Home > The Citizens State Bank of Olivia > Income and Expense
The Citizens State Bank of Olivia, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 6,658 |
| Total interest expense | $43,000 | 6,681 |
| Net interest income | $617,000 | 6,641 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $80,000 | 6,316 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $85,000 | 5,445 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-5,000 | 6,488 |
| Total noninterest expense | $811,000 | 6,506 |
| Salaries and employee benefits | $378,000 | 6,588 |
| Premises and equipment expense | $150,000 | 5,921 |
| Additional noninterest expense | $283,000 | 6,407 |
| Pre-tax net operating income | $-114,000 | 6,306 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-114,000 | 6,348 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-114,000 | 6,349 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-114,000 | 6,350 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-114,000 | 6,321 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $512,000 | 6,730 |
| Total interest expense | $34,000 | 6,756 |
| Net interest income | $478,000 | 6,708 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $58,000 | 6,419 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $65,000 | 5,496 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-7,000 | 6,619 |
| Total noninterest expense | $597,000 | 6,570 |
| Salaries and employee benefits | $285,000 | 6,638 |
| Premises and equipment expense | $114,000 | 5,955 |
| Additional noninterest expense | $198,000 | 6,500 |
| Pre-tax net operating income | $-61,000 | 6,368 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-61,000 | 6,422 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-61,000 | 6,424 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-61,000 | 6,423 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-61,000 | 6,384 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $354,000 | 6,773 |
| Total interest expense | $25,000 | 6,795 |
| Net interest income | $329,000 | 6,747 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $30,000 | 6,553 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $42,000 | 5,535 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-12,000 | 6,693 |
| Total noninterest expense | $404,000 | 6,604 |
| Salaries and employee benefits | $193,000 | 6,687 |
| Premises and equipment expense | $79,000 | 5,938 |
| Additional noninterest expense | $132,000 | 6,539 |
| Pre-tax net operating income | $-45,000 | 6,398 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-45,000 | 6,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-45,000 | 6,455 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-45,000 | 6,455 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-45,000 | 6,408 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $183,000 | 6,838 |
| Total interest expense | $13,000 | 6,871 |
| Net interest income | $170,000 | 6,809 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $34,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $19,000 | 5,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $203,000 | 6,680 |
| Salaries and employee benefits | $94,000 | 6,757 |
| Premises and equipment expense | $36,000 | 6,088 |
| Additional noninterest expense | $73,000 | 6,547 |
| Pre-tax net operating income | $1,000 | 6,323 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,000 | 6,404 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,000 | 6,405 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,000 | 6,405 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,000 | 6,329 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,883 |
| Total interest expense | $69,000 | 6,919 |
| Net interest income | $729,000 | 6,856 |
| Provision for loan and lease losses | $117,000 | 4,538 |
| Total noninterest income | $96,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $73,000 | 5,833 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $23,000 | 6,224 |
| Total noninterest expense | $805,000 | 6,763 |
| Salaries and employee benefits | $386,000 | 6,816 |
| Premises and equipment expense | $149,000 | 6,128 |
| Additional noninterest expense | $270,000 | 6,692 |
| Pre-tax net operating income | $-97,000 | 6,278 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-97,000 | 6,409 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-97,000 | 6,403 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-97,000 | 6,405 |
| Net charge-offs | $117,000 | 4,286 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-97,000 | 6,289 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $608,000 | 6,986 |
| Total interest expense | $53,000 | 7,025 |
| Net interest income | $555,000 | 6,950 |
| Provision for loan and lease losses | $114,000 | 4,220 |
| Total noninterest income | $73,000 | 6,417 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $54,000 | 5,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,334 |
| Total noninterest expense | $609,000 | 6,829 |
| Salaries and employee benefits | $290,000 | 6,896 |
| Premises and equipment expense | $110,000 | 6,215 |
| Additional noninterest expense | $209,000 | 6,765 |
| Pre-tax net operating income | $-95,000 | 6,417 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-95,000 | 6,532 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-95,000 | 6,530 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-95,000 | 6,530 |
| Net charge-offs | $117,000 | 3,815 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-95,000 | 6,435 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $406,000 | 7,046 |
| Total interest expense | $37,000 | 7,085 |
| Net interest income | $369,000 | 7,009 |
| Provision for loan and lease losses | $111,000 | 3,745 |
| Total noninterest income | $49,000 | 6,456 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $35,000 | 5,993 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,336 |
| Total noninterest expense | $409,000 | 6,880 |
| Salaries and employee benefits | $193,000 | 6,954 |
| Premises and equipment expense | $75,000 | 6,220 |
| Additional noninterest expense | $141,000 | 6,818 |
| Pre-tax net operating income | $-102,000 | 6,531 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-102,000 | 6,633 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-102,000 | 6,633 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-102,000 | 6,633 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-102,000 | 6,548 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $197,000 | 7,114 |
| Total interest expense | $19,000 | 7,147 |
| Net interest income | $178,000 | 7,075 |
| Provision for loan and lease losses | $3,000 | 5,118 |
| Total noninterest income | $25,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $218,000 | 6,881 |
| Salaries and employee benefits | $96,000 | 7,020 |
| Premises and equipment expense | $36,000 | 6,314 |
| Additional noninterest expense | $86,000 | 6,670 |
| Pre-tax net operating income | $-18,000 | 6,528 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-18,000 | 6,620 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-18,000 | 6,619 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-18,000 | 6,619 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-18,000 | 6,528 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 7,158 |
| Total interest expense | $87,000 | 7,223 |
| Net interest income | $731,000 | 7,127 |
| Provision for loan and lease losses | $103,000 | 5,312 |
| Total noninterest income | $94,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $69,000 | 6,005 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $25,000 | 6,289 |
| Total noninterest expense | $992,000 | 6,844 |
| Salaries and employee benefits | $530,000 | 6,851 |
| Premises and equipment expense | $143,000 | 6,472 |
| Additional noninterest expense | $319,000 | 6,804 |
| Pre-tax net operating income | $-270,000 | 6,281 |
| Securities gains (losses) | $32,000 | 2,864 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-238,000 | 6,357 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-238,000 | 6,359 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-238,000 | 6,359 |
| Net charge-offs | $6,000 | 6,199 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-270,000 | 6,322 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $612,000 | 7,232 |
| Total interest expense | $68,000 | 7,293 |
| Net interest income | $544,000 | 7,200 |
| Provision for loan and lease losses | $10,000 | 6,179 |
| Total noninterest income | $73,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $53,000 | 6,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $20,000 | 6,393 |
| Total noninterest expense | $740,000 | 6,889 |
| Salaries and employee benefits | $410,000 | 6,843 |
| Premises and equipment expense | $101,000 | 6,593 |
| Additional noninterest expense | $229,000 | 6,893 |
| Pre-tax net operating income | $-133,000 | 6,328 |
| Securities gains (losses) | $32,000 | 2,604 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-101,000 | 6,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-101,000 | 6,416 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-101,000 | 6,415 |
| Net charge-offs | $7,000 | 5,861 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-133,000 | 6,368 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,304 |
| Total interest expense | $48,000 | 7,357 |
| Net interest income | $359,000 | 7,270 |
| Provision for loan and lease losses | $8,000 | 6,035 |
| Total noninterest income | $46,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $31,000 | 6,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,410 |
| Total noninterest expense | $518,000 | 6,907 |
| Salaries and employee benefits | $284,000 | 6,867 |
| Premises and equipment expense | $73,000 | 6,542 |
| Additional noninterest expense | $161,000 | 6,914 |
| Pre-tax net operating income | $-121,000 | 6,463 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-121,000 | 6,533 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-121,000 | 6,533 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-121,000 | 6,533 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-121,000 | 6,501 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 7,328 |
| Total interest expense | $26,000 | 7,412 |
| Net interest income | $197,000 | 7,267 |
| Provision for loan and lease losses | $5,000 | 5,624 |
| Total noninterest income | $23,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $271,000 | 6,910 |
| Salaries and employee benefits | $142,000 | 6,907 |
| Premises and equipment expense | $34,000 | 6,663 |
| Additional noninterest expense | $95,000 | 6,776 |
| Pre-tax net operating income | $-56,000 | 6,568 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-56,000 | 6,598 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-56,000 | 6,598 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-56,000 | 6,598 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-56,000 | 6,586 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 7,376 |
| Total interest expense | $126,000 | 7,475 |
| Net interest income | $830,000 | 7,300 |
| Provision for loan and lease losses | $123,000 | 5,841 |
| Total noninterest income | $81,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $58,000 | 6,113 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 6,550 |
| Total noninterest expense | $1,081,000 | 6,992 |
| Salaries and employee benefits | $619,000 | 6,882 |
| Premises and equipment expense | $157,000 | 6,562 |
| Additional noninterest expense | $305,000 | 7,097 |
| Pre-tax net operating income | $-293,000 | 6,105 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-293,000 | 6,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-293,000 | 6,236 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-293,000 | 6,236 |
| Net charge-offs | $191,000 | 4,808 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-293,000 | 6,185 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $782,000 | 7,438 |
| Total interest expense | $98,000 | 7,585 |
| Net interest income | $684,000 | 7,340 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $57,000 | 7,014 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $41,000 | 6,246 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $16,000 | 6,762 |
| Total noninterest expense | $832,000 | 7,031 |
| Salaries and employee benefits | $494,000 | 6,837 |
| Premises and equipment expense | $117,000 | 6,659 |
| Additional noninterest expense | $221,000 | 7,203 |
| Pre-tax net operating income | $-136,000 | 6,213 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-136,000 | 6,356 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-136,000 | 6,357 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-136,000 | 6,356 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-136,000 | 6,261 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 7,493 |
| Total interest expense | $67,000 | 7,654 |
| Net interest income | $473,000 | 7,372 |
| Provision for loan and lease losses | $18,000 | 6,448 |
| Total noninterest income | $39,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $27,000 | 6,278 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 6,755 |
| Total noninterest expense | $549,000 | 7,096 |
| Salaries and employee benefits | $324,000 | 6,920 |
| Premises and equipment expense | $75,000 | 6,744 |
| Additional noninterest expense | $150,000 | 7,245 |
| Pre-tax net operating income | $-55,000 | 6,189 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-55,000 | 6,324 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-55,000 | 6,326 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-55,000 | 6,324 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-55,000 | 6,234 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $255,000 | 7,620 |
| Total interest expense | $36,000 | 7,746 |
| Net interest income | $219,000 | 7,513 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $266,000 | 7,222 |
| Salaries and employee benefits | $159,000 | 7,026 |
| Premises and equipment expense | $36,000 | 6,882 |
| Additional noninterest expense | $71,000 | 7,380 |
| Pre-tax net operating income | $-33,000 | 6,434 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-33,000 | 6,546 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-33,000 | 6,548 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-33,000 | 6,547 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-33,000 | 6,473 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 7,592 |
| Total interest expense | $243,000 | 7,697 |
| Net interest income | $962,000 | 7,475 |
| Provision for loan and lease losses | $65,000 | 6,710 |
| Total noninterest income | $86,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $68,000 | 6,200 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $18,000 | 7,001 |
| Total noninterest expense | $1,014,000 | 7,370 |
| Salaries and employee benefits | $603,000 | 7,197 |
| Premises and equipment expense | $138,000 | 7,047 |
| Additional noninterest expense | $273,000 | 7,521 |
| Pre-tax net operating income | $-31,000 | 5,476 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-31,000 | 5,591 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-31,000 | 5,589 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-31,000 | 5,589 |
| Net charge-offs | $12,000 | 6,844 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-31,000 | 5,555 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $967,000 | 7,639 |
| Total interest expense | $196,000 | 7,764 |
| Net interest income | $771,000 | 7,472 |
| Provision for loan and lease losses | $59,000 | 6,432 |
| Total noninterest income | $63,000 | 7,247 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $48,000 | 6,312 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $15,000 | 7,138 |
| Total noninterest expense | $765,000 | 7,402 |
| Salaries and employee benefits | $477,000 | 7,156 |
| Premises and equipment expense | $102,000 | 7,110 |
| Additional noninterest expense | $186,000 | 7,648 |
| Pre-tax net operating income | $10,000 | 5,635 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $10,000 | 5,736 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $10,000 | 5,736 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $10,000 | 5,736 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $10,000 | 5,677 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $659,000 | 7,696 |
| Total interest expense | $141,000 | 7,831 |
| Net interest income | $518,000 | 7,516 |
| Provision for loan and lease losses | $20,000 | 6,682 |
| Total noninterest income | $42,000 | 7,315 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $31,000 | 6,373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $11,000 | 7,209 |
| Total noninterest expense | $494,000 | 7,508 |
| Salaries and employee benefits | $308,000 | 7,292 |
| Premises and equipment expense | $68,000 | 7,171 |
| Additional noninterest expense | $118,000 | 7,755 |
| Pre-tax net operating income | $46,000 | 5,538 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $46,000 | 5,598 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 5,595 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $46,000 | 5,595 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $46,000 | 5,523 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $333,000 | 7,751 |
| Total interest expense | $77,000 | 7,854 |
| Net interest income | $256,000 | 7,559 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $24,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $241,000 | 7,568 |
| Salaries and employee benefits | $154,000 | 7,328 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $55,000 | 7,776 |
