747,000 | 731 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,747,000 | 743 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,747,000 | 731 |
| Net charge-offs | $-6,000 | 3,775 |
| Cash dividends | $2,800,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $7,747,000 | 737 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $10,626,000 | 1,007 |
| Total interest expense | $1,662,000 | 1,338 |
| Net interest income | $8,964,000 | 911 |
| Provision for loan and lease losses | $-31,000 | 4,482 |
| Total noninterest income | $1,619,000 | 960 |
| Gross Fiduciary activities income | $206,000 | 544 |
| Service charges on deposit accounts | $292,000 | 886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,121,000 | 887 |
| Total noninterest expense | $5,587,000 | 1,112 |
| Salaries and employee benefits | $3,184,000 | 1,121 |
| Premises and equipment expense | $489,000 | 1,269 |
| Additional noninterest expense | $1,121,000 | 887 |
| Pre-tax net operating income | $5,027,000 | 723 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $997,000 | 678 |
| Income before extraordinary items | $4,030,000 | 738 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,030,000 | 737 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $4,030,000 | 737 |
| Net charge-offs | $4,000 | 1,642 |
| Cash dividends | $1,600,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $4,030,000 | 751 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $34,812,000 | 1,009 |
| Total interest expense | $2,496,000 | 1,364 |
| Net interest income | $32,316,000 | 956 |
| Provision for loan and lease losses | $-895,000 | 4,594 |
| Total noninterest income | $6,714,000 | 985 |
| Gross Fiduciary activities income | $780,000 | 560 |
| Service charges on deposit accounts | $1,174,000 | 900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,760,000 | 942 |
| Total noninterest expense | $22,986,000 | 1,060 |
| Salaries and employee benefits | $13,237,000 | 1,068 |
| Premises and equipment expense | $1,866,000 | 1,297 |
| Additional noninterest expense | $4,760,000 | 942 |
| Pre-tax net operating income | $16,939,000 | 860 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $3,309,000 | 782 |
| Income before extraordinary items | $13,630,000 | 873 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,630,000 | 874 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $13,630,000 | 874 |
| Net charge-offs | $-115,000 | 4,313 |
| Cash dividends | $3,950,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $13,630,000 | 898 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $24,396,000 | 1,027 |
| Total interest expense | $1,346,000 | 1,423 |
| Net interest income | $23,050,000 | 990 |
| Provision for loan and lease losses | $-895,000 | 4,641 |
| Total noninterest income | $5,097,000 | 998 |
| Gross Fiduciary activities income | $594,000 | 555 |
| Service charges on deposit accounts | $875,000 | 917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,628,000 | 943 |
| Total noninterest expense | $16,907,000 | 1,076 |
| Salaries and employee benefits | $9,587,000 | 1,089 |
| Premises and equipment expense | $1,424,000 | 1,280 |
| Additional noninterest expense | $3,628,000 | 943 |
| Pre-tax net operating income | $12,135,000 | 882 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $2,360,000 | 809 |
| Income before extraordinary items | $9,775,000 | 906 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,775,000 | 906 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $9,775,000 | 906 |
| Net charge-offs | $-285,000 | 4,550 |
| Cash dividends | $2,899,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $9,775,000 | 923 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $15,243,000 | 1,037 |
| Total interest expense | $750,000 | 1,424 |
| Net interest income | $14,493,000 | 1,015 |
| Provision for loan and lease losses | $-645,000 | 4,637 |
| Total noninterest income | $3,420,000 | 979 |
| Gross Fiduciary activities income | $419,000 | 513 |
| Service charges on deposit accounts | $554,000 | 940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,447,000 | 955 |
| Total noninterest expense | $11,027,000 | 1,091 |
| Salaries and employee benefits | $6,419,000 | 1,084 |
| Premises and equipment expense | $960,000 | 1,257 |
| Additional noninterest expense | $3,648,000 | 1,004 |
| Pre-tax net operating income | $7,531,000 | 885 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,456,000 | 809 |
| Income before extraordinary items | $6,075,000 | 899 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,075,000 | 899 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $6,075,000 | 899 |
| Net charge-offs | $-295,000 | 4,623 |
| Cash dividends | $1,900,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $6,075,000 | 913 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $7,240,000 | 1,068 |
| Total interest expense | $377,000 | 1,367 |
| Net interest income | $6,863,000 | 1,039 |
| Provision for loan and lease losses | $-300,000 | 4,589 |
| Total noninterest income | $1,641,000 | 1,008 |
| Gross Fiduciary activities income | $217,000 | 505 |
| Service charges on deposit accounts | $265,000 | 965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,159,000 | 989 |
| Total noninterest expense | $5,330,000 | 1,120 |
| Salaries and employee benefits | $3,045,000 | 1,125 |
| Premises and equipment expense | $486,000 | 1,250 |
| Additional noninterest expense | $1,799,000 | 1,002 |
| Pre-tax net operating income | $3,474,000 | 910 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $667,000 | 823 |
| Income before extraordinary items | $2,807,000 | 932 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,807,000 | 931 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,807,000 | 932 |
| Net charge-offs | $13,000 | 1,108 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,807,000 | 941 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $29,526,000 | 1,067 |
| Total interest expense | $2,012,000 | 1,325 |
| Net interest income | $27,514,000 | 1,049 |
| Provision for loan and lease losses | $-655,000 | 4,472 |
| Total noninterest income | $7,297,000 | 1,034 |
| Gross Fiduciary activities income | $871,000 | 503 |
| Service charges on deposit accounts | $940,000 | 1,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,486,000 | 1,001 |
| Total noninterest expense | $21,752,000 | 1,094 |
| Salaries and employee benefits | $12,423,000 | 1,095 |
| Premises and equipment expense | $1,747,000 | 1,352 |
| Additional noninterest expense | $7,582,000 | 974 |
| Pre-tax net operating income | $13,714,000 | 1,010 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $2,632,000 | 927 |
| Income before extraordinary items | $11,082,000 | 1,058 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $11,082,000 | 1,059 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $11,082,000 | 1,059 |
| Net charge-offs | $1,000 | 2,638 |
| Cash dividends | $4,150,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $11,082,000 | 1,044 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $22,397,000 | 1,077 |
| Total interest expense | $1,596,000 | 1,332 |
| Net interest income | $20,801,000 | 1,060 |
| Provision for loan and lease losses | $-655,000 | 4,578 |
| Total noninterest income | $5,469,000 | 1,059 |
| Gross Fiduciary activities income | $657,000 | 497 |
| Service charges on deposit accounts | $676,000 | 1,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,136,000 | 1,024 |
| Total noninterest expense | $16,146,000 | 1,115 |
| Salaries and employee benefits | $9,150,000 | 1,118 |
| Premises and equipment expense | $1,290,000 | 1,394 |
| Additional noninterest expense | $5,706,000 | 967 |
| Pre-tax net operating income | $10,779,000 | 1,006 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $2,079,000 | 949 |
| Income before extraordinary items | $8,700,000 | 1,064 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $8,700,000 | 1,065 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $8,700,000 | 1,065 |
| Net charge-offs | $-26,000 | 3,983 |
| Cash dividends | $3,300,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $8,700,000 | 1,044 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $14,593,000 | 1,094 |
| Total interest expense | $1,116,000 | 1,335 |
| Net interest income | $13,477,000 | 1,069 |
| Provision for loan and lease losses | $-445,000 | 4,603 |
| Total noninterest income | $3,709,000 | 1,048 |
| Gross Fiduciary activities income | $449,000 | 492 |
| Service charges on deposit accounts | $426,000 | 1,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,834,000 | 1,016 |
| Total noninterest expense | $10,493,000 | 1,130 |
| Salaries and employee benefits | $5,946,000 | 1,128 |
| Premises and equipment expense | $851,000 | 1,402 |
| Additional noninterest expense | $3,696,000 | 988 |
| Pre-tax net operating income | $7,138,000 | 1,006 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,379,000 | 937 |
| Income before extraordinary items | $5,759,000 | 1,063 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,759,000 | 1,064 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,759,000 | 1,064 |
| Net charge-offs | $-46,000 | 4,337 |
| Cash dividends | $1,800,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,759,000 | 1,043 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 1,045 |
| Total interest expense | $573,000 | 1,368 |
| Net interest income | $7,007,000 | 1,019 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $1,866,000 | 1,048 |
| Gross Fiduciary activities income | $236,000 | 480 |
| Service charges on deposit accounts | $207,000 | 1,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,423,000 | 1,012 |
| Total noninterest expense | $5,155,000 | 1,125 |
| Salaries and employee benefits | $2,933,000 | 1,136 |
| Premises and equipment expense | $431,000 | 1,409 |
| Additional noninterest expense | $1,791,000 | 987 |
| Pre-tax net operating income | $3,688,000 | 971 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $714,000 | 902 |
| Income before extraordinary items | $2,974,000 | 1,035 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,974,000 | 1,035 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,974,000 | 1,035 |
| Net charge-offs | $-34,000 | 4,500 |
| Cash dividends | $900,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,974,000 | 1,006 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $31,063,000 | 1,021 |
| Total interest expense | $2,913,000 | 1,518 |
| Net interest income | $28,150,000 | 966 |
| Provision for loan and lease losses | $1,650,000 | 1,182 |
| Total noninterest income | $6,933,000 | 1,026 |
| Gross Fiduciary activities income | $760,000 | 508 |
| Service charges on deposit accounts | $1,003,000 | 945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,170,000 | 997 |
| Total noninterest expense | $19,982,000 | 1,123 |
| Salaries and employee benefits | $11,531,000 | 1,110 |
| Premises and equipment expense | $1,609,000 | 1,441 |
| Additional noninterest expense | $6,842,000 | 1,007 |
| Pre-tax net operating income | $13,451,000 | 823 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $2,604,000 | 774 |
| Income before extraordinary items | $10,847,000 | 887 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,847,000 | 887 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,847,000 | 887 |
| Net charge-offs | $393,000 | 1,130 |
| Cash dividends | $4,140,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $10,847,000 | 849 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $23,260,000 | 1,020 |
| Total interest expense | $2,293,000 | 1,544 |
| Net interest income | $20,967,000 | 965 |
| Provision for loan and lease losses | $1,272,000 | 1,181 |
| Total noninterest income | $4,849,000 | 1,040 |
| Gross Fiduciary activities income | $574,000 | 498 |
| Service charges on deposit accounts | $753,000 | 944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,522,000 | 1,032 |
| Total noninterest expense | $14,525,000 | 1,128 |
| Salaries and employee benefits | $8,452,000 | 1,114 |
| Premises and equipment expense | $1,216,000 | 1,424 |
| Additional noninterest expense | $4,857,000 | 1,034 |
| Pre-tax net operating income | $10,019,000 | 796 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,941,000 | 747 |
| Income before extraordinary items | $8,078,000 | 857 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,078,000 | 857 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $8,078,000 | 857 |
| Net charge-offs | $-66,000 | 4,731 |
| Cash dividends | $4,140,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $8,078,000 | 829 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $15,547,000 | 1,037 |
| Total interest expense | $1,620,000 | 1,555 |
