Home > The Citizens' State Bank of Granby > Income and Expense
The Citizens' State Bank of Granby, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 13,076 |
| Total interest expense | $376,000 | 13,276 |
| Net interest income | $593,000 | 12,728 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $143,000 | 10,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $472,000 | 12,794 |
| Salaries and employee benefits | $239,000 | 12,725 |
| Premises and equipment expense | $27,000 | 13,499 |
| Additional noninterest expense | $206,000 | 12,160 |
| Pre-tax net operating income | $252,000 | 10,583 |
| Securities gains (losses) | $55,000 | 3,959 |
| Applicable income taxes | $103,000 | 9,836 |
| Income before extraordinary items | $204,000 | 10,534 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $204,000 | 10,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $167,700 | 10,698 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.