Home > The Coleridge National Bank > Income and Expense
The Coleridge National Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $997,000 | 7,457 |
| Total interest expense | $363,000 | 6,824 |
| Net interest income | $634,000 | 7,661 |
| Provision for loan and lease losses | $379,000 | 1,243 |
| Total noninterest income | $41,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $439,000 | 7,949 |
| Salaries and employee benefits | $227,000 | 8,038 |
| Premises and equipment expense | $62,000 | 7,574 |
| Additional noninterest expense | $150,000 | 7,617 |
| Pre-tax net operating income | $-143,000 | 8,519 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $-105,000 | 8,752 |
| Income before extraordinary items | $-43,000 | 8,458 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-43,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 745 |
| Cash dividends | $57,000 | 4,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-39,800 | 8,421 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $497,000 | 7,502 |
| Total interest expense | $174,000 | 6,869 |
| Net interest income | $323,000 | 7,696 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $22,000 | 8,118 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $225,000 | 7,980 |
| Salaries and employee benefits | $121,000 | 8,004 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $74,000 | 7,713 |
| Pre-tax net operating income | $120,000 | 6,954 |
| Securities gains (losses) | $10,000 | 1,006 |
| Applicable income taxes | $35,000 | 5,166 |
| Income before extraordinary items | $95,000 | 6,983 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $95,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $57,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $87,700 | 7,072 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 7,420 |
| Total interest expense | $633,000 | 6,836 |
| Net interest income | $1,331,000 | 7,556 |
| Provision for loan and lease losses | $5,000 | 7,179 |
| Total noninterest income | $87,000 | 8,230 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $66,000 | 7,023 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,187 |
| Total noninterest expense | $840,000 | 8,087 |
| Salaries and employee benefits | $439,000 | 8,172 |
| Premises and equipment expense | $124,000 | 7,662 |
| Additional noninterest expense | $277,000 | 7,838 |
| Pre-tax net operating income | $573,000 | 6,479 |
| Securities gains (losses) | $27,000 | 2,202 |
| Applicable income taxes | $149,000 | 5,111 |
| Income before extraordinary items | $451,000 | 6,544 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $451,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $134,000 | 5,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $430,750 | 6,567 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 7,470 |
| Total interest expense | $461,000 | 6,902 |
| Net interest income | $992,000 | 7,592 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $67,000 | 8,256 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $51,000 | 7,039 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $607,000 | 8,134 |
| Salaries and employee benefits | $324,000 | 8,178 |
| Premises and equipment expense | $85,000 | 7,791 |
| Additional noninterest expense | $198,000 | 7,919 |
| Pre-tax net operating income | $447,000 | 6,553 |
| Securities gains (losses) | $26,000 | 2,136 |
| Applicable income taxes | $122,000 | 5,117 |
| Income before extraordinary items | $351,000 | 6,599 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $351,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $134,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $331,760 | 6,643 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $936,000 | 7,584 |
| Total interest expense | $296,000 | 7,002 |
| Net interest income | $640,000 | 7,689 |
| Provision for loan and lease losses | $5,000 | 6,663 |
| Total noninterest income | $45,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $33,000 | 7,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $399,000 | 8,204 |
| Salaries and employee benefits | $215,000 | 8,249 |
| Premises and equipment expense | $50,000 | 7,993 |
| Additional noninterest expense | $134,000 | 7,929 |
| Pre-tax net operating income | $281,000 | 6,621 |
| Securities gains (losses) | $21,000 | 2,004 |
| Applicable income taxes | $86,000 | 5,032 |
| Income before extraordinary items | $216,000 | 6,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $67,000 | 4,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $200,880 | 6,816 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,655 |
| Total interest expense | $145,000 | 7,106 |
| Net interest income | $318,000 | 7,731 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $192,000 | 8,302 |
| Salaries and employee benefits | $108,000 | 8,284 |
| Premises and equipment expense | $25,000 | 8,017 |
| Additional noninterest expense | $59,000 | 8,180 |
| Pre-tax net operating income | $144,000 | 6,523 |
| Securities gains (losses) | $21,000 | 1,679 |
| Applicable income taxes | $52,000 | 4,804 |
| Income before extraordinary items | $113,000 | 6,645 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $113,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $67,000 | 3,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $98,720 | 6,816 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 7,672 |
| Total interest expense | $647,000 | 7,236 |
| Net interest income | $1,235,000 | 7,752 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $74,000 | 8,573 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $56,000 | 7,345 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $18,000 | 8,497 |
| Total noninterest expense | $760,000 | 8,341 |
| Salaries and employee benefits | $396,000 | 8,424 |
| Premises and equipment expense | $112,000 | 7,912 |
| Additional noninterest expense | $252,000 | 8,085 |
| Pre-tax net operating income | $519,000 | 6,610 |
| Securities gains (losses) | $110,000 | 1,805 |
| Applicable income taxes | $168,000 | 5,143 |
| Income before extraordinary items | $461,000 | 6,513 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $461,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,630 |
| Cash dividends | $134,000 | 5,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $380,700 | 6,748 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 7,772 |