| Net interest income | $13,927,000 | 972 |
| Provision for loan and lease losses | $895,000 | 1,166 |
| Total noninterest income | $2,989,000 | 1,046 |
| Gross Fiduciary activities income | $384,000 | 502 |
| Service charges on deposit accounts | $501,000 | 957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,104,000 | 1,048 |
| Total noninterest expense | $9,530,000 | 1,133 |
| Salaries and employee benefits | $5,517,000 | 1,122 |
| Premises and equipment expense | $797,000 | 1,433 |
| Additional noninterest expense | $3,216,000 | 1,034 |
| Pre-tax net operating income | $6,491,000 | 742 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $1,254,000 | 703 |
| Income before extraordinary items | $5,237,000 | 820 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,237,000 | 820 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,237,000 | 820 |
| Net charge-offs | $77,000 | 1,494 |
| Cash dividends | $3,320,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $5,237,000 | 781 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $7,816,000 | 1,037 |
| Total interest expense | $901,000 | 1,539 |
| Net interest income | $6,915,000 | 965 |
| Provision for loan and lease losses | $178,000 | 1,535 |
| Total noninterest income | $1,356,000 | 1,055 |
| Gross Fiduciary activities income | $208,000 | 492 |
| Service charges on deposit accounts | $290,000 | 977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $858,000 | 1,085 |
| Total noninterest expense | $4,896,000 | 1,121 |
| Salaries and employee benefits | $2,872,000 | 1,101 |
| Premises and equipment expense | $355,000 | 1,598 |
| Additional noninterest expense | $1,669,000 | 1,021 |
| Pre-tax net operating income | $3,197,000 | 690 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $617,000 | 636 |
| Income before extraordinary items | $2,580,000 | 750 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,580,000 | 750 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,580,000 | 750 |
| Net charge-offs | $75,000 | 1,015 |
| Cash dividends | $819,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,580,000 | 726 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $32,458,000 | 1,013 |
| Total interest expense | $4,062,000 | 1,461 |
| Net interest income | $28,396,000 | 941 |
| Provision for loan and lease losses | $1,140,000 | 828 |
| Total noninterest income | $5,420,000 | 1,070 |
| Gross Fiduciary activities income | $759,000 | 504 |
| Service charges on deposit accounts | $1,252,000 | 937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,409,000 | 1,105 |
| Total noninterest expense | $19,413,000 | 1,114 |
| Salaries and employee benefits | $11,487,000 | 1,082 |
| Premises and equipment expense | $1,403,000 | 1,590 |
| Additional noninterest expense | $6,523,000 | 1,025 |
| Pre-tax net operating income | $13,263,000 | 827 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $2,577,000 | 767 |
| Income before extraordinary items | $10,686,000 | 896 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $10,686,000 | 897 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $10,686,000 | 897 |
| Net charge-offs | $30,000 | 2,932 |
| Cash dividends | $3,170,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $10,686,000 | 873 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $24,349,000 | 1,014 |
| Total interest expense | $3,081,000 | 1,457 |
| Net interest income | $21,268,000 | 949 |
| Provision for loan and lease losses | $855,000 | 782 |
| Total noninterest income | $3,969,000 | 1,075 |
| Gross Fiduciary activities income | $569,000 | 507 |
| Service charges on deposit accounts | $938,000 | 940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,462,000 | 1,116 |
| Total noninterest expense | $14,448,000 | 1,118 |
| Salaries and employee benefits | $8,599,000 | 1,085 |
| Premises and equipment expense | $1,025,000 | 1,634 |
| Additional noninterest expense | $4,824,000 | 1,031 |
| Pre-tax net operating income | $9,934,000 | 848 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,930,000 | 786 |
| Income before extraordinary items | $8,004,000 | 904 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,004,000 | 905 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,004,000 | 905 |
| Net charge-offs | $-14,000 | 4,515 |
| Cash dividends | $2,350,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $8,004,000 | 884 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $16,088,000 | 1,018 |
| Total interest expense | $2,007,000 | 1,455 |
| Net interest income | $14,081,000 | 951 |
| Provision for loan and lease losses | $570,000 | 778 |
| Total noninterest income | $2,533,000 | 1,083 |
| Gross Fiduciary activities income | $361,000 | 515 |
| Service charges on deposit accounts | $605,000 | 956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,567,000 | 1,128 |
| Total noninterest expense | $9,493,000 | 1,125 |
| Salaries and employee benefits | $5,630,000 | 1,100 |
| Premises and equipment expense | $689,000 | 1,632 |
| Additional noninterest expense | $3,174,000 | 1,048 |
| Pre-tax net operating income | $6,551,000 | 829 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,274,000 | 765 |
| Income before extraordinary items | $5,277,000 | 887 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,277,000 | 887 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,277,000 | 887 |
| Net charge-offs | $-60,000 | 4,956 |
| Cash dividends | $1,530,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $5,277,000 | 876 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,967,000 | 1,017 |
| Total interest expense | $957,000 | 1,477 |
| Net interest income | $7,010,000 | 956 |
| Provision for loan and lease losses | $285,000 | 737 |
| Total noninterest income | $1,218,000 | 1,080 |
| Gross Fiduciary activities income | $184,000 | 514 |
| Service charges on deposit accounts | $292,000 | 982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $742,000 | 1,117 |
| Total noninterest expense | $4,678,000 | 1,137 |
| Salaries and employee benefits | $2,747,000 | 1,124 |
| Premises and equipment expense | $341,000 | 1,673 |
| Additional noninterest expense | $1,590,000 | 1,026 |
| Pre-tax net operating income | $3,265,000 | 826 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $641,000 | 739 |
| Income before extraordinary items | $2,624,000 | 884 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,624,000 | 883 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,624,000 | 883 |
| Net charge-offs | $-95,000 | 5,185 |
| Cash dividends | $765,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,624,000 | 863 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $29,635,000 | 1,020 |
| Total interest expense | $2,886,000 | 1,474 |
| Net interest income | $26,749,000 | 975 |
| Provision for loan and lease losses | $1,316,000 | 705 |
| Total noninterest income | $4,775,000 | 1,123 |
| Gross Fiduciary activities income | $744,000 | 514 |
| Service charges on deposit accounts | $1,182,000 | 1,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,849,000 | 1,184 |
| Total noninterest expense | $18,172,000 | 1,147 |
| Salaries and employee benefits | $10,723,000 | 1,114 |
| Premises and equipment expense | $1,430,000 | 1,571 |
| Additional noninterest expense | $6,019,000 | 1,082 |
| Pre-tax net operating income | $12,036,000 | 903 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $2,339,000 | 788 |
| Income before extraordinary items | $9,697,000 | 935 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,697,000 | 934 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,697,000 | 934 |
| Net charge-offs | $1,013,000 | 579 |
| Cash dividends | $2,865,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $9,697,000 | 933 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $21,864,000 | 1,024 |
| Total interest expense | $2,024,000 | 1,477 |
| Net interest income | $19,840,000 | 984 |
| Provision for loan and lease losses | $972,000 | 658 |
| Total noninterest income | $3,501,000 | 1,147 |
| Gross Fiduciary activities income | $560,000 | 510 |
| Service charges on deposit accounts | $885,000 | 1,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,056,000 | 1,238 |
| Total noninterest expense | $13,568,000 | 1,152 |
| Salaries and employee benefits | $8,013,000 | 1,120 |
| Premises and equipment expense | $1,089,000 | 1,558 |
| Additional noninterest expense | $4,466,000 | 1,086 |
| Pre-tax net operating income | $8,801,000 | 928 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,694,000 | 811 |
| Income before extraordinary items | $7,107,000 | 971 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,107,000 | 970 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,107,000 | 970 |
| Net charge-offs | $372,000 | 865 |
| Cash dividends | $2,100,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $7,107,000 | 962 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $14,292,000 | 1,033 |
| Total interest expense | $1,252,000 | 1,497 |
| Net interest income | $13,040,000 | 994 |
| Provision for loan and lease losses | $648,000 | 650 |
| Total noninterest income | $2,319,000 | 1,148 |
| Gross Fiduciary activities income | $373,000 | 512 |
| Service charges on deposit accounts | $584,000 | 1,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,362,000 | 1,239 |
| Total noninterest expense | $8,986,000 | 1,162 |
| Salaries and employee benefits | $5,233,000 | 1,144 |
| Premises and equipment expense | $750,000 | 1,527 |
| Additional noninterest expense | $3,003,000 | 1,076 |
| Pre-tax net operating income | $5,725,000 | 933 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,099,000 | 826 |
| Income before extraordinary items | $4,626,000 | 981 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,626,000 | 979 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,626,000 | 980 |
| Net charge-offs | $334,000 | 681 |
| Cash dividends | $1,400,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $4,626,000 | 972 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $6,948,000 | 1,049 |
| Total interest expense | $560,000 | 1,573 |
| Net interest income | $6,388,000 | 1,004 |
| Provision for loan and lease losses | $324,000 | 643 |
| Total noninterest income | $1,141,000 | 1,164 |
| Gross Fiduciary activities income | $188,000 | 520 |
| Service charges on deposit accounts | $284,000 | 1,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $669,000 | 1,237 |
| Total noninterest expense | $4,427,000 | 1,170 |
| Salaries and employee benefits | $2,544,000 | 1,165 |
| Premises and equipment expense | $375,000 | 1,551 |
| Additional noninterest expense | $1,508,000 | 1,071 |
| Pre-tax net operating income | $2,778,000 | 924 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $531,000 | 826 |
| Income before extraordinary items | $2,247,000 | 974 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,247,000 | 973 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,247,000 | 974 |
| Net charge-offs | $295,000 | 420 |
| Cash dividends | $700,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,247,000 | 964 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $26,438,000 | 1,063 |
| Total interest expense | $1,988,000 | 1,544 |
| Net interest income | $24,450,000 | 1,024 |
| Provision for loan and lease losses | $1,145,000 | 812 |
| Total noninterest income | $4,340,000 | 1,214 |
| Gross Fiduciary activities income | $616,000 | 551 |
| Service charges on deposit accounts | $1,133,000 | 1,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,591,000 | 1,293 |
| Total noninterest expense | $16,967,000 | 1,197 |
| Salaries and employee benefits | $9,836,000 | 1,182 |
| Premises and equipment expense | $1,534,000 | 1,490 |
| Additional noninterest expense | $5,597,000 | 1,139 |
| Pre-tax net operating income | $10,678,000 | 940 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,353,000 | 888 |
| Income before extraordinary items | $7,325,000 | 981 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,325,000 | 981 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,325,000 | 981 |
| Net charge-offs | $832,000 | 792 |
| Cash dividends | $2,600,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $7,325,000 | 970 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $19,423,000 | 1,082 |
| Total interest expense | $1,409,000 | 1,597 |
| Net interest income | $18,014,000 | 1,037 |
| Provision for loan and lease losses | $965,000 | 717 |
| Total noninterest income | $3,220,000 | 1,254 |
| Gross Fiduciary activities income | $435,000 | 564 |
| Service charges on deposit accounts | $847,000 | 1,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,938,000 | 1,309 |
| Total noninterest expense | $12,374,000 | 1,229 |
| Salaries and employee benefits | $7,315,000 | 1,187 |
| Premises and equipment expense | $1,145,000 | 1,509 |
| Additional noninterest expense | $3,914,000 | 1,198 |
| Pre-tax net operating income | $7,895,000 | 975 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,413,000 | 806 |
| Income before extraordinary items | $5,482,000 | 1,080 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,482,000 | 1,079 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,482,000 | 1,080 |
| Net charge-offs | $820,000 | 562 |
| Cash dividends | $1,925,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,482,000 | 1,063 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $12,658,000 | 1,096 |
| Total interest expense | $847,000 | 1,696 |
| Net interest income | $11,811,000 | 1,055 |
| Provision for loan and lease losses | $685,000 | 677 |
| Total noninterest income | $2,166,000 | 1,243 |
| Gross Fiduciary activities income | $330,000 | 545 |
| Service charges on deposit accounts | $559,000 | 1,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,277,000 | 1,319 |
| Total noninterest expense | $8,155,000 | 1,246 |
| Salaries and employee benefits | $4,816,000 | 1,202 |
| Premises and equipment expense | $765,000 | 1,509 |
| Additional noninterest expense | $2,574,000 | 1,206 |
| Pre-tax net operating income | $5,137,000 | 974 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,564,000 | 804 |
| Income before extraordinary items | $3,573,000 | 1,090 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,573,000 | 1,090 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,573,000 | 1,090 |
| Net charge-offs | $-313,000 | 5,672 |
| Cash dividends | $1,250,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,573,000 | 1,075 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,246,000 | 1,104 |
| Total interest expense | $384,000 | 1,805 |
| Net interest income | $5,862,000 | 1,056 |
| Provision for loan and lease losses | $-160,000 | 5,766 |
| Total noninterest income | $1,105,000 | 1,231 |
| Gross Fiduciary activities income | $179,000 | 529 |
| Service charges on deposit accounts | $291,000 | 1,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 1,308 |
| Total noninterest expense | $4,539,000 | 1,155 |
| Salaries and employee benefits | $2,371,000 | 1,232 |
| Premises and equipment expense | $380,000 | 1,534 |
| Additional noninterest expense | $1,788,000 | 903 |
| Pre-tax net operating income | $2,588,000 | 932 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $788,000 | 779 |
| Income before extraordinary items | $1,800,000 | 1,049 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,800,000 | 1,049 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,800,000 | 1,049 |
| Net charge-offs | $-323,000 | 5,781 |
| Cash dividends | $625,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,800,000 | 1,029 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $23,630,000 | 1,118 |
| Total interest expense | $1,473,000 | 1,824 |
| Net interest income | $22,157,000 | 1,071 |
| Provision for loan and lease losses | $493,000 | 1,492 |
| Total noninterest income | $4,379,000 | 1,261 |
| Gross Fiduciary activities income | $770,000 | 500 |
| Service charges on deposit accounts | $1,166,000 | 1,049 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,443,000 | 1,387 |
| Total noninterest expense | $15,955,000 | 1,257 |
| Salaries and employee benefits | $9,184,000 | 1,227 |
| Premises and equipment expense | $1,652,000 | 1,391 |
| Additional noninterest expense | $5,119,000 | 1,232 |
| Pre-tax net operating income | $10,088,000 | 924 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $3,100,000 | 759 |
| Income before extraordinary items | $6,989,000 | 1,058 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,989,000 | 1,057 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,989,000 | 1,057 |
| Net charge-offs | $-136,000 | 5,585 |
| Cash dividends | $2,450,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $6,988,310 | 1,036 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $17,335,000 | 1,144 |
| Total interest expense | $1,109,000 | 1,824 |
| Net interest income | $16,226,000 | 1,096 |
| Provision for loan and lease losses | $493,000 | 1,162 |
| Total noninterest income | $3,178,000 | 1,278 |
| Gross Fiduciary activities income | $504,000 | 530 |
| Service charges on deposit accounts | $867,000 | 1,060 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,807,000 | 1,405 |
| Total noninterest expense | $11,768,000 | 1,286 |
| Salaries and employee benefits | $6,800,000 | 1,246 |
| Premises and equipment expense | $1,220,000 | 1,404 |
| Additional noninterest expense | $3,748,000 | 1,264 |
| Pre-tax net operating income | $7,143,000 | 974 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $2,181,000 | 825 |
| Income before extraordinary items | $4,963,000 | 1,127 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,963,000 | 1,126 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,963,000 | 1,127 |
| Net charge-offs | $153,000 | 1,672 |
| Cash dividends | $1,825,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,962,310 | 1,099 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,473,000 | 1,152 |
| Total interest expense | $743,000 | 1,826 |
| Net interest income | $10,730,000 | 1,105 |
| Provision for loan and lease losses | $329,000 | 1,170 |
| Total noninterest income | $2,089,000 | 1,271 |
| Gross Fiduciary activities income | $336,000 | 536 |
| Service charges on deposit accounts | $566,000 | 1,068 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,187,000 | 1,384 |
| Total noninterest expense | $7,836,000 | 1,285 |
| Salaries and employee benefits | $4,506,000 | 1,259 |
| Premises and equipment expense | $820,000 | 1,406 |
| Additional noninterest expense | $2,510,000 | 1,263 |
| Pre-tax net operating income | $4,654,000 | 981 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,422,000 | 823 |
| Income before extraordinary items | $3,232,000 | 1,131 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,232,000 | 1,131 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,232,000 | 1,131 |
| Net charge-offs | $-165,000 | 5,820 |
| Cash dividends | $1,200,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,232,000 | 1,102 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,660,000 | 1,178 |
| Total interest expense | $376,000 | 1,801 |
| Net interest income | $5,284,000 | 1,119 |
| Provision for loan and lease losses | $164,000 | 1,099 |
| Total noninterest income | $992,000 | 1,312 |
| Gross Fiduciary activities income | $169,000 | 542 |
| Service charges on deposit accounts | $278,000 | 1,075 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $545,000 | 1,434 |
| Total noninterest expense | $3,862,000 | 1,300 |
| Salaries and employee benefits | $2,237,000 | 1,266 |
| Premises and equipment expense | $418,000 | 1,387 |
| Additional noninterest expense | $1,207,000 | 1,301 |
| Pre-tax net operating income | $2,250,000 | 981 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $687,000 | 826 |
| Income before extraordinary items | $1,563,000 | 1,146 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,563,000 | 1,147 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,563,000 | 1,147 |
| Net charge-offs | $-179,000 | 5,973 |
| Cash dividends | $600,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,563,000 | 1,119 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $21,995,000 | 1,168 |
| Total interest expense | $1,567,000 | 1,712 |
| Net interest income | $20,428,000 | 1,118 |
| Provision for loan and lease losses | $389,000 | 1,626 |
| Total noninterest income | $4,368,000 | 1,226 |
| Gross Fiduciary activities income | $658,000 | 546 |
| Service charges on deposit accounts | $1,203,000 | 1,042 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,507,000 | 1,303 |
| Total noninterest expense | $15,332,000 | 1,293 |
| Salaries and employee benefits | $8,647,000 | 1,267 |
| Premises and equipment expense | $1,690,000 | 1,369 |
| Additional noninterest expense | $4,995,000 | 1,270 |
| Pre-tax net operating income | $9,075,000 | 967 |
| Securities gains (losses) | $21,000 | 2,208 |
| Applicable income taxes | $2,793,000 | 793 |
| Income before extraordinary items | $6,303,000 | 1,121 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,303,000 | 1,121 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,303,000 | 1,121 |
| Net charge-offs | $108,000 | 2,575 |
| Cash dividends | $2,400,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,288,510 | 1,097 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $16,436,000 | 1,171 |
| Total interest expense | $1,180,000 | 1,729 |
| Net interest income | $15,256,000 | 1,123 |
| Provision for loan and lease losses | $389,000 | 1,281 |
| Total noninterest income | $3,297,000 | 1,231 |
| Gross Fiduciary activities income | $499,000 | 546 |
| Service charges on deposit accounts | $916,000 | 1,020 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,882,000 | 1,320 |
| Total noninterest expense | $11,470,000 | 1,291 |
| Salaries and employee benefits | $6,449,000 | 1,287 |
| Premises and equipment expense | $1,274,000 | 1,381 |
| Additional noninterest expense | $3,747,000 | 1,273 |
| Pre-tax net operating income | $6,694,000 | 1,006 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $2,063,000 | 823 |
| Income before extraordinary items | $4,652,000 | 1,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,652,000 | 1,141 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,652,000 | 1,144 |
| Net charge-offs | $138,000 | 1,870 |
| Cash dividends | $1,800,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,637,510 | 1,115 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,974,000 | 1,173 |
| Total interest expense | $786,000 | 1,742 |
| Net interest income | $10,188,000 | 1,125 |
| Provision for loan and lease losses | $389,000 | 936 |
| Total noninterest income | $2,178,000 | 1,256 |
| Gross Fiduciary activities income | $336,000 | 553 |
| Service charges on deposit accounts | $601,000 | 1,014 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,241,000 | 1,341 |
| Total noninterest expense | $7,590,000 | 1,305 |
| Salaries and employee benefits | $4,252,000 | 1,300 |
| Premises and equipment expense | $856,000 | 1,378 |
| Additional noninterest expense | $2,482,000 | 1,277 |
| Pre-tax net operating income | $4,387,000 | 1,008 |
| Securities gains (losses) | $21,000 | 1,689 |
| Applicable income taxes | $1,354,000 | 832 |
| Income before extraordinary items | $3,054,000 | 1,149 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,054,000 | 1,148 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,054,000 | 1,150 |
| Net charge-offs | $114,000 | 1,611 |
| Cash dividends | $1,200,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,039,510 | 1,123 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,406,000 | 1,184 |
| Total interest expense | $393,000 | 1,756 |
| Net interest income | $5,013,000 | 1,140 |
| Provision for loan and lease losses | $194,000 | 928 |
| Total noninterest income | $1,039,000 | 1,255 |
| Gross Fiduciary activities income | $190,000 | 531 |
| Service charges on deposit accounts | $286,000 | 1,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $563,000 | 1,381 |
| Total noninterest expense | $3,730,000 | 1,322 |
| Salaries and employee benefits | $2,058,000 | 1,345 |
| Premises and equipment expense | $433,000 | 1,385 |
| Additional noninterest expense | $1,239,000 | 1,270 |
| Pre-tax net operating income | $2,128,000 | 1,011 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $653,000 | 840 |
| Income before extraordinary items | $1,475,000 | 1,148 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,475,000 | 1,149 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,475,000 | 1,149 |
| Net charge-offs | $81,000 | 1,249 |
| Cash dividends | $600,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,475,000 | 1,114 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $21,654,000 | 1,185 |
| Total interest expense | $1,730,000 | 1,674 |
| Net interest income | $19,924,000 | 1,132 |
| Provision for loan and lease losses | $643,000 | 1,213 |
| Total noninterest income | $4,118,000 | 1,263 |
| Gross Fiduciary activities income | $663,000 | 557 |
| Service charges on deposit accounts | $1,269,000 | 1,040 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,186,000 | 1,367 |
| Total noninterest expense | $14,770,000 | 1,323 |
| Salaries and employee benefits | $8,161,000 | 1,302 |
| Premises and equipment expense | $1,728,000 | 1,375 |
| Additional noninterest expense | $4,881,000 | 1,325 |
| Pre-tax net operating income | $8,629,000 | 958 |
| Securities gains (losses) | $133,000 | 1,057 |
| Applicable income taxes | $2,709,000 | 776 |
