Home > The Columbian Bank and Trust Company > Income and Expense
The Columbian Bank and Trust Company, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $25,701,000 | 755 |
| Total interest expense | $12,397,000 | 690 |
| Net interest income | $13,304,000 | 818 |
| Provision for loan and lease losses | $8,626,000 | 307 |
| Total noninterest income | $732,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $474,000 | 1,830 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $258,000 | 3,298 |
| Total noninterest expense | $5,084,000 | 1,888 |
| Salaries and employee benefits | $2,373,000 | 2,187 |
| Premises and equipment expense | $698,000 | 1,944 |
| Additional noninterest expense | $2,013,000 | 1,454 |
| Pre-tax net operating income | $326,000 | 5,149 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $323,000 | 2,128 |
| Income before extraordinary items | $3,000 | 6,992 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,604 |
| Cash dividends | $5,200,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,000 | 6,938 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,709,000 | 679 |
| Total interest expense | $6,611,000 | 690 |
| Net interest income | $8,098,000 | 687 |
| Provision for loan and lease losses | $552,000 | 953 |
| Total noninterest income | $373,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $229,000 | 1,851 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $144,000 | 3,103 |
| Total noninterest expense | $2,500,000 | 1,912 |
| Salaries and employee benefits | $1,202,000 | 2,185 |
| Premises and equipment expense | $357,000 | 1,908 |
| Additional noninterest expense | $941,000 | 1,526 |
| Pre-tax net operating income | $5,419,000 | 374 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $226,000 | 1,811 |
| Income before extraordinary items | $5,193,000 | 308 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,193,000 | 309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $2,840,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $5,193,000 | 289 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $60,031,000 | 691 |
| Total interest expense | $22,338,000 | 885 |
| Net interest income | $37,693,000 | 596 |
| Provision for loan and lease losses | $11,593,000 | 222 |
| Total noninterest income | $1,283,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $973,000 | 1,809 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $310,000 | 4,180 |
| Total noninterest expense | $10,736,000 | 1,726 |
| Salaries and employee benefits | $5,196,000 | 1,939 |
| Premises and equipment expense | $1,292,000 | 2,022 |
| Additional noninterest expense | $4,248,000 | 1,324 |
| Pre-tax net operating income | $16,647,000 | 540 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,102,000 | 1,746 |
| Income before extraordinary items | $15,545,000 | 439 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,545,000 | 436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,269,000 | 186 |
| Cash dividends | $13,445,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $15,545,000 | 433 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $43,814,000 | 703 |
| Total interest expense | $15,684,000 | 949 |
| Net interest income | $28,130,000 | 596 |
| Provision for loan and lease losses | $3,550,000 | 334 |
| Total noninterest income | $950,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $730,000 | 1,788 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $220,000 | 4,310 |
| Total noninterest expense | $6,803,000 | 2,008 |
| Salaries and employee benefits | $3,796,000 | 1,985 |
| Premises and equipment expense | $964,000 | 2,011 |
| Additional noninterest expense | $2,043,000 | 1,967 |
| Pre-tax net operating income | $18,727,000 | 423 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $843,000 | 1,834 |
| Income before extraordinary items | $17,884,000 | 342 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $17,884,000 | 340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,544,000 | 336 |
| Cash dividends | $12,175,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $17,884,000 | 337 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $28,435,000 | 731 |
| Total interest expense | $9,957,000 | 1,006 |
| Net interest income | $18,478,000 | 623 |
| Provision for loan and lease losses | $2,058,000 | 318 |
| Total noninterest income | $611,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $477,000 | 1,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $134,000 | 4,530 |
| Total noninterest expense | $4,379,000 | 2,103 |
| Salaries and employee benefits | $2,486,000 | 2,058 |
| Premises and equipment expense | $641,000 | 2,024 |
| Additional noninterest expense | $1,252,000 | 2,142 |
| Pre-tax net operating income | $12,652,000 | 452 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $569,000 | 1,904 |
| Income before extraordinary items | $12,083,000 | 364 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,083,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 968 |
| Cash dividends | $9,400,000 | 272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $12,083,000 | 359 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $14,008,000 | 738 |
| Total interest expense | $4,707,000 | 1,044 |
| Net interest income | $9,301,000 | 616 |
| Provision for loan and lease losses | $902,000 | 318 |
