Home > The Columbian Bank and Trust Company > Assets and Liabilities
The Columbian Bank and Trust Company, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 85 | 2,024 |
| Assets and Liabilities | ||
| Total Assets: | $735,071,000 | 928 |
| Cash and due from depository institutions | $68,682,000 | 2,024 |
| Interest-bearing balances | $1,350,000 | 2,587 |
| Securities | $17,154,000 | 4,808 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $621,598,000 | 782 |
| Loan loss allowance | $16,906,000 | 401 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,611,000 | 5,032 |
| Other real estate owned | $13,205,000 | 2,024 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,821,000 | 1,508 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $735,071,000 | 928 |
| Total liabilities | $691,533,000 | 889 |
| Total deposits | $620,354,000 | 826 |
| Interest-bearing deposits | $497,402,000 | 901 |
| Deposits held in domestic offices | $620,354,000 | 823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,733,000 | 901 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $38,838,000 | 1,390 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $1,608,000 | 2,732 |
| Total equity capital | $43,538,000 | 1,583 |
| Total bank equity capital | $43,538,000 | 1,583 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $400,000 | 4,437 |
| Surplus | $27,920,000 | 1,131 |
| Undivided profits | $15,218,000 | 2,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,146,000 | 151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $5,069,000 | 671 |
| Earning assets | $640,102,000 | 965 |
| Long-term assets (5+ years) | $6,921,000 | 5,877 |
| Average Assets, year-to-date | $730,748,670 | 919 |
| Average Assets, quarterly | $735,418,500 | 923 |
| Volatile liabilities | $80,764,000 | 1,751 |
| Insider loans | $2,285,000 | 2,890 |
| FHLB advances | $38,838,000 | 1,317 |
| Loans and leases held for sale | $286,000 | 1,361 |
| Unused loan commitments | $74,104,000 | 1,250 |
| Tier 1 (core) risk-based capital | $43,341,000 | 1,505 |
| Tier 2 risk-based capital | $18,749,000 | 366 |
| Total risk weighted assets | $691,755,000 | 746 |
| Total unused commitments | $74,104,000 | 1,251 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 84 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $735,766,000 | 929 |
| Cash and due from depository institutions | $59,311,000 | 2,045 |
| Interest-bearing balances | $1,646,000 | 2,556 |
| Securities | $16,879,000 | 4,835 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $633,182,000 | 754 |
| Loan loss allowance | $9,192,000 | 633 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,613,000 | 5,041 |
| Other real estate owned | $11,468,000 | 2,045 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $13,313,000 | 1,415 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $735,766,000 | 929 |
| Total liabilities | $684,472,000 | 893 |
| Total deposits | $595,967,000 | 867 |
| Interest-bearing deposits | $487,593,000 | 915 |
| Deposits held in domestic offices | $595,967,000 | 864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,968,000 | 843 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $54,231,000 | 1,026 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $2,306,000 | 2,206 |
| Total equity capital | $51,294,000 | 1,361 |
| Total bank equity capital | $51,294,000 | 1,361 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $400,000 | 4,450 |
| Surplus | $27,920,000 | 1,126 |
| Undivided profits | $22,974,000 | 1,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,511,000 | 216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,811,000 | 594 |
| Earning assets | $651,707,000 | 948 |
| Long-term assets (5+ years) | $8,444,000 | 5,491 |
| Average Assets, year-to-date | $728,587,500 | 928 |
| Average Assets, quarterly | $728,587,500 | 928 |
| Volatile liabilities | $77,414,000 | 1,797 |
| Insider loans | $2,298,000 | 2,828 |
| FHLB advances | $54,231,000 | 952 |
| Loans and leases held for sale | $615,000 | 1,148 |
| Unused loan commitments | $80,994,000 | 1,204 |
| Tier 1 (core) risk-based capital | $50,890,000 | 1,246 |
| Tier 2 risk-based capital | $18,701,000 | 358 |
| Total risk weighted assets | $695,562,000 | 735 |
| Total unused commitments | $80,994,000 | 1,205 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 86 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $721,409,000 | 940 |
| Cash and due from depository institutions | $46,502,000 | 2,013 |
| Interest-bearing balances | $1,899,000 | 1,997 |
| Securities | $17,302,000 | 4,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $631,354,000 | 747 |
| Loan loss allowance | $8,642,000 | 655 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,631,000 | 5,034 |
| Other real estate owned | $12,296,000 | 2,013 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $12,324,000 | 1,504 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $721,409,000 | 940 |
| Total liabilities | $674,669,000 | 909 |
| Total deposits | $566,794,000 | 914 |
| Interest-bearing deposits | $456,229,000 | 967 |
| Deposits held in domestic offices | $566,794,000 | 912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,838,000 | 895 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $75,225,000 | 730 |
| Subordinated debt | $10,000,000 | 139 |
| All other liabilities | $2,812,000 | 1,887 |
| Total equity capital | $46,740,000 | 1,494 |
| Total bank equity capital | $46,740,000 | 1,494 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,473 |
| Surplus | $25,920,000 | 1,169 |
| Undivided profits | $20,420,000 | 1,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,461,000 | 342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,321,000 | 730 |
| Earning assets | $650,555,000 | 945 |
| Long-term assets (5+ years) | $6,076,000 | 5,758 |
| Average Assets, year-to-date | $614,079,800 | 1,054 |
| Average Assets, quarterly | $680,449,000 | 979 |
| Volatile liabilities | $70,402,000 | 1,966 |
| Insider loans | $1,701,000 | 3,372 |
| FHLB advances | $75,225,000 | 669 |
| Loans and leases held for sale | $315,000 | 1,360 |
| Unused loan commitments | $81,210,000 | 1,219 |
| Tier 1 (core) risk-based capital | $46,538,000 | 1,384 |
| Tier 2 risk-based capital | $18,642,000 | 352 |
| Total risk weighted assets | $693,172,000 | 732 |
| Total unused commitments | $81,210,000 | 1,219 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $639,489,000 | 1,023 |
| Cash and due from depository institutions | $24,070,000 | 2,018 |
| Interest-bearing balances | $21,000 | 5,887 |
| Securities | $17,853,000 | 4,770 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $575,269,000 | 809 |
| Loan loss allowance | $7,324,000 | 749 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,662,000 | 4,972 |
| Other real estate owned | $7,569,000 | 2,018 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,066,000 | 1,413 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $639,489,000 | 1,023 |
| Total liabilities | $590,250,000 | 999 |
| Total deposits | $465,211,000 | 1,103 |
| Interest-bearing deposits | $386,645,000 | 1,167 |
| Deposits held in domestic offices | $465,211,000 | 1,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,318,000 | 886 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $94,188,000 | 550 |
| Subordinated debt | $10,000,000 | 134 |
| All other liabilities | $2,533,000 | 2,061 |
| Total equity capital | $49,239,000 | 1,386 |
| Total bank equity capital | $49,239,000 | 1,386 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,468 |
| Surplus | $24,920,000 | 1,186 |
| Undivided profits | $23,919,000 | 1,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,184,000 | 346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 829 |
| Income earned, not collected on loans | $6,612,000 | 611 |
| Earning assets | $593,143,000 | 1,015 |
| Long-term assets (5+ years) | $8,486,000 | 5,118 |
| Average Assets, year-to-date | $587,247,500 | 1,095 |
| Average Assets, quarterly | $620,182,500 | 1,061 |
| Volatile liabilities | $62,556,000 | 2,118 |
| Insider loans | $1,713,000 | 3,317 |
| FHLB advances | $94,188,000 | 493 |
| Loans and leases held for sale | $331,000 | 1,329 |
| Unused loan commitments | $84,715,000 | 1,203 |
| Tier 1 (core) risk-based capital | $49,146,000 | 1,298 |
| Tier 2 risk-based capital | $17,324,000 | 363 |
| Total risk weighted assets | $628,754,000 | 783 |
| Total unused commitments | $84,715,000 | 1,204 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 81 | 2,165 |
