The City National Bank and Trust Company of Lawton, Oklahoma, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,903,0001,966
Total interest expense$3,313,0002,493
Net interest income$15,590,0001,749
Provision for loan and lease losses$1,452,000659
Total noninterest income$33,033,000322
Gross Fiduciary activities income$513,000593
Service charges on deposit accounts$19,010,000107
Trading account gains and fees$0123
Additional Noninterest Income$13,510,000437
Total noninterest expense$39,435,000698
Salaries and employee benefits$20,909,000727
Premises and equipment expense$5,825,000485
Additional noninterest expense$13,510,000437
Pre-tax net operating income$7,736,0001,434
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$7,736,0001,240
Extraordinary gains, net$054
Net income$7,736,0001,256
Minority interest net income$088
Net income of bank and minority interests.$7,736,0001,243
Net charge-offs$1,057,000516
Cash dividends$5,800,000722
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,736,0001,261
2023-09-30 (YTD Data)Rank
Total interest income$13,817,0001,965
Total interest expense$2,285,0002,481
Net interest income$11,532,0001,781
Provision for loan and lease losses$1,059,000630
Total noninterest income$24,920,000323
Gross Fiduciary activities income$377,000595
Service charges on deposit accounts$14,260,000108
Trading account gains and fees$0125
Additional Noninterest Income$10,283,000440
Total noninterest expense$29,526,000700
Salaries and employee benefits$15,650,000735
Premises and equipment expense$4,379,000486
Additional noninterest expense$10,283,000440
Pre-tax net operating income$5,867,0001,477
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$5,867,0001,275
Extraordinary gains, net$052
Net income$5,867,0001,284
Minority interest net income$081
Net income of bank and minority interests.$5,867,0001,275
Net charge-offs$750,000475
Cash dividends$4,500,000650
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,867,0001,300
2023-06-30 (YTD Data)Rank
Total interest income$8,944,0001,979
Total interest expense$1,370,0002,463
Net interest income$7,574,0001,817
Provision for loan and lease losses$672,000645
Total noninterest income$16,602,000314
Gross Fiduciary activities income$254,000589
Service charges on deposit accounts$9,393,000103
Trading account gains and fees$0112
Additional Noninterest Income$6,955,000422
Total noninterest expense$19,368,000696
Salaries and employee benefits$10,130,000749
Premises and equipment expense$2,893,000478
Additional noninterest expense$6,955,000422
Pre-tax net operating income$4,136,0001,393
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,136,0001,224
Extraordinary gains, net$051
Net income$4,136,0001,235
Minority interest net income$081
Net income of bank and minority interests.$4,136,0001,224
Net charge-offs$481,000455
Cash dividends$3,100,000617
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,136,0001,233
2023-03-31 (YTD Data)Rank
Total interest income$4,317,0002,007
Total interest expense$658,0002,310
Net interest income$3,659,0001,878
Provision for loan and lease losses$311,000650
Total noninterest income$8,235,000318
Gross Fiduciary activities income$129,000609
Service charges on deposit accounts$4,624,000107
Trading account gains and fees$097
Additional Noninterest Income$3,482,000421
Total noninterest expense$9,480,000725
Salaries and employee benefits$4,934,000788
Premises and equipment expense$1,434,000499
Additional noninterest expense$3,482,000421
Pre-tax net operating income$2,103,0001,416
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,103,0001,228
Extraordinary gains, net$04
Net income$2,103,0001,228
Minority interest net income$048
Net income of bank and minority interests.$2,103,0001,228
Net charge-offs$224,000416
Cash dividends$1,600,000565
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,103,0001,254
2022-12-31 (YTD Data)Rank
Total interest income$16,042,0001,860
Total interest expense$1,050,0002,362
Net interest income$14,992,0001,794
Provision for loan and lease losses$1,451,000645
Total noninterest income$34,142,000325
Gross Fiduciary activities income$545,000605
Service charges on deposit accounts$19,702,000105
Trading account gains and fees$0116
Additional Noninterest Income$13,895,000438
Total noninterest expense$39,514,000678
Salaries and employee benefits$19,421,000763
Premises and equipment expense$6,231,000455
Additional noninterest expense$13,895,000438
Pre-tax net operating income$8,169,0001,459
Securities gains (losses)$31,000288
Applicable income taxes$03,596
Income before extraordinary items$8,200,0001,282
Extraordinary gains, net$05
Net income$8,200,0001,281
Minority interest net income$063
Net income of bank and minority interests.$8,200,0001,282
Net charge-offs$910,000444
Cash dividends$6,150,000655
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,169,0001,306
2022-09-30 (YTD Data)Rank
Total interest income$11,673,0001,843
Total interest expense$552,0002,547
Net interest income$11,121,0001,780
Provision for loan and lease losses$1,089,000585
Total noninterest income$25,782,000336
Gross Fiduciary activities income$440,000596
Service charges on deposit accounts$14,807,000107
Trading account gains and fees$0111
Additional Noninterest Income$10,535,000452
Total noninterest expense$29,776,000669
Salaries and employee benefits$14,573,000766
Premises and equipment expense$2,715,000727
Additional noninterest expense$10,535,000452
Pre-tax net operating income$6,038,0001,480
Securities gains (losses)$26,000315
Applicable income taxes$03,603
Income before extraordinary items$6,064,0001,280
Extraordinary gains, net$04
Net income$6,064,0001,279
Minority interest net income$057
Net income of bank and minority interests.$6,064,0001,280
Net charge-offs$688,000377
Cash dividends$4,500,000620
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,038,0001,312
2022-06-30 (YTD Data)Rank
Total interest income$7,644,0001,822
Total interest expense$264,0002,831
Net interest income$7,380,0001,762
Provision for loan and lease losses$621,000597
Total noninterest income$17,150,000327
Gross Fiduciary activities income$304,000554
Service charges on deposit accounts$9,702,000107
Trading account gains and fees$0108
Additional Noninterest Income$7,144,000463
Total noninterest expense$19,924,000656
Salaries and employee benefits$9,926,000734
Premises and equipment expense$1,838,000710
Additional noninterest expense$8,160,000511
Pre-tax net operating income$3,985,0001,413
Securities gains (losses)$26,000288
Applicable income taxes$03,564
Income before extraordinary items$4,011,0001,235
Extraordinary gains, net$04
Net income$4,011,0001,234
Minority interest net income$060
Net income of bank and minority interests.$4,011,0001,235
Net charge-offs$337,000409
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,985,0001,258
2022-03-31 (YTD Data)Rank
Total interest income$3,668,0001,835
Total interest expense$117,0002,980
Net interest income$3,551,0001,772
Provision for loan and lease losses$274,000539
Total noninterest income$8,442,000345
Gross Fiduciary activities income$159,000557
Service charges on deposit accounts$4,706,000108
Trading account gains and fees$0103
Additional Noninterest Income$3,577,000483
Total noninterest expense$9,705,000677
Salaries and employee benefits$4,772,000769
Premises and equipment expense$932,000705
Additional noninterest expense$4,001,000505
Pre-tax net operating income$2,014,0001,339
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,014,0001,188
Extraordinary gains, net$04
Net income$2,014,0001,188
Minority interest net income$050
Net income of bank and minority interests.$2,014,0001,188
Net charge-offs$137,000429
Cash dividends$1,500,000555
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,014,0001,201
2021-12-31 (YTD Data)Rank
Total interest income$14,524,0001,916
Total interest expense$527,0003,096
Net interest income$13,997,0001,824
Provision for loan and lease losses$840,000702
Total noninterest income$34,522,000359
Gross Fiduciary activities income$590,000554
Service charges on deposit accounts$18,893,000105
Trading account gains and fees$0132
Additional Noninterest Income$15,039,000508
Total noninterest expense$40,123,000653
Salaries and employee benefits$19,387,000754
Premises and equipment expense$3,455,000760
Additional noninterest expense$17,281,000487
Pre-tax net operating income$7,556,0001,544
Securities gains (losses)$178,000650
Applicable income taxes$03,710
Income before extraordinary items$7,734,0001,375
Extraordinary gains, net$010
Net income$7,734,0001,375
Minority interest net income$074
Net income of bank and minority interests.$7,734,0001,375
Net charge-offs$383,000740
Cash dividends$5,800,000709
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,556,0001,385
2021-09-30 (YTD Data)Rank
Total interest income$10,775,0001,969
Total interest expense$393,0003,210
Net interest income$10,382,0001,870
Provision for loan and lease losses$450,000883
Total noninterest income$25,653,000368
Gross Fiduciary activities income$442,000552
Service charges on deposit accounts$13,863,000106
Trading account gains and fees$0132
Additional Noninterest Income$11,348,000530
Total noninterest expense$30,465,000653
Salaries and employee benefits$14,891,000746
Premises and equipment expense$2,587,000768
Additional noninterest expense$12,987,000481
Pre-tax net operating income$5,120,0001,726
Securities gains (losses)$178,000596
Applicable income taxes$03,719
Income before extraordinary items$5,298,0001,548
Extraordinary gains, net$08
Net income$5,298,0001,548
Minority interest net income$069
Net income of bank and minority interests.$5,298,0001,548
Net charge-offs$96,0001,091
Cash dividends$3,900,000702
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,120,0001,550
2021-06-30 (YTD Data)Rank
Total interest income$6,856,0002,020
Total interest expense$254,0003,318
Net interest income$6,602,0001,918
Provision for loan and lease losses$210,0001,148
Total noninterest income$16,815,000372
Gross Fiduciary activities income$301,000550
Service charges on deposit accounts$8,830,000106
Trading account gains and fees$0133
Additional Noninterest Income$7,684,000528
Total noninterest expense$20,260,000648
Salaries and employee benefits$9,633,000766
Premises and equipment expense$1,630,000814
Additional noninterest expense$8,997,000453
Pre-tax net operating income$2,947,0001,913
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,947,0001,729
Extraordinary gains, net$06
Net income$2,947,0001,729
Minority interest net income$067
Net income of bank and minority interests.$2,947,0001,729
Net charge-offs$-79,0004,519
Cash dividends$2,500,000708
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,947,0001,702
2021-03-31 (YTD Data)Rank
Total interest income$3,310,0002,071
Total interest expense$123,0003,435
Net interest income$3,187,0001,947
Provision for loan and lease losses$105,0001,210
Total noninterest income$8,383,000378
Gross Fiduciary activities income$155,000549
Service charges on deposit accounts$4,369,000105
Trading account gains and fees$0127
Additional Noninterest Income$3,859,000538
Total noninterest expense$9,464,000678
Salaries and employee benefits$5,011,000731
Premises and equipment expense$809,000828
Additional noninterest expense$3,644,000521
Pre-tax net operating income$2,001,0001,523
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,001,0001,397
Extraordinary gains, net$03
Net income$2,001,0001,397
