Home > The Coastal Bank of Georgia > Assets and Liabilities
The Coastal Bank of Georgia, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 81 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $546,298,000 | 1,282 |
| Cash and due from depository institutions | $6,721,000 | 1,967 |
| Interest-bearing balances | $124,000 | 6,491 |
| Securities | $55,446,000 | 2,200 |
| Federal funds sold & reverse repurchase agreements | $55,572,000 | 146 |
| Net loans & leases | $406,758,000 | 1,121 |
| Loan loss allowance | $9,150,000 | 934 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,822,000 | 1,598 |
| Other real estate owned | $2,222,000 | 1,967 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $11,757,000 | 1,803 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $546,298,000 | 1,282 |
| Total liabilities | $500,549,000 | 1,258 |
| Total deposits | $453,296,000 | 1,235 |
| Interest-bearing deposits | $413,843,000 | 1,188 |
| Deposits held in domestic offices | $453,296,000 | 1,233 |
| % insured | 80.74% | 6,145 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $45,000,000 | 923 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,253,000 | 1,924 |
| Total equity capital | $45,749,000 | 1,488 |
| Total bank equity capital | $45,749,000 | 1,488 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $56,476,000 | 641 |
| Undivided profits | $-11,727,000 | 7,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $28,307,000 | 678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,058,000 | 1,548 |
| Earning assets | $517,900,000 | 1,228 |
| Long-term assets (5+ years) | $48,807,000 | 2,444 |
| Average Assets, year-to-date | $549,182,000 | 1,271 |
| Average Assets, quarterly | $549,182,000 | 1,271 |
| Volatile liabilities | $80,928,000 | 1,814 |
| Insider loans | $19,959,000 | 289 |
| FHLB advances | $45,000,000 | 859 |
| Loans and leases held for sale | $2,957,000 | 502 |
| Unused loan commitments | $32,620,000 | 1,888 |
| Tier 1 (core) risk-based capital | $44,419,000 | 1,439 |
| Tier 2 risk-based capital | $4,986,000 | 1,192 |
| Total risk weighted assets | $394,724,000 | 1,244 |
| Total unused commitments | $32,620,000 | 1,891 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 80 | 2,024 |
| Assets and Liabilities | ||
| Total Assets: | $552,066,000 | 1,268 |
| Cash and due from depository institutions | $9,641,000 | 2,024 |
| Interest-bearing balances | $123,000 | 6,375 |
| Securities | $60,213,000 | 2,058 |
| Federal funds sold & reverse repurchase agreements | $19,197,000 | 418 |
| Net loans & leases | $432,287,000 | 1,082 |
| Loan loss allowance | $10,990,000 | 801 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,204,000 | 1,551 |
| Other real estate owned | $1,474,000 | 2,024 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $21,050,000 | 1,137 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $552,066,000 | 1,268 |
| Total liabilities | $507,731,000 | 1,251 |
| Total deposits | $475,145,000 | 1,180 |
| Interest-bearing deposits | $439,655,000 | 1,111 |
| Deposits held in domestic offices | $475,145,000 | 1,178 |
| % insured | 81.51% | 6,041 |
| Federal funds purchased & repurchase agreements | $29,000 | 2,769 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,000,000 | 1,368 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,557,000 | 1,754 |
| Total equity capital | $44,335,000 | 1,508 |
| Total bank equity capital | $44,335,000 | 1,508 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $51,363,000 | 690 |
| Undivided profits | $-8,028,000 | 7,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $23,689,000 | 764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,489,000 | 1,301 |
| Earning assets | $511,820,000 | 1,248 |
| Long-term assets (5+ years) | $56,532,000 | 2,151 |
| Average Assets, year-to-date | $609,508,400 | 1,138 |
| Average Assets, quarterly | $594,736,000 | 1,178 |
| Volatile liabilities | $84,295,000 | 1,754 |
| Insider loans | $23,490,000 | 231 |
| FHLB advances | $30,000,000 | 1,287 |
| Loans and leases held for sale | $3,266,000 | 571 |
| Unused loan commitments | $35,829,000 | 1,761 |
| Tier 1 (core) risk-based capital | $42,722,000 | 1,479 |
| Tier 2 risk-based capital | $5,334,000 | 1,139 |
| Total risk weighted assets | $421,414,000 | 1,182 |
| Total unused commitments | $35,829,000 | 1,762 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 80 | 2,041 |
| Assets and Liabilities | ||
| Total Assets: | $637,406,000 | 1,116 |
| Cash and due from depository institutions | $9,858,000 | 2,041 |
| Interest-bearing balances | $4,793,000 | 3,122 |
| Securities | $73,328,000 | 1,720 |
| Federal funds sold & reverse repurchase agreements | $56,919,000 | 143 |
| Net loans & leases | $467,899,000 | 1,035 |
| Loan loss allowance | $13,498,000 | 645 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,143,000 | 1,573 |
| Other real estate owned | $4,761,000 | 2,041 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $16,498,000 | 1,246 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $637,406,000 | 1,116 |
| Total liabilities | $593,157,000 | 1,076 |
| Total deposits | $534,402,000 | 1,044 |
| Interest-bearing deposits | $497,700,000 | 980 |
| Deposits held in domestic offices | $534,402,000 | 1,041 |
| % insured | 98.91% | 437 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $55,000,000 | 896 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,755,000 | 1,421 |
| Total equity capital | $44,249,000 | 1,562 |
| Total bank equity capital | $44,249,000 | 1,562 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $39,447,000 | 855 |
| Undivided profits | $3,802,000 | 4,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $46,254,000 | 433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,706,000 | 1,266 |
| Earning assets | $602,939,000 | 1,073 |
| Long-term assets (5+ years) | $64,596,000 | 1,940 |
| Average Assets, year-to-date | $623,869,000 | 1,127 |
| Average Assets, quarterly | $625,922,000 | 1,139 |
| Volatile liabilities | $100,072,000 | 1,530 |
| Insider loans | $27,410,000 | 190 |
| FHLB advances | $55,000,000 | 817 |
| Loans and leases held for sale | $3,758,000 | 468 |
| Unused loan commitments | $48,883,000 | 1,423 |
| Tier 1 (core) risk-based capital | $42,632,000 | 1,500 |
| Tier 2 risk-based capital | $6,041,000 | 1,022 |
| Total risk weighted assets | $476,276,000 | 1,077 |
| Total unused commitments | $48,883,000 | 1,424 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 84 | 1,974 |
| Assets and Liabilities | ||
| Total Assets: | $614,438,000 | 1,170 |
| Cash and due from depository institutions | $9,193,000 | 1,974 |
| Interest-bearing balances | $2,655,000 | 3,639 |
| Securities | $79,906,000 | 1,567 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 5,167 |
| Net loans & leases | $500,596,000 | 981 |
| Loan loss allowance | $11,706,000 | 705 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,133,000 | 1,596 |
| Other real estate owned | $2,434,000 | 1,974 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $14,175,000 | 1,459 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $614,438,000 | 1,170 |
| Total liabilities | $567,739,000 | 1,141 |
| Total deposits | $514,603,000 | 1,100 |
| Interest-bearing deposits | $474,515,000 | 1,036 |
| Deposits held in domestic offices | $514,603,000 | 1,099 |
| % insured | 77.23% | 4,500 |
| Federal funds purchased & repurchase agreements | $3,892,000 | 1,645 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $45,000,000 | 1,090 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,244,000 | 1,328 |
| Total equity capital | $46,699,000 | 1,477 |
| Total bank equity capital | $46,699,000 | 1,477 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $35,876,000 | 958 |
| Undivided profits | $9,823,000 | 2,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $20,877,000 | 799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,054,000 | 1,086 |
| Earning assets | $583,158,000 | 1,118 |
| Long-term assets (5+ years) | $60,985,000 | 2,013 |
| Average Assets, year-to-date | $619,356,670 | 1,153 |
| Average Assets, quarterly | $612,270,500 | 1,174 |
| Volatile liabilities | $100,171,000 | 1,530 |
| Insider loans | $27,596,000 | 199 |
| FHLB advances | $45,000,000 | 1,000 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $53,284,000 | 1,391 |
| Tier 1 (core) risk-based capital | $45,008,000 | 1,430 |
| Tier 2 risk-based capital | $6,190,000 | 994 |
| Total risk weighted assets | $489,678,000 | 1,074 |
| Total unused commitments | $53,284,000 | 1,392 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 89 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $610,103,000 | 1,181 |
| Cash and due from depository institutions | $6,720,000 | 1,872 |
| Interest-bearing balances | $73,000 | 6,289 |
| Securities | $83,721,000 | 1,476 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $494,152,000 | 998 |
| Loan loss allowance | $10,526,000 | 725 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,750,000 | 1,692 |
| Other real estate owned | $5,455,000 | 1,872 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $12,305,000 | 1,605 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $610,103,000 | 1,181 |
| Total liabilities | $560,866,000 | 1,160 |
| Total deposits | $436,569,000 | 1,294 |
| Interest-bearing deposits | $398,106,000 | 1,245 |
| Deposits held in domestic offices | $436,569,000 | 1,290 |
| % insured | 72.01% | 5,730 |
| Federal funds purchased & repurchase agreements | $46,048,000 | 453 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $74,000,000 | 765 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,249,000 | 1,294 |
| Total equity capital | $49,237,000 | 1,418 |
| Total bank equity capital | $49,237,000 | 1,418 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $35,857,000 | 953 |
| Undivided profits | $12,380,000 | 2,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,558,000 | 1,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,135,000 | 1,073 |
| Earning assets | $577,946,000 | 1,137 |
| Long-term assets (5+ years) | $62,087,000 | 1,970 |
| Average Assets, year-to-date | $621,816,000 | 1,142 |
| Average Assets, quarterly | $621,816,000 | 1,142 |
