Home > The City State Bank of Palacios > Income and Expense
The City State Bank of Palacios, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $963,000 | 6,024 |
| Total interest expense | $69,000 | 6,387 |
| Net interest income | $894,000 | 5,920 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $90,000 | 5,828 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $93,000 | 4,242 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-3,000 | 6,663 |
| Total noninterest expense | $961,000 | 5,581 |
| Salaries and employee benefits | $437,000 | 5,834 |
| Premises and equipment expense | $117,000 | 5,356 |
| Additional noninterest expense | $407,000 | 5,056 |
| Pre-tax net operating income | $-7,000 | 6,323 |
| Securities gains (losses) | $94,000 | 1,150 |
| Applicable income taxes | $-14,000 | 6,612 |
| Income before extraordinary items | $101,000 | 5,848 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $101,000 | 5,850 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $101,000 | 5,850 |
| Net charge-offs | $90,000 | 2,851 |
| Cash dividends | $125,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $7,000 | 6,285 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 6,063 |
| Total interest expense | $37,000 | 6,417 |
| Net interest income | $444,000 | 5,970 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $35,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-9,000 | 6,792 |
| Total noninterest expense | $444,000 | 5,762 |
| Salaries and employee benefits | $220,000 | 5,879 |
| Premises and equipment expense | $51,000 | 5,624 |
| Additional noninterest expense | $173,000 | 5,441 |
| Pre-tax net operating income | $10,000 | 6,251 |
| Securities gains (losses) | $92,000 | 706 |
| Applicable income taxes | $8,000 | 4,015 |
| Income before extraordinary items | $94,000 | 5,323 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $94,000 | 5,325 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $94,000 | 5,325 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $75,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $9,360 | 6,255 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 6,099 |
| Total interest expense | $201,000 | 6,393 |
| Net interest income | $1,865,000 | 5,983 |
| Provision for loan and lease losses | $-43,000 | 6,846 |
| Total noninterest income | $251,000 | 5,452 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $214,000 | 4,134 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $37,000 | 6,021 |
| Total noninterest expense | $1,707,000 | 5,888 |
| Salaries and employee benefits | $909,000 | 5,874 |
| Premises and equipment expense | $161,000 | 6,026 |
| Additional noninterest expense | $637,000 | 5,707 |
| Pre-tax net operating income | $452,000 | 5,017 |
| Securities gains (losses) | $142,000 | 1,989 |
| Applicable income taxes | $91,000 | 3,568 |
| Income before extraordinary items | $503,000 | 4,927 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $503,000 | 4,926 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $503,000 | 4,927 |
| Net charge-offs | $33,000 | 5,163 |
| Cash dividends | $85,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $382,300 | 5,050 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 6,178 |
| Total interest expense | $159,000 | 6,476 |
| Net interest income | $1,418,000 | 6,043 |
| Provision for loan and lease losses | $-43,000 | 6,978 |
| Total noninterest income | $178,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $157,000 | 4,225 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 6,290 |
| Total noninterest expense | $1,260,000 | 5,976 |
| Salaries and employee benefits | $667,000 | 5,952 |
| Premises and equipment expense | $117,000 | 6,135 |
| Additional noninterest expense | $476,000 | 5,771 |
| Pre-tax net operating income | $379,000 | 5,050 |
| Securities gains (losses) | $139,000 | 1,729 |
| Applicable income taxes | $113,000 | 3,280 |
| Income before extraordinary items | $405,000 | 4,969 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $405,000 | 4,970 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $405,000 | 4,970 |
| Net charge-offs | $23,000 | 4,994 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $296,580 | 5,141 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 6,213 |
| Total interest expense | $111,000 | 6,517 |
| Net interest income | $946,000 | 6,087 |
| Provision for loan and lease losses | $-68,000 | 7,089 |
| Total noninterest income | $120,000 | 5,584 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $104,000 | 4,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,278 |
| Total noninterest expense | $842,000 | 6,021 |
| Salaries and employee benefits | $448,000 | 5,984 |
| Premises and equipment expense | $71,000 | 6,290 |
| Additional noninterest expense | $323,000 | 5,778 |
| Pre-tax net operating income | $292,000 | 4,871 |
| Securities gains (losses) | $88,000 | 1,685 |
| Applicable income taxes | $86,000 | 3,177 |
| Income before extraordinary items | $294,000 | 4,844 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $294,000 | 4,847 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $294,000 | 4,847 |
| Net charge-offs | $-13,000 | 6,695 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $226,240 | 4,988 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 6,325 |
| Total interest expense | $60,000 | 6,532 |
| Net interest income | $449,000 | 6,222 |
| Provision for loan and lease losses | $-82,000 | 7,185 |
| Total noninterest income | $57,000 | 5,694 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $51,000 | 4,252 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $429,000 | 6,036 |
| Salaries and employee benefits | $230,000 | 5,984 |
| Premises and equipment expense | $37,000 | 6,275 |
| Additional noninterest expense | $162,000 | 5,804 |
| Pre-tax net operating income | $159,000 | 4,848 |
| Securities gains (losses) | $36,000 | 1,371 |
| Applicable income taxes | $44,000 | 3,166 |
| Income before extraordinary items | $151,000 | 4,839 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $151,000 | 4,842 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $151,000 | 4,843 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $123,280 | 4,971 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 6,399 |