| Assets and Liabilities | ||
| Total Assets: | $600,876,000 | 1,111 |
| Cash and due from depository institutions | $27,176,000 | 2,165 |
| Interest-bearing balances | $573,000 | 2,987 |
| Securities | $17,841,000 | 4,763 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $536,191,000 | 871 |
| Loan loss allowance | $8,046,000 | 675 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,698,000 | 4,928 |
| Other real estate owned | $5,885,000 | 2,165 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $12,085,000 | 1,519 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $600,876,000 | 1,111 |
| Total liabilities | $554,871,000 | 1,080 |
| Total deposits | $456,560,000 | 1,146 |
| Interest-bearing deposits | $370,660,000 | 1,219 |
| Deposits held in domestic offices | $456,560,000 | 1,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,014,000 | 1,150 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $74,913,000 | 641 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $2,384,000 | 2,043 |
| Total equity capital | $46,005,000 | 1,471 |
| Total bank equity capital | $46,005,000 | 1,471 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,495 |
| Surplus | $24,920,000 | 1,194 |
| Undivided profits | $20,685,000 | 1,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,982,000 | 398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $256,000 | 497 |
| Income earned, not collected on loans | $5,756,000 | 667 |
| Earning assets | $554,605,000 | 1,103 |
| Long-term assets (5+ years) | $10,095,000 | 4,768 |
| Average Assets, year-to-date | $569,833,670 | 1,150 |
| Average Assets, quarterly | $590,342,500 | 1,119 |
| Volatile liabilities | $60,736,000 | 2,144 |
| Insider loans | $1,789,000 | 3,207 |
| FHLB advances | $74,913,000 | 574 |
| Loans and leases held for sale | $498,000 | 1,262 |
| Unused loan commitments | $85,603,000 | 1,213 |
| Tier 1 (core) risk-based capital | $46,120,000 | 1,398 |
| Tier 2 risk-based capital | $17,370,000 | 374 |
| Total risk weighted assets | $588,942,000 | 843 |
| Total unused commitments | $85,603,000 | 1,213 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 81 | 2,152 |
| Assets and Liabilities | ||
| Total Assets: | $579,809,000 | 1,146 |
| Cash and due from depository institutions | $26,792,000 | 2,152 |
| Interest-bearing balances | $20,000 | 5,999 |
| Securities | $18,008,000 | 4,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $518,432,000 | 881 |
| Loan loss allowance | $7,152,000 | 730 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,721,000 | 4,863 |
| Other real estate owned | $3,993,000 | 2,152 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $10,863,000 | 1,601 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $579,809,000 | 1,146 |
| Total liabilities | $532,001,000 | 1,119 |
| Total deposits | $449,882,000 | 1,165 |
| Interest-bearing deposits | $372,016,000 | 1,209 |
| Deposits held in domestic offices | $449,882,000 | 1,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,652,000 | 1,109 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $59,006,000 | 752 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $2,461,000 | 2,068 |
| Total equity capital | $47,808,000 | 1,423 |
| Total bank equity capital | $47,808,000 | 1,423 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,500 |
| Surplus | $24,920,000 | 1,171 |
| Undivided profits | $22,488,000 | 1,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,082,000 | 602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 828 |
| Income earned, not collected on loans | $4,638,000 | 819 |
| Earning assets | $536,460,000 | 1,140 |
| Long-term assets (5+ years) | $11,552,000 | 4,464 |
| Average Assets, year-to-date | $554,312,500 | 1,192 |
| Average Assets, quarterly | $554,312,500 | 1,192 |
| Volatile liabilities | $78,215,000 | 1,716 |
| Insider loans | $1,738,000 | 3,235 |
| FHLB advances | $59,006,000 | 689 |
| Loans and leases held for sale | $668,000 | 1,139 |
| Unused loan commitments | $81,082,000 | 1,261 |
| Tier 1 (core) risk-based capital | $47,780,000 | 1,318 |
| Tier 2 risk-based capital | $17,032,000 | 371 |
| Total risk weighted assets | $562,476,000 | 860 |
| Total unused commitments | $81,082,000 | 1,261 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 82 | 2,123 |
| Assets and Liabilities | ||
| Total Assets: | $528,816,000 | 1,239 |
| Cash and due from depository institutions | $26,542,000 | 2,123 |
| Interest-bearing balances | $5,823,000 | 959 |
| Securities | $18,102,000 | 4,823 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $473,320,000 | 945 |
| Loan loss allowance | $6,318,000 | 814 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,726,000 | 4,843 |
| Other real estate owned | $0 | 2,123 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,126,000 | 1,859 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $528,816,000 | 1,239 |
| Total liabilities | $485,392,000 | 1,205 |
| Total deposits | $368,312,000 | 1,422 |
| Interest-bearing deposits | $272,539,000 | 1,671 |
| Deposits held in domestic offices | $368,312,000 | 1,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,240,000 | 1,173 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $94,572,000 | 525 |
| Subordinated debt | $10,000,000 | 138 |
| All other liabilities | $2,268,000 | 2,164 |
| Total equity capital | $43,424,000 | 1,524 |
| Total bank equity capital | $43,424,000 | 1,524 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $400,000 | 4,517 |
| Surplus | $24,920,000 | 1,142 |
| Undivided profits | $18,104,000 | 1,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,590,000 | 575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 730 |
| Income earned, not collected on loans | $3,393,000 | 1,172 |
| Earning assets | $497,245,000 | 1,205 |
| Long-term assets (5+ years) | $12,880,000 | 4,228 |
| Average Assets, year-to-date | $438,735,600 | 1,417 |
| Average Assets, quarterly | $496,611,000 | 1,312 |
| Volatile liabilities | $210,536,000 | 776 |
| Insider loans | $1,726,000 | 3,240 |
| FHLB advances | $94,572,000 | 465 |
| Loans and leases held for sale | $342,000 | 1,333 |
| Unused loan commitments | $80,618,000 | 1,229 |
| Tier 1 (core) risk-based capital | $43,437,000 | 1,435 |
| Tier 2 risk-based capital | $16,318,000 | 380 |
| Total risk weighted assets | $508,843,000 | 924 |
| Total unused commitments | $80,618,000 | 1,229 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 77 | 2,302 |
| Assets and Liabilities | ||
| Total Assets: | $464,406,000 | 1,395 |
| Cash and due from depository institutions | $22,906,000 | 2,302 |
| Interest-bearing balances | $46,000 | 5,543 |
| Securities | $18,135,000 | 4,854 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $412,458,000 | 1,079 |
| Loan loss allowance | $5,985,000 | 857 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,677,000 | 4,899 |
| Other real estate owned | $0 | 2,302 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,230,000 | 1,862 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $464,406,000 | 1,395 |
| Total liabilities | $424,298,000 | 1,370 |
| Total deposits | $326,048,000 | 1,604 |
| Interest-bearing deposits | $254,565,000 | 1,765 |
| Deposits held in domestic offices | $326,048,000 | 1,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,790,000 | 1,216 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $75,961,000 | 655 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $2,499,000 | 1,970 |
| Total equity capital | $40,108,000 | 1,644 |
| Total bank equity capital | $40,108,000 | 1,644 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,547 |
| Surplus | $24,920,000 | 1,141 |
| Undivided profits | $14,788,000 | 2,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,816,000 | 516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 730 |
| Income earned, not collected on loans | $3,631,000 | 1,067 |
| Earning assets | $430,639,000 | 1,387 |
| Long-term assets (5+ years) | $13,538,000 | 4,080 |
| Average Assets, year-to-date | $416,215,500 | 1,523 |
| Average Assets, quarterly | $441,074,000 | 1,459 |
| Volatile liabilities | $142,638,000 | 1,090 |
| Insider loans | $1,743,000 | 3,211 |
| FHLB advances | $75,961,000 | 588 |
| Loans and leases held for sale | $239,000 | 1,450 |
| Unused loan commitments | $68,909,000 | 1,440 |
| Tier 1 (core) risk-based capital | $40,169,000 | 1,570 |
| Tier 2 risk-based capital | $15,546,000 | 399 |