| Total interest expense | $495,000 | 7,342 |
| Net interest income | $914,000 | 7,856 |
| Provision for loan and lease losses | $23,000 | 6,658 |
| Total noninterest income | $56,000 | 8,631 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $41,000 | 7,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,465 |
| Total noninterest expense | $560,000 | 8,373 |
| Salaries and employee benefits | $294,000 | 8,453 |
| Premises and equipment expense | $82,000 | 7,964 |
| Additional noninterest expense | $184,000 | 8,143 |
| Pre-tax net operating income | $387,000 | 6,755 |
| Securities gains (losses) | $64,000 | 2,111 |
| Applicable income taxes | $126,000 | 5,319 |
| Income before extraordinary items | $325,000 | 6,800 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $325,000 | 6,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,535 |
| Cash dividends | $134,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $278,920 | 6,909 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $925,000 | 7,861 |
| Total interest expense | $336,000 | 7,419 |
| Net interest income | $589,000 | 7,934 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $39,000 | 8,598 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $375,000 | 8,390 |
| Salaries and employee benefits | $199,000 | 8,468 |
| Premises and equipment expense | $56,000 | 7,921 |
| Additional noninterest expense | $120,000 | 8,170 |
| Pre-tax net operating income | $238,000 | 6,920 |
| Securities gains (losses) | $38,000 | 2,204 |
| Applicable income taxes | $74,000 | 5,501 |
| Income before extraordinary items | $202,000 | 6,948 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $202,000 | 6,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,538 |
| Cash dividends | $69,000 | 4,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $174,260 | 7,033 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 7,896 |
| Total interest expense | $170,000 | 7,484 |
| Net interest income | $295,000 | 7,958 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $20,000 | 8,615 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $182,000 | 8,476 |
| Salaries and employee benefits | $99,000 | 8,515 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $57,000 | 8,300 |
| Pre-tax net operating income | $125,000 | 6,826 |
| Securities gains (losses) | $31,000 | 1,674 |
| Applicable income taxes | $45,000 | 5,243 |
| Income before extraordinary items | $111,000 | 6,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $69,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $88,990 | 6,967 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 8,035 |
| Total interest expense | $767,000 | 7,616 |
| Net interest income | $1,068,000 | 8,166 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $86,000 | 8,573 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $68,000 | 7,172 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,612 |
| Total noninterest expense | $737,000 | 8,477 |
| Salaries and employee benefits | $392,000 | 8,536 |
| Premises and equipment expense | $94,000 | 8,249 |
| Additional noninterest expense | $251,000 | 8,167 |
| Pre-tax net operating income | $381,000 | 7,243 |
| Securities gains (losses) | $41,000 | 2,579 |
| Applicable income taxes | $117,000 | 5,812 |
| Income before extraordinary items | $305,000 | 7,302 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $305,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,872 |
| Cash dividends | $115,000 | 5,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $275,480 | 7,346 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 8,298 |
| Total interest expense | $1,044,000 | 7,937 |
| Net interest income | $878,000 | 8,526 |
| Provision for loan and lease losses | $39,000 | 6,982 |
| Total noninterest income | $71,000 | 8,893 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $56,000 | 7,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,000 | 8,930 |
| Total noninterest expense | $645,000 | 8,814 |
| Salaries and employee benefits | $369,000 | 8,753 |
| Premises and equipment expense | $82,000 | 8,588 |
| Additional noninterest expense | $194,000 | 8,708 |
| Pre-tax net operating income | $265,000 | 7,569 |
| Securities gains (losses) | $29,000 | 2,852 |
| Applicable income taxes | $72,000 | 6,376 |
| Income before extraordinary items | $222,000 | 7,585 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $222,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $111,000 | 5,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $199,960 | 7,623 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 8,532 |
| Total interest expense | $1,027,000 | 8,167 |
| Net interest income | $852,000 | 8,789 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $50,000 | 9,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 7,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $596,000 | 9,102 |
| Salaries and employee benefits | $351,000 | 8,988 |
| Premises and equipment expense | $73,000 | 8,931 |
| Additional noninterest expense | $172,000 | 9,046 |
| Pre-tax net operating income | $306,000 | 7,872 |
| Securities gains (losses) | $24,000 | 913 |
| Applicable income taxes | $86,000 | 6,702 |
| Income before extraordinary items | $244,000 | 7,818 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $244,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $101,000 | 5,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $226,240 | 7,922 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 8,984 |
| Total interest expense | $763,000 | 8,777 |
| Net interest income | $801,000 | 9,065 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $49,000 | 9,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $528,000 | 9,539 |
| Salaries and employee benefits | $328,000 | 9,320 |
| Premises and equipment expense | $57,000 | 9,499 |
| Additional noninterest expense | $143,000 | 9,577 |
| Pre-tax net operating income | $322,000 | 7,972 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $97,000 | 6,963 |
| Income before extraordinary items | $226,000 | 8,111 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $226,000 | 8,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,445 |
| Cash dividends | $96,000 | 6,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $225,300 | 8,090 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 9,415 |
| Total interest expense | $677,000 | 9,244 |
| Net interest income | $725,000 | 9,435 |
| Provision for loan and lease losses | $-15,000 | 10,231 |
| Total noninterest income | $53,000 | 9,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,972 |
| Total noninterest expense | $506,000 | 9,760 |
| Salaries and employee benefits | $305,000 | 9,598 |
| Premises and equipment expense | $59,000 | 9,596 |
| Additional noninterest expense | $142,000 | 9,733 |
| Pre-tax net operating income | $287,000 | 8,476 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $91,000 | 7,671 |
| Income before extraordinary items | $196,000 | 8,652 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $196,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,812 |
| Cash dividends | $98,000 | 6,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $196,000 | 8,582 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 9,868 |
| Total interest expense | $630,000 | 9,743 |
| Net interest income | $720,000 | 9,882 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $46,000 | 10,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $472,000 | 10,230 |
| Salaries and employee benefits | $286,000 | 10,053 |
| Premises and equipment expense | $55,000 | 10,079 |
| Additional noninterest expense | $131,000 | 10,218 |
| Pre-tax net operating income | $294,000 | 9,028 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $98,000 | 8,429 |
| Income before extraordinary items | $196,000 | 9,191 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $196,000 | 9,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $39,000 | 7,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $196,000 | 9,141 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 10,318 |
| Total interest expense | $648,000 | 10,123 |
| Net interest income | $701,000 | 10,382 |
| Provision for loan and lease losses | $-50,000 | 11,188 |
| Total noninterest income | $56,000 | 10,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 9,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $478,000 | 10,671 |
| Salaries and employee benefits | $287,000 | 10,457 |
| Premises and equipment expense | $57,000 | 10,437 |
| Additional noninterest expense | $134,000 | 10,750 |
| Pre-tax net operating income | $329,000 | 8,931 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $106,000 | 8,649 |
| Income before extraordinary items | $223,000 | 9,083 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $223,000 | 9,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 11,185 |
| Cash dividends | $77,000 | 7,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $223,000 | 9,020 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 10,840 |
| Total interest expense | $670,000 | 10,417 |
| Net interest income | $630,000 | 11,036 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $49,000 | 11,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $474,000 | 11,133 |
| Salaries and employee benefits | $268,000 | 11,025 |
| Premises and equipment expense | $63,000 | 10,685 |
| Additional noninterest expense | $143,000 | 11,134 |
| Pre-tax net operating income | $205,000 | 10,432 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $64,000 | 9,898 |
| Income before extraordinary items | $141,000 | 10,546 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $141,000 | 10,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 11,271 |
| Cash dividends | $53,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $141,000 | 10,513 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 11,335 |
| Total interest expense | $574,000 | 10,724 |
| Net interest income | $634,000 | 11,598 |
| Provision for loan and lease losses | $-60,000 | 12,035 |
| Total noninterest income | $54,000 | 11,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 9,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $518,000 | 11,520 |
| Salaries and employee benefits | $253,000 | 11,642 |
| Premises and equipment expense | $68,000 | 11,037 |
| Additional noninterest expense | $197,000 | 11,188 |
| Pre-tax net operating income | $230,000 | 10,657 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $150,000 | 10,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $150,000 | 10,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,924 |
| Cash dividends | $91,000 | 7,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $150,000 | 10,872 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 11,886 |
| Total interest expense | $581,000 | 11,252 |
| Net interest income | $619,000 | 12,162 |
| Provision for loan and lease losses | $-47,000 | 12,726 |
| Total noninterest income | $58,000 | 12,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $547,000 | 11,924 |
| Salaries and employee benefits | $274,000 | 11,937 |
| Premises and equipment expense | $70,000 | 11,498 |
| Additional noninterest expense | $203,000 | 11,689 |
| Pre-tax net operating income | $177,000 | 11,247 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $57,000 | 10,777 |
| Income before extraordinary items | $126,000 | 11,503 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $126,000 | 11,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $47,000 | 8,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $121,860 | 11,344 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 12,542 |
| Total interest expense | $644,000 | 12,089 |
| Net interest income | $582,000 | 12,791 |
| Provision for loan and lease losses | $-104,000 | 13,719 |
| Total noninterest income | $56,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $565,000 | 12,275 |
| Salaries and employee benefits | $264,000 | 12,449 |
| Premises and equipment expense | $66,000 | 12,026 |
| Additional noninterest expense | $235,000 | 11,746 |
| Pre-tax net operating income | $177,000 | 11,286 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $8,000 | 12,420 |
| Income before extraordinary items | $205,000 | 10,524 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $205,000 | 10,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 13,789 |
| Cash dividends | $116,000 | 6,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $170,440 | 10,663 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.