Home > The Citizens State Bank > Income and Expense
The Citizens State Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $133,000 | 6,617 |
| Total interest expense | $9,000 | 6,598 |
| Net interest income | $124,000 | 6,613 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $6,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $5,000 | 6,381 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,000 | 6,385 |
| Total noninterest expense | $99,000 | 6,644 |
| Salaries and employee benefits | $56,000 | 6,638 |
| Premises and equipment expense | $13,000 | 6,590 |
| Additional noninterest expense | $30,000 | 6,646 |
| Pre-tax net operating income | $31,000 | 6,065 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-2,000 | 6,329 |
| Income before extraordinary items | $33,000 | 6,081 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $33,000 | 6,081 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $33,000 | 6,083 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $33,000 | 6,054 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $66,000 | 6,691 |
| Total interest expense | $5,000 | 6,662 |
| Net interest income | $61,000 | 6,688 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $3,000 | 6,556 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $2,000 | 6,442 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,000 | 6,409 |
| Total noninterest expense | $48,000 | 6,720 |
| Salaries and employee benefits | $28,000 | 6,710 |
| Premises and equipment expense | $6,000 | 6,654 |
| Additional noninterest expense | $14,000 | 6,721 |
| Pre-tax net operating income | $16,000 | 6,073 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-2,000 | 6,379 |
| Income before extraordinary items | $18,000 | 6,062 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,000 | 6,063 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $18,000 | 6,063 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $18,000 | 6,043 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $255,000 | 6,774 |
| Total interest expense | $26,000 | 6,743 |
| Net interest income | $229,000 | 6,773 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $18,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $8,000 | 6,553 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 6,348 |
| Total noninterest expense | $194,000 | 6,796 |
| Salaries and employee benefits | $115,000 | 6,787 |
| Premises and equipment expense | $28,000 | 6,732 |
| Additional noninterest expense | $51,000 | 6,803 |
| Pre-tax net operating income | $53,000 | 6,074 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $51,000 | 6,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $51,000 | 6,128 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $51,000 | 6,130 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $51,000 | 6,086 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $187,000 | 6,855 |
| Total interest expense | $20,000 | 6,823 |
| Net interest income | $167,000 | 6,853 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $17,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $6,000 | 6,623 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,000 | 6,396 |
| Total noninterest expense | $140,000 | 6,876 |
| Salaries and employee benefits | $85,000 | 6,870 |
| Premises and equipment expense | $18,000 | 6,817 |
| Additional noninterest expense | $37,000 | 6,883 |
| Pre-tax net operating income | $44,000 | 6,166 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $42,000 | 6,219 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $42,000 | 6,220 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $42,000 | 6,220 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $42,000 | 6,164 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $126,000 | 6,906 |
| Total interest expense | $14,000 | 6,871 |
| Net interest income | $112,000 | 6,903 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $17,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $4,000 | 6,665 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 6,286 |
| Total noninterest expense | $92,000 | 6,928 |
| Salaries and employee benefits | $54,000 | 6,920 |
| Premises and equipment expense | $13,000 | 6,860 |
| Additional noninterest expense | $25,000 | 6,936 |
| Pre-tax net operating income | $37,000 | 6,140 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $37,000 | 6,209 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $37,000 | 6,211 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $37,000 | 6,211 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $37,000 | 6,126 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $62,000 | 6,985 |
| Total interest expense | $7,000 | 6,952 |
| Net interest income | $55,000 | 6,982 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $3,000 | 6,816 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $2,000 | 6,720 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,628 |
| Total noninterest expense | $46,000 | 7,008 |
| Salaries and employee benefits | $27,000 | 6,997 |
| Premises and equipment expense | $7,000 | 6,909 |
| Additional noninterest expense | $12,000 | 7,009 |
| Pre-tax net operating income | $12,000 | 6,232 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-2,000 | 6,684 |
| Income before extraordinary items | $14,000 | 6,276 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $14,000 | 6,276 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $14,000 | 6,277 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $14,000 | 6,197 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 7,040 |
| Total interest expense | $31,000 | 7,023 |
| Net interest income | $255,000 | 7,038 |
| Provision for loan and lease losses | $-40,000 | 6,844 |
| Total noninterest income | $16,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $12,000 | 6,767 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,000 | 6,480 |
| Total noninterest expense | $215,000 | 7,064 |
| Salaries and employee benefits | $114,000 | 7,053 |
| Premises and equipment expense | $31,000 | 6,986 |
| Additional noninterest expense | $70,000 | 7,066 |
| Pre-tax net operating income | $96,000 | 5,926 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $91,000 | 6,085 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $91,000 | 6,079 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $91,000 | 6,082 |