| Total interest expense | $299,000 | 6,559 |
| Net interest income | $1,762,000 | 6,296 |
| Provision for loan and lease losses | $40,000 | 5,963 |
| Total noninterest income | $208,000 | 5,691 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $210,000 | 4,285 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,000 | 6,725 |
| Total noninterest expense | $1,754,000 | 6,046 |
| Salaries and employee benefits | $914,000 | 6,030 |
| Premises and equipment expense | $165,000 | 6,294 |
| Additional noninterest expense | $675,000 | 5,776 |
| Pre-tax net operating income | $176,000 | 5,569 |
| Securities gains (losses) | $162,000 | 1,633 |
| Applicable income taxes | $29,000 | 3,975 |
| Income before extraordinary items | $309,000 | 5,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $309,000 | 5,214 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $309,000 | 5,214 |
| Net charge-offs | $-5,000 | 6,942 |
| Cash dividends | $79,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $161,580 | 5,551 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 6,439 |
| Total interest expense | $234,000 | 6,612 |
| Net interest income | $1,336,000 | 6,328 |
| Provision for loan and lease losses | $36,000 | 5,753 |
| Total noninterest income | $143,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $158,000 | 4,303 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-15,000 | 6,937 |
| Total noninterest expense | $1,306,000 | 6,098 |
| Salaries and employee benefits | $675,000 | 6,073 |
| Premises and equipment expense | $113,000 | 6,453 |
| Additional noninterest expense | $518,000 | 5,749 |
| Pre-tax net operating income | $137,000 | 5,684 |
| Securities gains (losses) | $163,000 | 1,357 |
| Applicable income taxes | $37,000 | 3,772 |
| Income before extraordinary items | $263,000 | 5,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $263,000 | 5,219 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $263,000 | 5,219 |
| Net charge-offs | $-8,000 | 6,968 |
| Cash dividends | $4,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $119,560 | 5,687 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 6,478 |
| Total interest expense | $160,000 | 6,683 |
| Net interest income | $901,000 | 6,354 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $81,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $107,000 | 4,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-26,000 | 7,085 |
| Total noninterest expense | $883,000 | 6,133 |
| Salaries and employee benefits | $454,000 | 6,112 |
| Premises and equipment expense | $77,000 | 6,468 |
| Additional noninterest expense | $352,000 | 5,789 |
| Pre-tax net operating income | $99,000 | 5,691 |
| Securities gains (losses) | $89,000 | 1,220 |
| Applicable income taxes | $27,000 | 3,694 |
| Income before extraordinary items | $161,000 | 5,285 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $161,000 | 5,284 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $161,000 | 5,285 |
| Net charge-offs | $-17,000 | 7,124 |
| Cash dividends | $4,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $84,460 | 5,720 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 6,580 |
| Total interest expense | $83,000 | 6,733 |
| Net interest income | $429,000 | 6,454 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $60,000 | 5,716 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $54,000 | 4,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $439,000 | 6,173 |
| Salaries and employee benefits | $226,000 | 6,160 |
| Premises and equipment expense | $38,000 | 6,532 |
| Additional noninterest expense | $175,000 | 5,839 |
| Pre-tax net operating income | $50,000 | 5,765 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $50,000 | 5,709 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $50,000 | 5,708 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $50,000 | 5,709 |
| Net charge-offs | $-14,000 | 7,105 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $50,000 | 5,668 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 6,693 |
| Total interest expense | $382,000 | 6,843 |
| Net interest income | $1,678,000 | 6,553 |
| Provision for loan and lease losses | $134,000 | 5,756 |
| Total noninterest income | $256,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $227,000 | 4,189 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 6,439 |
| Total noninterest expense | $1,694,000 | 6,310 |
| Salaries and employee benefits | $885,000 | 6,250 |
| Premises and equipment expense | $152,000 | 6,615 |
| Additional noninterest expense | $657,000 | 6,035 |
| Pre-tax net operating income | $106,000 | 5,460 |
| Securities gains (losses) | $111,000 | 2,070 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $214,000 | 5,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $214,000 | 5,230 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $214,000 | 5,230 |
| Net charge-offs | $92,000 | 5,482 |
| Cash dividends | $62,000 | 3,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $104,110 | 5,472 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 6,793 |
| Total interest expense | $287,000 | 6,967 |
| Net interest income | $1,266,000 | 6,629 |
| Provision for loan and lease losses | $134,000 | 5,416 |
| Total noninterest income | $188,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $166,000 | 4,300 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $22,000 | 6,606 |
| Total noninterest expense | $1,256,000 | 6,374 |
| Salaries and employee benefits | $657,000 | 6,324 |
| Premises and equipment expense | $115,000 | 6,682 |
| Additional noninterest expense | $484,000 | 6,113 |
| Pre-tax net operating income | $64,000 | 5,754 |
| Securities gains (losses) | $111,000 | 1,852 |
| Applicable income taxes | $7,000 | 4,338 |
| Income before extraordinary items | $168,000 | 5,442 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $168,000 | 5,444 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $168,000 | 5,445 |
| Net charge-offs | $91,000 | 5,003 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $61,440 | 5,757 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 6,867 |
| Total interest expense | $189,000 | 7,066 |
| Net interest income | $827,000 | 6,695 |
| Provision for loan and lease losses | $104,000 | 5,107 |
