Home > The City National Bank of Fort Smith > Income and Expense
The City National Bank of Fort Smith, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $41,190,000 | 824 |
| Total interest expense | $19,360,000 | 821 |
| Net interest income | $21,830,000 | 807 |
| Provision for loan and lease losses | $705,000 | 1,312 |
| Total noninterest income | $4,093,000 | 1,073 |
| Gross Fiduciary activities income | $45,000 | 1,113 |
| Service charges on deposit accounts | $2,569,000 | 528 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,479,000 | 1,412 |
| Total noninterest expense | $13,831,000 | 1,008 |
| Salaries and employee benefits | $7,601,000 | 909 |
| Premises and equipment expense | $1,982,000 | 1,021 |
| Additional noninterest expense | $4,248,000 | 1,105 |
| Pre-tax net operating income | $11,387,000 | 737 |
| Securities gains (losses) | $184,000 | 567 |
| Applicable income taxes | $3,707,000 | 743 |
| Income before extraordinary items | $7,864,000 | 749 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,864,000 | 749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,373 |
| Cash dividends | $1,250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,738,880 | 738 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $34,856,000 | 952 |
| Total interest expense | $16,441,000 | 966 |
| Net interest income | $18,415,000 | 917 |
| Provision for loan and lease losses | $470,000 | 1,813 |
| Total noninterest income | $3,941,000 | 1,099 |
| Gross Fiduciary activities income | $77,000 | 1,056 |
| Service charges on deposit accounts | $1,879,000 | 655 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,985,000 | 1,163 |
| Total noninterest expense | $12,328,000 | 1,072 |
| Salaries and employee benefits | $6,697,000 | 974 |
| Premises and equipment expense | $1,760,000 | 1,095 |
| Additional noninterest expense | $3,871,000 | 1,153 |
| Pre-tax net operating income | $9,558,000 | 818 |
| Securities gains (losses) | $126,000 | 1,142 |
| Applicable income taxes | $3,287,000 | 803 |
| Income before extraordinary items | $6,397,000 | 852 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,397,000 | 852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 976 |
| Cash dividends | $4,172,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,313,840 | 828 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $31,819,000 | 1,071 |
| Total interest expense | $14,716,000 | 1,101 |
| Net interest income | $17,103,000 | 1,032 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $3,136,000 | 1,257 |
| Gross Fiduciary activities income | $95,000 | 1,060 |
| Service charges on deposit accounts | $1,693,000 | 751 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,348,000 | 1,427 |
| Total noninterest expense | $11,511,000 | 1,158 |
| Salaries and employee benefits | $6,390,000 | 1,035 |
| Premises and equipment expense | $1,647,000 | 1,205 |
| Additional noninterest expense | $3,474,000 | 1,262 |
| Pre-tax net operating income | $8,728,000 | 936 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $3,007,000 | 928 |
| Income before extraordinary items | $5,741,000 | 975 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,741,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 10,507 |
| Cash dividends | $2,875,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,727,800 | 949 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $28,227,000 | 1,217 |
| Total interest expense | $13,346,000 | 1,227 |
| Net interest income | $14,881,000 | 1,205 |
| Provision for loan and lease losses | $-200,000 | 11,333 |
| Total noninterest income | $2,843,000 | 1,416 |
| Gross Fiduciary activities income | $90,000 | 1,135 |
| Service charges on deposit accounts | $1,500,000 | 884 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,253,000 | 1,551 |
| Total noninterest expense | $10,004,000 | 1,433 |
| Salaries and employee benefits | $5,647,000 | 1,182 |
| Premises and equipment expense | $1,425,000 | 1,427 |
| Additional noninterest expense | $2,932,000 | 1,774 |
| Pre-tax net operating income | $7,920,000 | 969 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $2,763,000 | 936 |
| Income before extraordinary items | $5,156,000 | 1,019 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,156,000 | 1,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-384,000 | 11,402 |
| Cash dividends | $1,600,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,156,650 | 1,000 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,672,000 | 1,388 |