| Total noninterest income | $324,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $228,000 | 1,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $96,000 | 3,829 |
| Total noninterest expense | $2,186,000 | 2,113 |
| Salaries and employee benefits | $1,298,000 | 1,979 |
| Premises and equipment expense | $323,000 | 2,021 |
| Additional noninterest expense | $565,000 | 2,325 |
| Pre-tax net operating income | $6,537,000 | 442 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $294,000 | 1,876 |
| Income before extraordinary items | $6,243,000 | 355 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,243,000 | 354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,475 |
| Cash dividends | $1,900,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $6,243,000 | 348 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $39,099,000 | 1,008 |
| Total interest expense | $12,741,000 | 1,322 |
| Net interest income | $26,358,000 | 831 |
| Provision for loan and lease losses | $3,089,000 | 368 |
| Total noninterest income | $1,078,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $765,000 | 2,199 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $313,000 | 4,220 |
| Total noninterest expense | $7,788,000 | 2,263 |
| Salaries and employee benefits | $4,596,000 | 2,127 |
| Premises and equipment expense | $1,246,000 | 2,009 |
| Additional noninterest expense | $1,946,000 | 2,633 |
| Pre-tax net operating income | $16,559,000 | 631 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $745,000 | 2,583 |
| Income before extraordinary items | $15,814,000 | 503 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $15,814,000 | 502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,425 |
| Cash dividends | $5,825,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $15,814,000 | 496 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,559,000 | 1,072 |
| Total interest expense | $8,847,000 | 1,376 |
| Net interest income | $18,712,000 | 904 |
| Provision for loan and lease losses | $2,387,000 | 338 |
| Total noninterest income | $792,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $555,000 | 2,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $237,000 | 4,195 |
| Total noninterest expense | $5,707,000 | 2,314 |
| Salaries and employee benefits | $3,335,000 | 2,204 |
| Premises and equipment expense | $919,000 | 2,053 |
| Additional noninterest expense | $1,453,000 | 2,634 |
| Pre-tax net operating income | $11,410,000 | 710 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $514,000 | 2,832 |
| Income before extraordinary items | $10,896,000 | 558 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,896,000 | 558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $4,175,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $10,896,000 | 547 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,963,000 | 1,142 |
| Total interest expense | $5,418,000 | 1,426 |
| Net interest income | $11,545,000 | 978 |
| Provision for loan and lease losses | $1,086,000 | 472 |
| Total noninterest income | $532,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $367,000 | 2,262 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $165,000 | 4,116 |
| Total noninterest expense | $3,847,000 | 2,300 |
| Salaries and employee benefits | $2,255,000 | 2,176 |
| Premises and equipment expense | $604,000 | 2,075 |
| Additional noninterest expense | $988,000 | 2,599 |
| Pre-tax net operating income | $7,144,000 | 751 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $322,000 | 2,945 |
| Income before extraordinary items | $6,822,000 | 592 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,822,000 | 590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $2,925,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,822,000 | 577 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,226,000 | 1,156 |
| Total interest expense | $2,609,000 | 1,411 |
| Net interest income | $5,617,000 | 1,010 |
| Provision for loan and lease losses | $301,000 | 760 |
| Total noninterest income | $261,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $186,000 | 2,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $1,921,000 | 2,315 |
| Salaries and employee benefits | $1,145,000 | 2,157 |
| Premises and equipment expense | $295,000 | 2,134 |
| Additional noninterest expense | $481,000 | 2,625 |
| Pre-tax net operating income | $3,656,000 | 723 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $165,000 | 2,890 |
| Income before extraordinary items | $3,491,000 | 578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,491,000 | 577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $1,075,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,491,000 | 566 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,127,000 | 1,442 |
| Total interest expense | $6,716,000 | 1,689 |
| Net interest income | $16,411,000 | 1,335 |
| Provision for loan and lease losses | $2,208,000 | 487 |
| Total noninterest income | $1,203,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $758,000 | 2,209 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $445,000 | 3,584 |
| Total noninterest expense | $6,817,000 | 2,446 |
| Salaries and employee benefits | $4,014,000 | 2,283 |
| Premises and equipment expense | $1,015,000 | 2,339 |
| Additional noninterest expense | $1,788,000 | 2,772 |
| Pre-tax net operating income | $8,589,000 | 1,125 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $386,000 | 3,757 |
