Home > The Columbia Bank > Net charge- offs to loans
The Columbia Bank, Net charge- offs to loans
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,284 |
| Percentage Net Loans Charged-off:Construction & development | -0.1037% | 4,622 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0246% | 3,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7527% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7938% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7938% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1350% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | -0.0529% | 4,631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 4,153 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0243% | 3,676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2643% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5402% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5402% | 1,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 4,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.3456% | 4,807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1241% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 4,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9893% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9852% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9852% | 741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0748% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 4,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.4265% | 4,875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1706% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 4,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7719% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8830% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8831% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 1,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | -0.3711% | 4,894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0673% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0495% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5350% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7833% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7833% | 813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.6082% | 5,005 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0415% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1238% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8255% | 934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8255% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 2,349 |
| Percentage Net Loans Charged-off:Construction & development | -0.1333% | 4,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0290% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0295% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0265% | 2,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5825% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5825% | 1,421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.1695% | 4,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0343% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0504% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1060% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4750% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4750% | 1,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 4,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | -0.1522% | 4,930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0525% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0248% | 3,873 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2216% | 5,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1785% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1785% | 2,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0308% | 4,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | -0.2539% | 5,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1402% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3566% | 5,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0875% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0875% | 2,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 3,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0731% | 5,426 |
| Percentage Net Loans Charged-off:Construction & development | -1.9188% | 5,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1409% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 4,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5385% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8835% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8835% | 960 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0969% | 5,535 |
| Percentage Net Loans Charged-off:Construction & development | -2.7177% | 5,459 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0769% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1536% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0152% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0038% | 820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0038% | 744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1379% | 5,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1763% | 5,753 |
| Percentage Net Loans Charged-off:Construction & development | -3.6586% | 5,506 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 1,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1676% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1270% | 5,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1681% | 5,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9252% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9252% | 772 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1068% | 813 |
| Percentage Net Loans Charged-off:Construction & development | -0.2532% | 5,256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2827% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3641% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2078% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4817% | 5,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5985% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5985% | 444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0733% | 5,686 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0789% | 5,652 |
| Percentage Net Loans Charged-off:Construction & development | -2.0905% | 5,590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1074% | 1,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0272% | 863 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1843% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2196% | 5,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6579% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6579% | 1,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0423% | 5,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0347% | 5,432 |
| Percentage Net Loans Charged-off:Construction & development | -1.9123% | 5,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0406% | 1,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1916% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1505% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2312% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2396% | 5,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5092% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5092% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0511% | 5,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 5,219 |
| Percentage Net Loans Charged-off:Construction & development | -2.2184% | 5,680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0548% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2854% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2281% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3413% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4588% | 5,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4251% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4251% | 1,404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1788% | 6,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1963% | 6,067 |
| Percentage Net Loans Charged-off:Construction & development | -3.8684% | 5,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0824% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1501% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1174% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1823% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3616% | 5,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8999% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8999% | 744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 3,321 |
| Percentage Net Loans Charged-off:Construction & development | -1.3795% | 5,773 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 5,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3633% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3546% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3972% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3126% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5353% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1476% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1476% | 711 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0140% | 5,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3851% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1313% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | -0.3216% | 5,581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 5,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4790% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3634% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3374% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3888% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7842% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1031% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1031% | 704 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0200% | 5,451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2282% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2231% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | -0.0553% | 5,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0901% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0847% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4000% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3684% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4308% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2447% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4308% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4308% | 531 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0300% | 5,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 1,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2311% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1809% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3439% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5583% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1338% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5127% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2509% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2509% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3562% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3127% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.7548% | 932 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1478% | 6,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6876% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6568% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7173% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5261% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5069% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5069% | 323 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0275% | 1,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3608% | 1,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3034% | 1,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.6124% | 923 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2013% | 6,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7354% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7137% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7561% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5916% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8457% | 293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8457% | 271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4431% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4176% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 1.5896% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3198% | 6,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8585% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7808% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9334% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3635% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5679% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5679% | 219 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4836% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4693% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.3625% | 723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9333% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5660% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2902% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3152% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7569% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7569% | 213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1942% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3076% | 672 |
| Percentage Net Loans Charged-off:Construction & development | 3.3704% | 765 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3070% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0435% | 5,608 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9726% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6274% | 921 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3158% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6496% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2738% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2738% | 985 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5355% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1274% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1938% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 3.8491% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8574% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6607% | 5,639 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0240% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6853% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3626% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8705% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8205% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8205% | 1,378 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7218% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0731% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9685% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 2.4024% | 870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4978% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0786% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6475% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5111% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9341% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4248% | 2,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4248% | 2,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0542% | 450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6474% | 1,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5860% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 2.1185% | 728 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2185% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5473% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3162% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7814% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4125% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4782% | 1,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4782% | 1,700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1595% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5274% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 12.8058% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4276% | 2,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0994% | 441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1389% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3779% | 1,385 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9286% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0654% | 3,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3977% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2647% | 1,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9911% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9577% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3344% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 11.2757% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5506% | 1,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7631% | 339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9201% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2438% | 1,367 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6192% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 3,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4544% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2836% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4293% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8451% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 