Home > The Coastal Bank of Georgia > Net charge- offs to loans
The Coastal Bank of Georgia, Net charge- offs to loans
2010-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 7.2394% | 121 |
Percentage Net Loans Charged-off: Total real estate loans | 7.2486% | 108 |
Percentage Net Loans Charged-off:Construction & development | 13.4365% | 310 |
Percentage Net Loans Charged-off: Commercial real estate | 3.5411% | 246 |
Percentage Net Loans Charged-off: Multi-family residential | 84.5616% | 7 |
Percentage Net Loans Charged-off: 1-4 family residential | 4.2366% | 209 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
All other 1-4 family - Percent of loans charged-off, net | 5.1333% | 172 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.6921% | 866 |
Percentage Net Loans Charged-off: Loans to individuals | 1.1550% | 1,626 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 20.3299% | 92 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
2009-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 6.6539% | 137 |
Percentage Net Loans Charged-off: Total real estate loans | 7.1660% | 105 |
Percentage Net Loans Charged-off:Construction & development | 11.9004% | 484 |
Percentage Net Loans Charged-off: Commercial real estate | 3.5025% | 274 |
Percentage Net Loans Charged-off: Multi-family residential | 18.1243% | 67 |
Percentage Net Loans Charged-off: 1-4 family residential | 5.2346% | 160 |
Percentage Net Loans Charged-off: Home equity loans | 1.2121% | 741 |
All other 1-4 family - Percent of loans charged-off, net | 6.0634% | 148 |
Percentage Net Loans Charged-off: Commercial and industrial | 3.9307% | 1,012 |
Percentage Net Loans Charged-off: Loans to individuals | 1.8097% | 1,505 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
2009-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 4.1419% | 328 |
Percentage Net Loans Charged-off: Total real estate loans | 4.3451% | 277 |
Percentage Net Loans Charged-off:Construction & development | 6.8832% | 728 |
Percentage Net Loans Charged-off: Commercial real estate | 0.9021% | 904 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
Percentage Net Loans Charged-off: 1-4 family residential | 4.3481% | 196 |
Percentage Net Loans Charged-off: Home equity loans | 0.7351% | 855 |
All other 1-4 family - Percent of loans charged-off, net | 5.0954% | 167 |
Percentage Net Loans Charged-off: Commercial and industrial | 4.4596% | 699 |
Percentage Net Loans Charged-off: Loans to individuals | 2.2204% | 1,122 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
2009-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 2.6950% | 627 |
Percentage Net Loans Charged-off: Total real estate loans | 2.9336% | 471 |
Percentage Net Loans Charged-off:Construction & development | 5.4405% | 778 |
Percentage Net Loans Charged-off: Commercial real estate | 0.4242% | 1,131 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
Percentage Net Loans Charged-off: 1-4 family residential | 2.3807% | 411 |
Percentage Net Loans Charged-off: Home equity loans | 0.2393% | 1,055 |
All other 1-4 family - Percent of loans charged-off, net | 2.8144% | 345 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.9755% | 2,020 |
Percentage Net Loans Charged-off: Loans to individuals | 1.4401% | 1,692 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
2009-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.6532% | 875 |
Percentage Net Loans Charged-off: Total real estate loans | 1.8159% | 637 |
Percentage Net Loans Charged-off:Construction & development | 4.7752% | 584 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2231% | 918 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3533% | 1,494 |
Percentage Net Loans Charged-off: Home equity loans | 0.1131% | 765 |
All other 1-4 family - Percent of loans charged-off, net | 0.4017% | 1,303 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1316% | 2,450 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9635% | 2,111 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
2008-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.8901% | 1,390 |
Percentage Net Loans Charged-off: Total real estate loans | 0.8859% | 1,033 |
Percentage Net Loans Charged-off:Construction & development | 1.1729% | 1,462 |
Percentage Net Loans Charged-off: Commercial real estate | 0.7984% | 620 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.6784% | 928 |
Percentage Net Loans Charged-off: Home equity loans | 1.1287% | 415 |
All other 1-4 family - Percent of loans charged-off, net | 0.5802% | 1,012 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.4166% | 1,439 |
Percentage Net Loans Charged-off: Loans to individuals | 1.1302% | 2,002 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
2008-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.5728% | 1,471 |
Percentage Net Loans Charged-off: Total real estate loans | 0.5500% | 1,086 |
Percentage Net Loans Charged-off:Construction & development | 1.3336% | 928 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 1,377 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 3,034 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 2,744 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.1608% | 1,191 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6014% | 2,903 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
2008-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1845% | 2,878 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0845% | 2,527 |
Percentage Net Loans Charged-off:Construction & development | 0.0970% | 1,466 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0991% | 940 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0652% | 2,192 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 1,902 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.4649% | 801 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2233% | 3,934 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
2008-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0366% | 3,993 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 2,197 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2004% | 460 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
2007-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2386% | 2,293 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2102% | 1,295 |
Percentage Net Loans Charged-off:Construction & development | 0.3395% | 814 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1860% | 1,304 |
Percentage Net Loans Charged-off: Home equity loans | 0.2366% | 512 |
All other 1-4 family - Percent of loans charged-off, net | 0.1711% | 1,333 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5055% | 1,878 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5058% | 3,054 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
2007-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1996% | 1,997 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2181% | 832 |
Percentage Net Loans Charged-off:Construction & development | 0.4523% | 412 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 1,888 |
Percentage Net Loans Charged-off: Home equity loans | 0.1475% | 468 |
All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 2,134 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1230% | 2,512 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0640% | 7,414 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
2007-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2781% | 1,296 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2790% | 558 |
Percentage Net Loans Charged-off:Construction & development | 0.6207% | 237 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,034 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 1,851 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2237% | 1,770 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8631% | 1,533 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
2007-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0433% | 3,091 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 1,476 |
Percentage Net Loans Charged-off:Construction & development | 0.0192% | 397 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 1,099 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 937 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2506% | 1,191 |
Percentage Net Loans Charged-off: Loans to individuals | -0.1931% | 7,396 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0042% | 7,600 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 8,063 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0667% | 8,261 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
All other 1-4 family - Percent of loans charged-off, net | -0.0862% | 8,260 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1754% | 2,571 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0417% | 7,548 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0391% | 8,007 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 8,099 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0892% | 8,318 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
All other 1-4 family - Percent of loans charged-off, net | -0.1153% | 8,324 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 6,704 |
Percentage Net Loans Charged-off: Loans to individuals | -0.8631% | 8,369 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0375% | 7,837 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 8,016 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0666% | 8,267 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
All other 1-4 family - Percent of loans charged-off, net | -0.0867% | 8,284 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
Percentage Net Loans Charged-off: Loans to individuals | -1.2051% | 8,431 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0074% | 6,756 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
Percentage Net Loans Charged-off: Loans to individuals | -0.4687% | 7,890 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0675% | 4,356 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 2,242 |
Percentage Net Loans Charged-off:Construction & development | 0.0977% | 401 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 1,304 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 7,890 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 7,914 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0505% | 3,668 |
Percentage Net Loans Charged-off: Loans to individuals | 1.5343% | 1,037 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0542% | 4,089 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 2,144 |
Percentage Net Loans Charged-off:Construction & development | 0.1006% | 314 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 1,000 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0384% | 8,257 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 8,277 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0680% | 2,952 |
Percentage Net Loans Charged-off: Loans to individuals | 1.1308% | 1,402 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0976% | 2,921 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0679% | 1,289 |
Percentage Net Loans Charged-off:Construction & development | 0.1544% | 207 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 1,676 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 1,468 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1015% | 2,377 |
Percentage Net Loans Charged-off: Loans to individuals | 1.2962% | 1,148 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1159% | 2,249 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 7,847 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 8,181 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 8,231 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6723% | 886 |
Percentage Net Loans Charged-off: Loans to individuals | 2.7986% | 416 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1633% | 3,194 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1360% | 1,298 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4566% | 406 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
All other 1-4 family - Percent of loans charged-off, net | 0.5610% | 332 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 3,998 |
Percentage Net Loans Charged-off: Loans to individuals | 1.3453% | 1,417 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1785% | 2,538 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1635% | 941 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.5445% | 300 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
All other 1-4 family - Percent of loans charged-off, net | 0.6601% | 255 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0755% | 3,152 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8769% | 2,178 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2587% | 1,781 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2521% | 605 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.8462% | 189 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
All other 1-4 family - Percent of loans charged-off, net | 1.0066% | 156 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 3,035 |
Percentage Net Loans Charged-off: Loans to individuals | 1.0432% | 1,791 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1560% | 2,285 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 885 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4159% | 371 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 0.4861% | 329 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.1117% | 7,612 |
Percentage Net Loans Charged-off: Loans to individuals | 1.6146% | 1,141 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3074% | 2,414 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1043% | 1,789 |
Percentage Net Loans Charged-off:Construction & development | 0.0297% | 727 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0429% | 1,321 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2555% | 915 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
All other 1-4 family - Percent of loans charged-off, net | 0.2905% | 833 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.9438% | 927 |
Percentage Net Loans Charged-off: Loans to individuals | 1.8368% | 994 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3249% | 1,992 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 1,677 |
Percentage Net Loans Charged-off:Construction & development | 0.0396% | 554 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 1,004 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1720% | 1,054 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
All other 1-4 family - Percent of loans charged-off, net | 0.1949% | 958 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.3733% | 618 |
Percentage Net Loans Charged-off: Loans to individuals | 1.8620% | 870 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4818% | 1,286 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 1,477 |
Percentage Net Loans Charged-off:Construction & development | 0.0600% | 426 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0856% | 731 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1220% | 1,156 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 1,076 |
Percentage Net Loans Charged-off: Commercial and industrial | 4.1685% | 334 |
Percentage Net Loans Charged-off: Loans to individuals | 2.2031% | 684 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.7192% | 740 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 1,531 |
Percentage Net Loans Charged-off:Construction & development | 0.1147% | 241 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
Percentage Net Loans Charged-off: Commercial and industrial | 7.5482% | 143 |
Percentage Net Loans Charged-off: Loans to individuals | 2.2279% | 766 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1592% | 4,185 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 2,419 |
Percentage Net Loans Charged-off:Construction & development | 0.0267% | 787 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1066% | 1,061 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 2,439 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 2,278 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6451% | 2,493 |
Percentage Net Loans Charged-off: Loans to individuals | 1.3321% | 1,638 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1535% | 4,231 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1079% | 1,568 |
Percentage Net Loans Charged-off:Construction & development | 0.0758% | 622 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2095% | 710 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 2,254 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 2,089 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2178% | 3,574 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8246% | 2,805 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0779% | 5,091 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 475 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1045% | 234 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 225 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0353% | 975 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6487% | 644 |
Percentage Net Loans Charged-off: Credit card loans | 71.4286% | 12 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1312% | 4,221 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2156% | 3,291 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2655% | 3,056 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6559% | 1,266 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2360% | 3,466 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6361% | 1,393 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.7028% | 618 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1676% | 7,734 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |