Home > The Cleveland State Bank > Income and Expense
The Cleveland State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 2,523 |
| Total interest expense | $1,069,000 | 2,648 |
| Net interest income | $2,603,000 | 2,428 |
| Provision for loan and lease losses | $30,000 | 2,142 |
| Total noninterest income | $406,000 | 2,142 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $158,000 | 1,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 2,171 |
| Total noninterest expense | $1,944,000 | 2,488 |
| Salaries and employee benefits | $1,149,000 | 2,399 |
| Premises and equipment expense | $300,000 | 1,868 |
| Additional noninterest expense | $248,000 | 2,171 |
| Pre-tax net operating income | $1,035,000 | 2,195 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $202,000 | 1,593 |
| Income before extraordinary items | $833,000 | 2,280 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $833,000 | 2,306 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $833,000 | 2,280 |
| Net charge-offs | $42,000 | 1,084 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $833,000 | 2,297 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $14,317,000 | 2,541 |
| Total interest expense | $4,148,000 | 2,717 |
| Net interest income | $10,169,000 | 2,382 |
| Provision for loan and lease losses | $120,000 | 2,391 |
| Total noninterest income | $1,817,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $636,000 | 1,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,181,000 | 2,085 |
| Total noninterest expense | $8,340,000 | 2,343 |
| Salaries and employee benefits | $4,655,000 | 2,361 |
| Premises and equipment expense | $1,279,000 | 1,772 |
| Additional noninterest expense | $1,181,000 | 2,085 |
| Pre-tax net operating income | $3,526,000 | 2,286 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $620,000 | 1,707 |
| Income before extraordinary items | $2,906,000 | 2,333 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,906,000 | 2,358 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,906,000 | 2,334 |
| Net charge-offs | $179,000 | 1,424 |
| Cash dividends | $1,500,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $2,906,000 | 2,337 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $10,689,000 | 2,532 |
| Total interest expense | $3,079,000 | 2,723 |
| Net interest income | $7,610,000 | 2,377 |
| Provision for loan and lease losses | $90,000 | 2,249 |
| Total noninterest income | $1,373,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $471,000 | 1,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $902,000 | 2,061 |
| Total noninterest expense | $6,164,000 | 2,333 |
| Salaries and employee benefits | $3,427,000 | 2,367 |
| Premises and equipment expense | $954,000 | 1,769 |
| Additional noninterest expense | $902,000 | 2,061 |
| Pre-tax net operating income | $2,729,000 | 2,243 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $509,000 | 1,662 |
| Income before extraordinary items | $2,220,000 | 2,297 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,220,000 | 2,322 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,220,000 | 2,299 |
| Net charge-offs | $137,000 | 1,224 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,220,000 | 2,305 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 2,514 |
| Total interest expense | $2,007,000 | 2,721 |
| Net interest income | $5,100,000 | 2,358 |
| Provision for loan and lease losses | $60,000 | 2,141 |
| Total noninterest income | $1,023,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $318,000 | 1,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $705,000 | 1,877 |
| Total noninterest expense | $4,131,000 | 2,317 |
| Salaries and employee benefits | $2,292,000 | 2,363 |
| Premises and equipment expense | $659,000 | 1,719 |
| Additional noninterest expense | $705,000 | 1,877 |
| Pre-tax net operating income | $1,932,000 | 2,154 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $357,000 | 1,622 |
| Income before extraordinary items | $1,575,000 | 2,217 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,575,000 | 2,246 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,575,000 | 2,219 |
| Net charge-offs | $16,000 | 1,863 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,575,000 | 2,224 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 2,526 |
| Total interest expense | $942,000 | 2,742 |
| Net interest income | $2,548,000 | 2,352 |
| Provision for loan and lease losses | $30,000 | 1,896 |
| Total noninterest income | $640,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $163,000 | 1,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 1,556 |
| Total noninterest expense | $2,039,000 | 2,342 |
| Salaries and employee benefits | $1,165,000 | 2,336 |
| Premises and equipment expense | $331,000 | 1,707 |
| Additional noninterest expense | $477,000 | 1,556 |
| Pre-tax net operating income | $1,119,000 | 1,920 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $204,000 | 1,500 |
| Income before extraordinary items | $915,000 | 2,005 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $915,000 | 2,030 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $915,000 | 2,005 |
| Net charge-offs | $12,000 | 1,471 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $915,000 | 2,009 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,027,000 | 2,590 |
| Total interest expense | $2,557,000 | 2,804 |
| Net interest income | $9,470,000 | 2,453 |
| Provision for loan and lease losses | $395,000 | 1,453 |
| Total noninterest income | $4,972,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $668,000 | 1,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,304,000 | 970 |
| Total noninterest expense | $9,464,000 | 2,109 |
| Salaries and employee benefits | $4,696,000 | 2,284 |
| Premises and equipment expense | $1,282,000 | 1,719 |
| Additional noninterest expense | $4,304,000 | 970 |
| Pre-tax net operating income | $4,583,000 | 2,024 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $866,000 | 1,522 |
| Income before extraordinary items | $3,717,000 | 2,078 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,717,000 | 2,104 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,717,000 | 2,082 |
| Net charge-offs | $74,000 | 1,651 |
| Cash dividends | $1,600,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,717,000 | 2,107 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,791,000 | 2,604 |
| Total interest expense | $1,725,000 | 2,795 |
| Net interest income | $7,066,000 | 2,486 |
| Provision for loan and lease losses | $90,000 | 2,173 |
| Total noninterest income | $4,221,000 | 1,115 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $496,000 | 1,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,725,000 | 898 |
| Total noninterest expense | $6,354,000 | 2,240 |
| Salaries and employee benefits | $3,483,000 | 2,298 |
| Premises and equipment expense | $934,000 | 1,765 |
| Additional noninterest expense | $3,725,000 | 898 |
| Pre-tax net operating income | $4,843,000 | 1,687 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $896,000 | 1,352 |
| Income before extraordinary items | $3,947,000 | 1,727 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,947,000 | 1,741 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,947,000 | 1,727 |
| Net charge-offs | $40,000 | 1,570 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,947,000 | 1,750 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 2,591 |
| Total interest expense | $975,000 | 2,827 |
| Net interest income | $4,800,000 | 2,480 |
| Provision for loan and lease losses | $60,000 | 2,092 |
| Total noninterest income | $737,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $322,000 | 1,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 2,402 |
| Total noninterest expense | $3,905,000 | 2,353 |
| Salaries and employee benefits | $2,298,000 | 2,306 |
| Premises and equipment expense | $619,000 | 1,763 |
| Additional noninterest expense | $415,000 | 2,398 |
| Pre-tax net operating income | $1,572,000 | 2,534 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $315,000 | 1,811 |
| Income before extraordinary items | $1,257,000 | 2,603 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,257,000 | 2,633 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,257,000 | 2,603 |
| Net charge-offs | $37,000 | 1,290 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,257,000 | 2,619 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 2,621 |
| Total interest expense | $328,000 | 3,077 |
| Net interest income | $2,458,000 | 2,457 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $351,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $163,000 | 1,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 2,511 |
| Total noninterest expense | $1,946,000 | 2,384 |
| Salaries and employee benefits | $1,151,000 | 2,333 |
| Premises and equipment expense | $311,000 | 1,791 |
| Additional noninterest expense | $188,000 | 2,511 |
| Pre-tax net operating income | $833,000 | 2,518 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $166,000 | 1,805 |
| Income before extraordinary items | $667,000 | 2,586 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $667,000 | 2,587 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $667,000 | 2,586 |
| Net charge-offs | $19,000 | 1,134 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $667,000 | 2,616 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,877,000 | 2,538 |
| Total interest expense | $633,000 | 2,973 |
| Net interest income | $9,244,000 | 2,469 |
| Provision for loan and lease losses | $120,000 | 2,097 |
| Total noninterest income | $1,784,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $675,000 | 1,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,109,000 | 2,225 |
| Total noninterest expense | $7,737,000 | 2,353 |
| Salaries and employee benefits | $4,618,000 | 2,295 |
| Premises and equipment expense | $1,243,000 | 1,768 |
| Additional noninterest expense | $1,109,000 | 2,225 |
| Pre-tax net operating income | $3,171,000 | 2,586 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $469,000 | 2,066 |
| Income before extraordinary items | $2,702,000 | 2,585 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,702,000 | 2,582 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,702,000 | 2,584 |
| Net charge-offs | $86,000 | 1,305 |
| Cash dividends | $1,500,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,702,000 | 2,612 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 2,516 |
| Total interest expense | $307,000 | 2,626 |
| Net interest income | $4,404,000 | 2,496 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $950,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $325,000 | 1,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $625,000 | 2,152 |
| Total noninterest expense | $3,797,000 | 2,366 |
| Salaries and employee benefits | $2,266,000 | 2,304 |
| Premises and equipment expense | $632,000 | 1,763 |
| Additional noninterest expense | $899,000 | 2,793 |
| Pre-tax net operating income | $1,497,000 | 2,568 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $307,000 | 1,836 |
| Income before extraordinary items | $1,190,000 | 2,638 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,190,000 | 2,636 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,190,000 | 2,638 |
| Net charge-offs | $68,000 | 851 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,190,000 | 2,674 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 2,517 |
| Total interest expense | $147,000 | 2,649 |
| Net interest income | $2,149,000 | 2,489 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $395,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $169,000 | 1,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 2,448 |
| Total noninterest expense | $1,900,000 | 2,363 |
| Salaries and employee benefits | $1,141,000 | 2,308 |
| Premises and equipment expense | $326,000 | 1,743 |
| Additional noninterest expense | $433,000 | 2,836 |
| Pre-tax net operating income | $614,000 | 2,694 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $131,000 | 1,895 |
| Income before extraordinary items | $483,000 | 2,782 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $483,000 | 2,780 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $483,000 | 2,782 |
