Home > The Coastal Bank of Georgia > Income and Expense
The Coastal Bank of Georgia, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 1,379 |
| Total interest expense | $1,744,000 | 1,350 |
| Net interest income | $4,142,000 | 1,383 |
| Provision for loan and lease losses | $5,935,000 | 331 |
| Total noninterest income | $1,389,000 | 934 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $349,000 | 1,119 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,040,000 | 777 |
| Total noninterest expense | $3,426,000 | 1,465 |
| Salaries and employee benefits | $1,265,000 | 1,955 |
| Premises and equipment expense | $318,000 | 2,097 |
| Additional noninterest expense | $1,843,000 | 960 |
| Pre-tax net operating income | $-3,830,000 | 7,731 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-179,000 | 7,542 |
| Income before extraordinary items | $-3,651,000 | 7,742 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,651,000 | 7,743 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,651,000 | 7,743 |
| Net charge-offs | $7,775,000 | 239 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 755 |
| Net operating income | $-3,651,000 | 7,734 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $28,091,000 | 1,229 |
| Total interest expense | $8,785,000 | 1,365 |
| Net interest income | $19,306,000 | 1,141 |
| Provision for loan and lease losses | $35,381,000 | 326 |
| Total noninterest income | $-194,000 | 7,818 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,601,000 | 1,089 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,795,000 | 7,941 |
| Total noninterest expense | $11,779,000 | 1,732 |
| Salaries and employee benefits | $4,761,000 | 2,065 |
| Premises and equipment expense | $1,432,000 | 1,879 |
| Additional noninterest expense | $5,586,000 | 1,344 |
| Pre-tax net operating income | $-28,048,000 | 7,785 |
| Securities gains (losses) | $168,000 | 1,690 |
| Applicable income taxes | $-7,067,000 | 7,826 |
| Income before extraordinary items | $-20,813,000 | 7,745 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-20,813,000 | 7,744 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-20,813,000 | 7,744 |
| Net charge-offs | $32,769,000 | 270 |
| Cash dividends | $364,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 1,104 |
| Net operating income | $-20,939,000 | 7,750 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,557,000 | 1,222 |
| Total interest expense | $6,686,000 | 1,416 |
| Net interest income | $14,871,000 | 1,107 |
| Provision for loan and lease losses | $20,801,000 | 375 |
| Total noninterest income | $-688,000 | 8,026 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,196,000 | 1,084 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,884,000 | 8,057 |
| Total noninterest expense | $8,941,000 | 1,692 |
| Salaries and employee benefits | $3,646,000 | 2,038 |
| Premises and equipment expense | $1,081,000 | 1,880 |
| Additional noninterest expense | $4,214,000 | 1,293 |
| Pre-tax net operating income | $-15,559,000 | 7,832 |
| Securities gains (losses) | $168,000 | 1,418 |
| Applicable income taxes | $-6,024,000 | 7,920 |
| Income before extraordinary items | $-9,367,000 | 7,762 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-9,367,000 | 7,762 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-9,367,000 | 7,762 |
| Net charge-offs | $15,681,000 | 370 |
| Cash dividends | $364,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,032 |
| Net operating income | $-9,474,520 | 7,772 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,734,000 | 1,211 |
| Total interest expense | $4,356,000 | 1,517 |
| Net interest income | $10,378,000 | 1,057 |
| Provision for loan and lease losses | $10,235,000 | 437 |
| Total noninterest income | $-644,000 | 8,116 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $785,000 | 1,091 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,429,000 | 8,145 |
| Total noninterest expense | $5,763,000 | 1,777 |
| Salaries and employee benefits | $2,476,000 | 2,037 |
| Premises and equipment expense | $703,000 | 1,957 |
| Additional noninterest expense | $2,584,000 | 1,435 |
| Pre-tax net operating income | $-6,264,000 | 7,802 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,478,000 | 7,935 |
| Income before extraordinary items | $-3,786,000 | 7,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,786,000 | 7,705 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,786,000 | 7,705 |
| Net charge-offs | $6,907,000 | 478 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 890 |
| Net operating income | $-3,786,000 | 7,714 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,545,000 | 1,197 |
| Total interest expense | $2,251,000 | 1,524 |
| Net interest income | $5,294,000 | 1,018 |
| Provision for loan and lease losses | $4,267,000 | 446 |
| Total noninterest income | $-832,000 | 8,211 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $381,000 | 1,097 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-1,213,000 | 8,224 |
| Total noninterest expense | $2,762,000 | 1,795 |
| Salaries and employee benefits | $1,280,000 | 2,009 |
| Premises and equipment expense | $341,000 | 2,051 |
| Additional noninterest expense | $1,141,000 | 1,430 |
| Pre-tax net operating income | $-2,567,000 | 7,907 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,021,000 | 8,009 |
| Income before extraordinary items | $-1,546,000 | 7,838 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,546,000 | 7,839 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,546,000 | 7,839 |
| Net charge-offs | $2,119,000 | 590 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 797 |
| Net operating income | $-1,546,000 | 7,827 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,206,000 | 1,078 |
| Total interest expense | $15,767,000 | 1,021 |
| Net interest income | $19,439,000 | 1,131 |
| Provision for loan and lease losses | $7,467,000 | 751 |
| Total noninterest income | $1,665,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,384,000 | 1,302 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $281,000 | 4,221 |
| Total noninterest expense | $10,299,000 | 1,878 |
| Salaries and employee benefits | $5,029,000 | 2,017 |
| Premises and equipment expense | $1,251,000 | 2,156 |
| Additional noninterest expense | $4,019,000 | 1,543 |
| Pre-tax net operating income | $3,338,000 | 1,630 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,152,000 | 1,070 |
| Income before extraordinary items | $2,186,000 | 1,832 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,186,000 | 1,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,540,000 | 754 |
| Cash dividends | $6,060,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 1,056 |
| Net operating income | $2,186,000 | 1,950 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,095,000 | 1,079 |
| Total interest expense | $12,183,000 | 1,029 |
| Net interest income | $14,912,000 | 1,122 |
| Provision for loan and lease losses | $4,164,000 | 736 |
| Total noninterest income | $1,172,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,002,000 | 1,355 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $170,000 | 4,747 |
| Total noninterest expense | $7,816,000 | 1,847 |
| Salaries and employee benefits | $3,800,000 | 2,025 |
| Premises and equipment expense | $917,000 | 2,206 |
| Additional noninterest expense | $3,099,000 | 1,449 |
| Pre-tax net operating income | $4,104,000 | 1,225 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,482,000 | 846 |
| Income before extraordinary items | $2,622,000 | 1,411 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,622,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,180,000 | 787 |
| Cash dividends | $4,437,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 928 |
| Net operating income | $2,622,000 | 1,487 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,353,000 | 1,075 |
| Total interest expense | $8,468,000 | 1,023 |
| Net interest income | $9,885,000 | 1,107 |
| Provision for loan and lease losses | $4,144,000 | 493 |
| Total noninterest income | $806,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $652,000 | 1,374 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $154,000 | 4,270 |
| Total noninterest expense | $5,334,000 | 1,807 |
| Salaries and employee benefits | $2,629,000 | 1,977 |
| Premises and equipment expense | $612,000 | 2,211 |
| Additional noninterest expense | $2,093,000 | 1,403 |
| Pre-tax net operating income | $1,213,000 | 2,570 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $396,000 | 1,883 |
| Income before extraordinary items | $817,000 | 2,999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $817,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,370 |
| Cash dividends | $2,815,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 675 |
| Net operating income | $817,000 | 2,957 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,597,000 | 1,049 |
| Total interest expense | $4,625,000 | 1,005 |
| Net interest income | $4,972,000 | 1,101 |
| Provision for loan and lease losses | $54,000 | 3,716 |
| Total noninterest income | $481,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $327,000 | 1,335 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $154,000 | 2,987 |
| Total noninterest expense | $2,607,000 | 1,846 |
| Salaries and employee benefits | $1,399,000 | 1,884 |
| Premises and equipment expense | $292,000 | 2,324 |
| Additional noninterest expense | $916,000 | 1,562 |
| Pre-tax net operating income | $2,792,000 | 688 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,045,000 | 562 |
| Income before extraordinary items | $1,747,000 | 857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,747,000 | 859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,549 |
| Cash dividends | $1,193,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 548 |
| Net operating income | $1,747,000 | 823 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $43,076,000 | 977 |
| Total interest expense | $21,851,000 | 902 |
| Net interest income | $21,225,000 | 1,043 |
| Provision for loan and lease losses | $1,063,000 | 1,368 |
| Total noninterest income | $2,234,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,502,000 | 1,177 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $732,000 | 2,695 |
| Total noninterest expense | $9,783,000 | 1,890 |
| Salaries and employee benefits | $5,130,000 | 1,965 |
| Premises and equipment expense | $1,079,000 | 2,406 |
| Additional noninterest expense | $3,574,000 | 1,551 |
| Pre-tax net operating income | $12,613,000 | 681 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $4,771,000 | 566 |
| Income before extraordinary items | $7,841,000 | 824 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,841,000 | 822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,190,000 | 899 |
| Cash dividends | $4,771,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 746 |
| Net operating income | $7,841,640 | 817 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,239,000 | 977 |
| Total interest expense | $16,479,000 | 897 |
| Net interest income | $15,760,000 | 1,061 |
| Provision for loan and lease losses | $300,000 | 2,302 |
| Total noninterest income | $2,098,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,125,000 | 1,170 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $973,000 | 1,863 |
| Total noninterest expense | $7,366,000 | 1,858 |
| Salaries and employee benefits | $3,874,000 | 1,945 |
| Premises and equipment expense | $790,000 | 2,442 |
| Additional noninterest expense | $2,702,000 | 1,502 |
| Pre-tax net operating income | $10,192,000 | 686 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $3,889,000 | 570 |
| Income before extraordinary items | $6,302,000 | 827 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,302,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 811 |
| Cash dividends | $3,181,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 627 |
| Net operating income | $6,302,640 | 815 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,191,000 | 1,012 |
| Total interest expense | $10,783,000 | 921 |
| Net interest income | $10,408,000 | 1,086 |
| Provision for loan and lease losses | $494,000 | 1,048 |
| Total noninterest income | $1,384,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $757,000 | 1,170 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $627,000 | 1,924 |
| Total noninterest expense | $4,867,000 | 1,896 |
| Salaries and employee benefits | $2,566,000 | 1,983 |
| Premises and equipment expense | $515,000 | 2,514 |
| Additional noninterest expense | $1,786,000 | 1,522 |
| Pre-tax net operating income | $6,431,000 | 758 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $2,434,000 | 621 |
| Income before extraordinary items | $3,996,000 | 914 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,996,000 | 913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $689,000 | 578 |
| Cash dividends | $1,359,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 529 |
| Net operating income | $3,996,640 | 902 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,368,000 | 1,027 |
| Total interest expense | $5,297,000 | 922 |
| Net interest income | $5,071,000 | 1,097 |
| Provision for loan and lease losses | $350,000 | 698 |
| Total noninterest income | $663,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $368,000 | 1,165 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $295,000 | 1,983 |
| Total noninterest expense | $2,478,000 | 1,862 |
| Salaries and employee benefits | $1,318,000 | 1,948 |
| Premises and equipment expense | $260,000 | 2,490 |
| Additional noninterest expense | $900,000 | 1,487 |
| Pre-tax net operating income | $2,906,000 | 819 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,098,000 | 673 |
| Income before extraordinary items | $1,808,000 | 969 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,808,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,682 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 402 |
| Net operating income | $1,808,000 | 958 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $36,660,000 | 1,076 |
| Total interest expense | $17,502,000 | 959 |
| Net interest income | $19,158,000 | 1,164 |
| Provision for loan and lease losses | $-50,000 | 8,397 |
| Total noninterest income | $2,734,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,651,000 | 1,069 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,083,000 | 2,097 |
| Total noninterest expense | $9,309,000 | 1,907 |
| Salaries and employee benefits | $5,225,000 | 1,864 |
| Premises and equipment expense | $878,000 | 2,767 |
| Additional noninterest expense | $3,206,000 | 1,635 |
| Pre-tax net operating income | $12,633,000 | 790 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,748,000 | 664 |
| Income before extraordinary items | $7,885,000 | 946 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,885,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,117 |
| Cash dividends | $2,605,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 785 |
| Net operating income | $7,885,000 | 934 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $26,693,000 | 1,108 |
| Total interest expense | $12,479,000 | 979 |
| Net interest income | $14,214,000 | 1,193 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $2,012,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,265,000 | 1,051 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $747,000 | 2,237 |
| Total noninterest expense | $6,905,000 | 1,916 |
| Salaries and employee benefits | $3,841,000 | 1,893 |
| Premises and equipment expense | $653,000 | 2,801 |
| Additional noninterest expense | $2,411,000 | 1,636 |
| Pre-tax net operating income | $9,221,000 | 844 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,453,000 | 705 |
| Income before extraordinary items | $5,768,000 | 1,006 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,768,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 8,571 |
| Cash dividends | $1,618,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 687 |
| Net operating income | $5,768,000 | 991 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,203,000 | 1,126 |
| Total interest expense | $7,972,000 | 968 |
| Net interest income | $9,231,000 | 1,233 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $1,349,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $831,000 | 1,065 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $518,000 | 2,166 |
| Total noninterest expense | $4,596,000 | 1,921 |
| Salaries and employee benefits | $2,540,000 | 1,914 |
| Premises and equipment expense | $399,000 | 3,006 |
| Additional noninterest expense | $1,657,000 | 1,584 |
| Pre-tax net operating income | $5,884,000 | 882 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,212,000 | 734 |
| Income before extraordinary items | $3,672,000 | 1,049 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,672,000 | 1,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,541 |
| Cash dividends | $632,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 585 |
| Net operating income | $3,672,000 | 1,034 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,246,000 | 1,152 |
| Total interest expense | $3,801,000 | 958 |
| Net interest income | $4,445,000 | 1,284 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $535,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $401,000 | 1,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,182 |
| Total noninterest expense | $2,096,000 | 2,109 |
| Salaries and employee benefits | $1,115,000 | 2,211 |
| Premises and equipment expense | $187,000 | 3,172 |
| Additional noninterest expense | $794,000 | 1,648 |
| Pre-tax net operating income | $2,834,000 | 901 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,084,000 | 743 |
| Income before extraordinary items | $1,750,000 | 1,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,750,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $632,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,750,000 | 1,056 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,180,000 | 1,178 |
| Total interest expense | $10,441,000 | 1,077 |
| Net interest income | $17,739,000 | 1,225 |
| Provision for loan and lease losses | $1,075,000 | 984 |
| Total noninterest income | $2,426,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,650,000 | 1,075 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $776,000 | 2,597 |
| Total noninterest expense | $7,496,000 | 2,239 |
| Salaries and employee benefits | $3,946,000 | 2,320 |
| Premises and equipment expense | $743,000 | 3,092 |
| Additional noninterest expense | $2,807,000 | 1,799 |
| Pre-tax net operating income | $11,594,000 | 849 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,411,000 | 711 |
| Income before extraordinary items | $7,183,000 | 1,013 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,183,000 | 1,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,868 |
| Cash dividends | $2,228,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,183,000 | 994 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,421,000 | 1,182 |
| Total interest expense | $7,146,000 | 1,111 |
| Net interest income | $13,275,000 | 1,203 |
| Provision for loan and lease losses | $751,000 | 993 |
| Total noninterest income | $1,838,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,257,000 | 1,057 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $581,000 | 2,596 |
| Total noninterest expense | $5,545,000 | 2,240 |
| Salaries and employee benefits | $2,891,000 | 2,342 |
| Premises and equipment expense | $559,000 | 3,055 |
| Additional noninterest expense | $2,095,000 | 1,785 |
| Pre-tax net operating income | $8,817,000 | 839 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,357,000 | 711 |
| Income before extraordinary items | $5,460,000 | 989 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,460,000 | 989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,928 |
| Cash dividends | $1,335,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,460,000 | 970 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,986,000 | 1,204 |
| Total interest expense | $4,407,000 | 1,124 |
| Net interest income | $8,579,000 | 1,237 |
| Provision for loan and lease losses | $501,000 | 965 |
| Total noninterest income | $1,206,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $812,000 | 1,064 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $394,000 | 2,572 |
| Total noninterest expense | $3,603,000 | 2,283 |
| Salaries and employee benefits | $1,893,000 | 2,366 |
| Premises and equipment expense | $357,000 | 3,137 |
| Additional noninterest expense | $1,353,000 | 1,833 |
| Pre-tax net operating income | $5,681,000 | 838 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,161,000 | 724 |
