Home > The Citizens State Bank > Income and Expense

The Citizens State Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$554,00010,678
Total interest expense$289,00010,535
Net interest income$265,00010,723
Provision for loan and lease losses$08,829
Total noninterest income$27,00010,615
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$23,0009,059
Trading account gains and feesNANA
Additional Noninterest Income$4,00010,710
Total noninterest expense$185,00010,841
Salaries and employee benefits$100,00010,823
Premises and equipment expense$32,00010,586
Additional noninterest expense$53,00010,818
Pre-tax net operating income$107,00010,042
Securities gains (losses)$03,944
Applicable income taxes$40,0009,409
Income before extraordinary items$67,00010,151
Extraordinary gains, net$044
Net income$67,00010,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$67,00010,117
1996-12-31 (YTD Data)Rank
Total interest income$551,00011,225
Total interest expense$289,00011,097
Net interest income$262,00011,272
Provision for loan and lease losses$09,041
Total noninterest income$25,00011,196
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$23,0009,517
Trading account gains and feesNANA
Additional Noninterest Income$2,00011,319
Total noninterest expense$186,00011,378
Salaries and employee benefits$94,00011,368
Premises and equipment expense$22,00011,270
Additional noninterest expense$70,00011,300
Pre-tax net operating income$101,00010,357
Securities gains (losses)$-2,0009,485
Applicable income taxes$29,00010,047
Income before extraordinary items$70,00010,454
Extraordinary gains, net$053
Net income$70,00010,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,018
Cash dividends$50,0007,494
Sale, conversion, retirement of capital stock, net$0953
Net operating income$71,42010,400
1995-12-31 (YTD Data)Rank
Total interest income$421,00011,823
Total interest expense$206,00011,747
Net interest income$215,00011,851
Provision for loan and lease losses$08,958
Total noninterest income$21,00011,769
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$16,00010,084
Trading account gains and feesNANA
Additional Noninterest Income$5,00011,753
Total noninterest expense$149,00011,924
Salaries and employee benefits$72,00011,920
Premises and equipment expense$31,00011,596
Additional noninterest expense$46,00011,910
Pre-tax net operating income$87,00011,158
Securities gains (losses)$30,0001,626
Applicable income taxes$43,00010,315
Income before extraordinary items$74,00011,147
Extraordinary gains, net$065
Net income$74,00011,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,260
Cash dividends$750,0002,525
Sale, conversion, retirement of capital stock, net$0809
Net operating income$54,80011,238
1994-12-31 (YTD Data)Rank
Total interest income$463,00012,433
Total interest expense$223,00012,282
Net interest income$240,00012,471
Provision for loan and lease losses$09,146
Total noninterest income$27,00012,310
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$23,00010,480
Trading account gains and feesNANA
Additional Noninterest Income$4,00012,414
Total noninterest expense$233,00012,477
Salaries and employee benefits$141,00012,392
Premises and equipment expense$32,00012,185
Additional noninterest expense$60,00012,515
Pre-tax net operating income$34,00011,970
Securities gains (losses)$03,600
Applicable income taxes$7,00011,444
Income before extraordinary items$27,00011,931
Extraordinary gains, net$0249
Net income$27,00011,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,875
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$27,00011,969
1993-12-31 (YTD Data)Rank
Total interest income$554,00012,991
Total interest expense$256,00012,822
Net interest income$298,00013,017
Provision for loan and lease losses$010,371
Total noninterest income$26,00012,995
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,00010,960
Trading account gains and feesNANA
Additional Noninterest Income$4,00013,083
Total noninterest expense$267,00013,063
Salaries and employee benefits$159,00012,924
Premises and equipment expense$38,00012,610
Additional noninterest expense$70,00013,139
Pre-tax net operating income$57,00012,139
Securities gains (losses)$07,477
Applicable income taxes$5,00011,956
Income before extraordinary items$52,00012,234
Extraordinary gains, net$03,149
Net income$52,00012,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$6,0008,974
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$52,00012,089
1992-12-31 (YTD Data)Rank
Total interest income$598,00013,614
Total interest expense$292,00013,500
Net interest income$306,00013,617
Provision for loan and lease losses$011,756
Total noninterest income$28,00013,572
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,00011,322
Trading account gains and feesNANA
Additional Noninterest Income$6,00013,603
Total noninterest expense$298,00013,566
Salaries and employee benefits$171,00013,402
Premises and equipment expense$36,00013,211
Additional noninterest expense$91,00013,600
Pre-tax net operating income$36,00012,494
Securities gains (losses)$08,369
Applicable income taxes$10,00012,372
Income before extraordinary items$26,00012,737
Extraordinary gains, net$01,422
Net income$26,00012,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$6,0008,796
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$26,00012,501

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.