Home > The City National Bank of Sylacauga > Assets and Liabilities
The City National Bank of Sylacauga, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 60 | 3,015 |
| Assets and Liabilities | ||
| Total Assets: | $84,350,000 | 4,981 |
| Cash and due from depository institutions | $2,560,000 | 3,015 |
| Interest-bearing balances | $200,000 | 3,891 |
| Securities | $36,127,000 | 3,095 |
| Federal funds sold & reverse repurchase agreements | $3,240,000 | 3,762 |
| Net loans & leases | $38,643,000 | 5,928 |
| Loan loss allowance | $515,000 | 5,580 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,389,000 | 3,292 |
| Other real estate owned | $0 | 3,015 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,391,000 | 4,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,350,000 | 4,981 |
| Total liabilities | $72,529,000 | 5,135 |
| Total deposits | $71,155,000 | 4,980 |
| Interest-bearing deposits | $60,222,000 | 5,059 |
| Deposits held in domestic offices | $71,155,000 | 4,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $492,000 | 3,141 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $882,000 | 3,941 |
| Total equity capital | $11,821,000 | 3,701 |
| Total bank equity capital | $11,821,000 | 3,701 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $300,000 | 9,398 |
| Undivided profits | $11,221,000 | 2,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $592,000 | 3,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $384,000 | 5,835 |
| Earning assets | $78,210,000 | 4,928 |
| Long-term assets (5+ years) | $44,297,000 | 1,526 |
| Average Assets, year-to-date | $84,853,200 | 4,787 |
| Average Assets, quarterly | $85,344,000 | 4,886 |
| Volatile liabilities | $23,586,000 | 2,614 |
| Insider loans | $512,000 | 5,351 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,363,000 | 6,218 |
| Tier 1 (core) risk-based capital | $11,583,000 | 3,648 |
| Tier 2 risk-based capital | $515,000 | 5,054 |
| Total risk weighted assets | $48,187,400 | 5,177 |
| Total unused commitments | $3,363,000 | 6,227 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 67 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $84,024,000 | 5,105 |
| Cash and due from depository institutions | $3,416,000 | 2,837 |
| Interest-bearing balances | $200,000 | 3,917 |
| Securities | $43,311,000 | 2,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $34,218,000 | 6,455 |
| Loan loss allowance | $450,000 | 6,339 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,922,000 | 3,897 |
| Other real estate owned | $0 | 2,837 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,157,000 | 5,635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,024,000 | 5,105 |
| Total liabilities | $72,868,000 | 5,256 |
| Total deposits | $70,716,000 | 5,135 |
| Interest-bearing deposits | $60,622,000 | 5,151 |
| Deposits held in domestic offices | $70,716,000 | 5,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,600,000 | 2,929 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $552,000 | 5,556 |
| Total equity capital | $11,156,000 | 3,936 |
| Total bank equity capital | $11,156,000 | 3,936 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $300,000 | 9,840 |
| Undivided profits | $10,556,000 | 2,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $585,000 | 3,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $329,000 | 6,510 |
| Earning assets | $77,729,000 | 5,070 |
| Long-term assets (5+ years) | $53,350,000 | 1,224 |
| Average Assets, year-to-date | $76,125,200 | 5,357 |
| Average Assets, quarterly | $79,083,500 | 5,321 |
| Volatile liabilities | $23,417,000 | 2,572 |
| Insider loans | $586,000 | 5,091 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,874,000 | 5,735 |
| Tier 1 (core) risk-based capital | $11,120,000 | 3,846 |
| Tier 2 risk-based capital | $450,000 | 5,676 |
| Total risk weighted assets | $41,420,400 | 5,834 |
| Total unused commitments | $3,874,000 | 5,746 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $74,135,000 | 5,692 |
| Cash and due from depository institutions | $3,684,000 | 3,365 |
| Interest-bearing balances | $402,000 | 3,495 |
| Securities | $36,714,000 | 3,447 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $31,051,000 | 6,846 |
| Loan loss allowance | $434,000 | 6,626 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,635,000 | 4,377 |
| Other real estate owned | $0 | 3,365 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,051,000 | 6,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,135,000 | 5,692 |
| Total liabilities | $63,108,000 | 5,925 |
| Total deposits | $61,407,000 | 5,822 |
| Interest-bearing deposits | $51,628,000 | 5,947 |
| Deposits held in domestic offices | $61,407,000 | 5,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,687 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $701,000 | 4,874 |
| Total equity capital | $11,027,000 | 3,956 |
| Total bank equity capital | $11,027,000 | 3,956 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $300,000 | 10,245 |
| Undivided profits | $10,427,000 | 2,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 3,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $284,000 | 7,371 |
| Earning assets | $68,167,000 | 5,682 |
| Long-term assets (5+ years) | $46,602,000 | 1,259 |
| Average Assets, year-to-date | $71,609,800 | 5,649 |
| Average Assets, quarterly | $73,055,000 | 5,697 |
| Volatile liabilities | $13,001,000 | 3,759 |
| Insider loans | $744,000 | 4,525 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $621,000 | 9,764 |
| Tier 1 (core) risk-based capital | $10,720,000 | 3,947 |
| Tier 2 risk-based capital | $434,000 | 5,848 |
| Total risk weighted assets | $37,221,900 | 6,286 |
| Total unused commitments | $621,000 | 9,773 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 54 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $68,543,000 | 6,024 |
| Cash and due from depository institutions | $3,402,000 | 3,715 |
| Interest-bearing balances | $405,000 | 3,547 |
| Securities | $27,415,000 | 4,620 |
| Federal funds sold & reverse repurchase agreements | $5,950,000 | 1,545 |
| Net loans & leases | $28,732,000 | 7,226 |
| Loan loss allowance | $430,000 | 6,833 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,256,000 | 5,261 |
| Other real estate owned | $23,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,765,000 | 4,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,543,000 | 6,024 |
| Total liabilities | $59,577,000 | 6,199 |
| Total deposits | $59,173,000 | 5,989 |
| Interest-bearing deposits | $49,371,000 | 6,130 |
| Deposits held in domestic offices | $59,173,000 | 5,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $404,000 | 6,043 |
| Total equity capital | $8,966,000 | 4,487 |
| Total bank equity capital | $8,966,000 | 4,487 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $300,000 | 10,693 |
| Undivided profits | $8,366,000 | 2,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 4,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $225,000 | 7,945 |
| Earning assets | $62,502,000 | 6,031 |
| Long-term assets (5+ years) | $40,920,000 | 1,392 |
| Average Assets, year-to-date | $67,365,600 | 5,983 |
| Average Assets, quarterly | $68,376,000 | 5,992 |
| Volatile liabilities | $8,951,000 | 4,693 |
| Insider loans | $512,000 | 5,617 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $799,000 | 9,594 |
| Tier 1 (core) risk-based capital | $10,163,000 | 4,059 |
| Tier 2 risk-based capital | $430,000 | 5,922 |
| Total risk weighted assets | $35,526,400 | 6,453 |
| Total unused commitments | $799,000 | 9,602 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $65,087,000 | 6,421 |
| Cash and due from depository institutions | $3,454,000 | 3,774 |
| Interest-bearing balances | $819,000 | 3,678 |
| Securities | $31,883,000 | 4,268 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 8,530 |
| Net loans & leases | $26,756,000 | 7,496 |
| Loan loss allowance | $483,000 | 6,531 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,267,000 | 5,282 |
| Other real estate owned | $49,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $978,000 | 6,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,087,000 | 6,421 |
| Total liabilities | $55,645,000 | 6,735 |
| Total deposits | $55,198,000 | 6,560 |
| Interest-bearing deposits | $46,532,000 | 6,682 |
| Deposits held in domestic offices | $55,198,000 | 6,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $447,000 | 5,801 |
| Total equity capital | $9,442,000 | 4,301 |
| Total bank equity capital | $9,442,000 | 4,301 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $300,000 | 11,156 |
| Undivided profits | $8,842,000 | 2,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 6,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $205,000 | 7,998 |
| Earning assets | $60,158,000 | 6,382 |
| Long-term assets (5+ years) | $36,204,000 | 1,591 |
| Average Assets, year-to-date | $63,590,200 | 6,397 |
| Average Assets, quarterly | $64,482,500 | 6,412 |
| Volatile liabilities | $8,486,000 | 4,635 |
| Insider loans | $749,000 | 4,546 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $218,000 | 11,411 |
| Tier 1 (core) risk-based capital | $9,442,000 | 4,211 |
| Tier 2 risk-based capital | $399,520 | 6,288 |
| Total risk weighted assets | $31,877,920 | 6,973 |
| Total unused commitments | $218,000 | 11,418 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 52 | 4,076 |
| Assets and Liabilities | ||
| Total Assets: | $63,335,000 | 6,654 |
| Cash and due from depository institutions | $3,495,000 | 4,076 |
| Interest-bearing balances | $401,000 | 5,203 |
| Securities | $26,959,000 | 4,871 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 8,306 |
| Net loans & leases | $29,941,000 | 7,064 |
| Loan loss allowance | $483,000 | 6,646 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $859,000 | 6,817 |
| Other real estate owned | $4,000 | 4,076 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $927,000 | 6,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,335,000 | 6,654 |
| Total liabilities | $54,774,000 | 6,917 |
| Total deposits | $54,341,000 | 6,788 |
| Interest-bearing deposits | $44,347,000 | 7,094 |
| Deposits held in domestic offices | $54,341,000 | 6,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $433,000 | 6,480 |
| Total equity capital | $8,561,000 | 4,508 |
| Total bank equity capital | $8,561,000 | 4,508 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $300,000 | 11,544 |
| Undivided profits | $7,961,000 | 2,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $402,000 | 6,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $209,000 | 8,456 |
| Earning assets | $58,451,000 | 6,590 |
| Long-term assets (5+ years) | $29,034,000 | 1,921 |
| Average Assets, year-to-date | $60,478,800 | 6,733 |
| Average Assets, quarterly | $63,285,500 | 6,591 |
| Volatile liabilities | $7,167,000 | 5,208 |
| Insider loans | $118,000 | 5,271 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $437,000 | 10,784 |
| Tier 1 (core) risk-based capital | $8,561,000 | 4,437 |
| Tier 2 risk-based capital | $377,310 | 6,515 |
| Total risk weighted assets | $30,079,010 | 7,310 |
| Total unused commitments | $437,000 | 10,809 |
| Derivatives | $0 | 651 |