Home > The City National Bank of Metropolis > Income and Expense

The City National Bank of Metropolis, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$17,703,000	2,052
Total interest expense	$6,755,000	1,685
Net interest income	$10,948,000	2,252
Provision for loan and lease losses	$243,000	1,848
Total noninterest income	$1,091,000	2,640
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$405,000	1,879
Trading account gains and fees	$0	123
Additional Noninterest Income	$686,000	2,665
Total noninterest expense	$8,661,000	2,212
Salaries and employee benefits	$5,269,000	2,126
Premises and equipment expense	$618,000	2,663
Additional noninterest expense	$686,000	2,665
Pre-tax net operating income	$3,135,000	2,465
Securities gains (losses)	$0	988
Applicable income taxes	$682,000	1,700
Income before extraordinary items	$2,453,000	2,555
Extraordinary gains, net	$0	54
Net income	$2,453,000	2,580
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,453,000	2,557
Net charge-offs	$-2,000	3,575
Cash dividends	$1,822,000	1,618
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,453,000	2,579
2023-09-30 (YTD Data)		Rank
Total interest income	$12,882,000	2,055
Total interest expense	$4,606,000	1,674
Net interest income	$8,276,000	2,257
Provision for loan and lease losses	$213,000	1,615
Total noninterest income	$873,000	2,565
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$298,000	1,899
Trading account gains and fees	$0	125
Additional Noninterest Income	$575,000	2,553
Total noninterest expense	$6,300,000	2,249
Salaries and employee benefits	$3,837,000	2,161
Premises and equipment expense	$465,000	2,656
Additional noninterest expense	$575,000	2,552
Pre-tax net operating income	$2,636,000	2,381
Securities gains (losses)	$0	849
Applicable income taxes	$558,000	1,679
Income before extraordinary items	$2,078,000	2,471
Extraordinary gains, net	$0	52
Net income	$2,078,000	2,493
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,078,000	2,472
Net charge-offs	$32,000	1,679
Cash dividends	$922,000	1,751
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,078,000	2,494
2023-06-30 (YTD Data)		Rank
Total interest income	$8,371,000	2,065
Total interest expense	$2,757,000	1,657
Net interest income	$5,614,000	2,244
Provision for loan and lease losses	$213,000	1,286
Total noninterest income	$570,000	2,548
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$189,000	1,956
Trading account gains and fees	$0	112
Additional Noninterest Income	$381,000	2,513
Total noninterest expense	$4,332,000	2,203
Salaries and employee benefits	$2,694,000	2,083
Premises and equipment expense	$310,000	2,658
Additional noninterest expense	$381,000	2,508
Pre-tax net operating income	$1,639,000	2,498
Securities gains (losses)	$0	938
Applicable income taxes	$372,000	1,693
Income before extraordinary items	$1,267,000	2,594
Extraordinary gains, net	$0	51
Net income	$1,267,000	2,624
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,267,000	2,594
Net charge-offs	$39,000	1,267
Cash dividends	$922,000	1,458
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,267,000	2,608
2023-03-31 (YTD Data)		Rank
Total interest income	$4,073,000	2,075
Total interest expense	$1,244,000	1,599
Net interest income	$2,829,000	2,239
Provision for loan and lease losses	$0	2,612
Total noninterest income	$284,000	2,551
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$89,000	2,036
Trading account gains and fees	$0	97
Additional Noninterest Income	$195,000	2,466
Total noninterest expense	$2,116,000	2,265
Salaries and employee benefits	$1,271,000	2,188
Premises and equipment expense	$156,000	2,686
Additional noninterest expense	$195,000	2,466
Pre-tax net operating income	$997,000	2,306
Securities gains (losses)	$0	950
Applicable income taxes	$186,000	1,724
Income before extraordinary items	$811,000	2,357
Extraordinary gains, net	$0	4
Net income	$811,000	2,356
Minority interest net income	$0	48
Net income of bank and minority interests.	$811,000	2,357
Net charge-offs	$10,000	1,369
Cash dividends	$250,000	1,683
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$811,000	2,372
2022-12-31 (YTD Data)		Rank
Total interest income	$13,995,000	2,056
Total interest expense	$2,819,000	1,236
Net interest income	$11,176,000	2,209
Provision for loan and lease losses	$40,000	2,615
Total noninterest income	$1,241,000	2,556
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$394,000	1,965
Trading account gains and fees	$0	116
Additional Noninterest Income	$847,000	2,518
Total noninterest expense	$8,939,000	2,153
Salaries and employee benefits	$5,526,000	2,046
Premises and equipment expense	$727,000	2,440
Additional noninterest expense	$847,000	2,518
Pre-tax net operating income	$3,438,000	2,492
Securities gains (losses)	$195,000	114
Applicable income taxes	$840,000	1,683
Income before extraordinary items	$2,793,000	2,542
Extraordinary gains, net	$0	5
Net income	$2,793,000	2,538
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,793,000	2,541
Net charge-offs	$114,000	1,175
Cash dividends	$1,536,000	1,730
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,638,950	2,645
2022-09-30 (YTD Data)		Rank
Total interest income	$10,188,000	2,046
Total interest expense	$1,936,000	1,047
Net interest income	$8,252,000	2,210
Provision for loan and lease losses	$40,000	2,362
Total noninterest income	$735,000	2,865
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$298,000	1,969
Trading account gains and fees	$0	111
Additional Noninterest Income	$437,000	2,942
Total noninterest expense	$6,058,000	2,285
Salaries and employee benefits	$3,671,000	2,214
Premises and equipment expense	$554,000	2,432
Additional noninterest expense	$437,000	2,942
Pre-tax net operating income	$2,889,000	2,329
Securities gains (losses)	$141,000	130
Applicable income taxes	$630,000	1,675
Income before extraordinary items	$2,400,000	2,350
Extraordinary gains, net	$0	4
Net income	$2,400,000	2,349
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,400,000	2,349
Net charge-offs	$-63,000	4,169
Cash dividends	$648,000	2,001
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,288,610	2,454
2022-06-30 (YTD Data)		Rank
Total interest income	$6,533,000	2,054
Total interest expense	$1,273,000	904
Net interest income	$5,260,000	2,241
Provision for loan and lease losses	$40,000	1,997
Total noninterest income	$548,000	2,724
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$192,000	2,004
Trading account gains and fees	$0	108
Additional Noninterest Income	$356,000	2,769
Total noninterest expense	$3,833,000	2,345
Salaries and employee benefits	$2,211,000	2,349
Premises and equipment expense	$364,000	2,462
Additional noninterest expense	$1,258,000	2,238
Pre-tax net operating income	$1,935,000	2,239
Securities gains (losses)	$1,000	612
Applicable income taxes	$420,000	1,607
Income before extraordinary items	$1,516,000	2,326
Extraordinary gains, net	$0	4
Net income	$1,516,000	2,326
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,516,000	2,326
Net charge-offs	$-47,000	4,165
Cash dividends	$648,000	1,683
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,515,210	2,367
2022-03-31 (YTD Data)		Rank
Total interest income	$3,249,000	2,017
Total interest expense	$622,000	880
Net interest income	$2,627,000	2,200
Provision for loan and lease losses	$30,000	1,548
Total noninterest income	$260,000	2,754
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$94,000	2,017
Trading account gains and fees	$0	103
Additional Noninterest Income	$166,000	2,782
Total noninterest expense	$1,801,000	2,447
Salaries and employee benefits	$1,043,000	2,438
Premises and equipment expense	$183,000	2,460
Additional noninterest expense	$575,000	2,350
Pre-tax net operating income	$1,056,000	2,039
Securities gains (losses)	$-3,000	4,076
Applicable income taxes	$210,000	1,579
Income before extraordinary items	$843,000	2,124
Extraordinary gains, net	$0	4
Net income	$843,000	2,124
Minority interest net income	$0	50
Net income of bank and minority interests.	$843,000	2,124
Net charge-offs	$-28,000	4,259
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$845,400	2,141
2021-12-31 (YTD Data)		Rank
Total interest income	$14,001,000	1,971
Total interest expense	$2,748,000	998
Net interest income	$11,253,000	2,136
Provision for loan and lease losses	$240,000	1,589
Total noninterest income	$945,000	3,037
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$394,000	1,883
Trading account gains and fees	$0	132
Additional Noninterest Income	$551,000	3,177
Total noninterest expense	$7,852,000	2,313
Salaries and employee benefits	$4,596,000	2,279
Premises and equipment expense	$772,000	2,367
Additional noninterest expense	$2,484,000	2,254
Pre-tax net operating income	$4,106,000	2,289
Securities gains (losses)	$346,000	445
Applicable income taxes	$837,000	1,729
Income before extraordinary items	$3,615,000	2,302
Extraordinary gains, net	$0	10
Net income	$3,615,000	2,302
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,615,000	2,303
Net charge-offs	$-62,000	4,204
Cash dividends	$1,488,000	1,821
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,334,740	2,383
2021-09-30 (YTD Data)		Rank
Total interest income	$10,710,000	1,977
Total interest expense	$2,089,000	1,036
Net interest income	$8,621,000	2,124
Provision for loan and lease losses	$180,000	1,539
Total noninterest income	$684,000	3,108
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$297,000	1,867
Trading account gains and fees	$0	132
Additional Noninterest Income	$387,000	3,288
Total noninterest expense	$5,914,000	2,320
Salaries and employee benefits	$3,563,000	2,237
Premises and equipment expense	$590,000	2,371
Additional noninterest expense	$1,761,000	2,343
Pre-tax net operating income	$3,211,000	2,348
Securities gains (losses)	$156,000	645
Applicable income taxes	$628,000	1,815
Income before extraordinary items	$2,739,000	2,384
Extraordinary gains, net	$0	8
Net income	$2,739,000	2,384
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,739,000	2,384
Net charge-offs	$-99,000	4,459
Cash dividends	$624,000	2,126
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,612,640	2,423
2021-06-30 (YTD Data)		Rank
Total interest income	$6,843,000	2,024
Total interest expense	$1,406,000	1,068
Net interest income	$5,437,000	2,213
Provision for loan and lease losses	$120,000	1,537
Total noninterest income	$467,000	3,075
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$194,000	1,845
Trading account gains and fees	$0	133
Additional Noninterest Income	$273,000	3,214
Total noninterest expense	$3,958,000	2,310
Salaries and employee benefits	$2,367,000	2,241
Premises and equipment expense	$292,000	2,797
Additional noninterest expense	$1,299,000	2,179
Pre-tax net operating income	$1,826,000	2,523
Securities gains (losses)	$28,000	1,082
Applicable income taxes	$418,000	1,809
Income before extraordinary items	$1,436,000	2,686
Extraordinary gains, net	$0	6
Net income	$1,436,000	2,685
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,436,000	2,686
Net charge-offs	$-81,000	4,532
Cash dividends	$624,000	1,757
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,413,880	2,688
2021-03-31 (YTD Data)		Rank
Total interest income	$3,296,000	2,077
Total interest expense	$707,000	1,124
Net interest income	$2,589,000	2,269
Provision for loan and lease losses	$60,000	1,591
Total noninterest income	$227,000	3,088
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$110,000	1,677
Trading account gains and fees	$0	127
Additional Noninterest Income	$117,000	3,359
Total noninterest expense	$2,077,000	2,214
Salaries and employee benefits	$1,324,000	2,088
Premises and equipment expense	$193,000	2,395
Additional noninterest expense	$560,000	2,369
Pre-tax net operating income	$679,000	2,874
Securities gains (losses)	$-14,000	4,693
Applicable income taxes	$210,000	1,783
Income before extraordinary items	$455,000	3,223
Extraordinary gains, net	$0	3
Net income	$455,000	3,224
Minority interest net income	$0	55
Net income of bank and minority interests.	$455,000	3,223
Net charge-offs	$-70,000	4,689
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$466,060	3,166
2020-12-31 (YTD Data)		Rank
Total interest income	$13,297,000	2,071
Total interest expense	$3,535,000	1,299
Net interest income	$9,762,000	2,293
Provision for loan and lease losses	$580,000	2,098
Total noninterest income	$1,067,000	2,796
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$433,000	1,782
Trading account gains and fees	$0	133
Additional Noninterest Income	$634,000	2,916
Total noninterest expense	$7,517,000	2,361
Salaries and employee benefits	$4,303,000	2,380
Premises and equipment expense	$755,000	2,417
Additional noninterest expense	$2,459,000	2,229
Pre-tax net operating income	$2,732,000	2,544
Securities gains (losses)	$1,793,000	235
Applicable income taxes	$800,000	1,608
Income before extraordinary items	$3,725,000	2,014
Extraordinary gains, net	$0	4
Net income	$3,725,000	2,013
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,725,000	2,014
Net charge-offs	$193,000	1,573
Cash dividends	$1,464,000	1,804
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,254,740	2,630
2020-09-30 (YTD Data)		Rank
Total interest income	$9,833,000	2,096
Total interest expense	$2,794,000	1,318
Net interest income	$7,039,000	2,355
Provision for loan and lease losses	$460,000	2,034
Total noninterest income	$696,000	2,926
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$302,000	1,878
Trading account gains and fees	$0	125
Additional Noninterest Income	$394,000	3,069
Total noninterest expense	$5,655,000	2,341
Salaries and employee benefits	$3,356,000	2,285
Premises and equipment expense	$563,000	2,421
Additional noninterest expense	$1,736,000	2,283
Pre-tax net operating income	$1,620,000	2,856
Securities gains (losses)	$1,764,000	199
Applicable income taxes	$360,000	1,952
Income before extraordinary items	$3,024,000	1,892
Extraordinary gains, net	$0	4
Net income	$3,024,000	1,891
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,024,000	1,892
Net charge-offs	$131,000	1,499
Cash dividends	$600,000	2,142
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,454,040	2,822
2020-06-30 (YTD Data)		Rank
Total interest income	$6,520,000	2,131
Total interest expense	$1,951,000	1,337
Net interest income	$4,569,000	2,414
Provision for loan and lease losses	$340,000	1,930
Total noninterest income	$549,000	2,707
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$292,000	1,462
Trading account gains and fees	$0	123
Additional Noninterest Income	$257,000	3,052
Total noninterest expense	$3,853,000	2,310
Salaries and employee benefits	$2,248,000	2,282
Premises and equipment expense	$281,000	2,865
Additional noninterest expense	$1,324,000	2,078
Pre-tax net operating income	$925,000	3,037
Securities gains (losses)	$937,000	234
Applicable income taxes	$240,000	1,909
Income before extraordinary items	$1,622,000	2,134
Extraordinary gains, net	$0	4
Net income	$1,622,000	2,134
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,622,000	2,134
Net charge-offs	$263,000	869
Cash dividends	$600,000	1,762
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$806,810	3,053
2020-03-31 (YTD Data)		Rank
Total interest income	$3,337,000	2,081
Total interest expense	$1,013,000	1,405
Net interest income	$2,324,000	2,348
Provision for loan and lease losses	$120,000	1,810
Total noninterest income	$301,000	2,515
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$130,000	1,811
Trading account gains and fees	$0	106
Additional Noninterest Income	$171,000	2,618
Total noninterest expense	$2,009,000	2,260
Salaries and employee benefits	$1,189,000	2,221
Premises and equipment expense	$137,000	2,940
Additional noninterest expense	$683,000	2,054
Pre-tax net operating income	$496,000	2,792
Securities gains (losses)	$460,000	200
Applicable income taxes	$120,000	1,793
Income before extraordinary items	$836,000	1,906
Extraordinary gains, net	$0	4
Net income	$836,000	1,906
Minority interest net income	$0	56
Net income of bank and minority interests.	$836,000	1,906
Net charge-offs	$35,000	1,356
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$435,800	2,794
2019-12-31 (YTD Data)		Rank
Total interest income	$13,805,000	2,060
Total interest expense	$3,902,000	1,504
Net interest income	$9,903,000	2,258
Provision for loan and lease losses	$780,000	1,098
Total noninterest income	$878,000	2,991
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$384,000	2,256
Trading account gains and fees	$0	135
Additional Noninterest Income	$494,000	3,041
Total noninterest expense	$7,002,000	2,449
Salaries and employee benefits	$3,841,000	2,523
Premises and equipment expense	$724,000	2,490
Additional noninterest expense	$2,437,000	2,253
Pre-tax net operating income	$2,999,000	2,458
Securities gains (losses)	$769,000	274
Applicable income taxes	$238,000	2,519
Income before extraordinary items	$3,530,000	2,074
Extraordinary gains, net	$0	11
Net income	$3,530,000	2,076
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,530,000	2,076
Net charge-offs	$651,000	889
Cash dividends	$1,416,000	1,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,807,140	2,350
2019-09-30 (YTD Data)		Rank
Total interest income	$10,386,000	2,078
Total interest expense	$2,876,000	1,531
Net interest income	$7,510,000	2,268
Provision for loan and lease losses	$460,000	1,226
Total noninterest income	$727,000	2,877
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$281,000	2,308
Trading account gains and fees	$0	129
Additional Noninterest Income	$446,000	2,851
Total noninterest expense	$5,260,000	2,457
Salaries and employee benefits	$2,960,000	2,473
Premises and equipment expense	$539,000	2,517
Additional noninterest expense	$1,761,000	2,300
Pre-tax net operating income	$2,517,000	2,354
Securities gains (losses)	$554,000	291
Applicable income taxes	$619,000	1,632
Income before extraordinary items	$2,452,000	2,228
Extraordinary gains, net	$0	11
Net income	$2,452,000	2,228
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,452,000	2,229
Net charge-offs	$496,000	769
Cash dividends	$600,000	2,308
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,008,800	2,489
2019-06-30 (YTD Data)		Rank
Total interest income	$6,788,000	2,112
Total interest expense	$1,867,000	1,541
Net interest income	$4,921,000	2,302
Provision for loan and lease losses	$340,000	1,123
Total noninterest income	$518,000	2,757
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$181,000	2,342
Trading account gains and fees	$0	131
Additional Noninterest Income	$337,000	2,696
Total noninterest expense	$3,448,000	2,498
Salaries and employee benefits	$1,889,000	2,574
Premises and equipment expense	$361,000	2,510
Additional noninterest expense	$1,198,000	2,292
Pre-tax net operating income	$1,651,000	2,351
Securities gains (losses)	$283,000	312
Applicable income taxes	$406,000	1,613
Income before extraordinary items	$1,528,000	2,305
Extraordinary gains, net	$0	11
Net income	$1,528,000	2,305
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,528,000	2,305
Net charge-offs	$349,000	711
Cash dividends	$600,000	1,903
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,304,430	2,501
2019-03-31 (YTD Data)		Rank
Total interest income	$3,360,000	2,115
Total interest expense	$893,000	1,557
Net interest income	$2,467,000	2,301
Provision for loan and lease losses	$120,000	1,335
Total noninterest income	$236,000	2,846
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$93,000	2,307
Trading account gains and fees	$0	126
Additional Noninterest Income	$143,000	2,800
Total noninterest expense	$1,743,000	2,488
Salaries and employee benefits	$984,000	2,513
Premises and equipment expense	$179,000	2,550
Additional noninterest expense	$580,000	2,332
Pre-tax net operating income	$840,000	2,297
Securities gains (losses)	$28,000	511
Applicable income taxes	$193,000	1,621
Income before extraordinary items	$675,000	2,416
Extraordinary gains, net	$0	5
Net income	$675,000	2,415
Minority interest net income	$0	52
Net income of bank and minority interests.	$675,000	2,415
Net charge-offs	$165,000	695
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$652,880	2,452
2018-12-31 (YTD Data)		Rank
Total interest income	$13,275,000	2,052
Total interest expense	$3,373,000	1,300
Net interest income	$9,902,000	2,273
Provision for loan and lease losses	$700,000	1,152
Total noninterest income	$987,000	2,873
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$399,000	2,301
Trading account gains and fees	$0	126
Additional Noninterest Income	$588,000	2,868
Total noninterest expense	$6,794,000	2,508
Salaries and employee benefits	$3,756,000	2,552
Premises and equipment expense	$719,000	2,524
Additional noninterest expense	$2,319,000	2,351
Pre-tax net operating income	$3,395,000	2,324
Securities gains (losses)	$90,000	318
Applicable income taxes	$606,000	1,823
Income before extraordinary items	$2,879,000	2,375
Extraordinary gains, net	$0	6
Net income	$2,879,000	2,374
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,879,000	2,374
Net charge-offs	$523,000	922
Cash dividends	$1,368,000	1,857
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,804,300	2,418
2018-09-30 (YTD Data)		Rank
Total interest income	$9,863,000	2,047
Total interest expense	$2,497,000	1,256
Net interest income	$7,366,000	2,291
Provision for loan and lease losses	$600,000	982
Total noninterest income	$774,000	2,837
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$312,000	2,255
Trading account gains and fees	$0	138
Additional Noninterest Income	$462,000	2,852
Total noninterest expense	$5,038,000	2,541
Salaries and employee benefits	$2,752,000	2,600
Premises and equipment expense	$549,000	2,525
Additional noninterest expense	$1,737,000	2,347
Pre-tax net operating income	$2,502,000	2,392
Securities gains (losses)	$108,000	288
Applicable income taxes	$656,000	1,552
Income before extraordinary items	$1,954,000	2,558
Extraordinary gains, net	$0	5
Net income	$1,954,000	2,557
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,954,000	2,557
Net charge-offs	$429,000	790
Cash dividends	$576,000	2,247
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,868,680	2,620
2018-06-30 (YTD Data)		Rank
Total interest income	$6,528,000	2,047
Total interest expense	$1,657,000	1,198
Net interest income	$4,871,000	2,300
Provision for loan and lease losses	$410,000	959
Total noninterest income	$508,000	2,867
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$192,000	2,355
Trading account gains and fees	$0	130
Additional Noninterest Income	$316,000	2,823
Total noninterest expense	$3,397,000	2,534
Salaries and employee benefits	$1,872,000	2,577
Premises and equipment expense	$307,000	2,828
Additional noninterest expense	$1,218,000	2,264
Pre-tax net operating income	$1,572,000	2,450
Securities gains (losses)	$0	961
Applicable income taxes	$429,000	1,544
Income before extraordinary items	$1,143,000	2,742
Extraordinary gains, net	$0	6
Net income	$1,143,000	2,741
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,143,000	2,741
Net charge-offs	$298,000	729
Cash dividends	$576,000	1,828
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,143,000	2,733
2018-03-31 (YTD Data)		Rank
Total interest income	$3,218,000	2,065
Total interest expense	$813,000	1,157
Net interest income	$2,405,000	2,318
Provision for loan and lease losses	$0	3,508
Total noninterest income	$267,000	2,771
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$109,000	2,195
Trading account gains and fees	$0	123
Additional Noninterest Income	$158,000	2,776
Total noninterest expense	$1,663,000	2,591
Salaries and employee benefits	$915,000	2,650
Premises and equipment expense	$159,000	2,805
Additional noninterest expense	$589,000	2,316
Pre-tax net operating income	$1,009,000	2,034
Securities gains (losses)	$0	735
Applicable income taxes	$231,000	1,439
Income before extraordinary items	$778,000	2,204
Extraordinary gains, net	$0	7
Net income	$778,000	2,203
Minority interest net income	$0	52
Net income of bank and minority interests.	$778,000	2,204
Net charge-offs	$222,000	543
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$778,000	2,197
2017-12-31 (YTD Data)		Rank
Total interest income	$12,166,000	2,110
Total interest expense	$3,066,000	1,061
Net interest income	$9,100,000	2,375
Provision for loan and lease losses	$0	4,227
Total noninterest income	$983,000	2,967
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$464,000	2,156
Trading account gains and fees	$0	151
Additional Noninterest Income	$519,000	3,106
Total noninterest expense	$6,505,000	2,632
Salaries and employee benefits	$3,666,000	2,619
Premises and equipment expense	$648,000	2,794
Additional noninterest expense	$2,191,000	2,495
Pre-tax net operating income	$3,578,000	2,209
Securities gains (losses)	$-183,000	5,495
Applicable income taxes	$793,000	2,077
Income before extraordinary items	$2,602,000	2,271
Extraordinary gains, net	$0	9
Net income	$2,602,000	2,271
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,602,000	2,271
Net charge-offs	$308,000	1,463
Cash dividends	$1,320,000	1,856
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,742,910	2,174
2017-09-30 (YTD Data)		Rank
Total interest income	$9,020,000	2,130
Total interest expense	$2,276,000	1,054
Net interest income	$6,744,000	2,407
Provision for loan and lease losses	$0	4,088
Total noninterest income	$807,000	2,864
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$343,000	2,183
Trading account gains and fees	$0	145
Additional Noninterest Income	$464,000	2,907
Total noninterest expense	$4,849,000	2,650
Salaries and employee benefits	$2,751,000	2,643
Premises and equipment expense	$472,000	2,865
Additional noninterest expense	$1,626,000	2,517
Pre-tax net operating income	$2,702,000	2,233
Securities gains (losses)	$-183,000	5,669
Applicable income taxes	$515,000	2,041
Income before extraordinary items	$2,004,000	2,406
Extraordinary gains, net	$0	9
Net income	$2,004,000	2,405
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,004,000	2,406
Net charge-offs	$150,000	1,606
Cash dividends	$552,000	2,297
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,150,400	2,256
2017-06-30 (YTD Data)		Rank
Total interest income	$5,952,000	2,130
Total interest expense	$1,489,000	1,045
Net interest income	$4,463,000	2,419
Provision for loan and lease losses	$90,000	2,313
Total noninterest income	$561,000	2,810
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$223,000	2,218
Trading account gains and fees	$0	139
Additional Noninterest Income	$338,000	2,795
Total noninterest expense	$3,238,000	2,658
Salaries and employee benefits	$1,831,000	2,659
Premises and equipment expense	$298,000	2,967
Additional noninterest expense	$1,109,000	2,484
Pre-tax net operating income	$1,696,000	2,280
Securities gains (losses)	$-358,000	5,754
Applicable income taxes	$290,000	2,171
Income before extraordinary items	$1,048,000	2,751
Extraordinary gains, net	$0	11
Net income	$1,048,000	2,751
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,048,000	2,751
Net charge-offs	$111,000	1,443
Cash dividends	$552,000	1,887
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,327,240	2,334
2017-03-31 (YTD Data)		Rank
Total interest income	$2,922,000	2,158
Total interest expense	$722,000	1,045
Net interest income	$2,200,000	2,441
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$347,000	2,526
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$125,000	2,036
Trading account gains and fees	$0	142
Additional Noninterest Income	$222,000	2,443
Total noninterest expense	$1,671,000	2,618
Salaries and employee benefits	$914,000	2,697
Premises and equipment expense	$150,000	2,994
Additional noninterest expense	$607,000	2,299
Pre-tax net operating income	$786,000	2,318
Securities gains (losses)	$2,000	951
Applicable income taxes	$194,000	1,904
Income before extraordinary items	$594,000	2,466
Extraordinary gains, net	$0	8
Net income	$594,000	2,465
Minority interest net income	$0	55
Net income of bank and minority interests.	$594,000	2,466
Net charge-offs	$77,000	1,067
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$592,500	2,455
2016-12-31 (YTD Data)		Rank
Total interest income	$11,536,000	2,141
Total interest expense	$2,959,000	980
Net interest income	$8,577,000	2,483
Provision for loan and lease losses	$480,000	1,515
Total noninterest income	$978,000	3,073
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$468,000	2,200
Trading account gains and fees	$0	170
Additional Noninterest Income	$510,000	3,237
Total noninterest expense	$6,204,000	2,789
Salaries and employee benefits	$3,388,000	2,816
Premises and equipment expense	$647,000	2,880
Additional noninterest expense	$2,169,000	2,607
Pre-tax net operating income	$2,871,000	2,461
Securities gains (losses)	$1,326,000	175
Applicable income taxes	$994,000	1,654
Income before extraordinary items	$3,203,000	1,992
Extraordinary gains, net	$0	5
Net income	$3,203,000	1,991
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,203,000	1,991
Net charge-offs	$479,000	1,108
Cash dividends	$1,272,000	1,898
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,195,240	2,568
2016-09-30 (YTD Data)		Rank
Total interest income	$8,684,000	2,139
Total interest expense	$2,232,000	973
Net interest income	$6,452,000	2,478
Provision for loan and lease losses	$360,000	1,445
Total noninterest income	$748,000	3,045
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$348,000	2,214
Trading account gains and fees	$0	169
Additional Noninterest Income	$400,000	3,177
Total noninterest expense	$4,535,000	2,835
Salaries and employee benefits	$2,437,000	2,882
Premises and equipment expense	$494,000	2,864
Additional noninterest expense	$1,604,000	2,639
Pre-tax net operating income	$2,305,000	2,390
Securities gains (losses)	$1,174,000	167
Applicable income taxes	$629,000	1,856
Income before extraordinary items	$2,850,000	1,754
Extraordinary gains, net	$0	5
Net income	$2,850,000	1,754
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,850,000	1,754
Net charge-offs	$285,000	1,179
Cash dividends	$528,000	2,318
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,887,320	2,378
2016-06-30 (YTD Data)		Rank
Total interest income	$5,802,000	2,133
Total interest expense	$1,499,000	963
Net interest income	$4,303,000	2,479
Provision for loan and lease losses	$240,000	1,451
Total noninterest income	$501,000	3,032
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$222,000	2,260
Trading account gains and fees	$0	157
Additional Noninterest Income	$279,000	3,117
Total noninterest expense	$3,014,000	2,855
Salaries and employee benefits	$1,620,000	2,913
Premises and equipment expense	$325,000	2,894
Additional noninterest expense	$1,069,000	2,653
Pre-tax net operating income	$1,550,000	2,349
Securities gains (losses)	$891,000	159
Applicable income taxes	$413,000	1,856
Income before extraordinary items	$2,028,000	1,638
Extraordinary gains, net	$0	16
Net income	$2,028,000	1,639
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,028,000	1,639
Net charge-offs	$154,000	1,300
Cash dividends	$528,000	1,909
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,288,470	2,316
2016-03-31 (YTD Data)		Rank
Total interest income	$2,934,000	2,118
Total interest expense	$750,000	961
Net interest income	$2,184,000	2,458
Provision for loan and lease losses	$120,000	1,367
Total noninterest income	$259,000	2,957
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$105,000	2,349
Trading account gains and fees	$0	142
Additional Noninterest Income	$154,000	2,952
Total noninterest expense	$1,539,000	2,813
Salaries and employee benefits	$826,000	2,888
Premises and equipment expense	$158,000	2,974
Additional noninterest expense	$555,000	2,555
Pre-tax net operating income	$784,000	2,299
Securities gains (losses)	$106,000	504
Applicable income taxes	$197,000	1,854
Income before extraordinary items	$693,000	2,219
Extraordinary gains, net	$0	12
Net income	$693,000	2,219
Minority interest net income	$0	62
Net income of bank and minority interests.	$693,000	2,219
Net charge-offs	$181,000	711
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$610,320	2,367
2015-12-31 (YTD Data)		Rank
Total interest income	$11,692,000	2,071
Total interest expense	$2,930,000	966
Net interest income	$8,762,000	2,388
Provision for loan and lease losses	$1,470,000	581
Total noninterest income	$901,000	3,253
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$429,000	2,386
Trading account gains and fees	$0	159
Additional Noninterest Income	$472,000	3,368
Total noninterest expense	$5,759,000	2,940
Salaries and employee benefits	$2,985,000	3,037
Premises and equipment expense	$607,000	3,075
Additional noninterest expense	$2,167,000	2,627
Pre-tax net operating income	$2,434,000	2,683
Securities gains (losses)	$1,788,000	119
Applicable income taxes	$884,000	1,704
Income before extraordinary items	$3,338,000	1,865
Extraordinary gains, net	$0	23
Net income	$3,338,000	1,865
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,338,000	1,867
Net charge-offs	$1,372,000	536
Cash dividends	$1,224,000	1,882
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,925,480	2,751
2015-09-30 (YTD Data)		Rank
Total interest income	$8,783,000	2,087
Total interest expense	$2,156,000	988
Net interest income	$6,627,000	2,395
Provision for loan and lease losses	$1,340,000	463
Total noninterest income	$683,000	3,239
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$320,000	2,410
Trading account gains and fees	$0	153
Additional Noninterest Income	$363,000	3,349
Total noninterest expense	$4,258,000	3,005
Salaries and employee benefits	$2,233,000	3,077
Premises and equipment expense	$455,000	3,124
Additional noninterest expense	$1,570,000	2,692
Pre-tax net operating income	$1,712,000	2,853
Securities gains (losses)	$1,702,000	106
Applicable income taxes	$855,000	1,518
Income before extraordinary items	$2,559,000	1,860
Extraordinary gains, net	$0	21
Net income	$2,559,000	1,862
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,559,000	1,862
Net charge-offs	$1,181,000	430
Cash dividends	$504,000	2,298
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,282,500	3,011
2015-06-30 (YTD Data)		Rank
Total interest income	$5,916,000	2,064
Total interest expense	$1,425,000	1,006
Net interest income	$4,491,000	2,370
Provision for loan and lease losses	$360,000	971
Total noninterest income	$452,000	3,262
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$198,000	2,513
Trading account gains and fees	$0	157
Additional Noninterest Income	$254,000	3,284
Total noninterest expense	$2,805,000	3,038
Salaries and employee benefits	$1,482,000	3,107
Premises and equipment expense	$294,000	3,209
Additional noninterest expense	$1,029,000	2,746
Pre-tax net operating income	$1,778,000	2,071
Securities gains (losses)	$1,399,000	102
Applicable income taxes	$570,000	1,503
Income before extraordinary items	$2,607,000	1,297
Extraordinary gains, net	$0	22
Net income	$2,607,000	1,299
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,607,000	1,299
Net charge-offs	$147,000	1,387
Cash dividends	$504,000	1,908
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,459,820	2,047
2015-03-31 (YTD Data)		Rank
Total interest income	$2,968,000	2,057
Total interest expense	$700,000	1,023
Net interest income	$2,268,000	2,350
Provision for loan and lease losses	$180,000	957
Total noninterest income	$228,000	3,191
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$94,000	2,583
Trading account gains and fees	$0	152
Additional Noninterest Income	$134,000	3,187
Total noninterest expense	$1,392,000	3,065
Salaries and employee benefits	$744,000	3,116
Premises and equipment expense	$140,000	3,342
Additional noninterest expense	$508,000	2,755
Pre-tax net operating income	$924,000	1,990
Securities gains (losses)	$969,000	93
Applicable income taxes	$285,000	1,496
Income before extraordinary items	$1,608,000	1,054
Extraordinary gains, net	$0	13
Net income	$1,608,000	1,053
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,608,000	1,055
Net charge-offs	$68,000	1,349
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$784,350	1,896
2014-12-31 (YTD Data)		Rank
Total interest income	$12,353,000	1,989
Total interest expense	$2,831,000	1,052
Net interest income	$9,522,000	2,227
Provision for loan and lease losses	$1,520,000	601
Total noninterest income	$844,000	3,393
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$415,000	2,610
Trading account gains and fees	$0	180
Additional Noninterest Income	$429,000	3,495
Total noninterest expense	$5,400,000	3,151
Salaries and employee benefits	$2,797,000	3,223
Premises and equipment expense	$564,000	3,373
Additional noninterest expense	$2,039,000	2,840
Pre-tax net operating income	$3,446,000	2,048
Securities gains (losses)	$1,784,000	115
Applicable income taxes	$790,000	1,777
Income before extraordinary items	$4,440,000	1,456
Extraordinary gains, net	$0	17
Net income	$4,440,000	1,454
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,440,000	1,455
Net charge-offs	$1,395,000	688
Cash dividends	$1,676,000	1,456
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,923,600	2,016
2014-09-30 (YTD Data)		Rank
Total interest income	$9,235,000	2,014
Total interest expense	$2,119,000	1,067
Net interest income	$7,116,000	2,250
Provision for loan and lease losses	$740,000	857
Total noninterest income	$647,000	3,394
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$311,000	2,645
Trading account gains and fees	$0	174
Additional Noninterest Income	$336,000	3,463
Total noninterest expense	$4,033,000	3,172
Salaries and employee benefits	$2,114,000	3,235
Premises and equipment expense	$428,000	3,386
Additional noninterest expense	$1,491,000	2,888
Pre-tax net operating income	$2,990,000	1,859
Securities gains (losses)	$1,345,000	116
Applicable income taxes	$973,000	1,337
Income before extraordinary items	$3,362,000	1,435
Extraordinary gains, net	$0	15
Net income	$3,362,000	1,434
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,362,000	1,435
Net charge-offs	$744,000	854
Cash dividends	$480,000	2,248
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,312,900	1,926
2014-06-30 (YTD Data)		Rank
Total interest income	$6,096,000	2,027
Total interest expense	$1,383,000	1,092
Net interest income	$4,713,000	2,256
Provision for loan and lease losses	$360,000	1,088
Total noninterest income	$434,000	3,363
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$197,000	2,730
Trading account gains and fees	$0	172
Additional Noninterest Income	$237,000	3,380
Total noninterest expense	$2,654,000	3,212
Salaries and employee benefits	$1,401,000	3,266
Premises and equipment expense	$279,000	3,466
Additional noninterest expense	$974,000	2,949
Pre-tax net operating income	$2,133,000	1,724
Securities gains (losses)	$246,000	420
Applicable income taxes	$560,000	1,434
Income before extraordinary items	$1,819,000	1,663
Extraordinary gains, net	$0	20
Net income	$1,819,000	1,666
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,819,000	1,665
Net charge-offs	$121,000	2,019
Cash dividends	$480,000	1,857
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,632,040	1,798
2014-03-31 (YTD Data)		Rank
Total interest income	$2,989,000	2,054
Total interest expense	$689,000	1,104
Net interest income	$2,300,000	2,289
Provision for loan and lease losses	$180,000	1,066
Total noninterest income	$231,000	3,201
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$102,000	2,634
Trading account gains and fees	$0	147
Additional Noninterest Income	$129,000	3,196
Total noninterest expense	$1,325,000	3,237
Salaries and employee benefits	$691,000	3,319
Premises and equipment expense	$141,000	3,491
Additional noninterest expense	$493,000	2,915
Pre-tax net operating income	$1,026,000	1,729
Securities gains (losses)	$9,000	1,195
Applicable income taxes	$260,000	1,474
Income before extraordinary items	$775,000	1,860
Extraordinary gains, net	$0	16
Net income	$775,000	1,864
Minority interest net income	$0	66
Net income of bank and minority interests.	$775,000	1,863
Net charge-offs	$5,000	3,116
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$768,250	1,834
2013-12-31 (YTD Data)		Rank
Total interest income	$13,184,000	1,895
Total interest expense	$2,634,000	1,272
Net interest income	$10,550,000	2,004
Provision for loan and lease losses	$600,000	1,620
Total noninterest income	$859,000	3,493
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$470,000	2,507
Trading account gains and fees	$0	184
Additional Noninterest Income	$389,000	3,707
Total noninterest expense	$4,922,000	3,438
Salaries and employee benefits	$2,646,000	3,402
Premises and equipment expense	$580,000	3,385
Additional noninterest expense	$1,696,000	3,357
Pre-tax net operating income	$5,887,000	1,251
Securities gains (losses)	$-2,591,000	6,777
Applicable income taxes	$790,000	1,695
Income before extraordinary items	$2,506,000	2,190
Extraordinary gains, net	$0	29
Net income	$2,506,000	2,195
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,506,000	2,194
Net charge-offs	$496,000	2,022
Cash dividends	$1,128,000	1,781
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,475,160	1,327
2013-09-30 (YTD Data)		Rank
Total interest income	$10,098,000	1,861
Total interest expense	$1,946,000	1,345
Net interest income	$8,152,000	1,951
Provision for loan and lease losses	$450,000	1,622
Total noninterest income	$651,000	3,535
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$359,000	2,482
Trading account gains and fees	$0	180
Additional Noninterest Income	$292,000	3,776
Total noninterest expense	$3,699,000	3,449
Salaries and employee benefits	$1,992,000	3,400
Premises and equipment expense	$433,000	3,431
Additional noninterest expense	$1,274,000	3,344
Pre-tax net operating income	$4,654,000	1,222
Securities gains (losses)	$-2,799,000	6,875
Applicable income taxes	$95,000	3,347
Income before extraordinary items	$1,760,000	2,348
Extraordinary gains, net	$0	25
Net income	$1,760,000	2,353
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,760,000	2,353
Net charge-offs	$431,000	1,757
Cash dividends	$456,000	2,184
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,419,050	1,038
2013-06-30 (YTD Data)		Rank
Total interest income	$6,902,000	1,813
Total interest expense	$1,283,000	1,392
Net interest income	$5,619,000	1,896
Provision for loan and lease losses	$300,000	1,629
Total noninterest income	$423,000	3,625
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$230,000	2,531
Trading account gains and fees	$0	157
Additional Noninterest Income	$193,000	3,844
Total noninterest expense	$2,490,000	3,430
Salaries and employee benefits	$1,335,000	3,405
Premises and equipment expense	$288,000	3,458
Additional noninterest expense	$867,000	3,303
Pre-tax net operating income	$3,252,000	1,147
Securities gains (losses)	$1,386,000	144
Applicable income taxes	$1,009,000	930
Income before extraordinary items	$3,629,000	861
Extraordinary gains, net	$0	22
Net income	$3,629,000	862
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,629,000	863
Net charge-offs	$69,000	3,088
Cash dividends	$456,000	1,783
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,547,920	1,149
2013-03-31 (YTD Data)		Rank
Total interest income	$3,425,000	1,844
Total interest expense	$632,000	1,468
Net interest income	$2,793,000	1,909
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$210,000	3,573
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$117,000	2,482
Trading account gains and fees	$0	148
Additional Noninterest Income	$93,000	3,865
Total noninterest expense	$1,336,000	3,283
Salaries and employee benefits	$677,000	3,408
Premises and equipment expense	$142,000	3,519
Additional noninterest expense	$517,000	2,905
Pre-tax net operating income	$1,517,000	1,197
Securities gains (losses)	$618,000	175
Applicable income taxes	$410,000	1,069
Income before extraordinary items	$1,725,000	886
Extraordinary gains, net	$0	10
Net income	$1,725,000	887
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,725,000	888
Net charge-offs	$-24,000	6,505
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,224,420	1,163
2012-12-31 (YTD Data)		Rank
Total interest income	$13,986,000	1,886
Total interest expense	$3,054,000	1,455
Net interest income	$10,932,000	1,993
Provision for loan and lease losses	$1,050,000	1,714
Total noninterest income	$874,000	3,498
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$461,000	2,647
Trading account gains and fees	$0	166
Additional Noninterest Income	$413,000	3,601
Total noninterest expense	$5,309,000	3,316
Salaries and employee benefits	$2,906,000	3,200
Premises and equipment expense	$551,000	3,582
Additional noninterest expense	$1,852,000	3,266
Pre-tax net operating income	$5,447,000	1,276
Securities gains (losses)	$1,545,000	346
Applicable income taxes	$1,618,000	1,031
Income before extraordinary items	$5,374,000	1,098
Extraordinary gains, net	$0	29
Net income	$5,374,000	1,098
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,374,000	1,098
Net charge-offs	$897,000	1,938
Cash dividends	$1,080,000	1,860
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,184,350	1,322
2012-09-30 (YTD Data)		Rank
Total interest income	$10,507,000	1,904
Total interest expense	$2,356,000	1,482
Net interest income	$8,151,000	2,035
Provision for loan and lease losses	$550,000	2,153
Total noninterest income	$661,000	3,515
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$334,000	2,755
Trading account gains and fees	$0	157
Additional Noninterest Income	$327,000	3,568
Total noninterest expense	$3,814,000	3,455
Salaries and employee benefits	$2,054,000	3,360
Premises and equipment expense	$406,000	3,679
Additional noninterest expense	$1,354,000	3,365
Pre-tax net operating income	$4,448,000	1,207
Securities gains (losses)	$1,069,000	377
Applicable income taxes	$1,219,000	1,056
Income before extraordinary items	$4,298,000	1,062
Extraordinary gains, net	$0	20
Net income	$4,298,000	1,062
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,298,000	1,062
Net charge-offs	$542,000	2,085
Cash dividends	$432,000	2,190
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,464,180	1,234
2012-06-30 (YTD Data)		Rank
Total interest income	$7,079,000	1,896
Total interest expense	$1,604,000	1,507
Net interest income	$5,475,000	2,020
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$447,000	3,454
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$223,000	2,727
Trading account gains and fees	$0	153
Additional Noninterest Income	$224,000	3,510
Total noninterest expense	$2,500,000	3,498
Salaries and employee benefits	$1,350,000	3,410
Premises and equipment expense	$256,000	3,808
Additional noninterest expense	$894,000	3,403
Pre-tax net operating income	$3,122,000	1,142
Securities gains (losses)	$336,000	783
Applicable income taxes	$781,000	1,082
Income before extraordinary items	$2,677,000	1,125
Extraordinary gains, net	$0	19
Net income	$2,677,000	1,125
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,677,000	1,125
Net charge-offs	$146,000	3,066
Cash dividends	$432,000	1,753
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,418,280	1,164
2012-03-31 (YTD Data)		Rank
Total interest income	$3,567,000	1,900
Total interest expense	$821,000	1,535
Net interest income	$2,746,000	2,015
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$238,000	3,328
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$110,000	2,721
Trading account gains and fees	$0	148
Additional Noninterest Income	$128,000	3,301
Total noninterest expense	$1,278,000	3,475
Salaries and employee benefits	$681,000	3,413
Premises and equipment expense	$123,000	3,927
Additional noninterest expense	$474,000	3,229
Pre-tax net operating income	$1,556,000	1,130
Securities gains (losses)	$18,000	1,629
Applicable income taxes	$339,000	1,199
Income before extraordinary items	$1,235,000	1,183
Extraordinary gains, net	$0	19
Net income	$1,235,000	1,183
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,235,000	1,183
Net charge-offs	$14,000	3,886
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,220,960	1,137
2011-12-31 (YTD Data)		Rank
Total interest income	$13,663,000	2,045
Total interest expense	$3,791,000	1,601
Net interest income	$9,872,000	2,212
Provision for loan and lease losses	$950,000	2,490
Total noninterest income	$962,000	3,183
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$481,000	2,652
Trading account gains and fees	$0	146
Additional Noninterest Income	$481,000	3,177
Total noninterest expense	$4,642,000	3,726
Salaries and employee benefits	$2,538,000	3,522
Premises and equipment expense	$447,000	4,309
Additional noninterest expense	$1,657,000	3,607
Pre-tax net operating income	$5,242,000	1,134
Securities gains (losses)	$1,009,000	442
Applicable income taxes	$1,518,000	986
Income before extraordinary items	$4,733,000	1,048
Extraordinary gains, net	$0	29
Net income	$4,733,000	1,049
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,733,000	1,049
Net charge-offs	$850,000	2,552
Cash dividends	$1,182,000	1,460
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,966,160	1,184
2011-09-30 (YTD Data)		Rank
Total interest income	$10,185,000	2,088
Total interest expense	$2,908,000	1,621
Net interest income	$7,277,000	2,266
Provision for loan and lease losses	$450,000	3,020
Total noninterest income	$757,000	3,102
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$354,000	2,708
Trading account gains and fees	$0	145
Additional Noninterest Income	$403,000	3,030
Total noninterest expense	$3,396,000	3,801
Salaries and employee benefits	$1,842,000	3,598
Premises and equipment expense	$326,000	4,429
Additional noninterest expense	$1,228,000	3,631
Pre-tax net operating income	$4,188,000	1,098
Securities gains (losses)	$741,000	458
Applicable income taxes	$1,402,000	842
Income before extraordinary items	$3,527,000	1,086
Extraordinary gains, net	$0	21
Net income	$3,527,000	1,086
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,527,000	1,086
Net charge-offs	$199,000	3,722
Cash dividends	$558,000	1,690
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,993,480	1,228
2011-06-30 (YTD Data)		Rank
Total interest income	$6,773,000	2,106
Total interest expense	$1,925,000	1,691
Net interest income	$4,848,000	2,262
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$448,000	3,338
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$230,000	2,734
Trading account gains and fees	$0	153
Additional Noninterest Income	$218,000	3,355
Total noninterest expense	$2,240,000	3,865
Salaries and employee benefits	$1,213,000	3,675
Premises and equipment expense	$211,000	4,542
Additional noninterest expense	$816,000	3,692
Pre-tax net operating income	$2,756,000	1,083
Securities gains (losses)	$413,000	426
Applicable income taxes	$907,000	825
Income before extraordinary items	$2,262,000	1,096
Extraordinary gains, net	$0	15
Net income	$2,262,000	1,095
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,262,000	1,096
Net charge-offs	$-201,000	7,443
Cash dividends	$558,000	1,319
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,968,770	1,212
2011-03-31 (YTD Data)		Rank
Total interest income	$3,311,000	2,164
Total interest expense	$951,000	1,756
Net interest income	$2,360,000	2,310
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$240,000	3,231
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$111,000	2,768
Trading account gains and fees	$0	158
Additional Noninterest Income	$129,000	3,149
Total noninterest expense	$1,123,000	3,877
Salaries and employee benefits	$603,000	3,710
Premises and equipment expense	$107,000	4,537
Additional noninterest expense	$413,000	3,649
Pre-tax net operating income	$1,327,000	1,107
Securities gains (losses)	$86,000	583
Applicable income taxes	$387,000	910
Income before extraordinary items	$1,026,000	1,206
Extraordinary gains, net	$0	9
Net income	$1,026,000	1,205
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,026,000	1,206
Net charge-offs	$-256,000	7,525
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$963,220	1,243
2010-12-31 (YTD Data)		Rank
Total interest income	$12,244,000	2,454
Total interest expense	$3,956,000	2,020
Net interest income	$8,288,000	2,635
Provision for loan and lease losses	$750,000	3,475
Total noninterest income	$860,000	3,503
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$485,000	2,700
Trading account gains and fees	$0	175
Additional Noninterest Income	$375,000	3,623
Total noninterest expense	$4,442,000	3,931
Salaries and employee benefits	$2,437,000	3,651
Premises and equipment expense	$436,000	4,535
Additional noninterest expense	$1,569,000	3,879
Pre-tax net operating income	$3,956,000	1,273
Securities gains (losses)	$484,000	915
Applicable income taxes	$1,229,000	1,046
Income before extraordinary items	$3,211,000	1,327
Extraordinary gains, net	$0	29
Net income	$3,211,000	1,328
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,211,000	1,329
Net charge-offs	$330,000	4,191
Cash dividends	$984,000	1,518
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,862,520	1,406
2010-09-30 (YTD Data)		Rank
Total interest income	$9,049,000	2,536
Total interest expense	$3,006,000	2,069
Net interest income	$6,043,000	2,736
Provision for loan and lease losses	$450,000	3,704
Total noninterest income	$661,000	3,509
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$366,000	2,752
Trading account gains and fees	$0	165
Additional Noninterest Income	$295,000	3,570
Total noninterest expense	$3,308,000	3,953
Salaries and employee benefits	$1,816,000	3,712
Premises and equipment expense	$325,000	4,627
Additional noninterest expense	$1,167,000	3,875
Pre-tax net operating income	$2,946,000	1,350
Securities gains (losses)	$137,000	1,674
Applicable income taxes	$791,000	1,216
Income before extraordinary items	$2,292,000	1,452
Extraordinary gains, net	$0	23
Net income	$2,292,000	1,455
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,292,000	1,455
Net charge-offs	$87,000	5,044
Cash dividends	$384,000	2,092
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,190,620	1,456
2010-06-30 (YTD Data)		Rank
Total interest income	$5,952,000	2,601
Total interest expense	$2,055,000	2,106
Net interest income	$3,897,000	2,813
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$448,000	3,434
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$237,000	2,814
Trading account gains and fees	$0	152
Additional Noninterest Income	$211,000	3,422
Total noninterest expense	$2,228,000	3,932
Salaries and employee benefits	$1,203,000	3,758
Premises and equipment expense	$214,000	4,680
Additional noninterest expense	$811,000	3,763
Pre-tax net operating income	$1,817,000	1,431
Securities gains (losses)	$25,000	2,268
Applicable income taxes	$461,000	1,299
Income before extraordinary items	$1,381,000	1,583
Extraordinary gains, net	$0	19
Net income	$1,381,000	1,583
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,381,000	1,583
Net charge-offs	$93,000	4,320
Cash dividends	$384,000	1,652
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,362,250	1,530
2010-03-31 (YTD Data)		Rank
Total interest income	$2,919,000	2,716
Total interest expense	$1,087,000	2,097
Net interest income	$1,832,000	3,017
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$237,000	3,306
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$112,000	2,929
Trading account gains and fees	$0	175
Additional Noninterest Income	$125,000	3,132
Total noninterest expense	$1,146,000	3,884
Salaries and employee benefits	$603,000	3,804
Premises and equipment expense	$107,000	4,771
Additional noninterest expense	$436,000	3,572
Pre-tax net operating income	$773,000	1,676
Securities gains (losses)	$0	2,284
Applicable income taxes	$230,000	1,293
Income before extraordinary items	$543,000	1,992
Extraordinary gains, net	$0	16
Net income	$543,000	1,990
Minority interest net income	$0	91
Net income of bank and minority interests.	$543,000	1,992
Net charge-offs	$38,000	3,956
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$543,000	1,913
2009-12-31 (YTD Data)		Rank
Total interest income	$11,620,000	2,842
Total interest expense	$4,333,000	2,555
Net interest income	$7,287,000	2,955
Provision for loan and lease losses	$1,475,000	2,928
Total noninterest income	$853,000	3,634
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$509,000	2,847
Trading account gains and fees	$0	211
Additional Noninterest Income	$344,000	3,763
Total noninterest expense	$4,379,000	4,075
Salaries and employee benefits	$2,405,000	3,801
Premises and equipment expense	$432,000	4,789
Additional noninterest expense	$1,542,000	4,001
Pre-tax net operating income	$2,286,000	1,699
Securities gains (losses)	$77,000	2,326
Applicable income taxes	$577,000	1,415
Income before extraordinary items	$1,786,000	1,854
Extraordinary gains, net	$0	34
Net income	$1,786,000	1,851
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,786,000	1,853
Net charge-offs	$1,266,000	2,574
Cash dividends	$948,000	1,709
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,727,480	1,856
2009-09-30 (YTD Data)		Rank
Total interest income	$8,693,000	2,887
Total interest expense	$3,252,000	2,671
Net interest income	$5,441,000	2,965
Provision for loan and lease losses	$925,000	2,891
Total noninterest income	$657,000	3,667
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$385,000	2,834
Trading account gains and fees	$0	212
Additional Noninterest Income	$272,000	3,765
Total noninterest expense	$3,268,000	4,106
Salaries and employee benefits	$1,806,000	3,848
Premises and equipment expense	$322,000	4,842
Additional noninterest expense	$1,140,000	4,018
Pre-tax net operating income	$1,905,000	1,693
Securities gains (losses)	$43,000	2,389
Applicable income taxes	$604,000	1,229
Income before extraordinary items	$1,344,000	1,981
Extraordinary gains, net	$0	27
Net income	$1,344,000	1,980
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,344,000	1,981
Net charge-offs	$722,000	2,602
Cash dividends	$372,000	2,377
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,314,330	1,984
2009-06-30 (YTD Data)		Rank
Total interest income	$5,785,000	2,923
Total interest expense	$2,186,000	2,755
Net interest income	$3,599,000	2,971
Provision for loan and lease losses	$300,000	3,683