| Income before extraordinary items | $6,053,000 | 1,091 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,053,000 | 1,089 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,053,000 | 1,090 |
| Net charge-offs | $1,347,000 | 705 |
| Cash dividends | $2,400,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,961,230 | 1,080 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,253,000 | 1,190 |
| Total interest expense | $1,315,000 | 1,671 |
| Net interest income | $14,938,000 | 1,136 |
| Provision for loan and lease losses | $458,000 | 1,221 |
| Total noninterest income | $3,056,000 | 1,282 |
| Gross Fiduciary activities income | $498,000 | 554 |
| Service charges on deposit accounts | $937,000 | 1,065 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,621,000 | 1,380 |
| Total noninterest expense | $11,053,000 | 1,341 |
| Salaries and employee benefits | $6,119,000 | 1,304 |
| Premises and equipment expense | $1,310,000 | 1,367 |
| Additional noninterest expense | $3,624,000 | 1,336 |
| Pre-tax net operating income | $6,483,000 | 975 |
| Securities gains (losses) | $133,000 | 826 |
| Applicable income taxes | $2,049,000 | 791 |
| Income before extraordinary items | $4,567,000 | 1,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,567,000 | 1,091 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,567,000 | 1,091 |
| Net charge-offs | $355,000 | 1,453 |
| Cash dividends | $1,800,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,475,230 | 1,085 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,819,000 | 1,181 |
| Total interest expense | $877,000 | 1,687 |
| Net interest income | $9,942,000 | 1,125 |
| Provision for loan and lease losses | $335,000 | 1,139 |
| Total noninterest income | $1,978,000 | 1,295 |
| Gross Fiduciary activities income | $333,000 | 556 |
| Service charges on deposit accounts | $612,000 | 1,076 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,033,000 | 1,417 |
| Total noninterest expense | $7,341,000 | 1,344 |
| Salaries and employee benefits | $4,018,000 | 1,324 |
| Premises and equipment expense | $875,000 | 1,368 |
| Additional noninterest expense | $2,448,000 | 1,319 |
| Pre-tax net operating income | $4,244,000 | 963 |
| Securities gains (losses) | $133,000 | 642 |
| Applicable income taxes | $1,355,000 | 766 |
| Income before extraordinary items | $3,022,000 | 1,064 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,022,000 | 1,064 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,022,000 | 1,065 |
| Net charge-offs | $357,000 | 1,135 |
| Cash dividends | $1,200,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,930,230 | 1,076 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 1,203 |
| Total interest expense | $438,000 | 1,715 |
| Net interest income | $4,897,000 | 1,141 |
| Provision for loan and lease losses | $185,000 | 1,055 |
| Total noninterest income | $953,000 | 1,297 |
| Gross Fiduciary activities income | $165,000 | 552 |
| Service charges on deposit accounts | $297,000 | 1,090 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $491,000 | 1,429 |
| Total noninterest expense | $3,566,000 | 1,378 |
| Salaries and employee benefits | $1,936,000 | 1,381 |
| Premises and equipment expense | $447,000 | 1,370 |
| Additional noninterest expense | $1,183,000 | 1,348 |
| Pre-tax net operating income | $2,099,000 | 937 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $647,000 | 776 |
| Income before extraordinary items | $1,452,000 | 1,081 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,452,000 | 1,082 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,452,000 | 1,082 |
| Net charge-offs | $205,000 | 933 |
| Cash dividends | $600,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,452,000 | 1,060 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $21,137,000 | 1,216 |
| Total interest expense | $2,256,000 | 1,510 |
| Net interest income | $18,881,000 | 1,164 |
| Provision for loan and lease losses | $840,000 | 1,277 |
| Total noninterest income | $4,152,000 | 1,291 |
| Gross Fiduciary activities income | $598,000 | 567 |
| Service charges on deposit accounts | $1,349,000 | 1,026 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,205,000 | 1,412 |
| Total noninterest expense | $14,485,000 | 1,364 |
| Salaries and employee benefits | $8,101,000 | 1,315 |
| Premises and equipment expense | $1,745,000 | 1,363 |
| Additional noninterest expense | $4,639,000 | 1,433 |
| Pre-tax net operating income | $7,708,000 | 995 |
| Securities gains (losses) | $159,000 | 1,032 |
| Applicable income taxes | $2,394,000 | 789 |
| Income before extraordinary items | $5,473,000 | 1,133 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,473,000 | 1,135 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,473,000 | 1,136 |
| Net charge-offs | $335,000 | 2,443 |
| Cash dividends | $2,400,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,361,700 | 1,127 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,707,000 | 1,228 |
| Total interest expense | $1,747,000 | 1,500 |
| Net interest income | $13,960,000 | 1,182 |
| Provision for loan and lease losses | $630,000 | 1,281 |
| Total noninterest income | $3,127,000 | 1,314 |
| Gross Fiduciary activities income | $440,000 | 567 |
| Service charges on deposit accounts | $1,001,000 | 1,034 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,686,000 | 1,426 |
| Total noninterest expense | $10,639,000 | 1,392 |
| Salaries and employee benefits | $5,984,000 | 1,333 |
| Premises and equipment expense | $1,283,000 | 1,398 |
| Additional noninterest expense | $3,372,000 | 1,467 |
| Pre-tax net operating income | $5,818,000 | 995 |
| Securities gains (losses) | $159,000 | 930 |
| Applicable income taxes | $1,824,000 | 801 |
| Income before extraordinary items | $4,153,000 | 1,119 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,153,000 | 1,121 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,153,000 | 1,121 |
| Net charge-offs | $133,000 | 2,986 |
| Cash dividends | $1,800,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,043,290 | 1,120 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,472,000 | 1,220 |
| Total interest expense | $1,189,000 | 1,501 |
| Net interest income | $9,283,000 | 1,169 |
| Provision for loan and lease losses | $420,000 | 1,329 |
| Total noninterest income | $2,087,000 | 1,326 |
| Gross Fiduciary activities income | $285,000 | 577 |
| Service charges on deposit accounts | $648,000 | 1,039 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,154,000 | 1,437 |
| Total noninterest expense | $7,064,000 | 1,391 |
| Salaries and employee benefits | $3,981,000 | 1,336 |
| Premises and equipment expense | $855,000 | 1,409 |
| Additional noninterest expense | $2,228,000 | 1,461 |
| Pre-tax net operating income | $3,886,000 | 972 |
| Securities gains (losses) | $10,000 | 2,282 |
| Applicable income taxes | $1,188,000 | 814 |
| Income before extraordinary items | $2,708,000 | 1,133 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,708,000 | 1,134 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,708,000 | 1,135 |
| Net charge-offs | $55,000 | 3,270 |
| Cash dividends | $1,200,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,701,000 | 1,093 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 1,208 |
| Total interest expense | $608,000 | 1,523 |
| Net interest income | $4,692,000 | 1,161 |
| Provision for loan and lease losses | $210,000 | 1,313 |
| Total noninterest income | $1,031,000 | 1,336 |
| Gross Fiduciary activities income | $140,000 | 586 |
| Service charges on deposit accounts | $315,000 | 1,063 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $576,000 | 1,423 |
| Total noninterest expense | $3,453,000 | 1,430 |
| Salaries and employee benefits | $1,967,000 | 1,358 |
| Premises and equipment expense | $423,000 | 1,446 |
| Additional noninterest expense | $1,063,000 | 1,527 |
| Pre-tax net operating income | $2,060,000 | 907 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $633,000 | 750 |
| Income before extraordinary items | $1,427,000 | 1,067 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,427,000 | 1,068 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,427,000 | 1,069 |
| Net charge-offs | $-14,000 | 6,319 |
| Cash dividends | $600,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,427,000 | 1,019 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,583,000 | 1,301 |
| Total interest expense | $2,978,000 | 1,486 |
| Net interest income | $17,605,000 | 1,249 |
| Provision for loan and lease losses | $823,000 | 2,032 |
| Total noninterest income | $4,217,000 | 1,276 |
| Gross Fiduciary activities income | $529,000 | 587 |
| Service charges on deposit accounts | $1,305,000 | 1,090 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,383,000 | 1,383 |
| Total noninterest expense | $14,110,000 | 1,398 |
| Salaries and employee benefits | $7,820,000 | 1,320 |
| Premises and equipment expense | $1,642,000 | 1,450 |
| Additional noninterest expense | $4,648,000 | 1,453 |
| Pre-tax net operating income | $6,889,000 | 1,034 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,110,000 | 836 |
| Income before extraordinary items | $4,779,000 | 1,233 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,779,000 | 1,234 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,779,000 | 1,234 |
| Net charge-offs | $325,000 | 3,206 |
| Cash dividends | $2,000,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,779,000 | 1,173 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,429,000 | 1,324 |
| Total interest expense | $2,294,000 | 1,520 |
| Net interest income | $13,135,000 | 1,269 |
| Provision for loan and lease losses | $617,000 | 2,010 |
| Total noninterest income | $3,069,000 | 1,314 |
| Gross Fiduciary activities income | $391,000 | 588 |
| Service charges on deposit accounts | $971,000 | 1,102 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,707,000 | 1,407 |
| Total noninterest expense | $10,410,000 | 1,418 |
| Salaries and employee benefits | $5,790,000 | 1,336 |
| Premises and equipment expense | $1,215,000 | 1,477 |
| Additional noninterest expense | $3,405,000 | 1,485 |
| Pre-tax net operating income | $5,177,000 | 1,040 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,595,000 | 854 |
| Income before extraordinary items | $3,582,000 | 1,258 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,582,000 | 1,260 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,582,000 | 1,259 |
| Net charge-offs | $38,000 | 4,705 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,582,000 | 1,187 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,282,000 | 1,337 |
| Total interest expense | $1,573,000 | 1,538 |
| Net interest income | $8,709,000 | 1,278 |
| Provision for loan and lease losses | $411,000 | 2,038 |
| Total noninterest income | $1,983,000 | 1,333 |
| Gross Fiduciary activities income | $262,000 | 599 |
| Service charges on deposit accounts | $626,000 | 1,133 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,095,000 | 1,432 |
| Total noninterest expense | $6,907,000 | 1,420 |
| Salaries and employee benefits | $3,826,000 | 1,346 |
| Premises and equipment expense | $781,000 | 1,523 |
| Additional noninterest expense | $2,300,000 | 1,470 |
| Pre-tax net operating income | $3,374,000 | 1,053 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,048,000 | 854 |
| Income before extraordinary items | $2,326,000 | 1,281 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,326,000 | 1,281 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,326,000 | 1,281 |
| Net charge-offs | $22,000 | 4,582 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,326,000 | 1,210 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,132,000 | 1,342 |
| Total interest expense | $820,000 | 1,537 |
| Net interest income | $4,312,000 | 1,290 |
| Provision for loan and lease losses | $206,000 | 1,975 |
| Total noninterest income | $948,000 | 1,379 |
| Gross Fiduciary activities income | $135,000 | 592 |
| Service charges on deposit accounts | $308,000 | 1,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $505,000 | 1,499 |
| Total noninterest expense | $3,399,000 | 1,446 |
| Salaries and employee benefits | $1,890,000 | 1,373 |
| Premises and equipment expense | $401,000 | 1,483 |
| Additional noninterest expense | $1,108,000 | 1,516 |
| Pre-tax net operating income | $1,655,000 | 1,062 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $505,000 | 875 |
| Income before extraordinary items | $1,150,000 | 1,261 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,150,000 | 1,262 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,150,000 | 1,262 |
| Net charge-offs | $42,000 | 3,150 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,150,000 | 1,197 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,016,000 | 1,424 |