Minority interest net income$055
Net income of bank and minority interests.$2,001,0001,397
Net charge-offs$-130,0004,809
Cash dividends$1,500,000557
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,001,0001,359
2020-12-31 (YTD Data)Rank
Total interest income$14,162,0001,970
Total interest expense$709,0003,431
Net interest income$13,453,0001,805
Provision for loan and lease losses$1,500,0001,247
Total noninterest income$31,949,000360
Gross Fiduciary activities income$529,000566
Service charges on deposit accounts$18,049,00099
Trading account gains and fees$0133
Additional Noninterest Income$13,371,000532
Total noninterest expense$37,289,000670
Salaries and employee benefits$19,508,000733
Premises and equipment expense$3,654,000710
Additional noninterest expense$14,127,000538
Pre-tax net operating income$6,613,0001,447
Securities gains (losses)$15,0002,194
Applicable income taxes$03,697
Income before extraordinary items$6,628,0001,312
Extraordinary gains, net$04
Net income$6,628,0001,313
Minority interest net income$072
Net income of bank and minority interests.$6,628,0001,313
Net charge-offs$1,020,000645
Cash dividends$5,150,000737
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,613,0001,277
2020-09-30 (YTD Data)Rank
Total interest income$10,647,0001,974
Total interest expense$575,0003,407
Net interest income$10,072,0001,806
Provision for loan and lease losses$1,096,0001,284
Total noninterest income$23,738,000349
Gross Fiduciary activities income$404,000559
Service charges on deposit accounts$13,331,00099
Trading account gains and fees$0125
Additional Noninterest Income$10,003,000510
Total noninterest expense$27,776,000668
Salaries and employee benefits$14,733,000715
Premises and equipment expense$2,649,000726
Additional noninterest expense$10,394,000533
Pre-tax net operating income$4,938,0001,412
Securities gains (losses)$15,0002,008
Applicable income taxes$03,696
Income before extraordinary items$4,953,0001,282
Extraordinary gains, net$04
Net income$4,953,0001,282
Minority interest net income$065
Net income of bank and minority interests.$4,953,0001,282
Net charge-offs$729,000607
Cash dividends$3,550,000725
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,938,0001,243
2020-06-30 (YTD Data)Rank
Total interest income$7,160,0001,989
Total interest expense$423,0003,374
Net interest income$6,737,0001,807
Provision for loan and lease losses$725,0001,301
Total noninterest income$15,597,000335
Gross Fiduciary activities income$272,000562
Service charges on deposit accounts$8,712,000104
Trading account gains and fees$0123
Additional Noninterest Income$6,613,000480
Total noninterest expense$18,514,000660
Salaries and employee benefits$10,008,000700
Premises and equipment expense$1,712,000746
Additional noninterest expense$6,794,000544
Pre-tax net operating income$3,095,0001,409
Securities gains (losses)$15,0001,767
Applicable income taxes$03,655
Income before extraordinary items$3,110,0001,269
Extraordinary gains, net$04
Net income$3,110,0001,269
Minority interest net income$065
Net income of bank and minority interests.$3,110,0001,269
Net charge-offs$478,000614
Cash dividends$2,370,000710
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,095,0001,243
2020-03-31 (YTD Data)Rank
Total interest income$3,298,0002,107
Total interest expense$255,0003,232
Net interest income$3,043,0001,896
Provision for loan and lease losses$528,000860
Total noninterest income$8,196,000298
Gross Fiduciary activities income$145,000556
Service charges on deposit accounts$4,827,000108
Trading account gains and fees$0106
Additional Noninterest Income$3,224,000435
Total noninterest expense$9,406,000645
Salaries and employee benefits$5,049,000689
Premises and equipment expense$841,000770
Additional noninterest expense$3,516,000527
Pre-tax net operating income$1,305,0001,476
Securities gains (losses)$15,0001,209
Applicable income taxes$03,513
Income before extraordinary items$1,320,0001,319
Extraordinary gains, net$04
Net income$1,320,0001,318
Minority interest net income$056
Net income of bank and minority interests.$1,320,0001,319
Net charge-offs$472,000390
Cash dividends$1,220,000713
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,305,0001,306
2019-12-31 (YTD Data)Rank
Total interest income$13,348,0002,108
Total interest expense$988,0003,320
Net interest income$12,360,0001,886
Provision for loan and lease losses$2,161,000502
Total noninterest income$34,168,000298
Gross Fiduciary activities income$574,000562
Service charges on deposit accounts$20,819,000101
Trading account gains and fees$0135
Additional Noninterest Income$12,775,000444
Total noninterest expense$37,251,000630
Salaries and employee benefits$19,888,000668
Premises and equipment expense$3,155,000806
Additional noninterest expense$14,208,000507
Pre-tax net operating income$7,116,0001,346
Securities gains (losses)$-12,0004,819
Applicable income taxes$03,859
Income before extraordinary items$7,104,0001,230
Extraordinary gains, net$011
Net income$7,104,0001,230
Minority interest net income$076
Net income of bank and minority interests.$7,104,0001,232
Net charge-offs$2,139,000390
Cash dividends$5,575,000736
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,116,0001,203
2019-09-30 (YTD Data)Rank
Total interest income$9,877,0002,152
Total interest expense$671,0003,485
Net interest income$9,206,0001,914
Provision for loan and lease losses$1,561,000489
Total noninterest income$25,545,000299
Gross Fiduciary activities income$424,000561
Service charges on deposit accounts$15,571,000103
Trading account gains and fees$0129
Additional Noninterest Income$9,550,000446
Total noninterest expense$27,470,000638
Salaries and employee benefits$14,667,000688
Premises and equipment expense$2,270,000848
Additional noninterest expense$10,533,000514
Pre-tax net operating income$5,720,0001,307
Securities gains (losses)$-12,0004,918
Applicable income taxes$03,902
Income before extraordinary items$5,708,0001,184
Extraordinary gains, net$011
Net income$5,708,0001,185
Minority interest net income$072
Net income of bank and minority interests.$5,708,0001,186
Net charge-offs$1,421,000390
Cash dividends$4,375,000678
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,720,0001,164
2019-06-30 (YTD Data)Rank
Total interest income$6,470,0002,179
Total interest expense$369,0003,744
Net interest income$6,101,0001,931
Provision for loan and lease losses$940,000515
Total noninterest income$16,655,000299
Gross Fiduciary activities income$276,000562
Service charges on deposit accounts$10,100,000107
Trading account gains and fees$0131
Additional Noninterest Income$6,279,000436
Total noninterest expense$18,048,000653
Salaries and employee benefits$9,619,000693
Premises and equipment expense$1,483,000870
Additional noninterest expense$6,946,000524
Pre-tax net operating income$3,768,0001,296
Securities gains (losses)$-11,0004,963
Applicable income taxes$03,901
Income before extraordinary items$3,757,0001,164
Extraordinary gains, net$011
Net income$3,757,0001,164
Minority interest net income$069
Net income of bank and minority interests.$3,757,0001,164
Net charge-offs$646,000485
Cash dividends$2,875,000672
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,768,0001,139
2019-03-31 (YTD Data)Rank
Total interest income$3,226,0002,184
Total interest expense$182,0003,745
Net interest income$3,044,0001,937
Provision for loan and lease losses$438,000524
Total noninterest income$8,137,000290
Gross Fiduciary activities income$143,000562
Service charges on deposit accounts$4,853,000106
Trading account gains and fees$0126
Additional Noninterest Income$3,141,000426
Total noninterest expense$8,909,000655
Salaries and employee benefits$4,737,000699
Premises and equipment expense$751,000859
Additional noninterest expense$3,421,000523
Pre-tax net operating income$1,834,0001,292
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,834,0001,170
Extraordinary gains, net$05
Net income$1,834,0001,169
Minority interest net income$052
Net income of bank and minority interests.$1,834,0001,169
Net charge-offs$181,000658
Cash dividends$1,375,000677
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,834,0001,146
2018-12-31 (YTD Data)Rank
Total interest income$12,607,0002,125
Total interest expense$564,0003,772
Net interest income$12,043,0001,946
Provision for loan and lease losses$2,709,000403
Total noninterest income$32,991,000305
Gross Fiduciary activities income$544,000581
Service charges on deposit accounts$20,813,000101
Trading account gains and fees$0126
Additional Noninterest Income$11,634,000452
Total noninterest expense$34,816,000656
Salaries and employee benefits$18,338,000696
Premises and equipment expense$3,018,000830
Additional noninterest expense$13,460,000520
Pre-tax net operating income$7,509,0001,281
Securities gains (losses)$-8,0004,349
Applicable income taxes$03,978
Income before extraordinary items$7,501,0001,148
Extraordinary gains, net$06
Net income$7,501,0001,147
Minority interest net income$072
Net income of bank and minority interests.$7,501,0001,147
Net charge-offs$1,896,000377
Cash dividends$5,625,000673
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,509,0001,140
2018-09-30 (YTD Data)Rank
Total interest income$9,310,0002,146
Total interest expense$402,0003,792
Net interest income$8,908,0001,964
Provision for loan and lease losses$2,078,000383
Total noninterest income$24,461,000309
Gross Fiduciary activities income$417,000572
Service charges on deposit accounts$15,380,000102
Trading account gains and fees$0138
Additional Noninterest Income$8,664,000463
Total noninterest expense$26,076,000650
Salaries and employee benefits$13,676,000699
Premises and equipment expense$2,387,000788
Additional noninterest expense$10,013,000517
Pre-tax net operating income$5,215,0001,371
Securities gains (losses)$-8,0004,722
Applicable income taxes$04,032
Income before extraordinary items$5,207,0001,226
Extraordinary gains, net$05
Net income$5,207,0001,225
Minority interest net income$066
Net income of bank and minority interests.$5,207,0001,225
Net charge-offs$1,448,000345
Cash dividends$3,875,000659
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,215,0001,224
2018-06-30 (YTD Data)Rank
Total interest income$6,180,0002,134
Total interest expense$250,0003,840
Net interest income$5,930,0001,979
Provision for loan and lease losses$1,380,000373
Total noninterest income$16,117,000311
Gross Fiduciary activities income$280,000573
Service charges on deposit accounts$10,241,000100
Trading account gains and fees$0130
Additional Noninterest Income$5,596,000469
Total noninterest expense$17,304,000654
Salaries and employee benefits$9,143,000706
Premises and equipment expense$1,588,000793
Additional noninterest expense$6,573,000521
Pre-tax net operating income$3,363,0001,386
Securities gains (losses)$-8,0004,955
Applicable income taxes$04,018
Income before extraordinary items$3,355,0001,236
Extraordinary gains, net$06
Net income$3,355,0001,235
Minority interest net income$065
Net income of bank and minority interests.$3,355,0001,235
Net charge-offs$862,000362
Cash dividends$2,475,000654
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,363,0001,228
2018-03-31 (YTD Data)Rank
Total interest income$3,003,0002,174
Total interest expense$108,0004,009
Net interest income$2,895,0002,008
Provision for loan and lease losses$655,000375
Total noninterest income$7,949,000312
Gross Fiduciary activities income$138,000582
