Home > The Colorado State Bank of Walsh > Income and Expense
The Colorado State Bank of Walsh, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 6,370 |
| Total interest expense | $106,000 | 6,301 |
| Net interest income | $922,000 | 6,330 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $36,000 | 6,583 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $23,000 | 6,188 |
| Total noninterest expense | $786,000 | 6,347 |
| Salaries and employee benefits | $382,000 | 6,441 |
| Premises and equipment expense | $88,000 | 6,218 |
| Additional noninterest expense | $316,000 | 6,087 |
| Pre-tax net operating income | $172,000 | 5,760 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-17,000 | 6,559 |
| Income before extraordinary items | $189,000 | 5,684 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $189,000 | 5,685 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $189,000 | 5,685 |
| Net charge-offs | $-14,000 | 6,200 |
| Cash dividends | $90,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $189,000 | 5,617 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $716,000 | 6,370 |
| Total interest expense | $89,000 | 6,190 |
| Net interest income | $627,000 | 6,343 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $24,000 | 6,615 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $7,000 | 6,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 6,189 |
| Total noninterest expense | $433,000 | 6,556 |
| Salaries and employee benefits | $242,000 | 6,529 |
| Premises and equipment expense | $49,000 | 6,387 |
| Additional noninterest expense | $142,000 | 6,477 |
| Pre-tax net operating income | $218,000 | 5,218 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $39,000 | 3,624 |
| Income before extraordinary items | $179,000 | 5,396 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $179,000 | 5,399 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $179,000 | 5,399 |
| Net charge-offs | $-7,000 | 6,047 |
| Cash dividends | $60,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $179,000 | 5,261 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 6,458 |
| Total interest expense | $38,000 | 6,400 |
| Net interest income | $309,000 | 6,415 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $13,000 | 6,651 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $223,000 | 6,610 |
| Salaries and employee benefits | $131,000 | 6,512 |
| Premises and equipment expense | $27,000 | 6,356 |
| Additional noninterest expense | $65,000 | 6,627 |
| Pre-tax net operating income | $99,000 | 5,329 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $17,000 | 3,698 |
| Income before extraordinary items | $82,000 | 5,452 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $82,000 | 5,453 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $82,000 | 5,453 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $30,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $82,000 | 5,352 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 6,516 |
| Total interest expense | $206,000 | 6,382 |
| Net interest income | $1,249,000 | 6,485 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $46,000 | 6,661 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $16,000 | 6,716 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $30,000 | 6,119 |
| Total noninterest expense | $864,000 | 6,707 |
| Salaries and employee benefits | $477,000 | 6,677 |
| Premises and equipment expense | $99,000 | 6,530 |
| Additional noninterest expense | $288,000 | 6,655 |
| Pre-tax net operating income | $431,000 | 5,075 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $78,000 | 3,666 |
| Income before extraordinary items | $353,000 | 5,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $353,000 | 5,329 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $353,000 | 5,330 |
| Net charge-offs | $-1,000 | 6,346 |
| Cash dividends | $120,000 | 3,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $353,000 | 5,127 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 6,621 |
| Total interest expense | $159,000 | 6,476 |
| Net interest income | $933,000 | 6,597 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $36,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $13,000 | 6,792 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 6,251 |
| Total noninterest expense | $633,000 | 6,802 |
| Salaries and employee benefits | $344,000 | 6,776 |
| Premises and equipment expense | $71,000 | 6,647 |
| Additional noninterest expense | $218,000 | 6,732 |
| Pre-tax net operating income | $336,000 | 5,178 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $63,000 | 3,667 |
| Income before extraordinary items | $273,000 | 5,437 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $273,000 | 5,436 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $273,000 | 5,436 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $90,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $273,000 | 5,246 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 6,674 |
| Total interest expense | $110,000 | 6,529 |
| Net interest income | $617,000 | 6,651 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $24,000 | 6,810 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $8,000 | 6,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,278 |
| Total noninterest expense | $400,000 | 6,907 |
| Salaries and employee benefits | $219,000 | 6,867 |
| Premises and equipment expense | $45,000 | 6,725 |
| Additional noninterest expense | $136,000 | 6,837 |
| Pre-tax net operating income | $241,000 | 5,095 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $48,000 | 3,567 |
| Income before extraordinary items | $193,000 | 5,368 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $193,000 | 5,367 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $193,000 | 5,367 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $60,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $193,000 | 5,173 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $358,000 | 6,747 |
| Total interest expense | $58,000 | 6,562 |
| Net interest income | $300,000 | 6,726 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $13,000 | 6,859 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $189,000 | 6,990 |
| Salaries and employee benefits | $107,000 | 6,943 |
| Premises and equipment expense | $23,000 | 6,746 |
| Additional noninterest expense | $59,000 | 6,958 |
| Pre-tax net operating income | $124,000 | 5,165 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $26,000 | 3,512 |
| Income before extraordinary items | $98,000 | 5,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $98,000 | 5,386 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $98,000 | 5,386 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $30,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $98,000 | 5,228 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 6,683 |
| Total interest expense | $319,000 | 6,489 |
| Net interest income | $1,317,000 | 6,672 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $44,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $15,000 | 6,797 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $29,000 | 6,229 |
| Total noninterest expense | $859,000 | 6,985 |
| Salaries and employee benefits | $482,000 | 6,929 |
| Premises and equipment expense | $102,000 | 6,810 |
| Additional noninterest expense | $275,000 | 6,933 |
| Pre-tax net operating income | $502,000 | 4,731 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $114,000 | 3,297 |
| Income before extraordinary items | $388,000 | 4,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $388,000 | 4,978 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $388,000 | 4,977 |
| Net charge-offs | $-1,000 | 6,827 |
| Cash dividends | $117,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $388,000 | 4,849 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 6,742 |
| Total interest expense | $246,000 | 6,556 |
| Net interest income | $993,000 | 6,721 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $34,000 | 6,920 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $12,000 | 6,832 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $22,000 | 6,346 |
| Total noninterest expense | $654,000 | 7,013 |
| Salaries and employee benefits | $364,000 | 6,960 |
| Premises and equipment expense | $78,000 | 6,825 |
| Additional noninterest expense | $212,000 | 6,963 |
| Pre-tax net operating income | $373,000 | 4,849 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $85,000 | 3,325 |
| Income before extraordinary items | $288,000 | 5,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $288,000 | 5,110 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $288,000 | 5,110 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $87,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $288,000 | 4,986 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 6,787 |
| Total interest expense | $170,000 | 6,619 |
| Net interest income | $670,000 | 6,768 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $24,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $8,000 | 6,873 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,375 |
| Total noninterest expense | $445,000 | 7,063 |
| Salaries and employee benefits | $246,000 | 7,011 |
| Premises and equipment expense | $53,000 | 6,870 |
| Additional noninterest expense | $146,000 | 7,011 |
| Pre-tax net operating income | $249,000 | 4,838 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $57,000 | 3,281 |
| Income before extraordinary items | $192,000 | 5,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $192,000 | 5,082 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $192,000 | 5,082 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $60,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $192,000 | 4,987 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $408,000 | 6,865 |
| Total interest expense | $89,000 | 6,660 |
| Net interest income | $319,000 | 6,859 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $13,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $4,000 | 6,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $220,000 | 7,117 |
| Salaries and employee benefits | $126,000 | 7,037 |
| Premises and equipment expense | $27,000 | 6,899 |
| Additional noninterest expense | $67,000 | 7,119 |
| Pre-tax net operating income | $112,000 | 5,014 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $24,000 | 3,333 |
| Income before extraordinary items | $88,000 | 5,177 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $88,000 | 5,175 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $88,000 | 5,177 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $30,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $88,000 | 5,114 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 6,876 |
| Total interest expense | $483,000 | 6,576 |
| Net interest income | $1,284,000 | 6,896 |
| Provision for loan and lease losses | $-2,000 | 7,566 |
| Total noninterest income | $43,000 | 7,081 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,659 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 6,479 |
| Total noninterest expense | $901,000 | 7,170 |
| Salaries and employee benefits | $514,000 | 7,097 |
| Premises and equipment expense | $107,000 | 6,997 |
| Additional noninterest expense | $280,000 | 7,175 |
| Pre-tax net operating income | $428,000 | 4,547 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $94,000 | 3,272 |
| Income before extraordinary items | $334,000 | 4,827 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $334,000 | 4,831 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $334,000 | 4,831 |
| Net charge-offs | $-11,000 | 7,446 |
| Cash dividends | $120,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $334,000 | 4,681 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 6,971 |
| Total interest expense | $377,000 | 6,652 |
| Net interest income | $962,000 | 7,003 |
| Provision for loan and lease losses | $-2,000 | 7,672 |
| Total noninterest income | $32,000 | 7,236 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $12,000 | 6,750 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $20,000 | 6,660 |
| Total noninterest expense | $682,000 | 7,249 |
| Salaries and employee benefits | $384,000 | 7,173 |