| Total risk weighted assets | $443,265,000 | 1,055 |
| Total unused commitments | $68,909,000 | 1,440 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 72 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $417,742,000 | 1,556 |
| Cash and due from depository institutions | $14,743,000 | 2,454 |
| Interest-bearing balances | $25,000 | 5,962 |
| Securities | $17,785,000 | 4,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $374,890,000 | 1,176 |
| Loan loss allowance | $4,684,000 | 1,092 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,704,000 | 4,827 |
| Other real estate owned | $0 | 2,454 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,620,000 | 1,942 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $417,742,000 | 1,556 |
| Total liabilities | $380,638,000 | 1,537 |
| Total deposits | $290,169,000 | 1,782 |
| Interest-bearing deposits | $228,696,000 | 1,919 |
| Deposits held in domestic offices | $290,169,000 | 1,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,986,000 | 1,155 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $67,856,000 | 728 |
| Subordinated debt | $10,000,000 | 142 |
| All other liabilities | $1,627,000 | 2,532 |
| Total equity capital | $37,104,000 | 1,717 |
| Total bank equity capital | $37,104,000 | 1,717 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $400,000 | 4,544 |
| Surplus | $24,920,000 | 1,116 |
| Undivided profits | $11,784,000 | 2,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,835,000 | 1,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 741 |
| Income earned, not collected on loans | $3,002,000 | 1,177 |
| Earning assets | $392,700,000 | 1,517 |
| Long-term assets (5+ years) | $17,853,000 | 3,549 |
| Average Assets, year-to-date | $400,152,000 | 1,609 |
| Average Assets, quarterly | $408,007,000 | 1,579 |
| Volatile liabilities | $161,689,000 | 964 |
| Insider loans | $1,694,000 | 3,224 |
| FHLB advances | $67,856,000 | 658 |
| Loans and leases held for sale | $510,000 | 1,180 |
| Unused loan commitments | $63,342,000 | 1,545 |
| Tier 1 (core) risk-based capital | $37,346,000 | 1,651 |
| Tier 2 risk-based capital | $14,684,000 | 404 |
| Total risk weighted assets | $395,243,000 | 1,182 |
| Total unused commitments | $63,342,000 | 1,545 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 72 | 2,437 |
| Assets and Liabilities | ||
| Total Assets: | $398,272,000 | 1,610 |
| Cash and due from depository institutions | $16,530,000 | 2,437 |
| Interest-bearing balances | $2,000 | 6,666 |
| Securities | $17,856,000 | 4,927 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $354,524,000 | 1,215 |
| Loan loss allowance | $3,897,000 | 1,296 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,719,000 | 4,752 |
| Other real estate owned | $0 | 2,437 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,643,000 | 2,086 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $398,272,000 | 1,610 |
| Total liabilities | $362,628,000 | 1,585 |
| Total deposits | $286,047,000 | 1,782 |
| Interest-bearing deposits | $225,261,000 | 1,931 |
| Deposits held in domestic offices | $286,047,000 | 1,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,811,000 | 1,001 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $62,281,000 | 750 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,489,000 | 2,695 |
| Total equity capital | $35,644,000 | 1,758 |
| Total bank equity capital | $35,644,000 | 1,758 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,532 |
| Surplus | $24,920,000 | 1,087 |
| Undivided profits | $10,324,000 | 2,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,002,000 | 667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $583,000 | 289 |
| Income earned, not collected on loans | $2,518,000 | 1,344 |
| Earning assets | $372,382,000 | 1,583 |
| Long-term assets (5+ years) | $18,144,000 | 3,485 |
| Average Assets, year-to-date | $391,357,000 | 1,634 |
| Average Assets, quarterly | $391,357,000 | 1,634 |
| Volatile liabilities | $157,943,000 | 941 |
| Insider loans | $1,711,000 | 3,152 |
| FHLB advances | $62,281,000 | 682 |
| Loans and leases held for sale | $192,000 | 1,433 |
| Unused loan commitments | $54,625,000 | 1,715 |
| Tier 1 (core) risk-based capital | $35,864,000 | 1,682 |
| Tier 2 risk-based capital | $3,897,000 | 1,282 |
| Total risk weighted assets | $370,239,000 | 1,231 |
| Total unused commitments | $54,625,000 | 1,716 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 70 | 2,491 |
| Assets and Liabilities | ||
| Total Assets: | $384,442,000 | 1,663 |
| Cash and due from depository institutions | $15,362,000 | 2,491 |
| Interest-bearing balances | $21,000 | 6,153 |
| Securities | $17,902,000 | 4,915 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $342,008,000 | 1,234 |
| Loan loss allowance | $3,603,000 | 1,390 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,654,000 | 4,836 |
| Other real estate owned | $0 | 2,491 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,516,000 | 2,127 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $384,442,000 | 1,663 |
| Total liabilities | $352,216,000 | 1,623 |
| Total deposits | $275,851,000 | 1,813 |
| Interest-bearing deposits | $262,757,000 | 1,623 |
| Deposits held in domestic offices | $275,851,000 | 1,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,273,000 | 1,216 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $65,475,000 | 741 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,617,000 | 2,478 |
| Total equity capital | $32,226,000 | 1,941 |
| Total bank equity capital | $32,226,000 | 1,941 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $400,000 | 4,553 |
| Surplus | $23,920,000 | 1,101 |
| Undivided profits | $7,906,000 | 3,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $811,000 | 2,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,139 |
| Income earned, not collected on loans | $2,425,000 | 1,400 |
| Earning assets | $359,931,000 | 1,615 |
| Long-term assets (5+ years) | $24,317,000 | 2,916 |
| Average Assets, year-to-date | $325,479,800 | 1,827 |
| Average Assets, quarterly | $376,279,500 | 1,671 |
| Volatile liabilities | $160,451,000 | 926 |
| Insider loans | $1,950,000 | 2,887 |
| FHLB advances | $65,475,000 | 668 |
| Loans and leases held for sale | $434,000 | 1,204 |
| Unused loan commitments | $52,628,000 | 1,712 |
| Tier 1 (core) risk-based capital | $32,448,000 | 1,840 |
| Tier 2 risk-based capital | $3,603,000 | 1,356 |
| Total risk weighted assets | $358,056,000 | 1,253 |
| Total unused commitments | $52,628,000 | 1,712 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 71 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $368,117,000 | 1,694 |
| Cash and due from depository institutions | $12,427,000 | 2,441 |
| Interest-bearing balances | $1,789,000 | 2,105 |
| Securities | $17,979,000 | 4,896 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $330,509,000 | 1,253 |
| Loan loss allowance | $3,274,000 | 1,493 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,660,000 | 4,801 |
| Other real estate owned | $0 | 2,441 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,542,000 | 2,625 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $368,117,000 | 1,694 |
| Total liabilities | $338,024,000 | 1,660 |
| Total deposits | $271,199,000 | 1,801 |
| Interest-bearing deposits | $221,472,000 | 1,864 |
| Deposits held in domestic offices | $271,199,000 | 1,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,537,000 | 1,103 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $55,004,000 | 845 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,284,000 | 2,908 |
| Total equity capital | $30,093,000 | 2,049 |
| Total bank equity capital | $30,093,000 | 2,049 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,555 |
| Surplus | $23,920,000 | 1,060 |
| Undivided profits | $5,773,000 | 4,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,909,000 | 1,757 |
| Earning assets | $350,277,000 | 1,630 |
| Long-term assets (5+ years) | $32,591,000 | 2,428 |
| Average Assets, year-to-date | $310,739,250 | 1,898 |
| Average Assets, quarterly | $340,341,000 | 1,793 |
| Volatile liabilities | $144,103,000 | 963 |
| Insider loans | $2,003,000 | 2,817 |
| FHLB advances | $55,004,000 | 773 |
| Loans and leases held for sale | $562,000 | 1,184 |
| Unused loan commitments | $59,792,000 | 1,526 |
| Tier 1 (core) risk-based capital | $30,310,000 | 1,950 |
| Tier 2 risk-based capital | $3,274,000 | 1,460 |
