Home > The Citizens State Bank of Cortez > Income and Expense
The Citizens State Bank of Cortez, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 5,401 |
| Total interest expense | $258,000 | 5,261 |
| Net interest income | $1,842,000 | 5,367 |
| Provision for loan and lease losses | $17,000 | 4,573 |
| Total noninterest income | $496,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $343,000 | 2,574 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $153,000 | 4,684 |
| Total noninterest expense | $2,266,000 | 4,607 |
| Salaries and employee benefits | $867,000 | 5,345 |
| Premises and equipment expense | $503,000 | 3,095 |
| Additional noninterest expense | $896,000 | 4,214 |
| Pre-tax net operating income | $55,000 | 6,130 |
| Securities gains (losses) | $-209,000 | 6,781 |
| Applicable income taxes | $64,000 | 3,589 |
| Income before extraordinary items | $-218,000 | 6,528 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-218,000 | 6,530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-218,000 | 6,529 |
| Net charge-offs | $116,000 | 3,113 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-9,000 | 6,313 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 5,464 |
| Total interest expense | $174,000 | 5,307 |
| Net interest income | $1,193,000 | 5,423 |
| Provision for loan and lease losses | $10,000 | 4,495 |
| Total noninterest income | $325,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $229,000 | 2,539 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $96,000 | 4,794 |
| Total noninterest expense | $1,408,000 | 4,792 |
| Salaries and employee benefits | $583,000 | 5,356 |
| Premises and equipment expense | $308,000 | 3,299 |
| Additional noninterest expense | $517,000 | 4,560 |
| Pre-tax net operating income | $100,000 | 5,823 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $25,000 | 3,842 |
| Income before extraordinary items | $75,000 | 5,992 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $75,000 | 5,993 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $75,000 | 5,994 |
| Net charge-offs | $46,000 | 3,420 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $75,000 | 5,903 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 5,580 |
| Total interest expense | $86,000 | 5,406 |
| Net interest income | $568,000 | 5,545 |
| Provision for loan and lease losses | $5,000 | 4,198 |
| Total noninterest income | $156,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $111,000 | 2,599 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,841 |
| Total noninterest expense | $678,000 | 4,928 |
| Salaries and employee benefits | $295,000 | 5,373 |
| Premises and equipment expense | $160,000 | 3,236 |
| Additional noninterest expense | $223,000 | 4,913 |
| Pre-tax net operating income | $41,000 | 5,939 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $36,000 | 6,038 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $36,000 | 6,038 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $36,000 | 6,039 |
| Net charge-offs | $69,000 | 2,178 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $36,000 | 5,949 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 5,610 |
| Total interest expense | $429,000 | 5,417 |
| Net interest income | $2,351,000 | 5,576 |
| Provision for loan and lease losses | $5,000 | 5,828 |
| Total noninterest income | $636,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $442,000 | 2,729 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $194,000 | 4,635 |
| Total noninterest expense | $2,721,000 | 4,960 |
| Salaries and employee benefits | $1,239,000 | 5,323 |
| Premises and equipment expense | $506,000 | 3,792 |
| Additional noninterest expense | $976,000 | 4,853 |
| Pre-tax net operating income | $261,000 | 5,526 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $94,000 | 3,549 |
| Income before extraordinary items | $167,000 | 5,874 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $167,000 | 5,872 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $167,000 | 5,874 |
| Net charge-offs | $200,000 | 3,765 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $167,000 | 5,714 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 5,700 |
| Total interest expense | $334,000 | 5,475 |
| Net interest income | $1,755,000 | 5,673 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $474,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $327,000 | 2,800 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $147,000 | 4,663 |
| Total noninterest expense | $1,954,000 | 5,120 |
| Salaries and employee benefits | $908,000 | 5,403 |
| Premises and equipment expense | $385,000 | 3,802 |
| Additional noninterest expense | $661,000 | 5,120 |
| Pre-tax net operating income | $275,000 | 5,393 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $97,000 | 3,395 |
| Income before extraordinary items | $178,000 | 5,815 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $178,000 | 5,814 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $178,000 | 5,814 |
| Net charge-offs | $189,000 | 3,365 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $178,000 | 5,642 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 5,782 |
| Total interest expense | $229,000 | 5,515 |
| Net interest income | $1,136,000 | 5,765 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $312,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $217,000 | 2,784 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $95,000 | 4,723 |
| Total noninterest expense | $1,327,000 | 5,110 |
| Salaries and employee benefits | $651,000 | 5,259 |
| Premises and equipment expense | $243,000 | 3,940 |
| Additional noninterest expense | $433,000 | 5,186 |
| Pre-tax net operating income | $121,000 | 5,755 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $34,000 | 3,757 |
| Income before extraordinary items | $87,000 | 6,022 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $87,000 | 6,022 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $87,000 | 6,022 |
| Net charge-offs | $189,000 | 2,818 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $87,000 | 5,869 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 5,841 |
| Total interest expense | $118,000 | 5,564 |
| Net interest income | $560,000 | 5,830 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $152,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $107,000 | 2,775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $631,000 | 5,251 |
| Salaries and employee benefits | $319,000 | 5,356 |
| Premises and equipment expense | $126,000 | 3,868 |