| Net charge-offs | $11,000 | 5,581 |
| Cash dividends | $10,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $91,000 | 5,929 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $213,000 | 7,145 |
| Total interest expense | $23,000 | 7,128 |
| Net interest income | $190,000 | 7,142 |
| Provision for loan and lease losses | $-71,000 | 7,005 |
| Total noninterest income | $11,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $9,000 | 6,862 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,000 | 6,634 |
| Total noninterest expense | $160,000 | 7,171 |
| Salaries and employee benefits | $84,000 | 7,158 |
| Premises and equipment expense | $22,000 | 7,083 |
| Additional noninterest expense | $54,000 | 7,168 |
| Pre-tax net operating income | $112,000 | 5,966 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $5,000 | 4,514 |
| Income before extraordinary items | $107,000 | 6,084 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $107,000 | 6,083 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $107,000 | 6,083 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $5,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $107,000 | 5,952 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $141,000 | 7,209 |
| Total interest expense | $15,000 | 7,193 |
| Net interest income | $126,000 | 7,204 |
| Provision for loan and lease losses | $-71,000 | 7,090 |
| Total noninterest income | $7,000 | 6,937 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $6,000 | 6,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 6,709 |
| Total noninterest expense | $110,000 | 7,230 |
| Salaries and employee benefits | $57,000 | 7,218 |
| Premises and equipment expense | $15,000 | 7,138 |
| Additional noninterest expense | $38,000 | 7,230 |
| Pre-tax net operating income | $94,000 | 5,901 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $3,000 | 4,521 |
| Income before extraordinary items | $91,000 | 5,995 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $91,000 | 5,995 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $91,000 | 5,995 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $5,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $91,000 | 5,841 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $71,000 | 7,270 |
| Total interest expense | $8,000 | 7,254 |
| Net interest income | $63,000 | 7,267 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $3,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $2,000 | 6,990 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $55,000 | 7,291 |
| Salaries and employee benefits | $28,000 | 7,282 |
| Premises and equipment expense | $9,000 | 7,152 |
| Additional noninterest expense | $18,000 | 7,294 |
| Pre-tax net operating income | $11,000 | 6,318 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-1,000 | 6,892 |
| Income before extraordinary items | $12,000 | 6,416 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $12,000 | 6,415 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $12,000 | 6,416 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $3,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $12,000 | 6,292 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,295 |
| Total interest expense | $43,000 | 7,297 |
| Net interest income | $374,000 | 7,284 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $14,000 | 6,921 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $11,000 | 6,838 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,000 | 6,653 |
| Total noninterest expense | $243,000 | 7,339 |
| Salaries and employee benefits | $132,000 | 7,326 |
| Premises and equipment expense | $37,000 | 7,233 |
| Additional noninterest expense | $74,000 | 7,339 |
| Pre-tax net operating income | $145,000 | 5,623 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $6,000 | 4,407 |
| Income before extraordinary items | $139,000 | 5,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $139,000 | 5,748 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $139,000 | 5,748 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $10,000 | 4,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $139,000 | 5,620 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $326,000 | 7,368 |
| Total interest expense | $35,000 | 7,369 |
| Net interest income | $291,000 | 7,356 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $10,000 | 7,042 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $8,000 | 6,895 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,000 | 6,817 |
| Total noninterest expense | $184,000 | 7,413 |
| Salaries and employee benefits | $103,000 | 7,398 |
| Premises and equipment expense | $27,000 | 7,301 |
| Additional noninterest expense | $54,000 | 7,416 |
| Pre-tax net operating income | $117,000 | 5,745 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $5,000 | 4,418 |
| Income before extraordinary items | $112,000 | 5,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 5,852 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $112,000 | 5,852 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $5,000 | 3,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $112,000 | 5,722 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $209,000 | 7,441 |
| Total interest expense | $24,000 | 7,440 |
| Net interest income | $185,000 | 7,430 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $7,000 | 7,136 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $5,000 | 6,944 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 6,876 |
| Total noninterest expense | $124,000 | 7,489 |
| Salaries and employee benefits | $69,000 | 7,475 |
| Premises and equipment expense | $18,000 | 7,374 |
| Additional noninterest expense | $37,000 | 7,491 |
| Pre-tax net operating income | $68,000 | 5,841 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $3,000 | 4,420 |
| Income before extraordinary items | $65,000 | 5,914 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,913 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $65,000 | 5,914 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $5,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $65,000 | 5,834 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $104,000 | 7,506 |
| Total interest expense | $13,000 | 7,502 |
| Net interest income | $91,000 | 7,492 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $4,000 | 7,223 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $3,000 | 6,929 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $65,000 | 7,551 |
| Salaries and employee benefits | $34,000 | 7,535 |
| Premises and equipment expense | $14,000 | 7,313 |
| Additional noninterest expense | $17,000 | 7,555 |
| Pre-tax net operating income | $30,000 | 5,995 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $29,000 | 6,006 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $29,000 | 6,005 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $29,000 | 6,006 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $29,000 | 5,979 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 7,556 |
| Total interest expense | $64,000 | 7,564 |
| Net interest income | $429,000 | 7,527 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $15,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 6,704 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 6,908 |
| Total noninterest expense | $272,000 | 7,615 |
| Salaries and employee benefits | $149,000 | 7,602 |
| Premises and equipment expense | $50,000 | 7,448 |
| Additional noninterest expense | $73,000 | 7,628 |
| Pre-tax net operating income | $172,000 | 5,267 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $8,000 | 4,266 |
| Income before extraordinary items | $164,000 | 5,402 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $164,000 | 5,401 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $164,000 | 5,403 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $10,000 | 4,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $164,000 | 5,268 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $383,000 | 7,664 |
| Total interest expense | $50,000 | 7,675 |
| Net interest income | $333,000 | 7,630 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $11,000 | 7,374 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $9,000 | 6,797 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,000 | 7,099 |
| Total noninterest expense | $197,000 | 7,727 |
| Salaries and employee benefits | $111,000 | 7,712 |
| Premises and equipment expense | $36,000 | 7,559 |
| Additional noninterest expense | $50,000 | 7,741 |
| Pre-tax net operating income | $147,000 | 5,432 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $6,000 | 4,358 |
| Income before extraordinary items | $141,000 | 5,553 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $141,000 | 5,554 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $141,000 | 5,554 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $5,000 | 3,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $141,000 | 5,388 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $254,000 | 7,732 |
| Total interest expense | $34,000 | 7,742 |
| Net interest income | $220,000 | 7,701 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $8,000 | 7,454 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $6,000 | 6,838 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,000 | 7,153 |
| Total noninterest expense | $134,000 | 7,797 |
| Salaries and employee benefits | $77,000 | 7,778 |
| Premises and equipment expense | $26,000 | 7,591 |
| Additional noninterest expense | $31,000 | 7,811 |
| Pre-tax net operating income | $94,000 | 5,546 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $90,000 | 5,608 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $90,000 | 5,611 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $90,000 | 5,610 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $2,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $90,000 | 5,487 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $124,000 | 7,839 |
| Total interest expense | $18,000 | 7,846 |
| Net interest income | $106,000 | 7,801 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $4,000 | 7,579 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $3,000 | 6,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $66,000 | 7,902 |
| Salaries and employee benefits | $37,000 | 7,884 |
| Premises and equipment expense | $12,000 | 7,697 |
| Additional noninterest expense | $17,000 | 7,916 |
| Pre-tax net operating income | $44,000 | 5,736 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $42,000 | 5,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $42,000 | 5,813 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $42,000 | 5,811 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $42,000 | 5,705 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,908 |
| Total interest expense | $79,000 | 7,923 |
| Net interest income | $434,000 | 7,866 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $20,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $11,000 | 7,002 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $9,000 | 7,208 |
| Total noninterest expense | $286,000 | 7,981 |
| Salaries and employee benefits | $167,000 | 7,957 |
| Premises and equipment expense | $46,000 | 7,812 |
| Additional noninterest expense | $73,000 | 7,989 |
| Pre-tax net operating income | $168,000 | 4,890 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $167,000 | 4,920 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $167,000 | 4,922 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $167,000 | 4,922 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $252,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $167,000 | 4,855 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $385,000 | 7,991 |
| Total interest expense | $61,000 | 8,009 |
| Net interest income | $324,000 | 7,947 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $18,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $7,000 | 7,080 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,000 | 7,238 |
| Total noninterest expense | $212,000 | 8,061 |
| Salaries and employee benefits | $121,000 | 8,037 |
| Premises and equipment expense | $38,000 | 7,861 |
| Additional noninterest expense | $53,000 | 8,075 |
| Pre-tax net operating income | $130,000 | 5,183 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $129,000 | 5,187 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $129,000 | 5,186 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $129,000 | 5,186 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $8,000 | 4,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $129,000 | 5,131 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $250,000 | 8,085 |