| Premises and equipment expense | $80,000 | 7,085 |
| Additional noninterest expense | $218,000 | 7,222 |
| Pre-tax net operating income | $314,000 | 4,804 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $68,000 | 3,378 |
| Income before extraordinary items | $246,000 | 5,118 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $246,000 | 5,120 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $246,000 | 5,121 |
| Net charge-offs | $-10,000 | 7,468 |
| Cash dividends | $90,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $246,000 | 4,938 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $914,000 | 7,001 |
| Total interest expense | $257,000 | 6,713 |
| Net interest income | $657,000 | 7,016 |
| Provision for loan and lease losses | $-2,000 | 7,734 |
| Total noninterest income | $21,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $7,000 | 6,815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $455,000 | 7,310 |
| Salaries and employee benefits | $257,000 | 7,218 |
| Premises and equipment expense | $52,000 | 7,155 |
| Additional noninterest expense | $146,000 | 7,271 |
| Pre-tax net operating income | $225,000 | 4,789 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $51,000 | 3,264 |
| Income before extraordinary items | $174,000 | 5,070 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $174,000 | 5,073 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $174,000 | 5,072 |
| Net charge-offs | $-10,000 | 7,481 |
| Cash dividends | $60,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $174,000 | 4,915 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 7,099 |
| Total interest expense | $132,000 | 6,791 |
| Net interest income | $323,000 | 7,116 |
| Provision for loan and lease losses | $-2,000 | 7,829 |
| Total noninterest income | $10,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $3,000 | 6,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $213,000 | 7,471 |
| Salaries and employee benefits | $128,000 | 7,316 |
| Premises and equipment expense | $23,000 | 7,349 |
| Additional noninterest expense | $62,000 | 7,497 |
| Pre-tax net operating income | $122,000 | 4,809 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $31,000 | 3,152 |
| Income before extraordinary items | $91,000 | 5,098 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $91,000 | 5,099 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $91,000 | 5,098 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $30,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $91,000 | 4,981 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 7,085 |
| Total interest expense | $581,000 | 6,953 |
| Net interest income | $1,380,000 | 7,042 |
| Provision for loan and lease losses | $147,000 | 6,094 |
| Total noninterest income | $42,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $17,000 | 6,943 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $25,000 | 6,847 |
| Total noninterest expense | $938,000 | 7,460 |
| Salaries and employee benefits | $505,000 | 7,424 |
| Premises and equipment expense | $103,000 | 7,354 |
| Additional noninterest expense | $330,000 | 7,330 |
| Pre-tax net operating income | $337,000 | 4,399 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $59,000 | 3,186 |
| Income before extraordinary items | $278,000 | 4,542 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $278,000 | 4,542 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $278,000 | 4,543 |
| Net charge-offs | $159,000 | 5,261 |
| Cash dividends | $60,000 | 4,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $278,000 | 4,476 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 7,167 |
| Total interest expense | $442,000 | 7,054 |
| Net interest income | $1,029,000 | 7,097 |
| Provision for loan and lease losses | $142,000 | 5,563 |
| Total noninterest income | $32,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $13,000 | 6,976 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $19,000 | 7,013 |
| Total noninterest expense | $711,000 | 7,494 |
| Salaries and employee benefits | $376,000 | 7,463 |
| Premises and equipment expense | $72,000 | 7,472 |
| Additional noninterest expense | $263,000 | 7,284 |
| Pre-tax net operating income | $208,000 | 4,893 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $27,000 | 3,664 |
| Income before extraordinary items | $181,000 | 4,930 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $181,000 | 4,929 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $181,000 | 4,930 |
| Net charge-offs | $153,000 | 4,583 |
| Cash dividends | $60,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $181,000 | 4,878 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $968,000 | 7,251 |
| Total interest expense | $299,000 | 7,148 |
| Net interest income | $669,000 | 7,161 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $23,000 | 7,627 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $9,000 | 7,030 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $14,000 | 7,048 |
| Total noninterest expense | $474,000 | 7,558 |
| Salaries and employee benefits | $252,000 | 7,549 |
| Premises and equipment expense | $38,000 | 7,728 |
| Additional noninterest expense | $184,000 | 7,283 |
| Pre-tax net operating income | $98,000 | 5,234 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $95,000 | 5,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 5,245 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $95,000 | 5,245 |
| Net charge-offs | $153,000 | 3,753 |
| Cash dividends | $60,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $95,000 | 5,154 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $497,000 | 7,267 |
| Total interest expense | $147,000 | 7,256 |
| Net interest income | $350,000 | 7,120 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $219,000 | 7,673 |
| Salaries and employee benefits | $125,000 | 7,609 |
| Premises and equipment expense | $22,000 | 7,659 |
| Additional noninterest expense | $72,000 | 7,502 |
| Pre-tax net operating income | $23,000 | 5,975 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $37,000 | 3,135 |
