Home > The City National Bank of Fort Smith > Net charge- offs to loans
The City National Bank of Fort Smith, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 6,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.1891% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 1,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2358% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2606% | 2,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0469% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1427% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1478% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1221% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7404% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1708% | 466 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 9,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0595% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1423% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1461% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0700% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4381% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0793% | 474 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1787% | 11,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2724% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7168% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7188% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0844% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4863% | 134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2681% | 515 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0562% | 10,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1593% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0916% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7608% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1964% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4771% | 545 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1722% | 11,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0483% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1590% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1590% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1766% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4908% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6989% | 530 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4808% | 12,963 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5581% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1024% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4547% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.4547% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3292% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3036% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2656% | 508 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4457% | 4,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3769% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5799% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1363% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1363% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0055% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2111% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1854% | 539 |