Home > The Citizens State Bank > Income and Expense
The Citizens State Bank, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 4,602 |
| Total interest expense | $413,000 | 4,320 |
| Net interest income | $1,981,000 | 4,612 |
| Provision for loan and lease losses | $193,000 | 2,401 |
| Total noninterest income | $2,015,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $258,000 | 2,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,757,000 | 1,660 |
| Total noninterest expense | $7,515,000 | 2,340 |
| Salaries and employee benefits | $1,822,000 | 3,768 |
| Premises and equipment expense | $354,000 | 3,670 |
| Additional noninterest expense | $5,339,000 | 1,176 |
| Pre-tax net operating income | $-3,712,000 | 5,162 |
| Securities gains (losses) | $27,000 | 1,515 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-3,685,000 | 5,157 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-3,685,000 | 5,158 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-3,685,000 | 5,158 |
| Net charge-offs | $154,000 | 1,903 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-3,712,000 | 5,156 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 4,632 |
| Total interest expense | $346,000 | 4,269 |
| Net interest income | $1,515,000 | 4,667 |
| Provision for loan and lease losses | $197,000 | 1,994 |
| Total noninterest income | $1,303,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $190,000 | 2,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,113,000 | 1,795 |
| Total noninterest expense | $6,694,000 | 2,092 |
| Salaries and employee benefits | $1,375,000 | 3,785 |
| Premises and equipment expense | $252,000 | 3,784 |
| Additional noninterest expense | $5,067,000 | 989 |
| Pre-tax net operating income | $-4,073,000 | 5,249 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-4,073,000 | 5,246 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-4,073,000 | 5,246 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-4,073,000 | 5,246 |
| Net charge-offs | $159,000 | 1,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-4,073,000 | 5,245 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 4,601 |
| Total interest expense | $260,000 | 4,167 |
| Net interest income | $1,059,000 | 4,651 |
| Provision for loan and lease losses | $197,000 | 1,603 |
| Total noninterest income | $155,000 | 4,187 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $121,000 | 2,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,682 |
| Total noninterest expense | $6,893,000 | 1,471 |
| Salaries and employee benefits | $916,000 | 3,805 |
| Premises and equipment expense | $176,000 | 3,737 |
| Additional noninterest expense | $5,801,000 | 613 |
| Pre-tax net operating income | $-5,876,000 | 5,306 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-5,876,000 | 5,299 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-5,876,000 | 5,299 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-5,876,000 | 5,299 |
| Net charge-offs | $95,000 | 1,445 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-5,876,000 | 5,298 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $686,000 | 4,598 |
| Total interest expense | $130,000 | 4,170 |
| Net interest income | $556,000 | 4,649 |
| Provision for loan and lease losses | $81,000 | 1,641 |
| Total noninterest income | $57,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $59,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-2,000 | 5,311 |
| Total noninterest expense | $686,000 | 4,113 |
| Salaries and employee benefits | $477,000 | 3,773 |
| Premises and equipment expense | $82,000 | 3,868 |
| Additional noninterest expense | $127,000 | 4,760 |
| Pre-tax net operating income | $-154,000 | 5,264 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-154,000 | 5,257 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-154,000 | 5,256 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-154,000 | 5,256 |
| Net charge-offs | $46,000 | 1,257 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-154,000 | 5,259 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 4,535 |
| Total interest expense | $828,000 | 3,214 |
| Net interest income | $2,048,000 | 4,756 |
| Provision for loan and lease losses | $-2,480,000 | 5,373 |
| Total noninterest income | $-682,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $294,000 | 2,776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-976,000 | 5,405 |
| Total noninterest expense | $2,069,000 | 4,517 |
| Salaries and employee benefits | $1,854,000 | 3,812 |
| Premises and equipment expense | $465,000 | 3,282 |
| Additional noninterest expense | $-250,000 | 5,415 |
| Pre-tax net operating income | $1,777,000 | 3,301 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,777,000 | 3,115 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,777,000 | 3,114 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,777,000 | 3,114 |
| Net charge-offs | $85,000 | 2,265 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,777,000 | 3,112 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 4,565 |
| Total interest expense | $653,000 | 3,070 |
| Net interest income | $1,528,000 | 4,808 |
| Provision for loan and lease losses | $-2,516,000 | 5,447 |
| Total noninterest income | $-509,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $221,000 | 2,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-730,000 | 5,479 |
| Total noninterest expense | $2,571,000 | 3,798 |
| Salaries and employee benefits | $1,404,000 | 3,820 |
| Premises and equipment expense | $363,000 | 3,259 |
| Additional noninterest expense | $804,000 | 3,809 |
| Pre-tax net operating income | $964,000 | 3,804 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $964,000 | 3,625 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $964,000 | 3,624 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $964,000 | 3,624 |
| Net charge-offs | $28,000 | 2,530 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $964,000 | 3,631 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 4,594 |
| Total interest expense | $472,000 | 2,876 |
| Net interest income | $978,000 | 4,894 |
| Provision for loan and lease losses | $-2,346,000 | 5,515 |
| Total noninterest income | $-346,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $144,000 | 2,827 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-490,000 | 5,539 |
| Total noninterest expense | $1,783,000 | 3,741 |
| Salaries and employee benefits | $928,000 | 3,855 |
| Premises and equipment expense | $261,000 | 3,127 |
| Additional noninterest expense | $594,000 | 3,648 |
| Pre-tax net operating income | $1,195,000 | 2,877 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,195,000 | 2,676 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,195,000 | 2,675 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,195,000 | 2,675 |
| Net charge-offs | $33,000 | 1,990 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,195,000 | 2,667 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 4,506 |
| Total interest expense | $253,000 | 2,735 |
| Net interest income | $557,000 | 4,786 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $537,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $70,000 | 2,885 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $467,000 | 1,554 |
| Total noninterest expense | $1,570,000 | 2,705 |
| Salaries and employee benefits | $494,000 | 3,774 |
| Premises and equipment expense | $130,000 | 3,166 |
| Additional noninterest expense | $946,000 | 1,589 |
| Pre-tax net operating income | $-476,000 | 5,573 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-476,000 | 5,559 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-476,000 | 5,559 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-476,000 | 5,559 |
| Net charge-offs | $248,000 | 493 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-476,000 | 5,562 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,726,000 | 1,797 |
| Total interest expense | $1,471,000 | 1,958 |
| Net interest income | $13,255,000 | 1,753 |
| Provision for loan and lease losses | $18,075,000 | 112 |
| Total noninterest income | $23,884,000 | 367 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $280,000 | 2,962 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $23,604,000 | 276 |
| Total noninterest expense | $39,599,000 | 546 |
| Salaries and employee benefits | $23,357,000 | 512 |
| Premises and equipment expense | $2,024,000 | 1,160 |
| Additional noninterest expense | $14,218,000 | 485 |
| Pre-tax net operating income | $-20,535,000 | 5,676 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-20,535,000 | 5,665 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-20,535,000 | 5,665 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-20,535,000 | 5,665 |
| Net charge-offs | $15,131,000 | 109 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-20,535,000 | 5,665 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,388,000 | 1,741 |
| Total interest expense | $1,136,000 | 1,882 |
| Net interest income | $10,252,000 | 1,703 |
| Provision for loan and lease losses | $18,030,000 | 93 |
| Total noninterest income | $20,665,000 | 343 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $210,000 | 2,992 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $20,455,000 | 250 |
| Total noninterest expense | $31,786,000 | 517 |
| Salaries and employee benefits | $18,209,000 | 492 |
| Premises and equipment expense | $1,506,000 | 1,179 |
| Additional noninterest expense | $12,071,000 | 439 |
| Pre-tax net operating income | $-18,899,000 | 5,744 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-18,899,000 | 5,736 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-18,899,000 | 5,736 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-18,899,000 | 5,736 |
| Net charge-offs | $15,141,000 | 87 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-18,899,000 | 5,736 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,342,000 | 1,786 |
| Total interest expense | $755,000 | 1,862 |
| Net interest income | $6,587,000 | 1,756 |
| Provision for loan and lease losses | $18,030,000 | 74 |
| Total noninterest income | $13,411,000 | 349 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $144,000 | 2,946 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $13,267,000 | 252 |
| Total noninterest expense | $25,188,000 | 457 |
| Salaries and employee benefits | $12,003,000 | 500 |
| Premises and equipment expense | $978,000 | 1,205 |
| Additional noninterest expense | $12,207,000 | 325 |
| Pre-tax net operating income | $-23,220,000 | 5,795 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-23,220,000 | 5,787 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-23,220,000 | 5,787 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-23,220,000 | 5,787 |
| Net charge-offs | $14,164,000 | 77 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-23,220,000 | 5,787 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 1,630 |
| Total interest expense | $423,000 | 1,675 |
| Net interest income | $3,565,000 | 1,614 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $5,756,000 | 374 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $70,000 | 2,995 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $5,686,000 | 284 |
| Total noninterest expense | $8,595,000 | 644 |
| Salaries and employee benefits | $5,738,000 | 537 |
| Premises and equipment expense | $484,000 | 1,225 |
| Additional noninterest expense | $2,373,000 | 708 |
| Pre-tax net operating income | $726,000 | 2,474 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $726,000 | 2,141 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $726,000 | 2,142 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $726,000 | 2,142 |
| Net charge-offs | $5,000 | 2,440 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $726,000 | 2,108 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,690,000 | 1,367 |
| Total interest expense | $2,045,000 | 1,392 |
| Net interest income | $16,645,000 | 1,369 |
| Provision for loan and lease losses | $50,000 | 3,627 |
| Total noninterest income | $19,194,000 | 436 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $309,000 | 2,898 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $18,885,000 | 331 |
| Total noninterest expense | $29,874,000 | 718 |
| Salaries and employee benefits | $16,571,000 | 720 |
| Premises and equipment expense | $1,482,000 | 1,546 |
| Additional noninterest expense | $11,821,000 | 587 |
| Pre-tax net operating income | $5,915,000 | 1,415 |
| Securities gains (losses) | $16,000 | 2,474 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $5,931,000 | 1,206 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,931,000 | 1,205 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,931,000 | 1,205 |
| Net charge-offs | $-7,000 | 4,917 |
| Cash dividends | $1,227,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,915,000 | 1,183 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,611,000 | 1,403 |
| Total interest expense | $1,451,000 | 1,458 |
| Net interest income | $12,160,000 | 1,401 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $13,754,000 | 446 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $235,000 | 2,889 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $13,519,000 | 339 |
| Total noninterest expense | $21,461,000 | 744 |
| Salaries and employee benefits | $11,720,000 | 758 |
| Premises and equipment expense | $1,095,000 | 1,569 |
| Additional noninterest expense | $8,646,000 | 594 |
| Pre-tax net operating income | $4,418,000 | 1,442 |
| Securities gains (losses) | $16,000 | 2,406 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $4,434,000 | 1,228 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,434,000 | 1,228 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,434,000 | 1,228 |
| Net charge-offs | $-12,000 | 4,973 |
| Cash dividends | $1,228,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,418,000 | 1,196 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,679,000 | 1,467 |
| Total interest expense | $896,000 | 1,549 |
| Net interest income | $7,783,000 | 1,456 |
| Provision for loan and lease losses | $20,000 | 3,524 |
| Total noninterest income | $8,128,000 | 483 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $154,000 | 2,907 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,974,000 | 359 |
| Total noninterest expense | $13,205,000 | 808 |
| Salaries and employee benefits | $7,299,000 | 809 |
| Premises and equipment expense | $696,000 | 1,625 |
| Additional noninterest expense | $5,210,000 | 666 |
| Pre-tax net operating income | $2,686,000 | 1,541 |
| Securities gains (losses) | $16,000 | 2,060 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,702,000 | 1,317 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,702,000 | 1,317 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,702,000 | 1,317 |
| Net charge-offs | $-20,000 | 5,201 |
| Cash dividends | $1,228,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,686,000 | 1,278 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 1,563 |
| Total interest expense | $450,000 | 1,539 |
| Net interest income | $3,598,000 | 1,561 |
| Provision for loan and lease losses | $5,000 | 3,471 |
| Total noninterest income | $2,684,000 | 634 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $71,000 | 3,039 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,613,000 | 458 |
| Total noninterest expense | $5,076,000 | 1,040 |
| Salaries and employee benefits | $3,240,000 | 915 |
| Premises and equipment expense | $342,000 | 1,673 |
| Additional noninterest expense | $1,494,000 | 1,097 |
| Pre-tax net operating income | $1,201,000 | 1,667 |
| Securities gains (losses) | $16,000 | 1,332 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,217,000 | 1,392 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,217,000 | 1,393 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,217,000 | 1,394 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $1,228,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,201,000 | 1,377 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,687,000 | 1,349 |
| Total interest expense | $1,783,000 | 1,534 |
| Net interest income | $16,904,000 | 1,324 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $16,915,000 | 462 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $312,000 | 2,945 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $16,603,000 | 342 |
| Total noninterest expense | $26,417,000 | 787 |
| Salaries and employee benefits | $15,298,000 | 747 |
| Premises and equipment expense | $477,000 | 3,568 |
| Additional noninterest expense | $10,642,000 | 642 |
| Pre-tax net operating income | $7,402,000 | 1,146 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $7,402,000 | 962 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,402,000 | 962 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,402,000 | 962 |
| Net charge-offs | $81,000 | 2,844 |
| Cash dividends | $7,540,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $7,402,000 | 946 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,455,000 | 1,329 |
| Total interest expense | $1,296,000 | 1,593 |
| Net interest income | $13,159,000 | 1,295 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $11,814,000 | 494 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $247,000 | 2,870 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,567,000 | 372 |
| Total noninterest expense | $19,015,000 | 822 |
| Salaries and employee benefits | $11,251,000 | 773 |
| Premises and equipment expense | $248,000 | 4,331 |
| Additional noninterest expense | $7,516,000 | 675 |
| Pre-tax net operating income | $5,958,000 | 1,096 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $5,958,000 | 898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,958,000 | 899 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,958,000 | 898 |
| Net charge-offs | $68,000 | 2,526 |
| Cash dividends | $5,406,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,958,000 | 874 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,764,000 | 1,437 |
| Total interest expense | $802,000 | 1,716 |
| Net interest income | $7,962,000 | 1,412 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $6,873,000 | 551 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $170,000 | 2,794 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,703,000 | 408 |
| Total noninterest expense | $11,387,000 | 923 |
| Salaries and employee benefits | $6,070,000 | 937 |
| Premises and equipment expense | $177,000 | 4,238 |
| Additional noninterest expense | $5,140,000 | 660 |
| Pre-tax net operating income | $3,448,000 | 1,223 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $3,448,000 | 1,028 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,448,000 | 1,028 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,448,000 | 1,028 |
| Net charge-offs | $79,000 | 1,945 |
| Cash dividends | $3,492,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,448,000 | 996 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 2,007 |
| Total interest expense | $345,000 | 1,937 |
| Net interest income | $2,718,000 | 1,991 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $2,170,000 | 742 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $87,000 | 2,739 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,083,000 | 548 |
| Total noninterest expense | $3,693,000 | 1,336 |
| Salaries and employee benefits | $1,863,000 | 1,451 |
| Premises and equipment expense | $116,000 | 3,731 |
| Additional noninterest expense | $1,714,000 | 928 |
| Pre-tax net operating income | $1,195,000 | 1,599 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,195,000 | 1,382 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,195,000 | 1,384 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,195,000 | 1,384 |
| Net charge-offs | $37,000 | 1,776 |
| Cash dividends | $2,476,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,195,000 | 1,336 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,270,000 | 2,340 |
| Total interest expense | $1,437,000 | 1,966 |
| Net interest income | $8,833,000 | 2,392 |
| Provision for loan and lease losses | $8,000 | 4,457 |
| Total noninterest income | $473,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $287,000 | 3,294 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $186,000 | 4,621 |
| Total noninterest expense | $4,335,000 | 3,642 |
| Salaries and employee benefits | $2,059,000 | 3,923 |
| Premises and equipment expense | $346,000 | 4,388 |
| Additional noninterest expense | $1,930,000 | 2,964 |
| Pre-tax net operating income | $4,963,000 | 1,527 |
| Securities gains (losses) | $21,000 | 2,297 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $4,984,000 | 1,317 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,984,000 | 1,316 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,984,000 | 1,316 |
| Net charge-offs | $-1,000 | 5,362 |
| Cash dividends | $2,673,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,963,000 | 1,287 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,342,000 | 2,465 |
| Total interest expense | $1,057,000 | 2,021 |
| Net interest income | $6,285,000 | 2,536 |
| Provision for loan and lease losses | $8,000 | 4,222 |
| Total noninterest income | $324,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $214,000 | 3,339 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $110,000 | 4,929 |
| Total noninterest expense | $3,079,000 | 3,793 |
| Salaries and employee benefits | $1,588,000 | 3,887 |
| Premises and equipment expense | $254,000 | 4,496 |
| Additional noninterest expense | $1,237,000 | 3,325 |
| Pre-tax net operating income | $3,522,000 | 1,616 |
| Securities gains (losses) | $21,000 | 1,994 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,543,000 | 1,370 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,543,000 | 1,368 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,543,000 | 1,370 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $2,673,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,522,000 | 1,344 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,251,000 | 2,784 |
| Total interest expense | $671,000 | 2,127 |
| Net interest income | $3,580,000 | 2,875 |
| Provision for loan and lease losses | $8,000 | 3,972 |
| Total noninterest income | $204,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $143,000 | 3,314 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $61,000 | 5,131 |
| Total noninterest expense | $1,705,000 | 4,246 |
| Salaries and employee benefits | $925,000 | 4,205 |
| Premises and equipment expense | $163,000 | 4,613 |
| Additional noninterest expense | $617,000 | 4,032 |
| Pre-tax net operating income | $2,071,000 | 1,767 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,071,000 | 1,490 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,071,000 | 1,492 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,071,000 | 1,492 |
| Net charge-offs | $-10,000 | 5,673 |
| Cash dividends | $1,624,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,071,000 | 1,454 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 2,993 |
| Total interest expense | $340,000 | 2,134 |
| Net interest income | $1,594,000 | 3,132 |
| Provision for loan and lease losses | $8,000 | 3,464 |
| Total noninterest income | $106,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $71,000 | 3,306 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $35,000 | 4,979 |
| Total noninterest expense | $854,000 | 4,263 |
| Salaries and employee benefits | $469,000 | 4,210 |
| Premises and equipment expense | $79,000 | 4,719 |
| Additional noninterest expense | $306,000 | 4,058 |
| Pre-tax net operating income | $838,000 | 2,025 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $838,000 | 1,737 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $838,000 | 1,741 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $838,000 | 1,740 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $912,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $838,000 | 1,709 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,221,000 | 2,379 |
| Total interest expense | $1,751,000 | 1,921 |
| Net interest income | $8,470,000 | 2,468 |
| Provision for loan and lease losses | $53,000 | 4,229 |
| Total noninterest income | $385,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $303,000 | 3,338 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $82,000 | 5,535 |
| Total noninterest expense | $3,031,000 | 4,590 |
| Salaries and employee benefits | $1,400,000 | 4,925 |
| Premises and equipment expense | $331,000 | 4,631 |
| Additional noninterest expense | $1,300,000 | 4,009 |
| Pre-tax net operating income | $5,771,000 | 1,271 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $5,771,000 | 1,075 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,771,000 | 1,077 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,771,000 | 1,077 |
| Net charge-offs | $13,000 | 5,011 |
| Cash dividends | $5,156,000 | 549 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,771,000 | 1,046 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,961,000 | 2,297 |
| Total interest expense | $1,374,000 | 1,899 |
| Net interest income | $6,587,000 | 2,400 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $324,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $233,000 | 3,316 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $91,000 | 5,260 |
| Total noninterest expense | $2,168,000 | 4,714 |
| Salaries and employee benefits | $941,000 | 5,191 |
| Premises and equipment expense | $231,000 | 4,820 |
| Additional noninterest expense | $996,000 | 3,950 |
| Pre-tax net operating income | $4,698,000 | 1,210 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $4,698,000 | 991 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,698,000 | 994 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,698,000 | 994 |
| Net charge-offs | $-8,000 | 6,072 |
| Cash dividends | $4,087,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,698,000 | 968 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,646,000 | 2,184 |
| Total interest expense | $993,000 | 1,792 |
| Net interest income | $4,653,000 | 2,235 |
| Provision for loan and lease losses | $38,000 | 3,840 |
| Total noninterest income | $186,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $153,000 | 3,317 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $33,000 | 5,807 |
| Total noninterest expense | $1,359,000 | 4,869 |
| Salaries and employee benefits | $598,000 | 5,310 |
| Premises and equipment expense | $155,000 | 4,816 |
| Additional noninterest expense | $606,000 | 4,163 |
| Pre-tax net operating income | $3,442,000 | 1,093 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $3,442,000 | 894 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,442,000 | 894 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,442,000 | 896 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $1,956,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,442,000 | 861 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 2,177 |
| Total interest expense | $495,000 | 1,853 |
| Net interest income | $2,368,000 | 2,208 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $106,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $75,000 | 3,336 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 5,280 |
| Total noninterest expense | $669,000 | 4,961 |
| Salaries and employee benefits | $302,000 | 5,329 |
| Premises and equipment expense | $78,000 | 4,848 |
| Additional noninterest expense | $289,000 | 4,307 |
| Pre-tax net operating income | $1,775,000 | 1,032 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,775,000 | 859 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,775,000 | 860 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,775,000 | 861 |
| Net charge-offs | $-14,000 | 6,319 |
| Cash dividends | $447,000 | 1,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,775,000 | 821 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,933,000 | 2,842 |
| Total interest expense | $1,294,000 | 3,040 |
| Net interest income | $7,639,000 | 2,758 |
| Provision for loan and lease losses | $85,000 | 4,827 |
| Total noninterest income | $487,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $344,000 | 3,222 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $143,000 | 4,993 |
| Total noninterest expense | $2,460,000 | 5,206 |
| Salaries and employee benefits | $1,069,000 | 5,591 |
| Premises and equipment expense | $326,000 | 4,786 |
| Additional noninterest expense | $1,065,000 | 4,646 |
| Pre-tax net operating income | $5,581,000 | 1,246 |
| Securities gains (losses) | $44,000 | 2,803 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $5,625,000 | 1,058 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,625,000 | 1,058 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,625,000 | 1,058 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $5,238,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,581,000 | 1,011 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,004,000 | 3,168 |
| Total interest expense | $870,000 | 3,377 |
| Net interest income | $5,134,000 | 3,086 |
| Provision for loan and lease losses | $35,000 | 5,167 |
| Total noninterest income | $342,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $262,000 | 3,228 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 5,366 |
| Total noninterest expense | $1,773,000 | 5,332 |
| Salaries and employee benefits | $804,000 | 5,632 |
| Premises and equipment expense | $252,000 | 4,775 |
| Additional noninterest expense | $717,000 | 4,940 |
| Pre-tax net operating income | $3,668,000 | 1,440 |
| Securities gains (losses) | $44,000 | 2,510 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,712,000 | 1,209 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,712,000 | 1,210 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,712,000 | 1,210 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $3,761,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,668,000 | 1,156 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 3,547 |
| Total interest expense | $527,000 | 3,694 |
| Net interest income | $2,946,000 | 3,481 |
| Provision for loan and lease losses | $20,000 | 5,104 |
| Total noninterest income | $219,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $176,000 | 3,208 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,589 |
| Total noninterest expense | $1,180,000 | 5,373 |
| Salaries and employee benefits | $532,000 | 5,673 |
| Premises and equipment expense | $172,000 | 4,735 |
| Additional noninterest expense | $476,000 | 4,986 |
| Pre-tax net operating income | $1,965,000 | 1,703 |
| Securities gains (losses) | $44,000 | 2,133 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,009,000 | 1,478 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,009,000 | 1,478 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,009,000 | 1,478 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $2,740,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,965,000 | 1,420 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 3,567 |
| Total interest expense | $273,000 | 3,719 |
| Net interest income | $1,477,000 | 3,492 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $114,000 | 4,720 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $81,000 | 3,352 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $578,000 | 5,458 |
| Salaries and employee benefits | $257,000 | 5,781 |
| Premises and equipment expense | $89,000 | 4,667 |
| Additional noninterest expense | $232,000 | 5,036 |
| Pre-tax net operating income | $1,013,000 | 1,656 |
| Securities gains (losses) | $44,000 | 1,286 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,057,000 | 1,379 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,057,000 | 1,380 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,057,000 | 1,380 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $1,085,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,013,000 | 1,361 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,810,000 | 3,739 |
| Total interest expense | $1,236,000 | 3,892 |
| Net interest income | $5,574,000 | 3,654 |
| Provision for loan and lease losses | $258,000 | 4,320 |
| Total noninterest income | $411,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $333,000 | 3,396 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $78,000 | 5,546 |
| Total noninterest expense | $2,146,000 | 5,686 |
| Salaries and employee benefits | $960,000 | 5,946 |
| Premises and equipment expense | $346,000 | 4,900 |
| Additional noninterest expense | $840,000 | 5,316 |
| Pre-tax net operating income | $3,581,000 | 1,565 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $3,581,000 | 1,376 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,581,000 | 1,376 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,581,000 | 1,376 |
| Net charge-offs | $153,000 | 4,576 |
| Cash dividends | $3,133,000 | 638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,581,000 | 1,311 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,021,000 | 3,829 |
| Total interest expense | $952,000 | 3,937 |
| Net interest income | $4,069,000 | 3,733 |
| Provision for loan and lease losses | $196,000 | 4,173 |
| Total noninterest income | $358,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $248,000 | 3,413 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $110,000 | 4,970 |
| Total noninterest expense | $1,611,000 | 5,710 |
| Salaries and employee benefits | $721,000 | 5,959 |
| Premises and equipment expense | $251,000 | 5,034 |
| Additional noninterest expense | $639,000 | 5,297 |
| Pre-tax net operating income | $2,620,000 | 1,665 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,620,000 | 1,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,620,000 | 1,456 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,620,000 | 1,456 |
| Net charge-offs | $55,000 | 4,909 |
| Cash dividends | $2,094,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,620,000 | 1,384 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 3,841 |
| Total interest expense | $677,000 | 3,895 |
| Net interest income | $2,711,000 | 3,748 |
| Provision for loan and lease losses | $51,000 | 5,098 |
| Total noninterest income | $223,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $163,000 | 3,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 5,267 |
| Total noninterest expense | $1,046,000 | 5,815 |
| Salaries and employee benefits | $457,000 | 6,092 |
| Premises and equipment expense | $166,000 | 5,102 |
| Additional noninterest expense | $423,000 | 5,392 |
| Pre-tax net operating income | $1,837,000 | 1,570 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,837,000 | 1,354 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,837,000 | 1,354 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,837,000 | 1,354 |
| Net charge-offs | $64,000 | 4,268 |
| Cash dividends | $1,420,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,837,000 | 1,291 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 3,843 |
| Total interest expense | $364,000 | 3,820 |
| Net interest income | $1,342,000 | 3,765 |
| Provision for loan and lease losses | $13,000 | 5,303 |
| Total noninterest income | $107,000 | 4,801 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $539,000 | 5,801 |
| Salaries and employee benefits | $235,000 | 6,096 |
| Premises and equipment expense | $90,000 | 4,962 |
| Additional noninterest expense | $214,000 | 5,359 |
| Pre-tax net operating income | $897,000 | 1,595 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $897,000 | 1,346 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $897,000 | 1,346 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $897,000 | 1,346 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $275,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $897,000 | 1,307 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 3,854 |
| Total interest expense | $1,901,000 | 3,695 |
| Net interest income | $5,257,000 | 3,823 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $444,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $374,000 | 3,191 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $70,000 | 5,815 |
| Total noninterest expense | $2,143,000 | 5,872 |
| Salaries and employee benefits | $930,000 | 6,161 |
| Premises and equipment expense | $421,000 | 4,625 |
| Additional noninterest expense | $792,000 | 5,644 |
| Pre-tax net operating income | $3,498,000 | 1,424 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $3,498,000 | 1,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,498,000 | 1,224 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,498,000 | 1,225 |
| Net charge-offs | $173,000 | 4,902 |
| Cash dividends | $2,813,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,498,000 | 1,182 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 3,869 |
| Total interest expense | $1,479,000 | 3,742 |
| Net interest income | $4,013,000 | 3,828 |
| Provision for loan and lease losses | $60,000 | 6,111 |
| Total noninterest income | $325,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $275,000 | 3,318 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $50,000 | 5,979 |
| Total noninterest expense | $1,636,000 | 5,852 |
| Salaries and employee benefits | $700,000 | 6,196 |
| Premises and equipment expense | $301,000 | 4,834 |
| Additional noninterest expense | $635,000 | 5,509 |
| Pre-tax net operating income | $2,642,000 | 1,489 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,642,000 | 1,256 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,642,000 | 1,260 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,642,000 | 1,260 |
| Net charge-offs | $101,000 | 4,888 |
| Cash dividends | $1,929,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,642,000 | 1,215 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 3,813 |
| Total interest expense | $1,049,000 | 3,678 |
| Net interest income | $2,730,000 | 3,778 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $204,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $178,000 | 3,381 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $1,080,000 | 5,924 |
| Salaries and employee benefits | $451,000 | 6,312 |
| Premises and equipment expense | $206,000 | 4,784 |
| Additional noninterest expense | $423,000 | 5,538 |
| Pre-tax net operating income | $1,794,000 | 1,456 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,794,000 | 1,240 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,794,000 | 1,241 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,794,000 | 1,241 |
| Net charge-offs | $107,000 | 4,165 |
| Cash dividends | $1,169,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,794,000 | 1,198 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 3,826 |
| Total interest expense | $571,000 | 3,562 |
| Net interest income | $1,350,000 | 3,820 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $98,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $86,000 | 3,446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $543,000 | 5,983 |
| Salaries and employee benefits | $229,000 | 6,368 |
| Premises and equipment expense | $105,000 | 4,820 |
| Additional noninterest expense | $209,000 | 5,579 |
| Pre-tax net operating income | $875,000 | 1,495 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $875,000 | 1,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $875,000 | 1,251 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $875,000 | 1,250 |
| Net charge-offs | $17,000 | 4,530 |
| Cash dividends | $131,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $875,000 | 1,218 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,333,000 | 4,054 |
| Total interest expense | $3,236,000 | 3,229 |
| Net interest income | $4,097,000 | 4,506 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $446,000 | 4,935 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $366,000 | 3,493 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $80,000 | 5,919 |
| Total noninterest expense | $2,032,000 | 6,190 |
| Salaries and employee benefits | $870,000 | 6,540 |
| Premises and equipment expense | $288,000 | 5,742 |
| Additional noninterest expense | $874,000 | 5,595 |
| Pre-tax net operating income | $2,511,000 | 1,570 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,511,000 | 1,333 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,511,000 | 1,331 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,511,000 | 1,332 |
| Net charge-offs | $66,000 | 6,031 |
| Cash dividends | $2,364,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,511,000 | 1,312 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,628,000 | 4,051 |
| Total interest expense | $2,620,000 | 3,182 |
| Net interest income | $3,008,000 | 4,575 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $302,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $278,000 | 3,470 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $24,000 | 6,871 |
| Total noninterest expense | $1,371,000 | 6,452 |
| Salaries and employee benefits | $628,000 | 6,643 |
| Premises and equipment expense | $177,000 | 6,227 |
| Additional noninterest expense | $566,000 | 5,962 |
| Pre-tax net operating income | $1,939,000 | 1,672 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,939,000 | 1,371 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,939,000 | 1,369 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,939,000 | 1,371 |
| Net charge-offs | $19,000 | 6,256 |
| Cash dividends | $1,975,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,939,000 | 1,351 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,826,000 | 4,031 |
| Total interest expense | $1,842,000 | 3,164 |
| Net interest income | $1,984,000 | 4,609 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $200,000 | 5,223 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $180,000 | 3,512 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $793,000 | 6,773 |
| Salaries and employee benefits | $402,000 | 6,798 |
| Premises and equipment expense | $114,000 | 6,340 |
| Additional noninterest expense | $277,000 | 6,658 |
| Pre-tax net operating income | $1,391,000 | 1,621 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,391,000 | 1,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,391,000 | 1,361 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,391,000 | 1,362 |
| Net charge-offs | $16,000 | 5,738 |
| Cash dividends | $1,492,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,391,000 | 1,320 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 3,994 |
| Total interest expense | $966,000 | 3,136 |
| Net interest income | $996,000 | 4,588 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $92,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $84,000 | 3,610 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $394,000 | 6,771 |
| Salaries and employee benefits | $192,000 | 6,923 |
| Premises and equipment expense | $56,000 | 6,420 |
| Additional noninterest expense | $146,000 | 6,381 |
| Pre-tax net operating income | $694,000 | 1,823 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $694,000 | 1,560 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $694,000 | 1,562 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $694,000 | 1,562 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $612,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $694,000 | 1,482 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,608,000 | 5,132 |
| Total interest expense | $2,687,000 | 4,555 |
| Net interest income | $2,921,000 | 5,478 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $373,000 | 5,410 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $335,000 | 3,816 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $38,000 | 7,010 |
| Total noninterest expense | $1,516,000 | 6,844 |
| Salaries and employee benefits | $860,000 | 6,757 |
| Premises and equipment expense | $224,000 | 6,461 |
| Additional noninterest expense | $432,000 | 6,918 |
| Pre-tax net operating income | $1,778,000 | 2,698 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $23,000 | 4,218 |
| Income before extraordinary items | $1,755,000 | 2,236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,755,000 | 2,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,087 |
| Cash dividends | $848,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,755,000 | 2,368 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 5,652 |
| Total interest expense | $1,661,000 | 5,175 |
| Net interest income | $1,932,000 | 5,881 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $272,000 | 5,562 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $247,000 | 3,874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 7,272 |
| Total noninterest expense | $1,029,000 | 7,053 |
| Salaries and employee benefits | $600,000 | 6,908 |
| Premises and equipment expense | $157,000 | 6,626 |
| Additional noninterest expense | $272,000 | 7,199 |
| Pre-tax net operating income | $1,175,000 | 3,360 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $45,000 | 4,175 |
| Income before extraordinary items | $1,130,000 | 2,863 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,130,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $287,000 | 3,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,130,000 | 3,006 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 6,681 |
| Total interest expense | $675,000 | 6,434 |
| Net interest income | $882,000 | 6,754 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $189,000 | 5,546 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $160,000 | 3,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $29,000 | 6,828 |
| Total noninterest expense | $658,000 | 7,185 |
| Salaries and employee benefits | $388,000 | 7,033 |
| Premises and equipment expense | $101,000 | 6,725 |
| Additional noninterest expense | $169,000 | 7,329 |
| Pre-tax net operating income | $413,000 | 4,733 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $30,000 | 4,422 |
| Income before extraordinary items | $383,000 | 4,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 4,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $383,000 | 4,506 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $547,000 | 7,423 |
| Total interest expense | $232,000 | 7,244 |
| Net interest income | $315,000 | 7,428 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $79,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $70,000 | 4,151 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $322,000 | 7,267 |
| Salaries and employee benefits | $188,000 | 7,113 |
| Premises and equipment expense | $49,000 | 6,810 |
| Additional noninterest expense | $85,000 | 7,339 |
| Pre-tax net operating income | $72,000 | 6,337 |
| Securities gains (losses) | $-3,000 | 8,245 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $54,000 | 6,524 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $54,000 | 6,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $56,340 | 6,393 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 7,343 |
| Total interest expense | $963,000 | 7,228 |
| Net interest income | $1,324,000 | 7,349 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $368,000 | 5,667 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $341,000 | 3,833 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $27,000 | 7,619 |
| Total noninterest expense | $1,346,000 | 7,148 |
| Salaries and employee benefits | $736,000 | 7,164 |
| Premises and equipment expense | $231,000 | 6,429 |
| Additional noninterest expense | $379,000 | 7,144 |
| Pre-tax net operating income | $346,000 | 6,446 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $95,000 | 4,525 |
| Income before extraordinary items | $251,000 | 6,604 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $251,000 | 6,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,123 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $251,000 | 6,587 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 7,393 |
| Total interest expense | $722,000 | 7,258 |
| Net interest income | $987,000 | 7,411 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $270,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $221,000 | 4,119 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 6,818 |
| Total noninterest expense | $982,000 | 7,184 |
| Salaries and employee benefits | $544,000 | 7,150 |
| Premises and equipment expense | $175,000 | 6,405 |
| Additional noninterest expense | $263,000 | 7,293 |
| Pre-tax net operating income | $275,000 | 6,661 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $30,000 | 5,257 |
| Income before extraordinary items | $245,000 | 6,590 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $245,000 | 6,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $245,000 | 6,574 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 7,467 |
| Total interest expense | $474,000 | 7,304 |
| Net interest income | $650,000 | 7,498 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $174,000 | 5,857 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $139,000 | 4,257 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $651,000 | 7,233 |
| Salaries and employee benefits | $360,000 | 7,215 |
| Premises and equipment expense | $117,000 | 6,432 |
| Additional noninterest expense | $174,000 | 7,312 |
| Pre-tax net operating income | $173,000 | 6,797 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $20,000 | 5,345 |
| Income before extraordinary items | $153,000 | 6,728 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $153,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $153,000 | 6,717 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,512 |
| Total interest expense | $234,000 | 7,346 |
| Net interest income | $323,000 | 7,533 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $71,000 | 4,138 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $311,000 | 7,354 |
| Salaries and employee benefits | $177,000 | 7,297 |
| Premises and equipment expense | $58,000 | 6,480 |
| Additional noninterest expense | $76,000 | 7,570 |
| Pre-tax net operating income | $96,000 | 6,719 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $86,000 | 6,606 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $86,000 | 6,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $86,000 | 6,595 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 7,504 |
| Total interest expense | $844,000 | 7,242 |
| Net interest income | $1,197,000 | 7,592 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $366,000 | 5,782 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $301,000 | 4,130 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 6,959 |
| Total noninterest expense | $1,323,000 | 7,190 |
| Salaries and employee benefits | $751,000 | 7,117 |
| Premises and equipment expense | $227,000 | 6,446 |
| Additional noninterest expense | $345,000 | 7,344 |
| Pre-tax net operating income | $216,000 | 7,350 |
| Securities gains (losses) | $-40,000 | 7,853 |
| Applicable income taxes | $50,000 | 5,451 |
| Income before extraordinary items | $126,000 | 7,573 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $126,000 | 7,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,438 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $154,800 | 7,462 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 7,611 |
| Total interest expense | $616,000 | 7,281 |
| Net interest income | $864,000 | 7,721 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $270,000 | 5,839 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $225,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,069 |
| Total noninterest expense | $942,000 | 7,293 |
| Salaries and employee benefits | $549,000 | 7,167 |
| Premises and equipment expense | $182,000 | 6,322 |
| Additional noninterest expense | $211,000 | 7,693 |
| Pre-tax net operating income | $174,000 | 7,523 |
| Securities gains (losses) | $-40,000 | 8,101 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $134,000 | 7,559 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $134,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $174,000 | 7,345 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 7,710 |
| Total interest expense | $379,000 | 7,362 |
| Net interest income | $556,000 | 7,810 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $202,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $156,000 | 4,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $623,000 | 7,353 |
| Salaries and employee benefits | $359,000 | 7,242 |
| Premises and equipment expense | $134,000 | 6,061 |
| Additional noninterest expense | $130,000 | 7,838 |
| Pre-tax net operating income | $123,000 | 7,551 |
| Securities gains (losses) | $-40,000 | 8,308 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $83,000 | 7,659 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $83,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,881 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $123,000 | 7,366 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 7,792 |
| Total interest expense | $176,000 | 7,445 |
| Net interest income | $270,000 | 7,878 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $102,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $76,000 | 4,048 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $318,000 | 7,325 |
| Salaries and employee benefits | $182,000 | 7,227 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $69,000 | 7,754 |
| Pre-tax net operating income | $48,000 | 7,720 |
| Securities gains (losses) | $-40,000 | 8,523 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $8,000 | 8,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,000 | 8,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $48,000 | 7,571 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 7,710 |
| Total interest expense | $513,000 | 7,580 |
| Net interest income | $1,198,000 | 7,686 |
| Provision for loan and lease losses | $53,000 | 5,686 |
| Total noninterest income | $393,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $283,000 | 4,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $110,000 | 6,262 |
| Total noninterest expense | $1,343,000 | 7,150 |
| Salaries and employee benefits | $732,000 | 7,156 |
| Premises and equipment expense | $201,000 | 6,715 |
| Additional noninterest expense | $410,000 | 7,041 |
| Pre-tax net operating income | $195,000 | 7,720 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $52,000 | 5,843 |
| Income before extraordinary items | $142,000 | 7,825 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $142,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,630 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $142,730 | 7,786 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 7,709 |
| Total interest expense | $370,000 | 7,594 |
| Net interest income | $932,000 | 7,677 |
| Provision for loan and lease losses | $47,000 | 5,286 |
| Total noninterest income | $274,000 | 5,966 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $216,000 | 4,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,825 |
| Total noninterest expense | $988,000 | 7,184 |
| Salaries and employee benefits | $527,000 | 7,240 |
| Premises and equipment expense | $126,000 | 7,073 |
| Additional noninterest expense | $335,000 | 6,838 |
| Pre-tax net operating income | $171,000 | 7,745 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $32,000 | 6,039 |
| Income before extraordinary items | $140,000 | 7,753 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $140,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,216 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $139,190 | 7,718 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 7,721 |
| Total interest expense | $240,000 | 7,579 |
| Net interest income | $620,000 | 7,706 |
| Provision for loan and lease losses | $41,000 | 4,838 |
| Total noninterest income | $193,000 | 5,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $142,000 | 4,277 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $51,000 | 6,373 |
| Total noninterest expense | $647,000 | 7,238 |
| Salaries and employee benefits | $356,000 | 7,216 |
| Premises and equipment expense | $86,000 | 7,006 |
| Additional noninterest expense | $205,000 | 7,033 |
| Pre-tax net operating income | $125,000 | 7,702 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $125,000 | 7,544 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $125,000 | 7,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,351 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $125,000 | 7,502 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 7,736 |
| Total interest expense | $115,000 | 7,634 |
| Net interest income | $325,000 | 7,674 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $91,000 | 5,905 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $66,000 | 4,389 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $337,000 | 7,192 |
| Salaries and employee benefits | $185,000 | 7,186 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $114,000 | 6,809 |
| Pre-tax net operating income | $54,000 | 7,843 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $54,000 | 7,697 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $54,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $54,000 | 7,668 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 7,808 |
| Total interest expense | $398,000 | 7,702 |
| Net interest income | $1,176,000 | 7,774 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $347,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $261,000 | 4,654 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,660 |
| Total noninterest expense | $1,285,000 | 7,294 |
| Salaries and employee benefits | $689,000 | 7,322 |
| Premises and equipment expense | $153,000 | 7,293 |
| Additional noninterest expense | $443,000 | 6,877 |
| Pre-tax net operating income | $138,000 | 7,990 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $27,000 | 6,410 |
| Income before extraordinary items | $111,000 | 8,038 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $111,000 | 8,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $290,000 | 4,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $111,000 | 7,998 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 7,918 |
| Total interest expense | $287,000 | 7,780 |
| Net interest income | $839,000 | 7,892 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $280,000 | 5,988 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $208,000 | 4,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $72,000 | 6,503 |
| Total noninterest expense | $932,000 | 7,339 |
| Salaries and employee benefits | $501,000 | 7,338 |
| Premises and equipment expense | $123,000 | 7,151 |
| Additional noninterest expense | $308,000 | 7,021 |
| Pre-tax net operating income | $112,000 | 8,070 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $111,000 | 8,012 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $111,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,873 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $111,000 | 7,961 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $728,000 | 8,018 |
| Total interest expense | $179,000 | 7,949 |
| Net interest income | $549,000 | 7,969 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $176,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $139,000 | 4,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $621,000 | 7,385 |
| Salaries and employee benefits | $330,000 | 7,429 |
| Premises and equipment expense | $71,000 | 7,432 |
| Additional noninterest expense | $220,000 | 6,908 |
| Pre-tax net operating income | $54,000 | 8,226 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $54,000 | 8,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,280 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $54,000 | 8,146 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 8,061 |
| Total interest expense | $90,000 | 7,997 |
| Net interest income | $275,000 | 7,996 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $86,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $70,000 | 4,409 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $321,000 | 7,348 |
| Salaries and employee benefits | $162,000 | 7,516 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $127,000 | 6,499 |
| Pre-tax net operating income | $15,000 | 8,377 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $15,000 | 8,399 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 8,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,678 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $15,000 | 8,333 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 7,955 |
| Total interest expense | $405,000 | 8,096 |
| Net interest income | $1,208,000 | 7,802 |
| Provision for loan and lease losses | $137,000 | 4,738 |
| Total noninterest income | $327,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $254,000 | 4,720 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $73,000 | 7,024 |
| Total noninterest expense | $1,331,000 | 7,207 |
| Salaries and employee benefits | $668,000 | 7,427 |
| Premises and equipment expense | $197,000 | 6,815 |
| Additional noninterest expense | $466,000 | 6,747 |
| Pre-tax net operating income | $67,000 | 8,323 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-28,000 | 8,830 |
| Income before extraordinary items | $95,000 | 8,242 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $95,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,285 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $95,000 | 8,131 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 8,039 |
| Total interest expense | $312,000 | 8,184 |
| Net interest income | $908,000 | 7,870 |
| Provision for loan and lease losses | $112,000 | 4,473 |
| Total noninterest income | $259,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $185,000 | 4,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 6,610 |
| Total noninterest expense | $997,000 | 7,209 |
| Salaries and employee benefits | $515,000 | 7,327 |
| Premises and equipment expense | $135,000 | 7,046 |
| Additional noninterest expense | $347,000 | 6,739 |
| Pre-tax net operating income | $58,000 | 8,420 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $58,000 | 8,479 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $58,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $58,000 | 8,370 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $819,000 | 8,083 |
| Total interest expense | $208,000 | 8,278 |
| Net interest income | $611,000 | 7,868 |
| Provision for loan and lease losses | $87,000 | 4,198 |
| Total noninterest income | $177,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $121,000 | 4,843 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $56,000 | 6,368 |
| Total noninterest expense | $643,000 | 7,315 |
| Salaries and employee benefits | $315,000 | 7,559 |
| Premises and equipment expense | $89,000 | 7,056 |
| Additional noninterest expense | $239,000 | 6,656 |
| Pre-tax net operating income | $58,000 | 8,316 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $58,000 | 8,350 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $58,000 | 8,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $58,000 | 8,224 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $419,000 | 8,094 |
| Total interest expense | $106,000 | 8,351 |
| Net interest income | $313,000 | 7,840 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $72,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 4,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $340,000 | 7,199 |
| Salaries and employee benefits | $168,000 | 7,426 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $132,000 | 6,375 |
| Pre-tax net operating income | $-15,000 | 8,793 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-15,000 | 8,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,000 | 8,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-15,000 | 8,759 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 8,105 |
| Total interest expense | $566,000 | 8,202 |
| Net interest income | $1,203,000 | 7,931 |
| Provision for loan and lease losses | $238,000 | 4,005 |
| Total noninterest income | $324,000 | 6,294 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 6,648 |
| Total noninterest expense | $1,313,000 | 7,215 |