| Total noninterest income | $116,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $102,000 | 4,444 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $830,000 | 6,438 |
| Salaries and employee benefits | $436,000 | 6,373 |
| Premises and equipment expense | $77,000 | 6,712 |
| Additional noninterest expense | $317,000 | 6,183 |
| Pre-tax net operating income | $9,000 | 6,018 |
| Securities gains (losses) | $60,000 | 1,775 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $69,000 | 5,752 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $69,000 | 5,754 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $69,000 | 5,753 |
| Net charge-offs | $64,000 | 4,667 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $9,000 | 6,032 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 6,917 |
| Total interest expense | $94,000 | 7,185 |
| Net interest income | $425,000 | 6,710 |
| Provision for loan and lease losses | $59,000 | 4,729 |
| Total noninterest income | $59,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $51,000 | 4,444 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $411,000 | 6,551 |
| Salaries and employee benefits | $215,000 | 6,477 |
| Premises and equipment expense | $42,000 | 6,671 |
| Additional noninterest expense | $154,000 | 6,294 |
| Pre-tax net operating income | $14,000 | 6,096 |
| Securities gains (losses) | $40,000 | 1,236 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $48,000 | 5,725 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 5,726 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $48,000 | 5,725 |
| Net charge-offs | $25,000 | 4,275 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $12,400 | 6,114 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 6,929 |
| Total interest expense | $432,000 | 7,281 |
| Net interest income | $1,750,000 | 6,631 |
| Provision for loan and lease losses | $175,000 | 5,925 |
| Total noninterest income | $245,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $214,000 | 4,521 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $31,000 | 6,716 |
| Total noninterest expense | $1,651,000 | 6,608 |
| Salaries and employee benefits | $875,000 | 6,522 |
| Premises and equipment expense | $179,000 | 6,652 |
| Additional noninterest expense | $597,000 | 6,454 |
| Pre-tax net operating income | $169,000 | 4,887 |
| Securities gains (losses) | $92,000 | 2,210 |
| Applicable income taxes | $23,000 | 3,606 |
| Income before extraordinary items | $238,000 | 4,686 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $238,000 | 4,685 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $238,000 | 4,686 |
| Net charge-offs | $146,000 | 5,357 |
| Cash dividends | $81,000 | 4,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $154,280 | 4,906 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 7,000 |
| Total interest expense | $332,000 | 7,365 |
| Net interest income | $1,316,000 | 6,657 |
| Provision for loan and lease losses | $160,000 | 5,436 |
| Total noninterest income | $185,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $159,000 | 4,562 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $26,000 | 6,813 |
| Total noninterest expense | $1,252,000 | 6,621 |
| Salaries and employee benefits | $657,000 | 6,552 |
| Premises and equipment expense | $142,000 | 6,614 |
| Additional noninterest expense | $453,000 | 6,453 |
| Pre-tax net operating income | $89,000 | 5,332 |
| Securities gains (losses) | $92,000 | 1,900 |
| Applicable income taxes | $7,000 | 4,144 |
| Income before extraordinary items | $174,000 | 4,969 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $174,000 | 4,968 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $174,000 | 4,969 |
| Net charge-offs | $150,000 | 4,606 |
| Cash dividends | $8,000 | 4,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $85,680 | 5,328 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 7,052 |
| Total interest expense | $236,000 | 7,399 |
| Net interest income | $871,000 | 6,685 |
| Provision for loan and lease losses | $110,000 | 5,210 |
| Total noninterest income | $112,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $99,000 | 4,691 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $849,000 | 6,645 |
| Salaries and employee benefits | $440,000 | 6,622 |
| Premises and equipment expense | $98,000 | 6,620 |
| Additional noninterest expense | $311,000 | 6,424 |
| Pre-tax net operating income | $24,000 | 5,662 |
| Securities gains (losses) | $44,000 | 1,988 |
| Applicable income taxes | $-12,000 | 6,817 |
| Income before extraordinary items | $80,000 | 5,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 5,346 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $80,000 | 5,346 |
| Net charge-offs | $156,000 | 3,732 |
| Cash dividends | $8,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $36,000 | 5,585 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $566,000 | 7,063 |
| Total interest expense | $128,000 | 7,405 |
| Net interest income | $438,000 | 6,682 |
| Provision for loan and lease losses | $35,000 | 5,303 |
| Total noninterest income | $55,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $48,000 | 4,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $440,000 | 6,565 |
| Salaries and employee benefits | $228,000 | 6,594 |
| Premises and equipment expense | $49,000 | 6,650 |
| Additional noninterest expense | $163,000 | 6,106 |
| Pre-tax net operating income | $18,000 | 6,039 |
| Securities gains (losses) | $44,000 | 1,356 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $55,000 | 5,604 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 5,607 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $55,000 | 5,607 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $15,840 | 6,066 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 7,012 |
| Total interest expense | $707,000 | 7,314 |
| Net interest income | $1,761,000 | 6,693 |
| Provision for loan and lease losses | $195,000 | 5,240 |
| Total noninterest income | $486,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $263,000 | 4,258 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $223,000 | 4,667 |
| Total noninterest expense | $1,935,000 | 6,316 |
| Salaries and employee benefits | $881,000 | 6,697 |
| Premises and equipment expense | $205,000 | 6,643 |
| Additional noninterest expense | $849,000 | 5,313 |
| Pre-tax net operating income | $117,000 | 5,973 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $123,000 | 5,779 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $123,000 | 5,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 3,697 |
| Cash dividends | $87,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $117,000 | 5,955 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 7,051 |
| Total interest expense | $555,000 | 7,375 |
| Net interest income | $1,325,000 | 6,725 |
| Provision for loan and lease losses | $195,000 | 4,255 |
| Total noninterest income | $420,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $208,000 | 4,172 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $212,000 | 4,307 |
| Total noninterest expense | $1,478,000 | 6,260 |
| Salaries and employee benefits | $693,000 | 6,623 |
| Premises and equipment expense | $161,000 | 6,579 |
| Additional noninterest expense | $624,000 | 5,316 |
| Pre-tax net operating income | $72,000 | 6,508 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $78,000 | 6,290 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $78,000 | 6,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,593 |
| Cash dividends | $9,000 | 4,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $72,000 | 6,465 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 7,108 |
| Total interest expense | $384,000 | 7,431 |
| Net interest income | $879,000 | 6,762 |
| Provision for loan and lease losses | $195,000 | 3,200 |
| Total noninterest income | $346,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $139,000 | 4,184 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $207,000 | 3,699 |
| Total noninterest expense | $996,000 | 6,281 |
| Salaries and employee benefits | $460,000 | 6,682 |
| Premises and equipment expense | $92,000 | 6,897 |
| Additional noninterest expense | $444,000 | 5,096 |
| Pre-tax net operating income | $34,000 | 6,763 |
| Securities gains (losses) | $-6,000 | 8,076 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $28,000 | 6,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,906 |
| Cash dividends | $9,000 | 4,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $34,000 | 6,740 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 7,094 |
| Total interest expense | $200,000 | 7,492 |
| Net interest income | $461,000 | 6,692 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $74,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $67,000 | 4,239 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $464,000 | 6,493 |
| Salaries and employee benefits | $231,000 | 6,692 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $188,000 | 5,537 |
| Pre-tax net operating income | $21,000 | 6,959 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $21,000 | 7,008 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,000 | 7,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,134 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $21,000 | 6,919 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 7,031 |
| Total interest expense | $888,000 | 7,335 |
| Net interest income | $1,851,000 | 6,691 |
| Provision for loan and lease losses | $142,000 | 4,409 |
| Total noninterest income | $364,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $269,000 | 4,313 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $95,000 | 6,290 |
| Total noninterest expense | $1,824,000 | 6,447 |
| Salaries and employee benefits | $872,000 | 6,786 |
| Premises and equipment expense | $194,000 | 6,796 |
| Additional noninterest expense | $758,000 | 5,519 |
| Pre-tax net operating income | $249,000 | 6,741 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $42,000 | 5,020 |
| Income before extraordinary items | $194,000 | 6,807 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $194,000 | 6,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,708 |
| Cash dividends | $88,000 | 5,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $204,660 | 6,759 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,043,000 | 7,078 |
| Total interest expense | $673,000 | 7,352 |
| Net interest income | $1,370,000 | 6,757 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $284,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $195,000 | 4,391 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $89,000 | 5,996 |
| Total noninterest expense | $1,390,000 | 6,386 |
| Salaries and employee benefits | $662,000 | 6,719 |
| Premises and equipment expense | $146,000 | 6,780 |
| Additional noninterest expense | $582,000 | 5,395 |
| Pre-tax net operating income | $214,000 | 6,916 |
| Securities gains (losses) | $-13,000 | 7,843 |
| Applicable income taxes | $40,000 | 5,094 |
| Income before extraordinary items | $161,000 | 6,989 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $161,000 | 6,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,644 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $171,400 | 6,935 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 7,173 |
| Total interest expense | $428,000 | 7,459 |
| Net interest income | $896,000 | 6,838 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $150,000 | 6,137 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $128,000 | 4,424 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $22,000 | 7,282 |
| Total noninterest expense | $912,000 | 6,480 |
| Salaries and employee benefits | $452,000 | 6,720 |
| Premises and equipment expense | $98,000 | 6,806 |
| Additional noninterest expense | $362,000 | 5,588 |
| Pre-tax net operating income | $134,000 | 7,061 |
| Securities gains (losses) | $-13,000 | 8,051 |
| Applicable income taxes | $21,000 | 5,320 |
| Income before extraordinary items | $100,000 | 7,122 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $100,000 | 7,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,999 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $110,790 | 7,034 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 7,249 |
| Total interest expense | $206,000 | 7,538 |
| Net interest income | $440,000 | 6,894 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $75,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $458,000 | 6,508 |
| Salaries and employee benefits | $233,000 | 6,704 |
