Home > The Citizens-State Bank of Strasburg > Income and Expense
The Citizens-State Bank of Strasburg, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 5,339 |
| Total interest expense | $2,457,000 | 5,425 |
| Net interest income | $2,994,000 | 5,137 |
| Provision for loan and lease losses | $54,000 | 6,469 |
| Total noninterest income | $304,000 | 6,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,276 |
| Total noninterest expense | $1,859,000 | 5,859 |
| Salaries and employee benefits | $866,000 | 6,374 |
| Premises and equipment expense | $180,000 | 7,052 |
| Additional noninterest expense | $813,000 | 4,624 |
| Pre-tax net operating income | $1,385,000 | 4,436 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $385,000 | 4,526 |
| Income before extraordinary items | $1,004,000 | 4,509 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,004,000 | 4,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $490,000 | 3,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,001,120 | 4,414 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,216,000 | 5,625 |
| Total interest expense | $2,324,000 | 5,687 |
| Net interest income | $2,892,000 | 5,453 |
| Provision for loan and lease losses | $144,000 | 4,243 |
| Total noninterest income | $322,000 | 6,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,492 |
| Total noninterest expense | $1,766,000 | 6,147 |
| Salaries and employee benefits | $800,000 | 6,781 |
| Premises and equipment expense | $200,000 | 6,854 |
| Additional noninterest expense | $766,000 | 4,888 |
| Pre-tax net operating income | $1,304,000 | 4,946 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $362,000 | 5,191 |
| Income before extraordinary items | $942,000 | 4,904 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $942,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 10,246 |
| Cash dividends | $956,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $942,000 | 4,839 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 6,162 |
| Total interest expense | $2,108,000 | 6,206 |
| Net interest income | $2,633,000 | 5,991 |
| Provision for loan and lease losses | $155,000 | 3,992 |
| Total noninterest income | $297,000 | 6,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,355 |
| Total noninterest expense | $1,650,000 | 6,704 |
| Salaries and employee benefits | $780,000 | 7,082 |
| Premises and equipment expense | $205,000 | 6,938 |
| Additional noninterest expense | $665,000 | 5,943 |
| Pre-tax net operating income | $1,125,000 | 5,332 |
| Securities gains (losses) | $23,000 | 1,905 |
| Applicable income taxes | $304,000 | 5,784 |
| Income before extraordinary items | $844,000 | 5,097 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $844,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,609 |
| Cash dividends | $275,000 | 4,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $826,980 | 5,121 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,550,000 | 6,410 |
| Total interest expense | $1,959,000 | 6,562 |
| Net interest income | $2,591,000 | 6,143 |
| Provision for loan and lease losses | $265,000 | 2,457 |
| Total noninterest income | $292,000 | 7,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,743 |
| Total noninterest expense | $1,688,000 | 6,762 |
| Salaries and employee benefits | $790,000 | 7,158 |
| Premises and equipment expense | $230,000 | 6,662 |
| Additional noninterest expense | $668,000 | 6,075 |
| Pre-tax net operating income | $930,000 | 6,280 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $258,000 | 6,532 |
| Income before extraordinary items | $683,000 | 6,097 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $683,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $196,000 | 5,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $674,970 | 6,130 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 7,429 |
| Total interest expense | $1,340,000 | 7,424 |
| Net interest income | $2,098,000 | 7,330 |
| Provision for loan and lease losses | $146,000 | 3,670 |
| Total noninterest income | $235,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $1,510,000 | 7,570 |
| Salaries and employee benefits | $703,000 | 7,859 |
| Premises and equipment expense | $204,000 | 7,342 |
| Additional noninterest expense | $603,000 | 7,022 |
| Pre-tax net operating income | $677,000 | 7,545 |
| Securities gains (losses) | $52,000 | 1,128 |
| Applicable income taxes | $198,000 | 7,372 |
| Income before extraordinary items | $531,000 | 7,064 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $531,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $121,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $493,040 | 7,399 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 8,546 |
| Total interest expense | $1,166,000 | 8,416 |
| Net interest income | $1,704,000 | 8,477 |
| Provision for loan and lease losses | $91,000 | 5,992 |
| Total noninterest income | $224,000 | 8,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,452,000 | 7,988 |
| Salaries and employee benefits | $673,000 | 8,192 |
| Premises and equipment expense | $201,000 | 7,662 |
| Additional noninterest expense | $578,000 | 7,532 |
| Pre-tax net operating income | $385,000 | 9,530 |
| Securities gains (losses) | $37,000 | 3,837 |
| Applicable income taxes | $118,000 | 9,353 |
| Income before extraordinary items | $304,000 | 9,436 |
| Extraordinary gains, net | $-12,000 | 12,346 |
| Net income | $292,000 | 9,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $23,000 | 8,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $277,360 | 9,465 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 9,786 |
| Total interest expense | $1,271,000 | 9,356 |
| Net interest income | $1,294,000 | 9,996 |
| Provision for loan and lease losses | $62,000 | 8,472 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $1,341,000 | 8,516 |
| Salaries and employee benefits | $607,000 | 8,751 |
| Premises and equipment expense | $162,000 | 8,785 |
| Additional noninterest expense | $572,000 | 7,759 |
| Pre-tax net operating income | $76,000 | 12,231 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $21,000 | 12,079 |
| Income before extraordinary items | $83,000 | 12,177 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $83,000 | 12,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $60,600 | 12,182 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.