The Commercial and Savings Bank Company, Assets and Liabilities

1997-12-31Rank
# of Employees:610,399
Assets and Liabilities
Total Assets:$15,986,00010,250
Cash and due from depository institutions$415,00010,399
Interest-bearing balances$06,604
Securities$3,227,0009,896
Federal funds sold & reverse repurchase agreements$1,700,0005,356
Net loans & leases$10,258,0009,815
Loan loss allowance$62,00010,450
Trading account assets$0203
Bank premises and fixed assets$238,0009,285
Other real estate owned$010,399
Goodwill and other intangibles$03,571
All other assets$148,00010,612
Life insurance assets$01
Total liabilities and capital$15,986,00010,250
Total liabilities$14,582,00010,164
Total deposits$14,508,00010,098
Interest-bearing deposits$12,954,0009,965
Deposits held in domestic offices$14,508,00010,098
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$74,00010,487
Total equity capital$1,404,00010,513
Total bank equity capital$1,404,00010,513
Perpetual preferred stock$0223
Common stock$202,0006,923
Surplus$544,0008,739
Undivided profits$658,0009,170
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$53,0008,513
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$44,00010,482
Earning assets$15,185,00010,153
Long-term assets (5+ years)$8,821,0004,640
Average Assets, year-to-date$15,695,40010,179
Average Assets, quarterly$15,836,50010,222
Volatile liabilities$1,929,0009,369
Insider loans$304,0006,612
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$461,0009,646
Tier 1 (core) risk-based capital$1,404,00010,487
Tier 2 risk-based capital$62,00010,375
Total risk weighted assets$7,263,10010,436
Total unused commitments$461,0009,654
Derivatives$0533
1996-12-31Rank
# of Employees:710,651
Assets and Liabilities
Total Assets:$15,548,00010,737
Cash and due from depository institutions$315,00010,651
Interest-bearing balances$06,640
Securities$3,025,00010,543
Federal funds sold & reverse repurchase agreements$1,140,0006,200
Net loans & leases$10,647,00010,129
Loan loss allowance$103,00010,487
Trading account assets$0240
Bank premises and fixed assets$256,0009,517
Other real estate owned$010,651
Goodwill and other intangibles$03,437
All other assets$165,00011,057
Life insurance assets$01
Total liabilities and capital$15,548,00010,737
Total liabilities$14,223,00010,676
Total deposits$14,132,00010,606
Interest-bearing deposits$12,755,00010,466
Deposits held in domestic offices$14,132,00010,604
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$91,00010,745
Total equity capital$1,325,00011,004
Total bank equity capital$1,325,00011,004
Perpetual preferred stock$0250
Common stock$202,0007,300
Surplus$544,0009,097
Undivided profits$579,0009,680
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$101,0008,083
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$47,00010,943
Earning assets$14,812,00010,636
Long-term assets (5+ years)$7,502,0004,875
Average Assets, year-to-date$15,474,40010,662
Average Assets, quarterly$15,641,00010,698
Volatile liabilities$2,028,0009,452
Insider loans$316,0006,712
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$506,0009,759
Tier 1 (core) risk-based capital$1,327,00010,995
Tier 2 risk-based capital$94,61010,432
Total risk weighted assets$7,560,21010,838
Total unused commitments$506,0009,767
Derivatives$0549
1995-12-31Rank
# of Employees:611,393
Assets and Liabilities
Total Assets:$15,382,00011,196
Cash and due from depository institutions$536,00011,393
Interest-bearing balances$06,853
Securities$3,046,00011,008
Federal funds sold & reverse repurchase agreements$1,250,0006,817
Net loans & leases$10,101,00010,569
Loan loss allowance$101,00010,966
Trading account assets$0261
Bank premises and fixed assets$260,0009,825
Other real estate owned$011,393
Goodwill and other intangibles$03,181
All other assets$189,00011,407
Life insurance assets$01
Total liabilities and capital$15,382,00011,196
Total liabilities$14,135,00011,133
Total deposits$14,049,00011,076
Interest-bearing deposits$12,504,00010,968
Deposits held in domestic offices$14,049,00011,075
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$86,00011,330
Total equity capital$1,247,00011,494
Total bank equity capital$1,247,00011,494
Perpetual preferred stock$0288
Common stock$202,0007,672
Surplus$544,0009,435
Undivided profits$501,00010,305
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$112,0008,041
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$46,00011,454
Earning assets$14,397,00011,120
Long-term assets (5+ years)$4,917,0005,839
Average Assets, year-to-date$14,600,20011,209
Average Assets, quarterly$15,156,00011,190
Volatile liabilities$1,823,0009,816
Insider loans$312,0006,944
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$449,00010,133
Tier 1 (core) risk-based capital$1,247,00011,482
Tier 2 risk-based capital$92,48010,844
Total risk weighted assets$7,389,58011,306
Total unused commitments$449,00010,144
Derivatives$0628
1994-12-31Rank
# of Employees:711,707
Assets and Liabilities
Total Assets:$14,493,00011,809
Cash and due from depository institutions$435,00011,707
Interest-bearing balances$07,034
Securities$3,780,00011,344
Federal funds sold & reverse repurchase agreements$250,0007,566
Net loans & leases$9,602,00011,097
Loan loss allowance$93,00011,662
Trading account assets$0286
Bank premises and fixed assets$274,00010,061
Other real estate owned$011,707
Goodwill and other intangibles$03,133
All other assets$152,00012,222
Life insurance assets$01
Total liabilities and capital$14,493,00011,809
Total liabilities$13,317,00011,749
Total deposits$13,246,00011,678
Interest-bearing deposits$11,877,00011,548
Deposits held in domestic offices$13,246,00011,676
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$71,00011,749
Total equity capital$1,176,00012,025
Total bank equity capital$1,176,00012,025
Perpetual preferred stock$0310
Common stock$202,0008,116
Surplus$544,0009,790
Undivided profits$430,00010,480
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,640
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$40,00012,083
Earning assets$13,632,00011,715
Long-term assets (5+ years)$4,677,0006,189
Average Assets, year-to-date$14,663,80011,770
Average Assets, quarterly$14,682,00011,777
Volatile liabilities$1,534,00010,300
Insider loans$198,0008,205
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$541,00010,217
Tier 1 (core) risk-based capital$1,176,00012,063
Tier 2 risk-based capital$86,18011,482
Total risk weighted assets$6,887,68011,922
Total unused commitments$541,00010,223
Derivatives$0687
1993-12-31Rank
# of Employees:811,961
Assets and Liabilities
Total Assets:$14,929,00012,339
Cash and due from depository institutions$416,00011,961
Interest-bearing balances$07,655
Securities$3,382,00011,998
Federal funds sold & reverse repurchase agreements$2,375,0005,179
Net loans & leases$8,326,00011,831
Loan loss allowance$93,00012,222
Trading account assets$0330
Bank premises and fixed assets$294,00010,280
Other real estate owned$011,961
Goodwill and other intangibles$03,091
All other assets$136,00012,853
Life insurance assets$01
Total liabilities and capital$14,929,00012,339
Total liabilities$13,838,00012,260
Total deposits$13,774,00012,194
Interest-bearing deposits$12,483,00012,032
Deposits held in domestic offices$13,774,00012,193
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$64,00012,436
Total equity capital$1,091,00012,667
Total bank equity capital$1,091,00012,667
Perpetual preferred stock$0343
Common stock$202,0008,538
Surplus$544,00010,135
Undivided profits$345,00011,307
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,00011,760
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$35,00012,724
Earning assets$14,083,00012,232
Long-term assets (5+ years)$3,662,0007,293
Average Assets, year-to-date$13,803,40012,465
Average Assets, quarterly$14,625,00012,360
Volatile liabilities$1,940,0009,793
Insider loans$169,0008,712
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$493,00010,570
Tier 1 (core) risk-based capital$1,091,00012,657
Tier 2 risk-based capital$82,57012,017
Total risk weighted assets$6,595,17012,536
Total unused commitments$493,00010,586
Derivatives$0714
1992-12-31Rank
# of Employees:812,446
Assets and Liabilities
Total Assets:$12,892,00013,153
Cash and due from depository institutions$449,00012,446
Interest-bearing balances$08,059
Securities$2,282,00012,923
Federal funds sold & reverse repurchase agreements$1,825,0006,815
Net loans & leases$7,873,00012,345
Loan loss allowance$91,00012,723
Trading account assets$0344
Bank premises and fixed assets$315,00010,387
Other real estate owned$012,446
Goodwill and other intangibles$03,106
All other assets$148,00013,357
Life insurance assets$01
Total liabilities and capital$12,892,00013,153
Total liabilities$11,871,00013,121
Total deposits$11,750,00013,076
Interest-bearing deposits$10,568,00012,925
Deposits held in domestic offices$11,750,00013,075
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$121,00011,851
Total equity capital$1,021,00013,180
Total bank equity capital$1,021,00013,180
Perpetual preferred stock$0346
Common stock$202,0008,961
Surplus$544,00010,391
Undivided profits$275,00011,692
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,00012,311
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$40,00013,217
Earning assets$11,980,00013,070
Long-term assets (5+ years)$4,557,0006,783
Average Assets, year-to-date$12,319,00013,188
Average Assets, quarterly$12,963,50013,126
Volatile liabilities$1,443,00010,927
Insider loans$8,0008,971
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$822,0009,607
Tier 1 (core) risk-based capital$1,021,00013,165
Tier 2 risk-based capital$80,58012,462
Total risk weighted assets$6,435,68013,087
Total unused commitments$822,0009,635
Derivatives$0651