Home > The Citizens-State Bank of Strasburg > Assets and Liabilities
The Citizens-State Bank of Strasburg, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $74,215,000 | 5,487 |
| Cash and due from depository institutions | $3,327,000 | 6,003 |
| Interest-bearing balances | $47,000 | 5,592 |
| Securities | $23,112,000 | 4,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $45,223,000 | 5,280 |
| Loan loss allowance | $927,000 | 3,560 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,629,000 | 4,535 |
| Other real estate owned | $0 | 6,003 |
| Goodwill and other intangibles | $81,000 | 2,750 |
| All other assets | $843,000 | 6,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,215,000 | 5,487 |
| Total liabilities | $68,168,000 | 5,402 |
| Total deposits | $61,444,000 | 5,544 |
| Interest-bearing deposits | $54,002,000 | 5,422 |
| Deposits held in domestic offices | $61,444,000 | 5,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,314,000 | 1,996 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $410,000 | 6,454 |
| Total equity capital | $6,047,000 | 6,316 |
| Total bank equity capital | $6,047,000 | 6,316 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $800,000 | 3,708 |
| Surplus | $2,750,000 | 4,452 |
| Undivided profits | $2,497,000 | 6,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $229,000 | 7,520 |
| Earning assets | $68,382,000 | 5,471 |
| Long-term assets (5+ years) | $24,291,000 | 2,762 |
| Average Assets, year-to-date | $69,017,800 | 5,553 |
| Average Assets, quarterly | $70,572,500 | 5,595 |
| Volatile liabilities | $8,087,000 | 5,630 |
| Insider loans | $1,154,000 | 3,221 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,459,000 | 4,342 |
| Tier 1 (core) risk-based capital | $5,999,000 | 6,187 |
| Tier 2 risk-based capital | $565,940 | 4,780 |
| Total risk weighted assets | $44,914,340 | 5,473 |
| Total unused commitments | $7,459,000 | 4,348 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $66,825,000 | 5,912 |
| Cash and due from depository institutions | $2,186,000 | 6,393 |
| Interest-bearing balances | $27,000 | 5,703 |
| Securities | $19,040,000 | 5,098 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,594 |
| Net loans & leases | $42,663,000 | 5,571 |
| Loan loss allowance | $866,000 | 3,816 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,703,000 | 4,317 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $115,000 | 2,541 |
| All other assets | $818,000 | 6,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,825,000 | 5,912 |
| Total liabilities | $61,187,000 | 5,810 |
| Total deposits | $57,978,000 | 5,794 |
| Interest-bearing deposits | $51,679,000 | 5,657 |
| Deposits held in domestic offices | $57,978,000 | 5,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,705,000 | 2,255 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,133,000 | 3,365 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $371,000 | 7,005 |
| Total equity capital | $5,638,000 | 6,664 |
| Total bank equity capital | $5,638,000 | 6,664 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $800,000 | 3,821 |
| Surplus | $2,750,000 | 4,429 |
| Undivided profits | $2,088,000 | 7,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 7,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $271,000 | 7,204 |
| Earning assets | $62,030,000 | 5,855 |
| Long-term assets (5+ years) | $15,116,000 | 3,349 |
| Average Assets, year-to-date | $65,594,600 | 5,797 |
| Average Assets, quarterly | $67,530,000 | 5,817 |
| Volatile liabilities | $7,453,000 | 5,945 |
| Insider loans | $1,154,000 | 3,218 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,471,000 | 4,156 |
| Tier 1 (core) risk-based capital | $5,451,000 | 6,655 |
| Tier 2 risk-based capital | $522,650 | 5,005 |
| Total risk weighted assets | $41,468,550 | 5,795 |
| Total unused commitments | $7,471,000 | 4,158 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $62,675,000 | 6,337 |
| Cash and due from depository institutions | $2,351,000 | 6,541 |
| Interest-bearing balances | $13,000 | 6,098 |
| Securities | $18,238,000 | 5,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $39,437,000 | 5,920 |
| Loan loss allowance | $700,000 | 4,668 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,782,000 | 4,125 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $163,000 | 2,235 |