| Income before extraordinary items | $-14,000 | 6,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-14,000 | 6,480 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-14,000 | 6,480 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $30,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-14,000 | 6,348 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 7,290 |
| Total interest expense | $748,000 | 7,223 |
| Net interest income | $1,313,000 | 7,232 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $40,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,095 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $24,000 | 7,314 |
| Total noninterest expense | $863,000 | 7,720 |
| Salaries and employee benefits | $508,000 | 7,650 |
| Premises and equipment expense | $84,000 | 7,762 |
| Additional noninterest expense | $271,000 | 7,588 |
| Pre-tax net operating income | $490,000 | 4,902 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $121,000 | 3,235 |
| Income before extraordinary items | $369,000 | 4,850 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $369,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,572 |
| Cash dividends | $110,000 | 4,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $369,000 | 5,023 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 7,375 |
| Total interest expense | $585,000 | 7,277 |
| Net interest income | $961,000 | 7,329 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $32,000 | 7,916 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $13,000 | 7,126 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 7,454 |
| Total noninterest expense | $653,000 | 7,744 |
| Salaries and employee benefits | $383,000 | 7,667 |
| Premises and equipment expense | $57,000 | 7,886 |
| Additional noninterest expense | $213,000 | 7,541 |
| Pre-tax net operating income | $340,000 | 5,486 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $83,000 | 3,748 |
| Income before extraordinary items | $257,000 | 5,411 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $257,000 | 5,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $84,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $257,000 | 5,588 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 7,466 |
| Total interest expense | $412,000 | 7,317 |
| Net interest income | $604,000 | 7,444 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $21,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $9,000 | 7,166 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $12,000 | 7,577 |
| Total noninterest expense | $438,000 | 7,793 |
| Salaries and employee benefits | $258,000 | 7,715 |
| Premises and equipment expense | $36,000 | 7,974 |
| Additional noninterest expense | $144,000 | 7,567 |
| Pre-tax net operating income | $187,000 | 5,903 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $41,000 | 4,216 |
| Income before extraordinary items | $146,000 | 6,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 5,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $62,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $146,000 | 5,945 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 7,548 |
| Total interest expense | $214,000 | 7,387 |
| Net interest income | $291,000 | 7,544 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $11,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $204,000 | 7,914 |
| Salaries and employee benefits | $127,000 | 7,781 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $60,000 | 7,803 |
| Pre-tax net operating income | $98,000 | 6,027 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $23,000 | 4,277 |
| Income before extraordinary items | $75,000 | 6,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $75,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $32,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $75,000 | 6,103 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 7,447 |
| Total interest expense | $875,000 | 7,368 |
| Net interest income | $1,284,000 | 7,392 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $41,000 | 8,102 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $22,000 | 7,129 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $19,000 | 7,830 |
| Total noninterest expense | $802,000 | 7,934 |
| Salaries and employee benefits | $498,000 | 7,811 |
| Premises and equipment expense | $70,000 | 8,068 |
| Additional noninterest expense | $234,000 | 7,865 |
| Pre-tax net operating income | $523,000 | 5,909 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $66,000 | 4,768 |
| Income before extraordinary items | $457,000 | 5,836 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $457,000 | 5,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,041 |
| Cash dividends | $125,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $457,000 | 5,826 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 7,483 |
| Total interest expense | $659,000 | 7,387 |
| Net interest income | $962,000 | 7,454 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $31,000 | 8,144 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $17,000 | 7,155 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 7,875 |
| Total noninterest expense | $583,000 | 7,946 |
| Salaries and employee benefits | $358,000 | 7,839 |
| Premises and equipment expense | $53,000 | 8,044 |
| Additional noninterest expense | $172,000 | 7,862 |
| Pre-tax net operating income | $410,000 | 6,124 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $40,000 | 5,094 |
| Income before extraordinary items | $370,000 | 5,974 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $370,000 | 5,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,157 |
| Cash dividends | $95,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $370,000 | 5,958 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 7,532 |
| Total interest expense | $436,000 | 7,430 |
| Net interest income | $640,000 | 7,522 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $23,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $13,000 | 7,146 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $372,000 | 8,056 |
| Salaries and employee benefits | $224,000 | 7,975 |
| Premises and equipment expense | $32,000 | 8,160 |
| Additional noninterest expense | $116,000 | 7,891 |
| Pre-tax net operating income | $291,000 | 6,097 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $284,000 | 5,772 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $284,000 | 5,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,311 |
| Cash dividends | $65,000 | 4,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $284,000 | 5,762 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 7,567 |
| Total interest expense | $219,000 | 7,450 |
| Net interest income | $319,000 | 7,553 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $12,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $168,000 | 8,183 |
| Salaries and employee benefits | $102,000 | 8,105 |
| Premises and equipment expense | $20,000 | 8,023 |
| Additional noninterest expense | $46,000 | 8,162 |
| Pre-tax net operating income | $163,000 | 5,898 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-29,000 | 8,348 |
| Income before extraordinary items | $192,000 | 5,163 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $192,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,219 |
| Cash dividends | $35,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $192,000 | 5,147 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 7,440 |
| Total interest expense | $809,000 | 7,309 |
| Net interest income | $1,312,000 | 7,427 |
| Provision for loan and lease losses | $-30,000 | 8,362 |
| Total noninterest income | $52,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $31,000 | 7,158 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,943 |
| Total noninterest expense | $769,000 | 8,049 |
| Salaries and employee benefits | $441,000 | 8,046 |
| Premises and equipment expense | $85,000 | 7,970 |
| Additional noninterest expense | $243,000 | 7,895 |
| Pre-tax net operating income | $625,000 | 6,114 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $246,000 | 4,049 |
| Income before extraordinary items | $379,000 | 6,593 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $379,000 | 6,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,019 |
| Cash dividends | $144,000 | 5,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $379,000 | 6,595 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 7,519 |
| Total interest expense | $587,000 | 7,351 |
| Net interest income | $977,000 | 7,508 |
| Provision for loan and lease losses | $-30,000 | 8,500 |
| Total noninterest income | $41,000 | 8,265 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $24,000 | 7,217 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $591,000 | 8,041 |
| Salaries and employee benefits | $338,000 | 8,004 |
| Premises and equipment expense | $66,000 | 7,975 |
| Additional noninterest expense | $187,000 | 7,869 |
| Pre-tax net operating income | $457,000 | 6,393 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $163,000 | 4,386 |
| Income before extraordinary items | $294,000 | 6,745 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $294,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,863 |
| Cash dividends | $122,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $294,000 | 6,749 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 7,552 |
| Total interest expense | $377,000 | 7,368 |
| Net interest income | $656,000 | 7,549 |
| Provision for loan and lease losses | $-30,000 | 8,551 |
| Total noninterest income | $28,000 | 8,317 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $16,000 | 7,270 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 7,965 |
| Total noninterest expense | $397,000 | 8,061 |
| Salaries and employee benefits | $239,000 | 7,965 |
| Premises and equipment expense | $45,000 | 7,950 |
| Additional noninterest expense | $113,000 | 8,019 |
| Pre-tax net operating income | $317,000 | 6,351 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $94,000 | 4,592 |
| Income before extraordinary items | $223,000 | 6,566 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $223,000 | 6,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $80,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $223,000 | 6,561 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,568 |
| Total interest expense | $182,000 | 7,390 |
| Net interest income | $330,000 | 7,555 |
| Provision for loan and lease losses | $-30,000 | 8,591 |
| Total noninterest income | $13,000 | 8,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $196,000 | 8,093 |
| Salaries and employee benefits | $115,000 | 8,040 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $177,000 | 6,086 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $38,000 | 4,781 |
| Income before extraordinary items | $139,000 | 6,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $36,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $139,000 | 6,112 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 7,501 |
| Total interest expense | $594,000 | 7,346 |
| Net interest income | $1,354,000 | 7,490 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $50,000 | 8,423 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $30,000 | 7,354 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,136 |
| Total noninterest expense | $738,000 | 8,174 |
| Salaries and employee benefits | $436,000 | 8,097 |
| Premises and equipment expense | $66,000 | 8,273 |
| Additional noninterest expense | $236,000 | 8,008 |
| Pre-tax net operating income | $636,000 | 6,309 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $237,000 | 4,433 |
| Income before extraordinary items | $399,000 | 6,781 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $399,000 | 6,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,232 |
| Cash dividends | $128,000 | 5,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $399,000 | 6,749 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 7,572 |
| Total interest expense | $418,000 | 7,401 |
| Net interest income | $1,001,000 | 7,559 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $40,000 | 8,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 7,393 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $557,000 | 8,159 |