| Pre-tax net operating income | $30,000 | 5,887 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $30,000 | 5,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $30,000 | 6,001 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $30,000 | 6,001 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $30,000 | 5,831 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 7,769 |
| Total interest expense | $470,000 | 7,725 |
| Net interest income | $912,000 | 7,696 |
| Provision for loan and lease losses | $188,000 | 5,283 |
| Total noninterest income | $99,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 6,255 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $24,000 | 7,314 |
| Total noninterest expense | $1,022,000 | 7,514 |
| Salaries and employee benefits | $635,000 | 7,322 |
| Premises and equipment expense | $150,000 | 7,144 |
| Additional noninterest expense | $237,000 | 7,726 |
| Pre-tax net operating income | $-199,000 | 6,553 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-188,000 | 6,465 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-188,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 3,233 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-199,000 | 6,625 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 7,818 |
| Total interest expense | $375,000 | 7,784 |
| Net interest income | $695,000 | 7,738 |
| Provision for loan and lease losses | $14,000 | 6,656 |
| Total noninterest income | $71,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $55,000 | 6,327 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 7,561 |
| Total noninterest expense | $774,000 | 7,516 |
| Salaries and employee benefits | $504,000 | 7,235 |
| Premises and equipment expense | $113,000 | 7,197 |
| Additional noninterest expense | $157,000 | 7,880 |
| Pre-tax net operating income | $-22,000 | 6,791 |
| Securities gains (losses) | $11,000 | 2,331 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-11,000 | 6,623 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-11,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,978 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-22,000 | 6,821 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $734,000 | 7,850 |
| Total interest expense | $278,000 | 7,778 |
| Net interest income | $456,000 | 7,800 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $45,000 | 7,589 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,000 | 7,625 |
| Total noninterest expense | $514,000 | 7,579 |
| Salaries and employee benefits | $332,000 | 7,330 |
| Premises and equipment expense | $79,000 | 7,152 |
| Additional noninterest expense | $103,000 | 7,938 |
| Pre-tax net operating income | $-23,000 | 7,021 |
| Securities gains (losses) | $11,000 | 2,404 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-12,000 | 7,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,000 | 7,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,987 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-23,000 | 7,043 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 7,893 |
| Total interest expense | $156,000 | 7,766 |
| Net interest income | $225,000 | 7,863 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $26,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $255,000 | 7,618 |
| Salaries and employee benefits | $171,000 | 7,304 |
| Premises and equipment expense | $37,000 | 7,277 |
| Additional noninterest expense | $47,000 | 8,047 |
| Pre-tax net operating income | $-14,000 | 7,253 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-10,000 | 7,337 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-10,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-14,000 | 7,278 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 7,789 |
| Total interest expense | $686,000 | 7,684 |
| Net interest income | $1,000,000 | 7,743 |
| Provision for loan and lease losses | $77,000 | 5,229 |
| Total noninterest income | $82,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $59,000 | 6,608 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $23,000 | 7,725 |
| Total noninterest expense | $1,061,000 | 7,565 |
| Salaries and employee benefits | $637,000 | 7,440 |
| Premises and equipment expense | $153,000 | 7,217 |
| Additional noninterest expense | $271,000 | 7,682 |
| Pre-tax net operating income | $-56,000 | 7,510 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-56,000 | 7,583 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-56,000 | 7,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $149,000 | 5,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-56,000 | 7,561 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 7,820 |
| Total interest expense | $511,000 | 7,726 |
| Net interest income | $767,000 | 7,771 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $61,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,661 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,000 | 7,737 |
| Total noninterest expense | $797,000 | 7,546 |
| Salaries and employee benefits | $502,000 | 7,319 |
| Premises and equipment expense | $113,000 | 7,242 |
| Additional noninterest expense | $182,000 | 7,786 |
| Pre-tax net operating income | $-44,000 | 7,725 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-44,000 | 7,769 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-44,000 | 7,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $149,000 | 4,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-44,000 | 7,747 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 7,842 |
| Total interest expense | $343,000 | 7,755 |
| Net interest income | $523,000 | 7,787 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $39,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,000 | 7,629 |
| Total noninterest expense | $515,000 | 7,637 |
| Salaries and employee benefits | $321,000 | 7,443 |
| Premises and equipment expense | $76,000 | 7,244 |
| Additional noninterest expense | $118,000 | 7,873 |
| Pre-tax net operating income | $37,000 | 7,595 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $37,000 | 7,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $37,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $146,000 | 3,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $37,000 | 7,561 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $437,000 | 7,866 |
| Total interest expense | $170,000 | 7,787 |
| Net interest income | $267,000 | 7,807 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $257,000 | 7,687 |
| Salaries and employee benefits | $156,000 | 7,548 |
| Premises and equipment expense | $36,000 | 7,349 |
| Additional noninterest expense | $65,000 | 7,773 |
| Pre-tax net operating income | $31,000 | 7,530 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $31,000 | 7,454 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $31,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $31,000 | 7,439 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 7,680 |
| Total interest expense | $576,000 | 7,767 |
| Net interest income | $1,246,000 | 7,523 |
| Provision for loan and lease losses | $48,000 | 5,647 |
| Total noninterest income | $98,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $64,000 | 6,666 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,619 |
| Total noninterest expense | $1,030,000 | 7,664 |
| Salaries and employee benefits | $636,000 | 7,480 |
| Premises and equipment expense | $142,000 | 7,347 |
| Additional noninterest expense | $252,000 | 7,841 |
| Pre-tax net operating income | $266,000 | 7,211 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $13,000 | 6,081 |
| Income before extraordinary items | $253,000 | 7,089 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $253,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $230,000 | 4,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $253,000 | 7,085 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 7,714 |
| Total interest expense | $416,000 | 7,827 |
| Net interest income | $976,000 | 7,514 |
| Provision for loan and lease losses | $3,000 | 6,614 |
| Total noninterest income | $72,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $52,000 | 6,672 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,827 |
| Total noninterest expense | $759,000 | 7,694 |
| Salaries and employee benefits | $481,000 | 7,458 |
| Premises and equipment expense | $101,000 | 7,440 |
| Additional noninterest expense | $177,000 | 7,957 |
| Pre-tax net operating income | $286,000 | 7,065 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $286,000 | 6,796 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $286,000 | 6,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $202,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $286,000 | 6,799 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $936,000 | 7,706 |
| Total interest expense | $262,000 | 7,880 |
| Net interest income | $674,000 | 7,497 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $51,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $505,000 | 7,725 |
| Salaries and employee benefits | $315,000 | 7,532 |
| Premises and equipment expense | $69,000 | 7,438 |
| Additional noninterest expense | $121,000 | 7,942 |
| Pre-tax net operating income | $217,000 | 6,967 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $217,000 | 6,617 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $217,000 | 6,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $143,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $217,000 | 6,611 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $420,000 | 7,869 |
| Total interest expense | $125,000 | 7,900 |
| Net interest income | $295,000 | 7,739 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $26,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $254,000 | 7,735 |
| Salaries and employee benefits | $158,000 | 7,542 |
| Premises and equipment expense | $35,000 | 7,427 |
| Additional noninterest expense | $61,000 | 7,912 |
| Pre-tax net operating income | $67,000 | 7,475 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $67,000 | 7,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 7,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $67,000 | 7,244 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 7,966 |
| Total interest expense | $306,000 | 8,169 |
| Net interest income | $1,128,000 | 7,771 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $128,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $58,000 | 6,954 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $70,000 | 6,947 |
| Total noninterest expense | $1,058,000 | 7,648 |
| Salaries and employee benefits | $619,000 | 7,560 |
| Premises and equipment expense | $138,000 | 7,418 |
| Additional noninterest expense | $301,000 | 7,650 |
| Pre-tax net operating income | $178,000 | 7,760 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $62,000 | 5,721 |
| Income before extraordinary items | $116,000 | 7,911 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $116,000 | 7,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $640,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $116,000 | 7,882 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 8,040 |
| Total interest expense | $207,000 | 8,255 |
| Net interest income | $824,000 | 7,858 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $105,000 | 7,616 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 7,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,601 |
| Total noninterest expense | $800,000 | 7,614 |
| Salaries and employee benefits | $474,000 | 7,486 |
| Premises and equipment expense | $102,000 | 7,453 |
| Additional noninterest expense | $224,000 | 7,658 |
| Pre-tax net operating income | $117,000 | 7,948 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $42,000 | 5,906 |