| Volatile liabilities | $169,123,000 | 934 |
| Insider loans | $19,201,000 | 345 |
| FHLB advances | $74,000,000 | 683 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $58,116,000 | 1,366 |
| Tier 1 (core) risk-based capital | $47,228,000 | 1,387 |
| Tier 2 risk-based capital | $6,295,000 | 969 |
| Total risk weighted assets | $499,325,000 | 1,055 |
| Total unused commitments | $58,116,000 | 1,367 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 94 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $633,529,000 | 1,115 |
| Cash and due from depository institutions | $7,004,000 | 1,763 |
| Interest-bearing balances | $65,000 | 6,015 |
| Securities | $82,544,000 | 1,475 |
| Federal funds sold & reverse repurchase agreements | $6,994,000 | 1,402 |
| Net loans & leases | $512,372,000 | 961 |
| Loan loss allowance | $8,378,000 | 856 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,673,000 | 1,704 |
| Other real estate owned | $5,219,000 | 1,763 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $11,723,000 | 1,681 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $633,529,000 | 1,115 |
| Total liabilities | $583,818,000 | 1,091 |
| Total deposits | $480,614,000 | 1,130 |
| Interest-bearing deposits | $442,856,000 | 1,065 |
| Deposits held in domestic offices | $480,614,000 | 1,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,000 | 3,362 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $99,000,000 | 660 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,168,000 | 1,343 |
| Total equity capital | $49,711,000 | 1,376 |
| Total bank equity capital | $49,711,000 | 1,376 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $34,401,000 | 962 |
| Undivided profits | $14,310,000 | 2,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,498,000 | 937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,129,000 | 1,125 |
| Earning assets | $601,975,000 | 1,056 |
| Long-term assets (5+ years) | $57,684,000 | 2,064 |
| Average Assets, year-to-date | $621,878,200 | 1,078 |
| Average Assets, quarterly | $629,117,000 | 1,108 |
| Volatile liabilities | $144,736,000 | 1,066 |
| Insider loans | $29,454,000 | 195 |
| FHLB advances | $99,000,000 | 582 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $63,381,000 | 1,297 |
| Tier 1 (core) risk-based capital | $47,318,000 | 1,366 |
| Tier 2 risk-based capital | $6,487,000 | 927 |
| Total risk weighted assets | $517,165,000 | 1,005 |
| Total unused commitments | $63,381,000 | 1,298 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 99 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $624,705,000 | 1,113 |
| Cash and due from depository institutions | $5,747,000 | 1,705 |
| Interest-bearing balances | $65,000 | 5,507 |
| Securities | $88,728,000 | 1,336 |
| Federal funds sold & reverse repurchase agreements | $2,257,000 | 3,556 |
| Net loans & leases | $507,137,000 | 970 |
| Loan loss allowance | $7,435,000 | 858 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,520,000 | 1,737 |
| Other real estate owned | $393,000 | 1,705 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $12,923,000 | 1,545 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $624,705,000 | 1,113 |
| Total liabilities | $574,679,000 | 1,092 |
| Total deposits | $470,345,000 | 1,122 |
| Interest-bearing deposits | $458,467,000 | 996 |
| Deposits held in domestic offices | $470,345,000 | 1,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $856,000 | 2,933 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $99,000,000 | 653 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,478,000 | 1,228 |
| Total equity capital | $50,026,000 | 1,365 |
| Total bank equity capital | $50,026,000 | 1,365 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $34,383,000 | 934 |
| Undivided profits | $14,643,000 | 2,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,695,000 | 916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,653,000 | 1,003 |
| Earning assets | $598,187,000 | 1,052 |
| Long-term assets (5+ years) | $61,330,000 | 1,935 |
| Average Assets, year-to-date | $618,965,500 | 1,083 |
| Average Assets, quarterly | $622,977,500 | 1,103 |
| Volatile liabilities | $121,615,000 | 1,238 |
| Insider loans | $29,461,000 | 191 |
| FHLB advances | $99,000,000 | 587 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $74,476,000 | 1,214 |
| Tier 1 (core) risk-based capital | $49,360,000 | 1,318 |
| Tier 2 risk-based capital | $6,569,000 | 872 |
| Total risk weighted assets | $524,599,000 | 987 |
| Total unused commitments | $74,476,000 | 1,216 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 102 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $621,250,000 | 1,111 |
| Cash and due from depository institutions | $7,214,000 | 1,681 |
| Interest-bearing balances | $118,000 | 4,834 |
| Securities | $91,347,000 | 1,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $500,826,000 | 972 |
| Loan loss allowance | $9,129,000 | 687 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,558,000 | 1,711 |
| Other real estate owned | $1,526,000 | 1,681 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,779,000 | 1,510 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $621,250,000 | 1,111 |
| Total liabilities | $571,269,000 | 1,079 |
| Total deposits | $434,906,000 | 1,207 |
| Interest-bearing deposits | $422,427,000 | 1,078 |
| Deposits held in domestic offices | $434,906,000 | 1,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,829,000 | 656 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $99,000,000 | 644 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,534,000 | 1,229 |
| Total equity capital | $49,981,000 | 1,375 |
| Total bank equity capital | $49,981,000 | 1,375 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $34,397,000 | 922 |
| Undivided profits | $14,584,000 | 2,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $841,000 | 4,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,395,000 | 1,059 |
| Earning assets | $592,291,000 | 1,056 |
| Long-term assets (5+ years) | $66,689,000 | 1,790 |
| Average Assets, year-to-date | $617,052,330 | 1,086 |
| Average Assets, quarterly | $616,140,000 | 1,108 |
| Volatile liabilities | $186,542,000 | 823 |
| Insider loans | $29,692,000 | 186 |
| FHLB advances | $99,000,000 | 583 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $86,052,000 | 1,111 |
| Tier 1 (core) risk-based capital | $49,190,000 | 1,309 |
| Tier 2 risk-based capital | $6,720,000 | 843 |
| Total risk weighted assets | $535,109,000 | 957 |
| Total unused commitments | $86,052,000 | 1,111 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 107 | 1,586 |
| Assets and Liabilities | ||
| Total Assets: | $611,030,000 | 1,109 |
| Cash and due from depository institutions | $5,851,000 | 1,586 |
| Interest-bearing balances | $96,000 | 5,145 |
| Securities | $91,677,000 | 1,318 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $491,146,000 | 967 |
| Loan loss allowance | $5,459,000 | 1,027 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,591,000 | 1,690 |
| Other real estate owned | $4,781,000 | 1,586 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,984,000 | 1,782 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $611,030,000 | 1,109 |
| Total liabilities | $557,247,000 | 1,094 |
| Total deposits | $436,582,000 | 1,204 |
| Interest-bearing deposits | $423,698,000 | 1,073 |
| Deposits held in domestic offices | $436,582,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,922,000 | 716 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $87,000,000 | 686 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,743,000 | 1,072 |
| Total equity capital | $53,783,000 | 1,301 |
| Total bank equity capital | $53,783,000 | 1,301 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $34,363,000 | 926 |
| Undivided profits | $18,420,000 | 1,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,344,000 | 2,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,697,000 | 994 |
| Earning assets | $582,919,000 | 1,067 |
| Long-term assets (5+ years) | $61,564,000 | 1,838 |
| Average Assets, year-to-date | $614,953,500 | 1,083 |
| Average Assets, quarterly | $614,953,500 | 1,083 |
| Volatile liabilities | $153,693,000 | 967 |
| Insider loans | $29,777,000 | 188 |
| FHLB advances | $87,000,000 | 627 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $90,330,000 | 1,109 |
| Tier 1 (core) risk-based capital | $51,709,000 | 1,221 |
| Tier 2 risk-based capital | $5,459,000 | 976 |
| Total risk weighted assets | $529,454,000 | 945 |
| Total unused commitments | $90,330,000 | 1,110 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 109 | 1,576 |
| Assets and Liabilities | ||
| Total Assets: | $618,877,000 | 1,080 |
| Cash and due from depository institutions | $9,565,000 | 1,576 |
| Interest-bearing balances | $65,000 | 5,215 |
| Securities | $83,287,000 | 1,428 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $503,062,000 | 941 |
| Loan loss allowance | $5,451,000 | 1,000 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,518,000 | 1,704 |
| Other real estate owned | $4,670,000 | 1,576 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,775,000 | 1,684 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $618,877,000 | 1,080 |
| Total liabilities | $566,863,000 | 1,058 |
| Total deposits | $463,544,000 | 1,110 |
| Interest-bearing deposits | $445,801,000 | 999 |
| Deposits held in domestic offices | $463,544,000 | 1,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,882,000 | 892 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $79,000,000 | 708 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,437,000 | 1,323 |
| Total equity capital | $52,014,000 | 1,325 |
| Total bank equity capital | $52,014,000 | 1,325 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $34,328,000 | 905 |
| Undivided profits | $16,686,000 | 2,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $906,000 | 3,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,721,000 | 1,089 |
| Earning assets | $586,414,000 | 1,038 |
| Long-term assets (5+ years) | $49,480,000 | 2,021 |
| Average Assets, year-to-date | $603,889,000 | 1,072 |
| Average Assets, quarterly | $613,159,500 | 1,076 |
