Home > The Citizens State Bank of Waterville > Assets and Liabilities
The Citizens State Bank of Waterville, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $21,613,000 | 11,363 |
| Cash and due from depository institutions | $2,578,000 | 11,619 |
| Interest-bearing balances | $1,986,000 | 2,396 |
| Securities | $5,929,000 | 10,823 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 8,936 |
| Net loans & leases | $11,891,000 | 10,826 |
| Loan loss allowance | $257,000 | 9,274 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $24,000 | 13,037 |
| Other real estate owned | $4,000 | 11,619 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $637,000 | 8,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,613,000 | 11,363 |
| Total liabilities | $19,705,000 | 11,305 |
| Total deposits | $19,599,000 | 11,225 |
| Interest-bearing deposits | $18,141,000 | 10,938 |
| Deposits held in domestic offices | $19,599,000 | 11,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $106,000 | 11,405 |
| Total equity capital | $1,908,000 | 11,484 |
| Total bank equity capital | $1,908,000 | 11,484 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $200,000 | 11,527 |
| Undivided profits | $1,608,000 | 8,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 9,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 1,037 |
| Income earned, not collected on loans | $397,000 | 4,694 |
| Earning assets | $20,356,000 | 11,235 |
| Long-term assets (5+ years) | $1,389,000 | 9,435 |
| Average Assets, year-to-date | $20,978,000 | 11,368 |
| Average Assets, quarterly | $21,068,500 | 11,406 |
| Volatile liabilities | $3,203,000 | 8,165 |
| Insider loans | $289,000 | 7,376 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,000 | 12,143 |
| Tier 1 (core) risk-based capital | $1,908,000 | 11,459 |
| Tier 2 risk-based capital | $169,910 | 10,032 |
| Total risk weighted assets | $13,505,410 | 10,764 |
| Total unused commitments | $22,000 | 12,145 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $20,518,000 | 11,932 |
| Cash and due from depository institutions | $1,513,000 | 12,446 |
| Interest-bearing balances | $876,000 | 4,093 |
| Securities | $4,820,000 | 11,702 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 11,017 |
| Net loans & leases | $13,388,000 | 10,640 |
| Loan loss allowance | $315,000 | 8,584 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $26,000 | 13,637 |
| Other real estate owned | $15,000 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $606,000 | 8,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,518,000 | 11,932 |
| Total liabilities | $18,870,000 | 11,870 |
| Total deposits | $18,729,000 | 11,781 |
| Interest-bearing deposits | $17,475,000 | 11,460 |
| Deposits held in domestic offices | $18,729,000 | 11,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $141,000 | 11,371 |
| Total equity capital | $1,648,000 | 12,129 |
| Total bank equity capital | $1,648,000 | 12,129 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $200,000 | 11,968 |
| Undivided profits | $1,348,000 | 8,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 9,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $411,000 | 4,933 |
| Earning assets | $19,234,000 | 11,780 |
| Long-term assets (5+ years) | $906,000 | 10,387 |
| Average Assets, year-to-date | $19,945,800 | 11,930 |
| Average Assets, quarterly | $20,387,000 | 11,906 |
| Volatile liabilities | $2,116,000 | 9,838 |
| Insider loans | $57,000 | 6,931 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $23,000 | 12,473 |
| Tier 1 (core) risk-based capital | $1,648,000 | 12,094 |
| Tier 2 risk-based capital | $181,290 | 9,889 |
| Total risk weighted assets | $14,369,690 | 10,811 |
| Total unused commitments | $23,000 | 12,475 |
| Derivatives | $0 | 651 |