| Total interest expense | $11,643,000 | 1,399 |
| Net interest income | $13,029,000 | 1,377 |
| Provision for loan and lease losses | $-130,000 | 11,760 |
| Total noninterest income | $2,538,000 | 1,524 |
| Gross Fiduciary activities income | $285,000 | 918 |
| Service charges on deposit accounts | $1,333,000 | 1,007 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $920,000 | 1,909 |
| Total noninterest expense | $9,135,000 | 1,559 |
| Salaries and employee benefits | $5,066,000 | 1,309 |
| Premises and equipment expense | $1,212,000 | 1,662 |
| Additional noninterest expense | $2,857,000 | 1,770 |
| Pre-tax net operating income | $6,562,000 | 1,174 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $2,277,000 | 1,132 |
| Income before extraordinary items | $4,301,000 | 1,235 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,301,000 | 1,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 11,740 |
| Cash dividends | $3,200,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,290,600 | 1,209 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,478,000 | 1,436 |
| Total interest expense | $8,804,000 | 1,474 |
| Net interest income | $12,674,000 | 1,419 |
| Provision for loan and lease losses | $-200,000 | 12,313 |
| Total noninterest income | $2,204,000 | 1,713 |
| Gross Fiduciary activities income | $256,000 | 959 |
| Service charges on deposit accounts | $1,225,000 | 1,084 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $723,000 | 2,278 |
| Total noninterest expense | $8,749,000 | 1,679 |
| Salaries and employee benefits | $4,289,000 | 1,554 |
| Premises and equipment expense | $1,024,000 | 1,985 |
| Additional noninterest expense | $3,436,000 | 1,618 |
| Pre-tax net operating income | $6,329,000 | 1,188 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $2,097,000 | 1,154 |
| Income before extraordinary items | $4,240,000 | 1,198 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,240,000 | 1,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-282,000 | 12,466 |
| Cash dividends | $3,505,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,234,640 | 1,207 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,659,000 | 1,519 |
| Total interest expense | $8,566,000 | 1,559 |
| Net interest income | $12,093,000 | 1,496 |
| Provision for loan and lease losses | $500,000 | 2,086 |
| Total noninterest income | $2,609,000 | 1,624 |
| Gross Fiduciary activities income | $240,000 | 1,011 |
| Service charges on deposit accounts | $1,336,000 | 990 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,033,000 | 1,991 |
| Total noninterest expense | $8,398,000 | 1,788 |
| Salaries and employee benefits | $4,103,000 | 1,640 |
| Premises and equipment expense | $960,000 | 2,141 |
| Additional noninterest expense | $3,335,000 | 1,752 |
| Pre-tax net operating income | $5,804,000 | 1,196 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,799,000 | 1,331 |
| Income before extraordinary items | $4,005,000 | 1,271 |
| Extraordinary gains, net | $1,460,000 | 163 |
| Net income | $5,465,000 | 980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-704,000 | 13,250 |
| Cash dividends | $1,527,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,005,000 | 1,183 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,924,000 | 1,636 |
| Total interest expense | $10,225,000 | 1,686 |
| Net interest income | $11,699,000 | 1,575 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $2,366,000 | 1,724 |
| Gross Fiduciary activities income | $201,000 | 1,082 |
| Service charges on deposit accounts | $1,334,000 | 977 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $831,000 | 2,261 |
| Total noninterest expense | $8,528,000 | 1,784 |
| Salaries and employee benefits | $3,749,000 | 1,776 |
| Premises and equipment expense | $950,000 | 2,195 |
| Additional noninterest expense | $3,829,000 | 1,642 |
| Pre-tax net operating income | $4,937,000 | 1,286 |
| Securities gains (losses) | $115,000 | 2,787 |
| Applicable income taxes | $1,504,000 | 1,450 |
| Income before extraordinary items | $3,548,000 | 1,317 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,548,000 | 1,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $636,000 | 2,098 |
| Cash dividends | $1,464,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,467,500 | 1,242 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.