| Total interest expense | $42,000 | 8,096 |
| Net interest income | $208,000 | 8,039 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $13,000 | 7,780 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $5,000 | 7,139 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $149,000 | 8,149 |
| Salaries and employee benefits | $83,000 | 8,128 |
| Premises and equipment expense | $27,000 | 7,918 |
| Additional noninterest expense | $39,000 | 8,159 |
| Pre-tax net operating income | $72,000 | 5,395 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,000 | 6,703 |
| Income before extraordinary items | $73,000 | 5,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 5,409 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $73,000 | 5,409 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $5,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $73,000 | 5,324 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $123,000 | 8,149 |
| Total interest expense | $23,000 | 8,147 |
| Net interest income | $100,000 | 8,102 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $6,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $2,000 | 7,175 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $74,000 | 8,201 |
| Salaries and employee benefits | $44,000 | 8,169 |
| Premises and equipment expense | $12,000 | 7,990 |
| Additional noninterest expense | $18,000 | 8,211 |
| Pre-tax net operating income | $32,000 | 5,858 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $31,000 | 5,977 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $31,000 | 5,979 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $31,000 | 5,979 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $3,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $31,000 | 5,812 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $629,000 | 8,146 |
| Total interest expense | $167,000 | 8,135 |
| Net interest income | $462,000 | 8,103 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $20,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,145 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $8,000 | 7,741 |
| Total noninterest expense | $272,000 | 8,252 |
| Salaries and employee benefits | $167,000 | 8,225 |
| Premises and equipment expense | $50,000 | 8,046 |
| Additional noninterest expense | $55,000 | 8,267 |
| Pre-tax net operating income | $210,000 | 5,724 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $9,000 | 4,560 |
| Income before extraordinary items | $201,000 | 5,483 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $201,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $310,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $201,000 | 5,639 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $487,000 | 8,232 |
| Total interest expense | $137,000 | 8,209 |
| Net interest income | $350,000 | 8,191 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $15,000 | 8,073 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $10,000 | 7,175 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 7,936 |
| Total noninterest expense | $198,000 | 8,331 |
| Salaries and employee benefits | $123,000 | 8,304 |
| Premises and equipment expense | $35,000 | 8,137 |
| Additional noninterest expense | $40,000 | 8,355 |
| Pre-tax net operating income | $167,000 | 6,164 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $160,000 | 5,892 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $160,000 | 5,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $8,000 | 4,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $160,000 | 6,062 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $331,000 | 8,297 |
| Total interest expense | $95,000 | 8,266 |
| Net interest income | $236,000 | 8,254 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $7,000 | 8,189 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $6,000 | 7,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $128,000 | 8,405 |
| Salaries and employee benefits | $79,000 | 8,382 |
| Premises and equipment expense | $22,000 | 8,222 |
| Additional noninterest expense | $27,000 | 8,420 |
| Pre-tax net operating income | $115,000 | 6,319 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $115,000 | 6,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $115,000 | 6,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $3,000 | 4,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $115,000 | 6,181 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $168,000 | 8,351 |
| Total interest expense | $49,000 | 8,320 |
| Net interest income | $119,000 | 8,307 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $3,000 | 8,242 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $3,000 | 7,255 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $67,000 | 8,444 |
| Salaries and employee benefits | $43,000 | 8,416 |
| Premises and equipment expense | $12,000 | 8,206 |
| Additional noninterest expense | $12,000 | 8,463 |
| Pre-tax net operating income | $55,000 | 6,549 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $53,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $53,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $53,000 | 6,441 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $740,000 | 8,299 |
| Total interest expense | $198,000 | 8,302 |
| Net interest income | $542,000 | 8,249 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $18,000 | 8,251 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $15,000 | 7,235 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,000 | 8,238 |
| Total noninterest expense | $274,000 | 8,480 |
| Salaries and employee benefits | $163,000 | 8,459 |
| Premises and equipment expense | $51,000 | 8,239 |
| Additional noninterest expense | $60,000 | 8,491 |
| Pre-tax net operating income | $286,000 | 6,640 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,000 | 5,593 |
| Income before extraordinary items | $274,000 | 6,524 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $274,000 | 6,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $310,000 | 4,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $274,000 | 6,506 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $549,000 | 8,354 |
| Total interest expense | $146,000 | 8,346 |
| Net interest income | $403,000 | 8,305 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $14,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,242 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,000 | 8,302 |
| Total noninterest expense | $199,000 | 8,502 |
| Salaries and employee benefits | $120,000 | 8,477 |
| Premises and equipment expense | $38,000 | 8,235 |
| Additional noninterest expense | $41,000 | 8,525 |
| Pre-tax net operating income | $218,000 | 6,897 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $9,000 | 5,755 |
| Income before extraordinary items | $209,000 | 6,767 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $209,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $125,000 | 4,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $209,000 | 6,754 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $357,000 | 8,434 |
| Total interest expense | $97,000 | 8,413 |
| Net interest income | $260,000 | 8,387 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $10,000 | 8,363 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $140,000 | 8,549 |
| Salaries and employee benefits | $83,000 | 8,529 |
| Premises and equipment expense | $26,000 | 8,277 |
| Additional noninterest expense | $31,000 | 8,569 |
| Pre-tax net operating income | $130,000 | 7,091 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $125,000 | 6,938 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $125,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $125,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $125,000 | 6,925 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $175,000 | 8,501 |
| Total interest expense | $48,000 | 8,466 |
| Net interest income | $127,000 | 8,448 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $67,000 | 8,592 |
| Salaries and employee benefits | $40,000 | 8,574 |
| Premises and equipment expense | $13,000 | 8,301 |
| Additional noninterest expense | $14,000 | 8,607 |
| Pre-tax net operating income | $66,000 | 7,095 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $63,000 | 6,968 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $63,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $63,000 | 6,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $672,000 | 8,466 |
| Total interest expense | $174,000 | 8,448 |
| Net interest income | $498,000 | 8,405 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $35,000 | 8,322 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $16,000 | 7,331 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 8,017 |
| Total noninterest expense | $278,000 | 8,616 |
| Salaries and employee benefits | $152,000 | 8,599 |
| Premises and equipment expense | $53,000 | 8,331 |
| Additional noninterest expense | $73,000 | 8,612 |
| Pre-tax net operating income | $255,000 | 7,239 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $11,000 | 6,128 |
| Income before extraordinary items | $244,000 | 7,118 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $244,000 | 7,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $257,000 | 4,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $244,000 | 7,107 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $490,000 | 8,534 |
| Total interest expense | $126,000 | 8,512 |
| Net interest income | $364,000 | 8,490 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $20,000 | 8,458 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $12,000 | 7,403 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,304 |
| Total noninterest expense | $202,000 | 8,676 |
| Salaries and employee benefits | $112,000 | 8,657 |
| Premises and equipment expense | $34,000 | 8,452 |
| Additional noninterest expense | $56,000 | 8,667 |
| Pre-tax net operating income | $182,000 | 7,484 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $174,000 | 7,346 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $174,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $157,000 | 4,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $174,000 | 7,345 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $313,000 | 8,599 |
| Total interest expense | $80,000 | 8,558 |
| Net interest income | $233,000 | 8,565 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $15,000 | 8,481 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $8,000 | 7,453 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $135,000 | 8,714 |
| Salaries and employee benefits | $72,000 | 8,707 |
| Premises and equipment expense | $21,000 | 8,509 |
| Additional noninterest expense | $42,000 | 8,677 |
| Pre-tax net operating income | $113,000 | 7,611 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $108,000 | 7,475 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $108,000 | 7,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $45,000 | 4,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $108,000 | 7,480 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $149,000 | 8,642 |
| Total interest expense | $37,000 | 8,594 |
| Net interest income | $112,000 | 8,606 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $10,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $70,000 | 8,730 |
| Salaries and employee benefits | $36,000 | 8,716 |
| Premises and equipment expense | $10,000 | 8,530 |
| Additional noninterest expense | $24,000 | 8,664 |
| Pre-tax net operating income | $52,000 | 7,674 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $50,000 | 7,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $50,000 | 7,538 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 8,639 |
| Total interest expense | $101,000 | 8,618 |
| Net interest income | $392,000 | 8,606 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $46,000 | 8,445 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $20,000 | 7,474 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 7,968 |
| Total noninterest expense | $279,000 | 8,762 |
| Salaries and employee benefits | $170,000 | 8,724 |
| Premises and equipment expense | $41,000 | 8,574 |
| Additional noninterest expense | $68,000 | 8,772 |
| Pre-tax net operating income | $159,000 | 7,808 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,000 | 6,617 |
| Income before extraordinary items | $152,000 | 7,785 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $152,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $218,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $152,000 | 7,747 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $357,000 | 8,704 |
| Total interest expense | $71,000 | 8,678 |
| Net interest income | $286,000 | 8,669 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $32,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,525 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $183,000 | 8,801 |
| Salaries and employee benefits | $106,000 | 8,772 |
| Premises and equipment expense | $30,000 | 8,583 |
| Additional noninterest expense | $47,000 | 8,799 |
| Pre-tax net operating income | $135,000 | 7,877 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $6,000 | 6,656 |
| Income before extraordinary items | $129,000 | 7,814 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $129,000 | 7,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $13,000 | 5,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $129,000 | 7,773 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $227,000 | 8,727 |
| Total interest expense | $45,000 | 8,692 |
| Net interest income | $182,000 | 8,697 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $21,000 | 8,532 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $10,000 | 7,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $121,000 | 8,810 |
| Salaries and employee benefits | $68,000 | 8,793 |
| Premises and equipment expense | $21,000 | 8,548 |
| Additional noninterest expense | $32,000 | 8,804 |
| Pre-tax net operating income | $82,000 | 7,949 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $79,000 | 7,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $79,000 | 7,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $8,000 | 5,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $79,000 | 7,851 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $108,000 | 8,811 |
| Total interest expense | $21,000 | 8,769 |
| Net interest income | $87,000 | 8,791 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $10,000 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $52,000 | 8,893 |
| Salaries and employee benefits | $31,000 | 8,872 |
| Premises and equipment expense | $9,000 | 8,660 |
| Additional noninterest expense | $12,000 | 8,891 |
| Pre-tax net operating income | $45,000 | 7,959 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $43,000 | 7,879 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $43,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $43,000 | 7,854 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $359,000 | 8,832 |
| Total interest expense | $70,000 | 8,798 |
| Net interest income | $289,000 | 8,825 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $50,000 | 8,580 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $16,000 | 7,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $245,000 | 8,912 |
| Salaries and employee benefits | $142,000 | 8,885 |
| Premises and equipment expense | $36,000 | 8,755 |
| Additional noninterest expense | $67,000 | 8,899 |
| Pre-tax net operating income | $94,000 | 8,133 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,000 | 6,965 |
| Income before extraordinary items | $90,000 | 8,144 |
| Extraordinary gains, net | $10,000 | 25 |
| Net income | $100,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $358,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $90,000 | 8,099 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $258,000 | 8,892 |
| Total interest expense | $52,000 | 8,856 |
| Net interest income | $206,000 | 8,884 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $39,000 | 8,616 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $13,000 | 7,737 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 7,845 |
| Total noninterest expense | $172,000 | 8,961 |
| Salaries and employee benefits | $104,000 | 8,938 |
| Premises and equipment expense | $25,000 | 8,805 |
| Additional noninterest expense | $43,000 | 8,965 |
| Pre-tax net operating income | $73,000 | 8,237 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $69,000 | 8,225 |
| Extraordinary gains, net | $10,000 | 15 |
| Net income | $79,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $254,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $69,000 | 8,186 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $168,000 | 8,955 |
| Total interest expense | $35,000 | 8,911 |
| Net interest income | $133,000 | 8,948 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $17,000 | 8,802 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $7,000 | 7,820 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $116,000 | 9,016 |
| Salaries and employee benefits | $68,000 | 9,000 |
| Premises and equipment expense | $18,000 | 8,826 |
| Additional noninterest expense | $30,000 | 9,013 |
| Pre-tax net operating income | $34,000 | 8,328 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $32,000 | 8,373 |
| Extraordinary gains, net | $10,000 | 13 |
| Net income | $42,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $249,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $32,000 | 8,312 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $85,000 | 9,008 |
| Total interest expense | $18,000 | 8,955 |
| Net interest income | $67,000 | 8,999 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $8,000 | 8,856 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,000 | 7,809 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $59,000 | 9,055 |
| Salaries and employee benefits | $35,000 | 9,037 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $13,000 | 9,068 |
| Pre-tax net operating income | $16,000 | 8,360 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $16,000 | 8,388 |
| Extraordinary gains, net | $10,000 | 12 |
| Net income | $26,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $122,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $16,000 | 8,321 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 9,015 |
| Total interest expense | $97,000 | 8,959 |
| Net interest income | $273,000 | 9,008 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $800,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $23,000 | 7,801 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $777,000 | 2,788 |