| Net charge-offs | $56,000 | 636 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $483,000 | 2,810 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,096,000 | 2,457 |
| Total interest expense | $566,000 | 2,991 |
| Net interest income | $9,530,000 | 2,398 |
| Provision for loan and lease losses | $520,000 | 1,018 |
| Total noninterest income | $3,055,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $593,000 | 1,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,462,000 | 1,696 |
| Total noninterest expense | $7,430,000 | 2,389 |
| Salaries and employee benefits | $4,650,000 | 2,260 |
| Premises and equipment expense | $1,161,000 | 1,862 |
| Additional noninterest expense | $1,619,000 | 2,975 |
| Pre-tax net operating income | $4,635,000 | 2,153 |
| Securities gains (losses) | $31,000 | 1,330 |
| Applicable income taxes | $883,000 | 1,690 |
| Income before extraordinary items | $3,783,000 | 2,248 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,783,000 | 2,249 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,783,000 | 2,249 |
| Net charge-offs | $186,000 | 1,051 |
| Cash dividends | $1,600,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,757,890 | 2,227 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,884,000 | 2,444 |
| Total interest expense | $426,000 | 3,078 |
| Net interest income | $7,458,000 | 2,380 |
| Provision for loan and lease losses | $90,000 | 2,005 |
| Total noninterest income | $2,744,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $425,000 | 1,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,319,000 | 1,514 |
| Total noninterest expense | $5,494,000 | 2,417 |
| Salaries and employee benefits | $3,480,000 | 2,271 |
| Premises and equipment expense | $844,000 | 1,925 |
| Additional noninterest expense | $1,170,000 | 3,055 |
| Pre-tax net operating income | $4,618,000 | 1,875 |
| Securities gains (losses) | $31,000 | 1,244 |
| Applicable income taxes | $897,000 | 1,553 |
| Income before extraordinary items | $3,752,000 | 1,962 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,752,000 | 1,961 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,752,000 | 1,962 |
| Net charge-offs | $23,000 | 1,678 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,726,890 | 1,945 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 2,320 |
| Total interest expense | $283,000 | 3,175 |
| Net interest income | $5,389,000 | 2,222 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $598,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $267,000 | 1,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 3,055 |
| Total noninterest expense | $3,634,000 | 2,432 |
| Salaries and employee benefits | $2,319,000 | 2,276 |
| Premises and equipment expense | $558,000 | 1,927 |
| Additional noninterest expense | $757,000 | 3,094 |
| Pre-tax net operating income | $2,293,000 | 2,211 |
| Securities gains (losses) | $31,000 | 1,047 |
| Applicable income taxes | $451,000 | 1,743 |
| Income before extraordinary items | $1,873,000 | 2,315 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,873,000 | 2,314 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,873,000 | 2,315 |
| Net charge-offs | $1,000 | 2,145 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,847,890 | 2,294 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 2,283 |
| Total interest expense | $134,000 | 3,324 |
| Net interest income | $2,758,000 | 2,151 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $300,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $136,000 | 1,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 3,035 |
| Total noninterest expense | $1,827,000 | 2,403 |
| Salaries and employee benefits | $1,167,000 | 2,255 |
| Premises and equipment expense | $275,000 | 1,948 |
| Additional noninterest expense | $385,000 | 3,011 |
| Pre-tax net operating income | $1,201,000 | 2,145 |
| Securities gains (losses) | $31,000 | 782 |
| Applicable income taxes | $235,000 | 1,691 |
| Income before extraordinary items | $997,000 | 2,225 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $997,000 | 2,226 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $997,000 | 2,225 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $971,890 | 2,211 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,302,000 | 2,629 |
| Total interest expense | $631,000 | 3,571 |
| Net interest income | $8,671,000 | 2,485 |
| Provision for loan and lease losses | $120,000 | 3,406 |
| Total noninterest income | $1,226,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $548,000 | 1,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $678,000 | 2,844 |
| Total noninterest expense | $6,968,000 | 2,464 |
| Salaries and employee benefits | $4,504,000 | 2,292 |
| Premises and equipment expense | $1,090,000 | 1,911 |
| Additional noninterest expense | $1,374,000 | 3,194 |
| Pre-tax net operating income | $2,809,000 | 2,503 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $499,000 | 1,944 |
| Income before extraordinary items | $2,310,000 | 2,643 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,310,000 | 2,642 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,310,000 | 2,643 |
| Net charge-offs | $103,000 | 1,985 |
| Cash dividends | $1,200,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,310,000 | 2,595 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,145,000 | 2,607 |
| Total interest expense | $495,000 | 3,616 |
| Net interest income | $6,650,000 | 2,442 |
| Provision for loan and lease losses | $90,000 | 3,370 |
| Total noninterest income | $810,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $413,000 | 1,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 3,063 |
| Total noninterest expense | $5,073,000 | 2,490 |
| Salaries and employee benefits | $3,382,000 | 2,271 |
| Premises and equipment expense | $785,000 | 1,967 |
| Additional noninterest expense | $906,000 | 3,376 |
| Pre-tax net operating income | $2,297,000 | 2,392 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $456,000 | 1,800 |
| Income before extraordinary items | $1,841,000 | 2,559 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,841,000 | 2,559 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,841,000 | 2,559 |
| Net charge-offs | $70,000 | 1,872 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,841,000 | 2,510 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 2,566 |
| Total interest expense | $340,000 | 3,675 |
| Net interest income | $4,627,000 | 2,398 |
| Provision for loan and lease losses | $60,000 | 3,299 |
| Total noninterest income | $543,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $284,000 | 1,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 3,040 |
| Total noninterest expense | $3,413,000 | 2,484 |
| Salaries and employee benefits | $2,279,000 | 2,261 |
| Premises and equipment expense | $513,000 | 1,995 |
| Additional noninterest expense | $621,000 | 3,346 |
| Pre-tax net operating income | $1,697,000 | 2,235 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $333,000 | 1,669 |
| Income before extraordinary items | $1,364,000 | 2,372 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,364,000 | 2,372 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,364,000 | 2,372 |
| Net charge-offs | $73,000 | 1,514 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,364,000 | 2,341 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 2,732 |
| Total interest expense | $170,000 | 3,801 |
| Net interest income | $2,093,000 | 2,519 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $301,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $172,000 | 1,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 2,911 |
| Total noninterest expense | $1,716,000 | 2,496 |
| Salaries and employee benefits | $1,134,000 | 2,283 |
| Premises and equipment expense | $255,000 | 2,020 |
| Additional noninterest expense | $327,000 | 3,302 |
| Pre-tax net operating income | $648,000 | 2,452 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $132,000 | 1,730 |
| Income before extraordinary items | $516,000 | 2,599 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $516,000 | 2,598 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $516,000 | 2,600 |
| Net charge-offs | $93,000 | 913 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $516,000 | 2,574 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,079,000 | 2,743 |
| Total interest expense | $687,000 | 3,822 |
| Net interest income | $8,392,000 | 2,537 |
| Provision for loan and lease losses | $320,000 | 1,896 |
| Total noninterest income | $1,737,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $711,000 | 1,472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,026,000 | 2,219 |
| Total noninterest expense | $6,832,000 | 2,491 |
| Salaries and employee benefits | $4,352,000 | 2,306 |
| Premises and equipment expense | $1,082,000 | 1,933 |
| Additional noninterest expense | $1,398,000 | 3,221 |
| Pre-tax net operating income | $2,977,000 | 2,471 |
| Securities gains (losses) | $1,000 | 2,288 |
| Applicable income taxes | $566,000 | 1,886 |
| Income before extraordinary items | $2,412,000 | 2,622 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,412,000 | 2,622 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,412,000 | 2,624 |
| Net charge-offs | $371,000 | 1,239 |
| Cash dividends | $1,250,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,411,190 | 2,583 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,839,000 | 2,764 |
| Total interest expense | $514,000 | 3,871 |
| Net interest income | $6,325,000 | 2,562 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $1,177,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $531,000 | 1,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $646,000 | 2,406 |
| Total noninterest expense | $5,035,000 | 2,529 |
| Salaries and employee benefits | $3,249,000 | 2,325 |
| Premises and equipment expense | $799,000 | 1,967 |
| Additional noninterest expense | $987,000 | 3,351 |
| Pre-tax net operating income | $2,377,000 | 2,444 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $473,000 | 1,843 |
| Income before extraordinary items | $1,905,000 | 2,610 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,905,000 | 2,611 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,905,000 | 2,611 |
| Net charge-offs | $123,000 | 1,632 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,904,200 | 2,572 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 2,773 |
| Total interest expense | $330,000 | 3,905 |
| Net interest income | $4,233,000 | 2,562 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $868,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $348,000 | 1,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 2,167 |
| Total noninterest expense | $3,355,000 | 2,548 |
| Salaries and employee benefits | $2,166,000 | 2,333 |
| Premises and equipment expense | $547,000 | 1,940 |
| Additional noninterest expense | $642,000 | 3,431 |
| Pre-tax net operating income | $1,686,000 | 2,326 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $335,000 | 1,769 |
| Income before extraordinary items | $1,351,000 | 2,475 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,351,000 | 2,475 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,351,000 | 2,475 |
| Net charge-offs | $14,000 | 2,483 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,351,000 | 2,450 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 2,801 |
| Total interest expense | $162,000 | 3,918 |
| Net interest income | $2,102,000 | 2,584 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $558,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $174,000 | 1,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 1,707 |
| Total noninterest expense | $1,729,000 | 2,496 |
| Salaries and employee benefits | $1,103,000 | 2,322 |
| Premises and equipment expense | $281,000 | 1,924 |
| Additional noninterest expense | $345,000 | 3,306 |
| Pre-tax net operating income | $901,000 | 2,193 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $179,000 | 1,689 |
| Income before extraordinary items | $722,000 | 2,321 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $722,000 | 2,320 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $722,000 | 2,320 |
| Net charge-offs | $9,000 | 2,026 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $722,000 | 2,307 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,720,000 | 2,782 |
| Total interest expense | $485,000 | 3,954 |
| Net interest income | $8,235,000 | 2,596 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $1,987,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $727,000 | 1,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,260,000 | 1,990 |
| Total noninterest expense | $6,780,000 | 2,513 |
| Salaries and employee benefits | $4,351,000 | 2,324 |
| Premises and equipment expense | $1,112,000 | 1,897 |
| Additional noninterest expense | $1,317,000 | 3,418 |
| Pre-tax net operating income | $3,322,000 | 2,359 |
| Securities gains (losses) | $8,000 | 752 |
| Applicable income taxes | $553,000 | 1,894 |
| Income before extraordinary items | $2,777,000 | 2,434 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,777,000 | 2,432 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,777,000 | 2,433 |
| Net charge-offs | $29,000 | 2,930 |
| Cash dividends | $1,400,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,770,360 | 2,434 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 2,792 |
| Total interest expense | $326,000 | 4,061 |
| Net interest income | $6,154,000 | 2,614 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $1,665,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $537,000 | 1,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,128,000 | 1,804 |
| Total noninterest expense | $5,029,000 | 2,544 |
| Salaries and employee benefits | $3,229,000 | 2,341 |
| Premises and equipment expense | $837,000 | 1,903 |
| Additional noninterest expense | $963,000 | 3,473 |
| Pre-tax net operating income | $2,700,000 | 2,268 |
| Securities gains (losses) | $9,000 | 734 |
| Applicable income taxes | $472,000 | 1,837 |
| Income before extraordinary items | $2,237,000 | 2,342 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,237,000 | 2,341 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,237,000 | 2,341 |
| Net charge-offs | $10,000 | 2,995 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,229,530 | 2,344 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 2,797 |
| Total interest expense | $206,000 | 4,088 |
| Net interest income | $4,075,000 | 2,616 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $1,128,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $348,000 | 1,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $780,000 | 1,762 |
| Total noninterest expense | $3,385,000 | 2,539 |
| Salaries and employee benefits | $2,168,000 | 2,347 |
| Premises and equipment expense | $564,000 | 1,909 |
| Additional noninterest expense | $653,000 | 3,459 |
| Pre-tax net operating income | $1,758,000 | 2,283 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $281,000 | 1,915 |
| Income before extraordinary items | $1,477,000 | 2,337 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,477,000 | 2,336 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,477,000 | 2,336 |
| Net charge-offs | $-5,000 | 4,304 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,477,000 | 2,337 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 2,821 |
| Total interest expense | $98,000 | 4,142 |
| Net interest income | $2,013,000 | 2,647 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $823,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $178,000 | 1,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $645,000 | 1,275 |
| Total noninterest expense | $1,689,000 | 2,569 |
| Salaries and employee benefits | $1,089,000 | 2,365 |
| Premises and equipment expense | $273,000 | 1,990 |
| Additional noninterest expense | $327,000 | 3,479 |
| Pre-tax net operating income | $1,117,000 | 1,886 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $157,000 | 1,794 |
| Income before extraordinary items | $960,000 | 1,895 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $960,000 | 1,894 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $960,000 | 1,895 |
| Net charge-offs | $-18,000 | 4,945 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $960,000 | 1,882 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,380,000 | 2,779 |
| Total interest expense | $358,000 | 4,153 |
| Net interest income | $8,022,000 | 2,632 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $1,373,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $786,000 | 1,440 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $587,000 | 2,961 |
| Total noninterest expense | $6,595,000 | 2,605 |
| Salaries and employee benefits | $4,203,000 | 2,387 |
| Premises and equipment expense | $1,120,000 | 1,949 |
| Additional noninterest expense | $1,272,000 | 3,549 |
| Pre-tax net operating income | $2,680,000 | 2,651 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $856,000 | 2,012 |
| Income before extraordinary items | $1,824,000 | 2,839 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,824,000 | 2,838 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,824,000 | 2,839 |
| Net charge-offs | $186,000 | 1,894 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,824,000 | 2,822 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,253,000 | 2,801 |
| Total interest expense | $268,000 | 4,182 |
| Net interest income | $5,985,000 | 2,664 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $1,018,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $584,000 | 1,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 2,994 |
| Total noninterest expense | $4,942,000 | 2,619 |
| Salaries and employee benefits | $3,152,000 | 2,401 |
| Premises and equipment expense | $811,000 | 2,008 |
| Additional noninterest expense | $979,000 | 3,501 |
| Pre-tax net operating income | $1,971,000 | 2,731 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $516,000 | 2,040 |
| Income before extraordinary items | $1,455,000 | 2,908 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,455,000 | 2,907 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,455,000 | 2,908 |
| Net charge-offs | $139,000 | 1,675 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,455,000 | 2,886 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 2,811 |
| Total interest expense | $176,000 | 4,191 |
| Net interest income | $3,948,000 | 2,678 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $684,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $377,000 | 1,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 2,908 |
| Total noninterest expense | $3,314,000 | 2,617 |
| Salaries and employee benefits | $2,120,000 | 2,398 |
| Premises and equipment expense | $526,000 | 2,036 |
| Additional noninterest expense | $668,000 | 3,479 |
| Pre-tax net operating income | $1,258,000 | 2,770 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $328,000 | 2,066 |
| Income before extraordinary items | $930,000 | 2,926 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $930,000 | 2,926 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $930,000 | 2,926 |
| Net charge-offs | $-15,000 | 4,915 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $930,000 | 2,906 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 2,850 |
| Total interest expense | $88,000 | 4,200 |
| Net interest income | $1,930,000 | 2,715 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $355,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $188,000 | 1,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 2,803 |
| Total noninterest expense | $1,680,000 | 2,609 |
| Salaries and employee benefits | $1,073,000 | 2,400 |
| Premises and equipment expense | $265,000 | 2,055 |
| Additional noninterest expense | $342,000 | 3,436 |
| Pre-tax net operating income | $575,000 | 2,866 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $151,000 | 2,104 |
| Income before extraordinary items | $424,000 | 3,032 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $424,000 | 3,032 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $424,000 | 3,032 |
| Net charge-offs | $-18,000 | 5,222 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $424,000 | 3,011 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,011,000 | 2,848 |
| Total interest expense | $348,000 | 4,260 |
| Net interest income | $7,663,000 | 2,710 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $1,382,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $791,000 | 1,452 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $591,000 | 3,035 |
| Total noninterest expense | $6,732,000 | 2,634 |
| Salaries and employee benefits | $4,465,000 | 2,289 |
| Premises and equipment expense | $1,064,000 | 2,040 |
| Additional noninterest expense | $1,203,000 | 3,813 |
| Pre-tax net operating income | $2,193,000 | 2,902 |
| Securities gains (losses) | $-2,000 | 5,543 |
| Applicable income taxes | $526,000 | 2,216 |
| Income before extraordinary items | $1,665,000 | 3,098 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,665,000 | 3,097 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,665,000 | 3,097 |
| Net charge-offs | $110,000 | 2,523 |
| Cash dividends | $975,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,666,520 | 3,047 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 2,850 |
| Total interest expense | $261,000 | 4,296 |
| Net interest income | $5,746,000 | 2,711 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $1,044,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $581,000 | 1,476 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $463,000 | 3,000 |
| Total noninterest expense | $5,022,000 | 2,634 |
| Salaries and employee benefits | $3,337,000 | 2,290 |
| Premises and equipment expense | $782,000 | 2,085 |
| Additional noninterest expense | $903,000 | 3,835 |
| Pre-tax net operating income | $1,678,000 | 2,923 |
| Securities gains (losses) | $-2,000 | 5,712 |
| Applicable income taxes | $434,000 | 2,170 |
| Income before extraordinary items | $1,242,000 | 3,144 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,242,000 | 3,144 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,242,000 | 3,144 |
| Net charge-offs | $64,000 | 2,413 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,243,480 | 3,080 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 2,893 |
| Total interest expense | $172,000 | 4,340 |
| Net interest income | $3,768,000 | 2,746 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $669,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $373,000 | 1,515 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $296,000 | 3,040 |
| Total noninterest expense | $3,345,000 | 2,645 |
| Salaries and employee benefits | $2,231,000 | 2,294 |
| Premises and equipment expense | $515,000 | 2,100 |
| Additional noninterest expense | $599,000 | 3,866 |
| Pre-tax net operating income | $1,032,000 | 3,029 |
| Securities gains (losses) | $-2,000 | 5,810 |
| Applicable income taxes | $269,000 | 2,228 |
| Income before extraordinary items | $761,000 | 3,277 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $761,000 | 3,275 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $761,000 | 3,275 |
| Net charge-offs | $61,000 | 2,003 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $762,480 | 3,212 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 2,917 |
| Total interest expense | $84,000 | 4,404 |
| Net interest income | $1,868,000 | 2,765 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $352,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $190,000 | 1,489 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $162,000 | 2,892 |
| Total noninterest expense | $1,704,000 | 2,619 |
| Salaries and employee benefits | $1,127,000 | 2,275 |
| Premises and equipment expense | $263,000 | 2,082 |
| Additional noninterest expense | $314,000 | 3,764 |
| Pre-tax net operating income | $486,000 | 3,094 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $127,000 | 2,255 |
| Income before extraordinary items | $361,000 | 3,315 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $361,000 | 3,312 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $361,000 | 3,313 |
| Net charge-offs | $21,000 | 1,949 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $359,520 | 3,258 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,642,000 | 2,931 |
| Total interest expense | $331,000 | 4,464 |
| Net interest income | $7,311,000 | 2,780 |
| Provision for loan and lease losses | $245,000 | 2,115 |
| Total noninterest income | $1,355,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $800,000 | 1,476 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $555,000 | 3,142 |
| Total noninterest expense | $6,424,000 | 2,725 |
| Salaries and employee benefits | $4,152,000 | 2,419 |
| Premises and equipment expense | $1,065,000 | 2,079 |
| Additional noninterest expense | $1,207,000 | 3,908 |
| Pre-tax net operating income | $1,997,000 | 3,018 |
| Securities gains (losses) | $28,000 | 2,030 |
| Applicable income taxes | $385,000 | 2,448 |
| Income before extraordinary items | $1,640,000 | 3,069 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,640,000 | 3,070 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,640,000 | 3,071 |
| Net charge-offs | $137,000 | 2,352 |
| Cash dividends | $975,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,617,320 | 3,054 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 2,955 |
| Total interest expense | $249,000 | 4,513 |
| Net interest income | $5,451,000 | 2,808 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $1,019,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $593,000 | 1,508 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $426,000 | 3,130 |
| Total noninterest expense | $4,838,000 | 2,719 |
| Salaries and employee benefits | $3,117,000 | 2,408 |
| Premises and equipment expense | $800,000 | 2,105 |
| Additional noninterest expense | $921,000 | 3,879 |
| Pre-tax net operating income | $1,542,000 | 3,021 |
| Securities gains (losses) | $28,000 | 1,833 |
| Applicable income taxes | $389,000 | 2,236 |
| Income before extraordinary items | $1,181,000 | 3,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,181,000 | 3,222 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,181,000 | 3,223 |
| Net charge-offs | $116,000 | 2,022 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,160,000 | 3,197 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 2,994 |
| Total interest expense | $166,000 | 4,549 |
| Net interest income | $3,573,000 | 2,838 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $688,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $388,000 | 1,510 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $300,000 | 3,061 |
| Total noninterest expense | $3,237,000 | 2,742 |
| Salaries and employee benefits | $2,094,000 | 2,411 |
| Premises and equipment expense | $532,000 | 2,118 |
| Additional noninterest expense | $611,000 | 3,917 |
| Pre-tax net operating income | $964,000 | 3,129 |
| Securities gains (losses) | $28,000 | 1,532 |
| Applicable income taxes | $245,000 | 2,288 |
| Income before extraordinary items | $747,000 | 3,289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $747,000 | 3,289 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $747,000 | 3,290 |
| Net charge-offs | $112,000 | 1,631 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $726,000 | 3,282 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 3,047 |
| Total interest expense | $82,000 | 4,625 |
| Net interest income | $1,757,000 | 2,875 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $357,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $192,000 | 1,495 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $165,000 | 2,889 |
| Total noninterest expense | $1,640,000 | 2,724 |
| Salaries and employee benefits | $1,057,000 | 2,395 |
| Premises and equipment expense | $264,000 | 2,148 |
| Additional noninterest expense | $319,000 | 3,817 |
| Pre-tax net operating income | $444,000 | 3,215 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $101,000 | 2,435 |
| Income before extraordinary items | $343,000 | 3,405 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $343,000 | 3,408 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $343,000 | 3,408 |
| Net charge-offs | $18,000 | 2,186 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $343,000 | 3,323 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,582,000 | 2,989 |
| Total interest expense | $367,000 | 4,631 |
| Net interest income | $7,215,000 | 2,829 |
| Provision for loan and lease losses | $190,000 | 2,543 |
| Total noninterest income | $1,362,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $843,000 | 1,507 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $519,000 | 3,231 |
| Total noninterest expense | $6,484,000 | 2,759 |
| Salaries and employee benefits | $4,090,000 | 2,442 |
| Premises and equipment expense | $1,022,000 | 2,202 |
| Additional noninterest expense | $1,372,000 | 3,748 |
| Pre-tax net operating income | $1,903,000 | 3,060 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $412,000 | 2,386 |
| Income before extraordinary items | $1,491,000 | 3,257 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,491,000 | 3,257 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,491,000 | 3,258 |
| Net charge-offs | $100,000 | 3,181 |
| Cash dividends | $950,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,491,000 | 3,205 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,675,000 | 3,019 |
| Total interest expense | $282,000 | 4,655 |
| Net interest income | $5,393,000 | 2,860 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $1,041,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $636,000 | 1,509 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $405,000 | 3,210 |
| Total noninterest expense | $4,884,000 | 2,763 |
| Salaries and employee benefits | $3,058,000 | 2,449 |
| Premises and equipment expense | $795,000 | 2,161 |
| Additional noninterest expense | $1,031,000 | 3,758 |
| Pre-tax net operating income | $1,460,000 | 3,080 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $363,000 | 2,287 |
| Income before extraordinary items | $1,097,000 | 3,319 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,097,000 | 3,319 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,097,000 | 3,320 |
| Net charge-offs | $72,000 | 2,981 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,097,000 | 3,282 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 3,043 |
| Total interest expense | $192,000 | 4,665 |
| Net interest income | $3,570,000 | 2,881 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $697,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $412,000 | 1,522 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $285,000 | 3,110 |
| Total noninterest expense | $3,285,000 | 2,766 |
| Salaries and employee benefits | $2,052,000 | 2,443 |
| Premises and equipment expense | $528,000 | 2,167 |
| Additional noninterest expense | $705,000 | 3,723 |
| Pre-tax net operating income | $922,000 | 3,107 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $230,000 | 2,280 |
| Income before extraordinary items | $692,000 | 3,358 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $692,000 | 3,364 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $692,000 | 3,364 |
| Net charge-offs | $27,000 | 3,235 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $692,000 | 3,314 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 3,062 |
| Total interest expense | $96,000 | 4,712 |
| Net interest income | $1,776,000 | 2,891 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $365,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $209,000 | 1,494 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $156,000 | 2,918 |
| Total noninterest expense | $1,632,000 | 2,791 |
| Salaries and employee benefits | $1,040,000 | 2,414 |
| Premises and equipment expense | $257,000 | 2,256 |
| Additional noninterest expense | $335,000 | 3,857 |
| Pre-tax net operating income | $479,000 | 2,989 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $118,000 | 2,207 |
| Income before extraordinary items | $361,000 | 3,203 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $361,000 | 3,205 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $361,000 | 3,205 |
| Net charge-offs | $32,000 | 2,181 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $361,000 | 3,172 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,413,000 | 3,118 |
| Total interest expense | $438,000 | 4,726 |
| Net interest income | $6,975,000 | 2,914 |
| Provision for loan and lease losses | $120,000 | 3,475 |
| Total noninterest income | $1,359,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $938,000 | 1,443 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $421,000 | 3,586 |
| Total noninterest expense | $6,417,000 | 2,837 |
| Salaries and employee benefits | $4,043,000 | 2,457 |
| Premises and equipment expense | $1,052,000 | 2,148 |
| Additional noninterest expense | $1,322,000 | 3,961 |
| Pre-tax net operating income | $1,797,000 | 3,061 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $386,000 | 2,394 |
| Income before extraordinary items | $1,411,000 | 3,272 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,411,000 | 3,274 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,411,000 | 3,275 |
| Net charge-offs | $313,000 | 2,531 |
| Cash dividends | $900,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,411,000 | 3,212 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,537,000 | 3,140 |
| Total interest expense | $339,000 | 4,760 |
| Net interest income | $5,198,000 | 2,941 |
| Provision for loan and lease losses | $40,000 | 4,137 |
| Total noninterest income | $995,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $699,000 | 1,460 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $296,000 | 3,763 |
| Total noninterest expense | $4,708,000 | 2,894 |
| Salaries and employee benefits | $3,027,000 | 2,473 |
| Premises and equipment expense | $795,000 | 2,162 |
| Additional noninterest expense | $886,000 | 4,239 |
| Pre-tax net operating income | $1,445,000 | 2,983 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $358,000 | 2,258 |
| Income before extraordinary items | $1,087,000 | 3,260 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,087,000 | 3,263 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,087,000 | 3,264 |
| Net charge-offs | $273,000 | 2,214 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,087,000 | 3,193 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 3,161 |
| Total interest expense | $229,000 | 4,801 |
| Net interest income | $3,444,000 | 2,957 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $653,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $453,000 | 1,474 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $200,000 | 3,783 |
| Total noninterest expense | $3,169,000 | 2,870 |
| Salaries and employee benefits | $2,048,000 | 2,444 |
| Premises and equipment expense | $516,000 | 2,216 |
| Additional noninterest expense | $605,000 | 4,168 |
| Pre-tax net operating income | $913,000 | 3,064 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $227,000 | 2,307 |
| Income before extraordinary items | $686,000 | 3,359 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $686,000 | 3,360 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $686,000 | 3,362 |
| Net charge-offs | $130,000 | 2,508 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $686,000 | 3,261 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 3,179 |
| Total interest expense | $117,000 | 4,839 |
| Net interest income | $1,728,000 | 2,950 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $349,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $233,000 | 1,413 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $116,000 | 3,555 |
| Total noninterest expense | $1,623,000 | 2,839 |
| Salaries and employee benefits | $1,044,000 | 2,428 |
| Premises and equipment expense | $255,000 | 2,281 |
| Additional noninterest expense | $324,000 | 4,037 |
| Pre-tax net operating income | $454,000 | 3,065 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $113,000 | 2,277 |
| Income before extraordinary items | $341,000 | 3,322 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $341,000 | 3,322 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $341,000 | 3,324 |
| Net charge-offs | $16,000 | 3,214 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $341,000 | 3,220 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 3,308 |
| Total interest expense | $553,000 | 4,933 |
| Net interest income | $6,884,000 | 3,024 |
| Provision for loan and lease losses | $40,000 | 5,302 |
| Total noninterest income | $1,315,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $972,000 | 1,455 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $343,000 | 3,858 |
| Total noninterest expense | $6,408,000 | 2,883 |
| Salaries and employee benefits | $4,160,000 | 2,369 |
| Premises and equipment expense | $1,041,000 | 2,205 |
| Additional noninterest expense | $1,207,000 | 4,340 |
| Pre-tax net operating income | $1,751,000 | 3,062 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $383,000 | 2,448 |
| Income before extraordinary items | $1,368,000 | 3,290 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,368,000 | 3,291 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,368,000 | 3,290 |
| Net charge-offs | $149,000 | 4,059 |
| Cash dividends | $900,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,368,000 | 3,150 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 3,348 |
| Total interest expense | $430,000 | 4,986 |
| Net interest income | $5,190,000 | 3,055 |
| Provision for loan and lease losses | $40,000 | 5,103 |
| Total noninterest income | $971,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $724,000 | 1,470 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $247,000 | 3,956 |
| Total noninterest expense | $4,747,000 | 2,915 |
| Salaries and employee benefits | $3,111,000 | 2,370 |
| Premises and equipment expense | $761,000 | 2,281 |
| Additional noninterest expense | $875,000 | 4,461 |
| Pre-tax net operating income | $1,374,000 | 3,063 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $343,000 | 2,336 |
| Income before extraordinary items | $1,031,000 | 3,371 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,031,000 | 3,372 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,031,000 | 3,373 |
| Net charge-offs | $92,000 | 4,049 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,031,000 | 3,222 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,732,000 | 3,375 |
| Total interest expense | $292,000 | 5,048 |
| Net interest income | $3,440,000 | 3,087 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $643,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $477,000 | 1,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 3,919 |
| Total noninterest expense | $3,205,000 | 2,889 |
| Salaries and employee benefits | $2,091,000 | 2,363 |
| Premises and equipment expense | $496,000 | 2,303 |
| Additional noninterest expense | $618,000 | 4,319 |
| Pre-tax net operating income | $848,000 | 3,171 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $212,000 | 2,393 |
| Income before extraordinary items | $636,000 | 3,520 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $636,000 | 3,521 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $636,000 | 3,521 |
| Net charge-offs | $37,000 | 4,257 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $636,000 | 3,351 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 3,406 |
| Total interest expense | $146,000 | 5,148 |
| Net interest income | $1,715,000 | 3,097 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $321,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $236,000 | 1,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 3,939 |
| Total noninterest expense | $1,623,000 | 2,861 |
| Salaries and employee benefits | $1,051,000 | 2,371 |
| Premises and equipment expense | $250,000 | 2,295 |
| Additional noninterest expense | $322,000 | 4,194 |
| Pre-tax net operating income | $398,000 | 3,315 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $98,000 | 2,468 |
| Income before extraordinary items | $300,000 | 3,664 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $300,000 | 3,666 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $300,000 | 3,667 |
| Net charge-offs | $20,000 | 3,684 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $300,000 | 3,494 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,522,000 | 3,498 |
| Total interest expense | $710,000 | 5,169 |
| Net interest income | $6,812,000 | 3,143 |
| Provision for loan and lease losses | $110,000 | 5,257 |
| Total noninterest income | $1,257,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $943,000 | 1,547 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $314,000 | 3,789 |
| Total noninterest expense | $6,245,000 | 2,957 |
| Salaries and employee benefits | $4,076,000 | 2,362 |
| Premises and equipment expense | $1,036,000 | 2,345 |
| Additional noninterest expense | $1,133,000 | 4,614 |
| Pre-tax net operating income | $1,714,000 | 2,792 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $405,000 | 2,244 |
| Income before extraordinary items | $1,309,000 | 3,034 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,309,000 | 3,037 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,309,000 | 3,036 |
| Net charge-offs | $111,000 | 4,888 |
| Cash dividends | $950,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,309,000 | 2,937 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,635,000 | 3,541 |
| Total interest expense | $556,000 | 5,197 |
| Net interest income | $5,079,000 | 3,176 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $912,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $681,000 | 1,607 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $231,000 | 3,873 |
| Total noninterest expense | $4,652,000 | 2,972 |
| Salaries and employee benefits | $3,051,000 | 2,365 |
| Premises and equipment expense | $753,000 | 2,418 |
| Additional noninterest expense | $848,000 | 4,614 |
| Pre-tax net operating income | $1,294,000 | 2,859 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $323,000 | 2,190 |
| Income before extraordinary items | $971,000 | 3,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $971,000 | 3,128 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $971,000 | 3,128 |
| Net charge-offs | $103,000 | 4,404 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $971,000 | 3,017 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 3,583 |
| Total interest expense | $379,000 | 5,255 |
| Net interest income | $3,360,000 | 3,208 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $584,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $431,000 | 1,666 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 3,915 |
| Total noninterest expense | $3,094,000 | 3,016 |
| Salaries and employee benefits | $2,030,000 | 2,390 |
| Premises and equipment expense | $501,000 | 2,447 |
| Additional noninterest expense | $563,000 | 4,684 |
| Pre-tax net operating income | $820,000 | 2,893 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $204,000 | 2,213 |
| Income before extraordinary items | $616,000 | 3,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $616,000 | 3,145 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $616,000 | 3,146 |
| Net charge-offs | $91,000 | 3,938 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $616,000 | 3,059 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 3,605 |
| Total interest expense | $194,000 | 5,307 |
| Net interest income | $1,669,000 | 3,208 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $323,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $210,000 | 1,681 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,364 |
| Total noninterest expense | $1,562,000 | 2,998 |
| Salaries and employee benefits | $1,005,000 | 2,425 |
| Premises and equipment expense | $261,000 | 2,397 |
| Additional noninterest expense | $296,000 | 4,567 |
| Pre-tax net operating income | $415,000 | 2,899 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $103,000 | 2,147 |
| Income before extraordinary items | $312,000 | 3,155 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $312,000 | 3,151 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $312,000 | 3,155 |
| Net charge-offs | $17,000 | 4,138 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $312,000 | 3,096 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,614,000 | 3,676 |
| Total interest expense | $946,000 | 5,350 |
| Net interest income | $6,668,000 | 3,205 |
| Provision for loan and lease losses | $200,000 | 5,328 |
| Total noninterest income | $1,263,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $953,000 | 1,564 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $310,000 | 3,902 |
| Total noninterest expense | $5,888,000 | 3,158 |
| Salaries and employee benefits | $3,690,000 | 2,605 |
| Premises and equipment expense | $1,003,000 | 2,471 |
| Additional noninterest expense | $1,195,000 | 4,623 |
| Pre-tax net operating income | $1,843,000 | 2,390 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $469,000 | 1,945 |
| Income before extraordinary items | $1,374,000 | 2,643 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,374,000 | 2,639 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,374,000 | 2,644 |
| Net charge-offs | $185,000 | 4,843 |
| Cash dividends | $975,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,374,000 | 2,549 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,717,000 | 3,750 |
| Total interest expense | $729,000 | 5,443 |
| Net interest income | $4,988,000 | 3,253 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $959,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $713,000 | 1,617 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $246,000 | 3,864 |
| Total noninterest expense | $4,353,000 | 3,192 |
| Salaries and employee benefits | $2,757,000 | 2,621 |
| Premises and equipment expense | $766,000 | 2,481 |
| Additional noninterest expense | $830,000 | 4,818 |
| Pre-tax net operating income | $1,549,000 | 2,316 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $465,000 | 1,740 |
| Income before extraordinary items | $1,084,000 | 2,744 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,084,000 | 2,740 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,084,000 | 2,745 |
| Net charge-offs | $145,000 | 4,527 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,084,000 | 2,610 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 3,817 |
| Total interest expense | $493,000 | 5,512 |
| Net interest income | $3,282,000 | 3,287 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $635,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $466,000 | 1,649 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 3,790 |
| Total noninterest expense | $2,908,000 | 3,194 |
| Salaries and employee benefits | $1,842,000 | 2,628 |
| Premises and equipment expense | $495,000 | 2,561 |
| Additional noninterest expense | $571,000 | 4,724 |
| Pre-tax net operating income | $979,000 | 2,421 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $292,000 | 1,765 |
| Income before extraordinary items | $687,000 | 2,806 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $687,000 | 2,802 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $687,000 | 2,805 |
| Net charge-offs | $144,000 | 3,872 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $687,000 | 2,706 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 3,919 |
| Total interest expense | $251,000 | 5,588 |
| Net interest income | $1,605,000 | 3,373 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $342,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $231,000 | 1,659 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $111,000 | 3,320 |
| Total noninterest expense | $1,469,000 | 3,203 |
| Salaries and employee benefits | $923,000 | 2,655 |
| Premises and equipment expense | $242,000 | 2,655 |
| Additional noninterest expense | $304,000 | 4,553 |
| Pre-tax net operating income | $463,000 | 2,553 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $138,000 | 1,810 |
| Income before extraordinary items | $325,000 | 2,980 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $325,000 | 2,976 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $325,000 | 2,980 |
| Net charge-offs | $134,000 | 2,842 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $325,000 | 2,874 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,655,000 | 3,939 |
| Total interest expense | $1,285,000 | 5,511 |
| Net interest income | $6,370,000 | 3,283 |
| Provision for loan and lease losses | $350,000 | 5,055 |
| Total noninterest income | $1,178,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $889,000 | 1,869 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $289,000 | 4,032 |
| Total noninterest expense | $5,659,000 | 3,326 |
| Salaries and employee benefits | $3,460,000 | 2,811 |
| Premises and equipment expense | $968,000 | 2,658 |
| Additional noninterest expense | $1,231,000 | 4,671 |
| Pre-tax net operating income | $1,539,000 | 2,316 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $253,000 | 2,179 |
| Income before extraordinary items | $1,286,000 | 2,363 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,286,000 | 2,361 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,286,000 | 2,362 |
| Net charge-offs | $104,000 | 5,655 |
| Cash dividends | $1,069,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,286,000 | 2,320 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 4,001 |
| Total interest expense | $1,009,000 | 5,538 |
| Net interest income | $4,742,000 | 3,312 |
| Provision for loan and lease losses | $150,000 | 5,500 |
| Total noninterest income | $875,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $651,000 | 1,912 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $224,000 | 4,098 |
| Total noninterest expense | $4,076,000 | 3,445 |
| Salaries and employee benefits | $2,548,000 | 2,897 |
| Premises and equipment expense | $740,000 | 2,636 |
| Additional noninterest expense | $788,000 | 5,104 |
| Pre-tax net operating income | $1,391,000 | 2,182 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $366,000 | 1,724 |
| Income before extraordinary items | $1,025,000 | 2,446 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,025,000 | 2,444 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,025,000 | 2,447 |
| Net charge-offs | $83,000 | 5,234 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,025,000 | 2,391 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 4,034 |
| Total interest expense | $699,000 | 5,570 |
| Net interest income | $3,121,000 | 3,340 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $573,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $405,000 | 2,003 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $168,000 | 3,920 |
| Total noninterest expense | $2,714,000 | 3,482 |
| Salaries and employee benefits | $1,682,000 | 2,953 |
| Premises and equipment expense | $493,000 | 2,670 |
| Additional noninterest expense | $539,000 | 5,036 |
| Pre-tax net operating income | $830,000 | 2,454 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $165,000 | 2,169 |
| Income before extraordinary items | $665,000 | 2,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $665,000 | 2,587 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $665,000 | 2,589 |
| Net charge-offs | $57,000 | 4,802 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $665,000 | 2,509 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 4,016 |
| Total interest expense | $377,000 | 5,509 |
| Net interest income | $1,570,000 | 3,323 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $292,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $190,000 | 2,051 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $102,000 | 3,622 |
| Total noninterest expense | $1,366,000 | 3,389 |
| Salaries and employee benefits | $849,000 | 2,955 |
| Premises and equipment expense | $250,000 | 2,680 |
| Additional noninterest expense | $267,000 | 4,771 |
| Pre-tax net operating income | $421,000 | 2,701 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $81,000 | 2,393 |
| Income before extraordinary items | $340,000 | 2,881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $340,000 | 2,881 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $340,000 | 2,882 |
| Net charge-offs | $52,000 | 3,501 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $340,000 | 2,750 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,337,000 | 4,029 |
| Total interest expense | $2,439,000 | 4,808 |
| Net interest income | $5,898,000 | 3,519 |
| Provision for loan and lease losses | $285,000 | 4,711 |
| Total noninterest income | $1,186,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $885,000 | 1,948 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $301,000 | 4,098 |
| Total noninterest expense | $5,441,000 | 3,334 |
| Salaries and employee benefits | $3,436,000 | 2,878 |
| Premises and equipment expense | $1,034,000 | 2,550 |
| Additional noninterest expense | $971,000 | 4,909 |
| Pre-tax net operating income | $1,358,000 | 3,193 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $228,000 | 2,688 |
| Income before extraordinary items | $1,130,000 | 3,052 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,130,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 5,124 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,130,000 | 3,198 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 4,046 |
| Total interest expense | $1,916,000 | 4,800 |
| Net interest income | $4,414,000 | 3,554 |
| Provision for loan and lease losses | $120,000 | 4,934 |
| Total noninterest income | $894,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $658,000 | 1,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $236,000 | 4,132 |
| Total noninterest expense | $4,070,000 | 3,339 |
| Salaries and employee benefits | $2,580,000 | 2,892 |
| Premises and equipment expense | $749,000 | 2,643 |
| Additional noninterest expense | $741,000 | 4,780 |
| Pre-tax net operating income | $1,118,000 | 3,463 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $223,000 | 2,793 |
| Income before extraordinary items | $895,000 | 3,329 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $895,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $895,000 | 3,464 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 4,083 |
| Total interest expense | $1,344,000 | 4,812 |
| Net interest income | $2,900,000 | 3,583 |
| Provision for loan and lease losses | $70,000 | 4,755 |
| Total noninterest income | $593,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $437,000 | 1,949 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $156,000 | 4,246 |
| Total noninterest expense | $2,708,000 | 3,359 |
| Salaries and employee benefits | $1,720,000 | 2,924 |
| Premises and equipment expense | $482,000 | 2,720 |
| Additional noninterest expense | $506,000 | 4,694 |
| Pre-tax net operating income | $715,000 | 3,668 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $130,000 | 3,177 |
| Income before extraordinary items | $585,000 | 3,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $585,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,861 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $585,000 | 3,634 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 4,159 |
| Total interest expense | $734,000 | 4,755 |
| Net interest income | $1,390,000 | 3,674 |
| Provision for loan and lease losses | $40,000 | 4,096 |
| Total noninterest income | $309,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $214,000 | 1,963 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,878 |
| Total noninterest expense | $1,384,000 | 3,295 |
| Salaries and employee benefits | $856,000 | 2,975 |
| Premises and equipment expense | $240,000 | 2,743 |
| Additional noninterest expense | $288,000 | 4,247 |
| Pre-tax net operating income | $275,000 | 4,347 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $48,000 | 3,601 |
| Income before extraordinary items | $227,000 | 4,409 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $227,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $227,000 | 4,306 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 4,149 |
| Total interest expense | $3,504,000 | 4,336 |
| Net interest income | $5,133,000 | 3,911 |
| Provision for loan and lease losses | $270,000 | 3,372 |
| Total noninterest income | $1,231,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $958,000 | 1,836 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $273,000 | 4,416 |
| Total noninterest expense | $5,148,000 | 3,375 |
| Salaries and employee benefits | $3,342,000 | 2,941 |
| Premises and equipment expense | $917,000 | 2,760 |
| Additional noninterest expense | $889,000 | 4,994 |
| Pre-tax net operating income | $946,000 | 4,851 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $164,000 | 4,051 |
| Income before extraordinary items | $782,000 | 4,841 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $782,000 | 4,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,101 |
| Cash dividends | $2,000,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $782,000 | 4,816 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,525,000 | 4,151 |
| Total interest expense | $2,733,000 | 4,252 |
| Net interest income | $3,792,000 | 3,974 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $933,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $717,000 | 1,818 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $216,000 | 4,344 |
| Total noninterest expense | $3,833,000 | 3,367 |
| Salaries and employee benefits | $2,480,000 | 2,953 |
| Premises and equipment expense | $693,000 | 2,731 |
| Additional noninterest expense | $660,000 | 4,974 |
| Pre-tax net operating income | $712,000 | 5,082 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $116,000 | 4,303 |
| Income before extraordinary items | $596,000 | 5,009 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $596,000 | 5,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,193 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $596,000 | 4,994 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 4,170 |
| Total interest expense | $1,869,000 | 4,194 |
| Net interest income | $2,476,000 | 4,061 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $641,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $484,000 | 1,798 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $157,000 | 4,229 |
| Total noninterest expense | $2,520,000 | 3,416 |
| Salaries and employee benefits | $1,625,000 | 3,031 |
| Premises and equipment expense | $456,000 | 2,775 |
| Additional noninterest expense | $439,000 | 4,987 |
| Pre-tax net operating income | $507,000 | 5,008 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $86,000 | 4,276 |
| Income before extraordinary items | $421,000 | 4,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $421,000 | 4,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,560 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $421,000 | 4,946 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 4,201 |
| Total interest expense | $962,000 | 4,105 |
| Net interest income | $1,177,000 | 4,220 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $337,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $235,000 | 1,805 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $102,000 | 3,735 |
| Total noninterest expense | $1,236,000 | 3,484 |
| Salaries and employee benefits | $782,000 | 3,148 |
| Premises and equipment expense | $222,000 | 2,863 |
| Additional noninterest expense | $232,000 | 4,778 |
| Pre-tax net operating income | $233,000 | 5,198 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $40,000 | 4,358 |
| Income before extraordinary items | $193,000 | 5,150 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $193,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $193,000 | 5,136 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,268,000 | 4,114 |
| Total interest expense | $3,485,000 | 3,925 |
| Net interest income | $4,783,000 | 4,142 |
| Provision for loan and lease losses | $205,000 | 3,480 |
| Total noninterest income | $1,244,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $947,000 | 1,831 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $297,000 | 4,316 |
| Total noninterest expense | $5,057,000 | 3,325 |
| Salaries and employee benefits | $3,123,000 | 3,018 |
| Premises and equipment expense | $932,000 | 2,635 |
| Additional noninterest expense | $1,002,000 | 4,508 |
| Pre-tax net operating income | $765,000 | 5,740 |
| Securities gains (losses) | $25,000 | 848 |
| Applicable income taxes | $131,000 | 4,757 |
| Income before extraordinary items | $659,000 | 5,623 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $659,000 | 5,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,135 |
| Cash dividends | $659,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $638,250 | 5,669 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,193,000 | 4,087 |
| Total interest expense | $2,570,000 | 3,884 |
| Net interest income | $3,623,000 | 4,137 |
| Provision for loan and lease losses | $115,000 | 3,881 |
| Total noninterest income | $947,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $703,000 | 1,850 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $244,000 | 4,138 |
| Total noninterest expense | $3,842,000 | 3,266 |
| Salaries and employee benefits | $2,360,000 | 2,991 |
| Premises and equipment expense | $739,000 | 2,509 |
| Additional noninterest expense | $743,000 | 4,521 |
| Pre-tax net operating income | $613,000 | 5,809 |
| Securities gains (losses) | $9,000 | 918 |
| Applicable income taxes | $103,000 | 4,896 |
| Income before extraordinary items | $519,000 | 5,674 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $519,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,619 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $511,530 | 5,706 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 4,092 |
| Total interest expense | $1,644,000 | 3,888 |
| Net interest income | $2,399,000 | 4,165 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $613,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $454,000 | 1,886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 4,188 |
| Total noninterest expense | $2,551,000 | 3,296 |
| Salaries and employee benefits | $1,577,000 | 3,000 |
| Premises and equipment expense | $490,000 | 2,518 |
| Additional noninterest expense | $484,000 | 4,589 |
| Pre-tax net operating income | $371,000 | 6,037 |
| Securities gains (losses) | $9,000 | 755 |
| Applicable income taxes | $63,000 | 5,020 |
| Income before extraordinary items | $317,000 | 5,898 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $317,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,198 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $309,530 | 5,951 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 4,132 |
| Total interest expense | $796,000 | 3,832 |
| Net interest income | $1,173,000 | 4,214 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $308,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $215,000 | 1,922 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,860 |
| Total noninterest expense | $1,297,000 | 3,267 |
| Salaries and employee benefits | $777,000 | 3,051 |
| Premises and equipment expense | $240,000 | 2,556 |
| Additional noninterest expense | $280,000 | 4,112 |
| Pre-tax net operating income | $139,000 | 6,554 |
| Securities gains (losses) | $9,000 | 604 |
| Applicable income taxes | $28,000 | 5,092 |
| Income before extraordinary items | $120,000 | 6,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 6,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $112,710 | 6,531 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 4,036 |
| Total interest expense | $2,305,000 | 4,029 |
| Net interest income | $4,950,000 | 3,981 |
| Provision for loan and lease losses | $165,000 | 3,955 |
| Total noninterest income | $1,107,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $889,000 | 1,931 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $218,000 | 4,999 |
| Total noninterest expense | $5,041,000 | 3,219 |
| Salaries and employee benefits | $3,011,000 | 2,951 |
| Premises and equipment expense | $905,000 | 2,588 |
| Additional noninterest expense | $1,125,000 | 4,063 |
| Pre-tax net operating income | $851,000 | 5,745 |
| Securities gains (losses) | $85,000 | 756 |
| Applicable income taxes | $167,000 | 4,892 |
| Income before extraordinary items | $769,000 | 5,434 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $769,000 | 5,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,598 |
| Cash dividends | $750,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $699,300 | 5,652 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,457,000 | 3,991 |
| Total interest expense | $1,651,000 | 4,030 |
| Net interest income | $3,806,000 | 3,903 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $744,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $649,000 | 1,970 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $95,000 | 6,029 |
| Total noninterest expense | $3,715,000 | 3,232 |
| Salaries and employee benefits | $2,249,000 | 2,938 |
| Premises and equipment expense | $656,000 | 2,647 |
| Additional noninterest expense | $810,000 | 4,144 |
| Pre-tax net operating income | $700,000 | 5,640 |
| Securities gains (losses) | $85,000 | 708 |
| Applicable income taxes | $130,000 | 4,982 |
| Income before extraordinary items | $655,000 | 5,248 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $655,000 | 5,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,375 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $584,450 | 5,484 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 3,911 |
| Total interest expense | $1,052,000 | 3,990 |
| Net interest income | $2,599,000 | 3,809 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $542,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $409,000 | 2,033 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $133,000 | 4,579 |
| Total noninterest expense | $2,489,000 | 3,205 |
| Salaries and employee benefits | $1,490,000 | 2,942 |
| Premises and equipment expense | $438,000 | 2,618 |
| Additional noninterest expense | $561,000 | 4,004 |
| Pre-tax net operating income | $562,000 | 5,174 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $97,000 | 4,848 |
| Income before extraordinary items | $465,000 | 5,057 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $465,000 | 5,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,130 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $465,000 | 5,011 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 3,910 |
| Total interest expense | $527,000 | 3,890 |
| Net interest income | $1,281,000 | 3,841 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $268,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $182,000 | 2,178 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 4,035 |
| Total noninterest expense | $1,296,000 | 3,104 |
| Salaries and employee benefits | $759,000 | 2,900 |
| Premises and equipment expense | $223,000 | 2,612 |
| Additional noninterest expense | $314,000 | 3,666 |
| Pre-tax net operating income | $208,000 | 5,878 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $36,000 | 5,142 |
| Income before extraordinary items | $172,000 | 5,780 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $172,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $172,000 | 5,745 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,539,000 | 3,573 |
| Total interest expense | $1,504,000 | 4,505 |
| Net interest income | $6,035,000 | 3,278 |
| Provision for loan and lease losses | $965,000 | 1,071 |
| Total noninterest income | $1,068,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $869,000 | 1,984 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $199,000 | 5,119 |
| Total noninterest expense | $5,073,000 | 3,070 |
| Salaries and employee benefits | $3,101,000 | 2,763 |
| Premises and equipment expense | $862,000 | 2,614 |
| Additional noninterest expense | $1,110,000 | 3,990 |
| Pre-tax net operating income | $1,065,000 | 5,077 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $208,000 | 4,710 |
| Income before extraordinary items | $859,000 | 5,094 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $859,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,210,000 | 673 |
| Cash dividends | $700,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $857,380 | 5,030 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,723,000 | 3,526 |
| Total interest expense | $1,084,000 | 4,579 |
| Net interest income | $4,639,000 | 3,204 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $839,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $673,000 | 1,950 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $166,000 | 4,899 |
| Total noninterest expense | $3,829,000 | 3,020 |
| Salaries and employee benefits | $2,339,000 | 2,732 |
| Premises and equipment expense | $670,000 | 2,527 |
| Additional noninterest expense | $820,000 | 4,009 |
| Pre-tax net operating income | $1,514,000 | 3,556 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $300,000 | 3,803 |
| Income before extraordinary items | $1,216,000 | 3,509 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,216,000 | 3,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,179 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,214,400 | 3,432 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 3,494 |
| Total interest expense | $710,000 | 4,629 |
| Net interest income | $3,121,000 | 3,170 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $576,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $454,000 | 1,914 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $122,000 | 4,745 |
| Total noninterest expense | $2,563,000 | 3,014 |
| Salaries and employee benefits | $1,577,000 | 2,706 |
| Premises and equipment expense | $418,000 | 2,686 |
| Additional noninterest expense | $568,000 | 3,908 |
| Pre-tax net operating income | $1,044,000 | 3,433 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $200,000 | 3,775 |
| Income before extraordinary items | $844,000 | 3,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $844,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $844,000 | 3,282 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 3,524 |
| Total interest expense | $359,000 | 4,635 |
| Net interest income | $1,548,000 | 3,186 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $302,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $215,000 | 1,949 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $87,000 | 4,010 |
| Total noninterest expense | $1,306,000 | 2,972 |
| Salaries and employee benefits | $801,000 | 2,677 |
| Premises and equipment expense | $203,000 | 2,778 |
| Additional noninterest expense | $302,000 | 3,728 |
| Pre-tax net operating income | $499,000 | 3,530 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $100,000 | 3,780 |
| Income before extraordinary items | $399,000 | 3,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $399,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $399,000 | 3,411 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,953,000 | 3,464 |
| Total interest expense | $1,755,000 | 4,426 |
| Net interest income | $6,198,000 | 3,097 |
| Provision for loan and lease losses | $990,000 | 1,199 |
| Total noninterest income | $1,348,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,031,000 | 1,668 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $317,000 | 4,391 |
| Total noninterest expense | $4,977,000 | 3,060 |
| Salaries and employee benefits | $2,969,000 | 2,793 |
| Premises and equipment expense | $888,000 | 2,518 |
| Additional noninterest expense | $1,120,000 | 3,928 |
| Pre-tax net operating income | $1,579,000 | 3,995 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $201,000 | 4,923 |
| Income before extraordinary items | $1,378,000 | 3,777 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,378,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $543,000 | 1,501 |
| Cash dividends | $1,170,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,378,000 | 3,619 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,091,000 | 3,446 |
| Total interest expense | $1,380,000 | 4,405 |
| Net interest income | $4,711,000 | 3,060 |
| Provision for loan and lease losses | $310,000 | 2,456 |
| Total noninterest income | $1,036,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $794,000 | 1,626 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $242,000 | 4,441 |
| Total noninterest expense | $3,782,000 | 3,026 |
| Salaries and employee benefits | $2,229,000 | 2,795 |
| Premises and equipment expense | $694,000 | 2,427 |
| Additional noninterest expense | $859,000 | 3,858 |
| Pre-tax net operating income | $1,655,000 | 3,282 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $331,000 | 3,748 |
| Income before extraordinary items | $1,324,000 | 3,250 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,324,000 | 3,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,198 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,324,000 | 3,096 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 3,433 |
| Total interest expense | $962,000 | 4,376 |
| Net interest income | $3,149,000 | 3,045 |
| Provision for loan and lease losses | $190,000 | 2,598 |
| Total noninterest income | $688,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $520,000 | 1,625 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $168,000 | 4,354 |
| Total noninterest expense | $2,561,000 | 2,992 |
| Salaries and employee benefits | $1,502,000 | 2,780 |
| Premises and equipment expense | $467,000 | 2,392 |
| Additional noninterest expense | $592,000 | 3,742 |
| Pre-tax net operating income | $1,086,000 | 3,319 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $217,000 | 3,802 |
| Income before extraordinary items | $869,000 | 3,296 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $869,000 | 3,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 931 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $869,000 | 3,124 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 3,454 |
| Total interest expense | $490,000 | 4,397 |
| Net interest income | $1,557,000 | 3,066 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $354,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $250,000 | 1,634 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 3,853 |
| Total noninterest expense | $1,345,000 | 2,850 |
| Salaries and employee benefits | $795,000 | 2,638 |
| Premises and equipment expense | $234,000 | 2,378 |
| Additional noninterest expense | $316,000 | 3,497 |
| Pre-tax net operating income | $496,000 | 3,513 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $97,000 | 3,988 |
| Income before extraordinary items | $399,000 | 3,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $399,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 567 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $399,000 | 3,296 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,179,000 | 3,245 |
| Total interest expense | $2,607,000 | 3,969 |
| Net interest income | $6,572,000 | 2,902 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $1,204,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $938,000 | 1,710 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $266,000 | 4,507 |
| Total noninterest expense | $5,135,000 | 2,861 |
| Salaries and employee benefits | $3,077,000 | 2,564 |
| Premises and equipment expense | $896,000 | 2,421 |
| Additional noninterest expense | $1,162,000 | 3,711 |
| Pre-tax net operating income | $2,461,000 | 2,915 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $488,000 | 3,492 |
| Income before extraordinary items | $1,973,000 | 2,828 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,973,000 | 2,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,329 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,973,000 | 2,745 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,612,000 | 3,148 |
| Total interest expense | $4,793,000 | 3,266 |
| Net interest income | $5,819,000 | 3,016 |
| Provision for loan and lease losses | $230,000 | 3,830 |
| Total noninterest income | $1,278,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $982,000 | 1,507 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $296,000 | 4,143 |
| Total noninterest expense | $4,628,000 | 3,016 |
| Salaries and employee benefits | $2,767,000 | 2,697 |
| Premises and equipment expense | $665,000 | 3,080 |
| Additional noninterest expense | $1,196,000 | 3,509 |
| Pre-tax net operating income | $2,239,000 | 2,912 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $425,000 | 3,620 |
| Income before extraordinary items | $1,814,000 | 2,772 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,814,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,501 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,814,000 | 2,677 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,751,000 | 3,200 |
| Total interest expense | $5,569,000 | 2,979 |
| Net interest income | $5,182,000 | 3,365 |
| Provision for loan and lease losses | $65,000 | 6,097 |
| Total noninterest income | $1,195,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $982,000 | 1,387 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $213,000 | 4,653 |
| Total noninterest expense | $4,040,000 | 3,307 |
| Salaries and employee benefits | $2,555,000 | 2,779 |
| Premises and equipment expense | $620,000 | 3,171 |
| Additional noninterest expense | $865,000 | 4,476 |
| Pre-tax net operating income | $2,272,000 | 3,016 |
| Securities gains (losses) | $-30,000 | 8,946 |
| Applicable income taxes | $448,000 | 3,751 |
| Income before extraordinary items | $1,794,000 | 2,806 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,794,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,380 |
| Cash dividends | $1,100,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,818,000 | 2,782 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 3,569 |
| Total interest expense | $3,733,000 | 3,810 |
| Net interest income | $5,148,000 | 3,366 |
| Provision for loan and lease losses | $175,000 | 3,893 |
| Total noninterest income | $1,198,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $976,000 | 1,342 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $222,000 | 4,701 |
| Total noninterest expense | $4,138,000 | 3,215 |
| Salaries and employee benefits | $2,447,000 | 2,867 |
| Premises and equipment expense | $652,000 | 3,055 |
| Additional noninterest expense | $1,039,000 | 3,892 |
| Pre-tax net operating income | $2,033,000 | 3,307 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $446,000 | 3,880 |
| Income before extraordinary items | $1,587,000 | 3,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,587,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,020 |
| Cash dividends | $650,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,587,000 | 3,078 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,094,000 | 3,512 |
| Total interest expense | $3,737,000 | 3,894 |
| Net interest income | $5,357,000 | 3,202 |
| Provision for loan and lease losses | $345,000 | 2,334 |
| Total noninterest income | $1,213,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,044,000 | 1,203 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $169,000 | 5,382 |
| Total noninterest expense | $4,072,000 | 3,165 |
| Salaries and employee benefits | $2,448,000 | 2,779 |
| Premises and equipment expense | $544,000 | 3,457 |
| Additional noninterest expense | $1,080,000 | 3,688 |
| Pre-tax net operating income | $2,153,000 | 3,134 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $604,000 | 3,388 |
| Income before extraordinary items | $1,549,000 | 3,177 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,549,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,509 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,549,000 | 3,087 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,083,000 | 3,555 |
| Total interest expense | $3,706,000 | 3,948 |
| Net interest income | $5,377,000 | 3,257 |
| Provision for loan and lease losses | $291,000 | 2,689 |
| Total noninterest income | $1,127,000 | 2,770 |
| Gross Fiduciary activities income | $2,000 | 1,413 |
| Service charges on deposit accounts | $990,000 | 1,298 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $135,000 | 5,975 |
| Total noninterest expense | $3,846,000 | 3,287 |
| Salaries and employee benefits | $2,473,000 | 2,678 |
| Premises and equipment expense | $449,000 | 4,049 |
| Additional noninterest expense | $924,000 | 4,204 |
| Pre-tax net operating income | $2,367,000 | 3,057 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $675,000 | 3,339 |
| Income before extraordinary items | $1,692,000 | 3,005 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,692,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,446 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,692,000 | 2,949 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,714,000 | 3,715 |
| Total interest expense | $3,620,000 | 4,065 |
| Net interest income | $5,094,000 | 3,476 |
| Provision for loan and lease losses | $217,000 | 3,234 |
| Total noninterest income | $1,013,000 | 3,093 |
| Gross Fiduciary activities income | $2,000 | 1,490 |
| Service charges on deposit accounts | $843,000 | 1,586 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $168,000 | 5,634 |
| Total noninterest expense | $3,830,000 | 3,472 |
| Salaries and employee benefits | $2,490,000 | 2,712 |
| Premises and equipment expense | $427,000 | 4,309 |
| Additional noninterest expense | $913,000 | 4,704 |
| Pre-tax net operating income | $2,060,000 | 3,347 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $520,000 | 4,023 |
| Income before extraordinary items | $1,540,000 | 3,120 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,540,000 | 3,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,562 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,540,000 | 3,077 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 3,864 |
| Total interest expense | $3,596,000 | 4,055 |
| Net interest income | $4,758,000 | 3,693 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $898,000 | 3,369 |
| Gross Fiduciary activities income | $1,000 | 1,568 |
| Service charges on deposit accounts | $784,000 | 1,735 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $113,000 | 6,838 |
| Total noninterest expense | $3,726,000 | 3,533 |
| Salaries and employee benefits | $2,361,000 | 2,825 |
| Premises and equipment expense | $386,000 | 4,681 |
| Additional noninterest expense | $979,000 | 4,434 |
| Pre-tax net operating income | $1,850,000 | 3,736 |
| Securities gains (losses) | $-36,000 | 10,960 |
| Applicable income taxes | $437,000 | 4,622 |
| Income before extraordinary items | $1,377,000 | 3,513 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,377,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,001 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,404,360 | 3,418 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,697,000 | 3,874 |
| Total interest expense | $3,099,000 | 3,849 |
| Net interest income | $4,598,000 | 3,838 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $838,000 | 3,578 |
| Gross Fiduciary activities income | $2,000 | 1,559 |
| Service charges on deposit accounts | $716,000 | 1,878 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $120,000 | 6,933 |
| Total noninterest expense | $3,732,000 | 3,637 |
| Salaries and employee benefits | $2,285,000 | 2,897 |
| Premises and equipment expense | $420,000 | 4,403 |
| Additional noninterest expense | $1,027,000 | 4,617 |
| Pre-tax net operating income | $1,684,000 | 3,988 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $438,000 | 4,472 |
| Income before extraordinary items | $1,246,000 | 3,728 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,246,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,246,000 | 3,755 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,054,000 | 3,795 |
| Total interest expense | $3,085,000 | 4,023 |
| Net interest income | $4,969,000 | 3,598 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $814,000 | 3,940 |
| Gross Fiduciary activities income | $1,000 | 1,605 |
| Service charges on deposit accounts | $712,000 | 1,915 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $101,000 | 7,826 |
| Total noninterest expense | $3,642,000 | 3,784 |
| Salaries and employee benefits | $2,223,000 | 2,950 |
| Premises and equipment expense | $414,000 | 4,588 |
| Additional noninterest expense | $1,005,000 | 4,900 |
| Pre-tax net operating income | $2,016,000 | 3,290 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $557,000 | 3,817 |
| Income before extraordinary items | $1,456,000 | 3,327 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,456,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,458,160 | 3,146 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,781,000 | 3,949 |
| Total interest expense | $3,956,000 | 4,119 |
| Net interest income | $4,825,000 | 3,773 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $852,000 | 3,791 |
| Gross Fiduciary activities income | $1,000 | 1,642 |
| Service charges on deposit accounts | $749,000 | 1,807 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $102,000 | 7,992 |
| Total noninterest expense | $3,681,000 | 3,760 |
| Salaries and employee benefits | $2,177,000 | 2,963 |
| Premises and equipment expense | $374,000 | 5,066 |
| Additional noninterest expense | $1,130,000 | 4,583 |
| Pre-tax net operating income | $1,886,000 | 3,287 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $590,000 | 3,476 |
| Income before extraordinary items | $1,293,000 | 3,548 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,293,000 | 3,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 6,313 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,295,070 | 3,287 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.