Home > The Citizens State Bank of Arlington > Income and Expense
The Citizens State Bank of Arlington, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 11,633 |
| Total interest expense | $353,000 | 11,472 |
| Net interest income | $341,000 | 11,708 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $70,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $296,000 | 11,725 |
| Salaries and employee benefits | $174,000 | 11,628 |
| Premises and equipment expense | $19,000 | 11,813 |
| Additional noninterest expense | $103,000 | 11,588 |
| Pre-tax net operating income | $112,000 | 11,014 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $28,000 | 10,615 |
| Income before extraordinary items | $85,000 | 11,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $85,000 | 11,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $84,250 | 11,043 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 12,268 |
| Total interest expense | $293,000 | 12,062 |
| Net interest income | $348,000 | 12,333 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $69,000 | 11,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $301,000 | 12,354 |
| Salaries and employee benefits | $171,000 | 12,246 |
| Premises and equipment expense | $18,000 | 12,456 |
| Additional noninterest expense | $112,000 | 12,190 |
| Pre-tax net operating income | $111,000 | 11,550 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $17,000 | 11,218 |
| Income before extraordinary items | $95,000 | 11,429 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $95,000 | 11,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $37,000 | 8,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $94,150 | 11,482 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 12,866 |
| Total interest expense | $308,000 | 12,644 |
| Net interest income | $353,000 | 12,911 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $66,000 | 12,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $304,000 | 12,973 |
| Salaries and employee benefits | $166,000 | 12,877 |
| Premises and equipment expense | $25,000 | 12,982 |
| Additional noninterest expense | $113,000 | 12,829 |
| Pre-tax net operating income | $86,000 | 11,955 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $42,000 | 11,116 |
| Income before extraordinary items | $58,000 | 12,195 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $58,000 | 12,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $49,040 | 12,116 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $776,000 | 13,384 |
| Total interest expense | $392,000 | 13,208 |
| Net interest income | $384,000 | 13,427 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $71,000 | 12,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $290,000 | 13,589 |
| Salaries and employee benefits | $159,000 | 13,490 |
| Premises and equipment expense | $27,000 | 13,499 |
| Additional noninterest expense | $104,000 | 13,486 |
| Pre-tax net operating income | $155,000 | 11,482 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $45,000 | 11,390 |
| Income before extraordinary items | $114,000 | 11,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $114,000 | 11,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $111,120 | 11,481 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.