Home > The Commerce Bank > Income and Expense
The Commerce Bank, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,348,000 | 2,887 |
| Total interest expense | $2,171,000 | 2,218 |
| Net interest income | $6,177,000 | 3,048 |
| Provision for loan and lease losses | $15,000 | 3,785 |
| Total noninterest income | $777,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $248,000 | 2,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 2,957 |
| Total noninterest expense | $5,791,000 | 2,750 |
| Salaries and employee benefits | $3,320,000 | 2,754 |
| Premises and equipment expense | $738,000 | 2,461 |
| Additional noninterest expense | $1,733,000 | 2,811 |
| Pre-tax net operating income | $1,148,000 | 3,721 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $296,000 | 2,365 |
| Income before extraordinary items | $852,000 | 3,934 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $852,000 | 3,935 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $852,000 | 3,935 |
| Net charge-offs | $2,000 | 3,605 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $852,000 | 3,906 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 2,930 |
| Total interest expense | $1,539,000 | 2,311 |
| Net interest income | $4,703,000 | 3,057 |
| Provision for loan and lease losses | $15,000 | 3,616 |
| Total noninterest income | $543,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $193,000 | 2,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,106 |
| Total noninterest expense | $4,019,000 | 2,894 |
| Salaries and employee benefits | $2,426,000 | 2,812 |
| Premises and equipment expense | $555,000 | 2,473 |
| Additional noninterest expense | $1,038,000 | 3,256 |
| Pre-tax net operating income | $1,212,000 | 3,372 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $319,000 | 2,182 |
| Income before extraordinary items | $893,000 | 3,659 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $893,000 | 3,658 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $893,000 | 3,659 |
| Net charge-offs | $2,000 | 3,298 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $893,000 | 3,631 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 2,942 |
| Total interest expense | $1,044,000 | 2,275 |
| Net interest income | $3,129,000 | 3,082 |
| Provision for loan and lease losses | $15,000 | 3,371 |
| Total noninterest income | $308,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $116,000 | 3,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 3,313 |
| Total noninterest expense | $2,676,000 | 2,909 |
| Salaries and employee benefits | $1,557,000 | 2,895 |
| Premises and equipment expense | $373,000 | 2,466 |
| Additional noninterest expense | $746,000 | 3,146 |
| Pre-tax net operating income | $746,000 | 3,480 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $193,000 | 2,230 |
| Income before extraordinary items | $553,000 | 3,743 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $553,000 | 3,742 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $553,000 | 3,742 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $553,000 | 3,708 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 3,032 |
| Total interest expense | $476,000 | 2,376 |
| Net interest income | $1,517,000 | 3,155 |
| Provision for loan and lease losses | $15,000 | 2,868 |
| Total noninterest income | $118,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $49,000 | 3,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,667 |
| Total noninterest expense | $1,318,000 | 2,966 |
| Salaries and employee benefits | $751,000 | 2,983 |
| Premises and equipment expense | $189,000 | 2,466 |
| Additional noninterest expense | $378,000 | 3,138 |
| Pre-tax net operating income | $302,000 | 3,775 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $76,000 | 2,363 |
| Income before extraordinary items | $226,000 | 3,975 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $226,000 | 3,973 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $226,000 | 3,974 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $226,000 | 3,966 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,123,000 | 3,133 |
| Total interest expense | $1,541,000 | 2,297 |
| Net interest income | $5,582,000 | 3,289 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $789,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $286,000 | 2,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 3,058 |
| Total noninterest expense | $5,123,000 | 3,004 |
| Salaries and employee benefits | $2,883,000 | 3,033 |
| Premises and equipment expense | $783,000 | 2,394 |
| Additional noninterest expense | $1,457,000 | 3,223 |
| Pre-tax net operating income | $1,248,000 | 3,776 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $312,000 | 2,362 |
| Income before extraordinary items | $936,000 | 3,974 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $936,000 | 3,973 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $936,000 | 3,973 |
| Net charge-offs | $40,000 | 2,746 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $936,000 | 3,983 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 3,203 |
| Total interest expense | $1,100,000 | 2,303 |
| Net interest income | $4,048,000 | 3,382 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $626,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $222,000 | 2,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 3,019 |
| Total noninterest expense | $3,961,000 | 2,965 |
| Salaries and employee benefits | $2,203,000 | 3,010 |
| Premises and equipment expense | $592,000 | 2,406 |
| Additional noninterest expense | $1,166,000 | 3,100 |
| Pre-tax net operating income | $713,000 | 4,161 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $191,000 | 2,573 |
| Income before extraordinary items | $522,000 | 4,352 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $522,000 | 4,351 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $522,000 | 4,351 |
| Net charge-offs | $40,000 | 2,342 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $522,000 | 4,362 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 3,245 |
| Total interest expense | $697,000 | 2,293 |
| Net interest income | $2,642,000 | 3,421 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $442,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $152,000 | 2,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 2,937 |
| Total noninterest expense | $2,739,000 | 2,918 |
| Salaries and employee benefits | $1,496,000 | 2,994 |
| Premises and equipment expense | $405,000 | 2,391 |
| Additional noninterest expense | $838,000 | 2,953 |
| Pre-tax net operating income | $345,000 | 4,499 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $93,000 | 2,774 |
| Income before extraordinary items | $252,000 | 4,646 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $252,000 | 4,644 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $252,000 | 4,644 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $252,000 | 4,655 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 3,303 |
| Total interest expense | $314,000 | 2,388 |
| Net interest income | $1,311,000 | 3,442 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $206,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $86,000 | 2,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 3,110 |
| Total noninterest expense | $1,390,000 | 2,919 |
| Salaries and employee benefits | $753,000 | 2,998 |
| Premises and equipment expense | $209,000 | 2,375 |
| Additional noninterest expense | $428,000 | 2,937 |
| Pre-tax net operating income | $127,000 | 4,744 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $34,000 | 2,948 |
| Income before extraordinary items | $93,000 | 4,848 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $93,000 | 4,847 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $93,000 | 4,848 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $93,000 | 4,853 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,932,000 | 3,441 |
| Total interest expense | $980,000 | 2,575 |
| Net interest income | $4,952,000 | 3,552 |
| Provision for loan and lease losses | $355,000 | 1,804 |
| Total noninterest income | $789,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $179,000 | 3,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $610,000 | 2,905 |
| Total noninterest expense | $4,912,000 | 3,120 |
| Salaries and employee benefits | $2,920,000 | 3,053 |
| Premises and equipment expense | $699,000 | 2,657 |
| Additional noninterest expense | $1,293,000 | 3,510 |
| Pre-tax net operating income | $474,000 | 4,774 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $473,000 | 2,457 |
| Income before extraordinary items | $1,000 | 5,357 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,000 | 5,357 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,000 | 5,357 |
| Net charge-offs | $58,000 | 2,865 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,000 | 5,354 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,302,000 | 3,526 |
| Total interest expense | $697,000 | 2,654 |
| Net interest income | $3,605,000 | 3,639 |
| Provision for loan and lease losses | $250,000 | 1,804 |
| Total noninterest income | $536,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $121,000 | 3,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,047 |
| Total noninterest expense | $3,720,000 | 3,119 |
| Salaries and employee benefits | $2,279,000 | 2,980 |
| Premises and equipment expense | $491,000 | 2,795 |
| Additional noninterest expense | $950,000 | 3,574 |
| Pre-tax net operating income | $171,000 | 5,232 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $67,000 | 3,346 |
| Income before extraordinary items | $104,000 | 5,335 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $104,000 | 5,334 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $104,000 | 5,335 |
| Net charge-offs | $58,000 | 2,352 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $104,000 | 5,325 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 3,631 |
| Total interest expense | $434,000 | 2,720 |
| Net interest income | $2,288,000 | 3,732 |
| Provision for loan and lease losses | $135,000 | 1,938 |
| Total noninterest income | $322,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $76,000 | 3,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 3,204 |
| Total noninterest expense | $2,451,000 | 3,165 |
| Salaries and employee benefits | $1,440,000 | 3,102 |
| Premises and equipment expense | $323,000 | 2,818 |
| Additional noninterest expense | $688,000 | 3,428 |
| Pre-tax net operating income | $24,000 | 5,504 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $8,000 | 3,870 |
| Income before extraordinary items | $16,000 | 5,525 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $16,000 | 5,525 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $16,000 | 5,525 |
| Net charge-offs | $58,000 | 1,882 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $16,000 | 5,522 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 3,714 |
| Total interest expense | $200,000 | 2,842 |
| Net interest income | $1,109,000 | 3,803 |
| Provision for loan and lease losses | $70,000 | 1,802 |
| Total noninterest income | $149,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $41,000 | 3,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 3,368 |
| Total noninterest expense | $1,184,000 | 3,269 |
| Salaries and employee benefits | $686,000 | 3,226 |
| Premises and equipment expense | $160,000 | 2,879 |
| Additional noninterest expense | $338,000 | 3,461 |
| Pre-tax net operating income | $4,000 | 5,581 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $2,000 | 3,937 |
| Income before extraordinary items | $2,000 | 5,600 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,000 | 5,600 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,000 | 5,600 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,000 | 5,593 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 3,917 |
| Total interest expense | $754,000 | 2,896 |
| Net interest income | $3,955,000 | 4,023 |
| Provision for loan and lease losses | $200,000 | 2,434 |
| Total noninterest income | $897,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $218,000 | 3,476 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $679,000 | 2,880 |
| Total noninterest expense | $3,733,000 | 3,775 |
| Salaries and employee benefits | $2,285,000 | 3,575 |
| Premises and equipment expense | $401,000 | 3,774 |
| Additional noninterest expense | $1,047,000 | 4,080 |
| Pre-tax net operating income | $919,000 | 4,169 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $357,000 | 2,527 |
| Income before extraordinary items | $562,000 | 4,607 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $562,000 | 4,606 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $562,000 | 4,606 |
| Net charge-offs | $1,000 | 4,216 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $562,000 | 4,562 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 3,993 |
| Total interest expense | $548,000 | 2,964 |
| Net interest income | $2,880,000 | 4,106 |
| Provision for loan and lease losses | $105,000 | 2,676 |
| Total noninterest income | $639,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $163,000 | 3,488 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $476,000 | 2,960 |
| Total noninterest expense | $2,753,000 | 3,827 |
| Salaries and employee benefits | $1,650,000 | 3,644 |
| Premises and equipment expense | $274,000 | 3,965 |
| Additional noninterest expense | $829,000 | 4,015 |
| Pre-tax net operating income | $661,000 | 4,315 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $300,000 | 2,498 |
| Income before extraordinary items | $361,000 | 4,843 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $361,000 | 4,843 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $361,000 | 4,843 |
| Net charge-offs | $2,000 | 3,786 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $361,000 | 4,792 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 4,060 |
| Total interest expense | $351,000 | 3,055 |
| Net interest income | $1,888,000 | 4,160 |
| Provision for loan and lease losses | $75,000 | 2,531 |
| Total noninterest income | $394,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $109,000 | 3,490 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $285,000 | 3,089 |
| Total noninterest expense | $1,769,000 | 3,946 |
| Salaries and employee benefits | $1,035,000 | 3,795 |
| Premises and equipment expense | $175,000 | 4,065 |
| Additional noninterest expense | $559,000 | 4,028 |
| Pre-tax net operating income | $438,000 | 4,344 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $197,000 | 2,504 |
| Income before extraordinary items | $241,000 | 4,847 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 4,847 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $241,000 | 4,847 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $241,000 | 4,796 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 4,112 |
| Total interest expense | $170,000 | 3,118 |
| Net interest income | $932,000 | 4,204 |
| Provision for loan and lease losses | $40,000 | 2,355 |
| Total noninterest income | $171,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $54,000 | 3,493 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $117,000 | 3,311 |
| Total noninterest expense | $922,000 | 3,878 |
| Salaries and employee benefits | $517,000 | 3,821 |
| Premises and equipment expense | $87,000 | 4,126 |
| Additional noninterest expense | $318,000 | 3,740 |
| Pre-tax net operating income | $141,000 | 4,791 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $61,000 | 2,833 |
| Income before extraordinary items | $80,000 | 5,185 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $80,000 | 5,186 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $80,000 | 5,186 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $80,000 | 5,129 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,083,000 | 4,266 |
| Total interest expense | $596,000 | 3,399 |
| Net interest income | $3,487,000 | 4,346 |
| Provision for loan and lease losses | $175,000 | 2,493 |
| Total noninterest income | $758,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $212,000 | 3,625 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $546,000 | 3,172 |
| Total noninterest expense | $3,332,000 | 4,106 |
| Salaries and employee benefits | $1,869,000 | 4,049 |
| Premises and equipment expense | $324,000 | 4,328 |
| Additional noninterest expense | $1,139,000 | 4,039 |
| Pre-tax net operating income | $738,000 | 4,512 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $312,000 | 2,628 |
| Income before extraordinary items | $426,000 | 4,968 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $426,000 | 4,970 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $426,000 | 4,970 |
| Net charge-offs | $88,000 | 2,775 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $426,000 | 4,923 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 4,360 |
| Total interest expense | $430,000 | 3,525 |
| Net interest income | $2,557,000 | 4,442 |
| Provision for loan and lease losses | $125,000 | 2,466 |
| Total noninterest income | $575,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $157,000 | 3,668 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $418,000 | 3,155 |
| Total noninterest expense | $2,591,000 | 4,060 |
| Salaries and employee benefits | $1,459,000 | 3,974 |
| Premises and equipment expense | $199,000 | 4,724 |
| Additional noninterest expense | $933,000 | 3,845 |
| Pre-tax net operating income | $416,000 | 4,948 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $170,000 | 2,939 |
| Income before extraordinary items | $246,000 | 5,284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 5,288 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $246,000 | 5,289 |
| Net charge-offs | $90,000 | 2,267 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $246,000 | 5,242 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 4,432 |
| Total interest expense | $275,000 | 3,638 |
| Net interest income | $1,679,000 | 4,497 |
| Provision for loan and lease losses | $124,000 | 1,984 |
| Total noninterest income | $432,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $76,000 | 4,165 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $356,000 | 2,821 |
| Total noninterest expense | $1,706,000 | 4,125 |
| Salaries and employee benefits | $987,000 | 3,981 |
| Premises and equipment expense | $133,000 | 4,759 |
| Additional noninterest expense | $586,000 | 4,013 |
| Pre-tax net operating income | $281,000 | 4,927 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $115,000 | 2,929 |
| Income before extraordinary items | $166,000 | 5,289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $166,000 | 5,290 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $166,000 | 5,293 |
| Net charge-offs | $27,000 | 2,754 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $166,000 | 5,246 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 4,508 |
| Total interest expense | $136,000 | 3,681 |
| Net interest income | $816,000 | 4,573 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $206,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $32,000 | 4,403 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $174,000 | 2,817 |
| Total noninterest expense | $814,000 | 4,252 |
| Salaries and employee benefits | $494,000 | 4,008 |
| Premises and equipment expense | $67,000 | 4,781 |
| Additional noninterest expense | $253,000 | 4,336 |
| Pre-tax net operating income | $118,000 | 5,078 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $49,000 | 3,007 |
| Income before extraordinary items | $69,000 | 5,428 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $69,000 | 5,430 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $69,000 | 5,430 |
