Home > The Citizens State Bank of Lometa > Income and Expense
The Citizens State Bank of Lometa, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 10,551 |
| Total interest expense | $427,000 | 11,458 |
| Net interest income | $1,162,000 | 9,857 |
| Provision for loan and lease losses | $-480,000 | 12,455 |
| Total noninterest income | $239,000 | 8,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,416 |
| Total noninterest expense | $1,438,000 | 7,798 |
| Salaries and employee benefits | $283,000 | 11,367 |
| Premises and equipment expense | $124,000 | 9,273 |
| Additional noninterest expense | $1,031,000 | 4,602 |
| Pre-tax net operating income | $443,000 | 9,044 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $444,000 | 7,774 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $444,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,673 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $443,000 | 7,827 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 9,561 |
| Total interest expense | $941,000 | 9,375 |
| Net interest income | $1,366,000 | 9,523 |
| Provision for loan and lease losses | $1,642,000 | 933 |
| Total noninterest income | $195,000 | 9,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $1,694,000 | 7,205 |
| Salaries and employee benefits | $514,000 | 9,535 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $1,028,000 | 4,799 |
| Pre-tax net operating income | $-1,775,000 | 13,062 |
| Securities gains (losses) | $253,000 | 1,447 |
| Applicable income taxes | $-141,000 | 12,995 |
| Income before extraordinary items | $-1,381,000 | 13,044 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,381,000 | 13,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 1,560 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,611,230 | 13,031 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 8,449 |
| Total interest expense | $1,423,000 | 8,763 |
| Net interest income | $1,892,000 | 8,072 |
| Provision for loan and lease losses | $443,000 | 3,257 |
| Total noninterest income | $329,000 | 7,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,283 |
| Total noninterest expense | $1,532,000 | 7,796 |
| Salaries and employee benefits | $523,000 | 9,558 |
| Premises and equipment expense | $220,000 | 7,396 |
| Additional noninterest expense | $789,000 | 6,140 |
| Pre-tax net operating income | $248,000 | 10,624 |
| Securities gains (losses) | $140,000 | 2,505 |
| Applicable income taxes | $156,000 | 8,466 |
| Income before extraordinary items | $230,000 | 10,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $230,000 | 10,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 2,721 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $140,400 | 11,071 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.