| Salaries and employee benefits | $323,000 | 8,092 |
| Premises and equipment expense | $51,000 | 8,253 |
| Additional noninterest expense | $183,000 | 7,959 |
| Pre-tax net operating income | $434,000 | 6,655 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $165,000 | 4,699 |
| Income before extraordinary items | $269,000 | 7,072 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $269,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,912 |
| Cash dividends | $95,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $269,000 | 7,042 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 7,615 |
| Total interest expense | $263,000 | 7,422 |
| Net interest income | $656,000 | 7,599 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $23,000 | 8,503 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $14,000 | 7,451 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $353,000 | 8,224 |
| Salaries and employee benefits | $215,000 | 8,104 |
| Premises and equipment expense | $35,000 | 8,242 |
| Additional noninterest expense | $103,000 | 8,172 |
| Pre-tax net operating income | $326,000 | 6,425 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $124,000 | 4,519 |
| Income before extraordinary items | $202,000 | 6,926 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $202,000 | 6,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $62,000 | 4,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $202,000 | 6,877 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 7,683 |
| Total interest expense | $129,000 | 7,433 |
| Net interest income | $324,000 | 7,684 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $10,000 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $182,000 | 8,258 |
| Salaries and employee benefits | $106,000 | 8,191 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $58,000 | 8,095 |
| Pre-tax net operating income | $152,000 | 6,532 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $54,000 | 4,665 |
| Income before extraordinary items | $98,000 | 6,933 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $98,000 | 6,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $37,000 | 3,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $98,000 | 6,907 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 7,640 |
| Total interest expense | $514,000 | 7,254 |
| Net interest income | $1,229,000 | 7,709 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $44,000 | 8,625 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $29,000 | 7,562 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $701,000 | 8,311 |
| Salaries and employee benefits | $446,000 | 8,153 |
| Premises and equipment expense | $67,000 | 8,390 |
| Additional noninterest expense | $188,000 | 8,374 |
| Pre-tax net operating income | $572,000 | 6,482 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $171,000 | 4,937 |
| Income before extraordinary items | $401,000 | 6,770 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $401,000 | 6,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,254 |
| Cash dividends | $175,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $401,000 | 6,704 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 7,705 |
| Total interest expense | $385,000 | 7,279 |
| Net interest income | $907,000 | 7,766 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $35,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $23,000 | 7,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $519,000 | 8,341 |
| Salaries and employee benefits | $333,000 | 8,148 |
| Premises and equipment expense | $50,000 | 8,402 |
| Additional noninterest expense | $136,000 | 8,413 |
| Pre-tax net operating income | $423,000 | 6,645 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $123,000 | 5,104 |
| Income before extraordinary items | $300,000 | 6,899 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $300,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,358 |
| Cash dividends | $130,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $300,000 | 6,824 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $851,000 | 7,774 |
| Total interest expense | $257,000 | 7,334 |
| Net interest income | $594,000 | 7,837 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $24,000 | 8,711 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $15,000 | 7,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $340,000 | 8,431 |
| Salaries and employee benefits | $219,000 | 8,217 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $89,000 | 8,478 |
| Pre-tax net operating income | $278,000 | 6,649 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $76,000 | 5,175 |
| Income before extraordinary items | $202,000 | 6,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $202,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $85,000 | 4,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $202,000 | 6,801 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 7,803 |
| Total interest expense | $131,000 | 7,344 |
| Net interest income | $294,000 | 7,886 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $12,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $168,000 | 8,477 |
| Salaries and employee benefits | $108,000 | 8,284 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $45,000 | 8,517 |
| Pre-tax net operating income | $138,000 | 6,608 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $48,000 | 4,889 |
| Income before extraordinary items | $90,000 | 7,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 7,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $40,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $90,000 | 6,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 7,798 |
| Total interest expense | $570,000 | 7,496 |
| Net interest income | $1,198,000 | 7,819 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $53,000 | 8,771 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $30,000 | 7,718 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $23,000 | 8,335 |
| Total noninterest expense | $673,000 | 8,504 |
| Salaries and employee benefits | $408,000 | 8,383 |
| Premises and equipment expense | $65,000 | 8,554 |