| Net charge-offs | $27,000 | 1,951 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $69,000 | 5,361 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 4,873 |
| Total interest expense | $417,000 | 4,374 |
| Net interest income | $2,895,000 | 4,886 |
| Provision for loan and lease losses | $108,000 | 3,126 |
| Total noninterest income | $715,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $126,000 | 4,659 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $589,000 | 3,044 |
| Total noninterest expense | $3,066,000 | 4,430 |
| Salaries and employee benefits | $1,797,000 | 4,225 |
| Premises and equipment expense | $287,000 | 4,755 |
| Additional noninterest expense | $982,000 | 4,488 |
| Pre-tax net operating income | $436,000 | 5,180 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $185,000 | 3,015 |
| Income before extraordinary items | $251,000 | 5,536 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $251,000 | 5,535 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $251,000 | 5,536 |
| Net charge-offs | $64,000 | 3,572 |
| Cash dividends | $100,000 | 4,016 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 456 |
| Net operating income | $251,000 | 5,486 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 4,998 |
| Total interest expense | $294,000 | 4,562 |
| Net interest income | $2,106,000 | 4,992 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $511,000 | 3,804 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $96,000 | 4,695 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $415,000 | 3,184 |
| Total noninterest expense | $2,382,000 | 4,369 |
| Salaries and employee benefits | $1,350,000 | 4,234 |
| Premises and equipment expense | $220,000 | 4,758 |
| Additional noninterest expense | $812,000 | 4,297 |
| Pre-tax net operating income | $235,000 | 5,535 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $102,000 | 3,269 |
| Income before extraordinary items | $133,000 | 5,795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $133,000 | 5,794 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $133,000 | 5,795 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $100,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 376 |
| Net operating income | $133,000 | 5,759 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 5,092 |
| Total interest expense | $186,000 | 4,716 |
| Net interest income | $1,347,000 | 5,085 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $321,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $69,000 | 4,570 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $252,000 | 3,280 |
| Total noninterest expense | $1,551,000 | 4,461 |
| Salaries and employee benefits | $886,000 | 4,292 |
| Premises and equipment expense | $146,000 | 4,807 |
| Additional noninterest expense | $519,000 | 4,409 |
| Pre-tax net operating income | $117,000 | 5,708 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $52,000 | 3,421 |
| Income before extraordinary items | $65,000 | 5,923 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $65,000 | 5,924 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $65,000 | 5,925 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 302 |
| Net operating income | $65,000 | 5,887 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 5,216 |
| Total interest expense | $88,000 | 4,865 |
| Net interest income | $642,000 | 5,214 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $139,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $108,000 | 3,459 |
| Total noninterest expense | $727,000 | 4,654 |
| Salaries and employee benefits | $406,000 | 4,534 |
| Premises and equipment expense | $73,000 | 4,864 |
| Additional noninterest expense | $248,000 | 4,526 |
| Pre-tax net operating income | $54,000 | 5,702 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $24,000 | 3,399 |
| Income before extraordinary items | $30,000 | 5,939 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $30,000 | 5,940 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $30,000 | 5,941 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 6,672 |
| Net operating income | $30,000 | 5,899 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 5,349 |
| Total interest expense | $353,000 | 5,134 |
| Net interest income | $2,435,000 | 5,327 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $844,000 | 3,530 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $147,000 | 4,608 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $697,000 | 2,871 |
| Total noninterest expense | $2,958,000 | 4,643 |
| Salaries and employee benefits | $1,698,000 | 4,466 |
| Premises and equipment expense | $295,000 | 4,896 |
| Additional noninterest expense | $965,000 | 4,653 |
| Pre-tax net operating income | $321,000 | 5,439 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-1,559,000 | 6,713 |
| Income before extraordinary items | $1,880,000 | 2,730 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,880,000 | 2,733 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,880,000 | 2,733 |
| Net charge-offs | $42,000 | 4,476 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,094,000 | 202 |
| Net operating income | $1,880,000 | 2,670 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 5,474 |
| Total interest expense | $266,000 | 5,216 |
| Net interest income | $1,754,000 | 5,432 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $732,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $101,000 | 4,803 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $631,000 | 2,661 |
| Total noninterest expense | $2,241,000 | 4,635 |
| Salaries and employee benefits | $1,290,000 | 4,433 |
| Premises and equipment expense | $225,000 | 4,888 |
| Additional noninterest expense | $726,000 | 4,681 |
| Pre-tax net operating income | $245,000 | 5,535 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $245,000 | 5,468 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $245,000 | 5,469 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $245,000 | 5,470 |
| Net charge-offs | $42,000 | 3,991 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $245,000 | 5,394 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 5,532 |
| Total interest expense | $175,000 | 5,300 |
| Net interest income | $1,143,000 | 5,503 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $561,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $486,000 | 2,508 |
| Total noninterest expense | $1,498,000 | 4,649 |
| Salaries and employee benefits | $846,000 | 4,506 |
| Premises and equipment expense | $151,000 | 4,880 |
| Additional noninterest expense | $501,000 | 4,631 |
| Pre-tax net operating income | $206,000 | 5,286 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $206,000 | 5,225 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $206,000 | 5,227 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $206,000 | 5,228 |
| Net charge-offs | $42,000 | 3,498 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $206,000 | 5,104 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 5,580 |
| Total interest expense | $89,000 | 5,354 |
| Net interest income | $565,000 | 5,552 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $314,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $264,000 | 2,394 |
| Total noninterest expense | $746,000 | 4,698 |
| Salaries and employee benefits | $418,000 | 4,574 |
| Premises and equipment expense | $79,000 | 4,814 |
| Additional noninterest expense | $249,000 | 4,655 |
| Pre-tax net operating income | $133,000 | 5,004 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $133,000 | 4,899 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $133,000 | 4,900 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $133,000 | 4,901 |
| Net charge-offs | $43,000 | 2,526 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $133,000 | 4,796 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 5,882 |
| Total interest expense | $368,000 | 5,680 |
| Net interest income | $2,022,000 | 5,846 |
| Provision for loan and lease losses | $174,000 | 4,135 |
| Total noninterest income | $772,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $79,000 | 5,739 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $693,000 | 2,910 |
| Total noninterest expense | $2,905,000 | 4,820 |
| Salaries and employee benefits | $1,513,000 | 4,829 |
| Premises and equipment expense | $283,000 | 5,092 |
| Additional noninterest expense | $1,109,000 | 4,545 |
| Pre-tax net operating income | $-285,000 | 6,405 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-285,000 | 6,498 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-285,000 | 6,492 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-285,000 | 6,494 |
| Net charge-offs | $145,000 | 4,080 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 6,980 |
| Net operating income | $-285,000 | 6,428 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 6,089 |
| Total interest expense | $279,000 | 5,798 |
| Net interest income | $1,392,000 | 6,081 |
| Provision for loan and lease losses | $174,000 | 3,716 |
| Total noninterest income | $532,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $47,000 | 6,103 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $485,000 | 2,995 |
| Total noninterest expense | $2,071,000 | 4,975 |
| Salaries and employee benefits | $1,089,000 | 4,957 |
| Premises and equipment expense | $201,000 | 5,249 |
| Additional noninterest expense | $781,000 | 4,726 |
| Pre-tax net operating income | $-321,000 | 6,597 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-321,000 | 6,689 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-321,000 | 6,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-321,000 | 6,687 |
| Net charge-offs | $221,000 | 3,180 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 7,087 |
| Net operating income | $-321,000 | 6,614 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 6,186 |
| Total interest expense | $190,000 | 5,863 |
| Net interest income | $882,000 | 6,211 |
| Provision for loan and lease losses | $109,000 | 3,772 |
| Total noninterest income | $166,000 | 5,164 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 4,232 |
| Total noninterest expense | $1,316,000 | 5,129 |
| Salaries and employee benefits | $646,000 | 5,278 |
| Premises and equipment expense | $130,000 | 5,331 |
| Additional noninterest expense | $540,000 | 4,647 |
| Pre-tax net operating income | $-377,000 | 6,740 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-377,000 | 6,814 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-377,000 | 6,814 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-377,000 | 6,814 |
| Net charge-offs | $204,000 | 2,736 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 7,166 |
| Net operating income | $-377,000 | 6,762 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 6,246 |
| Total interest expense | $99,000 | 5,891 |
| Net interest income | $437,000 | 6,267 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $115,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 3,728 |
| Total noninterest expense | $582,000 | 5,446 |
| Salaries and employee benefits | $296,000 | 5,529 |
| Premises and equipment expense | $63,000 | 5,405 |
| Additional noninterest expense | $223,000 | 5,119 |
| Pre-tax net operating income | $-30,000 | 6,568 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-30,000 | 6,663 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-30,000 | 6,663 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-30,000 | 6,663 |
| Net charge-offs | $201,000 | 1,843 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 7,245 |
| Net operating income | $-30,000 | 6,574 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 6,334 |
| Total interest expense | $462,000 | 5,994 |
| Net interest income | $1,692,000 | 6,352 |
| Provision for loan and lease losses | $74,000 | 5,598 |
| Total noninterest income | $238,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $60,000 | 6,162 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $178,000 | 4,611 |
| Total noninterest expense | $2,065,000 | 5,755 |
| Salaries and employee benefits | $895,000 | 6,069 |
| Premises and equipment expense | $232,000 | 5,762 |
| Additional noninterest expense | $938,000 | 5,046 |
| Pre-tax net operating income | $-209,000 | 6,245 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-209,000 | 6,339 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-209,000 | 6,342 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-209,000 | 6,342 |
| Net charge-offs | $291,000 | 3,837 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,692,000 | 263 |
| Net operating income | $-209,000 | 6,279 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 6,372 |
| Total interest expense | $352,000 | 6,077 |
| Net interest income | $1,298,000 | 6,372 |
| Provision for loan and lease losses | $4,000 | 6,329 |
| Total noninterest income | $193,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $44,000 | 6,219 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $149,000 | 4,533 |
| Total noninterest expense | $1,571,000 | 5,749 |
| Salaries and employee benefits | $668,000 | 6,093 |
| Premises and equipment expense | $174,000 | 5,794 |
| Additional noninterest expense | $729,000 | 4,991 |
