Home > The City National Bank of Sylacauga > Income and Expense
The City National Bank of Sylacauga, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,757,000 | 4,630 |
| Total interest expense | $2,910,000 | 4,843 |
| Net interest income | $3,847,000 | 4,383 |
| Provision for loan and lease losses | $384,000 | 2,173 |
| Total noninterest income | $470,000 | 5,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,946 |
| Total noninterest expense | $3,338,000 | 3,758 |
| Salaries and employee benefits | $1,841,000 | 3,562 |
| Premises and equipment expense | $572,000 | 3,291 |
| Additional noninterest expense | $925,000 | 4,200 |
| Pre-tax net operating income | $595,000 | 7,453 |
| Securities gains (losses) | $215,000 | 674 |
| Applicable income taxes | $176,000 | 7,233 |
| Income before extraordinary items | $634,000 | 6,195 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $634,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,879 |
| Cash dividends | $171,000 | 5,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $466,300 | 7,139 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 5,127 |
| Total interest expense | $2,457,000 | 5,576 |
| Net interest income | $3,638,000 | 4,672 |
| Provision for loan and lease losses | $346,000 | 2,337 |
| Total noninterest income | $531,000 | 4,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 2,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,742 |
| Total noninterest expense | $3,216,000 | 4,077 |
| Salaries and employee benefits | $1,738,000 | 3,786 |
| Premises and equipment expense | $553,000 | 3,466 |
| Additional noninterest expense | $925,000 | 4,664 |
| Pre-tax net operating income | $607,000 | 7,379 |
| Securities gains (losses) | $55,000 | 1,274 |
| Applicable income taxes | $94,000 | 8,843 |
| Income before extraordinary items | $568,000 | 6,464 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $568,000 | 6,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,943 |
| Cash dividends | $168,000 | 5,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $520,700 | 6,708 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 5,470 |
| Total interest expense | $2,322,000 | 5,850 |
| Net interest income | $3,332,000 | 5,062 |
| Provision for loan and lease losses | $204,000 | 2,963 |
| Total noninterest income | $521,000 | 5,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $494,000 | 2,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $2,960,000 | 4,335 |
| Salaries and employee benefits | $1,591,000 | 4,066 |
| Premises and equipment expense | $429,000 | 4,271 |
| Additional noninterest expense | $940,000 | 4,586 |
| Pre-tax net operating income | $689,000 | 7,382 |
| Securities gains (losses) | $88,000 | 1,019 |
| Applicable income taxes | $61,000 | 9,959 |
| Income before extraordinary items | $716,000 | 5,885 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $716,000 | 5,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,489 |
| Cash dividends | $159,000 | 5,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $635,040 | 6,396 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 5,656 |
| Total interest expense | $1,814,000 | 6,027 |
| Net interest income | $3,205,000 | 5,317 |
| Provision for loan and lease losses | $77,000 | 5,110 |
| Total noninterest income | $529,000 | 5,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $494,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $2,526,000 | 5,117 |
| Salaries and employee benefits | $1,336,000 | 4,765 |
| Premises and equipment expense | $364,000 | 4,945 |
| Additional noninterest expense | $826,000 | 5,557 |
| Pre-tax net operating income | $1,131,000 | 5,458 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $247,000 | 6,586 |
| Income before extraordinary items | $868,000 | 5,041 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $868,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,234 |
| Cash dividends | $147,000 | 6,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $880,480 | 5,047 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 5,872 |
| Total interest expense | $1,663,000 | 6,706 |
| Net interest income | $3,247,000 | 5,277 |
| Provision for loan and lease losses | $98,000 | 5,836 |
| Total noninterest income | $558,000 | 5,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $2,568,000 | 5,154 |
| Salaries and employee benefits | $1,486,000 | 4,305 |
| Premises and equipment expense | $309,000 | 5,704 |
| Additional noninterest expense | $773,000 | 6,087 |
| Pre-tax net operating income | $1,139,000 | 5,377 |
| Securities gains (losses) | $153,000 | 1,964 |
| Applicable income taxes | $285,000 | 6,264 |
| Income before extraordinary items | $1,007,000 | 4,672 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,007,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,605 |
| Cash dividends | $126,000 | 6,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $887,660 | 4,929 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 6,282 |
| Total interest expense | $2,064,000 | 6,966 |
| Net interest income | $3,052,000 | 5,641 |
| Provision for loan and lease losses | $128,000 | 6,547 |
| Total noninterest income | $554,000 | 5,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $470,000 | 2,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,687 |
| Total noninterest expense | $2,510,000 | 5,295 |
| Salaries and employee benefits | $1,533,000 | 4,144 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $671,000 | 6,947 |
| Pre-tax net operating income | $968,000 | 5,762 |
| Securities gains (losses) | $147,000 | 2,440 |
| Applicable income taxes | $326,000 | 5,617 |
| Income before extraordinary items | $789,000 | 5,421 |
| Extraordinary gains, net | $-1,000 | 13,454 |
| Net income | $788,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 4,939 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $684,630 | 5,675 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.