| Volatile liabilities | $80,457,000 | 1,740 |
| Insider loans | $20,607,000 | 292 |
| FHLB advances | $79,000,000 | 646 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $101,633,000 | 1,003 |
| Tier 1 (core) risk-based capital | $51,119,000 | 1,234 |
| Tier 2 risk-based capital | $5,451,000 | 978 |
| Total risk weighted assets | $544,307,000 | 927 |
| Total unused commitments | $101,633,000 | 1,003 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 108 | 1,586 |
| Assets and Liabilities | ||
| Total Assets: | $607,442,000 | 1,079 |
| Cash and due from depository institutions | $11,730,000 | 1,586 |
| Interest-bearing balances | $35,000 | 5,559 |
| Securities | $78,445,000 | 1,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $493,191,000 | 931 |
| Loan loss allowance | $5,135,000 | 1,027 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,553,000 | 1,664 |
| Other real estate owned | $5,315,000 | 1,586 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,208,000 | 1,613 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $607,442,000 | 1,079 |
| Total liabilities | $555,951,000 | 1,060 |
| Total deposits | $399,905,000 | 1,310 |
| Interest-bearing deposits | $387,140,000 | 1,164 |
| Deposits held in domestic offices | $399,905,000 | 1,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,634,000 | 373 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $77,000,000 | 664 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,412,000 | 1,302 |
| Total equity capital | $51,491,000 | 1,319 |
| Total bank equity capital | $51,491,000 | 1,319 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $34,293,000 | 887 |
| Undivided profits | $16,198,000 | 2,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,104,000 | 2,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,029,000 | 1,058 |
| Earning assets | $571,671,000 | 1,050 |
| Long-term assets (5+ years) | $44,986,000 | 2,093 |
| Average Assets, year-to-date | $600,142,000 | 1,075 |
| Average Assets, quarterly | $608,969,000 | 1,074 |
| Volatile liabilities | $130,469,000 | 1,084 |
| Insider loans | $22,212,000 | 265 |
| FHLB advances | $77,000,000 | 602 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $89,039,000 | 1,153 |
| Tier 1 (core) risk-based capital | $51,136,000 | 1,244 |
| Tier 2 risk-based capital | $5,135,000 | 1,018 |
| Total risk weighted assets | $533,209,000 | 926 |
| Total unused commitments | $89,039,000 | 1,154 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 105 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $610,496,000 | 1,092 |
| Cash and due from depository institutions | $9,490,000 | 1,664 |
| Interest-bearing balances | $50,000 | 5,380 |
| Securities | $80,115,000 | 1,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $501,355,000 | 931 |
| Loan loss allowance | $5,383,000 | 966 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,595,000 | 1,653 |
| Other real estate owned | $107,000 | 1,664 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $11,834,000 | 1,541 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $610,496,000 | 1,092 |
| Total liabilities | $560,363,000 | 1,068 |
| Total deposits | $444,513,000 | 1,175 |
| Interest-bearing deposits | $414,865,000 | 1,093 |
| Deposits held in domestic offices | $444,513,000 | 1,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,414,000 | 588 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $77,000,000 | 618 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,436,000 | 1,266 |
| Total equity capital | $50,133,000 | 1,351 |
| Total bank equity capital | $50,133,000 | 1,351 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $34,259,000 | 892 |
| Undivided profits | $14,874,000 | 2,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,212,000 | 658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,869,000 | 1,028 |
| Earning assets | $581,520,000 | 1,041 |
| Long-term assets (5+ years) | $40,779,000 | 2,189 |
| Average Assets, year-to-date | $597,708,670 | 1,101 |
| Average Assets, quarterly | $605,817,500 | 1,098 |
| Volatile liabilities | $78,388,000 | 1,736 |
| Insider loans | $21,861,000 | 276 |
| FHLB advances | $77,000,000 | 547 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $102,458,000 | 1,036 |
| Tier 1 (core) risk-based capital | $50,617,000 | 1,254 |
| Tier 2 risk-based capital | $5,384,000 | 976 |
| Total risk weighted assets | $539,580,000 | 915 |
| Total unused commitments | $102,458,000 | 1,037 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 106 | 1,632 |
| Assets and Liabilities | ||
| Total Assets: | $601,139,000 | 1,107 |
| Cash and due from depository institutions | $9,102,000 | 1,632 |
| Interest-bearing balances | $42,000 | 5,567 |
| Securities | $80,004,000 | 1,487 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $494,162,000 | 926 |
| Loan loss allowance | $5,875,000 | 882 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,655,000 | 1,599 |
| Other real estate owned | $109,000 | 1,632 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $10,107,000 | 1,706 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $601,139,000 | 1,107 |
| Total liabilities | $551,390,000 | 1,074 |
| Total deposits | $465,660,000 | 1,119 |
| Interest-bearing deposits | $428,077,000 | 1,046 |
| Deposits held in domestic offices | $465,660,000 | 1,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,733,000 | 977 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $67,000,000 | 672 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,997,000 | 1,152 |
| Total equity capital | $49,749,000 | 1,360 |
| Total bank equity capital | $49,749,000 | 1,360 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $29,199,000 | 1,021 |
| Undivided profits | $19,550,000 | 1,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $840,000 | 3,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,472,000 | 1,111 |
| Earning assets | $574,208,000 | 1,064 |
| Long-term assets (5+ years) | $64,399,000 | 1,556 |
| Average Assets, year-to-date | $591,315,000 | 1,105 |
| Average Assets, quarterly | $591,315,000 | 1,105 |
| Volatile liabilities | $60,994,000 | 2,119 |
| Insider loans | $20,853,000 | 273 |
| FHLB advances | $67,000,000 | 607 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $103,182,000 | 1,016 |
| Tier 1 (core) risk-based capital | $49,728,000 | 1,262 |
| Tier 2 risk-based capital | $5,875,000 | 909 |
| Total risk weighted assets | $519,791,000 | 927 |
| Total unused commitments | $103,182,000 | 1,016 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 108 | 1,602 |
| Assets and Liabilities | ||
| Total Assets: | $581,491,000 | 1,120 |
| Cash and due from depository institutions | $13,117,000 | 1,602 |
| Interest-bearing balances | $119,000 | 4,538 |
| Securities | $76,536,000 | 1,583 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $474,188,000 | 944 |
| Loan loss allowance | $5,578,000 | 914 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,790,000 | 1,550 |
| Other real estate owned | $0 | 1,602 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,860,000 | 1,764 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $581,491,000 | 1,120 |
| Total liabilities | $533,844,000 | 1,098 |
| Total deposits | $431,858,000 | 1,183 |
| Interest-bearing deposits | $398,851,000 | 1,101 |
| Deposits held in domestic offices | $431,858,000 | 1,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,668,000 | 456 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,000,000 | 1,001 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,318,000 | 1,088 |
| Total equity capital | $47,647,000 | 1,387 |
| Total bank equity capital | $47,647,000 | 1,387 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $29,120,000 | 1,003 |
| Undivided profits | $17,527,000 | 1,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,104,000 | 2,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,715,000 | 1,065 |
| Earning assets | $550,843,000 | 1,080 |
| Long-term assets (5+ years) | $57,650,000 | 1,675 |
| Average Assets, year-to-date | $550,658,600 | 1,134 |
| Average Assets, quarterly | $573,043,000 | 1,126 |
| Volatile liabilities | $219,714,000 | 756 |
| Insider loans | $21,112,000 | 267 |
| FHLB advances | $42,000,000 | 934 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $113,198,000 | 927 |
| Tier 1 (core) risk-based capital | $47,841,000 | 1,293 |
| Tier 2 risk-based capital | $5,578,000 | 933 |
| Total risk weighted assets | $525,907,000 | 889 |
| Total unused commitments | $113,198,000 | 927 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 107 | 1,634 |
| Assets and Liabilities | ||
| Total Assets: | $564,595,000 | 1,151 |
| Cash and due from depository institutions | $20,748,000 | 1,634 |
| Interest-bearing balances | $99,000 | 4,872 |
| Securities | $74,648,000 | 1,619 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $453,380,000 | 983 |
| Loan loss allowance | $5,839,000 | 885 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,912,000 | 1,495 |
| Other real estate owned | $0 | 1,634 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,907,000 | 2,104 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $564,595,000 | 1,151 |
| Total liabilities | $518,226,000 | 1,125 |
| Total deposits | $417,854,000 | 1,212 |
| Interest-bearing deposits | $382,480,000 | 1,133 |
| Deposits held in domestic offices | $417,854,000 | 1,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,235,000 | 371 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,000,000 | 1,958 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,137,000 | 1,084 |
| Total equity capital | $46,369,000 | 1,410 |
| Total bank equity capital | $46,369,000 | 1,410 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $29,059,000 | 1,005 |
| Undivided profits | $16,310,000 | 2,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $950,000 | 2,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,081,000 | 1,274 |
| Earning assets | $528,127,000 | 1,128 |
| Long-term assets (5+ years) | $42,779,000 | 2,042 |
| Average Assets, year-to-date | $542,950,500 | 1,160 |
| Average Assets, quarterly | $559,658,000 | 1,149 |
| Volatile liabilities | $260,590,000 | 658 |
| Insider loans | $15,863,000 | 388 |
| FHLB advances | $17,000,000 | 1,850 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $111,058,000 | 961 |
| Tier 1 (core) risk-based capital | $46,650,000 | 1,317 |
| Tier 2 risk-based capital | $5,839,000 | 903 |
| Total risk weighted assets | $503,017,000 | 926 |
| Total unused commitments | $111,058,000 | 962 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 113 | 1,571 |
| Assets and Liabilities | ||
| Total Assets: | $554,721,000 | 1,161 |
| Cash and due from depository institutions | $24,646,000 | 1,571 |
| Interest-bearing balances | $98,000 | 4,976 |
| Securities | $69,612,000 | 1,723 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $444,359,000 | 990 |
| Loan loss allowance | $5,791,000 | 863 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,613,000 | 1,527 |
| Other real estate owned | $0 | 1,571 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,491,000 | 1,974 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $554,721,000 | 1,161 |
| Total liabilities | $510,178,000 | 1,130 |
| Total deposits | $441,735,000 | 1,127 |
| Interest-bearing deposits | $402,422,000 | 1,052 |
| Deposits held in domestic offices | $441,735,000 | 1,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,445,000 | 536 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $22,000,000 | 1,687 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,998,000 | 1,040 |
| Total equity capital | $44,543,000 | 1,409 |
| Total bank equity capital | $44,543,000 | 1,409 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $29,020,000 | 989 |
| Undivided profits | $14,523,000 | 2,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $775,000 | 2,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,791,000 | 1,272 |
| Earning assets | $514,069,000 | 1,140 |
| Long-term assets (5+ years) | $34,764,000 | 2,344 |
| Average Assets, year-to-date | $535,735,670 | 1,173 |
| Average Assets, quarterly | $540,864,500 | 1,172 |
| Volatile liabilities | $236,995,000 | 696 |
| Insider loans | $15,059,000 | 408 |
| FHLB advances | $22,000,000 | 1,585 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $117,570,000 | 921 |
| Tier 1 (core) risk-based capital | $45,501,000 | 1,321 |
| Tier 2 risk-based capital | $5,791,000 | 891 |
| Total risk weighted assets | $500,385,000 | 919 |
| Total unused commitments | $117,570,000 | 921 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 103 | 1,683 |
| Assets and Liabilities | ||
| Total Assets: | $527,008,000 | 1,197 |
| Cash and due from depository institutions | $10,460,000 | 1,683 |
| Interest-bearing balances | $135,000 | 4,576 |
| Securities | $67,040,000 | 1,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $433,878,000 | 978 |
| Loan loss allowance | $5,667,000 | 879 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,132,000 | 1,596 |
| Other real estate owned | $128,000 | 1,683 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,370,000 | 1,939 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $527,008,000 | 1,197 |
| Total liabilities | $484,208,000 | 1,171 |
| Total deposits | $418,011,000 | 1,179 |
| Interest-bearing deposits | $384,940,000 | 1,083 |
| Deposits held in domestic offices | $418,011,000 | 1,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,058,000 | 770 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,000,000 | 1,021 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,139,000 | 1,211 |
| Total equity capital | $42,800,000 | 1,444 |
| Total bank equity capital | $42,800,000 | 1,444 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $28,992,000 | 955 |
| Undivided profits | $12,808,000 | 2,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $664,000 | 3,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,724,000 | 1,231 |
| Earning assets | $501,053,000 | 1,147 |
| Long-term assets (5+ years) | $33,116,000 | 2,415 |
| Average Assets, year-to-date | $526,243,000 | 1,189 |
| Average Assets, quarterly | $526,243,000 | 1,189 |
| Volatile liabilities | $206,681,000 | 757 |
| Insider loans | $15,394,000 | 392 |
| FHLB advances | $42,000,000 | 954 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $119,077,000 | 898 |
| Tier 1 (core) risk-based capital | $43,551,000 | 1,346 |
| Tier 2 risk-based capital | $5,667,000 | 891 |
| Total risk weighted assets | $482,176,000 | 925 |
| Total unused commitments | $119,077,000 | 898 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 99 | 1,738 |
| Assets and Liabilities | ||
| Total Assets: | $525,478,000 | 1,191 |
| Cash and due from depository institutions | $21,620,000 | 1,738 |
| Interest-bearing balances | $106,000 | 4,850 |
| Securities | $70,470,000 | 1,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $417,691,000 | 990 |
| Loan loss allowance | $5,609,000 | 877 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,348,000 | 1,766 |
| Other real estate owned | $328,000 | 1,738 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,021,000 | 1,808 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $525,478,000 | 1,191 |
| Total liabilities | $484,661,000 | 1,166 |
| Total deposits | $326,346,000 | 1,526 |
| Interest-bearing deposits | $290,629,000 | 1,454 |
| Deposits held in domestic offices | $326,346,000 | 1,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,285,000 | 334 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $69,000,000 | 705 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,030,000 | 1,541 |
| Total equity capital | $40,817,000 | 1,497 |
| Total bank equity capital | $40,817,000 | 1,497 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $27,957,000 | 962 |
| Undivided profits | $11,860,000 | 2,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $821,000 | 2,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,611,000 | 1,279 |
| Earning assets | $488,267,000 | 1,167 |
| Long-term assets (5+ years) | $12,784,000 | 4,148 |
| Average Assets, year-to-date | $493,611,000 | 1,203 |
| Average Assets, quarterly | $516,803,500 | 1,198 |
| Volatile liabilities | $221,539,000 | 710 |
| Insider loans | $16,521,000 | 327 |
| FHLB advances | $69,000,000 | 631 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $115,603,000 | 902 |
| Tier 1 (core) risk-based capital | $41,398,000 | 1,404 |
| Tier 2 risk-based capital | $5,609,000 | 877 |
| Total risk weighted assets | $464,122,000 | 944 |
| Total unused commitments | $115,603,000 | 902 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 94 | 1,839 |
| Assets and Liabilities | ||
| Total Assets: | $508,129,000 | 1,197 |
| Cash and due from depository institutions | $12,513,000 | 1,839 |
| Interest-bearing balances | $208,000 | 4,282 |
| Securities | $67,965,000 | 1,774 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $412,782,000 | 985 |
| Loan loss allowance | $5,395,000 | 897 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,454,000 | 2,013 |
| Other real estate owned | $781,000 | 1,839 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,634,000 | 1,840 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $508,129,000 | 1,197 |
| Total liabilities | $468,046,000 | 1,174 |
| Total deposits | $311,947,000 | 1,573 |
| Interest-bearing deposits | $259,708,000 | 1,611 |
| Deposits held in domestic offices | $311,947,000 | 1,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $83,595,000 | 327 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $69,000,000 | 700 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,504,000 | 1,333 |
| Total equity capital | $40,083,000 | 1,503 |
| Total bank equity capital | $40,083,000 | 1,503 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $27,954,000 | 931 |
| Undivided profits | $11,129,000 | 2,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,244,000 | 2,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,459,000 | 1,305 |
| Earning assets | $480,955,000 | 1,159 |
| Long-term assets (5+ years) | $17,682,000 | 3,553 |
| Average Assets, year-to-date | $485,644,250 | 1,207 |
| Average Assets, quarterly | $500,281,500 | 1,203 |
| Volatile liabilities | $229,826,000 | 653 |
| Insider loans | $15,533,000 | 351 |
| FHLB advances | $69,000,000 | 632 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $96,492,000 | 1,015 |
| Tier 1 (core) risk-based capital | $40,565,000 | 1,407 |
| Tier 2 risk-based capital | $5,395,000 | 885 |
| Total risk weighted assets | $449,955,000 | 942 |
| Total unused commitments | $96,492,000 | 1,017 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 95 | 1,817 |
| Assets and Liabilities | ||
| Total Assets: | $492,434,000 | 1,212 |
| Cash and due from depository institutions | $7,761,000 | 1,817 |
| Interest-bearing balances | $195,000 | 4,354 |
| Securities | $73,768,000 | 1,669 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $396,364,000 | 1,004 |
| Loan loss allowance | $5,116,000 | 936 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,833,000 | 2,228 |
| Other real estate owned | $698,000 | 1,817 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $9,010,000 | 1,727 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $492,434,000 | 1,212 |
| Total liabilities | $454,306,000 | 1,179 |
| Total deposits | $337,777,000 | 1,400 |
| Interest-bearing deposits | $281,150,000 | 1,440 |
| Deposits held in domestic offices | $337,777,000 | 1,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,561,000 | 618 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $84,000,000 | 614 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,968,000 | 1,434 |
| Total equity capital | $38,128,000 | 1,556 |
| Total bank equity capital | $38,128,000 | 1,556 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $27,347,000 | 929 |
| Undivided profits | $9,781,000 | 3,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,695,000 | 1,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,207,000 | 1,345 |
| Earning assets | $470,327,000 | 1,158 |
| Long-term assets (5+ years) | $18,401,000 | 3,518 |
| Average Assets, year-to-date | $478,149,330 | 1,220 |
| Average Assets, quarterly | $488,232,500 | 1,205 |
| Volatile liabilities | $184,361,000 | 776 |
| Insider loans | $15,533,000 | 320 |
| FHLB advances | $84,000,000 | 543 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $91,174,000 | 1,022 |
| Tier 1 (core) risk-based capital | $38,403,000 | 1,442 |
| Tier 2 risk-based capital | $5,116,000 | 912 |
| Total risk weighted assets | $431,023,000 | 963 |
| Total unused commitments | $91,174,000 | 1,023 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 98 | 1,744 |
| Assets and Liabilities | ||
| Total Assets: | $484,031,000 | 1,219 |
| Cash and due from depository institutions | $10,175,000 | 1,744 |
| Interest-bearing balances | $63,000 | 5,585 |
| Securities | $78,282,000 | 1,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $381,873,000 | 1,022 |
| Loan loss allowance | $4,820,000 | 979 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,605,000 | 2,296 |
| Other real estate owned | $137,000 | 1,744 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $8,959,000 | 1,718 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $484,031,000 | 1,219 |
| Total liabilities | $447,692,000 | 1,178 |
| Total deposits | $340,742,000 | 1,371 |
| Interest-bearing deposits | $287,372,000 | 1,381 |
| Deposits held in domestic offices | $340,742,000 | 1,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,705,000 | 768 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $84,000,000 | 604 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,245,000 | 1,334 |
| Total equity capital | $36,339,000 | 1,586 |
| Total bank equity capital | $36,339,000 | 1,586 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $27,346,000 | 906 |
| Undivided profits | $7,993,000 | 3,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,820,000 | 1,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,003,000 | 1,463 |
| Earning assets | $460,218,000 | 1,168 |
| Long-term assets (5+ years) | $18,506,000 | 3,577 |
| Average Assets, year-to-date | $471,007,000 | 1,240 |
| Average Assets, quarterly | $471,007,000 | 1,240 |
| Volatile liabilities | $151,210,000 | 858 |
| Insider loans | $15,304,000 | 320 |
| FHLB advances | $84,000,000 | 536 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $87,368,000 | 1,047 |
| Tier 1 (core) risk-based capital | $36,858,000 | 1,473 |
| Tier 2 risk-based capital | $4,820,000 | 954 |
| Total risk weighted assets | $411,890,000 | 985 |
| Total unused commitments | $87,368,000 | 1,047 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 92 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $457,983,000 | 1,279 |
| Cash and due from depository institutions | $19,904,000 | 1,853 |
| Interest-bearing balances | $108,000 | 4,964 |
| Securities | $43,145,000 | 2,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $381,586,000 | 1,023 |
| Loan loss allowance | $4,806,000 | 988 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,678,000 | 2,237 |
| Other real estate owned | $137,000 | 1,853 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,533,000 | 1,766 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $457,983,000 | 1,279 |
| Total liabilities | $422,535,000 | 1,246 |
| Total deposits | $300,773,000 | 1,566 |
| Interest-bearing deposits | $247,657,000 | 1,607 |
| Deposits held in domestic offices | $300,773,000 | 1,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,141,000 | 602 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $89,000,000 | 594 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,621,000 | 1,538 |
| Total equity capital | $35,448,000 | 1,614 |
| Total bank equity capital | $35,448,000 | 1,614 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $26,076,000 | 925 |
| Undivided profits | $8,372,000 | 3,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,541,000 | 1,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,874,000 | 1,546 |
| Earning assets | $424,839,000 | 1,260 |
| Long-term assets (5+ years) | $21,754,000 | 3,315 |
| Average Assets, year-to-date | $423,957,600 | 1,312 |
| Average Assets, quarterly | $446,793,500 | 1,293 |
| Volatile liabilities | $133,770,000 | 939 |
| Insider loans | $16,666,000 | 293 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $79,400,000 | 1,093 |
| Tier 1 (core) risk-based capital | $35,563,000 | 1,502 |
| Tier 2 risk-based capital | $4,806,000 | 962 |
| Total risk weighted assets | $395,566,000 | 1,026 |
| Total unused commitments | $79,400,000 | 1,093 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 93 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $435,604,000 | 1,319 |
| Cash and due from depository institutions | $15,942,000 | 1,833 |
| Interest-bearing balances | $567,000 | 3,394 |
| Securities | $41,492,000 | 2,807 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $366,694,000 | 1,038 |
| Loan loss allowance | $4,486,000 | 1,060 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,652,000 | 2,211 |
| Other real estate owned | $335,000 | 1,833 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,489,000 | 2,134 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $435,604,000 | 1,319 |
| Total liabilities | $400,449,000 | 1,290 |
| Total deposits | $287,258,000 | 1,610 |
| Interest-bearing deposits | $240,916,000 | 1,632 |
| Deposits held in domestic offices | $287,258,000 | 1,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,913,000 | 453 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $64,000,000 | 739 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,278,000 | 1,736 |
| Total equity capital | $35,155,000 | 1,616 |
| Total bank equity capital | $35,155,000 | 1,616 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $26,075,000 | 898 |
| Undivided profits | $8,080,000 | 3,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,277,000 | 2,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,876,000 | 1,598 |
| Earning assets | $408,753,000 | 1,290 |
| Long-term assets (5+ years) | $24,505,000 | 3,149 |
| Average Assets, year-to-date | $415,451,250 | 1,344 |
| Average Assets, quarterly | $421,264,000 | 1,356 |
| Volatile liabilities | $141,163,000 | 860 |
| Insider loans | $14,563,000 | 347 |
| FHLB advances | $64,000,000 | 670 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $72,365,000 | 1,175 |
| Tier 1 (core) risk-based capital | $35,030,000 | 1,502 |
| Tier 2 risk-based capital | $4,486,000 | 1,012 |
| Total risk weighted assets | $380,837,000 | 1,044 |
| Total unused commitments | $72,365,000 | 1,176 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 93 | 1,851 |
| Assets and Liabilities | ||
| Total Assets: | $406,924,000 | 1,406 |
| Cash and due from depository institutions | $14,960,000 | 1,851 |
| Interest-bearing balances | $120,000 | 4,990 |
| Securities | $37,878,000 | 3,080 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $342,249,000 | 1,076 |
| Loan loss allowance | $4,117,000 | 1,125 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,670,000 | 2,162 |
| Other real estate owned | $327,000 | 1,851 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,840,000 | 2,044 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $406,924,000 | 1,406 |
| Total liabilities | $374,756,000 | 1,369 |
| Total deposits | $280,872,000 | 1,624 |
| Interest-bearing deposits | $239,567,000 | 1,616 |
| Deposits held in domestic offices | $280,872,000 | 1,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,919,000 | 803 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $74,000,000 | 675 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,965,000 | 1,795 |
| Total equity capital | $32,168,000 | 1,689 |
| Total bank equity capital | $32,168,000 | 1,689 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $24,974,000 | 906 |
| Undivided profits | $6,194,000 | 4,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $780,000 | 3,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 973 |
| Income earned, not collected on loans | $1,446,000 | 1,977 |
| Earning assets | $380,247,000 | 1,373 |
| Long-term assets (5+ years) | $22,521,000 | 3,408 |
| Average Assets, year-to-date | $408,733,670 | 1,365 |
| Average Assets, quarterly | $407,726,000 | 1,382 |
| Volatile liabilities | $102,255,000 | 1,118 |
| Insider loans | $16,815,000 | 275 |
| FHLB advances | $74,000,000 | 602 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $73,468,000 | 1,138 |
| Tier 1 (core) risk-based capital | $32,415,000 | 1,600 |
| Tier 2 risk-based capital | $4,117,000 | 1,078 |
| Total risk weighted assets | $357,209,000 | 1,092 |
| Total unused commitments | $73,468,000 | 1,138 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 93 | 1,834 |
| Assets and Liabilities | ||
| Total Assets: | $408,528,000 | 1,378 |
| Cash and due from depository institutions | $9,271,000 | 1,834 |
| Interest-bearing balances | $103,000 | 5,222 |
| Securities | $60,754,000 | 2,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $326,655,000 | 1,097 |
| Loan loss allowance | $4,160,000 | 1,106 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,732,000 | 2,126 |
| Other real estate owned | $471,000 | 1,834 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,645,000 | 1,988 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $408,528,000 | 1,378 |
| Total liabilities | $376,298,000 | 1,345 |
| Total deposits | $292,451,000 | 1,542 |
| Interest-bearing deposits | $253,960,000 | 1,529 |
| Deposits held in domestic offices | $292,451,000 | 1,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,953,000 | 972 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $69,000,000 | 665 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,894,000 | 1,480 |
| Total equity capital | $32,230,000 | 1,729 |
| Total bank equity capital | $32,230,000 | 1,729 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $24,889,000 | 897 |
| Undivided profits | $6,341,000 | 4,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,244,000 | 1,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $63,000 | 1,016 |
| Income earned, not collected on loans | $1,583,000 | 1,758 |
| Earning assets | $387,512,000 | 1,328 |
| Long-term assets (5+ years) | $21,666,000 | 3,404 |
| Average Assets, year-to-date | $409,638,500 | 1,356 |
| Average Assets, quarterly | $409,638,500 | 1,356 |
| Volatile liabilities | $121,917,000 | 911 |
| Insider loans | $17,711,000 | 244 |