| Income before extraordinary items | $75,000 | 8,081 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $75,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $140,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $75,000 | 8,051 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $652,000 | 8,114 |
| Total interest expense | $124,000 | 8,312 |
| Net interest income | $528,000 | 7,927 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $60,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $25,000 | 7,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $35,000 | 6,983 |
| Total noninterest expense | $551,000 | 7,571 |
| Salaries and employee benefits | $312,000 | 7,513 |
| Premises and equipment expense | $67,000 | 7,464 |
| Additional noninterest expense | $172,000 | 7,377 |
| Pre-tax net operating income | $25,000 | 8,258 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $7,000 | 8,348 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,000 | 8,315 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 8,192 |
| Total interest expense | $55,000 | 8,450 |
| Net interest income | $263,000 | 7,998 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $33,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $272,000 | 7,645 |
| Salaries and employee benefits | $153,000 | 7,619 |
| Premises and equipment expense | $32,000 | 7,605 |
| Additional noninterest expense | $87,000 | 7,421 |
| Pre-tax net operating income | $12,000 | 8,332 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $8,000 | 8,379 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $8,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $8,000 | 8,351 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 8,033 |
| Total interest expense | $205,000 | 8,454 |
| Net interest income | $1,169,000 | 7,788 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $127,000 | 7,825 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $54,000 | 7,233 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $73,000 | 6,924 |
| Total noninterest expense | $1,075,000 | 7,665 |
| Salaries and employee benefits | $580,000 | 7,736 |
| Premises and equipment expense | $154,000 | 7,278 |
| Additional noninterest expense | $341,000 | 7,463 |
| Pre-tax net operating income | $221,000 | 7,707 |
| Securities gains (losses) | $22,000 | 2,338 |
| Applicable income taxes | $103,000 | 5,478 |
| Income before extraordinary items | $140,000 | 7,930 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $140,000 | 7,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $127,000 | 5,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $125,920 | 7,947 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 8,076 |
| Total interest expense | $158,000 | 8,466 |
| Net interest income | $870,000 | 7,835 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $98,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $42,000 | 7,235 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 6,899 |
| Total noninterest expense | $793,000 | 7,660 |
| Salaries and employee benefits | $443,000 | 7,651 |
| Premises and equipment expense | $113,000 | 7,292 |
| Additional noninterest expense | $237,000 | 7,606 |
| Pre-tax net operating income | $175,000 | 7,805 |
| Securities gains (losses) | $21,000 | 2,274 |
| Applicable income taxes | $77,000 | 5,628 |
| Income before extraordinary items | $119,000 | 7,970 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $119,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $105,560 | 7,988 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $694,000 | 8,118 |
| Total interest expense | $110,000 | 8,496 |
| Net interest income | $584,000 | 7,869 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $67,000 | 7,836 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $29,000 | 7,223 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 6,883 |
| Total noninterest expense | $532,000 | 7,695 |
| Salaries and employee benefits | $292,000 | 7,730 |
| Premises and equipment expense | $77,000 | 7,299 |
| Additional noninterest expense | $163,000 | 7,566 |
| Pre-tax net operating income | $119,000 | 7,769 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $48,000 | 5,678 |
| Income before extraordinary items | $71,000 | 8,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $71,000 | 8,008 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 8,146 |
| Total interest expense | $57,000 | 8,524 |
| Net interest income | $291,000 | 7,899 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $38,000 | 7,671 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $263,000 | 7,771 |
| Salaries and employee benefits | $142,000 | 7,825 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $85,000 | 7,506 |
| Pre-tax net operating income | $66,000 | 7,667 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $25,000 | 5,581 |
| Income before extraordinary items | $41,000 | 7,951 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $41,000 | 7,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $41,000 | 7,891 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 8,182 |
| Total interest expense | $296,000 | 8,470 |
| Net interest income | $1,099,000 | 7,964 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $145,000 | 7,861 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $68,000 | 7,123 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $77,000 | 6,944 |
| Total noninterest expense | $1,035,000 | 7,801 |
| Salaries and employee benefits | $545,000 | 7,916 |
| Premises and equipment expense | $142,000 | 7,510 |
| Additional noninterest expense | $348,000 | 7,461 |
| Pre-tax net operating income | $209,000 | 7,793 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $82,000 | 5,915 |
| Income before extraordinary items | $127,000 | 8,099 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $127,000 | 8,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,740 |
| Cash dividends | $385,000 | 4,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $127,000 | 7,983 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 8,304 |
| Total interest expense | $227,000 | 8,558 |
| Net interest income | $793,000 | 8,095 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $109,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $53,000 | 7,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,052 |
| Total noninterest expense | $772,000 | 7,805 |
| Salaries and employee benefits | $418,000 | 7,840 |
| Premises and equipment expense | $106,000 | 7,527 |
| Additional noninterest expense | $248,000 | 7,580 |
| Pre-tax net operating income | $130,000 | 8,076 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $45,000 | 6,297 |
| Income before extraordinary items | $85,000 | 8,321 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $85,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $385,000 | 3,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $85,000 | 8,200 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $681,000 | 8,364 |
| Total interest expense | $153,000 | 8,624 |
| Net interest income | $528,000 | 8,136 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $76,000 | 7,845 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $496,000 | 7,907 |
| Salaries and employee benefits | $268,000 | 7,941 |
| Premises and equipment expense | $73,000 | 7,478 |
| Additional noninterest expense | $155,000 | 7,698 |
| Pre-tax net operating income | $108,000 | 7,940 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $40,000 | 6,096 |
| Income before extraordinary items | $68,000 | 8,245 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $68,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,822 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $68,000 | 8,094 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $331,000 | 8,483 |
| Total interest expense | $81,000 | 8,658 |
| Net interest income | $250,000 | 8,247 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $41,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $256,000 | 7,873 |
| Salaries and employee benefits | $133,000 | 7,988 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $35,000 | 8,230 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $22,000 | 8,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $22,000 | 8,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 8,352 |
| Total interest expense | $427,000 | 8,574 |
| Net interest income | $1,090,000 | 8,132 |
| Provision for loan and lease losses | $27,000 | 7,284 |
| Total noninterest income | $174,000 | 7,573 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $90,000 | 6,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,794 |
| Total noninterest expense | $980,000 | 7,974 |
| Salaries and employee benefits | $522,000 | 8,052 |
| Premises and equipment expense | $151,000 | 7,432 |
| Additional noninterest expense | $307,000 | 7,758 |
| Pre-tax net operating income | $257,000 | 7,718 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $78,000 | 6,185 |
| Income before extraordinary items | $179,000 | 7,950 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $179,000 | 7,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,538 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $179,000 | 7,835 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 8,283 |
| Total interest expense | $886,000 | 8,243 |
| Net interest income | $1,050,000 | 8,189 |
| Provision for loan and lease losses | $32,000 | 7,179 |
| Total noninterest income | $234,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $98,000 | 6,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $136,000 | 5,723 |
| Total noninterest expense | $1,026,000 | 7,886 |
| Salaries and employee benefits | $514,000 | 8,102 |
| Premises and equipment expense | $147,000 | 7,577 |
| Additional noninterest expense | $365,000 | 7,394 |
| Pre-tax net operating income | $226,000 | 7,760 |
| Securities gains (losses) | $87,000 | 1,866 |
| Applicable income taxes | $107,000 | 5,931 |
| Income before extraordinary items | $206,000 | 7,684 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $206,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $148,580 | 7,929 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 8,309 |
| Total interest expense | $1,117,000 | 7,979 |
| Net interest income | $981,000 | 8,519 |
| Provision for loan and lease losses | $216,000 | 3,567 |
| Total noninterest income | $191,000 | 7,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,478 |
| Total noninterest expense | $1,036,000 | 7,912 |
| Salaries and employee benefits | $532,000 | 8,083 |
| Premises and equipment expense | $126,000 | 7,998 |
| Additional noninterest expense | $378,000 | 7,332 |
| Pre-tax net operating income | $-80,000 | 9,230 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $-32,000 | 9,429 |
| Income before extraordinary items | $-50,000 | 9,209 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-50,000 | 9,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,940 |
| Cash dividends | $144,000 | 5,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-48,720 | 9,200 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 8,402 |
| Total interest expense | $1,058,000 | 8,020 |
| Net interest income | $1,029,000 | 8,563 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $213,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 6,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,247 |
| Total noninterest expense | $944,000 | 8,284 |
| Salaries and employee benefits | $533,000 | 8,142 |
| Premises and equipment expense | $114,000 | 8,350 |
| Additional noninterest expense | $297,000 | 8,144 |
| Pre-tax net operating income | $118,000 | 8,984 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $-17,000 | 9,703 |
| Income before extraordinary items | $144,000 | 8,684 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $144,000 | 8,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,459 |
| Cash dividends | $625,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $135,000 | 8,706 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 8,439 |
| Total interest expense | $1,075,000 | 8,213 |
| Net interest income | $1,126,000 | 8,510 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $188,000 | 7,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,875 |
| Total noninterest expense | $877,000 | 8,503 |
| Salaries and employee benefits | $522,000 | 8,222 |
| Premises and equipment expense | $99,000 | 8,732 |
| Additional noninterest expense | $256,000 | 8,548 |
| Pre-tax net operating income | $377,000 | 7,997 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $99,000 | 7,543 |
| Income before extraordinary items | $278,000 | 8,052 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $278,000 | 8,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,022 |
| Cash dividends | $113,000 | 6,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $278,000 | 7,982 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 8,687 |
| Total interest expense | $1,122,000 | 8,341 |
| Net interest income | $1,140,000 | 8,838 |
| Provision for loan and lease losses | $213,000 | 3,308 |
| Total noninterest income | $172,000 | 8,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $829,000 | 8,933 |
| Salaries and employee benefits | $504,000 | 8,576 |
| Premises and equipment expense | $99,000 | 8,988 |
| Additional noninterest expense | $226,000 | 9,113 |
| Pre-tax net operating income | $270,000 | 9,177 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $45,000 | 9,331 |
| Income before extraordinary items | $225,000 | 8,943 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $225,000 | 8,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,794 |
| Cash dividends | $156,000 | 5,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $225,000 | 8,911 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 9,134 |
| Total interest expense | $1,083,000 | 8,748 |
| Net interest income | $1,092,000 | 9,305 |
| Provision for loan and lease losses | $151,000 | 4,042 |
| Total noninterest income | $340,000 | 6,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,593 |
| Total noninterest expense | $889,000 | 9,096 |
| Salaries and employee benefits | $525,000 | 8,673 |
| Premises and equipment expense | $100,000 | 9,292 |
| Additional noninterest expense | $264,000 | 9,251 |
| Pre-tax net operating income | $392,000 | 8,553 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $391,000 | 7,694 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $391,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,549 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $391,000 | 7,638 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 9,605 |
| Total interest expense | $1,039,000 | 9,122 |
| Net interest income | $1,030,000 | 9,857 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $173,000 | 8,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $882,000 | 9,425 |
| Salaries and employee benefits | $549,000 | 8,731 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $242,000 | 9,919 |
| Pre-tax net operating income | $291,000 | 9,816 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $66,000 | 9,861 |
| Income before extraordinary items | $225,000 | 9,660 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $225,000 | 9,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $225,000 | 9,632 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 10,316 |
| Total interest expense | $697,000 | 10,103 |
| Net interest income | $1,026,000 | 10,310 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $903,000 | 9,764 |
| Salaries and employee benefits | $534,000 | 9,091 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $284,000 | 10,141 |
| Pre-tax net operating income | $252,000 | 10,472 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $51,000 | 10,446 |
| Income before extraordinary items | $202,000 | 10,248 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $202,000 | 10,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $201,200 | 10,318 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 10,884 |
| Total interest expense | $674,000 | 10,739 |
| Net interest income | $989,000 | 10,825 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $180,000 | 9,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $899,000 | 10,194 |
| Salaries and employee benefits | $520,000 | 9,456 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $278,000 | 10,714 |
| Pre-tax net operating income | $174,000 | 11,279 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $27,000 | 11,459 |
| Income before extraordinary items | $148,000 | 11,230 |
| Extraordinary gains, net | $44,000 | 2,256 |
| Net income | $192,000 | 10,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $147,150 | 11,029 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 10,898 |
| Total interest expense | $964,000 | 10,562 |
| Net interest income | $1,032,000 | 10,978 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $201,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $856,000 | 10,730 |
| Salaries and employee benefits | $479,000 | 9,995 |
| Premises and equipment expense | $99,000 | 10,778 |
| Additional noninterest expense | $278,000 | 11,152 |
| Pre-tax net operating income | $335,000 | 9,820 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $86,000 | 10,284 |
| Income before extraordinary items | $249,000 | 9,934 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $249,000 | 10,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $249,000 | 9,567 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.