| Income before extraordinary items | $8,203,000 | 877 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,203,000 | 878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,068,000 | 385 |
| Cash dividends | $4,685,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,203,000 | 864 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,452,000 | 1,592 |
| Total interest expense | $4,275,000 | 1,862 |
| Net interest income | $11,177,000 | 1,448 |
| Provision for loan and lease losses | $1,282,000 | 606 |
| Total noninterest income | $871,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $557,000 | 2,232 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $314,000 | 3,726 |
| Total noninterest expense | $5,017,000 | 2,461 |
| Salaries and employee benefits | $2,820,000 | 2,389 |
| Premises and equipment expense | $853,000 | 2,089 |
| Additional noninterest expense | $1,344,000 | 2,742 |
| Pre-tax net operating income | $5,749,000 | 1,238 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $259,000 | 4,034 |
| Income before extraordinary items | $5,490,000 | 982 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,490,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,471,000 | 376 |
| Cash dividends | $4,110,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,490,000 | 964 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,516,000 | 1,684 |
| Total interest expense | $2,467,000 | 2,016 |
| Net interest income | $7,049,000 | 1,514 |
| Provision for loan and lease losses | $1,117,000 | 451 |
| Total noninterest income | $560,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $368,000 | 2,215 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $192,000 | 3,826 |
| Total noninterest expense | $3,304,000 | 2,468 |
| Salaries and employee benefits | $1,813,000 | 2,460 |
| Premises and equipment expense | $540,000 | 2,195 |
| Additional noninterest expense | $951,000 | 2,561 |
| Pre-tax net operating income | $3,188,000 | 1,463 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $143,000 | 4,322 |
| Income before extraordinary items | $3,045,000 | 1,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,045,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,471,000 | 278 |
| Cash dividends | $3,065,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,045,000 | 1,130 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 1,764 |
| Total interest expense | $1,080,000 | 2,168 |
| Net interest income | $3,340,000 | 1,601 |
| Provision for loan and lease losses | $661,000 | 366 |
| Total noninterest income | $225,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $175,000 | 2,253 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $1,704,000 | 2,411 |
| Salaries and employee benefits | $876,000 | 2,557 |
| Premises and equipment expense | $283,000 | 2,112 |
| Additional noninterest expense | $545,000 | 2,238 |
| Pre-tax net operating income | $1,200,000 | 1,883 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $54,000 | 4,665 |
| Income before extraordinary items | $1,146,000 | 1,481 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,146,000 | 1,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,445,000 | 185 |
| Cash dividends | $685,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,146,000 | 1,455 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,498,000 | 1,956 |
| Total interest expense | $3,078,000 | 2,572 |
| Net interest income | $11,420,000 | 1,768 |
| Provision for loan and lease losses | $952,000 | 1,090 |
| Total noninterest income | $1,203,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $806,000 | 2,126 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $397,000 | 3,733 |
| Total noninterest expense | $6,351,000 | 2,509 |
| Salaries and employee benefits | $3,518,000 | 2,473 |
| Premises and equipment expense | $1,176,000 | 1,954 |
| Additional noninterest expense | $1,657,000 | 2,879 |
| Pre-tax net operating income | $5,320,000 | 1,603 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $239,000 | 4,508 |
| Income before extraordinary items | $5,081,000 | 1,283 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,081,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $3,125,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,081,000 | 1,250 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,386,000 | 2,017 |
| Total interest expense | $2,187,000 | 2,650 |
| Net interest income | $8,199,000 | 1,836 |
| Provision for loan and lease losses | $521,000 | 1,411 |
| Total noninterest income | $866,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $582,000 | 2,214 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $284,000 | 3,834 |
| Total noninterest expense | $4,583,000 | 2,559 |
| Salaries and employee benefits | $2,478,000 | 2,589 |
| Premises and equipment expense | $884,000 | 1,953 |
| Additional noninterest expense | $1,221,000 | 2,883 |
| Pre-tax net operating income | $3,961,000 | 1,627 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $177,000 | 4,631 |
| Income before extraordinary items | $3,784,000 | 1,299 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,784,000 | 1,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $2,675,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,784,000 | 1,267 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,698,000 | 2,088 |
| Total interest expense | $1,391,000 | 2,737 |
| Net interest income | $5,307,000 | 1,883 |
| Provision for loan and lease losses | $321,000 | 1,453 |
| Total noninterest income | $576,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $384,000 | 2,222 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $192,000 | 3,811 |
| Total noninterest expense | $3,048,000 | 2,578 |
| Salaries and employee benefits | $1,637,000 | 2,617 |
| Premises and equipment expense | $571,000 | 2,016 |
| Additional noninterest expense | $840,000 | 2,804 |
| Pre-tax net operating income | $2,514,000 | 1,671 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $112,000 | 4,704 |
| Income before extraordinary items | $2,402,000 | 1,353 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,402,000 | 1,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $2,050,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,402,000 | 1,301 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 2,138 |
| Total interest expense | $680,000 | 2,817 |
| Net interest income | $2,591,000 | 1,926 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $265,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $172,000 | 2,379 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $93,000 | 3,862 |
| Total noninterest expense | $1,503,000 | 2,620 |
| Salaries and employee benefits | $820,000 | 2,622 |
| Premises and equipment expense | $282,000 | 2,055 |
| Additional noninterest expense | $401,000 | 2,905 |
| Pre-tax net operating income | $1,203,000 | 1,712 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $53,000 | 4,770 |
| Income before extraordinary items | $1,150,000 | 1,401 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,150,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $615,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,150,000 | 1,325 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,595,000 | 2,286 |
| Total interest expense | $2,790,000 | 3,055 |
| Net interest income | $9,805,000 | 2,001 |
| Provision for loan and lease losses | $736,000 | 1,565 |
| Total noninterest income | $1,588,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $818,000 | 2,087 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $770,000 | 2,806 |
| Total noninterest expense | $6,249,000 | 2,503 |
| Salaries and employee benefits | $3,504,000 | 2,404 |
| Premises and equipment expense | $1,133,000 | 2,012 |
| Additional noninterest expense | $1,612,000 | 2,888 |
| Pre-tax net operating income | $4,408,000 | 1,827 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $198,000 | 4,945 |
| Income before extraordinary items | $4,210,000 | 1,489 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,210,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,256 |
| Cash dividends | $1,525,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,210,000 | 1,423 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,321,000 | 2,357 |
| Total interest expense | $2,102,000 | 3,148 |
| Net interest income | $7,219,000 | 2,045 |
| Provision for loan and lease losses | $585,000 | 1,445 |
| Total noninterest income | $1,254,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $610,000 | 2,113 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $644,000 | 2,706 |
| Total noninterest expense | $4,648,000 | 2,535 |
| Salaries and employee benefits | $2,549,000 | 2,476 |
| Premises and equipment expense | $861,000 | 1,993 |
| Additional noninterest expense | $1,238,000 | 2,807 |
| Pre-tax net operating income | $3,240,000 | 1,918 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $146,000 | 5,136 |
| Income before extraordinary items | $3,094,000 | 1,566 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,094,000 | 1,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,518 |
| Cash dividends | $1,215,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,094,000 | 1,492 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,092,000 | 2,406 |
| Total interest expense | $1,399,000 | 3,246 |
| Net interest income | $4,693,000 | 2,086 |
| Provision for loan and lease losses | $385,000 | 1,449 |
| Total noninterest income | $813,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $402,000 | 2,089 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $411,000 | 2,758 |
| Total noninterest expense | $3,020,000 | 2,580 |
| Salaries and employee benefits | $1,642,000 | 2,555 |
| Premises and equipment expense | $571,000 | 2,004 |
| Additional noninterest expense | $807,000 | 2,851 |
| Pre-tax net operating income | $2,101,000 | 1,952 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $94,000 | 5,213 |
| Income before extraordinary items | $2,007,000 | 1,614 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,007,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,364 |
| Cash dividends | $1,215,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,007,000 | 1,512 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 2,525 |
| Total interest expense | $697,000 | 3,332 |
| Net interest income | $2,204,000 | 2,213 |
| Provision for loan and lease losses | $224,000 | 1,260 |
| Total noninterest income | $360,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $192,000 | 2,085 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 3,012 |
| Total noninterest expense | $1,436,000 | 2,690 |
| Salaries and employee benefits | $792,000 | 2,642 |
| Premises and equipment expense | $287,000 | 1,984 |
| Additional noninterest expense | $357,000 | 3,144 |
| Pre-tax net operating income | $904,000 | 2,232 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $41,000 | 5,361 |
| Income before extraordinary items | $863,000 | 1,832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $863,000 | 1,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $540,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $863,000 | 1,722 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,352,000 | 2,926 |
| Total interest expense | $3,019,000 | 3,524 |
| Net interest income | $7,333,000 | 2,601 |
| Provision for loan and lease losses | $590,000 | 2,103 |
| Total noninterest income | $1,091,000 | 3,287 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $607,000 | 2,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $484,000 | 3,343 |
| Total noninterest expense | $5,825,000 | 2,532 |
| Salaries and employee benefits | $2,951,000 | 2,667 |
| Premises and equipment expense | $1,217,000 | 1,827 |
| Additional noninterest expense | $1,657,000 | 2,727 |
| Pre-tax net operating income | $2,009,000 | 3,418 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $91,000 | 6,049 |
| Income before extraordinary items | $1,918,000 | 2,897 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,918,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $1,835,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,918,000 | 2,809 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,488,000 | 3,183 |
| Total interest expense | $4,710,000 | 3,325 |
| Net interest income | $5,778,000 | 3,041 |
| Provision for loan and lease losses | $233,000 | 3,818 |
| Total noninterest income | $968,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $490,000 | 2,879 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $478,000 | 3,211 |
| Total noninterest expense | $5,208,000 | 2,727 |
| Salaries and employee benefits | $2,737,000 | 2,729 |
| Premises and equipment expense | $1,025,000 | 2,082 |
| Additional noninterest expense | $1,446,000 | 2,966 |
| Pre-tax net operating income | $1,305,000 | 4,213 |
| Securities gains (losses) | $200,000 | 1,191 |
| Applicable income taxes | $68,000 | 6,431 |
| Income before extraordinary items | $1,437,000 | 3,326 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,437,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,190 |
| Cash dividends | $1,712,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,247,000 | 3,591 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,802,000 | 3,181 |
| Total interest expense | $5,015,000 | 3,309 |
| Net interest income | $5,787,000 | 3,055 |
| Provision for loan and lease losses | $461,000 | 2,017 |
| Total noninterest income | $658,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $382,000 | 3,370 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $276,000 | 4,103 |
| Total noninterest expense | $4,610,000 | 2,930 |
| Salaries and employee benefits | $2,416,000 | 2,925 |
| Premises and equipment expense | $972,000 | 2,120 |
| Additional noninterest expense | $1,222,000 | 3,373 |
| Pre-tax net operating income | $1,374,000 | 4,331 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $70,000 | 6,932 |
| Income before extraordinary items | $1,304,000 | 3,626 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,304,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,517 |
| Cash dividends | $1,580,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $2,667,000 | 315 |
| Net operating income | $1,304,000 | 3,614 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,781,000 | 3,605 |
| Total interest expense | $3,860,000 | 3,695 |
| Net interest income | $4,921,000 | 3,488 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $872,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $370,000 | 3,414 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $502,000 | 2,950 |
| Total noninterest expense | $4,230,000 | 3,151 |
| Salaries and employee benefits | $2,362,000 | 2,968 |
| Premises and equipment expense | $744,000 | 2,728 |
| Additional noninterest expense | $1,124,000 | 3,653 |
| Pre-tax net operating income | $1,323,000 | 4,468 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $63,000 | 7,459 |
| Income before extraordinary items | $1,260,000 | 3,713 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,260,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,930 |
| Cash dividends | $1,032,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,260,000 | 3,681 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,639,000 | 4,096 |
| Total interest expense | $3,395,000 | 4,258 |
| Net interest income | $4,244,000 | 3,935 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,188,000 | 2,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $807,000 | 2,163 |
| Total noninterest expense | $4,356,000 | 2,975 |
| Salaries and employee benefits | $2,643,000 | 2,556 |
| Premises and equipment expense | $682,000 | 2,827 |
| Additional noninterest expense | $1,031,000 | 3,860 |
| Pre-tax net operating income | $1,076,000 | 5,197 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $48,000 | 8,366 |
| Income before extraordinary items | $1,028,000 | 4,413 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,028,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $1,066,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,028,000 | 4,318 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,110,000 | 4,991 |