| FHLB advances | $69,000,000 | 598 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $64,596,000 | 1,225 |
| Tier 1 (core) risk-based capital | $31,972,000 | 1,607 |
| Tier 2 risk-based capital | $4,160,000 | 1,059 |
| Total risk weighted assets | $340,845,000 | 1,127 |
| Total unused commitments | $64,596,000 | 1,229 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 97 | 1,787 |
| Assets and Liabilities | ||
| Total Assets: | $410,749,000 | 1,367 |
| Cash and due from depository institutions | $27,406,000 | 1,787 |
| Interest-bearing balances | $619,000 | 3,414 |
| Securities | $35,139,000 | 3,309 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $337,061,000 | 1,064 |
| Loan loss allowance | $4,036,000 | 1,141 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,809,000 | 2,059 |
| Other real estate owned | $189,000 | 1,787 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,145,000 | 2,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $410,749,000 | 1,367 |
| Total liabilities | $378,920,000 | 1,326 |
| Total deposits | $286,732,000 | 1,559 |
| Interest-bearing deposits | $231,842,000 | 1,662 |
| Deposits held in domestic offices | $286,732,000 | 1,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,944,000 | 646 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $64,000,000 | 706 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,244,000 | 1,282 |
| Total equity capital | $31,829,000 | 1,717 |
| Total bank equity capital | $31,829,000 | 1,717 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $18,889,000 | 1,109 |
| Undivided profits | $11,940,000 | 2,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,051,000 | 1,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $137,000 | 725 |
| Income earned, not collected on loans | $1,366,000 | 2,186 |
| Earning assets | $372,819,000 | 1,377 |
| Long-term assets (5+ years) | $23,906,000 | 3,242 |
| Average Assets, year-to-date | $402,136,200 | 1,350 |
| Average Assets, quarterly | $406,231,000 | 1,367 |
| Volatile liabilities | $131,822,000 | 850 |
| Insider loans | $15,430,000 | 298 |
| FHLB advances | $64,000,000 | 628 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $62,734,000 | 1,214 |
| Tier 1 (core) risk-based capital | $31,655,000 | 1,613 |
| Tier 2 risk-based capital | $4,036,000 | 1,081 |
| Total risk weighted assets | $343,137,000 | 1,100 |
| Total unused commitments | $62,734,000 | 1,216 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 93 | 1,882 |
| Assets and Liabilities | ||
| Total Assets: | $401,713,000 | 1,405 |
| Cash and due from depository institutions | $12,918,000 | 1,882 |
| Interest-bearing balances | $505,000 | 3,778 |
| Securities | $41,293,000 | 2,859 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $335,803,000 | 1,056 |
| Loan loss allowance | $4,448,000 | 1,050 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,867,000 | 2,016 |
| Other real estate owned | $240,000 | 1,882 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,592,000 | 2,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $401,713,000 | 1,405 |
| Total liabilities | $370,609,000 | 1,361 |
| Total deposits | $268,547,000 | 1,683 |
| Interest-bearing deposits | $232,221,000 | 1,659 |
| Deposits held in domestic offices | $268,547,000 | 1,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,601,000 | 534 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $64,000,000 | 700 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,461,000 | 1,652 |
| Total equity capital | $31,104,000 | 1,763 |
| Total bank equity capital | $31,104,000 | 1,763 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $18,811,000 | 1,103 |
| Undivided profits | $11,293,000 | 2,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,567,000 | 2,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,639,000 | 1,871 |
| Earning assets | $377,601,000 | 1,361 |
| Long-term assets (5+ years) | $25,682,000 | 3,100 |
| Average Assets, year-to-date | $399,983,000 | 1,375 |
| Average Assets, quarterly | $401,268,500 | 1,401 |
| Volatile liabilities | $141,815,000 | 789 |
| Insider loans | $14,608,000 | 316 |
| FHLB advances | $64,000,000 | 627 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $61,377,000 | 1,264 |
| Tier 1 (core) risk-based capital | $30,891,000 | 1,660 |
| Tier 2 risk-based capital | $4,282,000 | 1,028 |
| Total risk weighted assets | $342,420,000 | 1,103 |
| Total unused commitments | $61,377,000 | 1,267 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 92 | 1,900 |
| Assets and Liabilities | ||
| Total Assets: | $400,824,000 | 1,398 |
| Cash and due from depository institutions | $12,342,000 | 1,900 |
| Interest-bearing balances | $125,000 | 5,148 |
| Securities | $44,563,000 | 2,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $332,974,000 | 1,062 |
| Loan loss allowance | $4,206,000 | 1,088 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,938,000 | 1,953 |
| Other real estate owned | $496,000 | 1,900 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,511,000 | 2,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,824,000 | 1,398 |
| Total liabilities | $370,119,000 | 1,352 |
| Total deposits | $290,267,000 | 1,523 |
| Interest-bearing deposits | $255,742,000 | 1,485 |
| Deposits held in domestic offices | $290,267,000 | 1,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,563,000 | 637 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $54,000,000 | 788 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,289,000 | 1,811 |
| Total equity capital | $30,705,000 | 1,780 |
| Total bank equity capital | $30,705,000 | 1,780 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $18,811,000 | 1,082 |
| Undivided profits | $10,894,000 | 2,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 2,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,603,000 | 1,835 |
| Earning assets | $377,662,000 | 1,343 |
| Long-term assets (5+ years) | $31,752,000 | 2,520 |
| Average Assets, year-to-date | $399,406,330 | 1,362 |
| Average Assets, quarterly | $408,921,500 | 1,344 |
| Volatile liabilities | $140,912,000 | 795 |
| Insider loans | $14,716,000 | 308 |
| FHLB advances | $54,000,000 | 702 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $60,802,000 | 1,238 |
| Tier 1 (core) risk-based capital | $30,345,000 | 1,652 |
| Tier 2 risk-based capital | $4,206,000 | 1,012 |
| Total risk weighted assets | $339,970,000 | 1,095 |
| Total unused commitments | $60,802,000 | 1,248 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 97 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $417,019,000 | 1,304 |
| Cash and due from depository institutions | $18,465,000 | 1,767 |
| Interest-bearing balances | $69,000 | 5,663 |
| Securities | $57,106,000 | 2,102 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $330,746,000 | 1,054 |
| Loan loss allowance | $4,178,000 | 1,084 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,909,000 | 1,914 |
| Other real estate owned | $18,000 | 1,767 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,775,000 | 2,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,019,000 | 1,304 |
| Total liabilities | $386,591,000 | 1,271 |
| Total deposits | $302,827,000 | 1,432 |
| Interest-bearing deposits | $270,243,000 | 1,387 |
| Deposits held in domestic offices | $302,827,000 | 1,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,888,000 | 585 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $54,000,000 | 758 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,876,000 | 1,565 |
| Total equity capital | $30,428,000 | 1,751 |
| Total bank equity capital | $30,428,000 | 1,751 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $18,811,000 | 1,070 |
| Undivided profits | $10,617,000 | 2,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,965,000 | 1,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,866,000 | 1,569 |
| Earning assets | $387,921,000 | 1,285 |
| Long-term assets (5+ years) | $32,174,000 | 2,437 |
| Average Assets, year-to-date | $398,697,500 | 1,351 |
| Average Assets, quarterly | $398,697,500 | 1,351 |
| Volatile liabilities | $135,499,000 | 794 |
| Insider loans | $14,146,000 | 317 |
| FHLB advances | $54,000,000 | 681 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $57,211,000 | 1,250 |
| Tier 1 (core) risk-based capital | $30,069,000 | 1,647 |
| Tier 2 risk-based capital | $4,178,000 | 1,010 |
| Total risk weighted assets | $338,329,000 | 1,074 |
| Total unused commitments | $57,211,000 | 1,260 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 92 | 1,865 |
| Assets and Liabilities | ||
| Total Assets: | $380,376,000 | 1,416 |
| Cash and due from depository institutions | $10,951,000 | 1,865 |
| Interest-bearing balances | $370,000 | 4,055 |
| Securities | $33,226,000 | 3,243 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $326,157,000 | 1,050 |
| Loan loss allowance | $4,136,000 | 1,064 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,652,000 | 1,991 |
| Other real estate owned | $221,000 | 1,865 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,169,000 | 2,245 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $380,376,000 | 1,416 |
| Total liabilities | $350,437,000 | 1,378 |
| Total deposits | $263,373,000 | 1,626 |
| Interest-bearing deposits | $228,566,000 | 1,626 |
| Deposits held in domestic offices | $263,373,000 | 1,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,231,000 | 547 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $52,000,000 | 784 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,833,000 | 1,548 |
| Total equity capital | $29,939,000 | 1,747 |
| Total bank equity capital | $29,939,000 | 1,747 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $18,161,000 | 1,080 |
| Undivided profits | $10,778,000 | 2,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,865,000 | 1,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,591,000 | 1,963 |
| Earning assets | $359,753,000 | 1,367 |
| Long-term assets (5+ years) | $30,532,000 | 2,523 |
| Average Assets, year-to-date | $353,465,400 | 1,445 |
| Average Assets, quarterly | $371,863,500 | 1,444 |
| Volatile liabilities | $144,683,000 | 757 |
| Insider loans | $13,862,000 | 319 |