| Total risk weighted assets | $329,231,000 | 1,344 |
| Total unused commitments | $59,792,000 | 1,527 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 66 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $312,565,000 | 1,922 |
| Cash and due from depository institutions | $13,298,000 | 2,619 |
| Interest-bearing balances | $3,000 | 6,677 |
| Securities | $17,587,000 | 5,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $275,554,000 | 1,492 |
| Loan loss allowance | $3,109,000 | 1,553 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,605,000 | 4,848 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,521,000 | 2,942 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $312,565,000 | 1,922 |
| Total liabilities | $283,845,000 | 1,897 |
| Total deposits | $228,944,000 | 2,121 |
| Interest-bearing deposits | $179,869,000 | 2,265 |
| Deposits held in domestic offices | $228,944,000 | 2,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,067,000 | 1,078 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $42,881,000 | 1,035 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $953,000 | 3,356 |
| Total equity capital | $28,720,000 | 2,096 |
| Total bank equity capital | $28,720,000 | 2,096 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,549 |
| Surplus | $23,920,000 | 1,038 |
| Undivided profits | $4,400,000 | 4,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,553,000 | 1,995 |
| Earning assets | $293,144,000 | 1,865 |
| Long-term assets (5+ years) | $34,928,000 | 2,319 |
| Average Assets, year-to-date | $291,613,330 | 2,004 |
| Average Assets, quarterly | $302,896,000 | 1,959 |
| Volatile liabilities | $97,435,000 | 1,306 |
| Insider loans | $2,028,000 | 2,744 |
| FHLB advances | $42,881,000 | 959 |
| Loans and leases held for sale | $1,186,000 | 924 |
| Unused loan commitments | $39,605,000 | 2,021 |
| Tier 1 (core) risk-based capital | $28,911,000 | 1,983 |
| Tier 2 risk-based capital | $3,109,000 | 1,515 |
| Total risk weighted assets | $278,095,000 | 1,573 |
| Total unused commitments | $39,605,000 | 2,021 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 69 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $293,227,000 | 2,013 |
| Cash and due from depository institutions | $12,896,000 | 2,484 |
| Interest-bearing balances | $167,000 | 4,550 |
| Securities | $17,567,000 | 5,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $256,665,000 | 1,556 |
| Loan loss allowance | $2,679,000 | 1,769 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,622,000 | 4,843 |
| Other real estate owned | $185,000 | 2,484 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,292,000 | 3,029 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $293,227,000 | 2,013 |
| Total liabilities | $264,117,000 | 2,010 |
| Total deposits | $209,302,000 | 2,280 |
| Interest-bearing deposits | $167,792,000 | 2,403 |
| Deposits held in domestic offices | $209,302,000 | 2,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,876,000 | 834 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $37,196,000 | 1,123 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $743,000 | 3,856 |
| Total equity capital | $29,110,000 | 1,992 |
| Total bank equity capital | $29,110,000 | 1,992 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,573 |
| Surplus | $23,920,000 | 1,009 |
| Undivided profits | $4,790,000 | 4,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 5,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $29,000 | 1,078 |
| Income earned, not collected on loans | $1,392,000 | 2,191 |
| Earning assets | $274,399,000 | 1,965 |
| Long-term assets (5+ years) | $39,672,000 | 2,151 |
| Average Assets, year-to-date | $281,137,500 | 2,067 |
| Average Assets, quarterly | $281,137,500 | 2,067 |
| Volatile liabilities | $90,182,000 | 1,346 |
| Insider loans | $2,057,000 | 2,688 |
| FHLB advances | $37,196,000 | 1,043 |
| Loans and leases held for sale | $1,110,000 | 867 |
| Unused loan commitments | $32,739,000 | 2,254 |
| Tier 1 (core) risk-based capital | $29,392,000 | 1,901 |
| Tier 2 risk-based capital | $2,679,000 | 1,699 |
| Total risk weighted assets | $258,119,000 | 1,639 |
| Total unused commitments | $32,739,000 | 2,259 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 69 | 2,503 |
| Assets and Liabilities | ||
| Total Assets: | $269,048,000 | 2,167 |
| Cash and due from depository institutions | $4,669,000 | 2,503 |
| Interest-bearing balances | $45,000 | 5,800 |
| Securities | $17,317,000 | 5,119 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $241,402,000 | 1,628 |
| Loan loss allowance | $3,463,000 | 1,375 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,663,000 | 4,775 |
| Other real estate owned | $185,000 | 2,503 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,812,000 | 3,254 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $269,048,000 | 2,167 |
| Total liabilities | $240,220,000 | 2,178 |
| Total deposits | $191,787,000 | 2,449 |
| Interest-bearing deposits | $152,598,000 | 2,603 |
| Deposits held in domestic offices | $191,787,000 | 2,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,251,000 | 984 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $34,015,000 | 1,205 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,167,000 | 2,810 |
| Total equity capital | $28,828,000 | 2,014 |
| Total bank equity capital | $28,828,000 | 2,014 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,589 |
| Surplus | $23,920,000 | 988 |
| Undivided profits | $4,508,000 | 4,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 6,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,339,000 | 2,253 |
| Earning assets | $258,764,000 | 2,073 |
| Long-term assets (5+ years) | $43,323,000 | 2,066 |
| Average Assets, year-to-date | $235,812,400 | 2,371 |
| Average Assets, quarterly | $258,053,000 | 2,229 |
| Volatile liabilities | $64,293,000 | 1,727 |
| Insider loans | $1,986,000 | 2,753 |
| FHLB advances | $34,015,000 | 1,112 |
| Loans and leases held for sale | $283,000 | 1,356 |
| Unused loan commitments | $42,792,000 | 1,806 |
| Tier 1 (core) risk-based capital | $28,931,000 | 1,906 |
| Tier 2 risk-based capital | $3,173,000 | 1,454 |
| Total risk weighted assets | $253,577,000 | 1,636 |
| Total unused commitments | $42,792,000 | 1,807 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 70 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $247,058,000 | 2,341 |
| Cash and due from depository institutions | $10,668,000 | 2,449 |
| Interest-bearing balances | $134,000 | 4,827 |
| Securities | $17,428,000 | 5,103 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 4,414 |
| Net loans & leases | $212,438,000 | 1,799 |
| Loan loss allowance | $3,034,000 | 1,541 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,704,000 | 4,659 |
| Other real estate owned | $235,000 | 2,449 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,485,000 | 3,412 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $247,058,000 | 2,341 |
| Total liabilities | $219,094,000 | 2,376 |
| Total deposits | $186,790,000 | 2,499 |
| Interest-bearing deposits | $146,594,000 | 2,679 |
| Deposits held in domestic offices | $186,790,000 | 2,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,110,000 | 926 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,424,000 | 1,870 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $770,000 | 3,804 |
| Total equity capital | $27,964,000 | 2,055 |
| Total bank equity capital | $27,964,000 | 2,055 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $400,000 | 4,601 |
| Surplus | $23,920,000 | 960 |
| Undivided profits | $3,644,000 | 5,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 6,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,075,000 | 2,912 |
| Earning assets | $231,100,000 | 2,286 |
| Long-term assets (5+ years) | $41,197,000 | 2,165 |
| Average Assets, year-to-date | $227,503,500 | 2,446 |
| Average Assets, quarterly | $236,284,000 | 2,416 |
| Volatile liabilities | $49,567,000 | 2,105 |
| Insider loans | $2,091,000 | 2,599 |
| FHLB advances | $17,424,000 | 1,753 |
| Loans and leases held for sale | $662,000 | 1,068 |
| Unused loan commitments | $41,962,000 | 1,801 |
| Tier 1 (core) risk-based capital | $28,084,000 | 1,945 |
| Tier 2 risk-based capital | $2,719,000 | 1,642 |
| Total risk weighted assets | $217,238,000 | 1,845 |
| Total unused commitments | $41,962,000 | 1,803 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 66 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $225,510,000 | 2,521 |
| Cash and due from depository institutions | $12,647,000 | 2,629 |
| Interest-bearing balances | $177,000 | 4,668 |
| Securities | $17,211,000 | 5,220 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,097 |
| Net loans & leases | $189,065,000 | 1,957 |
| Loan loss allowance | $2,836,000 | 1,616 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,664,000 | 4,706 |
| Other real estate owned | $270,000 | 2,629 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,353,000 | 3,491 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $225,510,000 | 2,521 |
| Total liabilities | $198,375,000 | 2,569 |
| Total deposits | $168,852,000 | 2,701 |
| Interest-bearing deposits | $130,639,000 | 2,929 |
| Deposits held in domestic offices | $168,852,000 | 2,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,488,000 | 892 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,438,000 | 2,188 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $597,000 | 4,131 |
| Total equity capital | $27,135,000 | 2,032 |
| Total bank equity capital | $27,135,000 | 2,032 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $400,000 | 4,633 |
| Surplus | $23,920,000 | 941 |
| Undivided profits | $2,815,000 | 5,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,014,000 | 2,910 |
| Earning assets | $207,753,000 | 2,501 |
| Long-term assets (5+ years) | $34,383,000 | 2,565 |
| Average Assets, year-to-date | $220,985,330 | 2,519 |
| Average Assets, quarterly | $224,408,500 | 2,504 |
| Volatile liabilities | $45,842,000 | 2,210 |
| Insider loans | $2,094,000 | 2,587 |
| FHLB advances | $13,438,000 | 2,060 |
| Loans and leases held for sale | $1,071,000 | 859 |
| Unused loan commitments | $32,220,000 | 2,171 |
| Tier 1 (core) risk-based capital | $27,327,000 | 1,954 |
| Tier 2 risk-based capital | $2,394,000 | 1,827 |
| Total risk weighted assets | $191,043,000 | 2,020 |
| Total unused commitments | $32,220,000 | 2,176 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 65 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $223,307,000 | 2,515 |
| Cash and due from depository institutions | $16,196,000 | 2,639 |
| Interest-bearing balances | $5,250,000 | 1,260 |
| Securities | $16,109,000 | 5,358 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 5,393 |
| Net loans & leases | $184,414,000 | 1,955 |
| Loan loss allowance | $2,666,000 | 1,714 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,662,000 | 4,684 |
| Other real estate owned | $461,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,265,000 | 3,407 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $223,307,000 | 2,515 |
| Total liabilities | $195,691,000 | 2,559 |
| Total deposits | $162,944,000 | 2,764 |
| Interest-bearing deposits | $123,157,000 | 3,054 |
| Deposits held in domestic offices | $162,944,000 | 2,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,735,000 | 797 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,451,000 | 1,904 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $561,000 | 4,598 |
| Total equity capital | $27,616,000 | 2,037 |
| Total bank equity capital | $27,616,000 | 2,037 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $400,000 | 4,645 |
| Surplus | $23,920,000 | 926 |
| Undivided profits | $3,296,000 | 5,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 6,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $931,000 | 3,096 |
| Earning assets | $206,973,000 | 2,493 |
| Long-term assets (5+ years) | $41,495,000 | 2,180 |
| Average Assets, year-to-date | $218,723,000 | 2,539 |
| Average Assets, quarterly | $218,723,000 | 2,539 |
| Volatile liabilities | $46,883,000 | 2,072 |
| Insider loans | $2,113,000 | 2,535 |
| FHLB advances | $15,451,000 | 1,779 |
| Loans and leases held for sale | $491,000 | 1,293 |
| Unused loan commitments | $32,358,000 | 2,100 |
| Tier 1 (core) risk-based capital | $27,510,000 | 1,906 |
| Tier 2 risk-based capital | $2,325,000 | 1,856 |
| Total risk weighted assets | $185,671,000 | 2,038 |
| Total unused commitments | $32,358,000 | 2,105 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 70 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $214,139,000 | 2,607 |
| Cash and due from depository institutions | $11,687,000 | 2,464 |
| Interest-bearing balances | $460,000 | 3,760 |
| Securities | $16,025,000 | 5,441 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $180,984,000 | 1,979 |
| Loan loss allowance | $2,517,000 | 1,807 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,716,000 | 4,605 |
| Other real estate owned | $481,000 | 2,464 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,246,000 | 3,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,139,000 | 2,607 |
| Total liabilities | $196,982,000 | 2,546 |
| Total deposits | $165,463,000 | 2,713 |
| Interest-bearing deposits | $128,325,000 | 2,944 |
| Deposits held in domestic offices | $165,463,000 | 2,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,663,000 | 1,157 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,964,000 | 1,570 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $892,000 | 3,327 |
| Total equity capital | $17,157,000 | 3,120 |
| Total bank equity capital | $17,157,000 | 3,120 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $400,000 | 4,684 |
| Surplus | $14,020,000 | 1,439 |
| Undivided profits | $2,737,000 | 6,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 7,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $923,000 | 3,226 |
| Earning assets | $197,469,000 | 2,591 |
| Long-term assets (5+ years) | $38,028,000 | 2,360 |
| Average Assets, year-to-date | $207,654,600 | 2,607 |
| Average Assets, quarterly | $215,662,000 | 2,571 |
| Volatile liabilities | $42,977,000 | 2,224 |
| Insider loans | $2,134,000 | 2,487 |
| FHLB advances | $20,964,000 | 1,463 |
| Loans and leases held for sale | $887,000 | 929 |
| Unused loan commitments | $26,743,000 | 2,328 |
| Tier 1 (core) risk-based capital | $17,075,000 | 2,984 |
| Tier 2 risk-based capital | $2,237,000 | 1,912 |
| Total risk weighted assets | $178,696,000 | 2,087 |
| Total unused commitments | $26,743,000 | 2,332 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 70 | 2,481 |
| Assets and Liabilities | ||
| Total Assets: | $217,185,000 | 2,562 |
| Cash and due from depository institutions | $8,952,000 | 2,481 |
| Interest-bearing balances | $38,000 | 6,113 |
| Securities | $14,656,000 | 5,597 |
| Federal funds sold & reverse repurchase agreements | $8,600,000 | 1,653 |
| Net loans & leases | $179,265,000 | 1,977 |
| Loan loss allowance | $2,368,000 | 1,930 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,730,000 | 4,571 |
| Other real estate owned | $706,000 | 2,481 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,276,000 | 3,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,185,000 | 2,562 |
| Total liabilities | $200,810,000 | 2,514 |
| Total deposits | $178,641,000 | 2,517 |
| Interest-bearing deposits | $131,197,000 | 2,904 |
| Deposits held in domestic offices | $178,641,000 | 2,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,033,000 | 1,048 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,477,000 | 2,303 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $659,000 | 4,257 |
| Total equity capital | $16,375,000 | 3,237 |
| Total bank equity capital | $16,375,000 | 3,237 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $400,000 | 4,717 |
| Surplus | $14,020,000 | 1,434 |
| Undivided profits | $1,955,000 | 6,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 5,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,110 |
| Income earned, not collected on loans | $899,000 | 3,450 |
| Earning assets | $202,559,000 | 2,536 |
| Long-term assets (5+ years) | $32,480,000 | 2,626 |
| Average Assets, year-to-date | $206,033,500 | 2,639 |
| Average Assets, quarterly | $218,070,500 | 2,553 |
| Volatile liabilities | $33,872,000 | 2,644 |
| Insider loans | $1,373,000 | 3,355 |
| FHLB advances | $10,477,000 | 2,172 |
| Loans and leases held for sale | $2,470,000 | 773 |
| Unused loan commitments | $30,461,000 | 2,146 |
| Tier 1 (core) risk-based capital | $16,269,000 | 3,110 |
| Tier 2 risk-based capital | $2,226,000 | 1,908 |
| Total risk weighted assets | $177,957,000 | 2,089 |
| Total unused commitments | $30,461,000 | 2,150 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 70 | 2,496 |
| Assets and Liabilities | ||
| Total Assets: | $218,956,000 | 2,530 |
