Home > The Columbus State Bank > Income and Expense
The Columbus State Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,929,000 | 5,046 |
| Total interest expense | $2,739,000 | 5,040 |
| Net interest income | $3,190,000 | 4,919 |
| Provision for loan and lease losses | $-15,000 | 10,231 |
| Total noninterest income | $374,000 | 5,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,022 |
| Total noninterest expense | $1,631,000 | 6,363 |
| Salaries and employee benefits | $1,067,000 | 5,529 |
| Premises and equipment expense | $151,000 | 7,628 |
| Additional noninterest expense | $413,000 | 7,114 |
| Pre-tax net operating income | $1,948,000 | 3,410 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $624,000 | 3,296 |
| Income before extraordinary items | $1,324,000 | 3,621 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,324,000 | 3,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $1,171,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,324,000 | 3,529 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 5,105 |
| Total interest expense | $2,714,000 | 5,087 |
| Net interest income | $3,247,000 | 5,003 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $368,000 | 6,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,891 |
| Total noninterest expense | $1,573,000 | 6,603 |
| Salaries and employee benefits | $1,025,000 | 5,763 |
| Premises and equipment expense | $188,000 | 7,059 |
| Additional noninterest expense | $360,000 | 7,707 |
| Pre-tax net operating income | $1,967,000 | 3,590 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $645,000 | 3,472 |
| Income before extraordinary items | $1,316,000 | 3,758 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,316,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,336 |
| Cash dividends | $630,000 | 2,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,320,020 | 3,679 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,740,000 | 5,346 |
| Total interest expense | $2,706,000 | 5,216 |
| Net interest income | $3,034,000 | 5,401 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $343,000 | 6,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,130 |
| Total noninterest expense | $1,470,000 | 7,193 |
| Salaries and employee benefits | $981,000 | 6,085 |
| Premises and equipment expense | $186,000 | 7,295 |
| Additional noninterest expense | $303,000 | 8,847 |
| Pre-tax net operating income | $1,797,000 | 3,732 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $551,000 | 3,837 |
| Income before extraordinary items | $1,244,000 | 3,762 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,244,000 | 3,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,212 |
| Cash dividends | $540,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,245,380 | 3,710 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 5,486 |
| Total interest expense | $2,660,000 | 5,290 |
| Net interest income | $2,972,000 | 5,536 |
| Provision for loan and lease losses | $160,000 | 3,506 |
| Total noninterest income | $501,000 | 5,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,300 |
| Total noninterest expense | $1,576,000 | 7,045 |
| Salaries and employee benefits | $999,000 | 6,073 |
| Premises and equipment expense | $188,000 | 7,429 |
| Additional noninterest expense | $389,000 | 8,297 |
| Pre-tax net operating income | $1,737,000 | 3,959 |
| Securities gains (losses) | $-24,000 | 10,683 |
| Applicable income taxes | $487,000 | 4,287 |
| Income before extraordinary items | $1,226,000 | 3,888 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,226,000 | 3,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,001 |
| Cash dividends | $405,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,243,280 | 3,821 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 5,862 |
| Total interest expense | $2,087,000 | 5,423 |
| Net interest income | $2,705,000 | 6,091 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $304,000 | 7,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $1,777,000 | 6,755 |
| Salaries and employee benefits | $1,127,000 | 5,538 |
| Premises and equipment expense | $179,000 | 7,870 |
| Additional noninterest expense | $472,000 | 8,130 |
| Pre-tax net operating income | $1,172,000 | 5,327 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $316,000 | 5,685 |
| Income before extraordinary items | $845,000 | 5,143 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $845,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $853,030 | 5,150 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,869,000 | 5,910 |
| Total interest expense | $2,081,000 | 5,657 |
| Net interest income | $2,788,000 | 5,993 |
| Provision for loan and lease losses | $113,000 | 5,452 |
| Total noninterest income | $285,000 | 7,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,348 |
| Total noninterest expense | $1,584,000 | 7,548 |
| Salaries and employee benefits | $977,000 | 6,261 |
| Premises and equipment expense | $176,000 | 8,234 |
| Additional noninterest expense | $431,000 | 8,921 |
| Pre-tax net operating income | $1,377,000 | 4,651 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $389,000 | 5,109 |
| Income before extraordinary items | $988,000 | 4,754 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $988,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $988,000 | 4,507 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 5,716 |
| Total interest expense | $2,734,000 | 5,580 |
| Net interest income | $2,981,000 | 5,747 |
| Provision for loan and lease losses | $230,000 | 4,844 |
| Total noninterest income | $264,000 | 8,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $1,544,000 | 7,759 |
| Salaries and employee benefits | $970,000 | 6,197 |
| Premises and equipment expense | $120,000 | 10,011 |
| Additional noninterest expense | $454,000 | 8,930 |
| Pre-tax net operating income | $1,471,000 | 4,107 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $419,000 | 4,617 |
| Income before extraordinary items | $1,052,000 | 4,312 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,052,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $495,000 | 2,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,052,000 | 3,994 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.