Service charges on deposit accounts$4,822,000105
Trading account gains and fees$0123
Additional Noninterest Income$2,989,000438
Total noninterest expense$8,586,000661
Salaries and employee benefits$4,588,000700
Premises and equipment expense$774,000819
Additional noninterest expense$3,224,000528
Pre-tax net operating income$1,603,0001,414
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,603,0001,267
Extraordinary gains, net$07
Net income$1,603,0001,267
Minority interest net income$052
Net income of bank and minority interests.$1,603,0001,267
Net charge-offs$410,000349
Cash dividends$1,200,000627
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,603,0001,255
2017-12-31 (YTD Data)Rank
Total interest income$12,139,0002,113
Total interest expense$471,0003,767
Net interest income$11,668,0001,960
Provision for loan and lease losses$2,837,000384
Total noninterest income$31,707,000307
Gross Fiduciary activities income$598,000558
Service charges on deposit accounts$20,286,00095
Trading account gains and fees$0151
Additional Noninterest Income$10,823,000489
Total noninterest expense$34,005,000648
Salaries and employee benefits$17,707,000697
Premises and equipment expense$2,530,000953
Additional noninterest expense$13,768,000499
Pre-tax net operating income$6,533,0001,381
Securities gains (losses)$-4,0004,949
Applicable income taxes$04,135
Income before extraordinary items$6,529,0001,091
Extraordinary gains, net$09
Net income$6,529,0001,091
Minority interest net income$076
Net income of bank and minority interests.$6,529,0001,091
Net charge-offs$3,020,000294
Cash dividends$4,700,000716
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,533,0001,080
2017-09-30 (YTD Data)Rank
Total interest income$9,117,0002,114
Total interest expense$354,0003,781
Net interest income$8,763,0001,965
Provision for loan and lease losses$2,141,000375
Total noninterest income$23,800,000308
Gross Fiduciary activities income$454,000556
Service charges on deposit accounts$15,141,00093
Trading account gains and fees$0145
Additional Noninterest Income$8,205,000489
Total noninterest expense$25,270,000658
Salaries and employee benefits$13,420,000685
Premises and equipment expense$2,038,000910
Additional noninterest expense$9,812,000518
Pre-tax net operating income$5,152,0001,342
Securities gains (losses)$-4,0005,286
Applicable income taxes$04,172
Income before extraordinary items$5,148,0001,127
Extraordinary gains, net$09
Net income$5,148,0001,127
Minority interest net income$071
Net income of bank and minority interests.$5,148,0001,127
Net charge-offs$2,476,000260
Cash dividends$3,600,000664
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,152,0001,111
2017-06-30 (YTD Data)Rank
Total interest income$6,015,0002,112
Total interest expense$231,0003,795
Net interest income$5,784,0001,965
Provision for loan and lease losses$1,363,000390
Total noninterest income$15,890,000304
Gross Fiduciary activities income$303,000558
Service charges on deposit accounts$9,996,00095
Trading account gains and fees$0139
Additional Noninterest Income$5,591,000481
Total noninterest expense$16,877,000651
Salaries and employee benefits$9,008,000681
Premises and equipment expense$1,307,000932
Additional noninterest expense$6,562,000524
Pre-tax net operating income$3,434,0001,331
Securities gains (losses)$-12,0005,510
Applicable income taxes$04,189
Income before extraordinary items$3,422,0001,118
Extraordinary gains, net$011
Net income$3,422,0001,118
Minority interest net income$071
Net income of bank and minority interests.$3,422,0001,118
Net charge-offs$1,289,000303
Cash dividends$2,325,000674
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,434,0001,103
2017-03-31 (YTD Data)Rank
Total interest income$3,027,0002,097
Total interest expense$115,0003,801
Net interest income$2,912,0001,944
Provision for loan and lease losses$683,000358
Total noninterest income$8,074,000302
Gross Fiduciary activities income$170,000543
Service charges on deposit accounts$4,948,00096
Trading account gains and fees$0142
Additional Noninterest Income$2,956,000454
Total noninterest expense$8,552,000651
Salaries and employee benefits$4,606,000677
Premises and equipment expense$672,000928
Additional noninterest expense$3,274,000526
Pre-tax net operating income$1,751,0001,305
Securities gains (losses)$-9,0005,640
Applicable income taxes$04,086
Income before extraordinary items$1,742,0001,078
Extraordinary gains, net$08
Net income$1,742,0001,077
Minority interest net income$055
Net income of bank and minority interests.$1,742,0001,078
Net charge-offs$416,000379
Cash dividends$1,225,000614
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,751,0001,050
2016-12-31 (YTD Data)Rank
Total interest income$12,330,0002,021
Total interest expense$584,0003,367
Net interest income$11,746,0001,893
Provision for loan and lease losses$3,808,000329
Total noninterest income$30,061,000316
Gross Fiduciary activities income$546,000577
Service charges on deposit accounts$19,269,00098
Trading account gains and fees$0170
Additional Noninterest Income$10,246,000504
Total noninterest expense$32,897,000657
Salaries and employee benefits$17,978,000659
Premises and equipment expense$2,712,000909
Additional noninterest expense$12,207,000568
Pre-tax net operating income$5,102,0001,598
Securities gains (losses)$-15,0005,674
Applicable income taxes$04,278
Income before extraordinary items$5,087,0001,365
Extraordinary gains, net$05
Net income$5,087,0001,363
Minority interest net income$082
Net income of bank and minority interests.$5,087,0001,364
Net charge-offs$4,093,000243
Cash dividends$3,050,0001,002
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,102,0001,333
2016-09-30 (YTD Data)Rank
Total interest income$9,282,0002,025
Total interest expense$454,0003,325
Net interest income$8,828,0001,896
Provision for loan and lease losses$2,983,000296
Total noninterest income$22,290,000319
Gross Fiduciary activities income$432,000561
Service charges on deposit accounts$14,142,00099
Trading account gains and fees$0169
Additional Noninterest Income$7,716,000507
Total noninterest expense$24,752,000654
Salaries and employee benefits$13,425,000660
Premises and equipment expense$2,271,000824
Additional noninterest expense$9,056,000571
Pre-tax net operating income$3,383,0001,790
Securities gains (losses)$-9,0005,801
Applicable income taxes$04,325
Income before extraordinary items$3,374,0001,530
Extraordinary gains, net$05
Net income$3,374,0001,529
Minority interest net income$071
Net income of bank and minority interests.$3,374,0001,530
Net charge-offs$2,137,000287
Cash dividends$2,100,000980
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,383,0001,489
2016-06-30 (YTD Data)Rank
Total interest income$6,186,0002,034
Total interest expense$298,0003,371
Net interest income$5,888,0001,894
Provision for loan and lease losses$1,087,000476
Total noninterest income$14,594,000322
Gross Fiduciary activities income$273,000578
Service charges on deposit accounts$9,164,000102
Trading account gains and fees$0157
Additional Noninterest Income$5,157,000499
Total noninterest expense$17,044,000633
Salaries and employee benefits$8,852,000671
Premises and equipment expense$1,571,000794
Additional noninterest expense$6,621,000527
Pre-tax net operating income$2,351,0001,722
Securities gains (losses)$-8,0005,884
Applicable income taxes$04,338
Income before extraordinary items$2,343,0001,468
Extraordinary gains, net$016
Net income$2,343,0001,468
Minority interest net income$071
Net income of bank and minority interests.$2,343,0001,468
Net charge-offs$429,000670
Cash dividends$1,450,000984
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,351,0001,420
2016-03-31 (YTD Data)Rank
Total interest income$3,049,0002,055
Total interest expense$138,0003,540
Net interest income$2,911,0001,928
Provision for loan and lease losses$492,000475
Total noninterest income$7,318,000304
Gross Fiduciary activities income$159,000559
Service charges on deposit accounts$4,439,000102
Trading account gains and fees$0142
Additional Noninterest Income$2,720,000450
Total noninterest expense$8,563,000628
Salaries and employee benefits$4,450,000670
Premises and equipment expense$861,000738
Additional noninterest expense$3,252,000532
Pre-tax net operating income$1,174,0001,709
Securities gains (losses)$-8,0005,967
Applicable income taxes$04,259
Income before extraordinary items$1,166,0001,443
Extraordinary gains, net$012
Net income$1,166,0001,443
Minority interest net income$062
Net income of bank and minority interests.$1,166,0001,444
Net charge-offs$-31,0005,595
Cash dividends$685,000978
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,174,0001,402
2015-12-31 (YTD Data)Rank
Total interest income$11,476,0002,102
Total interest expense$569,0003,491
Net interest income$10,907,0001,982
Provision for loan and lease losses$2,773,000337
Total noninterest income$28,827,000315
Gross Fiduciary activities income$539,000582
Service charges on deposit accounts$18,794,00099
Trading account gains and fees$0159
Additional Noninterest Income$9,494,000509
Total noninterest expense$32,518,000638
Salaries and employee benefits$16,791,000676
Premises and equipment expense$2,787,000878
Additional noninterest expense$12,940,000528
Pre-tax net operating income$4,443,0001,732
Securities gains (losses)$-12,0005,885
Applicable income taxes$04,402
Income before extraordinary items$4,431,0001,491
Extraordinary gains, net$023
Net income$4,431,0001,491
Minority interest net income$081
Net income of bank and minority interests.$4,431,0001,491
Net charge-offs$2,930,000274
Cash dividends$2,955,000997
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,443,0001,462
2015-09-30 (YTD Data)Rank
Total interest income$8,504,0002,142
Total interest expense$434,0003,506
Net interest income$8,070,0002,014
Provision for loan and lease losses$2,129,000317
Total noninterest income$21,791,000317
Gross Fiduciary activities income$345,000615
Service charges on deposit accounts$14,107,00099
Trading account gains and fees$0153
Additional Noninterest Income$7,339,000519
Total noninterest expense$24,307,000646
Salaries and employee benefits$12,468,000697
Premises and equipment expense$2,130,000879
Additional noninterest expense$9,709,000529
Pre-tax net operating income$3,425,0001,717
Securities gains (losses)$-12,0006,015
Applicable income taxes$04,489
Income before extraordinary items$3,413,0001,478
Extraordinary gains, net$021
Net income$3,413,0001,479
Minority interest net income$078
Net income of bank and minority interests.$3,413,0001,479
Net charge-offs$2,381,000249
Cash dividends$2,205,000905
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,425,0001,438
2015-06-30 (YTD Data)Rank
Total interest income$5,497,0002,198
Total interest expense$291,0003,523
Net interest income$5,206,0002,064
Provision for loan and lease losses$1,401,000326
Total noninterest income$14,519,000324
Gross Fiduciary activities income$227,000625
Service charges on deposit accounts$9,219,000101
Trading account gains and fees$0157
Additional Noninterest Income$5,073,000501
Total noninterest expense$16,225,000654
Salaries and employee benefits$8,384,000688
Premises and equipment expense$1,290,000958
Additional noninterest expense$6,551,000526
Pre-tax net operating income$2,099,0001,832
Securities gains (losses)$-12,0006,134
Applicable income taxes$04,497
Income before extraordinary items$2,087,0001,561
Extraordinary gains, net$022
Net income$2,087,0001,564
Minority interest net income$075
Net income of bank and minority interests.$2,087,0001,564
Net charge-offs$1,574,000252
Cash dividends$1,600,000851
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,099,0001,515
2015-03-31 (YTD Data)Rank
Total interest income$2,654,0002,258
Total interest expense$144,0003,570
Net interest income$2,510,0002,124
Provision for loan and lease losses$415,000483
Total noninterest income$7,187,000314
Gross Fiduciary activities income$111,000630
Service charges on deposit accounts$4,352,000104
Trading account gains and fees$0152
Additional Noninterest Income$2,724,000457
Total noninterest expense$8,217,000648
Salaries and employee benefits$4,309,000673
Premises and equipment expense$671,000927
Additional noninterest expense$3,237,000519
Pre-tax net operating income$1,065,0001,755
Securities gains (losses)$-12,0006,264
Applicable income taxes$04,400
Income before extraordinary items$1,053,0001,518
Extraordinary gains, net$013
Net income$1,053,0001,519
Minority interest net income$064
Net income of bank and minority interests.$1,053,0001,520
Net charge-offs$475,000375
Cash dividends$690,000877
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,065,0001,453
2014-12-31 (YTD Data)Rank
Total interest income$11,832,0002,061
Total interest expense$606,0003,615
Net interest income$11,226,0001,931
Provision for loan and lease losses$2,717,000369
Total noninterest income$28,664,000290
Gross Fiduciary activities income$518,000602
Service charges on deposit accounts$18,788,000104
Trading account gains and fees$0180
Additional Noninterest Income$9,358,000476
Total noninterest expense$32,596,000633
Salaries and employee benefits$16,231,000681
Premises and equipment expense$3,200,000778
Additional noninterest expense$13,165,000522
Pre-tax net operating income$4,577,0001,648
Securities gains (losses)$281,000638
Applicable income taxes$04,531
Income before extraordinary items$4,858,0001,337
Extraordinary gains, net$017
Net income$4,858,0001,337
Minority interest net income$084
Net income of bank and minority interests.$4,858,0001,336
Net charge-offs$2,748,000378
Cash dividends$3,153,000877
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,577,0001,385
2014-09-30 (YTD Data)Rank
Total interest income$8,920,0002,067
Total interest expense$452,0003,696
Net interest income$8,468,0001,930
Provision for loan and lease losses$1,927,000363
Total noninterest income$21,344,000287
Gross Fiduciary activities income$369,000609
Service charges on deposit accounts$13,804,000105
Trading account gains and fees$0174
Additional Noninterest Income$7,171,000466
Total noninterest expense$24,530,000623
Salaries and employee benefits$12,130,000685
Premises and equipment expense$2,439,000768
Additional noninterest expense$9,961,000509
Pre-tax net operating income$3,355,0001,693
Securities gains (losses)$-45,0006,345
Applicable income taxes$04,583
Income before extraordinary items$3,310,0001,450
Extraordinary gains, net$015
Net income$3,310,0001,449
Minority interest net income$081
Net income of bank and minority interests.$3,310,0001,450
Net charge-offs$1,769,000423
Cash dividends$2,098,000891
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,355,0001,412
2014-06-30 (YTD Data)Rank
Total interest income$5,920,0002,067
Total interest expense$295,0003,773
Net interest income$5,625,0001,924
Provision for loan and lease losses$1,134,000412
Total noninterest income$13,859,000292
Gross Fiduciary activities income$233,000626
Service charges on deposit accounts$8,743,000107
Trading account gains and fees$0172
Additional Noninterest Income$4,883,000462
Total noninterest expense$16,219,000632
Salaries and employee benefits$8,050,000688
Premises and equipment expense$1,514,000824
Additional noninterest expense$6,655,000510
Pre-tax net operating income$2,131,0001,727
Securities gains (losses)$-22,0006,393
Applicable income taxes$04,568
Income before extraordinary items$2,109,0001,462
Extraordinary gains, net$020
Net income$2,109,0001,464
Minority interest net income$080
Net income of bank and minority interests.$2,109,0001,464
Net charge-offs$1,157,000435
Cash dividends$1,338,000916
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,131,0001,423
2014-03-31 (YTD Data)Rank
Total interest income$2,910,0002,098
Total interest expense$141,0003,923
Net interest income$2,769,0001,947
Provision for loan and lease losses$464,000477
Total noninterest income$6,700,000295
Gross Fiduciary activities income$115,000627
Service charges on deposit accounts$3,956,000113
Trading account gains and fees$0147
Additional Noninterest Income$2,629,000413
Total noninterest expense$7,979,000649
Salaries and employee benefits$4,065,000687
Premises and equipment expense$746,000850
Additional noninterest expense$3,168,000525
Pre-tax net operating income$1,026,0001,729
Securities gains (losses)$-15,0006,472
Applicable income taxes$04,445
Income before extraordinary items$1,011,0001,476
Extraordinary gains, net$016
Net income$1,011,0001,479
Minority interest net income$066
Net income of bank and minority interests.$1,011,0001,479
Net charge-offs$312,000698
Cash dividends$657,000844
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,026,0001,436
2013-12-31 (YTD Data)Rank
Total interest income$11,176,0002,190
Total interest expense$644,0003,937
Net interest income$10,532,0002,007
Provision for loan and lease losses$3,088,000425
Total noninterest income$26,904,000321
Gross Fiduciary activities income$476,000606
Service charges on deposit accounts$17,502,000111
Trading account gains and fees$0184
Additional Noninterest Income$8,926,000521
Total noninterest expense$30,273,000677
Salaries and employee benefits$15,706,000698
Premises and equipment expense$2,579,000941
Additional noninterest expense$11,988,000575
Pre-tax net operating income$4,075,0001,701
Securities gains (losses)$-135,0006,585
Applicable income taxes$-95,0006,475
Income before extraordinary items$4,035,0001,487
Extraordinary gains, net$029
Net income$4,035,0001,489
Minority interest net income$090
Net income of bank and minority interests.$4,035,0001,491
Net charge-offs$3,810,000438
Cash dividends$2,600,000968
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,170,0001,416
2013-09-30 (YTD Data)Rank
Total interest income$8,272,0002,229
Total interest expense$495,0003,966
Net interest income$7,777,0002,034
Provision for loan and lease losses$1,916,000514
Total noninterest income$19,750,000338
Gross Fiduciary activities income$343,000620
Service charges on deposit accounts$13,079,000109
Trading account gains and fees$0180
Additional Noninterest Income$6,328,000558
Total noninterest expense$22,384,000691
Salaries and employee benefits$11,760,000699
Premises and equipment expense$1,820,000992
Additional noninterest expense$8,804,000591
Pre-tax net operating income$3,227,0001,638
Securities gains (losses)$-123,0006,741
Applicable income taxes$-95,0006,684
Income before extraordinary items$3,199,0001,416
Extraordinary gains, net$025
Net income$3,199,0001,418
Minority interest net income$084
Net income of bank and minority interests.$3,199,0001,418
Net charge-offs$2,837,000449
Cash dividends$2,145,000835
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,322,0001,340
2013-06-30 (YTD Data)Rank
Total interest income$5,507,0002,231
Total interest expense$338,0003,979
Net interest income$5,169,0002,025
Provision for loan and lease losses$1,060,000649
Total noninterest income$12,817,000355
Gross Fiduciary activities income$251,000605
Service charges on deposit accounts$8,397,000108
Trading account gains and fees$0157
Additional Noninterest Income$4,169,000564
Total noninterest expense$14,635,000700
Salaries and employee benefits$7,958,000692
Premises and equipment expense$1,190,0001,006
Additional noninterest expense$5,487,000622
Pre-tax net operating income$2,291,0001,546
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,291,0001,325
Extraordinary gains, net$022
Net income$2,291,0001,327
Minority interest net income$082
Net income of bank and minority interests.$2,291,0001,327
Net charge-offs$1,987,000453
Cash dividends$1,380,000852
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,291,0001,270
2013-03-31 (YTD Data)Rank
Total interest income$2,720,0002,273
Total interest expense$176,0003,973
Net interest income$2,544,0002,059
Provision for loan and lease losses$441,000758
Total noninterest income$6,088,000371
Gross Fiduciary activities income$136,000593
Service charges on deposit accounts$3,940,000114
Trading account gains and fees$0148
Additional Noninterest Income$2,012,000581
Total noninterest expense$7,282,000708
Salaries and employee benefits$3,927,000708
Premises and equipment expense$585,0001,050
Additional noninterest expense$2,770,000623
Pre-tax net operating income$909,0001,856
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$909,0001,606
Extraordinary gains, net$010
Net income$909,0001,607
Minority interest net income$076
Net income of bank and minority interests.$909,0001,608
Net charge-offs$686,000628
Cash dividends$650,000766
Sale, conversion, retirement of capital stock, net$0789
Net operating income$909,0001,552
2012-12-31 (YTD Data)Rank
Total interest income$11,022,0002,348
Total interest expense$942,0003,753
Net interest income$10,080,0002,135
Provision for loan and lease losses$3,160,000735
Total noninterest income$25,574,000355
Gross Fiduciary activities income$571,000568
Service charges on deposit accounts$17,849,000109
Trading account gains and fees$0166
Additional Noninterest Income$7,154,000611
Total noninterest expense$26,914,000747
Salaries and employee benefits$14,714,000709
Premises and equipment expense$2,412,000989
Additional noninterest expense$9,788,000726
Pre-tax net operating income$5,580,0001,247
Securities gains (losses)$-120,0006,913
Applicable income taxes$-134,0006,737
Income before extraordinary items$5,594,0001,063
Extraordinary gains, net$029
Net income$5,594,0001,063
Minority interest net income$093
Net income of bank and minority interests.$5,594,0001,063
Net charge-offs$2,758,000899
Cash dividends$3,737,000732
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,714,000988
2012-09-30 (YTD Data)Rank
Total interest income$8,204,0002,412
Total interest expense$743,0003,758
Net interest income$7,461,0002,200
Provision for loan and lease losses$1,933,000878
Total noninterest income$19,172,000352
Gross Fiduciary activities income$419,000578
Service charges on deposit accounts$13,295,000109
Trading account gains and fees$0157
Additional Noninterest Income$5,458,000604
Total noninterest expense$20,171,000745
Salaries and employee benefits$10,961,000706
Premises and equipment expense$1,792,000998
Additional noninterest expense$7,418,000708
Pre-tax net operating income$4,529,0001,185
Securities gains (losses)$-96,0007,012
Applicable income taxes$-134,0006,935
Income before extraordinary items$4,567,0001,014
Extraordinary gains, net$020
Net income$4,567,0001,014
Minority interest net income$086
Net income of bank and minority interests.$4,567,0001,014
Net charge-offs$1,567,0001,076
Cash dividends$1,867,000834
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,663,000933
2012-06-30 (YTD Data)Rank
Total interest income$5,388,0002,451
Total interest expense$516,0003,746
Net interest income$4,872,0002,238
Provision for loan and lease losses$1,150,000981
Total noninterest income$12,632,000351
Gross Fiduciary activities income$268,000596
Service charges on deposit accounts$8,742,000111
Trading account gains and fees$0153
Additional Noninterest Income$3,622,000604
Total noninterest expense$13,171,000761
Salaries and employee benefits$7,208,000711
Premises and equipment expense$1,167,0001,012
Additional noninterest expense$4,796,000726
Pre-tax net operating income$3,183,0001,121
Securities gains (losses)$-71,0007,071
Applicable income taxes$04,770
Income before extraordinary items$3,112,000980
Extraordinary gains, net$019
Net income$3,112,000980
Minority interest net income$084
Net income of bank and minority interests.$3,112,000980
Net charge-offs$955,0001,174
Cash dividends$870,0001,096
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,183,000906
2012-03-31 (YTD Data)Rank
Total interest income$2,652,0002,521
Total interest expense$265,0003,794
Net interest income$2,387,0002,294
Provision for loan and lease losses$481,0001,090
Total noninterest income$6,047,000350
Gross Fiduciary activities income$91,000674
Service charges on deposit accounts$4,182,000111
Trading account gains and fees$0148
Additional Noninterest Income$1,774,000602
Total noninterest expense$6,453,000769
Salaries and employee benefits$3,569,000730
Premises and equipment expense$562,0001,061
Additional noninterest expense$2,322,000742
Pre-tax net operating income$1,500,0001,167
Securities gains (losses)$-50,0007,168
Applicable income taxes$04,704
Income before extraordinary items$1,450,0001,030
Extraordinary gains, net$019
Net income$1,450,0001,032
Minority interest net income$078
Net income of bank and minority interests.$1,450,0001,031
Net charge-offs$456,0001,159
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,500,000930
2011-12-31 (YTD Data)Rank
Total interest income$10,901,0002,560
Total interest expense$1,194,0003,980
Net interest income$9,707,0002,260
Provision for loan and lease losses$2,195,0001,474
Total noninterest income$24,299,000321
Gross Fiduciary activities income$448,000576
Service charges on deposit accounts$17,223,000114
Trading account gains and fees$0146
Additional Noninterest Income$6,628,000567
Total noninterest expense$25,345,000781
Salaries and employee benefits$13,262,000746
Premises and equipment expense$2,267,0001,099
Additional noninterest expense$9,816,000733
Pre-tax net operating income$6,466,000928
Securities gains (losses)$-41,0006,993
Applicable income taxes$04,719
Income before extraordinary items$6,425,000772
Extraordinary gains, net$029
Net income$6,425,000770
Minority interest net income$096
Net income of bank and minority interests.$6,425,000772
Net charge-offs$1,781,0001,672
Cash dividends$3,855,000541
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,466,000745
2011-09-30 (YTD Data)Rank
Total interest income$8,192,0002,577
Total interest expense$930,0004,004
Net interest income$7,262,0002,269
Provision for loan and lease losses$1,524,0001,499
Total noninterest income$17,970,000321
Gross Fiduciary activities income$318,000582
Service charges on deposit accounts$12,676,000114
Trading account gains and fees$0145
Additional Noninterest Income$4,976,000579
Total noninterest expense$19,177,000773
Salaries and employee benefits$10,234,000723
Premises and equipment expense$1,701,0001,119
Additional noninterest expense$7,242,000730
Pre-tax net operating income$4,531,0001,025
Securities gains (losses)$-22,0007,061
Applicable income taxes$04,740
Income before extraordinary items$4,509,000855
Extraordinary gains, net$021
Net income$4,509,000854
Minority interest net income$087
Net income of bank and minority interests.$4,509,000855
Net charge-offs$1,178,0001,742
Cash dividends$1,766,000726
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,531,000807
2011-06-30 (YTD Data)Rank
Total interest income$5,534,0002,563
Total interest expense$634,0004,059
Net interest income$4,900,0002,240
Provision for loan and lease losses$825,0001,687
Total noninterest income$11,505,000339
Gross Fiduciary activities income$210,000595
Service charges on deposit accounts$7,971,000120
Trading account gains and fees$0153
Additional Noninterest Income$3,324,000576
Total noninterest expense$12,612,000797
Salaries and employee benefits$6,696,000741
Premises and equipment expense$1,114,0001,154
Additional noninterest expense$4,802,000745
Pre-tax net operating income$2,968,0001,024
Securities gains (losses)$-24,0007,146
Applicable income taxes$04,697
Income before extraordinary items$2,944,000849
Extraordinary gains, net$015
Net income$2,944,000848
Minority interest net income$089
Net income of bank and minority interests.$2,944,000849
Net charge-offs$568,0002,018
Cash dividends$730,0001,082
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,968,000811
2011-03-31 (YTD Data)Rank
Total interest income$2,814,0002,535
Total interest expense$316,0004,173
Net interest income$2,498,0002,187
Provision for loan and lease losses$283,0002,066
Total noninterest income$5,211,000363
Gross Fiduciary activities income$108,000601
Service charges on deposit accounts$3,531,000135
Trading account gains and fees$0158
Additional Noninterest Income$1,572,000610
Total noninterest expense$6,198,000811
Salaries and employee benefits$3,315,000754
Premises and equipment expense$532,0001,231
Additional noninterest expense$2,351,000762
Pre-tax net operating income$1,228,0001,192
Securities gains (losses)$-12,0007,192
Applicable income taxes$04,545
Income before extraordinary items$1,216,000996
Extraordinary gains, net$09
Net income$1,216,000997
Minority interest net income$086
Net income of bank and minority interests.$1,216,000996
Net charge-offs$104,0002,692
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,228,000966
2010-12-31 (YTD Data)Rank
Total interest income$11,711,0002,553
Total interest expense$1,449,0004,356
Net interest income$10,262,0002,128
Provision for loan and lease losses$1,970,0002,098
Total noninterest income$21,823,000372
Gross Fiduciary activities income$460,000572
Service charges on deposit accounts$15,755,000121
Trading account gains and fees$0175
Additional Noninterest Income$5,608,000681
Total noninterest expense$23,674,000848
Salaries and employee benefits$11,876,000831
Premises and equipment expense$2,101,0001,229
Additional noninterest expense$9,697,000773
Pre-tax net operating income$6,441,000826
Securities gains (losses)$-55,0007,167
Applicable income taxes$2,248,000672
Income before extraordinary items$4,138,0001,046
Extraordinary gains, net$029
Net income$4,138,0001,048
Minority interest net income$0111
Net income of bank and minority interests.$4,138,0001,049
Net charge-offs$1,928,0001,900
Cash dividends$5,995,000284
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,173,750992
2010-09-30 (YTD Data)Rank
Total interest income$8,932,0002,572
Total interest expense$1,110,0004,447
Net interest income$7,822,0002,113
Provision for loan and lease losses$1,411,0002,063
Total noninterest income$16,282,000358
Gross Fiduciary activities income$365,000554
Service charges on deposit accounts$11,745,000122
Trading account gains and fees$0165
Additional Noninterest Income$4,172,000644
Total noninterest expense$18,330,000800
Salaries and employee benefits$9,467,000762
Premises and equipment expense$1,616,0001,210
Additional noninterest expense$7,247,000752
Pre-tax net operating income$4,363,000941
Securities gains (losses)$-39,0007,315
Applicable income taxes$1,497,000742
Income before extraordinary items$2,827,0001,193
Extraordinary gains, net$023
Net income$2,827,0001,197
Minority interest net income$0110
Net income of bank and minority interests.$2,827,0001,197
Net charge-offs$1,148,0002,036
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,852,3501,127
2010-06-30 (YTD Data)Rank
Total interest income$5,921,0002,616
Total interest expense$752,0004,505
Net interest income$5,169,0002,132
Provision for loan and lease losses$801,0002,178
Total noninterest income$10,666,000356
Gross Fiduciary activities income$241,000557
Service charges on deposit accounts$7,740,000123
Trading account gains and fees$0152
Additional Noninterest Income$2,685,000644
Total noninterest expense$12,192,000805
Salaries and employee benefits$6,313,000762
Premises and equipment expense$1,067,0001,242
Additional noninterest expense$4,812,000753
Pre-tax net operating income$2,842,000954
Securities gains (losses)$03,184
Applicable income taxes$966,000739
Income before extraordinary items$1,876,0001,187
Extraordinary gains, net$019
Net income$1,876,0001,188
Minority interest net income$0105
Net income of bank and minority interests.$1,876,0001,188
Net charge-offs$604,0002,231
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,876,0001,141
2010-03-31 (YTD Data)Rank
Total interest income$2,955,0002,681
Total interest expense$386,0004,568
Net interest income$2,569,0002,168
Provision for loan and lease losses$260,0002,614
Total noninterest income$5,036,000371
Gross Fiduciary activities income$133,000557
Service charges on deposit accounts$3,736,000124
Trading account gains and fees$0175
Additional Noninterest Income$1,167,000706
Total noninterest expense$6,007,000820
Salaries and employee benefits$3,126,000780
Premises and equipment expense$534,0001,283
Additional noninterest expense$2,347,000768
Pre-tax net operating income$1,338,000993
Securities gains (losses)$02,284
Applicable income taxes$473,000737
Income before extraordinary items$865,0001,265
Extraordinary gains, net$016
Net income$865,0001,268
Minority interest net income$091
Net income of bank and minority interests.$865,0001,267
Net charge-offs$191,0002,487
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$865,0001,232
2009-12-31 (YTD Data)Rank
Total interest income$12,163,0002,713
Total interest expense$1,827,0004,704
Net interest income$10,336,0002,124
Provision for loan and lease losses$2,191,0002,371
Total noninterest income$21,218,000375
Gross Fiduciary activities income$452,000569
Service charges on deposit accounts$16,485,000125
Trading account gains and fees$0211
Additional Noninterest Income$4,281,000810
Total noninterest expense$23,560,000892
Salaries and employee benefits$11,727,000833
Premises and equipment expense$1,851,0001,462
Additional noninterest expense$9,982,000792
Pre-tax net operating income$5,803,000735
Securities gains (losses)$03,754
Applicable income taxes$2,046,000556
Income before extraordinary items$3,757,000919
Extraordinary gains, net$034
Net income$3,757,000918
Minority interest net income$0115
Net income of bank and minority interests.$3,757,000918
Net charge-offs$1,974,0002,052
Cash dividends$1,600,0001,121
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,757,000914
2009-09-30 (YTD Data)Rank
Total interest income$9,030,0002,779
Total interest expense$1,409,0004,769
Net interest income$7,621,0002,157
Provision for loan and lease losses$1,578,0002,155
Total noninterest income$15,631,000386
Gross Fiduciary activities income$272,000612
Service charges on deposit accounts$12,318,000124
Trading account gains and fees$0212
Additional Noninterest Income$3,041,000846
Total noninterest expense$17,862,000866
Salaries and employee benefits$9,103,000814
Premises and equipment expense$1,394,0001,471
Additional noninterest expense$7,365,000773
Pre-tax net operating income$3,812,000883
Securities gains (losses)$03,497
Applicable income taxes$1,334,000666
Income before extraordinary items$2,478,0001,099
Extraordinary gains, net$027
Net income$2,478,0001,098
Minority interest net income$0118
Net income of bank and minority interests.$2,478,0001,099
Net charge-offs$1,328,0001,897
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,478,0001,085
2009-06-30 (YTD Data)Rank
Total interest income$6,006,0002,823
Total interest expense$978,0004,791
Net interest income$5,028,0002,178
Provision for loan and lease losses$924,0002,169
Total noninterest income$10,305,000383
Gross Fiduciary activities income$210,000583
Service charges on deposit accounts$8,039,000130
Trading account gains and fees$0193
Additional Noninterest Income$2,056,000867
Total noninterest expense$11,663,000915
Salaries and employee benefits$6,024,000842
Premises and equipment expense$937,0001,492
Additional noninterest expense$4,702,000819
Pre-tax net operating income$2,746,000834
Securities gains (losses)$03,136
Applicable income taxes$965,000635
Income before extraordinary items$1,781,0001,070
Extraordinary gains, net$021
Net income$1,781,0001,067
Minority interest net income$0112
Net income of bank and minority interests.$1,781,0001,070
Net charge-offs$771,0001,878
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,781,0001,039
2009-03-31 (YTD Data)Rank
Total interest income$3,026,0002,842
Total interest expense$521,0004,729
Net interest income$2,505,0002,194
Provision for loan and lease losses$336,0002,179
Total noninterest income$4,911,000373
Gross Fiduciary activities income$110,000576
Service charges on deposit accounts$3,767,000133
Trading account gains and fees$0171
Additional Noninterest Income$1,034,000827
Total noninterest expense$5,801,000871
Salaries and employee benefits$3,012,000845
Premises and equipment expense$459,0001,552
Additional noninterest expense$2,330,000730
Pre-tax net operating income$1,279,000987
Securities gains (losses)$02,434
Applicable income taxes$447,000751
Income before extraordinary items$832,0001,317
Extraordinary gains, net$015
Net income$832,0001,318
Minority interest net income$0102
Net income of bank and minority interests.$832,0001,319
Net charge-offs$310,0001,742
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$832,0001,246
2008-12-31 (YTD Data)Rank
Total interest income$12,959,0002,839
Total interest expense$2,949,0004,303
Net interest income$10,010,0002,224
Provision for loan and lease losses$2,653,0001,514
Total noninterest income$20,837,000343
Gross Fiduciary activities income$406,000612
Service charges on deposit accounts$16,515,000124
Trading account gains and fees$0154
Additional Noninterest Income$3,916,000780
Total noninterest expense$21,674,000915
Salaries and employee benefits$11,174,000895
Premises and equipment expense$1,655,0001,663
Additional noninterest expense$8,845,000749
Pre-tax net operating income$6,520,000856
Securities gains (losses)$03,220
Applicable income taxes$2,311,000596
Income before extraordinary items$4,209,000972
Extraordinary gains, net$039
Net income$4,209,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,643,0001,094
Cash dividends$800,0002,638
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,209,0001,051
2008-09-30 (YTD Data)Rank
Total interest income$9,799,0002,866
Total interest expense$2,286,0004,320
Net interest income$7,513,0002,232
Provision for loan and lease losses$1,606,0001,361
Total noninterest income$15,288,000373
Gross Fiduciary activities income$289,000629
Service charges on deposit accounts$12,246,000130
Trading account gains and fees$0148
Additional Noninterest Income$2,753,000872
Total noninterest expense$16,376,000906
Salaries and employee benefits$9,007,000853
Premises and equipment expense$1,159,0001,773
Additional noninterest expense$6,210,000756
Pre-tax net operating income$4,819,0001,054
Securities gains (losses)$03,106
Applicable income taxes$1,715,000741
Income before extraordinary items$3,104,0001,187
Extraordinary gains, net$031
Net income$3,104,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,492,0001,016
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,104,0001,259
2008-06-30 (YTD Data)Rank
Total interest income$6,412,0002,956
Total interest expense$1,582,0004,361
Net interest income$4,830,0002,286
Provision for loan and lease losses$897,0001,318
Total noninterest income$9,926,000388
Gross Fiduciary activities income$194,000639
Service charges on deposit accounts$7,910,000135
Trading account gains and fees$0149
Additional Noninterest Income$1,822,000905
Total noninterest expense$10,802,000912
Salaries and employee benefits$6,002,000859
Premises and equipment expense$759,0001,805
Additional noninterest expense$4,041,000745
Pre-tax net operating income$3,057,0001,163
Securities gains (losses)$03,233
Applicable income taxes$1,086,000882
Income before extraordinary items$1,971,0001,413
Extraordinary gains, net$021
Net income$1,971,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$707,0001,059
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,971,0001,381
2008-03-31 (YTD Data)Rank
Total interest income$3,200,0003,044
Total interest expense$854,0004,330
Net interest income$2,346,0002,341
Provision for loan and lease losses$350,0001,251
Total noninterest income$4,697,000415
Gross Fiduciary activities income$148,000566
Service charges on deposit accounts$3,673,000140
Trading account gains and fees$0158
Additional Noninterest Income$876,000941
Total noninterest expense$5,318,000913
Salaries and employee benefits$2,962,000874
Premises and equipment expense$384,0001,788
Additional noninterest expense$1,972,000736
Pre-tax net operating income$1,375,0001,367
Securities gains (losses)$02,688
Applicable income taxes$485,0001,037
Income before extraordinary items$890,0001,672
Extraordinary gains, net$015
Net income$890,0001,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,017
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$890,0001,609
2007-12-31 (YTD Data)Rank
Total interest income$13,067,0003,053
Total interest expense$3,315,0004,495
Net interest income$9,752,0002,296
Provision for loan and lease losses$1,725,000947
Total noninterest income$17,007,000425
Gross Fiduciary activities income$286,000719
Service charges on deposit accounts$15,226,000137
Trading account gains and fees$0178
Additional Noninterest Income$1,495,0001,673
Total noninterest expense$17,317,0001,083
Salaries and employee benefits$9,835,0001,025
Premises and equipment expense$1,381,0001,889
Additional noninterest expense$6,101,000922
Pre-tax net operating income$7,717,0001,091
Securities gains (losses)$02,146
Applicable income taxes$2,770,000870
Income before extraordinary items$4,947,0001,301
Extraordinary gains, net$039
Net income$4,947,0001,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,085,000965
Cash dividends$1,200,0002,329
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,947,0001,286
2007-09-30 (YTD Data)Rank
Total interest income$9,736,0003,060
Total interest expense$2,428,0004,567
Net interest income$7,308,0002,304
Provision for loan and lease losses$947,000944
Total noninterest income$12,426,000434
Gross Fiduciary activities income$241,000688
Service charges on deposit accounts$11,117,000136
Trading account gains and fees$0184
Additional Noninterest Income$1,068,0001,747
Total noninterest expense$12,992,0001,073
Salaries and employee benefits$7,723,000968
Premises and equipment expense$950,0002,043
Additional noninterest expense$4,319,000948
Pre-tax net operating income$5,795,0001,180
Securities gains (losses)$01,655
Applicable income taxes$2,081,000938
Income before extraordinary items$3,714,0001,378
Extraordinary gains, net$033
Net income$3,714,0001,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$603,000931
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,714,0001,367
2007-06-30 (YTD Data)Rank
Total interest income$6,406,0003,103
Total interest expense$1,611,0004,576
Net interest income$4,795,0002,362
Provision for loan and lease losses$240,0001,865
Total noninterest income$7,680,000467
Gross Fiduciary activities income$151,000709
Service charges on deposit accounts$6,794,000150
Trading account gains and fees$0168
Additional Noninterest Income$735,0001,707
Total noninterest expense$8,388,0001,130
Salaries and employee benefits$4,954,0001,025
Premises and equipment expense$602,0002,155
Additional noninterest expense$2,832,000984
Pre-tax net operating income$3,847,0001,232
Securities gains (losses)$01,444
Applicable income taxes$1,383,000983
Income before extraordinary items$2,464,0001,431
Extraordinary gains, net$029
Net income$2,464,0001,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,005
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,464,0001,412
2007-03-31 (YTD Data)Rank
Total interest income$3,077,0003,215
Total interest expense$758,0004,749
Net interest income$2,319,0002,444
Provision for loan and lease losses$120,0001,752
Total noninterest income$3,546,000493
Gross Fiduciary activities income$23,000950
Service charges on deposit accounts$3,133,000157
Trading account gains and fees$0195
Additional Noninterest Income$390,0001,617
Total noninterest expense$4,146,0001,134
Salaries and employee benefits$2,442,0001,048
Premises and equipment expense$295,0002,215
Additional noninterest expense$1,409,000965
Pre-tax net operating income$1,599,0001,457
Securities gains (losses)$01,187
Applicable income taxes$567,0001,166
Income before extraordinary items$1,032,0001,670
Extraordinary gains, net$022
Net income$1,032,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,660
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,032,0001,658
2006-12-31 (YTD Data)Rank
Total interest income$11,557,0003,201
Total interest expense$2,656,0004,657
Net interest income$8,901,0002,533
Provision for loan and lease losses$480,0001,962
Total noninterest income$12,651,000522
Gross Fiduciary activities income$223,000774
Service charges on deposit accounts$11,253,000162
Trading account gains and fees$0130
Additional Noninterest Income$1,175,0001,995
Total noninterest expense$15,621,0001,151
Salaries and employee benefits$9,016,0001,075
Premises and equipment expense$1,092,0002,271
Additional noninterest expense$5,513,000962
Pre-tax net operating income$5,451,0001,753
Securities gains (losses)$01,687
Applicable income taxes$1,904,0001,386
Income before extraordinary items$3,547,0001,996
Extraordinary gains, net$051
Net income$3,547,0001,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,997
Cash dividends$1,200,0002,241
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,547,0001,981
2006-09-30 (YTD Data)Rank
Total interest income$8,550,0003,211
Total interest expense$1,957,0004,605
Net interest income$6,593,0002,590
Provision for loan and lease losses$360,0001,848
Total noninterest income$9,562,000531
Gross Fiduciary activities income$156,000781
Service charges on deposit accounts$8,508,000167
Trading account gains and fees$0126
Additional Noninterest Income$898,0001,977
Total noninterest expense$11,258,0001,216
Salaries and employee benefits$6,184,0001,199
Premises and equipment expense$836,0002,231
Additional noninterest expense$4,238,000936
Pre-tax net operating income$4,537,0001,635
Securities gains (losses)$01,388
Applicable income taxes$1,597,0001,331
Income before extraordinary items$2,940,0001,868
Extraordinary gains, net$045
Net income$2,940,0001,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,646
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,940,0001,846
2006-06-30 (YTD Data)Rank
Total interest income$5,551,0003,241
Total interest expense$1,267,0004,556
Net interest income$4,284,0002,647
Provision for loan and lease losses$240,0001,809
