Home > The Coastal Bank > Net charge- offs to loans
The Coastal Bank, Net charge- offs to loans
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 3,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 5,113 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 5,576 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1901% | 5,149 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1219% | 6,262 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0707% | 4,595 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1289% | 6,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1643% | 5,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5382% | 5,869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3271% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3385% | 6,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 5,839 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4037% | 5,199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9122% | 6,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0349% | 6,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1088% | 5,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0036% | 5,906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6620% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6343% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 1.9535% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1704% | 1,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7872% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 4,654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9055% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0400% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8924% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7604% | 787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8533% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 2.6997% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3375% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8762% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0227% | 4,691 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0107% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1170% | 5,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2406% | 5,980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5732% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6398% | 880 |
| Percentage Net Loans Charged-off:Construction & development | -0.1963% | 5,787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5101% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2230% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4101% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0640% | 5,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1438% | 5,903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3912% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4302% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | -0.2976% | 5,931 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0201% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0309% | 6,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 6,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0439% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1554% | 5,939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9710% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0838% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 1.0296% | 1,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2485% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0541% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9631% | 5,181 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3723% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2481% | 2,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1420% | 3,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1420% | 3,560 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.2477% | 6,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1061% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2303% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 1.3510% | 1,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3687% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1939% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8590% | 5,220 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5181% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3571% | 2,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.9978% | 6,465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2969% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4728% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 1.3673% | 1,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0338% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9915% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2399% | 5,254 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3445% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1468% | 2,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.7196% | 6,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0361% | 6,411 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 6,715 |
| Percentage Net Loans Charged-off:Construction & development | -0.6424% | 6,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1213% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 2,958 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4425% | 5,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4060% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1427% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | -7.7886% | 6,511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3422% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4028% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 4.2950% | 1,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3132% | 2,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3839% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1173% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4184% | 1,336 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2502% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9405% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1971% | 6,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1920% | 6,782 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1932% | 1,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3070% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3158% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 3.2574% | 1,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4760% | 1,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9224% | 406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1168% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5450% | 1,047 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2294% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5707% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2752% | 6,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2653% | 6,856 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2680% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5015% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5011% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 3.9973% | 965 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2350% | 1,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9656% | 274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2338% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7911% | 812 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3253% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9178% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3340% | 6,897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3224% | 6,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3842% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4983% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4204% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 4.4629% | 677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1593% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5061% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0386% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0677% | 7,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7596% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6528% | 7,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6528% | 7,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9076% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5340% | 739 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7036% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 6.8988% | 920 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0248% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5952% | 820 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3784% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3527% | 702 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3845% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 4,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2758% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0990% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3735% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 8.3689% | 675 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3581% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8247% | 610 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7006% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0594% | 755 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8574% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0661% | 4,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0026% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3588% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5477% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 3.9877% | 1,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0210% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3268% | 424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0944% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5668% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2261% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4784% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1994% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2942% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 1.2509% | 1,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1860% | 1,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1208% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2861% | 5,673 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9801% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1655% | 2,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1141% | 3,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6510% | 1,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7357% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 3.4079% | 1,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1537% | 2,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0315% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5942% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8455% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9285% | 2,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2921% | 4,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6646% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7854% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 3.7125% | 1,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8938% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2205% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1317% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4966% | 3,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3471% | 4,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2802% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4403% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 2.4451% | 1,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2647% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7818% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4395% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2685% | 7,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4100% | 7,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5020% | 2,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5521% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | 1.1463% | 1,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5688% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0946% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 2,632 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0873% | 7,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6822% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6937% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 3.0539% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4513% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4679% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2829% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9538% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6818% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5402% | 8,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7129% | 454 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7095% | 331 |
| Percentage Net Loans Charged-off:Construction & development | 2.8832% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2995% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9132% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0727% | 991 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6627% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3378% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.5882% | 8,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1808% | 264 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1133% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 3.2165% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4728% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6423% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1149% | 750 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6293% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6590% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.9979% | 8,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3778% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6802% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 1.6647% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1545% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3307% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1865% | 6,016 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4902% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9022% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | -12.6118% | 8,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6545% | 801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5287% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.5612% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7221% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2890% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9576% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0828% | 1,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3454% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2247% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6523% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5011% | 331 |
| Percentage Net Loans Charged-off:Construction & development | 0.5156% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7011% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2936% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3023% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 7,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3656% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5818% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8068% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7303% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.7443% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0454% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4175% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9721% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0407% | 7,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9239% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2268% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6690% | 489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5995% | 202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9803% | 61 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7990% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8559% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1884% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2828% | 513 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6412% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 2,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 2,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1166% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1261% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7397% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1958% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 2,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1527% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8457% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9153% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 2,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1916% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2589% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3464% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2550% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0695% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1765% | 3,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.2345% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3969% | 8,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8335% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1261% | 2,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1200% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 0.3673% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 3,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6542% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1723% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1625% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.5385% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2423% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3208% | 3,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2706% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3413% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 1.2240% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2057% | 7,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1823% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1223% | 8,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0208% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2463% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3985% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1893% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1233% | 8,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5785% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2773% | 8,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0667% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1947% | 846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2698% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9546% | 8,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0959% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5093% | 8,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 2,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0361% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.2688% | 8,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1805% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7067% | 8,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.6113% | 8,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6197% | 1,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2091% | 3,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9077% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4281% | 4,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 6,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0300% | 6,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0049% | 3,518 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0229% | 7,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0668% | 8,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1780% | 8,022 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5052% | 8,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 4,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 2,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0650% | 707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3872% | 3,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4276% | 4,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 7,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0121% | 4,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1207% | 6,514 |
| Percentage Net Loans Charged-off: Credit card loans | -6.7024% | 5,550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 5,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0775% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6777% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6282% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8705% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5060% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9692% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2449% | 4,838 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4590% | 4,566 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |