Home > The Cleveland Bank > Income and Expense
The Cleveland Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 5,894 |
| Total interest expense | $361,000 | 5,713 |
| Net interest income | $2,019,000 | 5,848 |
| Provision for loan and lease losses | $298,000 | 3,430 |
| Total noninterest income | $405,000 | 4,802 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $349,000 | 3,189 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $56,000 | 5,777 |
| Total noninterest expense | $2,319,000 | 5,349 |
| Salaries and employee benefits | $1,198,000 | 5,397 |
| Premises and equipment expense | $280,000 | 5,123 |
| Additional noninterest expense | $841,000 | 5,175 |
| Pre-tax net operating income | $-193,000 | 6,348 |
| Securities gains (losses) | $412,000 | 1,089 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $219,000 | 5,727 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $219,000 | 5,725 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $219,000 | 5,726 |
| Net charge-offs | $312,000 | 3,242 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-193,000 | 6,369 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 5,923 |
| Total interest expense | $287,000 | 5,757 |
| Net interest income | $1,567,000 | 5,886 |
| Provision for loan and lease losses | $50,000 | 4,919 |
| Total noninterest income | $210,000 | 5,361 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $262,000 | 3,228 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-52,000 | 6,851 |
| Total noninterest expense | $1,554,000 | 5,627 |
| Salaries and employee benefits | $784,000 | 5,660 |
| Premises and equipment expense | $201,000 | 5,249 |
| Additional noninterest expense | $569,000 | 5,432 |
| Pre-tax net operating income | $173,000 | 5,769 |
| Securities gains (losses) | $135,000 | 1,756 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $308,000 | 5,288 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $308,000 | 5,286 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $308,000 | 5,286 |
| Net charge-offs | $79,000 | 4,188 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $173,000 | 5,665 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 5,954 |
| Total interest expense | $198,000 | 5,798 |
| Net interest income | $1,052,000 | 5,917 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $190,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $174,000 | 3,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,278 |
| Total noninterest expense | $1,016,000 | 5,693 |
| Salaries and employee benefits | $532,000 | 5,673 |
| Premises and equipment expense | $134,000 | 5,263 |
| Additional noninterest expense | $350,000 | 5,633 |
| Pre-tax net operating income | $211,000 | 5,245 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $211,000 | 5,273 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $211,000 | 5,272 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $211,000 | 5,272 |
| Net charge-offs | $38,000 | 4,248 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $211,000 | 5,071 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $618,000 | 6,023 |
| Total interest expense | $99,000 | 5,891 |
| Net interest income | $519,000 | 5,974 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $94,000 | 5,032 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $86,000 | 3,236 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $512,000 | 5,723 |
| Salaries and employee benefits | $272,000 | 5,677 |
| Premises and equipment expense | $62,000 | 5,443 |
| Additional noninterest expense | $178,000 | 5,603 |
| Pre-tax net operating income | $101,000 | 5,385 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $101,000 | 5,337 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $101,000 | 5,338 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $101,000 | 5,338 |
| Net charge-offs | $18,000 | 3,743 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $101,000 | 5,189 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 6,091 |
| Total interest expense | $424,000 | 6,122 |
| Net interest income | $2,082,000 | 6,002 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $396,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $362,000 | 3,222 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $34,000 | 6,147 |
| Total noninterest expense | $1,974,000 | 5,841 |
| Salaries and employee benefits | $1,070,000 | 5,752 |
| Premises and equipment expense | $271,000 | 5,454 |
| Additional noninterest expense | $633,000 | 5,887 |
| Pre-tax net operating income | $384,000 | 5,019 |
| Securities gains (losses) | $68,000 | 2,356 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $452,000 | 4,790 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $452,000 | 4,791 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $452,000 | 4,790 |
| Net charge-offs | $108,000 | 4,907 |
| Cash dividends | $325,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $384,000 | 4,863 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 6,139 |
| Total interest expense | $328,000 | 6,178 |
| Net interest income | $1,559,000 | 6,052 |
| Provision for loan and lease losses | $55,000 | 5,457 |
| Total noninterest income | $295,000 | 4,853 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $270,000 | 3,234 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $25,000 | 6,271 |
| Total noninterest expense | $1,461,000 | 5,893 |
| Salaries and employee benefits | $800,000 | 5,770 |
| Premises and equipment expense | $208,000 | 5,442 |
| Additional noninterest expense | $453,000 | 6,010 |
| Pre-tax net operating income | $338,000 | 4,983 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $338,000 | 4,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $338,000 | 4,903 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $338,000 | 4,903 |
| Net charge-offs | $76,000 | 4,663 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $338,000 | 4,784 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 6,216 |
| Total interest expense | $226,000 | 6,237 |
| Net interest income | $1,018,000 | 6,130 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $186,000 | 4,978 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $168,000 | 3,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $966,000 | 5,983 |
| Salaries and employee benefits | $532,000 | 5,827 |
| Premises and equipment expense | $140,000 | 5,465 |
| Additional noninterest expense | $294,000 | 6,143 |
| Pre-tax net operating income | $208,000 | 5,069 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $208,000 | 4,968 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $208,000 | 4,968 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $208,000 | 4,968 |
| Net charge-offs | $57,000 | 4,347 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $208,000 | 4,874 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 6,284 |
| Total interest expense | $112,000 | 6,347 |
| Net interest income | $500,000 | 6,181 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $89,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $80,000 | 3,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $479,000 | 6,032 |
| Salaries and employee benefits | $264,000 | 5,872 |
| Premises and equipment expense | $70,000 | 5,511 |
| Additional noninterest expense | $145,000 | 6,202 |
| Pre-tax net operating income | $110,000 | 5,033 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $110,000 | 4,885 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $110,000 | 4,883 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $110,000 | 4,885 |
| Net charge-offs | $40,000 | 3,522 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $110,000 | 4,824 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 6,334 |
| Total interest expense | $513,000 | 6,491 |
| Net interest income | $2,054,000 | 6,200 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $354,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $328,000 | 3,460 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 6,495 |
| Total noninterest expense | $1,897,000 | 6,112 |
| Salaries and employee benefits | $1,016,000 | 5,991 |
| Premises and equipment expense | $268,000 | 5,665 |
| Additional noninterest expense | $613,000 | 6,173 |
| Pre-tax net operating income | $451,000 | 4,485 |
| Securities gains (losses) | $50,000 | 2,657 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $501,000 | 4,316 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $501,000 | 4,317 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $501,000 | 4,317 |
| Net charge-offs | $82,000 | 5,582 |
| Cash dividends | $325,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $451,000 | 4,315 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 6,437 |
| Total interest expense | $395,000 | 6,583 |
| Net interest income | $1,536,000 | 6,293 |
| Provision for loan and lease losses | $30,000 | 6,511 |
| Total noninterest income | $265,000 | 5,244 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $247,000 | 3,520 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $18,000 | 6,717 |
| Total noninterest expense | $1,434,000 | 6,141 |
| Salaries and employee benefits | $749,000 | 6,079 |
| Premises and equipment expense | $211,000 | 5,630 |
| Additional noninterest expense | $474,000 | 6,154 |
| Pre-tax net operating income | $337,000 | 4,729 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $338,000 | 4,710 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $338,000 | 4,713 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $338,000 | 4,713 |
| Net charge-offs | $47,000 | 5,537 |
| Cash dividends | $125,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $337,000 | 4,523 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 6,490 |
| Total interest expense | $272,000 | 6,636 |
| Net interest income | $1,005,000 | 6,359 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $180,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $170,000 | 3,465 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 6,845 |
| Total noninterest expense | $913,000 | 6,269 |
| Salaries and employee benefits | $497,000 | 6,137 |
| Premises and equipment expense | $138,000 | 5,696 |
| Additional noninterest expense | $278,000 | 6,418 |
| Pre-tax net operating income | $257,000 | 4,610 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $257,000 | 4,555 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $257,000 | 4,555 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $257,000 | 4,555 |
| Net charge-offs | $40,000 | 5,066 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $257,000 | 4,405 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $627,000 | 6,603 |
| Total interest expense | $134,000 | 6,773 |
| Net interest income | $493,000 | 6,445 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $91,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $81,000 | 3,563 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $455,000 | 6,362 |
| Salaries and employee benefits | $247,000 | 6,221 |
| Premises and equipment expense | $68,000 | 5,804 |
| Additional noninterest expense | $140,000 | 6,466 |
| Pre-tax net operating income | $114,000 | 4,901 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $114,000 | 4,793 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $114,000 | 4,793 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $114,000 | 4,792 |
| Net charge-offs | $40,000 | 3,918 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $114,000 | 4,686 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 6,578 |
| Total interest expense | $718,000 | 6,642 |
| Net interest income | $1,941,000 | 6,410 |
| Provision for loan and lease losses | $70,000 | 6,686 |
| Total noninterest income | $357,000 | 5,318 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $324,000 | 3,736 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $33,000 | 6,679 |
| Total noninterest expense | $1,827,000 | 6,420 |
| Salaries and employee benefits | $951,000 | 6,341 |
| Premises and equipment expense | $287,000 | 5,750 |
| Additional noninterest expense | $589,000 | 6,484 |
| Pre-tax net operating income | $401,000 | 4,243 |
| Securities gains (losses) | $26,000 | 2,943 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $427,000 | 4,088 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $427,000 | 4,087 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $427,000 | 4,087 |
| Net charge-offs | $63,000 | 6,073 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $401,000 | 4,105 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 6,638 |
| Total interest expense | $562,000 | 6,714 |
| Net interest income | $1,438,000 | 6,475 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $269,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $243,000 | 3,755 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $26,000 | 6,813 |
| Total noninterest expense | $1,346,000 | 6,487 |
| Salaries and employee benefits | $715,000 | 6,384 |
| Premises and equipment expense | $210,000 | 5,856 |
| Additional noninterest expense | $421,000 | 6,600 |
| Pre-tax net operating income | $361,000 | 4,317 |
| Securities gains (losses) | $22,000 | 2,700 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $383,000 | 4,115 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $383,000 | 4,112 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $383,000 | 4,115 |
| Net charge-offs | $56,000 | 5,586 |
| Cash dividends | $125,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $361,000 | 4,108 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 6,716 |
| Total interest expense | $387,000 | 6,782 |
| Net interest income | $945,000 | 6,521 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $176,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $159,000 | 3,768 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $887,000 | 6,558 |
| Salaries and employee benefits | $478,000 | 6,433 |
| Premises and equipment expense | $138,000 | 5,946 |
| Additional noninterest expense | $271,000 | 6,707 |
| Pre-tax net operating income | $234,000 | 4,448 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $234,000 | 4,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,340 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $234,000 | 4,340 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $234,000 | 4,231 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 6,786 |
| Total interest expense | $194,000 | 6,858 |
| Net interest income | $462,000 | 6,574 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $84,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $75,000 | 3,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $453,000 | 6,487 |
| Salaries and employee benefits | $240,000 | 6,480 |
| Premises and equipment expense | $72,000 | 5,887 |
| Additional noninterest expense | $141,000 | 6,468 |
| Pre-tax net operating income | $93,000 | 5,105 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $93,000 | 5,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,049 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $93,000 | 5,048 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $93,000 | 4,883 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 6,722 |
| Total interest expense | $949,000 | 6,868 |
| Net interest income | $1,898,000 | 6,535 |
| Provision for loan and lease losses | $65,000 | 6,378 |
| Total noninterest income | $373,000 | 5,410 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $339,000 | 3,786 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $34,000 | 7,102 |
| Total noninterest expense | $1,689,000 | 6,630 |
| Salaries and employee benefits | $918,000 | 6,612 |
| Premises and equipment expense | $286,000 | 5,919 |
| Additional noninterest expense | $485,000 | 6,686 |
| Pre-tax net operating income | $517,000 | 4,818 |
| Securities gains (losses) | $15,000 | 2,329 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $532,000 | 4,357 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $532,000 | 4,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 5,243 |
| Cash dividends | $250,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $517,000 | 4,556 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 6,784 |
| Total interest expense | $736,000 | 6,924 |
| Net interest income | $1,420,000 | 6,582 |
| Provision for loan and lease losses | $55,000 | 5,792 |
| Total noninterest income | $277,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $251,000 | 3,837 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 7,229 |
| Total noninterest expense | $1,235,000 | 6,687 |
| Salaries and employee benefits | $674,000 | 6,669 |
| Premises and equipment expense | $200,000 | 6,103 |
| Additional noninterest expense | $361,000 | 6,696 |
| Pre-tax net operating income | $407,000 | 5,241 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $407,000 | 4,764 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $407,000 | 4,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,531 |
| Cash dividends | $90,000 | 4,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $407,000 | 4,926 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 6,838 |
| Total interest expense | $503,000 | 7,001 |
| Net interest income | $936,000 | 6,618 |
| Provision for loan and lease losses | $35,000 | 5,494 |
| Total noninterest income | $182,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $164,000 | 3,882 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $827,000 | 6,720 |
| Salaries and employee benefits | $445,000 | 6,744 |
| Premises and equipment expense | $136,000 | 6,090 |
| Additional noninterest expense | $246,000 | 6,683 |
| Pre-tax net operating income | $256,000 | 5,466 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $256,000 | 5,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 5,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $90,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $256,000 | 5,167 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $723,000 | 6,906 |
| Total interest expense | $261,000 | 7,066 |
| Net interest income | $462,000 | 6,682 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $87,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $77,000 | 3,952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $404,000 | 6,792 |
| Salaries and employee benefits | $218,000 | 6,816 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $118,000 | 6,754 |
| Pre-tax net operating income | $135,000 | 5,598 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $135,000 | 5,386 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $135,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $135,000 | 5,287 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 6,869 |
| Total interest expense | $1,103,000 | 7,012 |
| Net interest income | $1,863,000 | 6,676 |
| Provision for loan and lease losses | $55,000 | 5,599 |
| Total noninterest income | $303,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $330,000 | 3,890 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-27,000 | 8,475 |
| Total noninterest expense | $1,582,000 | 6,791 |
| Salaries and employee benefits | $844,000 | 6,854 |
| Premises and equipment expense | $286,000 | 5,897 |
| Additional noninterest expense | $452,000 | 6,815 |
| Pre-tax net operating income | $529,000 | 5,894 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $516,000 | 5,624 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $516,000 | 5,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,263 |
| Cash dividends | $330,000 | 4,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $529,000 | 5,571 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 6,907 |
| Total interest expense | $840,000 | 7,020 |
| Net interest income | $1,389,000 | 6,728 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $225,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $244,000 | 3,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-19,000 | 8,509 |
| Total noninterest expense | $1,166,000 | 6,823 |
| Salaries and employee benefits | $627,000 | 6,859 |
| Premises and equipment expense | $212,000 | 5,931 |
| Additional noninterest expense | $327,000 | 6,864 |
| Pre-tax net operating income | $408,000 | 6,135 |
| Securities gains (losses) | $-13,000 | 7,843 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $395,000 | 5,858 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $395,000 | 5,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,997 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $408,000 | 5,778 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 6,943 |
| Total interest expense | $559,000 | 7,046 |
| Net interest income | $922,000 | 6,773 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $131,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $158,000 | 3,991 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-27,000 | 8,581 |
| Total noninterest expense | $764,000 | 6,901 |
| Salaries and employee benefits | $417,000 | 6,915 |
| Premises and equipment expense | $140,000 | 5,987 |
| Additional noninterest expense | $207,000 | 6,999 |
| Pre-tax net operating income | $249,000 | 6,359 |
| Securities gains (losses) | $-13,000 | 8,051 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $236,000 | 6,113 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $236,000 | 6,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $249,000 | 6,010 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 6,964 |
| Total interest expense | $276,000 | 7,073 |
| Net interest income | $465,000 | 6,771 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $82,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $73,000 | 4,079 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $377,000 | 6,968 |
| Salaries and employee benefits | $205,000 | 6,983 |
| Premises and equipment expense | $71,000 | 5,997 |
| Additional noninterest expense | $101,000 | 7,065 |
| Pre-tax net operating income | $130,000 | 6,296 |
| Securities gains (losses) | $-13,000 | 8,304 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $117,000 | 6,128 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $117,000 | 6,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $130,000 | 5,915 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 6,925 |
