Home > The City National Bank of Fulton > Assets and Liabilities
The City National Bank of Fulton, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $104,975,000 | 4,163 |
| Cash and due from depository institutions | $1,281,000 | 4,067 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $44,776,000 | 2,559 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 5,346 |
| Net loans & leases | $51,730,000 | 4,838 |
| Loan loss allowance | $659,000 | 4,668 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,109,000 | 5,660 |
| Other real estate owned | $0 | 4,067 |
| Goodwill and other intangibles | $590,000 | 1,739 |
| All other assets | $3,039,000 | 2,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,975,000 | 4,163 |
| Total liabilities | $95,257,000 | 4,134 |
| Total deposits | $83,563,000 | 4,375 |
| Interest-bearing deposits | $74,808,000 | 4,212 |
| Deposits held in domestic offices | $83,563,000 | 4,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,905,000 | 1,604 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,789,000 | 2,183 |
| Total equity capital | $9,718,000 | 4,463 |
| Total bank equity capital | $9,718,000 | 4,463 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $360,000 | 5,567 |
| Surplus | $2,251,000 | 5,034 |
| Undivided profits | $7,107,000 | 3,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 9,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $556,000 | 4,185 |
| Earning assets | $99,056,000 | 4,081 |
| Long-term assets (5+ years) | $46,120,000 | 1,692 |
| Average Assets, year-to-date | $102,495,800 | 4,070 |
| Average Assets, quarterly | $101,522,000 | 4,228 |
| Volatile liabilities | $8,259,000 | 5,557 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,637,000 | 4,287 |
| Tier 1 (core) risk-based capital | $8,615,000 | 4,727 |
| Tier 2 risk-based capital | $659,000 | 4,274 |
| Total risk weighted assets | $57,716,200 | 4,554 |
| Total unused commitments | $7,637,000 | 4,292 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $105,338,000 | 4,125 |
| Cash and due from depository institutions | $2,347,000 | 4,573 |
| Interest-bearing balances | $98,000 | 4,873 |
| Securities | $49,363,000 | 2,316 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $48,901,000 | 5,062 |
| Loan loss allowance | $668,000 | 4,665 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,137,000 | 5,567 |
| Other real estate owned | $0 | 4,573 |
| Goodwill and other intangibles | $638,000 | 1,616 |
| All other assets | $2,952,000 | 2,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,338,000 | 4,125 |
| Total liabilities | $95,238,000 | 4,109 |
| Total deposits | $86,665,000 | 4,211 |
| Interest-bearing deposits | $77,922,000 | 4,038 |
| Deposits held in domestic offices | $86,665,000 | 4,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,225,000 | 2,057 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,795,000 | 2,030 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,553,000 | 2,487 |
| Total equity capital | $10,100,000 | 4,258 |
| Total bank equity capital | $10,100,000 | 4,258 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $360,000 | 5,803 |
| Surplus | $2,251,000 | 5,032 |
| Undivided profits | $7,489,000 | 3,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 8,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,590 |
| Income earned, not collected on loans | $558,000 | 4,242 |
| Earning assets | $98,362,000 | 4,071 |
| Long-term assets (5+ years) | $39,306,000 | 1,703 |
| Average Assets, year-to-date | $103,666,800 | 4,012 |
| Average Assets, quarterly | $104,478,000 | 4,108 |
| Volatile liabilities | $11,007,000 | 4,676 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,818,000 | 3,747 |
| Tier 1 (core) risk-based capital | $9,077,000 | 4,544 |
| Tier 2 risk-based capital | $668,000 | 4,155 |
| Total risk weighted assets | $59,593,100 | 4,382 |
| Total unused commitments | $8,818,000 | 3,749 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $103,759,000 | 4,281 |
| Cash and due from depository institutions | $2,486,000 | 4,562 |
| Interest-bearing balances | $98,000 | 4,954 |
| Securities | $47,317,000 | 2,572 |
| Federal funds sold & reverse repurchase agreements | $5,750,000 | 2,282 |
| Net loans & leases | $44,050,000 | 5,507 |
| Loan loss allowance | $592,000 | 5,277 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,178,000 | 5,473 |
| Other real estate owned | $0 | 4,562 |
| Goodwill and other intangibles | $279,000 | 1,971 |