| All other assets | $704,000 | 7,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,675,000 | 6,337 |
| Total liabilities | $57,020,000 | 6,285 |
| Total deposits | $54,910,000 | 6,214 |
| Interest-bearing deposits | $49,321,000 | 6,021 |
| Deposits held in domestic offices | $54,910,000 | 6,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,586 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $411,000 | 4,092 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $399,000 | 6,813 |
| Total equity capital | $5,655,000 | 6,693 |
| Total bank equity capital | $5,655,000 | 6,693 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $800,000 | 4,071 |
| Surplus | $2,750,000 | 4,497 |
| Undivided profits | $2,105,000 | 7,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $239,000 | 7,824 |
| Earning assets | $57,688,000 | 6,316 |
| Long-term assets (5+ years) | $19,610,000 | 2,710 |
| Average Assets, year-to-date | $60,847,600 | 6,299 |
| Average Assets, quarterly | $62,445,500 | 6,290 |
| Volatile liabilities | $6,385,000 | 6,329 |
| Insider loans | $1,262,000 | 3,037 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,232,000 | 4,988 |
| Tier 1 (core) risk-based capital | $5,417,000 | 6,790 |
| Tier 2 risk-based capital | $472,270 | 5,487 |
| Total risk weighted assets | $37,554,170 | 6,238 |
| Total unused commitments | $5,232,000 | 5,001 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $59,474,000 | 6,690 |
| Cash and due from depository institutions | $2,363,000 | 6,302 |
| Interest-bearing balances | $15,000 | 6,291 |
| Securities | $16,758,000 | 6,259 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $37,651,000 | 6,089 |
| Loan loss allowance | $616,000 | 5,196 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,857,000 | 3,958 |
| Other real estate owned | $0 | 6,302 |
| Goodwill and other intangibles | $248,000 | 1,913 |
| All other assets | $597,000 | 8,505 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,474,000 | 6,690 |
| Total liabilities | $54,271,000 | 6,606 |
| Total deposits | $53,779,000 | 6,439 |
| Interest-bearing deposits | $47,804,000 | 6,276 |
| Deposits held in domestic offices | $53,779,000 | 6,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,593 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $392,000 | 7,241 |
| Total equity capital | $5,203,000 | 7,183 |
| Total bank equity capital | $5,203,000 | 7,183 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $2,750,000 | 4,479 |
| Undivided profits | $1,653,000 | 8,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $247,000 | 7,966 |
| Earning assets | $54,424,000 | 6,688 |
| Long-term assets (5+ years) | $4,707,000 | 5,960 |
| Average Assets, year-to-date | $58,535,600 | 6,572 |
| Average Assets, quarterly | $60,022,500 | 6,577 |
| Volatile liabilities | $3,928,000 | 7,719 |
| Insider loans | $1,068,000 | 3,576 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,883,000 | 5,053 |
| Tier 1 (core) risk-based capital | $4,763,000 | 7,453 |
| Tier 2 risk-based capital | $454,360 | 5,684 |
| Total risk weighted assets | $36,187,260 | 6,398 |
| Total unused commitments | $4,883,000 | 5,065 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $56,215,000 | 6,966 |
| Cash and due from depository institutions | $2,577,000 | 6,346 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,198,000 | 6,053 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 8,249 |
| Net loans & leases | $31,464,000 | 6,826 |
| Loan loss allowance | $402,000 | 7,132 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,939,000 | 3,753 |
| Other real estate owned | $0 | 6,346 |
| Goodwill and other intangibles | $334,000 | 1,666 |
| All other assets | $653,000 | 8,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,215,000 | 6,966 |
| Total liabilities | $51,717,000 | 6,883 |
| Total deposits | $50,680,000 | 6,742 |
| Interest-bearing deposits | $44,974,000 | 6,567 |
| Deposits held in domestic offices | $50,680,000 | 6,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $675,000 | 3,715 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $362,000 | 6,503 |
| Total equity capital | $4,498,000 | 7,649 |
| Total bank equity capital | $4,498,000 | 7,649 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $2,750,000 | 4,425 |
| Undivided profits | $948,000 | 9,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $199,000 | 8,503 |
| Earning assets | $50,712,000 | 6,989 |
| Long-term assets (5+ years) | $5,350,000 | 5,820 |
| Average Assets, year-to-date | $48,449,400 | 7,537 |
| Average Assets, quarterly | $52,474,500 | 7,255 |
| Volatile liabilities | $2,205,000 | 9,410 |
| Insider loans | $689,000 | 4,721 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,037,000 | 6,321 |
| Tier 1 (core) risk-based capital | $4,190,000 | 8,042 |
| Tier 2 risk-based capital | $383,130 | 6,429 |
| Total risk weighted assets | $30,631,330 | 7,148 |
| Total unused commitments | $3,037,000 | 6,332 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $45,392,000 | 8,189 |
| Cash and due from depository institutions | $1,815,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $16,386,000 | 6,996 |
| Federal funds sold & reverse repurchase agreements | $1,165,000 | 7,381 |
| Net loans & leases | $23,715,000 | 8,086 |
| Loan loss allowance | $273,000 | 9,032 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,690,000 | 4,209 |
| Other real estate owned | $0 | 6,753 |
| Goodwill and other intangibles | $241,000 | 1,728 |
| All other assets | $380,000 | 10,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,392,000 | 8,189 |
| Total liabilities | $41,645,000 | 8,137 |
| Total deposits | $41,353,000 | 7,989 |
| Interest-bearing deposits | $37,330,000 | 7,739 |
| Deposits held in domestic offices | $41,353,000 | 7,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $292,000 | 7,668 |
| Total equity capital | $3,747,000 | 8,714 |
| Total bank equity capital | $3,747,000 | 8,714 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $2,300,000 | 4,996 |
| Undivided profits | $647,000 | 10,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 11,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $108,000 | 10,766 |
| Earning assets | $41,266,000 | 8,212 |
| Long-term assets (5+ years) | $3,229,000 | 7,618 |
| Average Assets, year-to-date | $41,021,200 | 8,540 |
| Average Assets, quarterly | $43,620,500 | 8,351 |
| Volatile liabilities | $1,108,000 | 11,176 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,438,000 | 8,389 |
| Tier 1 (core) risk-based capital | $3,424,000 | 9,110 |
| Tier 2 risk-based capital | $273,000 | 7,985 |
| Total risk weighted assets | $22,769,500 | 8,579 |
| Total unused commitments | $1,438,000 | 8,414 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $40,196,000 | 8,972 |
| Cash and due from depository institutions | $1,942,000 | 6,539 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $16,945,000 | 6,835 |
| Federal funds sold & reverse repurchase agreements | $730,000 | 9,485 |
| Net loans & leases | $18,138,000 | 9,365 |
| Loan loss allowance | $183,000 | 10,870 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,745,000 | 4,093 |
| Other real estate owned | $0 | 6,539 |
| Goodwill and other intangibles | $304,000 | 1,599 |
| All other assets | $392,000 | 10,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,196,000 | 8,972 |
| Total liabilities | $36,800,000 | 8,928 |
| Total deposits | $36,578,000 | 8,795 |
| Interest-bearing deposits | $33,695,000 | 8,472 |
| Deposits held in domestic offices | $36,578,000 | 8,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $222,000 | 9,553 |
| Total equity capital | $3,396,000 | 9,090 |
| Total bank equity capital | $3,396,000 | 9,090 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $2,300,000 | 4,924 |
| Undivided profits | $296,000 | 11,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $109,000 | 11,263 |
| Earning assets | $35,813,000 | 9,077 |
| Long-term assets (5+ years) | $534,000 | 10,954 |
| Average Assets, year-to-date | $35,163,400 | 9,517 |
| Average Assets, quarterly | $39,533,500 | 8,994 |
| Volatile liabilities | $881,000 | 12,037 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $74,000 | 12,240 |
| Tier 1 (core) risk-based capital | $3,092,000 | 9,511 |
| Tier 2 risk-based capital | $183,000 | 9,851 |
| Total risk weighted assets | $16,696,100 | 10,179 |
| Total unused commitments | $74,000 | 12,245 |
| Derivatives | $0 | 651 |