Home > The City National Bank and Trust Company of Lawton, Oklahoma > Net charge- offs to loans
The City National Bank and Trust Company of Lawton, Oklahoma, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3350% | 325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 3,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 3,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6232% | 4,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0784% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0784% | 557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3176% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 3,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 3,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6265% | 4,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8536% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8536% | 643 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3046% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 3,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 3,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6477% | 4,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1041% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1041% | 535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 3,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6193% | 4,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3666% | 435 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3666% | 394 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3143% | 239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 4,403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7979% | 4,615 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1675% | 4,441 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1675% | 4,445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3239% | 201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 3,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 3,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6234% | 4,615 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2664% | 4,506 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2664% | 4,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 3,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 3,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6193% | 4,441 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5705% | 4,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5705% | 4,447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 4,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7341% | 4,484 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1385% | 4,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1385% | 4,092 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1532% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 3,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 3,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4058% | 4,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6470% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6470% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 1,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5720% | 4,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4559% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4559% | 733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0653% | 4,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 4,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0372% | 4,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3184% | 4,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7885% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7885% | 421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2182% | 4,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 4,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0319% | 4,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 4,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0455% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2262% | 123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2262% | 110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4471% | 373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0285% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0696% | 4,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0737% | 4,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4651% | 4,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6084% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6084% | 942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4314% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 4,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0925% | 4,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0978% | 4,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4316% | 4,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6960% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6960% | 787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4317% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0488% | 4,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1155% | 4,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1222% | 4,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5654% | 4,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9648% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9648% | 630 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8799% | 168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0641% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1496% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1580% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3288% | 4,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1969% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1969% | 284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0609% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1607% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1944% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1580% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1671% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9264% | 4,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4997% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4997% | 137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9533% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0338% | 4,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1202% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1272% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8957% | 4,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3317% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3317% | 100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6569% | 233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0345% | 4,862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1984% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2098% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3092% | 5,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0322% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0322% | 649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3660% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 4,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0346% | 4,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0397% | 4,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 4,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7348% | 5,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9626% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9626% | 304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9739% | 151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 4,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.0397% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0370% | 4,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 4,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 4,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5970% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7107% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7107% | 1,060 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9969% | 138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 4,736 |
| Percentage Net Loans Charged-off:Construction & development | -0.0523% | 4,566 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0377% | 4,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 4,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 4,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0299% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6312% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6312% | 1,079 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8938% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.0782% | 4,681 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0386% | 5,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0928% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1367% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6471% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6471% | 990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8576% | 168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0377% | 4,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0404% | 5,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 4,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6289% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5634% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5634% | 1,134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5518% | 101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5220% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0978% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8889% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9385% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1418% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1564% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1564% | 668 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6828% | 89 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6546% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1428% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0976% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1586% | 54 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9354% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9333% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9333% | 797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3011% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2178% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0405% | 5,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4310% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4555% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2310% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0365% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0365% | 668 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8300% | 205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0402% | 5,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1200% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1268% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 4,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8884% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8884% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9950% | 71 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1370% | 5,604 |
| Percentage Net Loans Charged-off:Construction & development | -3.3420% | 5,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0406% | 5,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2420% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9648% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2021% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.1889% | 18 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9790% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9790% | 871 |
| Percentage Net Loans Charged-off: All other loans and lease | 19.3817% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3841% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2213% | 5,748 |
| Percentage Net Loans Charged-off:Construction & development | -4.3757% | 5,478 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0408% | 5,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2319% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3299% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1713% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.1484% | 41 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7930% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7930% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | 19.1516% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4189% | 545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3273% | 5,868 |
| Percentage Net Loans Charged-off:Construction & development | -6.2138% | 5,527 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0417% | 5,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2914% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8869% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2582% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7242% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1799% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1799% | 593 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.0477% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0617% | 5,435 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7070% | 6,002 |
| Percentage Net Loans Charged-off:Construction & development | -11.8279% | 5,547 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0442% | 5,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4851% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5127% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0954% | 5,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3752% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3752% | 525 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.4273% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4370% | 111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6165% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 2.7526% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3568% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4116% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4538% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4091% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6826% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6180% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6180% | 368 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.9970% | 79 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5518% | 88 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7635% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 3.6442% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4782% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4216% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6006% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4108% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9123% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2847% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2847% | 453 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.1306% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5428% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8375% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 5.3452% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4694% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8965% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4435% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1559% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6104% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6104% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.3045% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9282% | 258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2689% | 613 |
| Percentage Net Loans Charged-off:Construction & development | -0.0630% | 5,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5241% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5560% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5660% | 253 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4783% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4783% | 445 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.7452% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3356% | 191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2037% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | -0.1332% | 5,334 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 5,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4104% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4376% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8880% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5965% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5965% | 1,462 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.9779% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1459% | 244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1032% | 2,092 |
| Percentage Net Loans Charged-off:Construction & development | -0.1493% | 5,416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 5,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2394% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2557% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2876% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7505% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7505% | 1,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 19.3026% | 59 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1245% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2008% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3832% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4101% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0012% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9995% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9995% | 805 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.2164% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6080% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 1,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3102% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1569% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1569% | 695 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3556% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9769% | 194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9618% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 6.3165% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 2,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2515% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3765% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2421% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1764% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0116% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0116% | 1,032 |
| Percentage Net Loans Charged-off: All other loans and lease | 30.4031% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9913% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0814% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 6.8560% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 2,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2805% | 1,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5036% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2635% | 1,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1340% | 2,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2322% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2322% | 752 |