| Total noninterest expense | $265,000 | 9,094 |
| Salaries and employee benefits | $157,000 | 9,060 |
| Premises and equipment expense | $31,000 | 8,998 |
| Additional noninterest expense | $77,000 | 9,071 |
| Pre-tax net operating income | $808,000 | 5,680 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $123,000 | 5,506 |
| Income before extraordinary items | $685,000 | 5,648 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $685,000 | 5,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,705 |
| Cash dividends | $548,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $685,000 | 5,479 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $288,000 | 9,090 |
| Total interest expense | $78,000 | 9,042 |
| Net interest income | $210,000 | 9,084 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $788,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $19,000 | 7,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $769,000 | 2,426 |
| Total noninterest expense | $183,000 | 9,166 |
| Salaries and employee benefits | $119,000 | 9,111 |
| Premises and equipment expense | $17,000 | 9,101 |
| Additional noninterest expense | $47,000 | 9,168 |
| Pre-tax net operating income | $815,000 | 5,074 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $123,000 | 5,347 |
| Income before extraordinary items | $692,000 | 5,024 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $692,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $540,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $692,000 | 4,831 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $201,000 | 9,124 |
| Total interest expense | $56,000 | 9,070 |
| Net interest income | $145,000 | 9,123 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $771,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $14,000 | 7,828 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $757,000 | 1,865 |
| Total noninterest expense | $131,000 | 9,185 |
| Salaries and employee benefits | $85,000 | 9,132 |
| Premises and equipment expense | $13,000 | 9,104 |
| Additional noninterest expense | $33,000 | 9,184 |
| Pre-tax net operating income | $785,000 | 4,108 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $122,000 | 4,838 |
| Income before extraordinary items | $663,000 | 4,016 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $663,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $532,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $663,000 | 3,839 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $115,000 | 9,150 |
| Total interest expense | $32,000 | 9,099 |
| Net interest income | $83,000 | 9,132 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $764,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $755,000 | 1,098 |
| Total noninterest expense | $74,000 | 9,212 |
| Salaries and employee benefits | $51,000 | 9,108 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $17,000 | 9,217 |
| Pre-tax net operating income | $773,000 | 2,539 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $121,000 | 3,610 |
| Income before extraordinary items | $652,000 | 2,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $652,000 | 2,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $20,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $652,000 | 2,217 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 9,132 |
| Total interest expense | $206,000 | 9,060 |
| Net interest income | $367,000 | 9,123 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $62,000 | 8,848 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $52,000 | 7,490 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,905 |
| Total noninterest expense | $375,000 | 9,169 |
| Salaries and employee benefits | $234,000 | 9,090 |
| Premises and equipment expense | $43,000 | 9,009 |
| Additional noninterest expense | $98,000 | 9,172 |
| Pre-tax net operating income | $54,000 | 8,458 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,000 | 7,526 |
| Income before extraordinary items | $51,000 | 8,549 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $51,000 | 8,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $20,000 | 6,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $51,000 | 8,465 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 9,255 |
| Total interest expense | $361,000 | 9,209 |
| Net interest income | $487,000 | 9,209 |
| Provision for loan and lease losses | $79,000 | 6,023 |
| Total noninterest income | $58,000 | 9,070 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $50,000 | 7,603 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $343,000 | 9,443 |
| Salaries and employee benefits | $221,000 | 9,343 |
| Premises and equipment expense | $45,000 | 9,215 |
| Additional noninterest expense | $77,000 | 9,478 |
| Pre-tax net operating income | $123,000 | 8,225 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $12,000 | 7,523 |
| Income before extraordinary items | $111,000 | 8,259 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $111,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $125,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $111,000 | 8,156 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 9,431 |
| Total interest expense | $399,000 | 9,418 |
| Net interest income | $555,000 | 9,358 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $72,000 | 9,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $485,000 | 9,429 |
| Salaries and employee benefits | $337,000 | 9,072 |
| Premises and equipment expense | $45,000 | 9,456 |
| Additional noninterest expense | $103,000 | 9,611 |
| Pre-tax net operating income | $142,000 | 8,629 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $44,000 | 7,335 |
| Income before extraordinary items | $98,000 | 8,723 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $98,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $98,000 | 8,710 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 9,731 |
| Total interest expense | $356,000 | 9,719 |
| Net interest income | $505,000 | 9,676 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $47,000 | 9,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 8,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,823 |
| Total noninterest expense | $420,000 | 9,833 |
| Salaries and employee benefits | $285,000 | 9,549 |
| Premises and equipment expense | $46,000 | 9,708 |
| Additional noninterest expense | $89,000 | 10,001 |
| Pre-tax net operating income | $132,000 | 8,905 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $40,000 | 7,812 |
| Income before extraordinary items | $92,000 | 9,022 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $92,000 | 9,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $92,000 | 8,988 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 10,102 |
| Total interest expense | $267,000 | 10,107 |
| Net interest income | $425,000 | 10,046 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $40,000 | 9,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,931 |
| Total noninterest expense | $391,000 | 10,082 |
| Salaries and employee benefits | $254,000 | 9,860 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $79,000 | 10,271 |
| Pre-tax net operating income | $74,000 | 9,527 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $16,000 | 8,961 |
| Income before extraordinary items | $58,000 | 9,581 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $58,000 | 9,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $58,000 | 9,520 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $566,000 | 10,665 |
| Total interest expense | $223,000 | 10,644 |
| Net interest income | $343,000 | 10,631 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $17,000 | 10,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 9,265 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,622 |
| Total noninterest expense | $290,000 | 10,722 |
| Salaries and employee benefits | $205,000 | 10,513 |
| Premises and equipment expense | $29,000 | 10,632 |
| Additional noninterest expense | $56,000 | 10,809 |
| Pre-tax net operating income | $70,000 | 10,182 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $15,000 | 9,816 |
| Income before extraordinary items | $55,000 | 10,209 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $55,000 | 10,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $55,000 | 10,176 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 11,217 |
| Total interest expense | $223,000 | 11,202 |
| Net interest income | $342,000 | 11,178 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $42,000 | 10,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $295,000 | 11,235 |
| Salaries and employee benefits | $204,000 | 10,994 |
| Premises and equipment expense | $47,000 | 10,725 |
| Additional noninterest expense | $44,000 | 11,399 |
| Pre-tax net operating income | $89,000 | 10,430 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $22,000 | 10,165 |
| Income before extraordinary items | $67,000 | 10,479 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $67,000 | 10,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $67,000 | 10,433 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 11,745 |
| Total interest expense | $229,000 | 11,714 |
| Net interest income | $336,000 | 11,713 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $23,000 | 11,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 10,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $285,000 | 11,747 |
| Salaries and employee benefits | $197,000 | 11,508 |
| Premises and equipment expense | $42,000 | 11,323 |
| Additional noninterest expense | $46,000 | 11,910 |
| Pre-tax net operating income | $74,000 | 11,211 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $16,000 | 10,816 |
| Income before extraordinary items | $58,000 | 11,240 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $58,000 | 11,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $58,000 | 11,215 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 12,458 |
| Total interest expense | $165,000 | 12,415 |
| Net interest income | $260,000 | 12,457 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $55,000 | 11,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $259,000 | 12,432 |
| Salaries and employee benefits | $164,000 | 12,287 |
| Premises and equipment expense | $38,000 | 12,035 |
| Additional noninterest expense | $57,000 | 12,525 |
| Pre-tax net operating income | $56,000 | 11,883 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $8,000 | 11,420 |
| Income before extraordinary items | $48,000 | 11,819 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $48,000 | 11,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $48,000 | 11,853 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 13,117 |
| Total interest expense | $154,000 | 13,104 |
| Net interest income | $253,000 | 13,072 |
| Provision for loan and lease losses | $-22,000 | 12,596 |
| Total noninterest income | $43,000 | 12,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 11,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $261,000 | 13,076 |
| Salaries and employee benefits | $162,000 | 12,906 |
| Premises and equipment expense | $32,000 | 12,790 |
| Additional noninterest expense | $67,000 | 13,149 |
| Pre-tax net operating income | $57,000 | 12,139 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $7,000 | 11,895 |
| Income before extraordinary items | $50,000 | 12,255 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $50,000 | 12,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $50,000 | 12,106 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $443,000 | 13,748 |
| Total interest expense | $190,000 | 13,724 |
| Net interest income | $253,000 | 13,702 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $27,000 | 13,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 11,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $230,000 | 13,753 |
| Salaries and employee benefits | $149,000 | 13,559 |
| Premises and equipment expense | $28,000 | 13,471 |
| Additional noninterest expense | $53,000 | 13,835 |
| Pre-tax net operating income | $50,000 | 12,416 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $7,000 | 12,453 |
| Income before extraordinary items | $43,000 | 12,617 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $43,000 | 12,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 13,151 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $43,000 | 12,366 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.