| Total interest expense | $3,678,000 | 1,638 |
| Net interest income | $16,338,000 | 1,355 |
| Provision for loan and lease losses | $950,000 | 2,490 |
| Total noninterest income | $3,314,000 | 1,390 |
| Gross Fiduciary activities income | $499,000 | 557 |
| Service charges on deposit accounts | $1,134,000 | 1,301 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,681,000 | 1,523 |
| Total noninterest expense | $13,315,000 | 1,451 |
| Salaries and employee benefits | $7,281,000 | 1,372 |
| Premises and equipment expense | $1,414,000 | 1,753 |
| Additional noninterest expense | $4,620,000 | 1,489 |
| Pre-tax net operating income | $5,387,000 | 1,107 |
| Securities gains (losses) | $237,000 | 1,322 |
| Applicable income taxes | $1,717,000 | 894 |
| Income before extraordinary items | $3,907,000 | 1,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,907,000 | 1,279 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,907,000 | 1,279 |
| Net charge-offs | $899,000 | 2,487 |
| Cash dividends | $2,300,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,743,470 | 1,252 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,905,000 | 1,451 |
| Total interest expense | $2,779,000 | 1,686 |
| Net interest income | $12,126,000 | 1,375 |
| Provision for loan and lease losses | $710,000 | 2,424 |
| Total noninterest income | $2,403,000 | 1,412 |
| Gross Fiduciary activities income | $358,000 | 566 |
| Service charges on deposit accounts | $810,000 | 1,379 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,235,000 | 1,530 |
| Total noninterest expense | $9,642,000 | 1,519 |
| Salaries and employee benefits | $5,266,000 | 1,409 |
| Premises and equipment expense | $1,001,000 | 1,877 |
| Additional noninterest expense | $3,375,000 | 1,524 |
| Pre-tax net operating income | $4,177,000 | 1,105 |
| Securities gains (losses) | $237,000 | 1,085 |
| Applicable income taxes | $1,370,000 | 855 |
| Income before extraordinary items | $3,044,000 | 1,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,044,000 | 1,272 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,044,000 | 1,272 |
| Net charge-offs | $625,000 | 2,423 |
| Cash dividends | $1,800,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,880,470 | 1,268 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,948,000 | 1,462 |
| Total interest expense | $1,918,000 | 1,697 |
| Net interest income | $8,030,000 | 1,385 |
| Provision for loan and lease losses | $470,000 | 2,392 |
| Total noninterest income | $1,546,000 | 1,445 |
| Gross Fiduciary activities income | $242,000 | 567 |
| Service charges on deposit accounts | $524,000 | 1,394 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $780,000 | 1,592 |
| Total noninterest expense | $6,207,000 | 1,585 |
| Salaries and employee benefits | $3,438,000 | 1,449 |
| Premises and equipment expense | $666,000 | 1,902 |
| Additional noninterest expense | $2,103,000 | 1,638 |
| Pre-tax net operating income | $2,899,000 | 1,041 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $901,000 | 827 |
| Income before extraordinary items | $1,998,000 | 1,255 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,998,000 | 1,255 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,998,000 | 1,255 |
| Net charge-offs | $447,000 | 2,261 |
| Cash dividends | $1,300,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,998,000 | 1,195 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 1,479 |
| Total interest expense | $1,012,000 | 1,670 |
| Net interest income | $3,934,000 | 1,414 |
| Provision for loan and lease losses | $280,000 | 2,070 |
| Total noninterest income | $761,000 | 1,471 |
| Gross Fiduciary activities income | $124,000 | 572 |
| Service charges on deposit accounts | $245,000 | 1,462 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $392,000 | 1,591 |
| Total noninterest expense | $2,969,000 | 1,672 |
| Salaries and employee benefits | $1,647,000 | 1,532 |
| Premises and equipment expense | $339,000 | 1,902 |
| Additional noninterest expense | $983,000 | 1,733 |
| Pre-tax net operating income | $1,446,000 | 1,038 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $450,000 | 806 |
| Income before extraordinary items | $996,000 | 1,244 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $996,000 | 1,243 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $996,000 | 1,244 |
| Net charge-offs | $283,000 | 1,808 |
| Cash dividends | $800,000 | 479 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $996,000 | 1,208 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,390,000 | 1,510 |
| Total interest expense | $4,820,000 | 1,696 |
| Net interest income | $15,570,000 | 1,435 |
| Provision for loan and lease losses | $1,235,000 | 2,736 |
| Total noninterest income | $3,157,000 | 1,493 |
| Gross Fiduciary activities income | $426,000 | 589 |
| Service charges on deposit accounts | $1,126,000 | 1,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,605,000 | 1,627 |
| Total noninterest expense | $12,093,000 | 1,644 |
| Salaries and employee benefits | $6,536,000 | 1,507 |
| Premises and equipment expense | $1,305,000 | 1,953 |
| Additional noninterest expense | $4,252,000 | 1,689 |
| Pre-tax net operating income | $5,399,000 | 961 |
| Securities gains (losses) | $148,000 | 1,838 |
| Applicable income taxes | $1,733,000 | 815 |
| Income before extraordinary items | $3,814,000 | 1,139 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,814,000 | 1,141 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,814,000 | 1,142 |
| Net charge-offs | $1,264,000 | 2,374 |
| Cash dividends | $2,000,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,711,880 | 1,117 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,343,000 | 1,535 |
| Total interest expense | $3,673,000 | 1,740 |
| Net interest income | $11,670,000 | 1,455 |
| Provision for loan and lease losses | $997,000 | 2,513 |
| Total noninterest income | $2,253,000 | 1,543 |
| Gross Fiduciary activities income | $300,000 | 598 |
| Service charges on deposit accounts | $851,000 | 1,384 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,102,000 | 1,697 |
| Total noninterest expense | $9,037,000 | 1,632 |
| Salaries and employee benefits | $4,833,000 | 1,529 |
| Premises and equipment expense | $984,000 | 1,966 |
| Additional noninterest expense | $3,220,000 | 1,652 |
| Pre-tax net operating income | $3,889,000 | 1,050 |
| Securities gains (losses) | $148,000 | 1,609 |
| Applicable income taxes | $1,254,000 | 858 |
| Income before extraordinary items | $2,783,000 | 1,212 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,783,000 | 1,216 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,783,000 | 1,216 |
| Net charge-offs | $650,000 | 2,716 |
| Cash dividends | $1,500,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,680,880 | 1,202 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,185,000 | 1,559 |
| Total interest expense | $2,472,000 | 1,785 |
| Net interest income | $7,713,000 | 1,475 |
| Provision for loan and lease losses | $758,000 | 2,265 |
| Total noninterest income | $1,473,000 | 1,520 |
| Gross Fiduciary activities income | $199,000 | 609 |
| Service charges on deposit accounts | $556,000 | 1,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $718,000 | 1,642 |
| Total noninterest expense | $5,918,000 | 1,663 |
| Salaries and employee benefits | $3,159,000 | 1,572 |
| Premises and equipment expense | $663,000 | 1,961 |
| Additional noninterest expense | $2,096,000 | 1,685 |
| Pre-tax net operating income | $2,510,000 | 1,066 |
| Securities gains (losses) | $148,000 | 1,144 |
| Applicable income taxes | $820,000 | 840 |
| Income before extraordinary items | $1,838,000 | 1,213 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,838,000 | 1,214 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,838,000 | 1,214 |
| Net charge-offs | $210,000 | 3,482 |
| Cash dividends | $1,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,735,880 | 1,230 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,155,000 | 1,575 |
| Total interest expense | $1,275,000 | 1,821 |
| Net interest income | $3,880,000 | 1,478 |
| Provision for loan and lease losses | $519,000 | 1,787 |
| Total noninterest income | $731,000 | 1,539 |
| Gross Fiduciary activities income | $100,000 | 616 |
| Service charges on deposit accounts | $269,000 | 1,454 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $362,000 | 1,613 |
| Total noninterest expense | $2,896,000 | 1,721 |
| Salaries and employee benefits | $1,489,000 | 1,677 |
| Premises and equipment expense | $346,000 | 1,947 |
| Additional noninterest expense | $1,061,000 | 1,647 |
| Pre-tax net operating income | $1,196,000 | 1,107 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $364,000 | 896 |
| Income before extraordinary items | $832,000 | 1,318 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $832,000 | 1,321 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $832,000 | 1,320 |
| Net charge-offs | $223,000 | 2,319 |
| Cash dividends | $500,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $832,000 | 1,276 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,103,000 | 1,553 |
| Total interest expense | $6,340,000 | 1,835 |
| Net interest income | $15,763,000 | 1,412 |
| Provision for loan and lease losses | $1,337,000 | 3,049 |
| Total noninterest income | $3,134,000 | 1,560 |
| Gross Fiduciary activities income | $379,000 | 611 |
| Service charges on deposit accounts | $1,235,000 | 1,394 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,520,000 | 1,638 |
| Total noninterest expense | $12,200,000 | 1,674 |
| Salaries and employee benefits | $6,551,000 | 1,526 |
| Premises and equipment expense | $1,553,000 | 1,742 |
| Additional noninterest expense | $4,096,000 | 1,814 |
| Pre-tax net operating income | $5,360,000 | 788 |
| Securities gains (losses) | $151,000 | 1,788 |
| Applicable income taxes | $1,710,000 | 640 |
| Income before extraordinary items | $3,801,000 | 911 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,801,000 | 910 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,801,000 | 910 |
| Net charge-offs | $671,000 | 3,408 |
| Cash dividends | $2,200,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,696,810 | 921 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,478,000 | 1,583 |
| Total interest expense | $4,889,000 | 1,868 |
| Net interest income | $11,589,000 | 1,441 |
| Provision for loan and lease losses | $928,000 | 2,886 |
| Total noninterest income | $2,365,000 | 1,574 |
| Gross Fiduciary activities income | $264,000 | 621 |
| Service charges on deposit accounts | $931,000 | 1,397 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,170,000 | 1,646 |
| Total noninterest expense | $9,122,000 | 1,663 |
| Salaries and employee benefits | $4,878,000 | 1,545 |
| Premises and equipment expense | $1,143,000 | 1,786 |
| Additional noninterest expense | $3,101,000 | 1,726 |
| Pre-tax net operating income | $3,904,000 | 867 |
| Securities gains (losses) | $151,000 | 1,503 |
| Applicable income taxes | $1,259,000 | 699 |
| Income before extraordinary items | $2,796,000 | 969 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,796,000 | 969 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,796,000 | 970 |
| Net charge-offs | $625,000 | 2,759 |
| Cash dividends | $1,600,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,691,810 | 993 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,044,000 | 1,605 |
| Total interest expense | $3,319,000 | 1,918 |
| Net interest income | $7,725,000 | 1,446 |
| Provision for loan and lease losses | $635,000 | 2,621 |
| Total noninterest income | $1,461,000 | 1,690 |
| Gross Fiduciary activities income | $175,000 | 622 |
| Service charges on deposit accounts | $618,000 | 1,379 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $668,000 | 1,859 |
| Total noninterest expense | $6,081,000 | 1,696 |
| Salaries and employee benefits | $3,235,000 | 1,586 |
| Premises and equipment expense | $746,000 | 1,852 |
| Additional noninterest expense | $2,100,000 | 1,737 |
| Pre-tax net operating income | $2,470,000 | 927 |
| Securities gains (losses) | $151,000 | 1,202 |
| Applicable income taxes | $814,000 | 738 |
| Income before extraordinary items | $1,807,000 | 1,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,807,000 | 1,054 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,807,000 | 1,057 |
| Net charge-offs | $631,000 | 2,084 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,702,810 | 1,076 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,579,000 | 1,614 |
| Total interest expense | $1,686,000 | 1,964 |
| Net interest income | $3,893,000 | 1,424 |
| Provision for loan and lease losses | $241,000 | 2,606 |
| Total noninterest income | $680,000 | 1,725 |
| Gross Fiduciary activities income | $89,000 | 627 |
| Service charges on deposit accounts | $293,000 | 1,410 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $298,000 | 1,965 |
| Total noninterest expense | $2,969,000 | 1,678 |
| Salaries and employee benefits | $1,592,000 | 1,628 |
| Premises and equipment expense | $377,000 | 1,871 |
| Additional noninterest expense | $1,000,000 | 1,616 |
| Pre-tax net operating income | $1,363,000 | 931 |
| Securities gains (losses) | $151,000 | 792 |
| Applicable income taxes | $478,000 | 713 |
| Income before extraordinary items | $1,036,000 | 1,040 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,036,000 | 1,040 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,036,000 | 1,042 |
| Net charge-offs | $233,000 | 2,019 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $933,320 | 1,091 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,619,000 | 1,857 |
| Total interest expense | $6,743,000 | 2,275 |
| Net interest income | $13,876,000 | 1,609 |
| Provision for loan and lease losses | $333,000 | 4,450 |
| Total noninterest income | $3,044,000 | 1,553 |
| Gross Fiduciary activities income | $465,000 | 585 |
| Service charges on deposit accounts | $1,273,000 | 1,410 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,306,000 | 1,768 |
| Total noninterest expense | $10,890,000 | 1,789 |
| Salaries and employee benefits | $5,979,000 | 1,715 |
| Premises and equipment expense | $1,554,000 | 1,767 |
| Additional noninterest expense | $3,357,000 | 1,825 |
| Pre-tax net operating income | $5,697,000 | 983 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,864,000 | 720 |
| Income before extraordinary items | $3,833,000 | 1,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,833,000 | 1,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,069 |
| Cash dividends | $3,500,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,833,000 | 1,153 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,142,000 | 1,935 |
| Total interest expense | $5,038,000 | 2,366 |
| Net interest income | $10,104,000 | 1,662 |
| Provision for loan and lease losses | $262,000 | 3,776 |
| Total noninterest income | $2,324,000 | 1,583 |
| Gross Fiduciary activities income | $363,000 | 580 |
| Service charges on deposit accounts | $953,000 | 1,426 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,008,000 | 1,806 |
| Total noninterest expense | $7,694,000 | 1,868 |
| Salaries and employee benefits | $4,382,000 | 1,770 |
| Premises and equipment expense | $934,000 | 2,180 |
| Additional noninterest expense | $2,378,000 | 1,862 |
| Pre-tax net operating income | $4,472,000 | 1,136 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,475,000 | 850 |
| Income before extraordinary items | $2,997,000 | 1,246 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,997,000 | 1,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,385 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,997,000 | 1,313 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,176,000 | 1,947 |
| Total interest expense | $3,511,000 | 2,366 |
| Net interest income | $6,665,000 | 1,679 |
| Provision for loan and lease losses | $155,000 | 3,554 |
| Total noninterest income | $1,635,000 | 1,546 |
| Gross Fiduciary activities income | $261,000 | 581 |
| Service charges on deposit accounts | $627,000 | 1,420 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $747,000 | 1,710 |
| Total noninterest expense | $5,112,000 | 1,876 |
| Salaries and employee benefits | $2,909,000 | 1,792 |
| Premises and equipment expense | $627,000 | 2,162 |
| Additional noninterest expense | $1,576,000 | 1,839 |
| Pre-tax net operating income | $3,033,000 | 1,172 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000,000 | 941 |
| Income before extraordinary items | $2,033,000 | 1,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,033,000 | 1,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,518 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,033,000 | 1,333 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 1,925 |
| Total interest expense | $1,904,000 | 2,339 |
| Net interest income | $3,379,000 | 1,648 |
| Provision for loan and lease losses | $107,000 | 2,622 |
| Total noninterest income | $955,000 | 1,383 |
| Gross Fiduciary activities income | $149,000 | 563 |
| Service charges on deposit accounts | $287,000 | 1,522 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $519,000 | 1,379 |
| Total noninterest expense | $2,600,000 | 1,850 |
| Salaries and employee benefits | $1,442,000 | 1,821 |
| Premises and equipment expense | $323,000 | 2,101 |
| Additional noninterest expense | $835,000 | 1,704 |
| Pre-tax net operating income | $1,627,000 | 1,165 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $541,000 | 945 |
| Income before extraordinary items | $1,086,000 | 1,387 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,086,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,086,000 | 1,350 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,220,000 | 1,987 |
| Total interest expense | $7,905,000 | 2,340 |
| Net interest income | $13,315,000 | 1,698 |
| Provision for loan and lease losses | $472,000 | 2,429 |
| Total noninterest income | $3,018,000 | 1,633 |
| Gross Fiduciary activities income | $535,000 | 574 |
| Service charges on deposit accounts | $1,231,000 | 1,463 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,252,000 | 1,906 |
| Total noninterest expense | $10,251,000 | 1,807 |
| Salaries and employee benefits | $5,556,000 | 1,815 |
| Premises and equipment expense | $1,237,000 | 2,104 |
| Additional noninterest expense | $3,458,000 | 1,601 |
| Pre-tax net operating income | $5,610,000 | 1,490 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $1,824,000 | 1,212 |
| Income before extraordinary items | $3,797,000 | 1,667 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,797,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,707 |
| Cash dividends | $2,500,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,789,520 | 1,654 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,842,000 | 2,000 |
| Total interest expense | $5,933,000 | 2,329 |
| Net interest income | $9,909,000 | 1,714 |
| Provision for loan and lease losses | $353,000 | 2,069 |
| Total noninterest income | $2,305,000 | 1,618 |
| Gross Fiduciary activities income | $398,000 | 572 |
| Service charges on deposit accounts | $928,000 | 1,427 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $979,000 | 1,861 |
| Total noninterest expense | $7,650,000 | 1,794 |
| Salaries and employee benefits | $4,104,000 | 1,841 |
| Premises and equipment expense | $927,000 | 2,089 |
| Additional noninterest expense | $2,619,000 | 1,540 |
| Pre-tax net operating income | $4,211,000 | 1,602 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,368,000 | 1,309 |
| Income before extraordinary items | $2,843,000 | 1,773 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,843,000 | 1,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,254 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,843,000 | 1,761 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,424,000 | 2,038 |
| Total interest expense | $3,904,000 | 2,377 |
| Net interest income | $6,520,000 | 1,759 |
| Provision for loan and lease losses | $202,000 | 2,144 |
| Total noninterest income | $1,542,000 | 1,639 |
| Gross Fiduciary activities income | $264,000 | 588 |
| Service charges on deposit accounts | $592,000 | 1,489 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $686,000 | 1,804 |
| Total noninterest expense | $5,017,000 | 1,838 |
| Salaries and employee benefits | $2,683,000 | 1,908 |
| Premises and equipment expense | $608,000 | 2,134 |
| Additional noninterest expense | $1,726,000 | 1,567 |
| Pre-tax net operating income | $2,843,000 | 1,626 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $924,000 | 1,350 |
| Income before extraordinary items | $1,919,000 | 1,803 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,919,000 | 1,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 862 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,919,000 | 1,787 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 2,062 |
| Total interest expense | $1,891,000 | 2,420 |
| Net interest income | $3,249,000 | 1,769 |
| Provision for loan and lease losses | $78,000 | 2,375 |
| Total noninterest income | $646,000 | 1,835 |
| Gross Fiduciary activities income | $124,000 | 612 |
| Service charges on deposit accounts | $275,000 | 1,556 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $247,000 | 2,233 |
| Total noninterest expense | $2,481,000 | 1,858 |
| Salaries and employee benefits | $1,304,000 | 1,965 |
| Premises and equipment expense | $301,000 | 2,175 |
| Additional noninterest expense | $876,000 | 1,520 |
| Pre-tax net operating income | $1,336,000 | 1,706 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $436,000 | 1,433 |
| Income before extraordinary items | $900,000 | 1,866 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $900,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,191 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $900,000 | 1,858 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,018,000 | 1,979 |
| Total interest expense | $6,877,000 | 2,321 |
| Net interest income | $13,141,000 | 1,751 |
| Provision for loan and lease losses | $302,000 | 2,741 |
| Total noninterest income | $2,649,000 | 1,797 |
| Gross Fiduciary activities income | $403,000 | 634 |
| Service charges on deposit accounts | $1,279,000 | 1,397 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $967,000 | 2,281 |
| Total noninterest expense | $10,537,000 | 1,688 |
| Salaries and employee benefits | $5,676,000 | 1,720 |
| Premises and equipment expense | $1,184,000 | 2,098 |
| Additional noninterest expense | $3,677,000 | 1,441 |
| Pre-tax net operating income | $4,951,000 | 1,898 |
| Securities gains (losses) | $-57,000 | 7,993 |
| Applicable income taxes | $1,558,000 | 1,602 |
| Income before extraordinary items | $3,336,000 | 2,091 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,336,000 | 2,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,670 |
| Cash dividends | $3,600,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,374,760 | 2,061 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,850,000 | 1,988 |
| Total interest expense | $5,009,000 | 2,316 |
| Net interest income | $9,841,000 | 1,766 |
| Provision for loan and lease losses | $222,000 | 2,706 |
| Total noninterest income | $1,979,000 | 1,815 |
| Gross Fiduciary activities income | $304,000 | 630 |
| Service charges on deposit accounts | $978,000 | 1,370 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $697,000 | 2,330 |
| Total noninterest expense | $8,046,000 | 1,660 |
| Salaries and employee benefits | $4,313,000 | 1,702 |
| Premises and equipment expense | $892,000 | 2,107 |
| Additional noninterest expense | $2,841,000 | 1,394 |
| Pre-tax net operating income | $3,552,000 | 2,034 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,125,000 | 1,739 |
| Income before extraordinary items | $2,427,000 | 2,195 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,427,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,979 |
| Cash dividends | $1,700,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,427,000 | 2,186 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,701,000 | 1,988 |
| Total interest expense | $3,148,000 | 2,328 |
| Net interest income | $6,553,000 | 1,774 |
| Provision for loan and lease losses | $147,000 | 2,704 |
| Total noninterest income | $1,303,000 | 1,834 |
| Gross Fiduciary activities income | $201,000 | 641 |
| Service charges on deposit accounts | $653,000 | 1,351 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $449,000 | 2,358 |
| Total noninterest expense | $5,417,000 | 1,653 |
| Salaries and employee benefits | $2,832,000 | 1,732 |
| Premises and equipment expense | $596,000 | 2,093 |
| Additional noninterest expense | $1,989,000 | 1,346 |
| Pre-tax net operating income | $2,292,000 | 2,091 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $723,000 | 1,807 |
| Income before extraordinary items | $1,569,000 | 2,261 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,569,000 | 2,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,489 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,569,000 | 2,245 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 2,016 |
| Total interest expense | $1,414,000 | 2,439 |
| Net interest income | $3,287,000 | 1,750 |
| Provision for loan and lease losses | $32,000 | 3,778 |
| Total noninterest income | $571,000 | 2,004 |
| Gross Fiduciary activities income | $74,000 | 732 |
| Service charges on deposit accounts | $315,000 | 1,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $182,000 | 2,657 |
| Total noninterest expense | $2,640,000 | 1,700 |
| Salaries and employee benefits | $1,446,000 | 1,709 |
| Premises and equipment expense | $307,000 | 2,047 |
| Additional noninterest expense | $887,000 | 1,487 |
| Pre-tax net operating income | $1,186,000 | 1,993 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $373,000 | 1,741 |
| Income before extraordinary items | $813,000 | 2,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $813,000 | 2,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $813,000 | 2,135 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,332,000 | 1,939 |
| Total interest expense | $4,812,000 | 2,275 |
| Net interest income | $12,520,000 | 1,752 |
| Provision for loan and lease losses | $283,000 | 2,962 |
| Total noninterest income | $2,334,000 | 1,979 |
| Gross Fiduciary activities income | $371,000 | 646 |
| Service charges on deposit accounts | $1,037,000 | 1,667 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $926,000 | 2,322 |
| Total noninterest expense | $10,425,000 | 1,637 |
| Salaries and employee benefits | $5,523,000 | 1,694 |
| Premises and equipment expense | $1,201,000 | 1,995 |
| Additional noninterest expense | $3,701,000 | 1,382 |
| Pre-tax net operating income | $4,146,000 | 2,162 |
| Securities gains (losses) | $247,000 | 449 |
| Applicable income taxes | $1,296,000 | 1,892 |
| Income before extraordinary items | $3,097,000 | 2,186 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,097,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,366 |
| Cash dividends | $3,911,000 | 833 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,924,100 | 2,263 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,646,000 | 1,931 |
| Total interest expense | $3,494,000 | 2,223 |
| Net interest income | $9,152,000 | 1,786 |
| Provision for loan and lease losses | $283,000 | 2,289 |
| Total noninterest income | $1,625,000 | 2,085 |
| Gross Fiduciary activities income | $276,000 | 642 |
| Service charges on deposit accounts | $677,000 | 1,898 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $672,000 | 2,379 |
| Total noninterest expense | $7,705,000 | 1,645 |
| Salaries and employee benefits | $4,059,000 | 1,703 |
| Premises and equipment expense | $899,000 | 1,990 |
| Additional noninterest expense | $2,747,000 | 1,384 |
| Pre-tax net operating income | $2,789,000 | 2,354 |
| Securities gains (losses) | $247,000 | 427 |
| Applicable income taxes | $878,000 | 2,063 |
| Income before extraordinary items | $2,158,000 | 2,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,158,000 | 2,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 978 |
| Cash dividends | $1,111,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,982,630 | 2,471 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,181,000 | 1,940 |
| Total interest expense | $2,236,000 | 2,200 |
| Net interest income | $5,945,000 | 1,817 |
| Provision for loan and lease losses | $212,000 | 2,047 |
| Total noninterest income | $1,087,000 | 2,064 |
| Gross Fiduciary activities income | $187,000 | 650 |
| Service charges on deposit accounts | $447,000 | 1,876 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $453,000 | 2,343 |
| Total noninterest expense | $5,164,000 | 1,636 |
| Salaries and employee benefits | $2,750,000 | 1,668 |
| Premises and equipment expense | $595,000 | 1,995 |
| Additional noninterest expense | $1,819,000 | 1,365 |
| Pre-tax net operating income | $1,656,000 | 2,540 |
| Securities gains (losses) | $247,000 | 364 |
| Applicable income taxes | $538,000 | 2,160 |
| Income before extraordinary items | $1,365,000 | 2,382 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,365,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 702 |
| Cash dividends | $741,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,187,160 | 2,633 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,968,000 | 1,962 |
| Total interest expense | $1,046,000 | 2,238 |
| Net interest income | $2,922,000 | 1,825 |
| Provision for loan and lease losses | $106,000 | 1,934 |
| Total noninterest income | $533,000 | 2,046 |
| Gross Fiduciary activities income | $93,000 | 657 |
| Service charges on deposit accounts | $213,000 | 1,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $227,000 | 2,286 |
| Total noninterest expense | $2,639,000 | 1,610 |
| Salaries and employee benefits | $1,402,000 | 1,653 |
| Premises and equipment expense | $282,000 | 2,122 |
| Additional noninterest expense | $955,000 | 1,293 |
| Pre-tax net operating income | $710,000 | 2,822 |
| Securities gains (losses) | $247,000 | 221 |
| Applicable income taxes | $272,000 | 2,130 |
| Income before extraordinary items | $685,000 | 2,367 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $685,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 555 |
| Cash dividends | $371,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $507,160 | 2,976 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,049,000 | 1,896 |
| Total interest expense | $3,874,000 | 2,094 |
| Net interest income | $11,175,000 | 1,811 |
| Provision for loan and lease losses | $423,000 | 2,264 |
| Total noninterest income | $2,093,000 | 2,132 |
| Gross Fiduciary activities income | $244,000 | 745 |
| Service charges on deposit accounts | $847,000 | 2,034 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,002,000 | 2,150 |
| Total noninterest expense | $10,121,000 | 1,603 |
| Salaries and employee benefits | $5,251,000 | 1,678 |
| Premises and equipment expense | $1,157,000 | 1,993 |
| Additional noninterest expense | $3,713,000 | 1,336 |
| Pre-tax net operating income | $2,724,000 | 2,800 |
| Securities gains (losses) | $588,000 | 412 |
| Applicable income taxes | $707,000 | 2,748 |
| Income before extraordinary items | $2,605,000 | 2,340 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,605,000 | 2,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,958 |
| Cash dividends | $1,375,000 | 1,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,140,480 | 2,695 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,165,000 | 1,898 |
| Total interest expense | $2,899,000 | 2,066 |
| Net interest income | $8,266,000 | 1,817 |
| Provision for loan and lease losses | $423,000 | 1,692 |
| Total noninterest income | $1,568,000 | 2,145 |
| Gross Fiduciary activities income | $181,000 | 745 |
| Service charges on deposit accounts | $626,000 | 2,080 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $761,000 | 2,144 |
| Total noninterest expense | $7,589,000 | 1,600 |
| Salaries and employee benefits | $3,925,000 | 1,685 |
| Premises and equipment expense | $872,000 | 1,987 |
| Additional noninterest expense | $2,792,000 | 1,326 |
| Pre-tax net operating income | $1,822,000 | 3,111 |
| Securities gains (losses) | $585,000 | 390 |
| Applicable income taxes | $462,000 | 3,048 |
| Income before extraordinary items | $1,945,000 | 2,383 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,945,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,411 |
| Cash dividends | $1,031,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,471,150 | 2,920 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,399,000 | 1,892 |
| Total interest expense | $1,939,000 | 2,034 |
| Net interest income | $5,460,000 | 1,828 |
| Provision for loan and lease losses | $173,000 | 2,490 |
| Total noninterest income | $1,045,000 | 2,124 |
| Gross Fiduciary activities income | $125,000 | 741 |
| Service charges on deposit accounts | $393,000 | 2,179 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $527,000 | 2,108 |
| Total noninterest expense | $4,939,000 | 1,640 |
| Salaries and employee benefits | $2,547,000 | 1,725 |
| Premises and equipment expense | $580,000 | 1,985 |
| Additional noninterest expense | $1,812,000 | 1,342 |
| Pre-tax net operating income | $1,393,000 | 2,735 |
| Securities gains (losses) | $26,000 | 1,881 |
| Applicable income taxes | $233,000 | 3,507 |
| Income before extraordinary items | $1,186,000 | 2,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,186,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,427 |
| Cash dividends | $688,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,164,160 | 2,524 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 1,917 |
| Total interest expense | $972,000 | 2,053 |
| Net interest income | $2,690,000 | 1,854 |
| Provision for loan and lease losses | $94,000 | 2,217 |
| Total noninterest income | $473,000 | 2,242 |
| Gross Fiduciary activities income | $62,000 | 756 |
| Service charges on deposit accounts | $182,000 | 2,264 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $229,000 | 2,261 |
| Total noninterest expense | $2,460,000 | 1,661 |
| Salaries and employee benefits | $1,259,000 | 1,758 |
| Premises and equipment expense | $288,000 | 2,007 |
| Additional noninterest expense | $913,000 | 1,322 |
| Pre-tax net operating income | $609,000 | 3,049 |
| Securities gains (losses) | $26,000 | 1,575 |
| Applicable income taxes | $85,000 | 4,041 |
| Income before extraordinary items | $550,000 | 2,713 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $550,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,316 |
| Cash dividends | $344,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $527,380 | 2,718 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,389,000 | 1,846 |
| Total interest expense | $4,631,000 | 1,929 |
| Net interest income | $10,758,000 | 1,817 |
| Provision for loan and lease losses | $-51,000 | 8,989 |
| Total noninterest income | $2,155,000 | 2,195 |
| Gross Fiduciary activities income | $235,000 | 767 |
| Service charges on deposit accounts | $791,000 | 2,143 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,129,000 | 2,209 |
| Total noninterest expense | $10,695,000 | 1,495 |
| Salaries and employee benefits | $5,517,000 | 1,563 |
| Premises and equipment expense | $1,138,000 | 2,005 |
| Additional noninterest expense | $4,040,000 | 1,231 |
| Pre-tax net operating income | $2,269,000 | 3,099 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $167,000 | 5,151 |
| Income before extraordinary items | $2,103,000 | 2,756 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,103,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,954 |
| Cash dividends | $1,267,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,102,070 | 2,626 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,693,000 | 1,862 |
| Total interest expense | $3,556,000 | 1,962 |
| Net interest income | $8,137,000 | 1,802 |
| Provision for loan and lease losses | $-51,000 | 9,100 |
| Total noninterest income | $1,634,000 | 2,214 |
| Gross Fiduciary activities income | $175,000 | 765 |
| Service charges on deposit accounts | $589,000 | 2,167 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $870,000 | 2,243 |
| Total noninterest expense | $8,171,000 | 1,473 |
| Salaries and employee benefits | $4,278,000 | 1,513 |
| Premises and equipment expense | $870,000 | 1,966 |
| Additional noninterest expense | $3,023,000 | 1,248 |
| Pre-tax net operating income | $1,651,000 | 3,291 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $107,000 | 5,498 |
| Income before extraordinary items | $1,544,000 | 2,902 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,544,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,056 |
| Cash dividends | $949,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,544,000 | 2,759 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,885,000 | 1,862 |
| Total interest expense | $2,415,000 | 1,986 |
| Net interest income | $5,470,000 | 1,783 |
| Provision for loan and lease losses | $-51,000 | 9,163 |
| Total noninterest income | $1,026,000 | 2,317 |
| Gross Fiduciary activities income | $116,000 | 772 |
| Service charges on deposit accounts | $390,000 | 2,143 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $520,000 | 2,398 |
| Total noninterest expense | $5,184,000 | 1,553 |
| Salaries and employee benefits | $2,650,000 | 1,621 |
| Premises and equipment expense | $590,000 | 1,931 |
| Additional noninterest expense | $1,944,000 | 1,279 |
| Pre-tax net operating income | $1,363,000 | 2,806 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $159,000 | 4,406 |
| Income before extraordinary items | $1,204,000 | 2,570 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,204,000 | 2,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,574 |
| Cash dividends | $632,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,204,000 | 2,417 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 1,861 |