| Pre-tax net operating income | $-84,000 | 6,272 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-84,000 | 6,393 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-84,000 | 6,396 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-84,000 | 6,396 |
| Net charge-offs | $215,000 | 3,631 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-84,000 | 6,302 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 6,401 |
| Total interest expense | $240,000 | 6,142 |
| Net interest income | $873,000 | 6,404 |
| Provision for loan and lease losses | $2,000 | 6,169 |
| Total noninterest income | $95,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $29,000 | 6,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,155 |
| Total noninterest expense | $1,062,000 | 5,792 |
| Salaries and employee benefits | $433,000 | 6,188 |
| Premises and equipment expense | $117,000 | 5,807 |
| Additional noninterest expense | $512,000 | 4,939 |
| Pre-tax net operating income | $-96,000 | 6,419 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-96,000 | 6,502 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-96,000 | 6,502 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-96,000 | 6,502 |
| Net charge-offs | $219,000 | 3,013 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-96,000 | 6,464 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 6,398 |
| Total interest expense | $129,000 | 6,117 |
| Net interest income | $445,000 | 6,393 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $47,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,306 |
| Total noninterest expense | $537,000 | 5,810 |
| Salaries and employee benefits | $227,000 | 6,155 |
| Premises and equipment expense | $59,000 | 5,857 |
| Additional noninterest expense | $251,000 | 4,995 |
| Pre-tax net operating income | $-45,000 | 6,540 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-45,000 | 6,573 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-45,000 | 6,575 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-45,000 | 6,573 |
| Net charge-offs | $74,000 | 3,022 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-45,000 | 6,556 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 6,299 |
| Total interest expense | $714,000 | 5,935 |
| Net interest income | $1,899,000 | 6,332 |
| Provision for loan and lease losses | $130,000 | 5,773 |
| Total noninterest income | $137,000 | 6,388 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $62,000 | 6,050 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $75,000 | 5,743 |
| Total noninterest expense | $2,166,000 | 5,844 |
| Salaries and employee benefits | $936,000 | 6,145 |
| Premises and equipment expense | $232,000 | 5,934 |
| Additional noninterest expense | $998,000 | 5,097 |
| Pre-tax net operating income | $-260,000 | 6,074 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-260,000 | 6,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-260,000 | 6,214 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-260,000 | 6,213 |
| Net charge-offs | $365,000 | 4,050 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-260,000 | 6,150 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 6,384 |
| Total interest expense | $559,000 | 5,996 |
| Net interest income | $1,437,000 | 6,407 |
| Provision for loan and lease losses | $131,000 | 5,431 |
| Total noninterest income | $93,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $47,000 | 6,127 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $46,000 | 6,074 |
| Total noninterest expense | $1,695,000 | 5,770 |
| Salaries and employee benefits | $719,000 | 6,155 |
| Premises and equipment expense | $174,000 | 6,001 |
| Additional noninterest expense | $802,000 | 4,915 |
| Pre-tax net operating income | $-296,000 | 6,393 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-296,000 | 6,521 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-296,000 | 6,522 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-296,000 | 6,521 |
| Net charge-offs | $330,000 | 3,605 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-296,000 | 6,442 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 6,379 |
| Total interest expense | $385,000 | 6,033 |
| Net interest income | $975,000 | 6,413 |
| Provision for loan and lease losses | $129,000 | 4,817 |
| Total noninterest income | $53,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $31,000 | 6,151 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 6,389 |
| Total noninterest expense | $1,138,000 | 5,787 |
| Salaries and employee benefits | $488,000 | 6,170 |
| Premises and equipment expense | $117,000 | 6,006 |
| Additional noninterest expense | $533,000 | 4,908 |
| Pre-tax net operating income | $-239,000 | 6,488 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-239,000 | 6,614 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-239,000 | 6,616 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-239,000 | 6,615 |
| Net charge-offs | $320,000 | 2,973 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-239,000 | 6,562 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 6,445 |
| Total interest expense | $200,000 | 6,084 |
| Net interest income | $484,000 | 6,484 |
| Provision for loan and lease losses | $129,000 | 3,638 |
| Total noninterest income | $21,000 | 7,064 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $526,000 | 6,058 |
| Salaries and employee benefits | $244,000 | 6,248 |
| Premises and equipment expense | $58,000 | 6,124 |
| Additional noninterest expense | $224,000 | 5,415 |
| Pre-tax net operating income | $-150,000 | 6,755 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-150,000 | 6,856 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-150,000 | 6,857 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-150,000 | 6,856 |
| Net charge-offs | $305,000 | 2,014 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-150,000 | 6,813 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 6,243 |
| Total interest expense | $1,180,000 | 5,693 |
| Net interest income | $1,987,000 | 6,363 |
| Provision for loan and lease losses | $643,000 | 4,159 |
| Total noninterest income | $291,000 | 5,658 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $59,000 | 6,342 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $232,000 | 4,405 |
| Total noninterest expense | $2,125,000 | 6,083 |
| Salaries and employee benefits | $969,000 | 6,306 |
| Premises and equipment expense | $247,000 | 6,088 |
| Additional noninterest expense | $909,000 | 5,504 |
| Pre-tax net operating income | $-490,000 | 5,978 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,154,000 | 867 |
| Income before extraordinary items | $-1,644,000 | 6,633 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,644,000 | 6,633 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,644,000 | 6,633 |
| Net charge-offs | $248,000 | 4,731 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 970 |
| Net operating income | $-1,644,000 | 6,621 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 6,247 |
| Total interest expense | $942,000 | 5,713 |
| Net interest income | $1,487,000 | 6,395 |
| Provision for loan and lease losses | $445,000 | 4,017 |
| Total noninterest income | $210,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $40,000 | 6,466 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $170,000 | 4,563 |
| Total noninterest expense | $1,607,000 | 6,073 |
| Salaries and employee benefits | $739,000 | 6,306 |
| Premises and equipment expense | $191,000 | 6,063 |
| Additional noninterest expense | $677,000 | 5,504 |
| Pre-tax net operating income | $-355,000 | 6,188 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,154,000 | 755 |
| Income before extraordinary items | $-1,509,000 | 7,001 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,509,000 | 7,001 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,509,000 | 7,002 |
| Net charge-offs | $228,000 | 4,103 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,509,000 | 6,992 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 6,286 |
| Total interest expense | $677,000 | 5,644 |
| Net interest income | $971,000 | 6,455 |
| Provision for loan and lease losses | $433,000 | 3,154 |
| Total noninterest income | $141,000 | 5,829 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $118,000 | 4,512 |
| Total noninterest expense | $1,085,000 | 6,093 |
| Salaries and employee benefits | $500,000 | 6,340 |
| Premises and equipment expense | $129,000 | 6,078 |
| Additional noninterest expense | $456,000 | 5,499 |
| Pre-tax net operating income | $-406,000 | 6,549 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-160,000 | 7,258 |
| Income before extraordinary items | $-246,000 | 6,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-246,000 | 6,460 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-246,000 | 6,460 |
| Net charge-offs | $205,000 | 3,389 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-246,000 | 6,446 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 6,233 |
| Total interest expense | $361,000 | 5,605 |
| Net interest income | $498,000 | 6,417 |
| Provision for loan and lease losses | $103,000 | 3,820 |
| Total noninterest income | $52,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $40,000 | 5,204 |
| Total noninterest expense | $535,000 | 6,094 |
| Salaries and employee benefits | $257,000 | 6,338 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $214,000 | 5,416 |
| Pre-tax net operating income | $-88,000 | 6,612 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-34,000 | 7,352 |
| Income before extraordinary items | $-54,000 | 6,675 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-54,000 | 6,676 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-54,000 | 6,676 |
| Net charge-offs | $109,000 | 2,775 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-54,000 | 6,564 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 6,185 |
| Total interest expense | $1,904,000 | 5,430 |
| Net interest income | $1,813,000 | 6,626 |
| Provision for loan and lease losses | $512,000 | 3,763 |
| Total noninterest income | $298,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 6,753 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $256,000 | 4,390 |
| Total noninterest expense | $2,003,000 | 6,231 |
| Salaries and employee benefits | $1,043,000 | 6,319 |
| Premises and equipment expense | $250,000 | 6,251 |
| Additional noninterest expense | $710,000 | 5,766 |
| Pre-tax net operating income | $-404,000 | 6,710 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-157,000 | 7,168 |
| Income before extraordinary items | $-247,000 | 6,528 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-247,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 3,574 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-247,000 | 6,675 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 6,257 |
| Total interest expense | $1,472,000 | 5,474 |
| Net interest income | $1,307,000 | 6,757 |
| Provision for loan and lease losses | $357,000 | 3,271 |
| Total noninterest income | $242,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $31,000 | 6,807 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $211,000 | 4,315 |
| Total noninterest expense | $1,521,000 | 6,189 |
| Salaries and employee benefits | $787,000 | 6,321 |
| Premises and equipment expense | $185,000 | 6,292 |
| Additional noninterest expense | $549,000 | 5,667 |
| Pre-tax net operating income | $-329,000 | 7,133 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-128,000 | 7,579 |
| Income before extraordinary items | $-201,000 | 6,906 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-201,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 3,092 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-201,000 | 7,079 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 6,392 |
| Total interest expense | $973,000 | 5,647 |
| Net interest income | $823,000 | 6,902 |
| Provision for loan and lease losses | $349,000 | 2,333 |
| Total noninterest income | $201,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $20,000 | 6,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $181,000 | 3,952 |
| Total noninterest expense | $960,000 | 6,363 |
| Salaries and employee benefits | $496,000 | 6,514 |
| Premises and equipment expense | $123,000 | 6,335 |
| Additional noninterest expense | $341,000 | 5,836 |
| Pre-tax net operating income | $-285,000 | 7,421 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-111,000 | 7,874 |
| Income before extraordinary items | $-174,000 | 7,370 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-174,000 | 7,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,319 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-174,000 | 7,349 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $886,000 | 6,505 |
| Total interest expense | $510,000 | 5,705 |
| Net interest income | $376,000 | 7,122 |
| Provision for loan and lease losses | $87,000 | 2,959 |
| Total noninterest income | $119,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,628 |
| Total noninterest expense | $454,000 | 6,544 |
| Salaries and employee benefits | $224,000 | 6,765 |
| Premises and equipment expense | $61,000 | 6,379 |
| Additional noninterest expense | $169,000 | 5,842 |