| Cash and due from depository institutions | $23,826,000 | 2,496 |
| Interest-bearing balances | $23,000 | 6,394 |
| Securities | $15,377,000 | 5,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $173,744,000 | 2,008 |
| Loan loss allowance | $2,215,000 | 2,032 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,796,000 | 4,440 |
| Other real estate owned | $759,000 | 2,496 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,454,000 | 3,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,956,000 | 2,530 |
| Total liabilities | $203,613,000 | 2,459 |
| Total deposits | $169,162,000 | 2,657 |
| Interest-bearing deposits | $117,176,000 | 3,146 |
| Deposits held in domestic offices | $169,162,000 | 2,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,666,000 | 812 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,289,000 | 1,661 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $496,000 | 5,107 |
| Total equity capital | $15,343,000 | 3,454 |
| Total bank equity capital | $15,343,000 | 3,454 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $400,000 | 4,728 |
| Surplus | $14,020,000 | 1,404 |
| Undivided profits | $923,000 | 7,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 6,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $937,000 | 3,204 |
| Earning assets | $189,144,000 | 2,670 |
| Long-term assets (5+ years) | $34,968,000 | 2,354 |
| Average Assets, year-to-date | $202,316,330 | 2,673 |
| Average Assets, quarterly | $210,707,500 | 2,609 |
| Volatile liabilities | $46,659,000 | 2,004 |
| Insider loans | $1,793,000 | 2,797 |
| FHLB advances | $18,289,000 | 1,546 |
| Loans and leases held for sale | $4,497,000 | 752 |
| Unused loan commitments | $31,919,000 | 2,026 |
| Tier 1 (core) risk-based capital | $15,182,000 | 3,275 |
| Tier 2 risk-based capital | $2,159,000 | 1,914 |
| Total risk weighted assets | $172,642,000 | 2,102 |
| Total unused commitments | $31,919,000 | 2,037 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 69 | 2,499 |
| Assets and Liabilities | ||
| Total Assets: | $202,459,000 | 2,691 |
| Cash and due from depository institutions | $18,602,000 | 2,499 |
| Interest-bearing balances | $54,000 | 5,806 |
| Securities | $13,841,000 | 5,707 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $164,882,000 | 2,074 |
| Loan loss allowance | $2,132,000 | 2,050 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,830,000 | 4,351 |
| Other real estate owned | $344,000 | 2,499 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,960,000 | 3,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,459,000 | 2,691 |
| Total liabilities | $187,568,000 | 2,620 |
| Total deposits | $159,680,000 | 2,767 |
| Interest-bearing deposits | $109,652,000 | 3,314 |
| Deposits held in domestic offices | $159,680,000 | 2,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,300,000 | 767 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $11,100,000 | 2,150 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $488,000 | 5,200 |
| Total equity capital | $14,891,000 | 3,482 |
| Total bank equity capital | $14,891,000 | 3,482 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,744 |
| Surplus | $14,020,000 | 1,381 |
| Undivided profits | $471,000 | 8,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $687,000 | 3,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $894,000 | 3,384 |
| Earning assets | $178,777,000 | 2,755 |
| Long-term assets (5+ years) | $34,212,000 | 2,328 |
| Average Assets, year-to-date | $193,996,500 | 2,756 |
| Average Assets, quarterly | $193,996,500 | 2,756 |
| Volatile liabilities | $42,526,000 | 2,110 |
| Insider loans | $1,508,000 | 3,077 |
| FHLB advances | $11,100,000 | 2,016 |
| Loans and leases held for sale | $3,656,000 | 755 |
| Unused loan commitments | $25,722,000 | 2,277 |
| Tier 1 (core) risk-based capital | $14,713,000 | 3,337 |
| Tier 2 risk-based capital | $2,049,000 | 1,960 |
| Total risk weighted assets | $164,204,000 | 2,168 |
| Total unused commitments | $25,722,000 | 2,289 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 65 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $185,534,000 | 2,828 |
| Cash and due from depository institutions | $8,889,000 | 2,631 |
| Interest-bearing balances | $5,000 | 6,794 |
| Securities | $15,012,000 | 5,469 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $156,908,000 | 2,158 |
| Loan loss allowance | $1,940,000 | 2,200 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,898,000 | 4,228 |
| Other real estate owned | $355,000 | 2,631 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,472,000 | 3,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,534,000 | 2,828 |
| Total liabilities | $170,914,000 | 2,778 |
| Total deposits | $147,006,000 | 2,925 |
| Interest-bearing deposits | $100,384,000 | 3,538 |
| Deposits held in domestic offices | $147,006,000 | 2,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,200,000 | 884 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,163,000 | 2,261 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $545,000 | 4,985 |
| Total equity capital | $14,620,000 | 3,502 |
| Total bank equity capital | $14,620,000 | 3,502 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $14,020,000 | 1,347 |
| Undivided profits | $200,000 | 8,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $443,000 | 4,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $892,000 | 3,541 |
| Earning assets | $171,925,000 | 2,801 |
| Long-term assets (5+ years) | $29,303,000 | 2,587 |
| Average Assets, year-to-date | $169,640,200 | 2,946 |
| Average Assets, quarterly | $185,264,000 | 2,812 |
| Volatile liabilities | $35,045,000 | 2,471 |
| Insider loans | $748,000 | 4,613 |
| FHLB advances | $10,163,000 | 2,104 |
| Loans and leases held for sale | $4,371,000 | 751 |
| Unused loan commitments | $26,730,000 | 2,153 |
| Tier 1 (core) risk-based capital | $14,390,000 | 3,351 |
| Tier 2 risk-based capital | $1,940,000 | 2,036 |
| Total risk weighted assets | $158,467,000 | 2,207 |
| Total unused commitments | $26,730,000 | 2,158 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 63 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $150,008,000 | 3,268 |
| Cash and due from depository institutions | $5,181,000 | 2,701 |
| Interest-bearing balances | $435,000 | 3,812 |
| Securities | $16,214,000 | 5,165 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,959 |
| Net loans & leases | $119,570,000 | 2,682 |
| Loan loss allowance | $1,362,000 | 2,809 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,690,000 | 4,523 |
| Other real estate owned | $977,000 | 2,701 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,776,000 | 4,859 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,008,000 | 3,268 |
| Total liabilities | $140,409,000 | 3,150 |
| Total deposits | $122,084,000 | 3,279 |
| Interest-bearing deposits | $98,098,000 | 3,488 |
| Deposits held in domestic offices | $122,084,000 | 3,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,856,000 | 945 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $469,000 | 5,593 |
| Total equity capital | $9,599,000 | 4,659 |
| Total bank equity capital | $9,599,000 | 4,659 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $9,193,000 | 1,848 |
| Undivided profits | $6,000 | 8,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,386 |
| Income earned, not collected on loans | $650,000 | 4,997 |
| Earning assets | $140,819,000 | 3,180 |
| Long-term assets (5+ years) | $13,606,000 | 4,116 |
| Average Assets, year-to-date | $154,109,600 | 3,059 |
| Average Assets, quarterly | $155,083,000 | 3,147 |
| Volatile liabilities | $26,945,000 | 2,949 |
| Insider loans | $1,752,000 | 2,663 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $3,241,000 | 741 |
| Unused loan commitments | $24,102,000 | 2,189 |
| Tier 1 (core) risk-based capital | $9,480,000 | 4,552 |
| Tier 2 risk-based capital | $1,362,000 | 2,612 |
| Total risk weighted assets | $118,900,000 | 2,801 |
| Total unused commitments | $24,102,000 | 2,194 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 59 | 2,904 |
| Assets and Liabilities | ||
| Total Assets: | $152,409,000 | 3,106 |
| Cash and due from depository institutions | $11,064,000 | 2,904 |
| Interest-bearing balances | $31,000 | 5,689 |
| Securities | $28,618,000 | 3,551 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,012 |
| Net loans & leases | $97,887,000 | 3,117 |
| Loan loss allowance | $1,221,000 | 2,925 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,272,000 | 5,328 |
| Other real estate owned | $238,000 | 2,904 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,430,000 | 4,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,409,000 | 3,106 |
| Total liabilities | $142,733,000 | 3,006 |
| Total deposits | $116,179,000 | 3,313 |
| Interest-bearing deposits | $85,178,000 | 3,798 |
| Deposits held in domestic offices | $116,179,000 | 3,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,942,000 | 712 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $612,000 | 5,116 |
| Total equity capital | $9,676,000 | 4,519 |
| Total bank equity capital | $9,676,000 | 4,519 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $400,000 | 5,008 |
| Surplus | $9,193,000 | 1,790 |
| Undivided profits | $83,000 | 8,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $755,000 | 2,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $618,000 | 4,369 |
| Earning assets | $138,436,000 | 3,157 |
| Long-term assets (5+ years) | $13,635,000 | 3,962 |
| Average Assets, year-to-date | $137,145,400 | 3,259 |
| Average Assets, quarterly | $149,551,000 | 3,123 |
| Volatile liabilities | $39,128,000 | 2,148 |
| Insider loans | $2,276,000 | 2,068 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,837,000 | 540 |
| Unused loan commitments | $19,710,000 | 2,351 |
| Tier 1 (core) risk-based capital | $9,754,000 | 4,381 |
| Tier 2 risk-based capital | $1,221,000 | 2,741 |
| Total risk weighted assets | $107,172,600 | 2,915 |
| Total unused commitments | $19,710,000 | 2,354 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 62 | 2,867 |
| Assets and Liabilities | ||
| Total Assets: | $120,232,000 | 3,750 |
| Cash and due from depository institutions | $4,309,000 | 2,867 |
| Interest-bearing balances | $96,000 | 4,964 |
| Securities | $23,215,000 | 4,360 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $89,809,000 | 3,218 |
| Loan loss allowance | $1,146,000 | 3,035 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,292,000 | 5,275 |
| Other real estate owned | $0 | 2,867 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,607,000 | 4,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,232,000 | 3,750 |
| Total liabilities | $113,564,000 | 3,609 |
| Total deposits | $92,746,000 | 3,993 |
| Interest-bearing deposits | $75,019,000 | 4,200 |
| Deposits held in domestic offices | $92,746,000 | 3,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,152,000 | 869 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 3,878 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $666,000 | 4,425 |
| Total equity capital | $6,668,000 | 5,850 |
| Total bank equity capital | $6,668,000 | 5,850 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $6,526,000 | 2,389 |
| Undivided profits | $-258,000 | 9,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,435,000 | 1,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $536,000 | 4,313 |
| Earning assets | $113,120,000 | 3,661 |
| Long-term assets (5+ years) | $15,265,000 | 3,919 |
| Average Assets, year-to-date | $118,923,600 | 3,664 |
| Average Assets, quarterly | $120,828,500 | 3,702 |
| Volatile liabilities | $32,397,000 | 2,402 |
| Insider loans | $2,720,000 | 1,720 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $839,000 | 751 |
| Unused loan commitments | $19,694,000 | 2,399 |
| Tier 1 (core) risk-based capital | $7,363,000 | 5,462 |
| Tier 2 risk-based capital | $1,064,750 | 2,972 |
| Total risk weighted assets | $85,098,850 | 3,436 |
| Total unused commitments | $19,694,000 | 2,403 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 66 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $114,585,000 | 3,863 |
| Cash and due from depository institutions | $10,453,000 | 2,692 |
| Interest-bearing balances | $15,000 | 6,148 |
| Securities | $22,478,000 | 4,466 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $79,299,000 | 3,414 |
| Loan loss allowance | $929,000 | 3,548 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,179,000 | 5,471 |
| Other real estate owned | $0 | 2,692 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,176,000 | 5,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,585,000 | 3,863 |
| Total liabilities | $107,290,000 | 3,715 |
| Total deposits | $92,825,000 | 3,988 |
| Interest-bearing deposits | $74,759,000 | 4,216 |
| Deposits held in domestic offices | $92,825,000 | 3,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,757,000 | 976 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $708,000 | 4,572 |
| Total equity capital | $7,295,000 | 5,602 |
| Total bank equity capital | $7,295,000 | 5,602 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $6,526,000 | 2,271 |
| Undivided profits | $369,000 | 9,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 7,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $425,000 | 5,212 |
| Earning assets | $101,792,000 | 3,984 |
| Long-term assets (5+ years) | $16,595,000 | 3,542 |
| Average Assets, year-to-date | $104,123,600 | 4,005 |
| Average Assets, quarterly | $111,371,000 | 3,887 |
| Volatile liabilities | $26,713,000 | 2,367 |
| Insider loans | $3,575,000 | 1,202 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,854,000 | 480 |
| Unused loan commitments | $18,010,000 | 2,428 |
| Tier 1 (core) risk-based capital | $7,135,000 | 5,511 |
| Tier 2 risk-based capital | $929,000 | 3,234 |
| Total risk weighted assets | $80,337,500 | 3,428 |
| Total unused commitments | $18,010,000 | 2,433 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 60 | 3,015 |
| Assets and Liabilities | ||
| Total Assets: | $88,179,000 | 4,808 |
| Cash and due from depository institutions | $6,324,000 | 3,015 |
| Interest-bearing balances | $56,000 | 5,269 |
| Securities | $22,711,000 | 4,498 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,213 |
| Net loans & leases | $52,943,000 | 4,754 |
| Loan loss allowance | $924,000 | 3,612 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,231,000 | 5,340 |
| Other real estate owned | $21,000 | 3,015 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $949,000 | 6,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,179,000 | 4,808 |
| Total liabilities | $82,383,000 | 4,645 |
| Total deposits | $72,853,000 | 4,885 |
| Interest-bearing deposits | $60,534,000 | 5,039 |
| Deposits held in domestic offices | $72,853,000 | 4,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,954,000 | 1,126 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $576,000 | 5,349 |
| Total equity capital | $5,796,000 | 6,539 |
| Total bank equity capital | $5,796,000 | 6,539 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $5,126,000 | 2,686 |
| Undivided profits | $270,000 | 9,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 8,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $277,000 | 7,116 |
| Earning assets | $79,710,000 | 4,854 |
| Long-term assets (5+ years) | $6,498,000 | 5,378 |
| Average Assets, year-to-date | $79,430,400 | 5,037 |
| Average Assets, quarterly | $85,837,000 | 4,862 |
| Volatile liabilities | $20,463,000 | 2,942 |
| Insider loans | $4,567,000 | 905 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $4,027,000 | 397 |
| Unused loan commitments | $13,232,000 | 2,830 |
| Tier 1 (core) risk-based capital | $5,772,000 | 6,432 |
| Tier 2 risk-based capital | $744,300 | 3,778 |
| Total risk weighted assets | $59,364,500 | 4,399 |
| Total unused commitments | $13,232,000 | 2,835 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $71,303,000 | 5,797 |
| Cash and due from depository institutions | $3,494,000 | 3,359 |
| Interest-bearing balances | $5,000 | 6,390 |
| Securities | $24,558,000 | 4,566 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,407 |
| Net loans & leases | $39,712,000 | 5,896 |
| Loan loss allowance | $612,000 | 5,140 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,088,000 | 5,722 |
| Other real estate owned | $0 | 3,359 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $851,000 | 6,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,303,000 | 5,797 |
| Total liabilities | $66,304,000 | 5,634 |
| Total deposits | $61,625,000 | 5,717 |
| Interest-bearing deposits | $51,170,000 | 5,871 |
| Deposits held in domestic offices | $61,625,000 | 5,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,328,000 | 1,692 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $351,000 | 7,292 |
| Total equity capital | $4,999,000 | 7,238 |
| Total bank equity capital | $4,999,000 | 7,238 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $4,126,000 | 3,333 |
| Undivided profits | $473,000 | 9,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 10,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $208,000 | 8,328 |
| Earning assets | $65,875,000 | 5,763 |
| Long-term assets (5+ years) | $2,753,000 | 7,197 |
| Average Assets, year-to-date | $66,025,600 | 5,942 |
| Average Assets, quarterly | $69,874,500 | 5,833 |
| Volatile liabilities | $11,311,000 | 4,487 |
| Insider loans | $3,792,000 | 1,149 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,462,000 | 627 |
| Unused loan commitments | $8,628,000 | 3,719 |
| Tier 1 (core) risk-based capital | $5,038,000 | 7,111 |
| Tier 2 risk-based capital | $538,930 | 4,983 |
| Total risk weighted assets | $43,041,130 | 5,661 |
| Total unused commitments | $8,628,000 | 3,734 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $61,934,000 | 6,494 |
| Cash and due from depository institutions | $4,469,000 | 4,809 |
| Interest-bearing balances | $1,172,000 | 2,380 |
| Securities | $22,588,000 | 5,099 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
| Net loans & leases | $31,738,000 | 6,757 |
| Loan loss allowance | $634,000 | 5,072 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,025,000 | 5,978 |
| Other real estate owned | $329,000 | 4,809 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $785,000 | 7,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,934,000 | 6,494 |
| Total liabilities | $57,046,000 | 6,366 |
| Total deposits | $54,737,000 | 6,348 |
| Interest-bearing deposits | $44,847,000 | 6,546 |
| Deposits held in domestic offices | $54,737,000 | 6,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,043,000 | 2,170 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $266,000 | 8,759 |
| Total equity capital | $4,888,000 | 7,466 |
| Total bank equity capital | $4,888,000 | 7,466 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $4,126,000 | 3,341 |
| Undivided profits | $362,000 | 10,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 8,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $222,000 | 8,387 |
| Earning assets | $56,498,000 | 6,521 |
| Long-term assets (5+ years) | $1,532,000 | 8,371 |
| Average Assets, year-to-date | $58,757,600 | 6,557 |
| Average Assets, quarterly | $61,695,000 | 6,442 |
| Volatile liabilities | $6,059,000 | 6,253 |
| Insider loans | $2,603,000 | 1,675 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,329,000 | 4,812 |
| Tier 1 (core) risk-based capital | $4,938,000 | 7,300 |
| Tier 2 risk-based capital | $457,660 | 5,654 |
| Total risk weighted assets | $36,436,560 | 6,371 |
| Total unused commitments | $5,329,000 | 4,827 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $56,158,000 | 6,972 |
| Cash and due from depository institutions | $3,362,000 | 4,982 |
| Interest-bearing balances | $29,000 | 6,331 |
| Securities | $21,729,000 | 5,544 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,731 |
| Net loans & leases | $27,642,000 | 7,387 |
| Loan loss allowance | $570,000 | 5,628 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,057,000 | 5,899 |
| Other real estate owned | $659,000 | 4,982 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $809,000 | 7,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,158,000 | 6,972 |
| Total liabilities | $51,762,000 | 6,877 |
| Total deposits | $49,231,000 | 6,875 |
| Interest-bearing deposits | $39,983,000 | 7,100 |
| Deposits held in domestic offices | $49,231,000 | 6,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,248,000 | 2,540 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $283,000 | 7,562 |
| Total equity capital | $4,396,000 | 7,750 |
| Total bank equity capital | $4,396,000 | 7,750 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $4,126,000 | 3,223 |
| Undivided profits | $20,000 | 11,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 6,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $156,000 | 9,528 |
| Earning assets | $50,300,000 | 7,025 |
| Long-term assets (5+ years) | $3,841,000 | 6,749 |
| Average Assets, year-to-date | $57,085,600 | 6,772 |
| Average Assets, quarterly | $56,412,000 | 6,907 |
| Volatile liabilities | $5,324,000 | 6,515 |
| Insider loans | $3,399,000 | 1,228 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,803,000 | 5,023 |
| Tier 1 (core) risk-based capital | $4,680,000 | 7,548 |
| Tier 2 risk-based capital | $409,240 | 6,126 |
| Total risk weighted assets | $32,578,640 | 6,867 |
| Total unused commitments | $4,803,000 | 5,029 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 44 | 4,651 |
| Assets and Liabilities | ||
| Total Assets: | $58,884,000 | 6,925 |
| Cash and due from depository institutions | $1,988,000 | 4,651 |
| Interest-bearing balances | $16,000 | 7,348 |
| Securities | $26,234,000 | 5,025 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 7,081 |
| Net loans & leases | $26,491,000 | 7,541 |
| Loan loss allowance | $614,000 | 5,486 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,077,000 | 5,858 |
| Other real estate owned | $911,000 | 4,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $883,000 | 6,734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,884,000 | 6,925 |
| Total liabilities | $54,466,000 | 6,840 |
| Total deposits | $51,744,000 | 6,896 |
| Interest-bearing deposits | $42,641,000 | 7,079 |
| Deposits held in domestic offices | $51,744,000 | 6,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,439,000 | 2,038 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $283,000 | 7,811 |
| Total equity capital | $4,418,000 | 7,890 |
| Total bank equity capital | $4,418,000 | 7,890 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $4,126,000 | 3,179 |
| Undivided profits | $42,000 | 12,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 8,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $132,000 | 10,010 |
| Earning assets | $54,041,000 | 6,929 |
| Long-term assets (5+ years) | $5,624,000 | 6,096 |
| Average Assets, year-to-date | $61,201,000 | 6,584 |
| Average Assets, quarterly | $58,797,500 | 6,887 |
| Volatile liabilities | $5,937,000 | 5,914 |
| Insider loans | $1,414,000 | 2,794 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,684,000 | 5,759 |
| Tier 1 (core) risk-based capital | $4,418,000 | 7,827 |
| Tier 2 risk-based capital | $400,230 | 6,265 |
| Total risk weighted assets | $31,804,230 | 6,984 |
| Total unused commitments | $3,684,000 | 5,781 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 51 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $63,647,000 | 6,629 |
| Cash and due from depository institutions | $3,405,000 | 4,156 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $22,012,000 | 5,723 |
| Federal funds sold & reverse repurchase agreements | $4,975,000 | 3,305 |
| Net loans & leases | $29,778,000 | 7,102 |
| Loan loss allowance | $597,000 | 5,666 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,138,000 | 5,686 |
| Other real estate owned | $1,491,000 | 4,156 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $848,000 | 7,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,647,000 | 6,629 |
| Total liabilities | $58,744,000 | 6,549 |
| Total deposits | $54,161,000 | 6,801 |
| Interest-bearing deposits | $44,129,000 | 7,116 |
| Deposits held in domestic offices | $54,161,000 | 6,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,274,000 | 1,484 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $309,000 | 8,083 |
| Total equity capital | $4,903,000 | 7,195 |
| Total bank equity capital | $4,903,000 | 7,195 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $4,126,000 | 3,065 |
| Undivided profits | $527,000 | 10,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 9,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $171,000 | 9,432 |
| Earning assets | $56,765,000 | 6,758 |
| Long-term assets (5+ years) | $7,654,000 | 5,109 |
| Average Assets, year-to-date | $64,845,000 | 6,378 |
| Average Assets, quarterly | $63,206,500 | 6,600 |
| Volatile liabilities | $7,003,000 | 5,293 |
| Insider loans | $1,268,000 | 631 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,664,000 | 5,510 |
| Tier 1 (core) risk-based capital | $4,903,000 | 7,123 |
| Tier 2 risk-based capital | $444,990 | 5,748 |
| Total risk weighted assets | $35,446,990 | 6,494 |
| Total unused commitments | $3,664,000 | 5,537 |
| Derivatives | $0 | 651 |