| Salaries and employee benefits | $637,000 | 7,558 |
| Premises and equipment expense | $218,000 | 6,549 |
| Additional noninterest expense | $458,000 | 6,754 |
| Pre-tax net operating income | $-24,000 | 8,676 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $22,000 | 7,002 |
| Income before extraordinary items | $-46,000 | 8,789 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-46,000 | 8,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,782 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-46,000 | 8,721 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 8,205 |
| Total interest expense | $857,000 | 8,320 |
| Net interest income | $1,151,000 | 7,985 |
| Provision for loan and lease losses | $791,000 | 1,520 |
| Total noninterest income | $265,000 | 6,718 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $180,000 | 5,390 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $85,000 | 6,770 |
| Total noninterest expense | $1,285,000 | 7,253 |
| Salaries and employee benefits | $581,000 | 7,757 |
| Premises and equipment expense | $205,000 | 6,718 |
| Additional noninterest expense | $499,000 | 6,448 |
| Pre-tax net operating income | $-660,000 | 9,231 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-215,000 | 9,386 |
| Income before extraordinary items | $-445,000 | 9,206 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-445,000 | 9,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $661,000 | 1,261 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-445,000 | 9,165 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 8,294 |
| Total interest expense | $862,000 | 8,505 |
| Net interest income | $1,252,000 | 7,954 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $285,000 | 6,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,226 |
| Total noninterest expense | $1,135,000 | 7,654 |
| Salaries and employee benefits | $619,000 | 7,595 |
| Premises and equipment expense | $237,000 | 6,234 |
| Additional noninterest expense | $279,000 | 8,117 |
| Pre-tax net operating income | $297,000 | 7,909 |
| Securities gains (losses) | $-17,000 | 8,651 |
| Applicable income taxes | $75,000 | 6,855 |
| Income before extraordinary items | $205,000 | 8,038 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $205,000 | 8,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,865 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $217,410 | 7,969 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 8,623 |
| Total interest expense | $711,000 | 8,925 |
| Net interest income | $1,184,000 | 8,226 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $271,000 | 6,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,428 |
| Total noninterest expense | $1,132,000 | 7,745 |
| Salaries and employee benefits | $498,000 | 8,348 |
| Premises and equipment expense | $271,000 | 5,787 |
| Additional noninterest expense | $363,000 | 7,590 |
| Pre-tax net operating income | $273,000 | 8,243 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $93,000 | 7,020 |
| Income before extraordinary items | $180,000 | 8,433 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $180,000 | 8,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,408 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $180,000 | 8,401 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 8,686 |
| Total interest expense | $688,000 | 9,216 |
| Net interest income | $1,310,000 | 8,093 |
| Provision for loan and lease losses | $221,000 | 3,304 |
| Total noninterest income | $241,000 | 7,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,511 |
| Total noninterest expense | $1,018,000 | 8,060 |
| Salaries and employee benefits | $508,000 | 8,309 |
| Premises and equipment expense | $227,000 | 6,307 |
| Additional noninterest expense | $283,000 | 8,278 |
| Pre-tax net operating income | $312,000 | 8,320 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $26,000 | 8,769 |
| Income before extraordinary items | $286,000 | 7,997 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $286,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,036 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $286,000 | 7,917 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 9,306 |
| Total interest expense | $650,000 | 9,688 |
| Net interest income | $1,132,000 | 8,861 |
| Provision for loan and lease losses | $198,000 | 3,485 |
| Total noninterest income | $306,000 | 6,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,110 |
| Total noninterest expense | $1,004,000 | 8,332 |
| Salaries and employee benefits | $483,000 | 8,729 |
| Premises and equipment expense | $192,000 | 6,989 |
| Additional noninterest expense | $329,000 | 8,029 |
| Pre-tax net operating income | $236,000 | 9,376 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $42,000 | 9,374 |
| Income before extraordinary items | $189,000 | 9,256 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $189,000 | 9,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,116 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $193,100 | 9,176 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 9,908 |
| Total interest expense | $610,000 | 10,244 |
| Net interest income | $1,035,000 | 9,459 |
| Provision for loan and lease losses | $137,000 | 4,309 |
| Total noninterest income | $286,000 | 7,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,441 |
| Total noninterest expense | $993,000 | 8,692 |
| Salaries and employee benefits | $498,000 | 8,905 |
| Premises and equipment expense | $194,000 | 7,135 |
| Additional noninterest expense | $303,000 | 8,847 |
| Pre-tax net operating income | $189,000 | 9,853 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $11,000 | 10,352 |
| Income before extraordinary items | $176,000 | 9,529 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $176,000 | 9,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,367 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $177,880 | 9,457 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 10,749 |
| Total interest expense | $523,000 | 10,941 |
| Net interest income | $836,000 | 10,430 |
| Provision for loan and lease losses | $44,000 | 6,492 |
| Total noninterest income | $173,000 | 8,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $796,000 | 9,789 |
| Salaries and employee benefits | $376,000 | 10,112 |
| Premises and equipment expense | $146,000 | 8,373 |
| Additional noninterest expense | $274,000 | 9,552 |
| Pre-tax net operating income | $169,000 | 10,657 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $22,000 | 10,722 |
| Income before extraordinary items | $141,000 | 10,546 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $141,000 | 10,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $20,000 | 8,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $146,220 | 10,468 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 11,089 |
| Total interest expense | $461,000 | 11,272 |
| Net interest income | $864,000 | 10,839 |
| Provision for loan and lease losses | $68,000 | 5,388 |
| Total noninterest income | $151,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $818,000 | 10,157 |
| Salaries and employee benefits | $357,000 | 10,669 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $314,000 | 9,794 |
| Pre-tax net operating income | $129,000 | 11,420 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $-7,000 | 12,067 |
| Income before extraordinary items | $134,000 | 11,015 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $134,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,376 |
| Cash dividends | $55,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $136,000 | 11,037 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 11,698 |
| Total interest expense | $467,000 | 11,853 |
| Net interest income | $827,000 | 11,419 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $135,000 | 10,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $722,000 | 11,059 |
| Salaries and employee benefits | $345,000 | 11,200 |
| Premises and equipment expense | $147,000 | 8,987 |
| Additional noninterest expense | $230,000 | 11,318 |
| Pre-tax net operating income | $220,000 | 10,871 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $31,000 | 11,357 |
| Income before extraordinary items | $199,000 | 10,670 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $199,000 | 10,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $190,300 | 10,541 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 12,359 |
| Total interest expense | $543,000 | 12,556 |
| Net interest income | $778,000 | 11,997 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $147,000 | 10,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $708,000 | 11,486 |
| Salaries and employee benefits | $330,000 | 11,663 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $285,000 | 11,055 |
| Pre-tax net operating income | $192,000 | 11,151 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $33,000 | 11,726 |
| Income before extraordinary items | $177,000 | 10,906 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $177,000 | 11,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $161,880 | 10,776 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.