Total noninterest income	$446,000	3,643
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$250,000	2,866
Trading account gains and fees	$0	193
Additional Noninterest Income	$196,000	3,677
Total noninterest expense	$2,212,000	4,078
Salaries and employee benefits	$1,205,000	3,888
Premises and equipment expense	$215,000	4,880
Additional noninterest expense	$792,000	3,899
Pre-tax net operating income	$1,533,000	1,498
Securities gains (losses)	$43,000	2,002
Applicable income taxes	$477,000	1,123
Income before extraordinary items	$1,099,000	1,695
Extraordinary gains, net	$0	21
Net income	$1,099,000	1,692
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,099,000	1,694
Net charge-offs	$-69,000	8,128
Cash dividends	$372,000	1,980
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,068,900	1,695
2009-03-31 (YTD Data)		Rank
Total interest income	$2,876,000	2,969
Total interest expense	$1,105,000	2,822
Net interest income	$1,771,000	3,009
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$242,000	3,453
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$122,000	2,852
Trading account gains and fees	$0	171
Additional Noninterest Income	$120,000	3,356
Total noninterest expense	$1,054,000	4,146
Salaries and employee benefits	$599,000	3,924
Premises and equipment expense	$106,000	4,952
Additional noninterest expense	$349,000	3,962
Pre-tax net operating income	$809,000	1,579
Securities gains (losses)	$43,000	1,366
Applicable income taxes	$236,000	1,279
Income before extraordinary items	$616,000	1,748
Extraordinary gains, net	$0	15
Net income	$616,000	1,749
Minority interest net income	$0	102
Net income of bank and minority interests.	$616,000	1,750
Net charge-offs	$-113,000	8,197
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$585,040	1,737
2008-12-31 (YTD Data)		Rank
Total interest income	$12,146,000	3,005
Total interest expense	$4,965,000	2,981
Net interest income	$7,181,000	2,979
Provision for loan and lease losses	$700,000	3,245
Total noninterest income	$855,000	3,722
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$547,000	2,824
Trading account gains and fees	$0	154
Additional Noninterest Income	$308,000	4,054
Total noninterest expense	$3,946,000	4,278
Salaries and employee benefits	$2,298,000	4,017
Premises and equipment expense	$390,000	5,153
Additional noninterest expense	$1,258,000	4,136
Pre-tax net operating income	$3,390,000	1,607
Securities gains (losses)	$-211,000	7,362
Applicable income taxes	$893,000	1,294
Income before extraordinary items	$2,286,000	1,745
Extraordinary gains, net	$0	39
Net income	$2,286,000	1,746
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$788,000	2,219
Cash dividends	$1,124,000	2,137
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,437,920	1,762
2008-09-30 (YTD Data)		Rank
Total interest income	$9,188,000	3,049
Total interest expense	$3,805,000	3,034
Net interest income	$5,383,000	3,005
Provision for loan and lease losses	$320,000	3,446
Total noninterest income	$655,000	3,777
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$405,000	2,863
Trading account gains and fees	$0	148
Additional Noninterest Income	$250,000	4,027
Total noninterest expense	$2,913,000	4,319
Salaries and employee benefits	$1,707,000	4,072
Premises and equipment expense	$297,000	5,138
Additional noninterest expense	$909,000	4,173
Pre-tax net operating income	$2,805,000	1,739
Securities gains (losses)	$-215,000	7,616
Applicable income taxes	$754,000	1,441
Income before extraordinary items	$1,836,000	1,929
Extraordinary gains, net	$0	31
Net income	$1,836,000	1,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$304,000	2,541
Cash dividends	$360,000	3,167
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,988,650	1,882
2008-06-30 (YTD Data)		Rank
Total interest income	$6,208,000	3,057
Total interest expense	$2,599,000	3,077
Net interest income	$3,609,000	2,984
Provision for loan and lease losses	$200,000	3,141
Total noninterest income	$439,000	3,807
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$267,000	2,866
Trading account gains and fees	$0	149
Additional Noninterest Income	$172,000	4,067
Total noninterest expense	$1,947,000	4,324
Salaries and employee benefits	$1,140,000	4,104
Premises and equipment expense	$200,000	5,145
Additional noninterest expense	$607,000	4,155
Pre-tax net operating income	$1,901,000	1,753
Securities gains (losses)	$85,000	1,088
Applicable income taxes	$561,000	1,474
Income before extraordinary items	$1,425,000	1,883
Extraordinary gains, net	$0	21
Net income	$1,425,000	1,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$228,000	2,089
Cash dividends	$360,000	2,706
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,363,800	1,920
2008-03-31 (YTD Data)		Rank
Total interest income	$3,154,000	3,081
Total interest expense	$1,343,000	3,166
Net interest income	$1,811,000	2,965
Provision for loan and lease losses	$120,000	2,457
Total noninterest income	$228,000	3,718
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$134,000	2,840
Trading account gains and fees	$0	158
Additional Noninterest Income	$94,000	3,896
Total noninterest expense	$965,000	4,343
Salaries and employee benefits	$566,000	4,151
Premises and equipment expense	$93,000	5,371
Additional noninterest expense	$306,000	4,051
Pre-tax net operating income	$954,000	1,866
Securities gains (losses)	$82,000	816
Applicable income taxes	$306,000	1,452
Income before extraordinary items	$730,000	1,955
Extraordinary gains, net	$0	15
Net income	$730,000	1,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	1,420
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$672,600	2,032
2007-12-31 (YTD Data)		Rank
Total interest income	$12,113,000	3,264
Total interest expense	$5,340,000	3,306
Net interest income	$6,773,000	3,181
Provision for loan and lease losses	$600,000	2,040
Total noninterest income	$864,000	3,845
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$549,000	2,854
Trading account gains and fees	$0	178
Additional Noninterest Income	$315,000	4,146
Total noninterest expense	$3,776,000	4,298
Salaries and employee benefits	$2,186,000	4,106
Premises and equipment expense	$379,000	5,192
Additional noninterest expense	$1,211,000	4,047
Pre-tax net operating income	$3,261,000	2,321
Securities gains (losses)	$0	2,146
Applicable income taxes	$956,000	1,919
Income before extraordinary items	$2,305,000	2,536
Extraordinary gains, net	$0	39
Net income	$2,305,000	2,535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$280,000	2,389
Cash dividends	$888,000	2,827
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,305,000	2,526
2007-09-30 (YTD Data)		Rank
Total interest income	$8,972,000	3,298
Total interest expense	$3,929,000	3,344
Net interest income	$5,043,000	3,205
Provision for loan and lease losses	$360,000	2,007
Total noninterest income	$647,000	3,859
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$403,000	2,881
Trading account gains and fees	$0	184
Additional Noninterest Income	$244,000	4,132
Total noninterest expense	$2,800,000	4,303
Salaries and employee benefits	$1,624,000	4,118
Premises and equipment expense	$288,000	5,124
Additional noninterest expense	$888,000	4,051
Pre-tax net operating income	$2,530,000	2,413
Securities gains (losses)	$0	1,655
Applicable income taxes	$778,000	1,941
Income before extraordinary items	$1,752,000	2,647
Extraordinary gains, net	$0	33
Net income	$1,752,000	2,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	3,581
Cash dividends	$348,000	3,449
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,752,000	2,626
2007-06-30 (YTD Data)		Rank
Total interest income	$5,898,000	3,336
Total interest expense	$2,547,000	3,410
Net interest income	$3,351,000	3,235
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$442,000	3,809
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$261,000	2,947
Trading account gains and fees	$0	168
Additional Noninterest Income	$181,000	3,978
Total noninterest expense	$1,864,000	4,342
Salaries and employee benefits	$1,077,000	4,177
Premises and equipment expense	$189,000	5,193
Additional noninterest expense	$598,000	4,017
Pre-tax net operating income	$1,689,000	2,471
Securities gains (losses)	$0	1,444
Applicable income taxes	$513,000	2,030
Income before extraordinary items	$1,176,000	2,681
Extraordinary gains, net	$0	29
Net income	$1,176,000	2,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,409
Cash dividends	$348,000	2,959
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,176,000	2,667
2007-03-31 (YTD Data)		Rank
Total interest income	$2,932,000	3,345
Total interest expense	$1,242,000	3,446
Net interest income	$1,690,000	3,212
Provision for loan and lease losses	$120,000	1,752
Total noninterest income	$230,000	3,726
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$120,000	3,069
Trading account gains and fees	$0	195
Additional Noninterest Income	$110,000	3,585
Total noninterest expense	$931,000	4,353
Salaries and employee benefits	$535,000	4,220
Premises and equipment expense	$92,000	5,299
Additional noninterest expense	$304,000	3,930
Pre-tax net operating income	$869,000	2,409
Securities gains (losses)	$0	1,187
Applicable income taxes	$279,000	1,947
Income before extraordinary items	$590,000	2,664
Extraordinary gains, net	$0	22
Net income	$590,000	2,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$590,000	2,650
2006-12-31 (YTD Data)		Rank
Total interest income	$10,371,000	3,477
Total interest expense	$3,733,000	3,759
Net interest income	$6,638,000	3,256
Provision for loan and lease losses	$540,000	1,783
Total noninterest income	$793,000	4,072
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$549,000	2,866
Trading account gains and fees	$0	130
Additional Noninterest Income	$244,000	4,710
Total noninterest expense	$3,614,000	4,298
Salaries and employee benefits	$2,019,000	4,234
Premises and equipment expense	$391,000	4,992
Additional noninterest expense	$1,204,000	3,922
Pre-tax net operating income	$3,277,000	2,621
Securities gains (losses)	$0	1,687
Applicable income taxes	$980,000	2,221
Income before extraordinary items	$2,297,000	2,798
Extraordinary gains, net	$0	51
Net income	$2,297,000	2,799
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$556,000	1,083
Cash dividends	$852,000	2,844
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,297,000	2,790
2006-09-30 (YTD Data)		Rank
Total interest income	$7,607,000	3,518
Total interest expense	$2,692,000	3,775
Net interest income	$4,915,000	3,316
Provision for loan and lease losses	$318,000	2,057
Total noninterest income	$615,000	4,007
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$407,000	2,924
Trading account gains and fees	$0	126
Additional Noninterest Income	$208,000	4,458
Total noninterest expense	$2,673,000	4,324
Salaries and employee benefits	$1,512,000	4,209
Premises and equipment expense	$287,000	5,093
Additional noninterest expense	$874,000	4,001
Pre-tax net operating income	$2,539,000	2,621
Securities gains (losses)	$0	1,388
Applicable income taxes	$701,000	2,383
Income before extraordinary items	$1,838,000	2,750
Extraordinary gains, net	$0	45
Net income	$1,838,000	2,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	1,280
Cash dividends	$336,000	3,488
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,838,000	2,736
2006-06-30 (YTD Data)		Rank
Total interest income	$4,941,000	3,519
Total interest expense	$1,715,000	3,784
Net interest income	$3,226,000	3,362
Provision for loan and lease losses	$212,000	2,010
Total noninterest income	$416,000	3,966
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$267,000	2,931
Trading account gains and fees	$0	126
