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The Columbia Bank, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$11,661,0002,654
Total interest expense$3,920,0003,223
Net interest income$7,741,0002,314
Provision for loan and lease losses$610,0001,823
Total noninterest income$2,151,0001,864
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$551,0002,519
Trading account gains and fees$0532
Additional Noninterest Income$1,600,0001,469
Total noninterest expense$6,473,0002,240
Salaries and employee benefits$3,500,0001,911
Premises and equipment expense$740,0002,735
Additional noninterest expense$2,233,0002,480
Pre-tax net operating income$2,809,0002,446
Securities gains (losses)$8,0005,699
Applicable income taxes$783,0002,806
Income before extraordinary items$2,034,0002,465
Extraordinary gains, net$03,149
Net income$2,034,0002,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$509,0001,740
Cash dividends$336,0004,092
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,028,2402,327
1992-12-31 (YTD Data)Rank
Total interest income$12,258,0002,862
Total interest expense$4,456,0003,681
Net interest income$7,802,0002,313
Provision for loan and lease losses$365,0003,650
Total noninterest income$1,150,0002,958
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$580,0002,378
Trading account gains and fees$0504
Additional Noninterest Income$570,0002,931
Total noninterest expense$6,013,0002,419
Salaries and employee benefits$3,155,0002,086
Premises and equipment expense$646,0003,134
Additional noninterest expense$2,212,0002,573
Pre-tax net operating income$2,574,0002,405
Securities gains (losses)$228,0001,834
Applicable income taxes$856,0002,431
Income before extraordinary items$1,946,0002,348
Extraordinary gains, net$01,422
Net income$1,946,0002,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0003,751
Cash dividends$75,0007,103
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,788,6802,370

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.