| FHLB advances | $52,000,000 | 691 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $58,666,000 | 1,188 |
| Tier 1 (core) risk-based capital | $29,585,000 | 1,633 |
| Tier 2 risk-based capital | $4,011,000 | 1,022 |
| Total risk weighted assets | $320,749,000 | 1,117 |
| Total unused commitments | $58,666,000 | 1,190 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 89 | 1,927 |
| Assets and Liabilities | ||
| Total Assets: | $329,944,000 | 1,537 |
| Cash and due from depository institutions | $13,232,000 | 1,927 |
| Interest-bearing balances | $148,000 | 4,756 |
| Securities | $26,267,000 | 3,708 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $280,948,000 | 1,174 |
| Loan loss allowance | $3,385,000 | 1,221 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,911,000 | 1,838 |
| Other real estate owned | $450,000 | 1,927 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,136,000 | 2,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $329,944,000 | 1,537 |
| Total liabilities | $303,774,000 | 1,504 |
| Total deposits | $228,443,000 | 1,786 |
| Interest-bearing deposits | $199,063,000 | 1,764 |
| Deposits held in domestic offices | $228,443,000 | 1,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,725,000 | 512 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $35,029,000 | 938 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,577,000 | 1,660 |
| Total equity capital | $26,170,000 | 1,866 |
| Total bank equity capital | $26,170,000 | 1,866 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $16,427,000 | 1,117 |
| Undivided profits | $8,743,000 | 3,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $908,000 | 2,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,797,000 | 1,849 |
| Earning assets | $307,363,000 | 1,508 |
| Long-term assets (5+ years) | $34,348,000 | 2,255 |
| Average Assets, year-to-date | $303,778,800 | 1,576 |
| Average Assets, quarterly | $320,467,500 | 1,554 |
| Volatile liabilities | $113,451,000 | 895 |
| Insider loans | $10,979,000 | 380 |
| FHLB advances | $35,000,000 | 838 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $47,721,000 | 1,304 |
| Tier 1 (core) risk-based capital | $25,821,000 | 1,771 |
| Tier 2 risk-based capital | $3,385,000 | 1,149 |
| Total risk weighted assets | $280,481,000 | 1,223 |
| Total unused commitments | $47,721,000 | 1,309 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 83 | 2,039 |
| Assets and Liabilities | ||
| Total Assets: | $308,144,000 | 1,549 |
| Cash and due from depository institutions | $12,822,000 | 2,039 |
| Interest-bearing balances | $50,000 | 5,367 |
| Securities | $24,975,000 | 3,952 |
| Federal funds sold & reverse repurchase agreements | $45,245,000 | 292 |
| Net loans & leases | $217,283,000 | 1,479 |
| Loan loss allowance | $2,503,000 | 1,546 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,819,000 | 1,805 |
| Other real estate owned | $42,000 | 2,039 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,958,000 | 2,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,144,000 | 1,549 |
| Total liabilities | $287,812,000 | 1,503 |
| Total deposits | $248,424,000 | 1,534 |
| Interest-bearing deposits | $222,755,000 | 1,485 |
| Deposits held in domestic offices | $248,424,000 | 1,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,245,000 | 2,618 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,075,000 | 1,332 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $18,068,000 | 434 |
| Total equity capital | $20,332,000 | 2,299 |
| Total bank equity capital | $20,332,000 | 2,299 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $12,669,000 | 1,345 |
| Undivided profits | $6,663,000 | 3,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,943,000 | 1,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,760,000 | 1,436 |
| Earning assets | $287,553,000 | 1,524 |
| Long-term assets (5+ years) | $36,536,000 | 2,066 |
| Average Assets, year-to-date | $233,999,200 | 1,963 |
| Average Assets, quarterly | $268,278,000 | 1,774 |
| Volatile liabilities | $93,511,000 | 1,042 |
| Insider loans | $9,540,000 | 458 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $37,554,000 | 1,456 |
| Tier 1 (core) risk-based capital | $20,262,000 | 2,196 |
| Tier 2 risk-based capital | $2,503,000 | 1,448 |
| Total risk weighted assets | $224,045,100 | 1,456 |
| Total unused commitments | $37,554,000 | 1,457 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 90 | 1,917 |
| Assets and Liabilities | ||
| Total Assets: | $207,056,000 | 2,274 |
| Cash and due from depository institutions | $10,089,000 | 1,917 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $22,476,000 | 4,463 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $167,350,000 | 1,803 |
| Loan loss allowance | $2,223,000 | 1,666 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,583,000 | 1,858 |
| Other real estate owned | $0 | 1,917 |
| Goodwill and other intangibles | $6,000 | 3,183 |
| All other assets | $2,552,000 | 3,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,056,000 | 2,274 |
| Total liabilities | $192,823,000 | 2,207 |
| Total deposits | $157,884,000 | 2,428 |
| Interest-bearing deposits | $132,207,000 | 2,470 |
| Deposits held in domestic offices | $157,884,000 | 2,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,356,000 | 762 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,126,000 | 1,987 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,457,000 | 2,422 |
| Total equity capital | $14,233,000 | 3,103 |
| Total bank equity capital | $14,233,000 | 3,103 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $9,209,000 | 1,772 |
| Undivided profits | $4,024,000 | 4,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 3,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,194,000 | 1,868 |
| Earning assets | $189,826,000 | 2,272 |
| Long-term assets (5+ years) | $36,309,000 | 2,220 |
| Average Assets, year-to-date | $191,146,600 | 2,364 |
| Average Assets, quarterly | $201,073,500 | 2,306 |
| Volatile liabilities | $54,281,000 | 1,549 |
| Insider loans | $5,538,000 | 828 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $622,000 | 854 |
| Unused loan commitments | $30,924,000 | 1,709 |
| Tier 1 (core) risk-based capital | $14,697,000 | 2,976 |
| Tier 2 risk-based capital | $2,075,180 | 1,623 |
| Total risk weighted assets | $165,866,180 | 1,835 |
| Total unused commitments | $30,924,000 | 1,711 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 93 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $177,125,000 | 2,591 |
| Cash and due from depository institutions | $6,408,000 | 1,833 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $21,089,000 | 4,674 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $143,127,000 | 1,956 |
| Loan loss allowance | $2,164,000 | 1,639 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,719,000 | 1,696 |
| Other real estate owned | $58,000 | 1,833 |
| Goodwill and other intangibles | $15,000 | 3,233 |
| All other assets | $1,709,000 | 4,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,125,000 | 2,591 |
| Total liabilities | $163,399,000 | 2,540 |
| Total deposits | $154,935,000 | 2,455 |
| Interest-bearing deposits | $129,581,000 | 2,505 |
| Deposits held in domestic offices | $154,935,000 | 2,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,025,000 | 1,207 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $173,000 | 4,624 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,266,000 | 2,900 |
| Total equity capital | $13,726,000 | 3,258 |
| Total bank equity capital | $13,726,000 | 3,258 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $8,627,000 | 1,808 |
| Undivided profits | $4,099,000 | 5,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 5,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $874,000 | 2,574 |
| Earning assets | $164,216,000 | 2,581 |
| Long-term assets (5+ years) | $38,550,000 | 1,976 |
| Average Assets, year-to-date | $170,706,000 | 2,526 |
| Average Assets, quarterly | $176,798,500 | 2,543 |
| Volatile liabilities | $33,162,000 | 1,985 |
| Insider loans | $4,531,000 | 936 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $697,000 | 1,166 |
| Unused loan commitments | $23,517,000 | 2,003 |
| Tier 1 (core) risk-based capital | $13,553,000 | 3,139 |
| Tier 2 risk-based capital | $1,782,380 | 1,785 |
| Total risk weighted assets | $142,208,480 | 1,996 |
| Total unused commitments | $23,517,000 | 2,006 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 90 | 1,959 |
| Assets and Liabilities | ||
| Total Assets: | $164,724,000 | 2,719 |
| Cash and due from depository institutions | $10,485,000 | 1,959 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $26,364,000 | 4,039 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $121,734,000 | 2,293 |
| Loan loss allowance | $2,153,000 | 1,668 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,152,000 | 1,910 |
| Other real estate owned | $172,000 | 1,959 |
| Goodwill and other intangibles | $23,000 | 3,227 |
| All other assets | $1,794,000 | 3,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,724,000 | 2,719 |
| Total liabilities | $151,832,000 | 2,659 |
| Total deposits | $142,783,000 | 2,615 |
| Interest-bearing deposits | $120,664,000 | 2,655 |
| Deposits held in domestic offices | $142,783,000 | 2,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,675,000 | 1,205 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $211,000 | 4,502 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,163,000 | 3,141 |
| Total equity capital | $12,892,000 | 3,435 |
| Total bank equity capital | $12,892,000 | 3,435 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $7,607,000 | 1,981 |
| Undivided profits | $4,285,000 | 4,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 4,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $739,000 | 3,173 |
| Earning assets | $148,098,000 | 2,787 |
| Long-term assets (5+ years) | $30,033,000 | 2,070 |
| Average Assets, year-to-date | $158,741,200 | 2,684 |
| Average Assets, quarterly | $161,781,500 | 2,721 |
| Volatile liabilities | $35,713,000 | 1,838 |
| Insider loans | $5,980,000 | 667 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $772,000 | 902 |