Additional Noninterest Income	$149,000	4,331
Total noninterest expense	$1,787,000	4,326
Salaries and employee benefits	$1,005,000	4,240
Premises and equipment expense	$189,000	5,108
Additional noninterest expense	$593,000	3,951
Pre-tax net operating income	$1,643,000	2,690
Securities gains (losses)	$0	1,185
Applicable income taxes	$468,000	2,410
Income before extraordinary items	$1,175,000	2,842
Extraordinary gains, net	$0	39
Net income	$1,175,000	2,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	1,312
Cash dividends	$336,000	2,950
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,175,000	2,830
2006-03-31 (YTD Data)		Rank
Total interest income	$2,436,000	3,506
Total interest expense	$836,000	3,705
Net interest income	$1,600,000	3,356
Provision for loan and lease losses	$106,000	1,903
Total noninterest income	$210,000	3,879
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$112,000	3,228
Trading account gains and fees	$0	115
Additional Noninterest Income	$98,000	3,749
Total noninterest expense	$890,000	4,349
Salaries and employee benefits	$498,000	4,297
Premises and equipment expense	$94,000	5,139
Additional noninterest expense	$298,000	3,922
Pre-tax net operating income	$814,000	2,670
Securities gains (losses)	$0	955
Applicable income taxes	$234,000	2,372
Income before extraordinary items	$580,000	2,814
Extraordinary gains, net	$0	21
Net income	$580,000	2,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	2,260
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$580,000	2,801
2005-12-31 (YTD Data)		Rank
Total interest income	$8,623,000	3,530
Total interest expense	$2,726,000	3,590
Net interest income	$5,897,000	3,473
Provision for loan and lease losses	$360,000	2,451
Total noninterest income	$686,000	4,440
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$451,000	3,274
Trading account gains and fees	$0	138
Additional Noninterest Income	$235,000	4,854
Total noninterest expense	$3,248,000	4,526
Salaries and employee benefits	$1,845,000	4,391
Premises and equipment expense	$270,000	6,005
Additional noninterest expense	$1,133,000	4,035
Pre-tax net operating income	$2,975,000	2,771
Securities gains (losses)	$0	2,296
Applicable income taxes	$858,000	2,495
Income before extraordinary items	$2,117,000	2,947
Extraordinary gains, net	$0	46
Net income	$2,117,000	2,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$392,000	1,432
Cash dividends	$804,000	2,813
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,117,000	2,918
2005-09-30 (YTD Data)		Rank
Total interest income	$6,343,000	3,538
Total interest expense	$1,938,000	3,593
Net interest income	$4,405,000	3,477
Provision for loan and lease losses	$270,000	2,383
Total noninterest income	$523,000	4,416
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$333,000	3,320
Trading account gains and fees	$0	126
Additional Noninterest Income	$190,000	4,713
Total noninterest expense	$2,299,000	4,676
Salaries and employee benefits	$1,334,000	4,484
Premises and equipment expense	$162,000	6,537
Additional noninterest expense	$803,000	4,172
Pre-tax net operating income	$2,359,000	2,693
Securities gains (losses)	$0	2,317
Applicable income taxes	$697,000	2,395
Income before extraordinary items	$1,662,000	2,886
Extraordinary gains, net	$0	35
Net income	$1,662,000	2,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	1,505
Cash dividends	$324,000	3,414
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,662,000	2,844
2005-06-30 (YTD Data)		Rank
Total interest income	$4,146,000	3,518
Total interest expense	$1,227,000	3,566
Net interest income	$2,919,000	3,473
Provision for loan and lease losses	$180,000	2,307
Total noninterest income	$366,000	4,255
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$221,000	3,281
Trading account gains and fees	$0	116
Additional Noninterest Income	$145,000	4,399
Total noninterest expense	$1,481,000	4,761
Salaries and employee benefits	$874,000	4,519
Premises and equipment expense	$104,000	6,616
Additional noninterest expense	$503,000	4,359
Pre-tax net operating income	$1,624,000	2,589
Securities gains (losses)	$0	2,146
Applicable income taxes	$485,000	2,313
Income before extraordinary items	$1,139,000	2,779
Extraordinary gains, net	$0	30
Net income	$1,139,000	2,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	1,830
Cash dividends	$324,000	2,828
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,139,000	2,733
2005-03-31 (YTD Data)		Rank
Total interest income	$2,037,000	3,535
Total interest expense	$586,000	3,571
Net interest income	$1,451,000	3,489
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$205,000	3,914
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$102,000	3,402
Trading account gains and fees	$0	115
Additional Noninterest Income	$103,000	3,676
Total noninterest expense	$720,000	4,894
Salaries and employee benefits	$419,000	4,671
Premises and equipment expense	$55,000	6,532
Additional noninterest expense	$246,000	4,414
Pre-tax net operating income	$846,000	2,459
Securities gains (losses)	$0	1,685
Applicable income taxes	$256,000	2,233
Income before extraordinary items	$590,000	2,654
Extraordinary gains, net	$0	24
Net income	$590,000	2,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,216
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$590,000	2,613
2004-12-31 (YTD Data)		Rank
Total interest income	$7,941,000	3,431
Total interest expense	$2,109,000	3,493
Net interest income	$5,832,000	3,368
Provision for loan and lease losses	$360,000	2,548
Total noninterest income	$640,000	4,645
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$381,000	3,755
Trading account gains and fees	$0	138
Additional Noninterest Income	$259,000	4,560
Total noninterest expense	$2,874,000	4,802
Salaries and employee benefits	$1,643,000	4,650
Premises and equipment expense	$206,000	6,689
Additional noninterest expense	$1,025,000	4,247
Pre-tax net operating income	$3,238,000	2,421
Securities gains (losses)	$0	3,819
Applicable income taxes	$972,000	2,202
Income before extraordinary items	$2,266,000	2,631
Extraordinary gains, net	$0	34
Net income	$2,266,000	2,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	2,801
Cash dividends	$920,000	2,474
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,266,000	2,577
2004-09-30 (YTD Data)		Rank
Total interest income	$5,891,000	3,440
Total interest expense	$1,539,000	3,534
Net interest income	$4,352,000	3,360
Provision for loan and lease losses	$270,000	2,429
Total noninterest income	$498,000	4,570
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$287,000	3,768
Trading account gains and fees	$0	134
Additional Noninterest Income	$211,000	4,393
Total noninterest expense	$2,041,000	4,956
Salaries and employee benefits	$1,197,000	4,693
Premises and equipment expense	$155,000	6,655
Additional noninterest expense	$689,000	4,585
Pre-tax net operating income	$2,539,000	2,353
Securities gains (losses)	$0	3,710
Applicable income taxes	$756,000	2,196
Income before extraordinary items	$1,783,000	2,580
Extraordinary gains, net	$0	26
Net income	$1,783,000	2,582
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	3,331
Cash dividends	$452,000	2,849
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,783,000	2,507
2004-06-30 (YTD Data)		Rank
Total interest income	$3,907,000	3,439
Total interest expense	$1,015,000	3,553
Net interest income	$2,892,000	3,364
Provision for loan and lease losses	$180,000	2,366
Total noninterest income	$334,000	4,539
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$185,000	3,835
Trading account gains and fees	$0	130
Additional Noninterest Income	$149,000	4,318
Total noninterest expense	$1,321,000	5,074
Salaries and employee benefits	$778,000	4,806
Premises and equipment expense	$100,000	6,777
Additional noninterest expense	$443,000	4,730
Pre-tax net operating income	$1,725,000	2,302
Securities gains (losses)	$0	3,413
Applicable income taxes	$516,000	2,150
Income before extraordinary items	$1,209,000	2,508
Extraordinary gains, net	$0	21
Net income	$1,209,000	2,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,933
Cash dividends	$452,000	2,287
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,209,000	2,442
2004-03-31 (YTD Data)		Rank
Total interest income	$1,940,000	3,468
Total interest expense	$518,000	3,524
Net interest income	$1,422,000	3,396
Provision for loan and lease losses	$90,000	2,254
Total noninterest income	$191,000	4,161
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$87,000	3,922
Trading account gains and fees	$0	121
Additional Noninterest Income	$104,000	3,624
Total noninterest expense	$649,000	5,170
Salaries and employee benefits	$380,000	4,910
Premises and equipment expense	$50,000	6,793
Additional noninterest expense	$219,000	4,739
Pre-tax net operating income	$874,000	2,260
Securities gains (losses)	$0	2,934
Applicable income taxes	$262,000	2,118
Income before extraordinary items	$612,000	2,452
Extraordinary gains, net	$0	16
Net income	$612,000	2,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,994
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$612,000	2,371
2003-12-31 (YTD Data)		Rank
Total interest income	$7,642,000	3,567
Total interest expense	$2,395,000	3,451
Net interest income	$5,247,000	3,562
Provision for loan and lease losses	$360,000	2,773
Total noninterest income	$594,000	4,998
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$390,000	3,697
Trading account gains and fees	$0	160
Additional Noninterest Income	$204,000	5,241
Total noninterest expense	$2,664,000	4,986
Salaries and employee benefits	$1,563,000	4,720
Premises and equipment expense	$213,000	6,632
Additional noninterest expense	$888,000	4,675
Pre-tax net operating income	$2,817,000	2,640
Securities gains (losses)	$0	4,500
Applicable income taxes	$816,000	2,503
Income before extraordinary items	$2,001,000	2,868
Extraordinary gains, net	$0	54
Net income	$2,001,000	2,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$271,000	2,396
Cash dividends	$732,000	2,872
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,001,000	2,738
2003-09-30 (YTD Data)		Rank
Total interest income	$5,692,000	3,625
Total interest expense	$1,844,000	3,495
Net interest income	$3,848,000	3,641
Provision for loan and lease losses	$270,000	2,692
Total noninterest income	$469,000	4,913
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$296,000	3,686
Trading account gains and fees	$0	153
Additional Noninterest Income	$173,000	5,056
Total noninterest expense	$1,969,000	5,039
Salaries and employee benefits	$1,170,000	4,712
Premises and equipment expense	$152,000	6,759
Additional noninterest expense	$647,000	4,745
Pre-tax net operating income	$2,078,000	2,766
Securities gains (losses)	$0	4,204
Applicable income taxes	$603,000	2,661
Income before extraordinary items	$1,475,000	3,001
Extraordinary gains, net	$0	40
Net income	$1,475,000	3,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$186,000	2,288
Cash dividends	$288,000	3,568
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,475,000	2,858
2003-06-30 (YTD Data)		Rank
Total interest income	$3,825,000	3,634
Total interest expense	$1,276,000	3,488
Net interest income	$2,549,000	3,643
Provision for loan and lease losses	$180,000	2,675
Total noninterest income	$331,000	4,734
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$195,000	3,684
Trading account gains and fees	$0	150
Additional Noninterest Income	$136,000	4,735
Total noninterest expense	$1,303,000	5,048
Salaries and employee benefits	$780,000	4,695
Premises and equipment expense	$103,000	6,702
Additional noninterest expense	$420,000	4,834
Pre-tax net operating income	$1,397,000	2,743
