Home > The City National Bank of Fulton > Income and Expense

The City National Bank of Fulton, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$7,331,0004,230
Total interest expense$3,687,0003,948
Net interest income$3,644,0004,437
Provision for loan and lease losses$5,0008,460
Total noninterest income$997,0003,089
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$485,0002,619
Trading account gains and fees$0224
Additional Noninterest Income$512,0002,938
Total noninterest expense$2,995,0004,126
Salaries and employee benefits$1,571,0004,096
Premises and equipment expense$252,0005,932
Additional noninterest expense$1,172,0003,445
Pre-tax net operating income$1,641,0003,917
Securities gains (losses)$04,449
Applicable income taxes$340,0004,846
Income before extraordinary items$1,301,0003,693
Extraordinary gains, net$032
Net income$1,301,0003,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,737
Cash dividends$1,810,0001,444
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,301,0003,595
1997-12-31 (YTD Data)Rank
Total interest income$7,489,0004,242
Total interest expense$3,858,0003,813
Net interest income$3,631,0004,589
Provision for loan and lease losses$99,0005,232
Total noninterest income$754,0003,751
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$476,0002,745
Trading account gains and fees$0239
Additional Noninterest Income$278,0004,098
Total noninterest expense$2,831,0004,292
Salaries and employee benefits$1,421,0004,447
Premises and equipment expense$285,0005,598
Additional noninterest expense$1,125,0003,533
Pre-tax net operating income$1,455,0004,605
Securities gains (losses)$03,944
Applicable income taxes$249,0006,269
Income before extraordinary items$1,206,0004,035
Extraordinary gains, net$044
Net income$1,206,0004,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,380
Cash dividends$1,053,0002,074
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,206,0003,972
1996-12-31 (YTD Data)Rank
Total interest income$7,440,0004,320
Total interest expense$4,009,0003,709
Net interest income$3,431,0004,908
Provision for loan and lease losses$120,0004,568
Total noninterest income$473,0005,350
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$397,0003,356
Trading account gains and fees$0262
Additional Noninterest Income$76,0007,879
Total noninterest expense$2,477,0005,047
Salaries and employee benefits$1,296,0004,866
Premises and equipment expense$246,0006,302
Additional noninterest expense$935,0004,635
Pre-tax net operating income$1,307,0004,811
Securities gains (losses)$04,148
Applicable income taxes$315,0005,673
Income before extraordinary items$992,0004,546
Extraordinary gains, net$053
Net income$992,0004,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0005,007
Cash dividends$1,370,0001,699
Sale, conversion, retirement of capital stock, net$0953
Net operating income$992,0004,493
1995-12-31 (YTD Data)Rank
Total interest income$7,447,0004,304
Total interest expense$4,168,0003,561
Net interest income$3,279,0005,131
Provision for loan and lease losses$80,0005,097
Total noninterest income$432,0005,683
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$332,0003,941
Trading account gains and fees$0522
Additional Noninterest Income$100,0007,238
Total noninterest expense$2,307,0005,341
Salaries and employee benefits$1,133,0005,474
Premises and equipment expense$245,0006,430
Additional noninterest expense$929,0004,632
Pre-tax net operating income$1,324,0004,894
Securities gains (losses)$2,0003,270
Applicable income taxes$289,0006,150
Income before extraordinary items$1,037,0004,448
Extraordinary gains, net$065
Net income$1,037,0004,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,496
Cash dividends$271,0004,787
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,035,4404,452
1994-12-31 (YTD Data)Rank
Total interest income$6,171,0004,747
Total interest expense$3,083,0003,871
Net interest income$3,088,0005,500
Provision for loan and lease losses$60,0005,594
Total noninterest income$393,0006,209
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$263,0004,849
Trading account gains and fees$0475
Additional Noninterest Income$130,0006,669
Total noninterest expense$2,007,0006,183
Salaries and employee benefits$1,014,0006,022
Premises and equipment expense$164,0008,211
Additional noninterest expense$829,0005,538
Pre-tax net operating income$1,414,0004,641
Securities gains (losses)$-103,00011,548
Applicable income taxes$255,0006,452
Income before extraordinary items$1,056,0004,321
Extraordinary gains, net$0249
Net income$1,056,0004,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,099
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,139,4304,089
1993-12-31 (YTD Data)Rank
Total interest income$5,878,0005,039
Total interest expense$2,781,0004,401
Net interest income$3,097,0005,516
Provision for loan and lease losses$100,0005,727
Total noninterest income$333,0007,226
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$238,0005,289
Trading account gains and feesNANA
Additional Noninterest Income$95,0008,045
Total noninterest expense$1,911,0006,588
Salaries and employee benefits$983,0006,225
Premises and equipment expense$165,0008,511
Additional noninterest expense$763,0006,155
Pre-tax net operating income$1,419,0004,544
Securities gains (losses)$1,0007,052
Applicable income taxes$336,0005,656
Income before extraordinary items$1,084,0004,376
Extraordinary gains, net$03,149
Net income$1,084,0004,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00011,050
Cash dividends$1,149,0001,571
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,083,2404,163
1992-12-31 (YTD Data)Rank
Total interest income$6,214,0005,332
Total interest expense$3,278,0004,809
Net interest income$2,936,0005,816
Provision for loan and lease losses$60,0008,535
Total noninterest income$270,0008,178
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$207,0005,857
Trading account gains and feesNANA
Additional Noninterest Income$63,0009,641
Total noninterest expense$1,754,0007,090
Salaries and employee benefits$891,0006,672
Premises and equipment expense$163,0008,762
Additional noninterest expense$700,0006,746
Pre-tax net operating income$1,392,0004,337
Securities gains (losses)$26,0005,197
Applicable income taxes$353,0005,316
Income before extraordinary items$1,065,0004,270
Extraordinary gains, net$01,422
Net income$1,065,0004,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,00013,003
Cash dividends$286,0004,162
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,045,5004,017

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.