Total noninterest income$6,330,000536
Gross Fiduciary activities income$66,000893
Service charges on deposit accounts$5,636,000169
Trading account gains and fees$0126
Additional Noninterest Income$628,0001,893
Total noninterest expense$7,390,0001,242
Salaries and employee benefits$4,026,0001,229
Premises and equipment expense$564,0002,208
Additional noninterest expense$2,800,000957
Pre-tax net operating income$2,984,0001,660
Securities gains (losses)$01,185
Applicable income taxes$1,050,0001,351
Income before extraordinary items$1,934,0001,890
Extraordinary gains, net$039
Net income$1,934,0001,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,363
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,934,0001,872
2006-03-31 (YTD Data)Rank
Total interest income$2,668,0003,274
Total interest expense$625,0004,466
Net interest income$2,043,0002,735
Provision for loan and lease losses$120,0001,730
Total noninterest income$2,905,000557
Gross Fiduciary activities income$24,000958
Service charges on deposit accounts$2,611,000175
Trading account gains and fees$0115
Additional Noninterest Income$270,0002,094
Total noninterest expense$3,595,0001,277
Salaries and employee benefits$1,935,0001,283
Premises and equipment expense$268,0002,325
Additional noninterest expense$1,392,000959
Pre-tax net operating income$1,233,0001,925
Securities gains (losses)$0955
Applicable income taxes$431,0001,564
Income before extraordinary items$802,0002,182
Extraordinary gains, net$021
Net income$802,0002,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,059
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$802,0002,161
2005-12-31 (YTD Data)Rank
Total interest income$9,566,0003,266
Total interest expense$1,989,0004,446
Net interest income$7,577,0002,834
Provision for loan and lease losses$450,0002,063
Total noninterest income$10,210,000616
Gross Fiduciary activities income$127,000906
Service charges on deposit accounts$9,151,000199
Trading account gains and fees$0138
Additional Noninterest Income$932,0002,315
Total noninterest expense$13,351,0001,285
Salaries and employee benefits$7,411,0001,245
Premises and equipment expense$914,0002,562
Additional noninterest expense$5,026,0001,034
Pre-tax net operating income$3,986,0002,225
Securities gains (losses)$02,296
Applicable income taxes$1,378,0001,806
Income before extraordinary items$2,608,0002,509
Extraordinary gains, net$046
Net income$2,608,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,690
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,608,0002,478
2005-09-30 (YTD Data)Rank
Total interest income$6,970,0003,291
Total interest expense$1,407,0004,496
Net interest income$5,563,0002,875
Provision for loan and lease losses$330,0002,034
Total noninterest income$7,434,000631
Gross Fiduciary activities income$96,000889
Service charges on deposit accounts$6,643,000201
Trading account gains and fees$0126
Additional Noninterest Income$695,0002,327
Total noninterest expense$9,820,0001,305
Salaries and employee benefits$5,314,0001,305
Premises and equipment expense$692,0002,538
Additional noninterest expense$3,814,0001,009
Pre-tax net operating income$2,847,0002,327
Securities gains (losses)$02,317
Applicable income taxes$982,0001,906
Income before extraordinary items$1,865,0002,618
Extraordinary gains, net$035
Net income$1,865,0002,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,528
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,865,0002,584
2005-06-30 (YTD Data)Rank
Total interest income$4,494,0003,312
Total interest expense$872,0004,530
Net interest income$3,622,0002,915
Provision for loan and lease losses$210,0002,058
Total noninterest income$4,738,000647
Gross Fiduciary activities income$55,000925
Service charges on deposit accounts$4,217,000201
Trading account gains and fees$0116
Additional Noninterest Income$466,0002,291
Total noninterest expense$6,388,0001,330
Salaries and employee benefits$3,467,0001,318
Premises and equipment expense$458,0002,533
Additional noninterest expense$2,463,0001,022
Pre-tax net operating income$1,762,0002,407
Securities gains (losses)$02,146
Applicable income taxes$603,0001,996
Income before extraordinary items$1,159,0002,729
Extraordinary gains, net$030
Net income$1,159,0002,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,146
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,159,0002,689
2005-03-31 (YTD Data)Rank
Total interest income$2,183,0003,357
Total interest expense$420,0004,526
Net interest income$1,763,0002,972
Provision for loan and lease losses$90,0002,180
Total noninterest income$2,135,000675
Gross Fiduciary activities income$30,000918
Service charges on deposit accounts$1,871,000215
Trading account gains and fees$0115
Additional Noninterest Income$234,0002,251
Total noninterest expense$3,048,0001,388
Salaries and employee benefits$1,631,0001,410
Premises and equipment expense$226,0002,578
Additional noninterest expense$1,191,0001,034
Pre-tax net operating income$760,0002,672
Securities gains (losses)$01,685
Applicable income taxes$256,0002,233
Income before extraordinary items$504,0003,029
Extraordinary gains, net$024
Net income$504,0003,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0001,481
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$504,0002,988
2004-12-31 (YTD Data)Rank
Total interest income$8,582,0003,228
Total interest expense$1,672,0004,192
Net interest income$6,910,0002,921
Provision for loan and lease losses$360,0002,548
Total noninterest income$7,476,000759
Gross Fiduciary activities income$56,0001,040
Service charges on deposit accounts$6,544,000263
Trading account gains and fees$0138
Additional Noninterest Income$876,0002,332
Total noninterest expense$10,975,0001,487
Salaries and employee benefits$6,079,0001,458
Premises and equipment expense$741,0002,978
Additional noninterest expense$4,155,0001,186
Pre-tax net operating income$3,051,0002,544
Securities gains (losses)$03,819
Applicable income taxes$1,019,0002,123
Income before extraordinary items$2,032,0002,871
Extraordinary gains, net$034
Net income$2,032,0002,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,870
Cash dividends$800,0002,706
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,032,0002,808
2004-09-30 (YTD Data)Rank
Total interest income$6,410,0003,221
Total interest expense$1,250,0004,145
Net interest income$5,160,0002,918
Provision for loan and lease losses$270,0002,429
Total noninterest income$5,556,000775
Gross Fiduciary activities income$30,0001,089
Service charges on deposit accounts$4,879,000269
Trading account gains and fees$0134
Additional Noninterest Income$647,0002,389
Total noninterest expense$8,118,0001,500
Salaries and employee benefits$4,494,0001,480
Premises and equipment expense$592,0002,816
Additional noninterest expense$3,032,0001,209
Pre-tax net operating income$2,328,0002,543
Securities gains (losses)$03,710
Applicable income taxes$780,0002,137
Income before extraordinary items$1,548,0002,877
Extraordinary gains, net$026
Net income$1,548,0002,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,529
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,548,0002,809
2004-06-30 (YTD Data)Rank
Total interest income$4,239,0003,227
Total interest expense$836,0004,148
Net interest income$3,403,0002,937
Provision for loan and lease losses$180,0002,366
Total noninterest income$3,587,000802
Gross Fiduciary activities income$25,0001,063
Service charges on deposit accounts$3,131,000271
Trading account gains and fees$0130
Additional Noninterest Income$431,0002,408
Total noninterest expense$5,306,0001,522
Salaries and employee benefits$2,931,0001,510
Premises and equipment expense$389,0002,853
Additional noninterest expense$1,986,0001,216
Pre-tax net operating income$1,504,0002,580
Securities gains (losses)$03,413
Applicable income taxes$503,0002,195
Income before extraordinary items$1,001,0002,935
Extraordinary gains, net$021
Net income$1,001,0002,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,403
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,001,0002,852
2004-03-31 (YTD Data)Rank
Total interest income$2,120,0003,232
Total interest expense$424,0004,152
Net interest income$1,696,0002,922
Provision for loan and lease losses$90,0002,254
Total noninterest income$1,675,000826
Gross Fiduciary activities income$8,0001,128
Service charges on deposit accounts$1,447,000294
Trading account gains and fees$0121
Additional Noninterest Income$220,0002,316
Total noninterest expense$2,613,0001,553
Salaries and employee benefits$1,453,0001,536
Premises and equipment expense$197,0002,852
Additional noninterest expense$963,0001,246
Pre-tax net operating income$668,0002,805
Securities gains (losses)$02,934
Applicable income taxes$220,0002,408
Income before extraordinary items$448,0003,206
Extraordinary gains, net$016
Net income$448,0003,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,783
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$448,0003,096
2003-12-31 (YTD Data)Rank
Total interest income$8,564,0003,240
Total interest expense$1,956,0004,096
Net interest income$6,608,0002,909
Provision for loan and lease losses$340,0002,902
Total noninterest income$5,981,000975
Gross Fiduciary activities income$116,000933
Service charges on deposit accounts$4,981,000338
Trading account gains and fees$0160
Additional Noninterest Income$884,0002,570
Total noninterest expense$10,027,0001,602
Salaries and employee benefits$5,517,0001,563
Premises and equipment expense$658,0003,250
Additional noninterest expense$3,852,0001,292
Pre-tax net operating income$2,222,0003,141
Securities gains (losses)$35,0002,802
Applicable income taxes$653,0002,911
Income before extraordinary items$1,604,0003,398
Extraordinary gains, net$054
Net income$1,604,0003,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0002,123
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,579,1503,267
2003-09-30 (YTD Data)Rank
Total interest income$6,371,0003,299
Total interest expense$1,523,0004,091
Net interest income$4,848,0002,992
Provision for loan and lease losses$250,0002,846
Total noninterest income$4,262,0001,058
Gross Fiduciary activities income$85,000941
Service charges on deposit accounts$3,520,000378
Trading account gains and fees$0153
Additional Noninterest Income$657,0002,679
Total noninterest expense$7,200,0001,685
Salaries and employee benefits$3,790,0001,714
Premises and equipment expense$505,0003,198
Additional noninterest expense$2,905,0001,283
Pre-tax net operating income$1,660,0003,274
Securities gains (losses)$35,0002,583
Applicable income taxes$594,0002,688
Income before extraordinary items$1,101,0003,737
Extraordinary gains, net$040
Net income$1,101,0003,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,878
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,078,2503,633
2003-06-30 (YTD Data)Rank
Total interest income$4,282,0003,307
Total interest expense$1,054,0004,086
Net interest income$3,228,0002,972
Provision for loan and lease losses$160,0002,893
Total noninterest income$2,688,0001,092
Gross Fiduciary activities income$58,000946
Service charges on deposit accounts$2,192,000394
Trading account gains and fees$0150
Additional Noninterest Income$438,0002,651
Total noninterest expense$4,681,0001,713
Salaries and employee benefits$2,457,0001,748
Premises and equipment expense$334,0003,202
Additional noninterest expense$1,890,0001,305
Pre-tax net operating income$1,075,0003,345
Securities gains (losses)$03,782
Applicable income taxes$376,0002,807
Income before extraordinary items$699,0003,871
Extraordinary gains, net$030
Net income$699,0003,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,614
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$699,0003,674
2003-03-31 (YTD Data)Rank
Total interest income$2,155,0003,316
Total interest expense$540,0004,109
Net interest income$1,615,0002,961
Provision for loan and lease losses$70,0003,059
Total noninterest income$1,288,0001,099
Gross Fiduciary activities income$27,000965
Service charges on deposit accounts$1,031,000407
Trading account gains and fees$0134
Additional Noninterest Income$230,0002,478
Total noninterest expense$2,274,0001,739
Salaries and employee benefits$1,177,0001,813
Premises and equipment expense$166,0003,209
Additional noninterest expense$931,0001,303
Pre-tax net operating income$559,0003,251
Securities gains (losses)$02,891
Applicable income taxes$196,0002,730
Income before extraordinary items$363,0003,712
Extraordinary gains, net$021
Net income$363,0003,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0001,130
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$363,0003,539
2002-12-31 (YTD Data)Rank
Total interest income$9,368,0003,197
Total interest expense$2,775,0003,769
Net interest income$6,593,0002,892
Provision for loan and lease losses$280,0003,602
Total noninterest income$4,612,0001,135
Gross Fiduciary activities income$113,000969
Service charges on deposit accounts$3,776,000429
Trading account gains and fees$0153
Additional Noninterest Income$723,0002,656
Total noninterest expense$8,609,0001,760
Salaries and employee benefits$4,429,0001,819
Premises and equipment expense$674,0003,101
Additional noninterest expense$3,506,0001,360
Pre-tax net operating income$2,316,0003,062
Securities gains (losses)$04,537
Applicable income taxes$808,0002,576
Income before extraordinary items$1,508,0003,487
Extraordinary gains, net$070
Net income$1,508,0003,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0009,116
Cash dividends$240,0004,663
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,508,0003,384
2001-12-31 (YTD Data)Rank
Total interest income$9,550,0003,450
Total interest expense$3,756,0003,990
Net interest income$5,794,0003,034
Provision for loan and lease losses$220,0003,917
Total noninterest income$3,254,0001,388
Gross Fiduciary activities income$107,000984
Service charges on deposit accounts$2,501,000605
Trading account gains and fees$0177
Additional Noninterest Income$646,0002,701
Total noninterest expense$6,961,0002,066
Salaries and employee benefits$3,620,0002,084
Premises and equipment expense$548,0003,620
Additional noninterest expense$2,793,0001,653
Pre-tax net operating income$1,867,0003,339
Securities gains (losses)$04,612
Applicable income taxes$627,0002,888
Income before extraordinary items$1,240,0003,708
Extraordinary gains, net$0105
Net income$1,240,0003,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0002,251
Cash dividends$480,0003,548
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,240,0003,602
2000-12-31 (YTD Data)Rank
Total interest income$9,167,0003,674
Total interest expense$3,710,0004,204
Net interest income$5,457,0003,229
Provision for loan and lease losses$256,0003,180
Total noninterest income$2,199,0001,750
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,717,000792
Trading account gains and fees$0180
Additional Noninterest Income$482,0003,009
Total noninterest expense$4,640,0002,912
Salaries and employee benefits$2,387,0002,957
Premises and equipment expense$172,0007,209
Additional noninterest expense$2,081,0002,088
Pre-tax net operating income$2,760,0002,559
Securities gains (losses)$01,956
Applicable income taxes$992,0002,136
Income before extraordinary items$1,768,0002,837
Extraordinary gains, net$038
Net income$1,768,0002,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,588
Cash dividends$1,400,0001,737
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,768,0002,834
1999-12-31 (YTD Data)Rank
Total interest income$8,504,0003,694
Total interest expense$3,269,0004,297
Net interest income$5,235,0003,319
Provision for loan and lease losses$420,0002,015
Total noninterest income$1,708,0002,089
Gross Fiduciary activities income$95,000999
Service charges on deposit accounts$1,341,000996
Trading account gains and fees$0173
Additional Noninterest Income$272,0004,248
Total noninterest expense$3,947,0003,346
Salaries and employee benefits$2,132,0003,232
Premises and equipment expense$295,0005,509
Additional noninterest expense$1,520,0002,828
Pre-tax net operating income$2,576,0002,725
Securities gains (losses)$03,155
Applicable income taxes$914,0002,358
Income before extraordinary items$1,662,0002,992
Extraordinary gains, net$035
Net income$1,662,0002,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0009,481
Cash dividends$240,0004,933
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,662,0002,956
1998-12-31 (YTD Data)Rank
Total interest income$7,818,0004,030
Total interest expense$2,926,0004,829
Net interest income$4,892,0003,478
Provision for loan and lease losses$435,0001,930
Total noninterest income$1,426,0002,349
Gross Fiduciary activities income$130,000961
Service charges on deposit accounts$1,151,0001,101
Trading account gains and fees$0224
Additional Noninterest Income$145,0005,772
Total noninterest expense$3,676,0003,460
Salaries and employee benefits$1,890,0003,514
Premises and equipment expense$314,0005,245
Additional noninterest expense$1,472,0002,828
Pre-tax net operating income$2,207,0003,078
Securities gains (losses)$04,449
Applicable income taxes$806,0002,722
Income before extraordinary items$1,401,0003,438
Extraordinary gains, net$032
Net income$1,401,0003,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,499
Cash dividends$200,0005,324
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,401,0003,343
1997-12-31 (YTD Data)Rank
Total interest income$8,040,0003,946
Total interest expense$3,136,0004,539
Net interest income$4,904,0003,550
Provision for loan and lease losses$600,0001,510
Total noninterest income$1,074,0002,876
Gross Fiduciary activities income$93,0001,067
Service charges on deposit accounts$864,0001,495
Trading account gains and fees$0239
Additional Noninterest Income$117,0006,349
Total noninterest expense$3,409,0003,691
Salaries and employee benefits$1,848,0003,543
Premises and equipment expense$277,0005,702
Additional noninterest expense$1,284,0003,143
Pre-tax net operating income$1,969,0003,588
Securities gains (losses)$03,944
Applicable income taxes$681,0003,308
Income before extraordinary items$1,288,0003,824
Extraordinary gains, net$044
Net income$1,288,0003,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$437,0001,490
Cash dividends$200,0005,346
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,288,0003,755
1996-12-31 (YTD Data)Rank
Total interest income$8,271,0003,908
Total interest expense$3,509,0004,192
Net interest income$4,762,0003,709
Provision for loan and lease losses$566,0001,594
Total noninterest income$1,094,0002,905
Gross Fiduciary activities income$94,0001,124
Service charges on deposit accounts$766,0001,755
Trading account gains and fees$0262
Additional Noninterest Income$234,0004,730
Total noninterest expense$3,068,0004,235
Salaries and employee benefits$1,706,0003,845
Premises and equipment expense$295,0005,657
Additional noninterest expense$1,067,0004,177
Pre-tax net operating income$2,222,0003,129
Securities gains (losses)$04,148
Applicable income taxes$775,0002,932
Income before extraordinary items$1,447,0003,312
Extraordinary gains, net$053
Net income$1,447,0003,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$831,000997
Cash dividends$160,0005,863
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,447,0003,274
1995-12-31 (YTD Data)Rank
Total interest income$7,823,0004,097
Total interest expense$3,193,0004,492
Net interest income$4,630,0003,795
Provision for loan and lease losses$200,0002,992
Total noninterest income$1,220,0002,680
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$738,0001,839
Trading account gains and feesNANA
Additional Noninterest Income$482,0002,950
Total noninterest expense$3,083,0004,185
Salaries and employee benefits$1,658,0003,915
Premises and equipment expense$367,0004,861
Additional noninterest expense$1,058,0004,161
Pre-tax net operating income$2,567,0002,772
Securities gains (losses)$-22,00010,616
Applicable income taxes$916,0002,564
Income before extraordinary items$1,629,0003,010
Extraordinary gains, net$065
Net income$1,629,0003,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,00011,620
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,643,0802,955
1994-12-31 (YTD Data)Rank
Total interest income$6,959,0004,241
Total interest expense$2,364,0004,871
Net interest income$4,595,0003,842
Provision for loan and lease losses$140,0003,750
Total noninterest income$848,0003,524
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$647,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$201,0005,253
Total noninterest expense$3,039,0004,356
Salaries and employee benefits$1,450,0004,404
Premises and equipment expense$402,0004,567
Additional noninterest expense$1,187,0004,089
Pre-tax net operating income$2,264,0003,092
Securities gains (losses)$-115,00011,630
Applicable income taxes$729,0003,004
Income before extraordinary items$1,420,0003,325
Extraordinary gains, net$0249
Net income$1,420,0003,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,967
Cash dividends$160,0005,924
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,495,9003,211
1993-12-31 (YTD Data)Rank
Total interest income$6,642,0004,527
Total interest expense$2,510,0004,790
Net interest income$4,132,0004,269
Provision for loan and lease losses$010,371
Total noninterest income$902,0003,626
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$611,0002,252
Trading account gains and feesNANA
Additional Noninterest Income$291,0004,551
Total noninterest expense$2,895,0004,660
Salaries and employee benefits$1,426,0004,468
Premises and equipment expense$349,0005,250
Additional noninterest expense$1,120,0004,462
Pre-tax net operating income$2,139,0003,101
Securities gains (losses)$30,0004,104
Applicable income taxes$754,0002,891
Income before extraordinary items$1,415,0003,415
Extraordinary gains, net$03,149
Net income$1,415,0003,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,00012,803
Cash dividends$216,0005,235
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,395,5003,273
1992-12-31 (YTD Data)Rank
Total interest income$6,839,0004,919
Total interest expense$3,010,0005,148
Net interest income$3,829,0004,625
Provision for loan and lease losses$214,0005,055
Total noninterest income$910,0003,590
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$565,0002,449
Trading account gains and feesNANA
Additional Noninterest Income$345,0004,073
Total noninterest expense$2,622,0005,089
Salaries and employee benefits$1,270,0004,919
Premises and equipment expense$417,0004,648
Additional noninterest expense$935,0005,348
Pre-tax net operating income$1,903,0003,254
Securities gains (losses)$08,369
Applicable income taxes$649,0003,208
Income before extraordinary items$1,254,0003,658
Extraordinary gains, net$01,422
Net income$1,254,0003,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0005,062
Cash dividends$96,0006,732
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,254,0003,386

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.