| Total interest expense | $1,226,000 | 2,007 |
| Net interest income | $2,727,000 | 1,785 |
| Provision for loan and lease losses | $-71,000 | 9,245 |
| Total noninterest income | $467,000 | 2,414 |
| Gross Fiduciary activities income | $56,000 | 789 |
| Service charges on deposit accounts | $185,000 | 2,171 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $226,000 | 2,503 |
| Total noninterest expense | $2,559,000 | 1,559 |
| Salaries and employee benefits | $1,309,000 | 1,625 |
| Premises and equipment expense | $298,000 | 1,924 |
| Additional noninterest expense | $952,000 | 1,283 |
| Pre-tax net operating income | $706,000 | 2,719 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $92,000 | 4,095 |
| Income before extraordinary items | $614,000 | 2,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $614,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,867 |
| Cash dividends | $316,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $614,000 | 2,347 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,674,000 | 1,845 |
| Total interest expense | $6,467,000 | 1,763 |
| Net interest income | $10,207,000 | 1,904 |
| Provision for loan and lease losses | $-587,000 | 9,335 |
| Total noninterest income | $1,921,000 | 2,201 |
| Gross Fiduciary activities income | $201,000 | 825 |
| Service charges on deposit accounts | $807,000 | 1,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $913,000 | 2,304 |
| Total noninterest expense | $10,890,000 | 1,411 |
| Salaries and employee benefits | $5,554,000 | 1,465 |
| Premises and equipment expense | $1,156,000 | 1,910 |
| Additional noninterest expense | $4,180,000 | 1,168 |
| Pre-tax net operating income | $1,825,000 | 3,630 |
| Securities gains (losses) | $115,000 | 1,613 |
| Applicable income taxes | $-29,000 | 8,940 |
| Income before extraordinary items | $1,969,000 | 2,830 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,969,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $731,000 | 1,233 |
| Cash dividends | $789,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,854,000 | 2,879 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,631,000 | 1,566 |
| Total interest expense | $11,472,000 | 1,412 |
| Net interest income | $10,159,000 | 1,759 |
| Provision for loan and lease losses | $35,000 | 7,117 |
| Total noninterest income | $1,948,000 | 2,055 |
| Gross Fiduciary activities income | $229,000 | 802 |
| Service charges on deposit accounts | $733,000 | 2,059 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $986,000 | 2,064 |
| Total noninterest expense | $11,474,000 | 1,260 |
| Salaries and employee benefits | $5,280,000 | 1,439 |
| Premises and equipment expense | $1,184,000 | 1,821 |
| Additional noninterest expense | $5,010,000 | 976 |
| Pre-tax net operating income | $598,000 | 6,177 |
| Securities gains (losses) | $29,000 | 2,852 |
| Applicable income taxes | $-493,000 | 9,499 |
| Income before extraordinary items | $1,120,000 | 3,983 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,120,000 | 3,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,476,000 | 396 |
| Cash dividends | $262,000 | 4,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,091,000 | 3,926 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $25,473,000 | 1,375 |
| Total interest expense | $12,782,000 | 1,362 |
| Net interest income | $12,691,000 | 1,383 |
| Provision for loan and lease losses | $6,142,000 | 276 |
| Total noninterest income | $2,019,000 | 1,861 |
| Gross Fiduciary activities income | $460,000 | 623 |
| Service charges on deposit accounts | $801,000 | 1,731 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $758,000 | 2,224 |
| Total noninterest expense | $9,117,000 | 1,536 |
| Salaries and employee benefits | $4,430,000 | 1,607 |
| Premises and equipment expense | $987,000 | 2,087 |
| Additional noninterest expense | $3,700,000 | 1,235 |
| Pre-tax net operating income | $-549,000 | 9,556 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-894,000 | 9,840 |
| Income before extraordinary items | $345,000 | 7,183 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $345,000 | 7,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,101,000 | 463 |
| Cash dividends | $1,184,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $345,000 | 7,175 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,683,000 | 1,371 |
| Total interest expense | $11,682,000 | 1,291 |
| Net interest income | $12,001,000 | 1,458 |
| Provision for loan and lease losses | $1,100,000 | 898 |
| Total noninterest income | $2,063,000 | 1,822 |
| Gross Fiduciary activities income | $303,000 | 769 |
| Service charges on deposit accounts | $772,000 | 1,713 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $988,000 | 1,885 |
| Total noninterest expense | $7,509,000 | 1,847 |
| Salaries and employee benefits | $3,912,000 | 1,770 |
| Premises and equipment expense | $826,000 | 2,456 |
| Additional noninterest expense | $2,771,000 | 1,611 |
| Pre-tax net operating income | $5,455,000 | 1,391 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,171,000 | 1,964 |
| Income before extraordinary items | $4,284,000 | 1,265 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,284,000 | 1,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,103 |
| Cash dividends | $1,856,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,284,000 | 1,248 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,380,000 | 1,382 |
| Total interest expense | $11,564,000 | 1,341 |
| Net interest income | $11,816,000 | 1,420 |
| Provision for loan and lease losses | $1,051,000 | 931 |
| Total noninterest income | $1,615,000 | 2,145 |
| Gross Fiduciary activities income | $212,000 | 854 |
| Service charges on deposit accounts | $716,000 | 1,787 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $687,000 | 2,425 |
| Total noninterest expense | $6,751,000 | 1,935 |
| Salaries and employee benefits | $3,439,000 | 1,933 |
| Premises and equipment expense | $847,000 | 2,301 |
| Additional noninterest expense | $2,465,000 | 1,728 |
| Pre-tax net operating income | $5,629,000 | 1,333 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,331,000 | 1,815 |
| Income before extraordinary items | $4,298,000 | 1,242 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,298,000 | 1,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 1,230 |
| Cash dividends | $1,584,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,298,000 | 1,197 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,091,000 | 1,485 |
| Total interest expense | $10,818,000 | 1,445 |
| Net interest income | $11,273,000 | 1,526 |
| Provision for loan and lease losses | $400,000 | 2,088 |
| Total noninterest income | $1,447,000 | 2,273 |
| Gross Fiduciary activities income | $109,000 | 1,036 |
| Service charges on deposit accounts | $685,000 | 1,909 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $653,000 | 2,333 |
| Total noninterest expense | $6,248,000 | 2,071 |
| Salaries and employee benefits | $3,203,000 | 2,055 |
| Premises and equipment expense | $813,000 | 2,383 |
| Additional noninterest expense | $2,232,000 | 1,904 |
| Pre-tax net operating income | $6,072,000 | 1,288 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,624,000 | 1,588 |
| Income before extraordinary items | $4,448,000 | 1,230 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,448,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,794 |
| Cash dividends | $1,818,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,448,000 | 1,206 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,479,000 | 1,735 |
| Total interest expense | $8,832,000 | 1,776 |
| Net interest income | $10,647,000 | 1,661 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $1,099,000 | 2,886 |
| Gross Fiduciary activities income | $66,000 | 1,179 |
| Service charges on deposit accounts | $627,000 | 2,157 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $406,000 | 3,375 |
| Total noninterest expense | $5,927,000 | 2,322 |
| Salaries and employee benefits | $2,999,000 | 2,222 |
| Premises and equipment expense | $855,000 | 2,308 |
| Additional noninterest expense | $2,073,000 | 2,378 |
| Pre-tax net operating income | $5,419,000 | 1,314 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $1,561,000 | 1,549 |
| Income before extraordinary items | $3,870,000 | 1,284 |
| Extraordinary gains, net | $77,000 | 28 |
| Net income | $3,947,000 | 1,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,762 |
| Cash dividends | $1,064,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,861,480 | 1,260 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,305,000 | 1,855 |
| Total interest expense | $8,034,000 | 1,945 |
| Net interest income | $10,271,000 | 1,746 |
| Provision for loan and lease losses | $515,000 | 1,531 |
| Total noninterest income | $978,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $573,000 | 2,360 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $405,000 | 3,294 |
| Total noninterest expense | $5,642,000 | 2,408 |
| Salaries and employee benefits | $2,810,000 | 2,358 |
| Premises and equipment expense | $797,000 | 2,482 |
| Additional noninterest expense | $2,035,000 | 2,367 |
| Pre-tax net operating income | $5,092,000 | 1,481 |
| Securities gains (losses) | $24,000 | 1,774 |
| Applicable income taxes | $1,471,000 | 1,673 |
| Income before extraordinary items | $3,645,000 | 1,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,645,000 | 1,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,222 |
| Cash dividends | $832,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,627,960 | 1,407 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,713,000 | 2,230 |
| Total interest expense | $5,602,000 | 2,221 |
| Net interest income | $8,111,000 | 2,225 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $891,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $524,000 | 2,594 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $367,000 | 3,600 |
| Total noninterest expense | $5,373,000 | 2,590 |
| Salaries and employee benefits | $2,536,000 | 2,627 |
| Premises and equipment expense | $781,000 | 2,582 |
| Additional noninterest expense | $2,056,000 | 2,514 |
| Pre-tax net operating income | $3,329,000 | 2,140 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $840,000 | 2,653 |
| Income before extraordinary items | $2,495,000 | 1,962 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,495,000 | 1,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,946 |
| Cash dividends | $663,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,490,500 | 1,964 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,163,000 | 2,536 |
| Total interest expense | $5,174,000 | 2,497 |
| Net interest income | $6,989,000 | 2,578 |
| Provision for loan and lease losses | $390,000 | 2,506 |
| Total noninterest income | $873,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $499,000 | 2,805 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $374,000 | 3,925 |
| Total noninterest expense | $5,114,000 | 2,794 |
| Salaries and employee benefits | $2,433,000 | 2,722 |
| Premises and equipment expense | $731,000 | 2,764 |
| Additional noninterest expense | $1,950,000 | 2,796 |
| Pre-tax net operating income | $2,358,000 | 2,856 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $568,000 | 3,764 |
| Income before extraordinary items | $1,830,000 | 2,729 |
| Extraordinary gains, net | $90,000 | 1,670 |
| Net income | $1,920,000 | 2,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,561 |
| Cash dividends | $664,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,799,600 | 2,611 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,743,000 | 2,764 |
| Total interest expense | $6,502,000 | 2,596 |
| Net interest income | $6,241,000 | 2,919 |
| Provision for loan and lease losses | $708,000 | 2,351 |
| Total noninterest income | $764,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $485,000 | 2,874 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $279,000 | 4,635 |
| Total noninterest expense | $4,874,000 | 2,937 |
| Salaries and employee benefits | $2,297,000 | 2,831 |
| Premises and equipment expense | $668,000 | 3,050 |
| Additional noninterest expense | $1,909,000 | 2,910 |
| Pre-tax net operating income | $1,423,000 | 4,251 |
| Securities gains (losses) | $87,000 | 3,239 |
| Applicable income taxes | $242,000 | 6,787 |
| Income before extraordinary items | $1,268,000 | 3,625 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,268,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 2,668 |
| Cash dividends | $523,000 | 2,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,194,920 | 3,542 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.