| Additional noninterest expense | $186,000 | 5,516 |
| Pre-tax net operating income | $81,000 | 5,610 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $29,000 | 3,455 |
| Income before extraordinary items | $52,000 | 5,957 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $52,000 | 5,957 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $52,000 | 5,957 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $52,000 | 5,820 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 5,732 |
| Total interest expense | $565,000 | 5,623 |
| Net interest income | $2,474,000 | 5,679 |
| Provision for loan and lease losses | $15,000 | 6,274 |
| Total noninterest income | $716,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $500,000 | 2,569 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $216,000 | 4,363 |
| Total noninterest expense | $2,457,000 | 5,371 |
| Salaries and employee benefits | $1,190,000 | 5,539 |
| Premises and equipment expense | $474,000 | 4,181 |
| Additional noninterest expense | $793,000 | 5,423 |
| Pre-tax net operating income | $718,000 | 4,244 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $270,000 | 2,628 |
| Income before extraordinary items | $448,000 | 4,798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $448,000 | 4,800 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $448,000 | 4,799 |
| Net charge-offs | $261,000 | 3,965 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $448,000 | 4,673 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 5,763 |
| Total interest expense | $437,000 | 5,683 |
| Net interest income | $1,880,000 | 5,681 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $534,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $385,000 | 2,524 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $149,000 | 4,533 |
| Total noninterest expense | $1,873,000 | 5,363 |
| Salaries and employee benefits | $894,000 | 5,543 |
| Premises and equipment expense | $357,000 | 4,207 |
| Additional noninterest expense | $622,000 | 5,356 |
| Pre-tax net operating income | $526,000 | 4,401 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $196,000 | 2,676 |
| Income before extraordinary items | $330,000 | 4,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $330,000 | 4,935 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $330,000 | 4,935 |
| Net charge-offs | $161,000 | 3,947 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $330,000 | 4,816 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 5,798 |
| Total interest expense | $299,000 | 5,743 |
| Net interest income | $1,253,000 | 5,715 |
| Provision for loan and lease losses | $10,000 | 5,964 |
| Total noninterest income | $349,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $256,000 | 2,513 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 4,654 |
| Total noninterest expense | $1,295,000 | 5,318 |
| Salaries and employee benefits | $605,000 | 5,558 |
| Premises and equipment expense | $239,000 | 4,230 |
| Additional noninterest expense | $451,000 | 5,251 |
| Pre-tax net operating income | $297,000 | 4,633 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $111,000 | 2,776 |
| Income before extraordinary items | $186,000 | 5,124 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $186,000 | 5,123 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $186,000 | 5,124 |
| Net charge-offs | $130,000 | 3,579 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $186,000 | 5,032 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $780,000 | 5,828 |
| Total interest expense | $155,000 | 5,780 |
| Net interest income | $625,000 | 5,734 |
| Provision for loan and lease losses | $5,000 | 5,624 |
| Total noninterest income | $174,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $129,000 | 2,477 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 4,825 |
| Total noninterest expense | $590,000 | 5,594 |
| Salaries and employee benefits | $314,000 | 5,515 |
| Premises and equipment expense | $122,000 | 4,237 |
| Additional noninterest expense | $154,000 | 6,089 |
| Pre-tax net operating income | $204,000 | 4,213 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $76,000 | 2,483 |
| Income before extraordinary items | $128,000 | 4,680 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $128,000 | 4,679 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $128,000 | 4,680 |
| Net charge-offs | $128,000 | 2,503 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $128,000 | 4,619 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 5,742 |
| Total interest expense | $876,000 | 5,525 |
| Net interest income | $2,593,000 | 5,691 |
| Provision for loan and lease losses | $767,000 | 3,451 |
| Total noninterest income | $843,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $616,000 | 2,252 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $227,000 | 4,396 |
| Total noninterest expense | $2,520,000 | 5,492 |
| Salaries and employee benefits | $1,237,000 | 5,598 |
| Premises and equipment expense | $547,000 | 3,963 |
| Additional noninterest expense | $736,000 | 5,797 |
| Pre-tax net operating income | $149,000 | 5,341 |
| Securities gains (losses) | $34,000 | 2,877 |
| Applicable income taxes | $-64,000 | 6,754 |
| Income before extraordinary items | $247,000 | 5,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $247,000 | 5,131 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $247,000 | 5,131 |
| Net charge-offs | $252,000 | 4,516 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $213,000 | 5,096 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 5,769 |
| Total interest expense | $689,000 | 5,572 |
| Net interest income | $1,994,000 | 5,710 |
| Provision for loan and lease losses | $267,000 | 4,496 |
| Total noninterest income | $664,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $481,000 | 2,227 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $183,000 | 4,322 |
| Total noninterest expense | $1,935,000 | 5,453 |
| Salaries and employee benefits | $923,000 | 5,636 |
| Premises and equipment expense | $413,000 | 4,019 |
| Additional noninterest expense | $599,000 | 5,651 |
| Pre-tax net operating income | $456,000 | 4,341 |
| Securities gains (losses) | $34,000 | 2,661 |
| Applicable income taxes | $178,000 | 2,673 |
| Income before extraordinary items | $312,000 | 4,816 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $312,000 | 4,819 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $312,000 | 4,819 |
| Net charge-offs | $111,000 | 4,804 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $290,240 | 4,724 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 5,785 |
| Total interest expense | $473,000 | 5,601 |
| Net interest income | $1,336,000 | 5,714 |
| Provision for loan and lease losses | $212,000 | 4,133 |
| Total noninterest income | $453,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $327,000 | 2,199 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $126,000 | 4,265 |
| Total noninterest expense | $1,332,000 | 5,386 |
| Salaries and employee benefits | $616,000 | 5,664 |
| Premises and equipment expense | $268,000 | 4,100 |
| Additional noninterest expense | $448,000 | 5,376 |
| Pre-tax net operating income | $245,000 | 4,672 |
| Securities gains (losses) | $34,000 | 2,118 |
| Applicable income taxes | $100,000 | 2,783 |
| Income before extraordinary items | $179,000 | 5,038 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $179,000 | 5,040 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $179,000 | 5,039 |
| Net charge-offs | $91,000 | 4,339 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $157,240 | 5,026 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $935,000 | 5,777 |
| Total interest expense | $239,000 | 5,711 |
| Net interest income | $696,000 | 5,673 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $196,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $155,000 | 2,283 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $608,000 | 5,699 |
| Salaries and employee benefits | $307,000 | 5,752 |
| Premises and equipment expense | $127,000 | 4,325 |
| Additional noninterest expense | $174,000 | 6,010 |
| Pre-tax net operating income | $284,000 | 3,452 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $107,000 | 2,056 |
| Income before extraordinary items | $177,000 | 4,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 4,103 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $177,000 | 4,103 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $177,000 | 4,002 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,139,000 | 5,631 |
| Total interest expense | $933,000 | 6,166 |
| Net interest income | $3,206,000 | 5,208 |
| Provision for loan and lease losses | $494,000 | 4,569 |
| Total noninterest income | $812,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $721,000 | 2,194 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $91,000 | 5,761 |
| Total noninterest expense | $11,896,000 | 1,713 |
| Salaries and employee benefits | $1,264,000 | 5,692 |
| Premises and equipment expense | $485,000 | 4,460 |
| Additional noninterest expense | $10,147,000 | 779 |
| Pre-tax net operating income | $-8,372,000 | 7,420 |
| Securities gains (losses) | $245,000 | 1,396 |
| Applicable income taxes | $-214,000 | 6,790 |
| Income before extraordinary items | $-7,913,000 | 7,482 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,913,000 | 7,480 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,913,000 | 7,481 |
| Net charge-offs | $839,000 | 3,103 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-8,150,650 | 7,500 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 5,645 |
| Total interest expense | $699,000 | 6,307 |
| Net interest income | $2,466,000 | 5,144 |
| Provision for loan and lease losses | $494,000 | 3,816 |
| Total noninterest income | $555,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $537,000 | 2,226 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $18,000 | 7,053 |
| Total noninterest expense | $1,970,000 | 5,555 |
| Salaries and employee benefits | $950,000 | 5,715 |
| Premises and equipment expense | $371,000 | 4,453 |
| Additional noninterest expense | $649,000 | 5,624 |
| Pre-tax net operating income | $557,000 | 3,729 |
| Securities gains (losses) | $57,000 | 2,219 |
| Applicable income taxes | $221,000 | 2,227 |
| Income before extraordinary items | $393,000 | 4,078 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $393,000 | 4,074 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $393,000 | 4,077 |
| Net charge-offs | $97,000 | 5,094 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $356,520 | 4,131 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 5,756 |
| Total interest expense | $461,000 | 6,449 |
| Net interest income | $1,600,000 | 5,225 |
| Provision for loan and lease losses | $294,000 | 3,776 |
| Total noninterest income | $335,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $350,000 | 2,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-15,000 | 7,846 |
| Total noninterest expense | $1,318,000 | 5,602 |
| Salaries and employee benefits | $635,000 | 5,780 |
| Premises and equipment expense | $244,000 | 4,523 |
| Additional noninterest expense | $439,000 | 5,589 |
| Pre-tax net operating income | $323,000 | 4,040 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $115,000 | 2,507 |
| Income before extraordinary items | $208,000 | 4,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 4,494 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $208,000 | 4,494 |
| Net charge-offs | $84,000 | 4,427 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $208,000 | 4,389 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 5,780 |
| Total interest expense | $223,000 | 6,610 |
| Net interest income | $814,000 | 5,161 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $142,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $160,000 | 2,326 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-18,000 | 8,027 |
| Total noninterest expense | $630,000 | 5,670 |
| Salaries and employee benefits | $312,000 | 5,876 |
| Premises and equipment expense | $118,000 | 4,670 |
| Additional noninterest expense | $200,000 | 5,605 |
| Pre-tax net operating income | $246,000 | 3,664 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $89,000 | 2,299 |
| Income before extraordinary items | $157,000 | 4,266 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $157,000 | 4,269 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $157,000 | 4,269 |
| Net charge-offs | $34,000 | 3,910 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $157,000 | 4,107 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 5,677 |
| Total interest expense | $1,189,000 | 6,454 |
| Net interest income | $3,415,000 | 5,056 |
| Provision for loan and lease losses | $1,034,000 | 2,658 |
| Total noninterest income | $1,027,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $730,000 | 2,276 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $297,000 | 4,121 |
| Total noninterest expense | $2,914,000 | 5,215 |
| Salaries and employee benefits | $1,584,000 | 5,162 |
| Premises and equipment expense | $530,000 | 4,302 |
| Additional noninterest expense | $800,000 | 5,472 |
| Pre-tax net operating income | $494,000 | 4,886 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $362,000 | 2,191 |
| Income before extraordinary items | $132,000 | 5,748 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $132,000 | 5,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 3,186 |
| Cash dividends | $1,300,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $132,000 | 5,900 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 5,673 |
| Total interest expense | $940,000 | 6,472 |
| Net interest income | $2,634,000 | 5,005 |
| Provision for loan and lease losses | $634,000 | 2,394 |
| Total noninterest income | $825,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $547,000 | 2,292 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $278,000 | 3,811 |
| Total noninterest expense | $2,222,000 | 5,145 |
| Salaries and employee benefits | $1,216,000 | 5,115 |
| Premises and equipment expense | $391,000 | 4,371 |
| Additional noninterest expense | $615,000 | 5,351 |
| Pre-tax net operating income | $603,000 | 4,641 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $189,000 | 2,973 |
| Income before extraordinary items | $414,000 | 4,735 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $414,000 | 4,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,455 |
| Cash dividends | $1,300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $414,000 | 4,905 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 5,664 |
| Total interest expense | $663,000 | 6,480 |
| Net interest income | $1,791,000 | 4,954 |
| Provision for loan and lease losses | $338,000 | 2,377 |
| Total noninterest income | $583,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $370,000 | 2,257 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $213,000 | 3,639 |
| Total noninterest expense | $1,523,000 | 5,078 |
| Salaries and employee benefits | $827,000 | 5,114 |
| Premises and equipment expense | $271,000 | 4,290 |
| Additional noninterest expense | $425,000 | 5,233 |
| Pre-tax net operating income | $513,000 | 4,332 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $171,000 | 2,866 |
| Income before extraordinary items | $342,000 | 4,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $342,000 | 4,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,725 |
| Cash dividends | $1,300,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $342,000 | 4,721 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 5,657 |
| Total interest expense | $353,000 | 6,496 |
| Net interest income | $915,000 | 4,896 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $255,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $180,000 | 2,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $784,000 | 4,990 |
| Salaries and employee benefits | $426,000 | 5,053 |
| Premises and equipment expense | $148,000 | 4,024 |
| Additional noninterest expense | $210,000 | 5,226 |
| Pre-tax net operating income | $386,000 | 3,616 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $133,000 | 2,470 |
| Income before extraordinary items | $253,000 | 4,180 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $253,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,776 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $253,000 | 4,079 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 6,297 |
| Total interest expense | $1,014,000 | 7,148 |
| Net interest income | $2,845,000 | 5,634 |
| Provision for loan and lease losses | $9,000 | 6,631 |
| Total noninterest income | $981,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $572,000 | 2,776 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $409,000 | 3,686 |
| Total noninterest expense | $2,207,000 | 5,946 |
| Salaries and employee benefits | $1,193,000 | 5,997 |
| Premises and equipment expense | $423,000 | 4,853 |
| Additional noninterest expense | $591,000 | 6,155 |
| Pre-tax net operating income | $1,610,000 | 3,773 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $547,000 | 2,623 |
| Income before extraordinary items | $1,063,000 | 4,180 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,063,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 8,366 |
| Cash dividends | $250,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,063,000 | 4,169 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 6,642 |
| Total interest expense | $646,000 | 7,426 |
| Net interest income | $1,875,000 | 6,001 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $626,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $383,000 | 3,002 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $243,000 | 4,140 |
| Total noninterest expense | $1,457,000 | 6,285 |
| Salaries and employee benefits | $842,000 | 6,155 |
| Premises and equipment expense | $267,000 | 5,353 |
| Additional noninterest expense | $348,000 | 6,753 |
| Pre-tax net operating income | $1,035,000 | 4,273 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $359,000 | 2,952 |
| Income before extraordinary items | $676,000 | 4,752 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $676,000 | 4,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 8,361 |
| Cash dividends | $250,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $676,000 | 4,742 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 7,367 |
| Total interest expense | $328,000 | 7,811 |
| Net interest income | $874,000 | 6,889 |
| Provision for loan and lease losses | $9,000 | 5,815 |
| Total noninterest income | $309,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $192,000 | 3,590 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $117,000 | 4,803 |
| Total noninterest expense | $711,000 | 7,071 |
| Salaries and employee benefits | $417,000 | 6,915 |
| Premises and equipment expense | $129,000 | 6,193 |
| Additional noninterest expense | $165,000 | 7,405 |
| Pre-tax net operating income | $463,000 | 5,200 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $153,000 | 3,621 |
| Income before extraordinary items | $310,000 | 5,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $310,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 8,457 |
| Cash dividends | $250,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $310,000 | 5,562 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 5,931 |
| Total interest expense | $304,000 | 6,893 |
| Net interest income | $872,000 | 5,096 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $276,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $186,000 | 2,187 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $90,000 | 3,960 |
| Total noninterest expense | $972,000 | 4,223 |
| Salaries and employee benefits | $671,000 | 3,576 |
| Premises and equipment expense | $114,000 | 4,662 |
| Additional noninterest expense | $187,000 | 5,487 |
| Pre-tax net operating income | $138,000 | 6,189 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $39,000 | 4,383 |
| Income before extraordinary items | $99,000 | 6,418 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $99,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $99,000 | 6,399 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 5,712 |
| Total interest expense | $1,269,000 | 6,477 |
| Net interest income | $3,440,000 | 5,110 |
| Provision for loan and lease losses | $52,000 | 5,539 |
| Total noninterest income | $1,413,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $828,000 | 2,059 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $585,000 | 3,063 |
| Total noninterest expense | $3,172,000 | 4,703 |
| Salaries and employee benefits | $1,823,000 | 4,573 |
| Premises and equipment expense | $604,000 | 3,746 |
| Additional noninterest expense | $745,000 | 5,459 |
| Pre-tax net operating income | $1,629,000 | 4,120 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $553,000 | 2,999 |
| Income before extraordinary items | $1,079,000 | 4,538 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,079,000 | 4,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,717 |
| Cash dividends | $234,000 | 4,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,077,020 | 4,529 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 5,713 |
| Total interest expense | $968,000 | 6,386 |
| Net interest income | $2,573,000 | 5,160 |
| Provision for loan and lease losses | $71,000 | 4,647 |
| Total noninterest income | $1,029,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $621,000 | 2,056 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $408,000 | 3,185 |
| Total noninterest expense | $2,434,000 | 4,621 |
| Salaries and employee benefits | $1,385,000 | 4,510 |
| Premises and equipment expense | $463,000 | 3,687 |
| Additional noninterest expense | $586,000 | 5,290 |
| Pre-tax net operating income | $1,097,000 | 4,525 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $367,000 | 3,298 |
| Income before extraordinary items | $730,000 | 4,921 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $730,000 | 4,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,202 |
| Cash dividends | $234,000 | 3,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $730,000 | 4,907 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 5,717 |
| Total interest expense | $644,000 | 6,310 |
| Net interest income | $1,694,000 | 5,234 |
| Provision for loan and lease losses | $49,000 | 4,503 |
| Total noninterest income | $658,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $406,000 | 2,078 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $252,000 | 3,317 |
| Total noninterest expense | $1,647,000 | 4,585 |
| Salaries and employee benefits | $932,000 | 4,493 |
| Premises and equipment expense | $313,000 | 3,643 |
| Additional noninterest expense | $402,000 | 5,192 |
| Pre-tax net operating income | $656,000 | 4,774 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $217,000 | 3,508 |
| Income before extraordinary items | $439,000 | 5,177 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $439,000 | 5,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,216 |
| Cash dividends | $234,000 | 3,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $439,000 | 5,173 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 5,740 |
| Total interest expense | $309,000 | 6,323 |
| Net interest income | $832,000 | 5,282 |
| Provision for loan and lease losses | $117,000 | 1,801 |
| Total noninterest income | $313,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $191,000 | 2,123 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $122,000 | 3,355 |
| Total noninterest expense | $819,000 | 4,613 |
| Salaries and employee benefits | $467,000 | 4,500 |
| Premises and equipment expense | $152,000 | 3,747 |
| Additional noninterest expense | $200,000 | 5,174 |
| Pre-tax net operating income | $209,000 | 5,749 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $64,000 | 4,174 |
| Income before extraordinary items | $145,000 | 6,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $145,000 | 6,033 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 5,609 |
| Total interest expense | $894,000 | 6,548 |
| Net interest income | $3,412,000 | 5,095 |
| Provision for loan and lease losses | $71,000 | 5,294 |
| Total noninterest income | $1,403,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $804,000 | 2,096 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $599,000 | 3,058 |
| Total noninterest expense | $3,227,000 | 4,550 |
| Salaries and employee benefits | $1,793,000 | 4,490 |
| Premises and equipment expense | $638,000 | 3,473 |
| Additional noninterest expense | $796,000 | 5,183 |
| Pre-tax net operating income | $1,517,000 | 4,350 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $458,000 | 3,508 |
| Income before extraordinary items | $1,055,000 | 4,692 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,055,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,737 |
| Cash dividends | $709,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,057,800 | 4,643 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 5,659 |
| Total interest expense | $646,000 | 6,562 |
| Net interest income | $2,501,000 | 5,178 |
| Provision for loan and lease losses | $96,000 | 4,234 |
| Total noninterest income | $968,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $609,000 | 2,080 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $359,000 | 3,481 |
| Total noninterest expense | $2,389,000 | 4,561 |
| Salaries and employee benefits | $1,328,000 | 4,498 |
| Premises and equipment expense | $473,000 | 3,501 |
| Additional noninterest expense | $588,000 | 5,189 |
| Pre-tax net operating income | $984,000 | 4,812 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $293,000 | 3,839 |
| Income before extraordinary items | $694,000 | 5,111 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $694,000 | 5,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,063 |
| Cash dividends | $652,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $691,900 | 5,078 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 5,653 |
| Total interest expense | $417,000 | 6,506 |
| Net interest income | $1,641,000 | 5,221 |
| Provision for loan and lease losses | $79,000 | 3,775 |
| Total noninterest income | $626,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $406,000 | 2,048 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $220,000 | 3,603 |
| Total noninterest expense | $1,608,000 | 4,520 |
| Salaries and employee benefits | $883,000 | 4,490 |
| Premises and equipment expense | $311,000 | 3,517 |
| Additional noninterest expense | $414,000 | 4,975 |
| Pre-tax net operating income | $580,000 | 5,085 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $170,000 | 4,062 |
| Income before extraordinary items | $413,000 | 5,366 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $413,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,744 |
| Cash dividends | $152,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $410,870 | 5,345 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 5,672 |
| Total interest expense | $205,000 | 6,475 |
| Net interest income | $816,000 | 5,276 |
| Provision for loan and lease losses | $70,000 | 2,663 |
| Total noninterest income | $283,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $189,000 | 2,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $794,000 | 4,578 |
| Salaries and employee benefits | $433,000 | 4,567 |
| Premises and equipment expense | $153,000 | 3,594 |
| Additional noninterest expense | $208,000 | 4,944 |
| Pre-tax net operating income | $235,000 | 5,595 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $66,000 | 4,377 |
| Income before extraordinary items | $169,000 | 5,821 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $169,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $152,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $169,000 | 5,785 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 5,476 |
| Total interest expense | $799,000 | 6,271 |
| Net interest income | $3,303,000 | 5,102 |
| Provision for loan and lease losses | $203,000 | 3,657 |
| Total noninterest income | $1,253,000 | 3,027 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $822,000 | 2,092 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $431,000 | 3,578 |
| Total noninterest expense | $3,346,000 | 4,320 |
| Salaries and employee benefits | $1,850,000 | 4,246 |
| Premises and equipment expense | $563,000 | 3,728 |
| Additional noninterest expense | $933,000 | 4,590 |
| Pre-tax net operating income | $1,007,000 | 5,218 |
| Securities gains (losses) | $-15,000 | 8,316 |
| Applicable income taxes | $293,000 | 4,198 |
| Income before extraordinary items | $699,000 | 5,589 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $699,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,198 |
| Cash dividends | $1,133,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $709,500 | 5,467 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 5,509 |
| Total interest expense | $591,000 | 6,296 |
| Net interest income | $2,451,000 | 5,123 |
| Provision for loan and lease losses | $113,000 | 4,082 |
| Total noninterest income | $1,104,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $615,000 | 2,118 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $489,000 | 2,848 |
| Total noninterest expense | $2,601,000 | 4,178 |
| Salaries and employee benefits | $1,484,000 | 3,984 |
| Premises and equipment expense | $414,000 | 3,778 |
| Additional noninterest expense | $703,000 | 4,507 |
| Pre-tax net operating income | $841,000 | 5,049 |
| Securities gains (losses) | $-15,000 | 8,589 |
| Applicable income taxes | $252,000 | 4,073 |
| Income before extraordinary items | $574,000 | 5,480 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $574,000 | 5,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,296 |
| Cash dividends | $848,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $584,350 | 5,352 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 5,555 |
| Total interest expense | $388,000 | 6,362 |
| Net interest income | $1,612,000 | 5,174 |
| Provision for loan and lease losses | $68,000 | 4,156 |
| Total noninterest income | $775,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $392,000 | 2,185 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $383,000 | 2,578 |
| Total noninterest expense | $1,814,000 | 4,053 |
| Salaries and employee benefits | $1,032,000 | 3,883 |
| Premises and equipment expense | $284,000 | 3,710 |
| Additional noninterest expense | $498,000 | 4,324 |
| Pre-tax net operating income | $505,000 | 5,281 |
| Securities gains (losses) | $-18,000 | 8,784 |
| Applicable income taxes | $154,000 | 4,205 |
| Income before extraordinary items | $333,000 | 5,799 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,066 |
| Cash dividends | $848,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $345,240 | 5,628 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $968,000 | 5,679 |
| Total interest expense | $189,000 | 6,483 |
| Net interest income | $779,000 | 5,293 |
| Provision for loan and lease losses | $-2,000 | 8,882 |
| Total noninterest income | $415,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $186,000 | 2,230 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $229,000 | 2,261 |
| Total noninterest expense | $1,021,000 | 3,694 |
| Salaries and employee benefits | $557,000 | 3,681 |
| Premises and equipment expense | $156,000 | 3,477 |
| Additional noninterest expense | $308,000 | 3,671 |
| Pre-tax net operating income | $175,000 | 6,130 |
| Securities gains (losses) | $-18,000 | 8,970 |
| Applicable income taxes | $59,000 | 4,619 |
| Income before extraordinary items | $98,000 | 6,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $438,000 | 1,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $109,520 | 6,599 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 5,733 |
| Total interest expense | $782,000 | 6,767 |
| Net interest income | $3,119,000 | 5,188 |
| Provision for loan and lease losses | $384,000 | 2,672 |
| Total noninterest income | $2,259,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $734,000 | 2,265 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,525,000 | 1,801 |
| Total noninterest expense | $3,984,000 | 3,731 |
| Salaries and employee benefits | $2,477,000 | 3,287 |
| Premises and equipment expense | $577,000 | 3,642 |
| Additional noninterest expense | $930,000 | 4,514 |
| Pre-tax net operating income | $1,010,000 | 5,155 |
| Securities gains (losses) | $107,000 | 1,824 |
| Applicable income taxes | $300,000 | 4,283 |
| Income before extraordinary items | $817,000 | 5,189 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $817,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,209 |
| Cash dividends | $313,000 | 4,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $738,890 | 5,296 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 5,826 |
| Total interest expense | $591,000 | 6,886 |
| Net interest income | $2,319,000 | 5,237 |
| Provision for loan and lease losses | $341,000 | 2,298 |
| Total noninterest income | $1,805,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $557,000 | 2,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,248,000 | 1,757 |
| Total noninterest expense | $3,056,000 | 3,648 |
| Salaries and employee benefits | $1,908,000 | 3,229 |
| Premises and equipment expense | $444,000 | 3,560 |
| Additional noninterest expense | $704,000 | 4,455 |
| Pre-tax net operating income | $727,000 | 5,417 |
| Securities gains (losses) | $102,000 | 1,734 |
| Applicable income taxes | $225,000 | 4,464 |
| Income before extraordinary items | $604,000 | 5,376 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $604,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,377 |
| Cash dividends | $313,000 | 3,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $529,540 | 5,522 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 5,939 |
| Total interest expense | $401,000 | 6,971 |
| Net interest income | $1,480,000 | 5,375 |
| Provision for loan and lease losses | $164,000 | 2,874 |
| Total noninterest income | $1,190,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $358,000 | 2,299 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $832,000 | 1,736 |
| Total noninterest expense | $2,019,000 | 3,667 |
| Salaries and employee benefits | $1,262,000 | 3,249 |
| Premises and equipment expense | $298,000 | 3,511 |
| Additional noninterest expense | $459,000 | 4,524 |
| Pre-tax net operating income | $487,000 | 5,379 |
| Securities gains (losses) | $101,000 | 1,507 |
| Applicable income taxes | $167,000 | 4,301 |
| Income before extraordinary items | $421,000 | 5,269 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $421,000 | 5,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $125,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $348,280 | 5,539 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 5,984 |
| Total interest expense | $203,000 | 7,036 |
| Net interest income | $730,000 | 5,411 |
| Provision for loan and lease losses | $76,000 | 2,787 |
| Total noninterest income | $550,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $170,000 | 2,334 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $380,000 | 1,810 |
| Total noninterest expense | $1,000,000 | 3,671 |
| Salaries and employee benefits | $632,000 | 3,217 |
| Premises and equipment expense | $148,000 | 3,521 |
| Additional noninterest expense | $220,000 | 4,630 |
| Pre-tax net operating income | $204,000 | 5,794 |
| Securities gains (losses) | $101,000 | 998 |
| Applicable income taxes | $86,000 | 4,218 |
| Income before extraordinary items | $219,000 | 5,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $125,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $146,280 | 5,892 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 5,699 |
| Total interest expense | $1,018,000 | 6,886 |
| Net interest income | $3,263,000 | 5,000 |
| Provision for loan and lease losses | $155,000 | 4,849 |
| Total noninterest income | $2,127,000 | 2,030 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $684,000 | 2,288 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,443,000 | 1,692 |
| Total noninterest expense | $4,104,000 | 3,500 |
| Salaries and employee benefits | $2,505,000 | 3,122 |
| Premises and equipment expense | $631,000 | 3,260 |
| Additional noninterest expense | $968,000 | 4,284 |
| Pre-tax net operating income | $1,131,000 | 4,871 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $292,000 | 4,492 |
| Income before extraordinary items | $856,000 | 5,023 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $856,000 | 5,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,923 |
| Cash dividends | $777,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $843,250 | 4,930 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 5,663 |
| Total interest expense | $1,442,000 | 7,093 |
| Net interest income | $3,481,000 | 4,573 |
| Provision for loan and lease losses | $102,000 | 5,556 |
| Total noninterest income | $1,421,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $607,000 | 2,412 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $814,000 | 2,360 |
| Total noninterest expense | $3,793,000 | 3,592 |
| Salaries and employee benefits | $2,155,000 | 3,370 |
| Premises and equipment expense | $578,000 | 3,476 |
| Additional noninterest expense | $1,060,000 | 3,873 |
| Pre-tax net operating income | $1,007,000 | 4,877 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $294,000 | 4,309 |
| Income before extraordinary items | $713,000 | 5,178 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $713,000 | 5,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,980 |
| Cash dividends | $673,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $713,000 | 5,072 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 5,666 |
| Total interest expense | $1,617,000 | 6,922 |
| Net interest income | $3,478,000 | 4,628 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $1,122,000 | 2,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $567,000 | 2,725 |
| Total noninterest expense | $3,619,000 | 3,595 |
| Salaries and employee benefits | $1,980,000 | 3,491 |
| Premises and equipment expense | $553,000 | 3,495 |
| Additional noninterest expense | $1,086,000 | 3,735 |
| Pre-tax net operating income | $921,000 | 5,474 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $321,000 | 4,445 |
| Income before extraordinary items | $599,000 | 5,857 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $599,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,889 |
| Cash dividends | $359,000 | 4,166 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 665 |
| Net operating income | $599,650 | 5,868 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 5,835 |
| Total interest expense | $1,444,000 | 7,110 |
| Net interest income | $3,190,000 | 4,947 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $877,000 | 3,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 2,838 |
| Total noninterest expense | $3,086,000 | 4,116 |
| Salaries and employee benefits | $1,770,000 | 3,791 |
| Premises and equipment expense | $415,000 | 4,399 |
| Additional noninterest expense | $901,000 | 4,379 |
| Pre-tax net operating income | $966,000 | 5,413 |
| Securities gains (losses) | $-46,000 | 9,773 |
| Applicable income taxes | $254,000 | 5,162 |
| Income before extraordinary items | $666,000 | 5,609 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $666,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,760 |
| Cash dividends | $334,000 | 4,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $699,120 | 5,431 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 6,051 |
| Total interest expense | $1,380,000 | 7,478 |
| Net interest income | $3,130,000 | 4,988 |
| Provision for loan and lease losses | $121,000 | 4,603 |
| Total noninterest income | $813,000 | 3,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 2,895 |
| Total noninterest expense | $2,940,000 | 4,189 |
| Salaries and employee benefits | $1,711,000 | 3,815 |
| Premises and equipment expense | $396,000 | 4,453 |
| Additional noninterest expense | $833,000 | 4,549 |
| Pre-tax net operating income | $882,000 | 5,800 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $246,000 | 5,690 |
| Income before extraordinary items | $636,000 | 5,878 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $636,000 | 5,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,338 |
| Cash dividends | $333,000 | 4,349 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 949 |
| Net operating income | $636,000 | 5,771 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 6,765 |
| Total interest expense | $1,211,000 | 8,081 |
| Net interest income | $2,666,000 | 5,802 |
| Provision for loan and lease losses | $72,000 | 5,860 |
| Total noninterest income | $410,000 | 5,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,788 |
| Total noninterest expense | $2,202,000 | 5,288 |
| Salaries and employee benefits | $1,264,000 | 4,879 |
| Premises and equipment expense | $353,000 | 4,860 |
| Additional noninterest expense | $585,000 | 5,902 |
| Pre-tax net operating income | $802,000 | 6,536 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $209,000 | 6,766 |
| Income before extraordinary items | $590,000 | 6,428 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $590,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,696 |
| Cash dividends | $178,000 | 5,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $592,220 | 6,367 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,804,000 | 7,048 |
| Total interest expense | $1,316,000 | 8,060 |
| Net interest income | $2,488,000 | 6,213 |
| Provision for loan and lease losses | $63,000 | 6,028 |
| Total noninterest income | $310,000 | 6,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $1,891,000 | 6,185 |
| Salaries and employee benefits | $1,065,000 | 5,719 |
| Premises and equipment expense | $321,000 | 5,318 |
| Additional noninterest expense | $505,000 | 7,017 |
| Pre-tax net operating income | $844,000 | 6,317 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $259,000 | 6,327 |
| Income before extraordinary items | $585,000 | 6,358 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $585,000 | 6,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $111,000 | 6,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $585,000 | 6,287 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 7,605 |
| Total interest expense | $1,096,000 | 8,919 |
| Net interest income | $2,371,000 | 6,534 |
| Provision for loan and lease losses | $97,000 | 4,705 |
| Total noninterest income | $282,000 | 7,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $1,798,000 | 6,464 |
| Salaries and employee benefits | $945,000 | 6,322 |
| Premises and equipment expense | $320,000 | 5,351 |
| Additional noninterest expense | $533,000 | 7,008 |
| Pre-tax net operating income | $758,000 | 7,020 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $241,000 | 6,773 |
| Income before extraordinary items | $501,000 | 7,247 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $501,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,333 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 561 |
| Net operating income | $511,880 | 7,137 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 8,260 |
| Total interest expense | $793,000 | 9,640 |
| Net interest income | $2,092,000 | 7,344 |
| Provision for loan and lease losses | $191,000 | 3,115 |
| Total noninterest income | $288,000 | 7,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,247 |
| Total noninterest expense | $1,806,000 | 6,674 |
| Salaries and employee benefits | $861,000 | 6,869 |
| Premises and equipment expense | $343,000 | 5,146 |
| Additional noninterest expense | $602,000 | 7,030 |
| Pre-tax net operating income | $383,000 | 9,490 |
| Securities gains (losses) | $39,000 | 1,298 |
| Applicable income taxes | $149,000 | 8,321 |
| Income before extraordinary items | $273,000 | 9,453 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $273,000 | 9,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,192 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $247,650 | 9,796 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 8,333 |
| Total interest expense | $1,025,000 | 8,990 |
| Net interest income | $1,976,000 | 7,749 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $236,000 | 8,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $1,767,000 | 6,984 |
| Salaries and employee benefits | $855,000 | 6,994 |
| Premises and equipment expense | $252,000 | 6,639 |
| Additional noninterest expense | $660,000 | 6,870 |
| Pre-tax net operating income | $305,000 | 10,197 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $84,000 | 10,123 |
| Income before extraordinary items | $221,000 | 10,396 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $221,000 | 10,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,621 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $221,000 | 10,159 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 8,852 |
| Total interest expense | $1,282,000 | 9,306 |
| Net interest income | $1,789,000 | 8,378 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $263,000 | 8,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $1,705,000 | 7,251 |
| Salaries and employee benefits | $789,000 | 7,327 |
| Premises and equipment expense | $195,000 | 7,943 |
| Additional noninterest expense | $721,000 | 6,614 |
| Pre-tax net operating income | $347,000 | 9,719 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $231,000 | 10,166 |
| Extraordinary gains, net | $116,000 | 671 |
| Net income | $347,000 | 8,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $231,000 | 9,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.