| Additional noninterest expense | $200,000 | 8,442 |
| Pre-tax net operating income | $578,000 | 6,415 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $222,000 | 4,770 |
| Income before extraordinary items | $356,000 | 7,005 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $356,000 | 7,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $165,000 | 5,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $356,000 | 6,857 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 7,901 |
| Total interest expense | $436,000 | 7,609 |
| Net interest income | $885,000 | 7,909 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $41,000 | 8,819 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $22,000 | 7,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $505,000 | 8,523 |
| Salaries and employee benefits | $304,000 | 8,403 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $151,000 | 8,454 |
| Pre-tax net operating income | $421,000 | 6,627 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $173,000 | 4,887 |
| Income before extraordinary items | $248,000 | 7,265 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $248,000 | 7,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $120,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $248,000 | 7,100 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $890,000 | 7,932 |
| Total interest expense | $297,000 | 7,682 |
| Net interest income | $593,000 | 7,926 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $29,000 | 8,807 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $15,000 | 7,804 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $344,000 | 8,514 |
| Salaries and employee benefits | $205,000 | 8,423 |
| Premises and equipment expense | $33,000 | 8,592 |
| Additional noninterest expense | $106,000 | 8,365 |
| Pre-tax net operating income | $278,000 | 6,639 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $124,000 | 4,809 |
| Income before extraordinary items | $154,000 | 7,411 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $154,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $80,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $154,000 | 7,229 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,949 |
| Total interest expense | $151,000 | 7,737 |
| Net interest income | $301,000 | 7,922 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $15,000 | 8,812 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $177,000 | 8,513 |
| Salaries and employee benefits | $93,000 | 8,589 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $66,000 | 8,054 |
| Pre-tax net operating income | $139,000 | 6,622 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $48,000 | 5,169 |
| Income before extraordinary items | $91,000 | 7,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $40,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $91,000 | 6,913 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 8,088 |
| Total interest expense | $658,000 | 7,931 |
| Net interest income | $1,129,000 | 8,065 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $66,000 | 8,794 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $35,000 | 7,776 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 8,166 |
| Total noninterest expense | $662,000 | 8,625 |
| Salaries and employee benefits | $415,000 | 8,462 |
| Premises and equipment expense | $64,000 | 8,690 |
| Additional noninterest expense | $183,000 | 8,669 |
| Pre-tax net operating income | $533,000 | 6,647 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $167,000 | 5,366 |
| Income before extraordinary items | $366,000 | 7,004 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $366,000 | 7,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,450 |
| Cash dividends | $170,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $366,000 | 6,876 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 8,197 |
| Total interest expense | $859,000 | 8,316 |
| Net interest income | $1,156,000 | 7,975 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $53,000 | 9,133 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $35,000 | 7,892 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $626,000 | 8,864 |
| Salaries and employee benefits | $391,000 | 8,665 |
| Premises and equipment expense | $62,000 | 8,940 |
| Additional noninterest expense | $173,000 | 8,882 |
| Pre-tax net operating income | $583,000 | 6,233 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $185,000 | 5,152 |
| Income before extraordinary items | $398,000 | 6,586 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $398,000 | 6,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,267 |
| Cash dividends | $140,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $398,000 | 6,455 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 8,351 |
| Total interest expense | $942,000 | 8,345 |
| Net interest income | $1,112,000 | 8,258 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $66,000 | 9,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $597,000 | 9,096 |
| Salaries and employee benefits | $372,000 | 8,893 |
| Premises and equipment expense | $65,000 | 9,086 |
| Additional noninterest expense | $160,000 | 9,161 |
| Pre-tax net operating income | $581,000 | 6,658 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $185,000 | 5,550 |
| Income before extraordinary items | $396,000 | 6,886 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $396,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 9,532 |
| Cash dividends | $160,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $396,000 | 6,891 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 8,596 |
| Total interest expense | $894,000 | 8,461 |
| Net interest income | $1,022,000 | 8,579 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $60,000 | 9,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,296 |
| Total noninterest expense | $623,000 | 9,256 |
| Salaries and employee benefits | $367,000 | 9,081 |
| Premises and equipment expense | $61,000 | 9,406 |
| Additional noninterest expense | $195,000 | 9,078 |
| Pre-tax net operating income | $459,000 | 7,332 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $149,000 | 6,291 |