| Unused loan commitments | $22,582,000 | 1,923 |
| Tier 1 (core) risk-based capital | $12,758,000 | 3,316 |
| Tier 2 risk-based capital | $1,588,280 | 1,900 |
| Total risk weighted assets | $126,497,380 | 2,198 |
| Total unused commitments | $22,582,000 | 1,929 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 94 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $153,835,000 | 2,986 |
| Cash and due from depository institutions | $6,673,000 | 1,985 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $27,908,000 | 4,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $113,110,000 | 2,487 |
| Loan loss allowance | $2,188,000 | 1,754 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,211,000 | 1,875 |
| Other real estate owned | $261,000 | 1,985 |
| Goodwill and other intangibles | $37,000 | 2,944 |
| All other assets | $1,635,000 | 4,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,835,000 | 2,986 |
| Total liabilities | $142,320,000 | 2,910 |
| Total deposits | $138,538,000 | 2,770 |
| Interest-bearing deposits | $116,674,000 | 2,820 |
| Deposits held in domestic offices | $138,538,000 | 2,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,033 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $244,000 | 4,435 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $788,000 | 4,238 |
| Total equity capital | $11,515,000 | 3,813 |
| Total bank equity capital | $11,515,000 | 3,813 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $7,607,000 | 2,042 |
| Undivided profits | $2,908,000 | 6,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,467,000 | 1,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $690,000 | 3,346 |
| Earning assets | $141,018,000 | 2,983 |
| Long-term assets (5+ years) | $22,775,000 | 2,424 |
| Average Assets, year-to-date | $153,360,200 | 2,857 |
| Average Assets, quarterly | $153,090,500 | 2,958 |
| Volatile liabilities | $27,265,000 | 2,255 |
| Insider loans | $4,800,000 | 902 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $386,000 | 1,044 |
| Unused loan commitments | $15,235,000 | 2,514 |
| Tier 1 (core) risk-based capital | $11,489,000 | 3,728 |
| Tier 2 risk-based capital | $1,442,130 | 2,114 |
| Total risk weighted assets | $114,624,130 | 2,448 |
| Total unused commitments | $15,235,000 | 2,526 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 93 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $153,068,000 | 3,007 |
| Cash and due from depository institutions | $6,438,000 | 2,073 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,333,000 | 5,143 |
| Federal funds sold & reverse repurchase agreements | $1,325,000 | 6,686 |
| Net loans & leases | $117,402,000 | 2,358 |
| Loan loss allowance | $1,798,000 | 2,131 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,618,000 | 2,148 |
| Other real estate owned | $186,000 | 2,073 |
| Goodwill and other intangibles | $53,000 | 2,628 |
| All other assets | $1,713,000 | 4,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,068,000 | 3,007 |
| Total liabilities | $141,556,000 | 2,939 |
| Total deposits | $140,034,000 | 2,785 |
| Interest-bearing deposits | $119,869,000 | 2,799 |
| Deposits held in domestic offices | $140,034,000 | 2,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $274,000 | 3,866 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,248,000 | 3,030 |
| Total equity capital | $11,512,000 | 3,824 |
| Total bank equity capital | $11,512,000 | 3,824 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $7,155,000 | 2,144 |
| Undivided profits | $3,357,000 | 5,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 2,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $910,000 | 2,546 |
| Earning assets | $141,060,000 | 2,987 |
| Long-term assets (5+ years) | $15,907,000 | 2,955 |
| Average Assets, year-to-date | $153,547,600 | 2,870 |
| Average Assets, quarterly | $152,819,000 | 2,968 |
| Volatile liabilities | $29,536,000 | 1,884 |
| Insider loans | $5,614,000 | 796 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $128,000 | 1,382 |
| Unused loan commitments | $16,261,000 | 2,295 |
| Tier 1 (core) risk-based capital | $11,369,000 | 3,744 |
| Tier 2 risk-based capital | $1,449,520 | 2,078 |
| Total risk weighted assets | $115,613,420 | 2,353 |
| Total unused commitments | $16,261,000 | 2,307 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 93 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $143,105,000 | 3,143 |
| Cash and due from depository institutions | $8,296,000 | 2,169 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,114,000 | 6,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $109,655,000 | 2,464 |
| Loan loss allowance | $1,809,000 | 2,149 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,643,000 | 2,053 |
| Other real estate owned | $368,000 | 2,169 |
| Goodwill and other intangibles | $70,000 | 2,425 |
| All other assets | $1,959,000 | 3,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,105,000 | 3,143 |
| Total liabilities | $131,594,000 | 3,090 |
| Total deposits | $130,245,000 | 2,916 |
| Interest-bearing deposits | $112,023,000 | 2,937 |
| Deposits held in domestic offices | $130,245,000 | 2,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $300,000 | 4,140 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,049,000 | 2,969 |
| Total equity capital | $11,511,000 | 3,525 |
| Total bank equity capital | $11,511,000 | 3,525 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $6,655,000 | 2,198 |
| Undivided profits | $3,856,000 | 5,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 3,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $800,000 | 2,548 |
| Earning assets | $128,769,000 | 3,181 |
| Long-term assets (5+ years) | $9,919,000 | 4,144 |
| Average Assets, year-to-date | $143,703,000 | 3,065 |
| Average Assets, quarterly | $145,988,500 | 3,066 |
| Volatile liabilities | $19,681,000 | 2,568 |
| Insider loans | $3,292,000 | 1,272 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,627,000 | 2,192 |
| Tier 1 (core) risk-based capital | $11,650,000 | 3,536 |
| Tier 2 risk-based capital | $1,375,930 | 2,181 |
| Total risk weighted assets | $109,641,030 | 2,426 |
| Total unused commitments | $16,627,000 | 2,204 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 90 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $136,827,000 | 3,339 |
| Cash and due from depository institutions | $6,388,000 | 2,333 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $18,673,000 | 6,438 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $106,650,000 | 2,464 |
| Loan loss allowance | $2,164,000 | 1,948 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,429,000 | 2,145 |
| Other real estate owned | $93,000 | 2,333 |
| Goodwill and other intangibles | $86,000 | 2,268 |
| All other assets | $1,508,000 | 4,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,827,000 | 3,339 |
| Total liabilities | $126,959,000 | 3,270 |
| Total deposits | $124,110,000 | 3,163 |
| Interest-bearing deposits | $106,894,000 | 3,181 |
| Deposits held in domestic offices | $124,110,000 | 3,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,600,000 | 2,398 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $323,000 | 3,720 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $926,000 | 3,323 |
| Total equity capital | $9,868,000 | 4,139 |
| Total bank equity capital | $9,868,000 | 4,139 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $6,655,000 | 2,100 |
| Undivided profits | $2,213,000 | 7,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,243,000 | 2,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $750,000 | 174 |
| Income earned, not collected on loans | $627,000 | 2,883 |
| Earning assets | $125,323,000 | 3,341 |
| Long-term assets (5+ years) | $14,144,000 | 3,440 |
| Average Assets, year-to-date | $136,077,200 | 3,265 |
| Average Assets, quarterly | $138,197,500 | 3,287 |
| Volatile liabilities | $17,040,000 | 2,723 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,988,000 | 2,325 |
| Tier 1 (core) risk-based capital | $9,495,000 | 4,194 |
| Tier 2 risk-based capital | $1,330,510 | 2,226 |
| Total risk weighted assets | $105,607,510 | 2,480 |
| Total unused commitments | $14,988,000 | 2,343 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 87 | 2,490 |
| Assets and Liabilities | ||
| Total Assets: | $132,603,000 | 3,497 |
| Cash and due from depository institutions | $12,511,000 | 2,490 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $16,134,000 | 7,036 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 4,444 |
| Net loans & leases | $95,266,000 | 2,798 |
| Loan loss allowance | $1,577,000 | 2,596 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,586,000 | 2,046 |
| Other real estate owned | $275,000 | 2,490 |
| Goodwill and other intangibles | $103,000 | 2,189 |
| All other assets | $1,228,000 | 5,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,603,000 | 3,497 |
| Total liabilities | $123,520,000 | 3,446 |
| Total deposits | $122,867,000 | 3,313 |
| Interest-bearing deposits | $103,694,000 | 3,418 |
| Deposits held in domestic offices | $122,867,000 | 3,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $341,000 | 3,472 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $312,000 | 8,031 |
| Total equity capital | $9,083,000 | 4,258 |
| Total bank equity capital | $9,083,000 | 4,258 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $5,750,000 | 2,291 |
| Undivided profits | $2,333,000 | 6,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 5,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $556,000 | 3,670 |
| Earning assets | $114,900,000 | 3,685 |
| Long-term assets (5+ years) | $11,187,000 | 4,031 |
| Average Assets, year-to-date | $119,953,800 | 3,767 |
| Average Assets, quarterly | $128,365,000 | 3,586 |
| Volatile liabilities | $17,799,000 | 2,604 |
| Insider loans | $100,000 | 5,712 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,914,000 | 2,468 |
| Tier 1 (core) risk-based capital | $8,980,000 | 4,240 |
| Tier 2 risk-based capital | $1,213,960 | 2,455 |
| Total risk weighted assets | $96,753,960 | 2,752 |
| Total unused commitments | $12,914,000 | 2,487 |
| Derivatives | $0 | 651 |