Home > The Citizens State Bank > Assets and Liabilities
The Citizens State Bank, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 3 | 10,842 |
Assets and Liabilities | ||
Total Assets: | $8,371,000 | 10,780 |
Cash and due from depository institutions | $964,000 | 10,842 |
Interest-bearing balances | $441,000 | 3,237 |
Securities | $3,310,000 | 9,866 |
Federal funds sold & reverse repurchase agreements | $777,000 | 6,776 |
Net loans & leases | $3,140,000 | 10,768 |
Loan loss allowance | $37,000 | 10,675 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $13,000 | 10,804 |
Other real estate owned | $0 | 10,842 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $167,000 | 10,525 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $8,371,000 | 10,780 |
Total liabilities | $7,656,000 | 10,725 |
Total deposits | $7,583,000 | 10,687 |
Interest-bearing deposits | $6,082,000 | 10,637 |
Deposits held in domestic offices | $7,583,000 | 10,687 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $73,000 | 10,497 |
Total equity capital | $715,000 | 10,848 |
Total bank equity capital | $715,000 | 10,848 |
Perpetual preferred stock | $0 | 223 |
Common stock | $100,000 | 8,205 |
Surplus | $510,000 | 8,789 |
Undivided profits | $105,000 | 10,105 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $28,000 | 9,078 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $69,000 | 10,213 |
Earning assets | $7,668,000 | 10,747 |
Long-term assets (5+ years) | $72,000 | 9,460 |
Average Assets, year-to-date | $8,543,200 | 10,759 |
Average Assets, quarterly | $8,419,500 | 10,774 |
Volatile liabilities | $383,000 | 10,642 |
Insider loans | $17,000 | 9,527 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $40,000 | 10,456 |
Tier 1 (core) risk-based capital | $721,000 | 10,844 |
Tier 2 risk-based capital | $37,000 | 10,629 |
Total risk weighted assets | $4,400,600 | 10,727 |
Total unused commitments | $40,000 | 10,457 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 3 | 11,364 |
Assets and Liabilities | ||
Total Assets: | $8,401,000 | 11,306 |
Cash and due from depository institutions | $1,010,000 | 11,364 |
Interest-bearing balances | $810,000 | 2,589 |
Securities | $5,324,000 | 9,645 |
Federal funds sold & reverse repurchase agreements | $45,000 | 8,390 |
Net loans & leases | $1,812,000 | 11,366 |
Loan loss allowance | $37,000 | 11,209 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $25,000 | 11,252 |
Other real estate owned | $0 | 11,364 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $185,000 | 10,951 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $8,401,000 | 11,306 |
Total liabilities | $7,742,000 | 11,249 |
Total deposits | $7,653,000 | 11,213 |
Interest-bearing deposits | $6,986,000 | 11,111 |
Deposits held in domestic offices | $7,653,000 | 11,213 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $89,000 | 10,774 |
Total equity capital | $659,000 | 11,387 |
Total bank equity capital | $659,000 | 11,387 |
Perpetual preferred stock | $0 | 250 |
Common stock | $100,000 | 8,632 |
Surplus | $510,000 | 9,156 |
Undivided profits | $49,000 | 10,683 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $26,000 | 9,647 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $50,000 | 10,901 |
Earning assets | $7,991,000 | 11,252 |
Long-term assets (5+ years) | $452,000 | 9,350 |
Average Assets, year-to-date | $8,233,000 | 11,306 |
Average Assets, quarterly | $8,273,500 | 11,306 |
Volatile liabilities | $813,000 | 10,712 |
Insider loans | $18,000 | 9,970 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $83,000 | 10,733 |
Tier 1 (core) risk-based capital | $654,000 | 11,384 |
Tier 2 risk-based capital | $37,000 | 11,148 |
Total risk weighted assets | $3,114,000 | 11,339 |
Total unused commitments | $83,000 | 10,736 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 3 | 11,879 |
Assets and Liabilities | ||
Total Assets: | $8,076,000 | 11,838 |
Cash and due from depository institutions | $536,000 | 11,879 |
Interest-bearing balances | $269,000 | 3,995 |
Securities | $5,314,000 | 10,071 |
Federal funds sold & reverse repurchase agreements | $625,000 | 8,057 |
Net loans & leases | $1,443,000 | 11,907 |
Loan loss allowance | $34,000 | 11,747 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $37,000 | 11,678 |
Other real estate owned | $0 | 11,879 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $121,000 | 11,766 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $8,076,000 | 11,838 |
Total liabilities | $7,423,000 | 11,799 |
Total deposits | $7,378,000 | 11,759 |
Interest-bearing deposits | $6,420,000 | 11,676 |
Deposits held in domestic offices | $7,378,000 | 11,759 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $45,000 | 11,771 |
Total equity capital | $653,000 | 11,885 |
Total bank equity capital | $653,000 | 11,885 |
Perpetual preferred stock | $0 | 288 |
Common stock | $100,000 | 9,051 |
Surplus | $510,000 | 9,502 |
Undivided profits | $43,000 | 11,247 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $34,000 | 9,725 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $25,000 | 11,655 |
Earning assets | $7,651,000 | 11,784 |
Long-term assets (5+ years) | $958,000 | 9,056 |
Average Assets, year-to-date | $8,193,800 | 11,813 |
Average Assets, quarterly | $8,089,000 | 11,833 |
Volatile liabilities | $580,000 | 11,348 |
Insider loans | $0 | 10,773 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $14,000 | 11,288 |
Tier 1 (core) risk-based capital | $634,000 | 11,891 |
Tier 2 risk-based capital | $29,100 | 11,708 |
Total risk weighted assets | $2,323,000 | 11,899 |
Total unused commitments | $14,000 | 11,289 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 5 | 12,235 |
Assets and Liabilities | ||
Total Assets: | $8,430,000 | 12,427 |
Cash and due from depository institutions | $275,000 | 12,235 |
Interest-bearing balances | $0 | 7,034 |
Securities | $6,751,000 | 10,030 |
Federal funds sold & reverse repurchase agreements | $250,000 | 7,566 |
Net loans & leases | $980,000 | 12,574 |
Loan loss allowance | $30,000 | 12,399 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $47,000 | 12,187 |
Other real estate owned | $0 | 12,235 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $127,000 | 12,357 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $8,430,000 | 12,427 |
Total liabilities | $6,999,000 | 12,450 |
Total deposits | $6,952,000 | 12,409 |
Interest-bearing deposits | $6,140,000 | 12,316 |
Deposits held in domestic offices | $6,952,000 | 12,409 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $47,000 | 12,206 |
Total equity capital | $1,431,000 | 11,712 |
Total bank equity capital | $1,431,000 | 11,712 |
Perpetual preferred stock | $0 | 310 |
Common stock | $100,000 | 9,549 |
Surplus | $350,000 | 10,576 |
Undivided profits | $981,000 | 9,070 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,000 | 11,529 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $29,000 | 12,216 |
Earning assets | $7,981,000 | 12,358 |
Long-term assets (5+ years) | $178,000 | 10,611 |
Average Assets, year-to-date | $8,627,800 | 12,410 |
Average Assets, quarterly | $8,456,500 | 12,422 |
Volatile liabilities | $460,000 | 11,954 |
Insider loans | $0 | 11,229 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $0 | 11,812 |
Tier 1 (core) risk-based capital | $1,431,000 | 11,765 |
Tier 2 risk-based capital | $15,280 | 12,429 |
Total risk weighted assets | $1,207,780 | 12,578 |
Total unused commitments | $0 | 11,813 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 7 | 12,281 |
Assets and Liabilities | ||
Total Assets: | $8,795,000 | 13,049 |
Cash and due from depository institutions | $358,000 | 12,281 |
Interest-bearing balances | $0 | 7,655 |
Securities | $6,765,000 | 10,421 |
Federal funds sold & reverse repurchase agreements | $550,000 | 8,936 |
Net loans & leases | $934,000 | 13,257 |
Loan loss allowance | $29,000 | 13,076 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $59,000 | 12,687 |
Other real estate owned | $0 | 12,281 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $129,000 | 12,903 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $8,795,000 | 13,049 |
Total liabilities | $7,391,000 | 13,080 |
Total deposits | $7,345,000 | 13,046 |
Interest-bearing deposits | $6,758,000 | 12,899 |
Deposits held in domestic offices | $7,345,000 | 13,046 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $46,000 | 12,809 |
Total equity capital | $1,404,000 | 12,233 |
Total bank equity capital | $1,404,000 | 12,233 |
Perpetual preferred stock | $0 | 343 |
Common stock | $100,000 | 10,031 |
Surplus | $350,000 | 11,025 |
Undivided profits | $954,000 | 9,653 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $105,000 | 9,128 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $25,000 | 12,892 |
Earning assets | $8,249,000 | 12,972 |
Long-term assets (5+ years) | $193,000 | 11,120 |
Average Assets, year-to-date | $8,976,000 | 13,018 |
Average Assets, quarterly | $8,902,000 | 13,034 |
Volatile liabilities | $254,000 | 12,804 |
Insider loans | $0 | 11,728 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $0 | 12,206 |
Tier 1 (core) risk-based capital | $1,404,000 | 12,214 |
Tier 2 risk-based capital | $15,990 | 13,037 |
Total risk weighted assets | $1,265,890 | 13,250 |
Total unused commitments | $0 | 12,208 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 7 | 12,845 |
Assets and Liabilities | ||
Total Assets: | $8,934,000 | 13,614 |
Cash and due from depository institutions | $306,000 | 12,845 |
Interest-bearing balances | $0 | 8,059 |
Securities | $5,890,000 | 11,127 |
Federal funds sold & reverse repurchase agreements | $1,500,000 | 7,479 |
Net loans & leases | $1,007,000 | 13,881 |
Loan loss allowance | $29,000 | 13,663 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $70,000 | 13,127 |
Other real estate owned | $39,000 | 12,845 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $122,000 | 13,553 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $8,934,000 | 13,614 |
Total liabilities | $7,576,000 | 13,632 |
Total deposits | $7,526,000 | 13,599 |
Interest-bearing deposits | $6,984,000 | 13,458 |
Deposits held in domestic offices | $7,526,000 | 13,599 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $50,000 | 13,437 |
Total equity capital | $1,358,000 | 12,629 |
Total bank equity capital | $1,358,000 | 12,629 |
Perpetual preferred stock | $0 | 346 |
Common stock | $100,000 | 10,493 |
Surplus | $350,000 | 11,385 |
Undivided profits | $908,000 | 9,823 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,000 | 12,782 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $20,000 | 13,578 |
Earning assets | $8,397,000 | 13,527 |
Long-term assets (5+ years) | $157,000 | 11,534 |
Average Assets, year-to-date | $8,702,000 | 13,619 |
Average Assets, quarterly | $8,900,000 | 13,608 |
Volatile liabilities | $249,000 | 13,371 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $0 | 12,570 |
Tier 1 (core) risk-based capital | $1,358,000 | 12,606 |
Tier 2 risk-based capital | $19,760 | 13,549 |
Total risk weighted assets | $1,571,460 | 13,869 |
Total unused commitments | $0 | 12,572 |
Derivatives | $0 | 651 |