| Pre-tax net operating income | $-46,000 | 7,379 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-18,000 | 7,890 |
| Income before extraordinary items | $-28,000 | 7,426 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-28,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-28,000 | 7,356 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 7,134 |
| Total interest expense | $1,215,000 | 6,850 |
| Net interest income | $1,385,000 | 7,270 |
| Provision for loan and lease losses | $494,000 | 2,343 |
| Total noninterest income | $188,000 | 6,828 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $13,000 | 7,256 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $175,000 | 5,315 |
| Total noninterest expense | $2,213,000 | 5,940 |
| Salaries and employee benefits | $1,339,000 | 5,648 |
| Premises and equipment expense | $216,000 | 6,567 |
| Additional noninterest expense | $658,000 | 5,897 |
| Pre-tax net operating income | $-1,134,000 | 8,087 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-445,000 | 8,292 |
| Income before extraordinary items | $-689,000 | 7,994 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-689,000 | 7,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,123 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-689,000 | 7,986 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 7,378 |
| Total interest expense | $768,000 | 7,160 |
| Net interest income | $955,000 | 7,464 |
| Provision for loan and lease losses | $356,000 | 2,059 |
| Total noninterest income | $128,000 | 6,999 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $8,000 | 7,322 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $120,000 | 5,477 |
| Total noninterest expense | $1,615,000 | 5,995 |
| Salaries and employee benefits | $977,000 | 5,715 |
| Premises and equipment expense | $161,000 | 6,601 |
| Additional noninterest expense | $477,000 | 5,937 |
| Pre-tax net operating income | $-888,000 | 8,260 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-349,000 | 8,394 |
| Income before extraordinary items | $-539,000 | 8,151 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-539,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-539,000 | 8,140 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 7,701 |
| Total interest expense | $399,000 | 7,565 |
| Net interest income | $561,000 | 7,695 |
| Provision for loan and lease losses | $206,000 | 2,121 |
| Total noninterest income | $91,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $4,000 | 7,405 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $87,000 | 5,361 |
| Total noninterest expense | $1,080,000 | 6,026 |
| Salaries and employee benefits | $650,000 | 5,773 |
| Premises and equipment expense | $107,000 | 6,639 |
| Additional noninterest expense | $323,000 | 5,917 |
| Pre-tax net operating income | $-634,000 | 8,354 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-249,000 | 8,483 |
| Income before extraordinary items | $-385,000 | 8,260 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-385,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-385,000 | 8,250 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $396,000 | 7,999 |
| Total interest expense | $148,000 | 7,947 |
| Net interest income | $248,000 | 7,925 |
| Provision for loan and lease losses | $93,000 | 2,132 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $527,000 | 6,148 |
| Salaries and employee benefits | $310,000 | 5,947 |
| Premises and equipment expense | $53,000 | 6,692 |
| Additional noninterest expense | $164,000 | 5,864 |
| Pre-tax net operating income | $-345,000 | 8,442 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-136,000 | 8,538 |
| Income before extraordinary items | $-209,000 | 8,338 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-209,000 | 8,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-209,000 | 8,328 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $554,000 | 8,519 |
| Total interest expense | $134,000 | 8,498 |
| Net interest income | $420,000 | 8,478 |
| Provision for loan and lease losses | $232,000 | 3,262 |
| Total noninterest income | $62,000 | 8,109 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,000 | 7,567 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 7,056 |
| Total noninterest expense | $1,654,000 | 6,639 |
| Salaries and employee benefits | $1,039,000 | 6,311 |
| Premises and equipment expense | $139,000 | 7,386 |
| Additional noninterest expense | $476,000 | 6,647 |
| Pre-tax net operating income | $-1,404,000 | 8,512 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-553,000 | 8,580 |
| Income before extraordinary items | $-851,000 | 8,427 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-851,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 250 |
| Net operating income | $-851,000 | 8,411 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $255,000 | 8,659 |
| Total interest expense | $41,000 | 8,633 |
| Net interest income | $214,000 | 8,636 |
| Provision for loan and lease losses | $142,000 | 3,496 |
| Total noninterest income | $46,000 | 8,202 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,000 | 7,639 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,069 |
| Total noninterest expense | $1,188,000 | 6,762 |
| Salaries and employee benefits | $762,000 | 6,367 |
| Premises and equipment expense | $86,000 | 7,657 |
| Additional noninterest expense | $340,000 | 6,790 |
| Pre-tax net operating income | $-1,070,000 | 8,600 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-362,000 | 8,672 |
| Income before extraordinary items | $-708,000 | 8,540 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-708,000 | 8,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 189 |
| Net operating income | $-708,000 | 8,535 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $51,000 | 8,763 |
| Total interest expense | $5,000 | 8,746 |
| Net interest income | $46,000 | 8,757 |
| Provision for loan and lease losses | $38,000 | 4,803 |
| Total noninterest income | $27,000 | 8,332 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $718,000 | 7,041 |
| Salaries and employee benefits | $496,000 | 6,455 |
| Premises and equipment expense | $35,000 | 8,194 |
| Additional noninterest expense | $187,000 | 7,219 |
| Pre-tax net operating income | $-683,000 | 8,627 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-232,000 | 8,701 |
| Income before extraordinary items | $-451,000 | 8,567 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-451,000 | 8,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 131 |
| Net operating income | $-451,000 | 8,561 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.