| Premises and equipment expense | $50,000 | 6,802 |
| Additional noninterest expense | $175,000 | 5,662 |
| Pre-tax net operating income | $57,000 | 7,202 |
| Securities gains (losses) | $-13,000 | 8,304 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $38,000 | 7,334 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $38,000 | 7,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $49,180 | 7,155 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,836,000 | 6,906 |
| Total interest expense | $824,000 | 7,282 |
| Net interest income | $2,012,000 | 6,546 |
| Provision for loan and lease losses | $308,000 | 2,719 |
| Total noninterest income | $293,000 | 6,224 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $254,000 | 4,460 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 7,501 |
| Total noninterest expense | $1,730,000 | 6,538 |
| Salaries and employee benefits | $846,000 | 6,821 |
| Premises and equipment expense | $186,000 | 6,861 |
| Additional noninterest expense | $698,000 | 5,657 |
| Pre-tax net operating income | $267,000 | 7,210 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $59,000 | 5,342 |
| Income before extraordinary items | $204,000 | 7,259 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $204,000 | 7,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,272 |
| Cash dividends | $96,000 | 5,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $207,120 | 7,239 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 6,935 |
| Total interest expense | $613,000 | 7,294 |
| Net interest income | $1,515,000 | 6,609 |
| Provision for loan and lease losses | $344,000 | 1,934 |
| Total noninterest income | $220,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $190,000 | 4,510 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,516 |
| Total noninterest expense | $1,286,000 | 6,577 |
| Salaries and employee benefits | $646,000 | 6,761 |
| Premises and equipment expense | $134,000 | 6,967 |
| Additional noninterest expense | $506,000 | 5,734 |
| Pre-tax net operating income | $105,000 | 7,787 |
| Securities gains (losses) | $-4,000 | 7,334 |
| Applicable income taxes | $72,000 | 5,197 |
| Income before extraordinary items | $29,000 | 8,039 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $29,000 | 8,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 867 |
| Cash dividends | $18,000 | 5,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $31,560 | 8,019 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 7,000 |
| Total interest expense | $383,000 | 7,349 |
| Net interest income | $996,000 | 6,669 |
| Provision for loan and lease losses | $109,000 | 3,215 |
| Total noninterest income | $139,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $119,000 | 4,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,559 |
| Total noninterest expense | $845,000 | 6,639 |
| Salaries and employee benefits | $428,000 | 6,812 |
| Premises and equipment expense | $84,000 | 7,088 |
| Additional noninterest expense | $333,000 | 5,762 |
| Pre-tax net operating income | $181,000 | 7,202 |
| Securities gains (losses) | $-4,000 | 7,633 |
| Applicable income taxes | $46,000 | 5,280 |
| Income before extraordinary items | $131,000 | 7,300 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $131,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 799 |
| Cash dividends | $18,000 | 4,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $133,960 | 7,290 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $704,000 | 6,941 |
| Total interest expense | $169,000 | 7,508 |
| Net interest income | $535,000 | 6,517 |
| Provision for loan and lease losses | $69,000 | 2,655 |
| Total noninterest income | $66,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $56,000 | 4,691 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $414,000 | 6,686 |
| Salaries and employee benefits | $210,000 | 6,870 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $164,000 | 5,789 |
| Pre-tax net operating income | $118,000 | 6,823 |
| Securities gains (losses) | $-4,000 | 8,056 |
| Applicable income taxes | $32,000 | 4,955 |
| Income before extraordinary items | $82,000 | 7,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $84,880 | 6,989 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 6,992 |
| Total interest expense | $553,000 | 7,470 |
| Net interest income | $1,967,000 | 6,676 |
| Provision for loan and lease losses | $92,000 | 4,951 |
| Total noninterest income | $288,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $242,000 | 4,632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,467 |
| Total noninterest expense | $1,633,000 | 6,667 |
| Salaries and employee benefits | $797,000 | 6,939 |
| Premises and equipment expense | $186,000 | 6,877 |
| Additional noninterest expense | $650,000 | 5,801 |
| Pre-tax net operating income | $530,000 | 6,652 |
| Securities gains (losses) | $-21,000 | 7,836 |
| Applicable income taxes | $162,000 | 4,911 |
| Income before extraordinary items | $347,000 | 6,986 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $347,000 | 6,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,191 |
| Cash dividends | $89,000 | 5,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $361,280 | 6,916 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 7,050 |
| Total interest expense | $406,000 | 7,447 |
| Net interest income | $1,443,000 | 6,764 |
| Provision for loan and lease losses | $55,000 | 5,056 |
| Total noninterest income | $214,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $177,000 | 4,724 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 7,425 |
| Total noninterest expense | $1,219,000 | 6,689 |
| Salaries and employee benefits | $588,000 | 6,978 |
| Premises and equipment expense | $142,000 | 6,840 |
| Additional noninterest expense | $489,000 | 5,772 |
| Pre-tax net operating income | $383,000 | 6,864 |
| Securities gains (losses) | $-21,000 | 8,193 |
| Applicable income taxes | $117,000 | 5,087 |
| Income before extraordinary items | $245,000 | 7,215 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $245,000 | 7,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $6,000 | 5,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $259,280 | 7,100 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 7,126 |
| Total interest expense | $234,000 | 7,627 |
| Net interest income | $942,000 | 6,813 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $136,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $110,000 | 4,838 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $26,000 | 7,352 |
| Total noninterest expense | $819,000 | 6,682 |
| Salaries and employee benefits | $394,000 | 6,958 |
| Premises and equipment expense | $95,000 | 6,804 |
| Additional noninterest expense | $330,000 | 5,718 |
| Pre-tax net operating income | $214,000 | 7,127 |
| Securities gains (losses) | $-21,000 | 8,378 |
| Applicable income taxes | $64,000 | 5,295 |
| Income before extraordinary items | $129,000 | 7,512 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $129,000 | 7,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $6,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $143,070 | 7,363 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 7,271 |
| Total interest expense | $101,000 | 7,824 |
| Net interest income | $455,000 | 6,948 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $409,000 | 6,710 |
| Salaries and employee benefits | $196,000 | 7,033 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $166,000 | 5,678 |
| Pre-tax net operating income | $81,000 | 7,483 |
| Securities gains (losses) | $-16,000 | 8,628 |
| Applicable income taxes | $22,000 | 5,594 |
| Income before extraordinary items | $43,000 | 7,879 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $43,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $53,560 | 7,682 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 7,248 |
| Total interest expense | $377,000 | 7,776 |
| Net interest income | $1,749,000 | 6,968 |
| Provision for loan and lease losses | $22,000 | 6,676 |
| Total noninterest income | $363,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $296,000 | 4,347 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,035 |
| Total noninterest expense | $1,735,000 | 6,473 |
| Salaries and employee benefits | $799,000 | 6,938 |
| Premises and equipment expense | $180,000 | 6,974 |
| Additional noninterest expense | $756,000 | 5,285 |
| Pre-tax net operating income | $355,000 | 7,260 |
| Securities gains (losses) | $-5,000 | 8,058 |
| Applicable income taxes | $119,000 | 5,339 |
| Income before extraordinary items | $231,000 | 7,498 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $231,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,425 |
| Cash dividends | $85,000 | 5,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $234,300 | 7,441 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 7,307 |
| Total interest expense | $280,000 | 7,819 |
| Net interest income | $1,290,000 | 7,027 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $282,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $227,000 | 4,321 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 6,930 |
| Total noninterest expense | $1,323,000 | 6,394 |
| Salaries and employee benefits | $627,000 | 6,794 |
| Premises and equipment expense | $132,000 | 7,004 |
| Additional noninterest expense | $564,000 | 5,253 |
| Pre-tax net operating income | $244,000 | 7,484 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $83,000 | 5,549 |
| Income before extraordinary items | $161,000 | 7,715 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $161,000 | 7,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $20,000 | 5,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $161,000 | 7,666 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 7,436 |
| Total interest expense | $186,000 | 7,877 |
| Net interest income | $818,000 | 7,173 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $196,000 | 5,865 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $153,000 | 4,277 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 6,699 |
| Total noninterest expense | $894,000 | 6,380 |
| Salaries and employee benefits | $421,000 | 6,810 |
| Premises and equipment expense | $88,000 | 7,035 |
| Additional noninterest expense | $385,000 | 5,193 |
| Pre-tax net operating income | $120,000 | 7,758 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $41,000 | 5,802 |
| Income before extraordinary items | $79,000 | 7,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 7,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $20,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $79,000 | 7,923 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 7,555 |
| Total interest expense | $94,000 | 7,934 |
| Net interest income | $391,000 | 7,310 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $92,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 4,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $439,000 | 6,490 |
| Salaries and employee benefits | $214,000 | 6,800 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $187,000 | 5,308 |
| Pre-tax net operating income | $44,000 | 7,999 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $29,000 | 8,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $29,000 | 8,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 7,434 |
| Total interest expense | $496,000 | 7,757 |
| Net interest income | $1,622,000 | 7,175 |
| Provision for loan and lease losses | $65,000 | 5,903 |
| Total noninterest income | $391,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $328,000 | 4,098 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $63,000 | 7,244 |
| Total noninterest expense | $1,805,000 | 6,345 |
| Salaries and employee benefits | $858,000 | 6,717 |
| Premises and equipment expense | $170,000 | 7,137 |
| Additional noninterest expense | $777,000 | 5,150 |
| Pre-tax net operating income | $143,000 | 8,037 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $49,000 | 6,289 |
| Income before extraordinary items | $94,000 | 8,249 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $94,000 | 8,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,366 |
| Cash dividends | $86,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $94,000 | 8,138 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 7,481 |
| Total interest expense | $395,000 | 7,795 |
| Net interest income | $1,225,000 | 7,209 |
| Provision for loan and lease losses | $65,000 | 5,417 |
| Total noninterest income | $299,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $251,000 | 4,082 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,275 |
| Total noninterest expense | $1,368,000 | 6,263 |
| Salaries and employee benefits | $661,000 | 6,652 |
| Premises and equipment expense | $125,000 | 7,195 |
| Additional noninterest expense | $582,000 | 5,122 |
| Pre-tax net operating income | $91,000 | 8,276 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $31,000 | 6,549 |
| Income before extraordinary items | $60,000 | 8,468 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $60,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,893 |
| Cash dividends | $21,000 | 5,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $60,000 | 8,355 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 7,528 |
| Total interest expense | $284,000 | 7,767 |
| Net interest income | $796,000 | 7,292 |
| Provision for loan and lease losses | $65,000 | 4,607 |
| Total noninterest income | $196,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $170,000 | 4,008 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $919,000 | 6,265 |
| Salaries and employee benefits | $451,000 | 6,598 |
| Premises and equipment expense | $82,000 | 7,238 |
| Additional noninterest expense | $386,000 | 5,135 |
| Pre-tax net operating income | $8,000 | 8,619 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $0 | 8,760 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $0 | 8,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,364 |
| Cash dividends | $21,000 | 5,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $0 | 8,652 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 7,572 |
| Total interest expense | $153,000 | 7,708 |
| Net interest income | $385,000 | 7,381 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $97,000 | 5,987 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 3,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $457,000 | 6,297 |
| Salaries and employee benefits | $224,000 | 6,636 |
| Premises and equipment expense | $41,000 | 7,269 |
| Additional noninterest expense | $192,000 | 5,116 |
| Pre-tax net operating income | $-40,000 | 8,862 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $-48,000 | 8,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-48,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,197 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-48,000 | 8,864 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 7,420 |
| Total interest expense | $794,000 | 7,534 |
| Net interest income | $1,633,000 | 7,216 |
| Provision for loan and lease losses | $450,000 | 2,572 |
| Total noninterest income | $422,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $367,000 | 3,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,472 |
| Total noninterest expense | $1,690,000 | 6,478 |
| Salaries and employee benefits | $897,000 | 6,529 |
| Premises and equipment expense | $163,000 | 7,269 |
| Additional noninterest expense | $630,000 | 5,761 |
| Pre-tax net operating income | $-85,000 | 8,748 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $-20,000 | 8,914 |
| Income before extraordinary items | $-56,000 | 8,797 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-56,000 | 8,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 2,056 |
| Cash dividends | $20,000 | 6,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-62,660 | 8,744 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 6,938 |
| Total interest expense | $1,300,000 | 7,408 |
| Net interest income | $1,994,000 | 6,445 |
| Provision for loan and lease losses | $743,000 | 1,594 |
| Total noninterest income | $486,000 | 5,143 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $417,000 | 3,273 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $69,000 | 7,145 |
| Total noninterest expense | $1,829,000 | 6,073 |
| Salaries and employee benefits | $983,000 | 6,045 |
| Premises and equipment expense | $198,000 | 6,821 |
| Additional noninterest expense | $648,000 | 5,562 |
| Pre-tax net operating income | $-92,000 | 8,858 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-36,000 | 9,116 |
| Income before extraordinary items | $-56,000 | 8,906 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-56,000 | 8,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $741,000 | 1,161 |
| Cash dividends | $34,000 | 6,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-56,000 | 8,835 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 6,488 |
| Total interest expense | $1,392,000 | 7,366 |
| Net interest income | $2,613,000 | 5,647 |
| Provision for loan and lease losses | $179,000 | 4,041 |
| Total noninterest income | $404,000 | 5,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 3,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,735 |
| Total noninterest expense | $1,904,000 | 5,853 |
| Salaries and employee benefits | $939,000 | 6,167 |
| Premises and equipment expense | $182,000 | 7,052 |
| Additional noninterest expense | $783,000 | 4,806 |
| Pre-tax net operating income | $934,000 | 5,441 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $319,000 | 4,462 |
| Income before extraordinary items | $615,000 | 5,770 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $615,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,089 |
| Cash dividends | $347,000 | 4,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $615,000 | 5,781 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 6,901 |
| Total interest expense | $1,246,000 | 7,523 |
| Net interest income | $2,186,000 | 6,308 |
| Provision for loan and lease losses | $190,000 | 3,663 |
| Total noninterest income | $595,000 | 4,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 3,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,237 |
| Total noninterest expense | $1,734,000 | 6,222 |
| Salaries and employee benefits | $898,000 | 6,318 |
| Premises and equipment expense | $216,000 | 6,562 |
| Additional noninterest expense | $620,000 | 5,703 |
| Pre-tax net operating income | $857,000 | 5,730 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $288,000 | 4,908 |
| Income before extraordinary items | $569,000 | 6,048 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $569,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,107 |
| Cash dividends | $240,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $569,000 | 6,022 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 7,024 |
| Total interest expense | $1,303,000 | 7,663 |
| Net interest income | $2,135,000 | 6,421 |
| Provision for loan and lease losses | $101,000 | 5,074 |
| Total noninterest income | $395,000 | 5,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 3,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $1,692,000 | 6,247 |
| Salaries and employee benefits | $839,000 | 6,516 |
| Premises and equipment expense | $203,000 | 6,666 |
| Additional noninterest expense | $650,000 | 5,446 |
| Pre-tax net operating income | $737,000 | 6,349 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $214,000 | 6,034 |
| Income before extraordinary items | $523,000 | 6,474 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $523,000 | 6,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,669 |
| Cash dividends | $542,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $523,000 | 6,362 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 7,452 |
| Total interest expense | $1,200,000 | 8,110 |
| Net interest income | $2,047,000 | 6,823 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $349,000 | 6,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,483 |
| Total noninterest expense | $1,516,000 | 6,747 |
| Salaries and employee benefits | $773,000 | 6,912 |
| Premises and equipment expense | $179,000 | 7,216 |
| Additional noninterest expense | $564,000 | 6,022 |
| Pre-tax net operating income | $810,000 | 6,504 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $273,000 | 5,995 |
| Income before extraordinary items | $537,000 | 6,756 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $537,000 | 6,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,973 |
| Cash dividends | $359,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $537,000 | 6,699 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 7,876 |
| Total interest expense | $1,208,000 | 8,356 |
| Net interest income | $1,898,000 | 7,358 |
| Provision for loan and lease losses | $132,000 | 4,386 |
| Total noninterest income | $385,000 | 6,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,546 |
| Total noninterest expense | $1,389,000 | 7,421 |
| Salaries and employee benefits | $671,000 | 7,712 |
| Premises and equipment expense | $165,000 | 7,728 |
| Additional noninterest expense | $553,000 | 6,657 |
| Pre-tax net operating income | $762,000 | 6,649 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-21,000 | 10,993 |
| Income before extraordinary items | $783,000 | 5,382 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $783,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-19,000 | 11,315 |
| Net operating income | $783,000 | 5,323 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 8,364 |
| Total interest expense | $1,178,000 | 8,662 |
| Net interest income | $1,720,000 | 7,965 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $599,000 | 4,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 3,558 |
| Total noninterest expense | $1,733,000 | 6,645 |
| Salaries and employee benefits | $640,000 | 8,112 |
| Premises and equipment expense | $224,000 | 6,765 |
| Additional noninterest expense | $869,000 | 4,912 |
| Pre-tax net operating income | $471,000 | 8,612 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $6,000 | 10,990 |
| Income before extraordinary items | $465,000 | 7,517 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $465,000 | 7,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $56,000 | 7,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $465,000 | 7,489 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 8,958 |
| Total interest expense | $909,000 | 9,093 |
| Net interest income | $1,558,000 | 8,706 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $477,000 | 5,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,561 |
| Total noninterest expense | $1,541,000 | 7,470 |
| Salaries and employee benefits | $572,000 | 8,808 |
| Premises and equipment expense | $228,000 | 6,906 |
| Additional noninterest expense | $741,000 | 6,047 |
| Pre-tax net operating income | $464,000 | 8,892 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $464,000 | 7,582 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $464,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $464,000 | 7,631 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 9,894 |
| Total interest expense | $918,000 | 9,479 |
| Net interest income | $1,231,000 | 9,965 |
| Provision for loan and lease losses | $124,000 | 5,143 |
| Total noninterest income | $434,000 | 6,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $1,647,000 | 7,365 |
| Salaries and employee benefits | $626,000 | 8,595 |
| Premises and equipment expense | $257,000 | 6,565 |
| Additional noninterest expense | $764,000 | 6,148 |
| Pre-tax net operating income | $-106,000 | 12,597 |
| Securities gains (losses) | $-243,000 | 13,223 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-349,000 | 12,845 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-349,000 | 12,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 3,398 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-106,000 | 12,568 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 10,154 |
| Total interest expense | $1,068,000 | 10,102 |
| Net interest income | $1,300,000 | 9,982 |
| Provision for loan and lease losses | $182,000 | 5,471 |
| Total noninterest income | $526,000 | 5,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $404,000 | 3,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,395 |
| Total noninterest expense | $1,565,000 | 7,691 |
| Salaries and employee benefits | $629,000 | 8,560 |
| Premises and equipment expense | $328,000 | 5,618 |
| Additional noninterest expense | $608,000 | 7,442 |
| Pre-tax net operating income | $79,000 | 12,210 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $26,000 | 11,922 |
| Income before extraordinary items | $84,000 | 12,161 |
| Extraordinary gains, net | $26,000 | 1,170 |
| Net income | $110,000 | 11,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 4,249 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $60,440 | 12,184 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.