| All other assets | $2,699,000 | 2,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,759,000 | 4,281 |
| Total liabilities | $94,226,000 | 4,238 |
| Total deposits | $88,230,000 | 4,258 |
| Interest-bearing deposits | $79,827,000 | 4,068 |
| Deposits held in domestic offices | $88,230,000 | 4,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,131,000 | 1,811 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $865,000 | 3,946 |
| Total equity capital | $9,533,000 | 4,516 |
| Total bank equity capital | $9,533,000 | 4,516 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $360,000 | 6,154 |
| Surplus | $1,840,000 | 5,831 |
| Undivided profits | $7,333,000 | 3,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 7,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,643 |
| Income earned, not collected on loans | $530,000 | 4,378 |
| Earning assets | $97,215,000 | 4,215 |
| Long-term assets (5+ years) | $31,075,000 | 1,919 |
| Average Assets, year-to-date | $104,022,200 | 4,103 |
| Average Assets, quarterly | $103,252,500 | 4,246 |
| Volatile liabilities | $7,185,000 | 5,967 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,730,000 | 3,685 |
| Tier 1 (core) risk-based capital | $9,283,000 | 4,509 |
| Tier 2 risk-based capital | $592,000 | 4,650 |
| Total risk weighted assets | $53,766,600 | 4,814 |
| Total unused commitments | $8,730,000 | 3,700 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 41 | 4,605 |
| Assets and Liabilities | ||
| Total Assets: | $104,927,000 | 4,233 |
| Cash and due from depository institutions | $4,027,000 | 4,605 |
| Interest-bearing balances | $97,000 | 5,336 |
| Securities | $48,682,000 | 2,590 |
| Federal funds sold & reverse repurchase agreements | $5,350,000 | 2,707 |
| Net loans & leases | $43,110,000 | 5,515 |
| Loan loss allowance | $530,000 | 5,808 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,066,000 | 5,830 |
| Other real estate owned | $0 | 4,605 |
| Goodwill and other intangibles | $301,000 | 1,823 |
| All other assets | $2,391,000 | 3,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,927,000 | 4,233 |
| Total liabilities | $95,524,000 | 4,180 |
| Total deposits | $89,353,000 | 4,236 |
| Interest-bearing deposits | $80,373,000 | 4,084 |
| Deposits held in domestic offices | $89,353,000 | 4,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,425,000 | 1,573 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $746,000 | 4,643 |
| Total equity capital | $9,403,000 | 4,572 |
| Total bank equity capital | $9,403,000 | 4,572 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $360,000 | 6,496 |
| Surplus | $1,140,000 | 7,428 |
| Undivided profits | $7,903,000 | 3,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 6,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,516 |
| Income earned, not collected on loans | $496,000 | 4,765 |
| Earning assets | $97,239,000 | 4,194 |
| Long-term assets (5+ years) | $22,995,000 | 2,269 |
| Average Assets, year-to-date | $103,748,800 | 4,111 |
| Average Assets, quarterly | $104,060,000 | 4,215 |
| Volatile liabilities | $6,078,000 | 6,243 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,812,000 | 4,578 |
| Tier 1 (core) risk-based capital | $8,939,000 | 4,630 |
| Tier 2 risk-based capital | $530,000 | 5,046 |
| Total risk weighted assets | $52,548,300 | 4,838 |
| Total unused commitments | $5,812,000 | 4,592 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $103,602,000 | 4,225 |
| Cash and due from depository institutions | $4,035,000 | 4,868 |
| Interest-bearing balances | $350,000 | 3,797 |
| Securities | $52,117,000 | 2,524 |
| Federal funds sold & reverse repurchase agreements | $4,850,000 | 1,884 |
| Net loans & leases | $37,917,000 | 5,998 |
| Loan loss allowance | $491,000 | 6,273 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,084,000 | 5,808 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $323,000 | 1,689 |
| All other assets | $3,276,000 | 2,465 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,602,000 | 4,225 |
| Total liabilities | $96,591,000 | 4,113 |
| Total deposits | $90,269,000 | 4,155 |
| Interest-bearing deposits | $80,978,000 | 4,009 |
| Deposits held in domestic offices | $90,269,000 | 4,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,753,000 | 1,640 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $569,000 | 4,793 |
| Total equity capital | $7,011,000 | 5,516 |
| Total bank equity capital | $7,011,000 | 5,516 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $360,000 | 6,869 |
| Surplus | $1,140,000 | 7,577 |
| Undivided profits | $5,511,000 | 3,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 7,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,452 |
| Income earned, not collected on loans | $433,000 | 4,831 |
| Earning assets | $95,234,000 | 4,231 |
| Long-term assets (5+ years) | $29,589,000 | 1,845 |
| Average Assets, year-to-date | $91,438,800 | 4,634 |
| Average Assets, quarterly | $96,805,500 | 4,461 |
| Volatile liabilities | $5,084,000 | 6,689 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,648,000 | 4,555 |
| Tier 1 (core) risk-based capital | $8,151,000 | 4,918 |
| Tier 2 risk-based capital | $491,000 | 5,359 |
| Total risk weighted assets | $48,879,500 | 5,046 |
| Total unused commitments | $5,648,000 | 4,563 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $87,860,000 | 4,996 |
| Cash and due from depository institutions | $3,532,000 | 5,435 |
| Interest-bearing balances | $850,000 | 3,643 |
| Securities | $44,354,000 | 3,143 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 7,081 |
| Net loans & leases | $35,573,000 | 6,224 |
| Loan loss allowance | $445,000 | 6,902 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $866,000 | 6,689 |
| Other real estate owned | $0 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,235,000 | 3,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,860,000 | 4,996 |
| Total liabilities | $80,442,000 | 4,958 |
| Total deposits | $73,889,000 | 5,121 |
| Interest-bearing deposits | $67,469,000 | 4,890 |
| Deposits held in domestic offices | $73,889,000 | 5,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,015,000 | 1,376 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $538,000 | 5,077 |
| Total equity capital | $7,418,000 | 5,332 |
| Total bank equity capital | $7,418,000 | 5,332 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $360,000 | 7,214 |
| Surplus | $1,140,000 | 7,678 |
| Undivided profits | $5,918,000 | 3,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 9,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,532 |
| Income earned, not collected on loans | $358,000 | 5,180 |
| Earning assets | $82,077,000 | 4,912 |
| Long-term assets (5+ years) | $28,623,000 | 1,971 |
| Average Assets, year-to-date | $86,456,400 | 4,919 |
| Average Assets, quarterly | $88,150,000 | 4,925 |
| Volatile liabilities | $9,841,000 | 4,138 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,791,000 | 4,482 |
| Tier 1 (core) risk-based capital | $7,418,000 | 5,253 |
| Tier 2 risk-based capital | $445,000 | 5,798 |
| Total risk weighted assets | $45,210,600 | 5,338 |
| Total unused commitments | $5,791,000 | 4,505 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $83,902,000 | 5,277 |
| Cash and due from depository institutions | $3,288,000 | 5,798 |
| Interest-bearing balances | $595,000 | 4,613 |
| Securities | $43,986,000 | 3,093 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,965 |
| Net loans & leases | $28,287,000 | 7,323 |
| Loan loss allowance | $343,000 | 8,210 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $900,000 | 6,624 |
| Other real estate owned | $46,000 | 5,798 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,895,000 | 3,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,902,000 | 5,277 |
| Total liabilities | $76,419,000 | 5,275 |
| Total deposits | $74,770,000 | 5,188 |
| Interest-bearing deposits | $67,990,000 | 5,001 |
| Deposits held in domestic offices | $74,770,000 | 5,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,097,000 | 2,425 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $552,000 | 5,381 |
| Total equity capital | $7,483,000 | 5,082 |
| Total bank equity capital | $7,483,000 | 5,082 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $360,000 | 7,591 |
| Surplus | $1,140,000 | 7,672 |
| Undivided profits | $5,983,000 | 3,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 7,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $284,000 | 6,811 |
| Earning assets | $78,368,000 | 5,175 |
| Long-term assets (5+ years) | $21,571,000 | 2,457 |
| Average Assets, year-to-date | $82,208,800 | 5,246 |
| Average Assets, quarterly | $83,046,500 | 5,266 |
| Volatile liabilities | $4,556,000 | 6,935 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,857,000 | 6,233 |
| Tier 1 (core) risk-based capital | $7,483,000 | 5,015 |
| Tier 2 risk-based capital | $343,000 | 6,980 |
| Total risk weighted assets | $37,867,400 | 6,180 |
| Total unused commitments | $2,857,000 | 6,263 |
| Derivatives | $0 | 651 |