| Income before extraordinary items | $310,000 | 7,536 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $310,000 | 7,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,481 |
| Cash dividends | $115,000 | 5,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $310,000 | 7,508 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 8,862 |
| Total interest expense | $875,000 | 8,752 |
| Net interest income | $977,000 | 8,852 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $137,000 | 8,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $511,000 | 9,742 |
| Salaries and employee benefits | $314,000 | 9,546 |
| Premises and equipment expense | $62,000 | 9,526 |
| Additional noninterest expense | $135,000 | 9,800 |
| Pre-tax net operating income | $603,000 | 6,897 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $194,000 | 6,264 |
| Income before extraordinary items | $409,000 | 7,153 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $409,000 | 7,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 10,170 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $409,000 | 7,066 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 9,262 |
| Total interest expense | $876,000 | 9,037 |
| Net interest income | $934,000 | 9,345 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $90,000 | 9,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $511,000 | 10,087 |
| Salaries and employee benefits | $307,000 | 9,902 |
| Premises and equipment expense | $63,000 | 9,881 |
| Additional noninterest expense | $141,000 | 10,108 |
| Pre-tax net operating income | $503,000 | 7,899 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $131,000 | 7,903 |
| Income before extraordinary items | $372,000 | 7,835 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $372,000 | 7,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $372,000 | 7,777 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 9,809 |
| Total interest expense | $850,000 | 9,483 |
| Net interest income | $847,000 | 9,969 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $105,000 | 9,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $516,000 | 10,520 |
| Salaries and employee benefits | $278,000 | 10,525 |
| Premises and equipment expense | $54,000 | 10,520 |
| Additional noninterest expense | $184,000 | 10,120 |
| Pre-tax net operating income | $436,000 | 8,296 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $123,000 | 8,345 |
| Income before extraordinary items | $313,000 | 8,317 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $313,000 | 8,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $65,000 | 7,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $313,000 | 8,253 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 10,228 |
| Total interest expense | $779,000 | 10,029 |
| Net interest income | $892,000 | 10,273 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $106,000 | 10,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,621 |
| Total noninterest expense | $491,000 | 11,052 |
| Salaries and employee benefits | $286,000 | 10,878 |
| Premises and equipment expense | $58,000 | 10,852 |
| Additional noninterest expense | $147,000 | 11,084 |
| Pre-tax net operating income | $507,000 | 8,397 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $193,000 | 7,539 |
| Income before extraordinary items | $314,000 | 8,798 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $314,000 | 8,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 11,314 |
| Cash dividends | $127,000 | 6,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $314,000 | 8,754 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 10,786 |
| Total interest expense | $570,000 | 10,741 |
| Net interest income | $903,000 | 10,715 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $135,000 | 10,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $486,000 | 11,684 |
| Salaries and employee benefits | $271,000 | 11,468 |
| Premises and equipment expense | $55,000 | 11,452 |
| Additional noninterest expense | $160,000 | 11,664 |
| Pre-tax net operating income | $552,000 | 8,300 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $202,000 | 7,307 |
| Income before extraordinary items | $348,000 | 8,643 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $348,000 | 8,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $127,000 | 6,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $349,280 | 8,694 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 11,351 |
| Total interest expense | $578,000 | 11,275 |
| Net interest income | $868,000 | 11,280 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $114,000 | 10,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $503,000 | 12,153 |
| Salaries and employee benefits | $256,000 | 12,120 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $191,000 | 11,857 |
| Pre-tax net operating income | $479,000 | 8,789 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $168,000 | 8,248 |
| Income before extraordinary items | $312,000 | 9,341 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $312,000 | 9,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $54,000 | 7,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $311,350 | 9,089 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 12,033 |
| Total interest expense | $681,000 | 11,915 |
| Net interest income | $790,000 | 11,945 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $127,000 | 11,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $459,000 | 12,862 |
| Salaries and employee benefits | $230,000 | 12,834 |
| Premises and equipment expense | $66,000 | 12,026 |
| Additional noninterest expense | $163,000 | 12,748 |
| Pre-tax net operating income | $416,000 | 9,100 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $137,000 | 8,960 |
| Income before extraordinary items | $279,000 | 9,558 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $279,000 | 9,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 6,145 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $279,000 | 9,194 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.