| Percentage Net Loans Charged-off: All other loans and lease | 32.7801% | 49 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1041% | 205 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5144% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 9.7335% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 6,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3161% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3092% | 765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3166% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1740% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7537% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7537% | 1,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 27.3661% | 50 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4498% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9448% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 4.1984% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6753% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6157% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6800% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3370% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3370% | 702 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.2067% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5403% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4394% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | 2.4247% | 981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 3,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2272% | 1,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1084% | 3,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6277% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7949% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7949% | 1,544 |
| Percentage Net Loans Charged-off: All other loans and lease | 34.9044% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1811% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 4,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 4,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3061% | 1,131 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 6,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8480% | 1,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7692% | 1,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7693% | 1,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 33.8737% | 61 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0958% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 6,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 6,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 6,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3102% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0263% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0263% | 1,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 29.4465% | 66 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0570% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 6,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 6,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2235% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0253% | 6,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7237% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5372% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5372% | 707 |
| Percentage Net Loans Charged-off: All other loans and lease | 23.1303% | 70 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0333% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 5,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 6,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 4,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3347% | 1,433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 4,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1366% | 3,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9932% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7281% | 809 |
| Percentage Net Loans Charged-off: All other loans and lease | 27.8685% | 74 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9120% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 5,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0370% | 6,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 3,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4406% | 1,156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 4,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2085% | 3,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4080% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1805% | 1,093 |
| Percentage Net Loans Charged-off: All other loans and lease | 24.9025% | 75 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6557% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 4,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0555% | 7,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0913% | 3,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4191% | 1,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 3,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2125% | 6,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3793% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0964% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.7062% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2379% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 3,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0556% | 7,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 2,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3927% | 6,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1167% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0839% | 2,988 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.7639% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1119% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2487% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.3328% | 2,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4106% | 2,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 3,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1396% | 1,717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 3,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2274% | 3,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7302% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.1067% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8887% | 2,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 4,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1752% | 2,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 7,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 7,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0510% | 4,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4994% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.7277% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7070% | 2,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 7,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 7,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 7,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 7,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0781% | 3,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4596% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.2800% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4518% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 7,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 7,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 7,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 7,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0798% | 6,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6911% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.0808% | 147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1975% | 2,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1544% | 4,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.3263% | 3,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0667% | 3,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1918% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2109% | 3,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3093% | 4,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9780% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.5178% | 129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0787% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 5,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 7,334 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0594% | 7,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1253% | 3,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 3,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4167% | 3,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9145% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.8302% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9467% | 1,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 4,784 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 7,330 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0914% | 7,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 3,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 2,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6589% | 2,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0150% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.5009% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7583% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 2,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2142% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2362% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6741% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5989% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3656% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6177% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4641% | 1,768 |
| Percentage Net Loans Charged-off:Construction & development | 1.1625% | 1,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4286% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3756% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2596% | 949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3859% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4297% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1891% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.1426% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2173% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2207% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4061% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1620% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1757% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6341% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6204% | 2,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.3078% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8673% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 7,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 7,801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 7,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0265% | 7,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8317% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7536% | 2,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.8368% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6931% | 759 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 7,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 7,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 7,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 7,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6123% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5009% | 2,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.7685% | 129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6891% | 748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2184% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1719% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3321% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3645% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4376% | 2,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3864% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5156% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1773% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 7,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 7,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9749% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4888% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 6,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 7,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0321% | 8,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 7,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 7,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 7,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3009% | 3,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 7,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0238% | 7,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0454% | 8,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 7,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 7,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 7,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0301% | 8,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 7,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3420% | 2,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7230% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 3,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 7,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 8,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1573% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9272% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 2,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 7,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 8,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 6,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1633% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 2,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1265% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 6,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4922% | 2,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 4,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 3,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0277% | 8,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 2,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1762% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 2,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2347% | 7,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9461% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 3,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 2,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 8,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2306% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 2,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3795% | 1,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7195% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 2,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 7,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0256% | 8,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 1,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6675% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8277% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1911% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 8,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3432% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8787% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2560% | 2,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1663% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5441% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.0889% | 6,460 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 2,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 2,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0179% | 7,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6086% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0296% | 5,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1181% | 8,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.3168% | 6,412 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 8,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 8,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 7,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6208% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 7,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 8,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 8,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 2,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7010% | 934 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 3,239 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 8,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 8,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 8,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0725% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9185% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2985% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 3,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 8,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 8,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8242% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2719% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3175% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 3,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 8,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 8,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9531% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1898% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3887% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 8,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 8,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3616% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4003% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5764% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 8,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 8,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7211% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7158% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0444% | 8,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1319% | 9,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.3213% | 6,635 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 8,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 8,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3691% | 8,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5835% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7779% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3613% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 2,688 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 8,184 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 8,813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2316% | 6,664 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1334% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2663% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3076% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7985% | 952 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0867% | 7,969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4955% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 9,277 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1915% | 3,602 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8063% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4987% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1310% | 11,290 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5292% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1524% | 12,390 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3616% | 5,424 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |