Home > The Citizens State Bank of Scobey > Income and Expense
The Citizens State Bank of Scobey, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 8,445 |
| Total interest expense | $1,052,000 | 8,546 |
| Net interest income | $1,399,000 | 8,235 |
| Provision for loan and lease losses | $-25,000 | 10,653 |
| Total noninterest income | $113,000 | 9,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,302 |
| Total noninterest expense | $829,000 | 8,933 |
| Salaries and employee benefits | $475,000 | 8,786 |
| Premises and equipment expense | $98,000 | 9,012 |
| Additional noninterest expense | $256,000 | 8,776 |
| Pre-tax net operating income | $708,000 | 6,948 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $214,000 | 6,697 |
| Income before extraordinary items | $507,000 | 6,921 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $507,000 | 6,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 10,298 |
| Cash dividends | $735,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $497,900 | 6,921 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 8,967 |
| Total interest expense | $985,000 | 9,061 |
| Net interest income | $1,325,000 | 8,700 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $126,000 | 9,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $802,000 | 9,424 |
| Salaries and employee benefits | $463,000 | 9,159 |
| Premises and equipment expense | $109,000 | 9,055 |
| Additional noninterest expense | $230,000 | 9,603 |
| Pre-tax net operating income | $649,000 | 7,181 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $221,000 | 6,822 |
| Income before extraordinary items | $429,000 | 7,386 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $429,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $428,340 | 7,339 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 9,549 |
| Total interest expense | $824,000 | 9,863 |
| Net interest income | $1,288,000 | 9,105 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $135,000 | 9,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,981 |
| Total noninterest expense | $779,000 | 9,866 |
| Salaries and employee benefits | $447,000 | 9,558 |
| Premises and equipment expense | $110,000 | 9,315 |
| Additional noninterest expense | $222,000 | 10,163 |
| Pre-tax net operating income | $644,000 | 7,626 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $205,000 | 7,326 |
| Income before extraordinary items | $431,000 | 7,798 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $431,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 11,288 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $436,440 | 7,732 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 10,184 |
| Total interest expense | $639,000 | 10,411 |
| Net interest income | $1,154,000 | 9,894 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $171,000 | 9,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,032 |
| Total noninterest expense | $764,000 | 10,402 |
| Salaries and employee benefits | $414,000 | 10,170 |
| Premises and equipment expense | $105,000 | 9,868 |
| Additional noninterest expense | $243,000 | 10,615 |
| Pre-tax net operating income | $561,000 | 8,241 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $183,000 | 7,655 |
| Income before extraordinary items | $369,000 | 8,470 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $369,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,034 |
| Cash dividends | $320,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $375,030 | 8,454 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 10,650 |
| Total interest expense | $686,000 | 10,668 |
| Net interest income | $1,087,000 | 10,459 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $117,000 | 10,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $777,000 | 10,780 |
| Salaries and employee benefits | $407,000 | 10,563 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $254,000 | 11,020 |
| Pre-tax net operating income | $427,000 | 9,198 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $311,000 | 9,358 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $311,000 | 9,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 12,222 |
| Cash dividends | $520,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $314,700 | 9,060 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 11,244 |
| Total interest expense | $826,000 | 11,206 |
| Net interest income | $1,000,000 | 11,106 |
| Provision for loan and lease losses | $49,000 | 9,137 |
| Total noninterest income | $137,000 | 10,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 10,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $731,000 | 11,345 |
| Salaries and employee benefits | $402,000 | 10,833 |
| Premises and equipment expense | $91,000 | 11,073 |
| Additional noninterest expense | $238,000 | 11,701 |
| Pre-tax net operating income | $357,000 | 9,617 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $93,000 | 10,093 |
| Income before extraordinary items | $258,000 | 9,813 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $258,000 | 9,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $335,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $262,440 | 9,382 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.