| Income before extraordinary items | $3,520,000 | 990 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,520,000 | 990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,236 |
| Cash dividends | $950,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,520,000 | 973 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 1,221 |
| Total interest expense | $2,092,000 | 1,123 |
| Net interest income | $4,165,000 | 1,275 |
| Provision for loan and lease losses | $126,000 | 1,668 |
| Total noninterest income | $622,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $414,000 | 1,000 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $208,000 | 2,427 |
| Total noninterest expense | $1,823,000 | 2,275 |
| Salaries and employee benefits | $963,000 | 2,363 |
| Premises and equipment expense | $174,000 | 3,244 |
| Additional noninterest expense | $686,000 | 1,803 |
| Pre-tax net operating income | $2,838,000 | 828 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,075,000 | 722 |
| Income before extraordinary items | $1,763,000 | 982 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,763,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,037 |
| Cash dividends | $737,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,763,000 | 964 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,692,000 | 1,308 |
| Total interest expense | $6,061,000 | 1,353 |
| Net interest income | $15,631,000 | 1,292 |
| Provision for loan and lease losses | $1,350,000 | 799 |
| Total noninterest income | $2,469,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,730,000 | 1,030 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $739,000 | 2,630 |
| Total noninterest expense | $7,550,000 | 2,113 |
| Salaries and employee benefits | $4,168,000 | 2,095 |
| Premises and equipment expense | $735,000 | 3,003 |
| Additional noninterest expense | $2,647,000 | 1,837 |
| Pre-tax net operating income | $9,200,000 | 954 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,489,000 | 795 |
| Income before extraordinary items | $5,711,000 | 1,142 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,711,000 | 1,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $580,000 | 1,191 |
| Cash dividends | $2,988,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,711,000 | 1,112 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,893,000 | 1,326 |
| Total interest expense | $4,415,000 | 1,360 |
| Net interest income | $11,478,000 | 1,306 |
| Provision for loan and lease losses | $915,000 | 841 |
| Total noninterest income | $1,833,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,274,000 | 1,059 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $559,000 | 2,624 |
| Total noninterest expense | $5,717,000 | 2,091 |
| Salaries and employee benefits | $3,204,000 | 2,030 |
| Premises and equipment expense | $542,000 | 3,038 |
| Additional noninterest expense | $1,971,000 | 1,819 |
| Pre-tax net operating income | $6,679,000 | 985 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,529,000 | 846 |
| Income before extraordinary items | $4,150,000 | 1,189 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,150,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,016 |
| Cash dividends | $1,960,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,150,000 | 1,149 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,304,000 | 1,347 |
| Total interest expense | $2,966,000 | 1,333 |
| Net interest income | $7,338,000 | 1,348 |
| Provision for loan and lease losses | $520,000 | 951 |
| Total noninterest income | $1,212,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $828,000 | 1,070 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $384,000 | 2,571 |
| Total noninterest expense | $3,788,000 | 2,114 |
| Salaries and employee benefits | $2,125,000 | 2,051 |
| Premises and equipment expense | $350,000 | 3,127 |
| Additional noninterest expense | $1,313,000 | 1,819 |
| Pre-tax net operating income | $4,242,000 | 1,023 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,607,000 | 872 |
| Income before extraordinary items | $2,635,000 | 1,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,635,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 783 |
| Cash dividends | $1,960,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,635,000 | 1,195 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,145,000 | 1,353 |
| Total interest expense | $1,523,000 | 1,314 |
| Net interest income | $3,622,000 | 1,373 |
| Provision for loan and lease losses | $255,000 | 932 |
| Total noninterest income | $559,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $403,000 | 1,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $156,000 | 2,878 |
| Total noninterest expense | $1,876,000 | 2,139 |
| Salaries and employee benefits | $1,070,000 | 2,061 |
| Premises and equipment expense | $174,000 | 3,178 |
| Additional noninterest expense | $632,000 | 1,863 |
| Pre-tax net operating income | $2,050,000 | 1,055 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $776,000 | 914 |
| Income before extraordinary items | $1,274,000 | 1,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,274,000 | 1,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,081 |
| Cash dividends | $957,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,274,000 | 1,204 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,572,000 | 1,307 |
| Total interest expense | $7,161,000 | 1,237 |
| Net interest income | $14,411,000 | 1,362 |
| Provision for loan and lease losses | $935,000 | 1,267 |
| Total noninterest income | $2,080,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,498,000 | 1,151 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $582,000 | 3,315 |
| Total noninterest expense | $7,241,000 | 2,180 |
| Salaries and employee benefits | $3,889,000 | 2,187 |
| Premises and equipment expense | $700,000 | 3,081 |
| Additional noninterest expense | $2,652,000 | 1,817 |
| Pre-tax net operating income | $8,315,000 | 1,002 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,141,000 | 882 |
| Income before extraordinary items | $5,174,000 | 1,241 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,174,000 | 1,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,035,000 | 902 |
| Cash dividends | $3,832,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,174,000 | 1,172 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,386,000 | 1,322 |
| Total interest expense | $5,623,000 | 1,242 |
| Net interest income | $10,763,000 | 1,371 |
| Provision for loan and lease losses | $1,130,000 | 799 |
| Total noninterest income | $1,478,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,070,000 | 1,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $408,000 | 3,495 |
| Total noninterest expense | $5,259,000 | 2,249 |
| Salaries and employee benefits | $2,869,000 | 2,216 |
| Premises and equipment expense | $523,000 | 3,103 |
| Additional noninterest expense | $1,867,000 | 1,917 |
| Pre-tax net operating income | $5,852,000 | 1,109 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,205,000 | 987 |
| Income before extraordinary items | $3,647,000 | 1,367 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,647,000 | 1,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $818,000 | 797 |
| Cash dividends | $2,991,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,647,000 | 1,286 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,972,000 | 1,329 |
| Total interest expense | $3,943,000 | 1,218 |
| Net interest income | $7,029,000 | 1,397 |
| Provision for loan and lease losses | $875,000 | 711 |
| Total noninterest income | $944,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $700,000 | 1,233 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $244,000 | 3,668 |
| Total noninterest expense | $3,479,000 | 2,261 |
| Salaries and employee benefits | $1,896,000 | 2,231 |
| Premises and equipment expense | $349,000 | 3,081 |
| Additional noninterest expense | $1,234,000 | 1,941 |
| Pre-tax net operating income | $3,619,000 | 1,182 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,359,000 | 1,073 |
| Income before extraordinary items | $2,260,000 | 1,453 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,260,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $805,000 | 597 |
| Cash dividends | $2,150,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,260,000 | 1,361 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,513,000 | 1,330 |
| Total interest expense | $2,010,000 | 1,214 |
| Net interest income | $3,503,000 | 1,400 |
| Provision for loan and lease losses | $640,000 | 518 |
| Total noninterest income | $462,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $340,000 | 1,226 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $122,000 | 3,572 |
| Total noninterest expense | $1,753,000 | 2,230 |
| Salaries and employee benefits | $973,000 | 2,171 |
| Premises and equipment expense | $177,000 | 3,056 |
| Additional noninterest expense | $603,000 | 1,951 |
| Pre-tax net operating income | $1,572,000 | 1,361 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $588,000 | 1,204 |
| Income before extraordinary items | $984,000 | 1,635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $984,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 429 |
| Cash dividends | $1,150,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $984,000 | 1,532 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,151,000 | 1,384 |
| Total interest expense | $8,314,000 | 1,359 |
| Net interest income | $13,837,000 | 1,411 |
| Provision for loan and lease losses | $1,235,000 | 1,099 |
| Total noninterest income | $1,839,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,306,000 | 1,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $533,000 | 3,171 |
| Total noninterest expense | $7,107,000 | 2,113 |
| Salaries and employee benefits | $4,015,000 | 1,987 |
| Premises and equipment expense | $679,000 | 3,073 |
| Additional noninterest expense | $2,413,000 | 1,915 |
| Pre-tax net operating income | $7,334,000 | 1,145 |
| Securities gains (losses) | $32,000 | 2,782 |
| Applicable income taxes | $2,745,000 | 1,004 |
| Income before extraordinary items | $4,621,000 | 1,351 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,621,000 | 1,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 1,697 |
| Cash dividends | $2,591,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,600,520 | 1,308 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,287,000 | 1,518 |
| Total interest expense | $9,955,000 | 1,624 |
| Net interest income | $12,332,000 | 1,440 |
| Provision for loan and lease losses | $1,266,000 | 1,040 |
| Total noninterest income | $1,592,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,123,000 | 1,334 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $469,000 | 3,239 |
| Total noninterest expense | $5,933,000 | 2,400 |
| Salaries and employee benefits | $3,698,000 | 2,033 |
| Premises and equipment expense | $686,000 | 2,999 |
| Additional noninterest expense | $1,549,000 | 2,798 |
| Pre-tax net operating income | $6,725,000 | 1,106 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,486,000 | 985 |
| Income before extraordinary items | $4,239,000 | 1,285 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,239,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,879 |
| Cash dividends | $2,439,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,239,000 | 1,235 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,102,000 | 1,820 |
| Total interest expense | $9,376,000 | 1,838 |
| Net interest income | $9,726,000 | 1,807 |
| Provision for loan and lease losses | $426,000 | 2,157 |
| Total noninterest income | $1,629,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,061,000 | 1,283 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $568,000 | 2,720 |
| Total noninterest expense | $5,244,000 | 2,591 |
| Salaries and employee benefits | $3,161,000 | 2,256 |
| Premises and equipment expense | $656,000 | 3,046 |
| Additional noninterest expense | $1,427,000 | 2,951 |
| Pre-tax net operating income | $5,685,000 | 1,294 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,104,000 | 1,101 |
| Income before extraordinary items | $3,581,000 | 1,478 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,581,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,906 |
| Cash dividends | $1,481,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,581,000 | 1,472 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,421,000 | 2,113 |
| Total interest expense | $6,630,000 | 2,223 |
| Net interest income | $8,791,000 | 2,001 |
| Provision for loan and lease losses | $265,000 | 2,939 |
| Total noninterest income | $1,742,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $985,000 | 1,330 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $757,000 | 2,244 |
| Total noninterest expense | $5,440,000 | 2,491 |
| Salaries and employee benefits | $3,407,000 | 2,063 |
| Premises and equipment expense | $710,000 | 2,842 |
| Additional noninterest expense | $1,323,000 | 3,173 |
| Pre-tax net operating income | $4,828,000 | 1,558 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $1,795,000 | 1,358 |
| Income before extraordinary items | $3,039,000 | 1,748 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,039,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,353 |
| Cash dividends | $2,484,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,035,160 | 1,721 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,250,000 | 2,286 |
| Total interest expense | $6,071,000 | 2,499 |
| Net interest income | $8,179,000 | 2,086 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,813,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,040,000 | 1,209 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $773,000 | 2,225 |
| Total noninterest expense | $5,229,000 | 2,490 |
| Salaries and employee benefits | $3,236,000 | 2,093 |
| Premises and equipment expense | $694,000 | 2,785 |
| Additional noninterest expense | $1,299,000 | 3,137 |
| Pre-tax net operating income | $4,463,000 | 1,653 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,636,000 | 1,496 |
| Income before extraordinary items | $2,827,000 | 1,858 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,827,000 | 1,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,910 |
| Cash dividends | $2,060,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,827,000 | 1,781 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,160,000 | 2,494 |
| Total interest expense | $5,669,000 | 2,636 |
| Net interest income | $7,491,000 | 2,335 |
| Provision for loan and lease losses | $280,000 | 2,757 |
| Total noninterest income | $1,441,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,003,000 | 1,277 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $438,000 | 3,096 |
| Total noninterest expense | $4,678,000 | 2,730 |
| Salaries and employee benefits | $2,823,000 | 2,352 |
| Premises and equipment expense | $628,000 | 3,026 |
| Additional noninterest expense | $1,227,000 | 3,297 |
| Pre-tax net operating income | $3,974,000 | 1,893 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,446,000 | 1,759 |
| Income before extraordinary items | $2,528,000 | 2,089 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,528,000 | 2,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,901 |
| Cash dividends | $1,273,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,528,000 | 2,041 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,925,000 | 2,587 |
| Total interest expense | $5,925,000 | 2,578 |
| Net interest income | $7,000,000 | 2,533 |
| Provision for loan and lease losses | $1,164,000 | 920 |
| Total noninterest income | $1,414,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,048,000 | 1,281 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $366,000 | 3,591 |
| Total noninterest expense | $4,439,000 | 3,055 |
| Salaries and employee benefits | $2,517,000 | 2,683 |
| Premises and equipment expense | $607,000 | 3,175 |
| Additional noninterest expense | $1,315,000 | 3,498 |
| Pre-tax net operating income | $2,811,000 | 2,501 |
| Securities gains (losses) | $23,000 | 1,905 |
| Applicable income taxes | $1,002,000 | 2,341 |
| Income before extraordinary items | $1,832,000 | 2,658 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,832,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $775,000 | 1,042 |
| Cash dividends | $1,779,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 719 |
| Net operating income | $1,817,050 | 2,633 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,302,000 | 2,514 |
| Total interest expense | $5,867,000 | 2,614 |
| Net interest income | $7,435,000 | 2,421 |
| Provision for loan and lease losses | $265,000 | 2,457 |
| Total noninterest income | $1,435,000 | 2,360 |
| Gross Fiduciary activities income | $38,000 | 1,331 |
| Service charges on deposit accounts | $1,035,000 | 1,308 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $362,000 | 3,531 |
| Total noninterest expense | $4,680,000 | 2,877 |
| Salaries and employee benefits | $2,725,000 | 2,447 |
| Premises and equipment expense | $585,000 | 3,276 |
| Additional noninterest expense | $1,370,000 | 3,333 |
| Pre-tax net operating income | $3,925,000 | 1,891 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $1,415,000 | 1,733 |
| Income before extraordinary items | $2,503,000 | 2,021 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,503,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,050 |
| Cash dividends | $2,801,000 | 970 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,507,480 | 1,989 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,940,000 | 2,779 |
| Total interest expense | $4,139,000 | 2,942 |
| Net interest income | $6,801,000 | 2,657 |
| Provision for loan and lease losses | $335,000 | 2,089 |
| Total noninterest income | $1,593,000 | 2,184 |
| Gross Fiduciary activities income | $231,000 | 983 |
| Service charges on deposit accounts | $1,051,000 | 1,278 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $311,000 | 3,990 |
| Total noninterest expense | $4,728,000 | 2,918 |
| Salaries and employee benefits | $2,636,000 | 2,528 |
| Premises and equipment expense | $634,000 | 3,108 |
| Additional noninterest expense | $1,458,000 | 3,399 |
| Pre-tax net operating income | $3,331,000 | 2,138 |
| Securities gains (losses) | $30,000 | 1,467 |
| Applicable income taxes | $860,000 | 2,600 |
| Income before extraordinary items | $2,501,000 | 1,955 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,501,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,101 |
| Cash dividends | $362,000 | 3,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,478,800 | 1,970 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,953,000 | 3,098 |
| Total interest expense | $4,050,000 | 3,140 |
| Net interest income | $5,903,000 | 3,072 |
| Provision for loan and lease losses | $2,373,000 | 725 |
| Total noninterest income | $2,034,000 | 1,953 |
| Gross Fiduciary activities income | $317,000 | 918 |
| Service charges on deposit accounts | $1,178,000 | 1,143 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $539,000 | 3,102 |
| Total noninterest expense | $4,626,000 | 3,048 |
| Salaries and employee benefits | $2,504,000 | 2,645 |
| Premises and equipment expense | $597,000 | 3,345 |
| Additional noninterest expense | $1,525,000 | 3,463 |
| Pre-tax net operating income | $938,000 | 6,173 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $230,000 | 7,102 |
| Income before extraordinary items | $724,000 | 5,967 |
| Extraordinary gains, net | $-349,000 | 13,123 |
| Net income | $375,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,785,000 | 771 |
| Cash dividends | $782,000 | 2,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $711,840 | 5,770 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,399,000 | 3,714 |
| Total interest expense | $4,246,000 | 3,859 |
| Net interest income | $5,153,000 | 3,536 |
| Provision for loan and lease losses | $485,000 | 3,068 |
| Total noninterest income | $1,892,000 | 2,014 |
| Gross Fiduciary activities income | $180,000 | 1,109 |
| Service charges on deposit accounts | $1,244,000 | 1,043 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $468,000 | 3,324 |
| Total noninterest expense | $4,709,000 | 3,030 |
| Salaries and employee benefits | $2,326,000 | 2,793 |
| Premises and equipment expense | $646,000 | 3,134 |
| Additional noninterest expense | $1,737,000 | 3,151 |
| Pre-tax net operating income | $1,851,000 | 3,341 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $302,000 | 5,895 |
| Income before extraordinary items | $1,564,000 | 2,944 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,564,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 4,817 |
| Cash dividends | $484,000 | 2,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,551,400 | 2,751 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.