| Total interest expense | $2,695,000 | 5,111 |
| Net interest income | $3,415,000 | 4,815 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $802,000 | 3,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $521,000 | 2,737 |
| Total noninterest expense | $3,577,000 | 3,536 |
| Salaries and employee benefits | $1,958,000 | 3,382 |
| Premises and equipment expense | $763,000 | 2,529 |
| Additional noninterest expense | $856,000 | 4,496 |
| Pre-tax net operating income | $500,000 | 7,913 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $253,000 | 6,233 |
| Income before extraordinary items | $243,000 | 8,804 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $243,000 | 8,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-172,000 | 10,798 |
| Cash dividends | $509,000 | 3,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $245,560 | 8,749 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 6,014 |
| Total interest expense | $2,091,000 | 6,245 |
| Net interest income | $2,832,000 | 5,688 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $1,065,000 | 2,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $802,000 | 2,099 |
| Total noninterest expense | $3,244,000 | 4,055 |
| Salaries and employee benefits | $1,967,000 | 3,384 |
| Premises and equipment expense | $592,000 | 3,252 |
| Additional noninterest expense | $685,000 | 5,822 |
| Pre-tax net operating income | $553,000 | 7,675 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $198,000 | 7,164 |
| Income before extraordinary items | $355,000 | 7,962 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $355,000 | 7,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,549 |
| Cash dividends | $255,000 | 4,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $355,000 | 7,901 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 6,540 |
| Total interest expense | $1,732,000 | 7,056 |
| Net interest income | $2,691,000 | 5,979 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $403,000 | 5,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,779 |
| Total noninterest expense | $2,157,000 | 5,652 |
| Salaries and employee benefits | $1,134,000 | 5,469 |
| Premises and equipment expense | $399,000 | 4,552 |
| Additional noninterest expense | $624,000 | 6,373 |
| Pre-tax net operating income | $917,000 | 6,340 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $324,000 | 5,734 |
| Income before extraordinary items | $593,000 | 6,656 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $593,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 11,418 |
| Cash dividends | $335,000 | 4,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $593,000 | 6,637 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 6,903 |
| Total interest expense | $1,288,000 | 7,593 |
| Net interest income | $2,549,000 | 6,371 |
| Provision for loan and lease losses | $-70,000 | 12,063 |
| Total noninterest income | $637,000 | 4,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,571 |
| Total noninterest expense | $2,541,000 | 5,091 |
| Salaries and employee benefits | $1,189,000 | 5,277 |
| Premises and equipment expense | $413,000 | 4,457 |
| Additional noninterest expense | $939,000 | 4,981 |
| Pre-tax net operating income | $715,000 | 7,311 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $104,000 | 9,268 |
| Income before extraordinary items | $613,000 | 6,439 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $613,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $351,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $611,300 | 6,512 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 6,919 |
| Total interest expense | $1,404,000 | 7,527 |
| Net interest income | $2,556,000 | 6,433 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $517,000 | 5,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,726 |
| Total noninterest expense | $3,412,000 | 4,011 |
| Salaries and employee benefits | $1,336,000 | 4,761 |
| Premises and equipment expense | $458,000 | 4,185 |
| Additional noninterest expense | $1,618,000 | 3,282 |
| Pre-tax net operating income | $-339,000 | 12,786 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $5,000 | 11,956 |
| Income before extraordinary items | $-345,000 | 12,844 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-345,000 | 12,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-344,000 | 12,778 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 6,511 |
| Total interest expense | $2,084,000 | 6,911 |
| Net interest income | $2,789,000 | 6,065 |
| Provision for loan and lease losses | $-135,000 | 13,748 |
| Total noninterest income | $569,000 | 5,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 4,184 |
| Total noninterest expense | $3,065,000 | 4,436 |
| Salaries and employee benefits | $1,401,000 | 4,496 |
| Premises and equipment expense | $516,000 | 3,858 |
| Additional noninterest expense | $1,148,000 | 4,523 |
| Pre-tax net operating income | $428,000 | 8,984 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $201,000 | 7,542 |
| Income before extraordinary items | $227,000 | 10,217 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $227,000 | 10,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 3,643 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $227,000 | 9,869 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.