Securities gains (losses)	$0	3,782
Applicable income taxes	$408,000	2,644
Income before extraordinary items	$989,000	3,005
Extraordinary gains, net	$0	30
Net income	$989,000	3,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	2,734
Cash dividends	$288,000	2,962
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$989,000	2,853
2003-03-31 (YTD Data)		Rank
Total interest income	$1,939,000	3,618
Total interest expense	$659,000	3,477
Net interest income	$1,280,000	3,629
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$185,000	4,352
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$98,000	3,600
Trading account gains and fees	$0	134
Additional Noninterest Income	$87,000	4,189
Total noninterest expense	$649,000	5,070
Salaries and employee benefits	$383,000	4,765
Premises and equipment expense	$58,000	6,382
Additional noninterest expense	$208,000	4,818
Pre-tax net operating income	$726,000	2,661
Securities gains (losses)	$0	2,891
Applicable income taxes	$208,000	2,624
Income before extraordinary items	$518,000	2,875
Extraordinary gains, net	$0	21
Net income	$518,000	2,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	2,229
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$518,000	2,732
2002-12-31 (YTD Data)		Rank
Total interest income	$8,489,000	3,468
Total interest expense	$3,257,000	3,300
Net interest income	$5,232,000	3,520
Provision for loan and lease losses	$410,000	2,777
Total noninterest income	$584,000	4,802
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$398,000	3,550
Trading account gains and fees	$0	153
Additional Noninterest Income	$186,000	5,172
Total noninterest expense	$2,625,000	4,917
Salaries and employee benefits	$1,483,000	4,735
Premises and equipment expense	$201,000	6,768
Additional noninterest expense	$941,000	4,384
Pre-tax net operating income	$2,781,000	2,655
Securities gains (losses)	$0	4,537
Applicable income taxes	$812,000	2,567
Income before extraordinary items	$1,969,000	2,830
Extraordinary gains, net	$0	70
Net income	$1,969,000	2,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	2,769
Cash dividends	$724,000	2,820
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,969,000	2,748
2001-12-31 (YTD Data)		Rank
Total interest income	$9,692,000	3,407
Total interest expense	$4,852,000	3,229
Net interest income	$4,840,000	3,531
Provision for loan and lease losses	$520,000	2,133
Total noninterest income	$577,000	4,681
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$405,000	3,358
Trading account gains and fees	$0	177
Additional Noninterest Income	$172,000	5,245
Total noninterest expense	$2,436,000	5,043
Salaries and employee benefits	$1,343,000	4,917
Premises and equipment expense	$199,000	6,806
Additional noninterest expense	$894,000	4,432
Pre-tax net operating income	$2,461,000	2,697
Securities gains (losses)	$0	4,612
Applicable income taxes	$632,000	2,872
Income before extraordinary items	$1,829,000	2,746
Extraordinary gains, net	$0	105
Net income	$1,829,000	2,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$369,000	1,942
Cash dividends	$600,000	3,121
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,829,000	2,656
2000-12-31 (YTD Data)		Rank
Total interest income	$9,263,000	3,644
Total interest expense	$4,776,000	3,456
Net interest income	$4,487,000	3,806
Provision for loan and lease losses	$315,000	2,731
Total noninterest income	$447,000	5,206
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$260,000	4,425
Trading account gains and fees	$0	180
Additional Noninterest Income	$187,000	4,940
Total noninterest expense	$2,244,000	5,264
Salaries and employee benefits	$1,251,000	5,040
Premises and equipment expense	$189,000	6,930
Additional noninterest expense	$804,000	4,730
Pre-tax net operating income	$2,375,000	2,887
Securities gains (losses)	$0	1,956
Applicable income taxes	$607,000	3,084
Income before extraordinary items	$1,768,000	2,837
Extraordinary gains, net	$0	38
Net income	$1,768,000	2,837
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$406,000	1,458
Cash dividends	$710,000	2,884
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,768,000	2,834
1999-12-31 (YTD Data)		Rank
Total interest income	$8,112,000	3,858
Total interest expense	$3,810,000	3,737
Net interest income	$4,302,000	3,926
Provision for loan and lease losses	$240,000	3,119
Total noninterest income	$404,000	5,576
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$197,000	5,158
Trading account gains and fees	$0	173
Additional Noninterest Income	$207,000	4,862
Total noninterest expense	$2,149,000	5,401
Salaries and employee benefits	$1,232,000	5,064
Premises and equipment expense	$181,000	7,111
Additional noninterest expense	$736,000	5,074
Pre-tax net operating income	$2,317,000	2,978
Securities gains (losses)	$0	3,155
Applicable income taxes	$570,000	3,330
Income before extraordinary items	$1,747,000	2,874
Extraordinary gains, net	$0	35
Net income	$1,747,000	2,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	2,815
Cash dividends	$505,000	3,466
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,747,000	2,849
1998-12-31 (YTD Data)		Rank
Total interest income	$7,881,000	3,992
Total interest expense	$3,760,000	3,873
Net interest income	$4,121,000	4,032
Provision for loan and lease losses	$225,000	3,261
Total noninterest income	$341,000	6,089
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$186,000	5,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	5,595
Total noninterest expense	$2,144,000	5,317
Salaries and employee benefits	$1,230,000	4,990
Premises and equipment expense	$200,000	6,717
Additional noninterest expense	$714,000	5,088
Pre-tax net operating income	$2,093,000	3,225
Securities gains (losses)	$0	4,449
Applicable income taxes	$497,000	3,850
Income before extraordinary items	$1,596,000	3,095
Extraordinary gains, net	$0	32
Net income	$1,596,000	3,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,076
Cash dividends	$420,000	3,886
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,596,000	3,005
1997-12-31 (YTD Data)		Rank
Total interest income	$7,366,000	4,323
Total interest expense	$3,541,000	4,105
Net interest income	$3,825,000	4,399
Provision for loan and lease losses	$240,000	3,015
Total noninterest income	$307,000	6,566
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$176,000	5,726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	6,052
Total noninterest expense	$1,988,000	5,682
Salaries and employee benefits	$1,174,000	5,192
Premises and equipment expense	$162,000	7,548
Additional noninterest expense	$652,000	5,491
Pre-tax net operating income	$1,904,000	3,698
Securities gains (losses)	$0	3,944
Applicable income taxes	$441,000	4,590
Income before extraordinary items	$1,463,000	3,434
Extraordinary gains, net	$0	44
Net income	$1,463,000	3,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	3,153
Cash dividends	$420,000	3,841
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,463,000	3,355
1996-12-31 (YTD Data)		Rank
Total interest income	$6,590,000	4,814
Total interest expense	$3,152,000	4,571
Net interest income	$3,438,000	4,891
Provision for loan and lease losses	$95,000	5,238
Total noninterest income	$281,000	7,179
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$171,000	6,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	6,864
Total noninterest expense	$1,913,000	6,132
Salaries and employee benefits	$1,127,000	5,491
Premises and equipment expense	$140,000	8,281
Additional noninterest expense	$646,000	6,058
Pre-tax net operating income	$1,711,000	3,894
Securities gains (losses)	$0	4,148
Applicable income taxes	$390,000	4,962
Income before extraordinary items	$1,321,000	3,581
Extraordinary gains, net	$0	53
Net income	$1,321,000	3,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,890
Cash dividends	$340,000	4,253
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,321,000	3,531
1995-12-31 (YTD Data)		Rank
Total interest income	$6,027,000	5,185
Total interest expense	$2,920,000	4,881
Net interest income	$3,107,000	5,351
Provision for loan and lease losses	$65,000	5,556
Total noninterest income	$259,000	7,595
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	6,314
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	7,497
Total noninterest expense	$1,712,000	6,705
Salaries and employee benefits	$986,000	6,138
Premises and equipment expense	$96,000	9,727
Additional noninterest expense	$630,000	6,331
Pre-tax net operating income	$1,589,000	4,251
Securities gains (losses)	$0	3,831
Applicable income taxes	$341,000	5,550
Income before extraordinary items	$1,248,000	3,828
Extraordinary gains, net	$0	65
Net income	$1,248,000	3,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,530
Cash dividends	$330,000	4,305
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,248,000	3,807
1994-12-31 (YTD Data)		Rank
Total interest income	$5,379,000	5,334
Total interest expense	$2,330,000	4,933
Net interest income	$3,049,000	5,551
Provision for loan and lease losses	$0	9,146
Total noninterest income	$248,000	7,979
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$159,000	6,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	7,880
Total noninterest expense	$1,740,000	6,869
Salaries and employee benefits	$969,000	6,247
Premises and equipment expense	$84,000	10,524
Additional noninterest expense	$687,000	6,416
Pre-tax net operating income	$1,557,000	4,272
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$331,000	5,497
Income before extraordinary items	$1,227,000	3,779
Extraordinary gains, net	$0	249
Net income	$1,227,000	3,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,491
Cash dividends	$310,000	4,358
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,226,210	3,812
1993-12-31 (YTD Data)		Rank
Total interest income	$5,432,000	5,393
Total interest expense	$2,429,000	4,949
Net interest income	$3,003,000	5,652
Provision for loan and lease losses	$60,000	6,949
Total noninterest income	$236,000	8,608
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$161,000	6,809
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	8,845
Total noninterest expense	$1,623,000	7,433
Salaries and employee benefits	$906,000	6,678
Premises and equipment expense	$90,000	10,795
Additional noninterest expense	$627,000	7,105
Pre-tax net operating income	$1,556,000	4,175
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$314,000	5,910
Income before extraordinary items	$1,243,000	3,880
Extraordinary gains, net	$-72,000	12,833
Net income	$1,171,000	4,218
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	12,315
Cash dividends	$300,000	4,359
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,242,200	3,671
1992-12-31 (YTD Data)		Rank
Total interest income	$5,931,000	5,549
Total interest expense	$3,008,000	5,151
Net interest income	$2,923,000	5,846
Provision for loan and lease losses	$60,000	8,535
Total noninterest income	$227,000	8,902
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$143,000	7,298
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	8,687
Total noninterest expense	$1,581,000	7,637
Salaries and employee benefits	$858,000	6,880
Premises and equipment expense	$91,000	11,073
Additional noninterest expense	$632,000	7,237
Pre-tax net operating income	$1,509,000	4,026
Securities gains (losses)	$0	8,369
Applicable income taxes	$320,000	5,690
Income before extraordinary items	$1,189,000	3,843
Extraordinary gains, net	$0	1,422
Net income	$1,189,000	3,884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	7,683
Cash dividends	$325,000	3,812
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,189,000	3,561

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.