| Total interest expense | $1,003,000 | 6,943 |
| Net interest income | $1,806,000 | 6,789 |
| Provision for loan and lease losses | $223,000 | 3,333 |
| Total noninterest income | $287,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $251,000 | 4,487 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 7,566 |
| Total noninterest expense | $1,567,000 | 6,783 |
| Salaries and employee benefits | $773,000 | 7,049 |
| Premises and equipment expense | $310,000 | 5,659 |
| Additional noninterest expense | $484,000 | 6,613 |
| Pre-tax net operating income | $303,000 | 7,108 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $303,000 | 6,902 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $303,000 | 6,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,512 |
| Cash dividends | $120,000 | 5,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $303,000 | 6,904 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 6,995 |
| Total interest expense | $735,000 | 6,966 |
| Net interest income | $1,336,000 | 6,905 |
| Provision for loan and lease losses | $206,000 | 2,822 |
| Total noninterest income | $203,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $175,000 | 4,704 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,587 |
| Total noninterest expense | $1,165,000 | 6,800 |
| Salaries and employee benefits | $590,000 | 6,979 |
| Premises and equipment expense | $227,000 | 5,753 |
| Additional noninterest expense | $348,000 | 6,725 |
| Pre-tax net operating income | $168,000 | 7,549 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $168,000 | 7,384 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $168,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 1,857 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $168,000 | 7,382 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 6,991 |
| Total interest expense | $476,000 | 6,946 |
| Net interest income | $911,000 | 6,884 |
| Provision for loan and lease losses | $146,000 | 2,710 |
| Total noninterest income | $125,000 | 6,586 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $109,000 | 4,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $776,000 | 6,847 |
| Salaries and employee benefits | $398,000 | 6,986 |
| Premises and equipment expense | $154,000 | 5,708 |
| Additional noninterest expense | $224,000 | 6,861 |
| Pre-tax net operating income | $114,000 | 7,604 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $114,000 | 7,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $114,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,814 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $114,000 | 7,443 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 7,038 |
| Total interest expense | $226,000 | 6,996 |
| Net interest income | $447,000 | 6,961 |
| Provision for loan and lease losses | $146,000 | 1,524 |
| Total noninterest income | $61,000 | 6,597 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $403,000 | 6,756 |
| Salaries and employee benefits | $199,000 | 7,004 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $126,000 | 6,517 |
| Pre-tax net operating income | $-41,000 | 8,363 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-41,000 | 8,365 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-41,000 | 8,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,028 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-41,000 | 8,351 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 7,043 |
| Total interest expense | $706,000 | 7,026 |
| Net interest income | $1,755,000 | 6,958 |
| Provision for loan and lease losses | $65,000 | 5,371 |
| Total noninterest income | $192,000 | 7,136 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $205,000 | 4,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-13,000 | 8,803 |
| Total noninterest expense | $1,466,000 | 6,943 |
| Salaries and employee benefits | $812,000 | 6,889 |
| Premises and equipment expense | $224,000 | 6,481 |
| Additional noninterest expense | $430,000 | 6,932 |
| Pre-tax net operating income | $416,000 | 7,016 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $411,000 | 6,742 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $411,000 | 6,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,038 |
| Cash dividends | $222,000 | 4,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $416,000 | 6,684 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 7,094 |
| Total interest expense | $500,000 | 7,072 |
| Net interest income | $1,313,000 | 7,000 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $132,000 | 7,285 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $151,000 | 5,056 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-19,000 | 8,838 |
| Total noninterest expense | $1,019,000 | 7,129 |
| Salaries and employee benefits | $608,000 | 6,889 |
| Premises and equipment expense | $94,000 | 7,565 |
| Additional noninterest expense | $317,000 | 6,980 |
| Pre-tax net operating income | $406,000 | 6,759 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $401,000 | 6,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $401,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $406,000 | 6,296 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 7,113 |
| Total interest expense | $313,000 | 7,106 |
| Net interest income | $868,000 | 7,011 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $73,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $98,000 | 5,081 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-25,000 | 8,855 |
| Total noninterest expense | $664,000 | 7,181 |
| Salaries and employee benefits | $402,000 | 6,901 |
| Premises and equipment expense | $60,000 | 7,621 |
| Additional noninterest expense | $202,000 | 7,063 |
| Pre-tax net operating income | $262,000 | 6,821 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $257,000 | 6,453 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $257,000 | 6,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $262,000 | 6,363 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $578,000 | 7,189 |
| Total interest expense | $146,000 | 7,225 |
| Net interest income | $432,000 | 7,078 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $325,000 | 7,279 |
| Salaries and employee benefits | $198,000 | 7,005 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $100,000 | 7,144 |
| Pre-tax net operating income | $161,000 | 6,421 |
| Securities gains (losses) | $-3,000 | 8,297 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $158,000 | 5,988 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $158,000 | 5,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $161,000 | 5,915 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 7,262 |
| Total interest expense | $506,000 | 7,282 |
| Net interest income | $1,608,000 | 7,168 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $236,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $200,000 | 5,221 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,787 |
| Total noninterest expense | $1,257,000 | 7,340 |
| Salaries and employee benefits | $743,000 | 7,139 |
| Premises and equipment expense | $131,000 | 7,571 |
| Additional noninterest expense | $383,000 | 7,222 |
| Pre-tax net operating income | $467,000 | 6,812 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $459,000 | 6,513 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $459,000 | 6,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,963 |
| Cash dividends | $270,000 | 4,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $467,000 | 6,419 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 7,331 |
| Total interest expense | $365,000 | 7,372 |
| Net interest income | $1,184,000 | 7,226 |
| Provision for loan and lease losses | $95,000 | 4,360 |
| Total noninterest income | $187,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $154,000 | 5,204 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $921,000 | 7,359 |
| Salaries and employee benefits | $535,000 | 7,190 |
| Premises and equipment expense | $95,000 | 7,622 |
| Additional noninterest expense | $291,000 | 7,167 |
| Pre-tax net operating income | $355,000 | 6,938 |
| Securities gains (losses) | $-9,000 | 8,488 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $346,000 | 6,630 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $346,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,242 |
| Cash dividends | $75,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $355,000 | 6,509 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 7,425 |
| Total interest expense | $236,000 | 7,506 |
| Net interest income | $772,000 | 7,308 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $125,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $102,000 | 5,219 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $587,000 | 7,502 |
| Salaries and employee benefits | $344,000 | 7,336 |
| Premises and equipment expense | $63,000 | 7,651 |
| Additional noninterest expense | $180,000 | 7,373 |
| Pre-tax net operating income | $250,000 | 6,824 |
| Securities gains (losses) | $-15,000 | 8,750 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $235,000 | 6,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 6,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $250,000 | 6,352 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $497,000 | 7,508 |
| Total interest expense | $118,000 | 7,567 |
| Net interest income | $379,000 | 7,387 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $63,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $277,000 | 7,662 |
| Salaries and employee benefits | $161,000 | 7,526 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $86,000 | 7,481 |
| Pre-tax net operating income | $135,000 | 6,657 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $135,000 | 6,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $135,000 | 6,146 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 7,701 |
| Total interest expense | $560,000 | 7,530 |
| Net interest income | $1,296,000 | 7,667 |
| Provision for loan and lease losses | $76,000 | 5,707 |
| Total noninterest income | $206,000 | 7,303 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $180,000 | 5,484 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $26,000 | 8,239 |
| Total noninterest expense | $1,145,000 | 7,586 |
| Salaries and employee benefits | $632,000 | 7,573 |
| Premises and equipment expense | $173,000 | 7,101 |
| Additional noninterest expense | $340,000 | 7,512 |
| Pre-tax net operating income | $281,000 | 7,503 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $281,000 | 7,372 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $281,000 | 7,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $281,000 | 7,230 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 7,834 |
| Total interest expense | $435,000 | 7,620 |
| Net interest income | $935,000 | 7,804 |
| Provision for loan and lease losses | $46,000 | 5,848 |
| Total noninterest income | $153,000 | 7,369 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $133,000 | 5,552 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $847,000 | 7,604 |
| Salaries and employee benefits | $469,000 | 7,557 |
| Premises and equipment expense | $130,000 | 7,118 |
| Additional noninterest expense | $248,000 | 7,580 |
| Pre-tax net operating income | $195,000 | 7,754 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $195,000 | 7,616 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $195,000 | 7,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $195,000 | 7,468 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $904,000 | 7,904 |
| Total interest expense | $301,000 | 7,658 |
| Net interest income | $603,000 | 7,895 |
| Provision for loan and lease losses | $46,000 | 5,260 |
| Total noninterest income | $102,000 | 7,368 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $88,000 | 5,550 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $568,000 | 7,608 |
| Salaries and employee benefits | $311,000 | 7,590 |
| Premises and equipment expense | $97,000 | 6,846 |
| Additional noninterest expense | $160,000 | 7,642 |
| Pre-tax net operating income | $91,000 | 8,077 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $91,000 | 8,046 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $91,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $91,000 | 7,884 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 7,878 |
| Total interest expense | $151,000 | 7,737 |
| Net interest income | $318,000 | 7,807 |
| Provision for loan and lease losses | $19,000 | 5,348 |
| Total noninterest income | $49,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $291,000 | 7,593 |
| Salaries and employee benefits | $151,000 | 7,693 |
| Premises and equipment expense | $66,000 | 6,019 |
| Additional noninterest expense | $74,000 | 7,829 |
| Pre-tax net operating income | $57,000 | 7,887 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $57,000 | 7,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 7,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $57,000 | 7,600 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 7,933 |
| Total interest expense | $608,000 | 8,061 |
| Net interest income | $1,313,000 | 7,745 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $197,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $153,000 | 5,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 7,759 |
| Total noninterest expense | $1,092,000 | 7,732 |
| Salaries and employee benefits | $585,000 | 7,763 |
| Premises and equipment expense | $171,000 | 7,151 |
| Additional noninterest expense | $336,000 | 7,547 |
| Pre-tax net operating income | $418,000 | 7,083 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $418,000 | 6,753 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $418,000 | 6,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $418,000 | 6,628 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 8,291 |
| Total interest expense | $810,000 | 8,411 |
| Net interest income | $1,118,000 | 8,049 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $201,000 | 7,296 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $158,000 | 5,693 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $43,000 | 7,892 |
| Total noninterest expense | $974,000 | 8,027 |
| Salaries and employee benefits | $552,000 | 7,914 |
| Premises and equipment expense | $182,000 | 7,035 |
| Additional noninterest expense | $240,000 | 8,310 |
| Pre-tax net operating income | $345,000 | 7,208 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $101,000 | 5,997 |
| Income before extraordinary items | $244,000 | 7,468 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $244,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $244,000 | 7,352 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 8,498 |
| Total interest expense | $964,000 | 8,298 |
| Net interest income | $942,000 | 8,600 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $175,000 | 7,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $834,000 | 8,465 |
| Salaries and employee benefits | $497,000 | 8,255 |
| Premises and equipment expense | $129,000 | 7,936 |
| Additional noninterest expense | $208,000 | 8,716 |
| Pre-tax net operating income | $283,000 | 7,973 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $36,000 | 7,478 |
| Income before extraordinary items | $247,000 | 7,797 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $247,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $247,000 | 7,804 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 8,759 |
| Total interest expense | $821,000 | 8,633 |
| Net interest income | $940,000 | 8,761 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $172,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $843,000 | 8,611 |
| Salaries and employee benefits | $521,000 | 8,219 |
| Premises and equipment expense | $134,000 | 7,956 |
| Additional noninterest expense | $188,000 | 9,146 |
| Pre-tax net operating income | $269,000 | 8,258 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $35,000 | 7,904 |
| Income before extraordinary items | $238,000 | 8,016 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $238,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $90,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $234,520 | 8,021 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 8,878 |
| Total interest expense | $846,000 | 8,819 |
| Net interest income | $995,000 | 8,805 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $148,000 | 8,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $807,000 | 8,760 |