13.3728% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6701% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1560% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0368% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1085% | 1,339 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9953% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4333% | 2,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4891% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2623% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7257% | 261 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1827% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 21.6141% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4249% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2559% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0346% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0291% | 1,009 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0623% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9890% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4147% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8928% | 589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0784% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4815% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 11.9645% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0470% | 3,411 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 5,870 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3704% | 2,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2838% | 1,504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4560% | 2,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0637% | 6,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6591% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7303% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2423% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 10.8035% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0110% | 5,912 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1879% | 3,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2759% | 1,352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1013% | 3,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5224% | 7,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7439% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0978% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3774% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 6.1022% | 855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2423% | 2,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1738% | 1,249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3091% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6273% | 7,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5708% | 2,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2723% | 748 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6999% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 12.1211% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 2,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1289% | 905 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 2,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0735% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3588% | 2,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0023% | 1,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1661% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 6.6870% | 933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1774% | 2,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0378% | 895 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0913% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2159% | 740 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0310% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5194% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4535% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | 2,166.6667% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1582% | 176 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9203% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1780% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 6.7439% | 741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2268% | 1,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0493% | 674 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9777% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5715% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7385% | 1,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7894% | 2,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1160% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | 2,310.6667% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2974% | 145 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1287% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5513% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 8.7634% | 505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9506% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2222% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2002% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1854% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8083% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | 2,600.0000% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3370% | 373 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6745% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 9.0463% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0318% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6717% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1447% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9015% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7259% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8810% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8453% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 2.5141% | 948 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 7,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8011% | 2,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 34.4104% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3458% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2623% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.7294% | 1,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 2,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 2,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7861% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.4669% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4706% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4300% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 1.0802% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2290% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6462% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.1067% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4070% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2510% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.5843% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1445% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1991% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2980% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0437% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 5,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 3,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 2,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 2,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0760% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 5,929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 7,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 7,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7084% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 5,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 7,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 7,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8334% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 6,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 7,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 7,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0221% | 7,963 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 8,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0829% | 8,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1348% | 8,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0090% | 3,653 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8978% | 8,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0291% | 7,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 8,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1067% | 8,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1779% | 8,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0120% | 3,019 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3530% | 8,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 7,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 8,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0670% | 8,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1153% | 8,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0178% | 2,546 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6173% | 8,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 7,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 8,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1219% | 8,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2178% | 8,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2545% | 7,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 4,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0918% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2846% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6092% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0378% | 3,776 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5965% | 8,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0620% | 3,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2476% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5526% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0430% | 7,220 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3969% | 8,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 7,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1851% | 7,647 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3374% | 8,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0300% | 7,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2194% | 7,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 7,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 8,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0547% | 8,480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1335% | 8,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0798% | 3,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1689% | 5,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 6,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 8,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0649% | 8,518 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1665% | 8,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1251% | 2,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1499% | 5,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 5,227 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 8,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0407% | 8,426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0119% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0923% | 8,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2096% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0628% | 5,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 3,803 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 7,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 8,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 5,889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0335% | 8,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3414% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1808% | 7,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1075% | 8,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 3,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 8,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 5,956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1647% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8261% | 8,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2805% | 5,437 |
| Percentage Net Loans Charged-off: Credit card loans | 78.9474% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1202% | 8,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 8,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0995% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 5,921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2158% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0454% | 8,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3806% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | 1,263.1579% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 6,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 8,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 8,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 8,337 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 5,896 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 8,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0392% | 7,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4296% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | 400.0000% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 4,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 8,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 8,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 8,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 5,864 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 8,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 2,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9145% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | 509.0909% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 7,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 8,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 1,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 8,593 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 5,941 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 8,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0666% | 8,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8388% | 2,864 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8190% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 5,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 8,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.0337% | 8,220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 8,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 2,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0722% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 2,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3765% | 3,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5196% | 4,063 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1056% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4970% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1343% | 191 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 1,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1071% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2631% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0865% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3492% | 84 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5779% | 149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5883% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7050% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0171% | 1,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0479% | 457 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 5,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0931% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 1,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3252% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1334% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1910% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 4,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1220% | 240 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 1,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2651% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5916% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5954% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5233% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 4,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1051% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0027% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2473% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5135% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3799% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8151% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1159% | 5,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0995% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 0.1105% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1088% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2327% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0817% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1446% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1169% | 5,253 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 8,050 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 6,014 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2091% | 7,147 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |