Home > The Citizens State Bank of Pomona > Income and Expense
The Citizens State Bank of Pomona, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $664,000 | 7,692 |
| Total interest expense | $214,000 | 7,514 |
| Net interest income | $450,000 | 7,652 |
| Provision for loan and lease losses | $190,000 | 4,393 |
| Total noninterest income | $114,000 | 6,192 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $75,000 | 5,177 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $39,000 | 6,109 |
| Total noninterest expense | $554,000 | 7,376 |
| Salaries and employee benefits | $233,000 | 7,630 |
| Premises and equipment expense | $70,000 | 7,134 |
| Additional noninterest expense | $251,000 | 6,838 |
| Pre-tax net operating income | $-180,000 | 6,243 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-66,000 | 7,057 |
| Income before extraordinary items | $-114,000 | 6,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-114,000 | 6,216 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-114,000 | 6,216 |
| Net charge-offs | $304,000 | 2,908 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-114,000 | 6,182 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 7,748 |
| Total interest expense | $121,000 | 7,457 |
| Net interest income | $213,000 | 7,735 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $55,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $293,000 | 7,304 |
| Salaries and employee benefits | $118,000 | 7,661 |
| Premises and equipment expense | $44,000 | 6,837 |
| Additional noninterest expense | $131,000 | 6,620 |
| Pre-tax net operating income | $-105,000 | 6,673 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-38,000 | 7,380 |
| Income before extraordinary items | $-67,000 | 6,720 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-67,000 | 6,721 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-67,000 | 6,721 |
| Net charge-offs | $101,000 | 2,855 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-67,000 | 6,618 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 7,660 |
| Total interest expense | $521,000 | 7,630 |
| Net interest income | $1,011,000 | 7,573 |
| Provision for loan and lease losses | $561,000 | 3,629 |
| Total noninterest income | $266,000 | 6,032 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $194,000 | 4,852 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $72,000 | 6,346 |
| Total noninterest expense | $1,059,000 | 7,470 |
| Salaries and employee benefits | $463,000 | 7,753 |
| Premises and equipment expense | $146,000 | 7,181 |
| Additional noninterest expense | $450,000 | 6,844 |
| Pre-tax net operating income | $-343,000 | 6,664 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-127,000 | 7,132 |
| Income before extraordinary items | $-216,000 | 6,498 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-216,000 | 6,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 3,194 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-216,000 | 6,648 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 7,703 |
| Total interest expense | $424,000 | 7,670 |
| Net interest income | $771,000 | 7,622 |
| Provision for loan and lease losses | $503,000 | 2,717 |
| Total noninterest income | $213,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $156,000 | 4,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 6,425 |
| Total noninterest expense | $762,000 | 7,544 |
| Salaries and employee benefits | $346,000 | 7,785 |
| Premises and equipment expense | $94,000 | 7,426 |
| Additional noninterest expense | $322,000 | 6,911 |
| Pre-tax net operating income | $-281,000 | 7,099 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-104,000 | 7,541 |
| Income before extraordinary items | $-177,000 | 6,875 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-177,000 | 6,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 2,308 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-177,000 | 7,049 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 7,749 |
| Total interest expense | $290,000 | 7,728 |
| Net interest income | $521,000 | 7,647 |
| Provision for loan and lease losses | $481,000 | 1,960 |
| Total noninterest income | $148,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $106,000 | 4,733 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $42,000 | 6,364 |
| Total noninterest expense | $504,000 | 7,599 |
| Salaries and employee benefits | $228,000 | 7,867 |
| Premises and equipment expense | $74,000 | 7,276 |
| Additional noninterest expense | $202,000 | 7,042 |
| Pre-tax net operating income | $-316,000 | 7,448 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-117,000 | 7,884 |
| Income before extraordinary items | $-199,000 | 7,405 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-199,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,679 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-199,000 | 7,384 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $418,000 | 7,785 |
| Total interest expense | $167,000 | 7,712 |
| Net interest income | $251,000 | 7,736 |
| Provision for loan and lease losses | $36,000 | 4,202 |
| Total noninterest income | $68,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $52,000 | 4,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $258,000 | 7,603 |
| Salaries and employee benefits | $114,000 | 7,907 |
| Premises and equipment expense | $41,000 | 7,126 |
| Additional noninterest expense | $103,000 | 7,019 |
| Pre-tax net operating income | $25,000 | 6,911 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $24,000 | 6,962 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,916 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $18,160 | 6,953 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 7,745 |
| Total interest expense | $772,000 | 7,543 |
| Net interest income | $967,000 | 7,789 |
| Provision for loan and lease losses | $171,000 | 4,144 |
| Total noninterest income | $329,000 | 5,861 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $231,000 | 4,606 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $98,000 | 6,242 |
| Total noninterest expense | $957,000 | 7,706 |
| Salaries and employee benefits | $432,000 | 7,979 |
| Premises and equipment expense | $162,000 | 7,141 |
| Additional noninterest expense | $363,000 | 7,233 |
| Pre-tax net operating income | $168,000 | 6,951 |
| Securities gains (losses) | $32,000 | 946 |
| Applicable income taxes | $65,000 | 4,781 |
| Income before extraordinary items | $135,000 | 7,010 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $135,000 | 7,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,084 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $113,560 | 7,061 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 7,778 |
| Total interest expense | $591,000 | 7,565 |
| Net interest income | $718,000 | 7,843 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $219,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $169,000 | 4,691 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $50,000 | 6,789 |
| Total noninterest expense | $687,000 | 7,753 |
| Salaries and employee benefits | $321,000 | 7,966 |
| Premises and equipment expense | $98,000 | 7,418 |
| Additional noninterest expense | $268,000 | 7,249 |
| Pre-tax net operating income | $150,000 | 7,141 |
| Securities gains (losses) | $18,000 | 854 |
| Applicable income taxes | $56,000 | 4,869 |
| Income before extraordinary items | $112,000 | 7,211 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $112,000 | 7,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,046 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $99,940 | 7,264 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $849,000 | 7,864 |
| Total interest expense | $392,000 | 7,597 |
| Net interest income | $457,000 | 7,962 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $143,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $110,000 | 4,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $33,000 | 6,866 |
| Total noninterest expense | $436,000 | 7,866 |
| Salaries and employee benefits | $213,000 | 8,026 |
| Premises and equipment expense | $61,000 | 7,545 |
| Additional noninterest expense | $162,000 | 7,448 |
| Pre-tax net operating income | $104,000 | 7,219 |
| Securities gains (losses) | $14,000 | 780 |
| Applicable income taxes | $40,000 | 4,929 |
| Income before extraordinary items | $78,000 | 7,283 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $78,000 | 7,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,686 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $68,760 | 7,334 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $430,000 | 7,897 |
| Total interest expense | $184,000 | 7,700 |
| Net interest income | $246,000 | 7,942 |
| Provision for loan and lease losses | $29,000 | 4,032 |
| Total noninterest income | $65,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $221,000 | 7,887 |
| Salaries and employee benefits | $103,000 | 8,096 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $85,000 | 7,376 |
| Pre-tax net operating income | $61,000 | 7,150 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $22,000 | 4,858 |
| Income before extraordinary items | $43,000 | 7,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $43,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $40,360 | 7,290 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 7,895 |
| Total interest expense | $590,000 | 7,734 |
| Net interest income | $968,000 | 7,885 |
| Provision for loan and lease losses | $173,000 | 3,837 |
| Total noninterest income | $265,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $197,000 | 5,025 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 6,891 |
| Total noninterest expense | $895,000 | 7,867 |
| Salaries and employee benefits | $417,000 | 8,102 |
| Premises and equipment expense | $156,000 | 7,180 |
| Additional noninterest expense | $322,000 | 7,459 |
| Pre-tax net operating income | $165,000 | 7,510 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $51,000 | 5,432 |
| Income before extraordinary items | $116,000 | 7,617 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $116,000 | 7,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,656 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $114,620 | 7,617 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 7,973 |
| Total interest expense | $423,000 | 7,804 |
| Net interest income | $720,000 | 7,976 |
| Provision for loan and lease losses | $105,000 | 3,999 |
| Total noninterest income | $188,000 | 6,581 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $136,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,878 |
| Total noninterest expense | $632,000 | 7,967 |
| Salaries and employee benefits | $309,000 | 8,123 |
| Premises and equipment expense | $96,000 | 7,520 |
| Additional noninterest expense | $227,000 | 7,568 |
| Pre-tax net operating income | $171,000 | 7,535 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $58,000 | 5,341 |
| Income before extraordinary items | $115,000 | 7,650 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $115,000 | 7,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,824 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $113,680 | 7,660 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $720,000 | 8,066 |
| Total interest expense | $275,000 | 7,813 |
| Net interest income | $445,000 | 8,114 |
| Provision for loan and lease losses | $82,000 | 3,696 |
| Total noninterest income | $125,000 | 6,586 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $84,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 6,674 |
| Total noninterest expense | $408,000 | 8,025 |
| Salaries and employee benefits | $198,000 | 8,212 |
| Premises and equipment expense | $91,000 | 6,962 |
| Additional noninterest expense | $119,000 | 7,965 |
| Pre-tax net operating income | $80,000 | 7,801 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $21,000 | 5,773 |
| Income before extraordinary items | $59,000 | 7,849 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $59,000 | 7,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $59,000 | 7,852 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $329,000 | 8,170 |
| Total interest expense | $126,000 | 7,884 |
| Net interest income | $203,000 | 8,232 |
| Provision for loan and lease losses | $16,000 | 4,730 |
| Total noninterest income | $54,000 | 6,815 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $38,000 | 5,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $192,000 | 8,121 |
| Salaries and employee benefits | $93,000 | 8,293 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $49,000 | 7,711 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $16,000 | 5,499 |
| Income before extraordinary items | $33,000 | 7,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $33,000 | 7,786 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 8,284 |
| Total interest expense | $306,000 | 8,169 |
| Net interest income | $752,000 | 8,276 |
| Provision for loan and lease losses | $106,000 | 4,730 |
| Total noninterest income | $218,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $141,000 | 5,722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,809 |
| Total noninterest expense | $751,000 | 8,145 |
| Salaries and employee benefits | $352,000 | 8,356 |
| Premises and equipment expense | $179,000 | 6,956 |
| Additional noninterest expense | $220,000 | 8,106 |
| Pre-tax net operating income | $113,000 | 7,954 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $28,000 | 6,179 |
| Income before extraordinary items | $85,000 | 8,022 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $85,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,973 |
| Cash dividends | $53,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $85,000 | 7,992 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $736,000 | 8,379 |
| Total interest expense | $203,000 | 8,266 |
| Net interest income | $533,000 | 8,369 |
| Provision for loan and lease losses | $73,000 | 4,744 |
| Total noninterest income | $151,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $99,000 | 5,878 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 7,014 |
| Total noninterest expense | $517,000 | 8,248 |
| Salaries and employee benefits | $264,000 | 8,338 |
| Premises and equipment expense | $100,000 | 7,471 |
| Additional noninterest expense | $153,000 | 8,196 |
| Pre-tax net operating income | $94,000 | 8,042 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $25,000 | 6,179 |
| Income before extraordinary items | $69,000 | 8,108 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $69,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,633 |
| Cash dividends | $53,000 | 4,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $69,000 | 8,074 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $456,000 | 8,444 |
| Total interest expense | $122,000 | 8,322 |
| Net interest income | $334,000 | 8,430 |
| Provision for loan and lease losses | $49,000 | 4,625 |
| Total noninterest income | $105,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $335,000 | 8,281 |
| Salaries and employee benefits | $173,000 | 8,374 |
| Premises and equipment expense | $61,000 | 7,596 |
| Additional noninterest expense | $101,000 | 8,196 |
| Pre-tax net operating income | $55,000 | 8,106 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $37,000 | 8,191 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $37,000 | 8,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,128 |
| Cash dividends | $53,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $37,000 | 8,156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $212,000 | 8,571 |
| Total interest expense | $55,000 | 8,450 |
| Net interest income | $157,000 | 8,562 |
| Provision for loan and lease losses | $27,000 | 4,321 |
| Total noninterest income | $39,000 | 7,451 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $159,000 | 8,419 |
| Salaries and employee benefits | $83,000 | 8,480 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $57,000 | 8,120 |
| Pre-tax net operating income | $10,000 | 8,351 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $8,000 | 8,379 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $8,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $8,000 | 8,351 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $836,000 | 8,537 |
| Total interest expense | $164,000 | 8,580 |
| Net interest income | $672,000 | 8,473 |
| Provision for loan and lease losses | $55,000 | 5,837 |
| Total noninterest income | $157,000 | 7,547 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $104,000 | 6,411 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,335 |
| Total noninterest expense | $490,000 | 8,684 |
| Salaries and employee benefits | $215,000 | 8,797 |
| Premises and equipment expense | $118,000 | 7,742 |
| Additional noninterest expense | $157,000 | 8,555 |
| Pre-tax net operating income | $284,000 | 7,488 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $99,000 | 5,513 |
| Income before extraordinary items | $185,000 | 7,721 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $185,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,217 |
| Cash dividends | $75,000 | 5,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $185,000 | 7,682 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $622,000 | 8,588 |
| Total interest expense | $120,000 | 8,636 |
| Net interest income | $502,000 | 8,523 |
| Provision for loan and lease losses | $35,000 | 5,873 |
| Total noninterest income | $114,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $74,000 | 6,546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $358,000 | 8,725 |
| Salaries and employee benefits | $162,000 | 8,819 |
| Premises and equipment expense | $74,000 | 7,978 |
| Additional noninterest expense | $122,000 | 8,533 |
| Pre-tax net operating income | $223,000 | 7,580 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $81,000 | 5,568 |
| Income before extraordinary items | $142,000 | 7,827 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $142,000 | 7,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $75,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $142,000 | 7,784 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $416,000 | 8,644 |
| Total interest expense | $83,000 | 8,682 |
| Net interest income | $333,000 | 8,578 |
| Provision for loan and lease losses | $8,000 | 6,484 |
| Total noninterest income | $63,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $235,000 | 8,792 |
| Salaries and employee benefits | $107,000 | 8,882 |
| Premises and equipment expense | $48,000 | 8,038 |
| Additional noninterest expense | $80,000 | 8,582 |
| Pre-tax net operating income | $153,000 | 7,522 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $54,000 | 5,561 |
| Income before extraordinary items | $99,000 | 7,780 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 7,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $75,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $99,000 | 7,717 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $211,000 | 8,681 |
| Total interest expense | $45,000 | 8,685 |
| Net interest income | $166,000 | 8,613 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $110,000 | 8,867 |
| Salaries and employee benefits | $52,000 | 8,938 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $38,000 | 8,683 |
| Pre-tax net operating income | $72,000 | 7,574 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $48,000 | 7,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $48,000 | 7,758 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 8,747 |
| Total interest expense | $211,000 | 8,712 |
| Net interest income | $601,000 | 8,692 |
| Provision for loan and lease losses | $19,000 | 7,126 |
| Total noninterest income | $132,000 | 7,984 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $92,000 | 6,676 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $429,000 | 8,936 |
| Salaries and employee benefits | $198,000 | 9,004 |
| Premises and equipment expense | $87,000 | 8,237 |
| Additional noninterest expense | $144,000 | 8,789 |
| Pre-tax net operating income | $285,000 | 7,488 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $91,000 | 5,815 |
| Income before extraordinary items | $194,000 | 7,794 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $194,000 | 7,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $75,000 | 5,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $194,000 | 7,667 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $608,000 | 8,823 |
| Total interest expense | $159,000 | 8,814 |
| Net interest income | $449,000 | 8,770 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $94,000 | 8,101 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $65,000 | 6,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $332,000 | 8,949 |
| Salaries and employee benefits | $149,000 | 9,051 |
| Premises and equipment expense | $66,000 | 8,261 |
| Additional noninterest expense | $117,000 | 8,748 |
| Pre-tax net operating income | $211,000 | 7,662 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $72,000 | 5,906 |
| Income before extraordinary items | $139,000 | 7,980 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $139,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $75,000 | 4,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $139,000 | 7,837 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $392,000 | 8,891 |
| Total interest expense | $108,000 | 8,871 |
| Net interest income | $284,000 | 8,836 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $52,000 | 8,325 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $202,000 | 9,036 |
| Salaries and employee benefits | $98,000 | 9,090 |
| Premises and equipment expense | $14,000 | 9,079 |
| Additional noninterest expense | $90,000 | 8,589 |
| Pre-tax net operating income | $134,000 | 7,734 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $45,000 | 6,001 |
| Income before extraordinary items | $89,000 | 8,065 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $89,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $75,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $89,000 | 7,901 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $203,000 | 8,933 |
| Total interest expense | $55,000 | 8,928 |
| Net interest income | $148,000 | 8,862 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $104,000 | 9,065 |
| Salaries and employee benefits | $51,000 | 9,108 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $47,000 | 8,571 |
| Pre-tax net operating income | $66,000 | 7,733 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $22,000 | 5,997 |
| Income before extraordinary items | $44,000 | 8,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $44,000 | 7,863 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 8,994 |
| Total interest expense | $240,000 | 9,002 |
| Net interest income | $568,000 | 8,932 |
| Provision for loan and lease losses | $17,000 | 7,610 |
| Total noninterest income | $109,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $77,000 | 6,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 8,125 |
| Total noninterest expense | $432,000 | 9,088 |
| Salaries and employee benefits | $209,000 | 9,145 |
| Premises and equipment expense | $38,000 | 9,084 |
| Additional noninterest expense | $185,000 | 8,657 |
| Pre-tax net operating income | $228,000 | 7,831 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $78,000 | 6,185 |
| Income before extraordinary items | $162,000 | 8,030 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $162,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,091 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $153,960 | 7,965 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 9,225 |
| Total interest expense | $335,000 | 9,242 |
| Net interest income | $545,000 | 9,128 |
| Provision for loan and lease losses | $76,000 | 6,064 |
| Total noninterest income | $123,000 | 8,196 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $83,000 | 6,914 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $40,000 | 8,001 |
| Total noninterest expense | $403,000 | 9,359 |
| Salaries and employee benefits | $203,000 | 9,398 |
| Premises and equipment expense | $35,000 | 9,354 |
| Additional noninterest expense | $165,000 | 8,944 |
| Pre-tax net operating income | $189,000 | 7,936 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $56,000 | 6,605 |
| Income before extraordinary items | $133,000 | 8,138 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $133,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,500 |
| Cash dividends | $75,000 | 5,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $133,000 | 8,027 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 9,475 |
| Total interest expense | $400,000 | 9,415 |
| Net interest income | $493,000 | 9,469 |
| Provision for loan and lease losses | $81,000 | 5,741 |
| Total noninterest income | $121,000 | 8,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,420 |
| Total noninterest expense | $347,000 | 9,692 |
| Salaries and employee benefits | $176,000 | 9,685 |
| Premises and equipment expense | $31,000 | 9,657 |
| Additional noninterest expense | $140,000 | 9,325 |
| Pre-tax net operating income | $186,000 | 8,418 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $55,000 | 7,164 |
| Income before extraordinary items | $131,000 | 8,521 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $131,000 | 8,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,301 |
| Cash dividends | $75,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $131,000 | 8,514 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $771,000 | 9,794 |
| Total interest expense | $325,000 | 9,767 |
| Net interest income | $446,000 | 9,765 |
| Provision for loan and lease losses | $69,000 | 5,962 |
| Total noninterest income | $119,000 | 8,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $383,000 | 9,916 |
| Salaries and employee benefits | $211,000 | 9,874 |
| Premises and equipment expense | $42,000 | 9,798 |
| Additional noninterest expense | $130,000 | 9,705 |
| Pre-tax net operating income | $113,000 | 9,010 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $24,000 | 8,144 |
| Income before extraordinary items | $89,000 | 9,039 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $89,000 | 9,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,147 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $89,000 | 9,005 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $757,000 | 10,065 |
| Total interest expense | $301,000 | 10,052 |
| Net interest income | $456,000 | 10,001 |
| Provision for loan and lease losses | $118,000 | 4,801 |
| Total noninterest income | $125,000 | 8,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $363,000 | 10,140 |
| Salaries and employee benefits | $206,000 | 10,082 |
| Premises and equipment expense | $40,000 | 10,020 |
| Additional noninterest expense | $117,000 | 9,989 |
| Pre-tax net operating income | $100,000 | 9,418 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $20,000 | 8,879 |
| Income before extraordinary items | $80,000 | 9,466 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $80,000 | 9,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,356 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $80,000 | 9,400 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 10,527 |
| Total interest expense | $296,000 | 10,518 |
| Net interest income | $446,000 | 10,489 |
| Provision for loan and lease losses | $106,000 | 5,041 |
| Total noninterest income | $91,000 | 9,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $287,000 | 10,723 |
| Salaries and employee benefits | $149,000 | 10,725 |
| Premises and equipment expense | $38,000 | 10,474 |
| Additional noninterest expense | $100,000 | 10,538 |
| Pre-tax net operating income | $144,000 | 9,881 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $41,000 | 9,392 |
| Income before extraordinary items | $109,000 | 9,904 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $109,000 | 9,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,707 |
| Cash dividends | $90,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $104,620 | 9,893 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $708,000 | 11,105 |
| Total interest expense | $291,000 | 11,095 |
| Net interest income | $417,000 | 11,063 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $94,000 | 9,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $269,000 | 11,284 |
| Salaries and employee benefits | $130,000 | 11,292 |
| Premises and equipment expense | $40,000 | 10,910 |
| Additional noninterest expense | $99,000 | 11,096 |
| Pre-tax net operating income | $215,000 | 9,700 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $69,000 | 9,344 |
| Income before extraordinary items | $146,000 | 9,832 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $146,000 | 9,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $146,000 | 9,771 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 11,686 |
| Total interest expense | $285,000 | 11,604 |
| Net interest income | $352,000 | 11,695 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $82,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $251,000 | 11,811 |
| Salaries and employee benefits | $121,000 | 11,820 |
| Premises and equipment expense | $40,000 | 11,383 |
| Additional noninterest expense | $90,000 | 11,698 |
| Pre-tax net operating income | $183,000 | 10,570 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $56,000 | 10,067 |
| Income before extraordinary items | $127,000 | 10,683 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $127,000 | 10,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $127,000 | 10,657 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 12,372 |
| Total interest expense | $223,000 | 12,282 |
| Net interest income | $325,000 | 12,372 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $76,000 | 11,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $253,000 | 12,444 |
| Salaries and employee benefits | $118,000 | 12,470 |
| Premises and equipment expense | $51,000 | 11,600 |
| Additional noninterest expense | $84,000 | 12,405 |
| Pre-tax net operating income | $148,000 | 11,282 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $41,000 | 10,670 |
| Income before extraordinary items | $112,000 | 11,253 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $112,000 | 11,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $108,350 | 11,345 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $518,000 | 13,041 |
| Total interest expense | $208,000 | 12,969 |
| Net interest income | $310,000 | 12,994 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $71,000 | 12,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $244,000 | 13,112 |
| Salaries and employee benefits | $114,000 | 13,141 |
| Premises and equipment expense | $38,000 | 12,610 |
| Additional noninterest expense | $92,000 | 13,010 |
| Pre-tax net operating income | $137,000 | 11,578 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $33,000 | 11,311 |
| Income before extraordinary items | $104,000 | 11,764 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $104,000 | 11,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $104,000 | 11,569 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 13,565 |
| Total interest expense | $271,000 | 13,552 |
| Net interest income | $365,000 | 13,477 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $63,000 | 12,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $231,000 | 13,750 |
| Salaries and employee benefits | $109,000 | 13,760 |
| Premises and equipment expense | $32,000 | 13,348 |
| Additional noninterest expense | $90,000 | 13,608 |
| Pre-tax net operating income | $197,000 | 11,096 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $61,000 | 10,966 |
| Income before extraordinary items | $136,000 | 11,459 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $136,000 | 11,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $67,000 | 7,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $136,000 | 11,137 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.