| Salaries and employee benefits | $494,000 | 8,395 |
| Premises and equipment expense | $114,000 | 8,398 |
| Additional noninterest expense | $199,000 | 9,125 |
| Pre-tax net operating income | $336,000 | 8,198 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $60,000 | 8,159 |
| Income before extraordinary items | $282,000 | 8,023 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $282,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $236,000 | 5,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $277,080 | 7,986 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 9,173 |
| Total interest expense | $867,000 | 9,059 |
| Net interest income | $1,009,000 | 9,167 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $166,000 | 8,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $772,000 | 9,138 |
| Salaries and employee benefits | $474,000 | 8,792 |
| Premises and equipment expense | $107,000 | 8,804 |
| Additional noninterest expense | $191,000 | 9,534 |
| Pre-tax net operating income | $403,000 | 8,436 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $124,000 | 8,012 |
| Income before extraordinary items | $276,000 | 8,553 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $276,000 | 8,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $199,000 | 5,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $278,070 | 8,494 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 9,616 |
| Total interest expense | $839,000 | 9,512 |
| Net interest income | $986,000 | 9,589 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $179,000 | 8,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,496 |
| Total noninterest expense | $755,000 | 9,608 |
| Salaries and employee benefits | $459,000 | 9,182 |
| Premises and equipment expense | $113,000 | 8,958 |
| Additional noninterest expense | $183,000 | 10,130 |
| Pre-tax net operating income | $405,000 | 8,471 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $59,000 | 9,531 |
| Income before extraordinary items | $350,000 | 8,002 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $350,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $132,000 | 6,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $346,560 | 7,984 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 10,116 |
| Total interest expense | $816,000 | 9,891 |
| Net interest income | $916,000 | 10,200 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $171,000 | 8,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $740,000 | 10,032 |
| Salaries and employee benefits | $441,000 | 9,612 |
| Premises and equipment expense | $93,000 | 9,830 |
| Additional noninterest expense | $206,000 | 10,344 |
| Pre-tax net operating income | $347,000 | 9,404 |
| Securities gains (losses) | $-9,000 | 10,045 |
| Applicable income taxes | $115,000 | 8,883 |
| Income before extraordinary items | $223,000 | 9,692 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $223,000 | 9,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $157,000 | 5,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $228,940 | 9,602 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 10,904 |
| Total interest expense | $552,000 | 10,844 |
| Net interest income | $860,000 | 10,847 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $167,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $723,000 | 10,604 |
| Salaries and employee benefits | $413,000 | 10,179 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $225,000 | 10,833 |
| Pre-tax net operating income | $304,000 | 10,118 |
| Securities gains (losses) | $-30,000 | 10,653 |
| Applicable income taxes | $86,000 | 9,666 |
| Income before extraordinary items | $188,000 | 10,421 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $188,000 | 10,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $146,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $208,700 | 10,224 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 11,711 |
| Total interest expense | $464,000 | 11,864 |
| Net interest income | $824,000 | 11,428 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $187,000 | 9,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $793,000 | 10,700 |
| Salaries and employee benefits | $387,000 | 10,776 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $244,000 | 11,157 |
| Pre-tax net operating income | $218,000 | 10,885 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $32,000 | 11,333 |
| Income before extraordinary items | $188,000 | 10,784 |
| Extraordinary gains, net | $333,000 | 643 |
| Net income | $521,000 | 7,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $162,000 | 5,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $186,300 | 10,584 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 12,105 |
| Total interest expense | $595,000 | 12,313 |
| Net interest income | $845,000 | 11,728 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $762,000 | 11,191 |
| Salaries and employee benefits | $381,000 | 11,076 |
| Premises and equipment expense | $130,000 | 9,690 |
| Additional noninterest expense | $251,000 | 11,517 |
| Pre-tax net operating income | $257,000 | 10,544 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $96,000 | 10,025 |
| Income before extraordinary items | $161,000 | 11,115 |
| Extraordinary gains, net | $96,000 | 767 |
| Net income | $257,000 | 9,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 13,300 |
| Cash dividends | $179,000 | 5,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $161,000 | 10,778 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.