Home > The Citizens State Bank > Income and Expense

The Citizens State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,596,0001,985
Total interest expense$2,109,0002,989
Net interest income$16,487,0001,683
Provision for loan and lease losses$03,275
Total noninterest income$2,025,0001,999
Gross Fiduciary activities income$0981
Service charges on deposit accounts$291,0002,225
Trading account gains and feesNANA
Additional Noninterest Income$1,734,0001,743
Total noninterest expense$10,509,0001,987
Salaries and employee benefits$6,672,0001,827
Premises and equipment expense$537,0002,846
Additional noninterest expense$1,734,0001,743
Pre-tax net operating income$8,003,0001,398
Securities gains (losses)$463,000104
Applicable income taxes$1,578,0001,147
Income before extraordinary items$6,888,0001,362
Extraordinary gains, net$054
Net income$6,888,0001,377
Minority interest net income$088
Net income of bank and minority interests.$6,888,0001,364
Net charge-offs$14,0002,331
Cash dividends$3,000,0001,181
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,512,9701,455
2023-09-30 (YTD Data)Rank
Total interest income$13,242,0002,020
Total interest expense$1,488,0002,946
Net interest income$11,754,0001,750
Provision for loan and lease losses$03,085
Total noninterest income$1,471,0002,038
Gross Fiduciary activities income$0950
Service charges on deposit accounts$214,0002,261
Trading account gains and feesNANA
Additional Noninterest Income$1,257,0001,777
Total noninterest expense$8,172,0001,929
Salaries and employee benefits$5,122,0001,797
Premises and equipment expense$615,0002,278
Additional noninterest expense$1,257,0001,777
Pre-tax net operating income$5,053,0001,641
Securities gains (losses)$441,00068
Applicable income taxes$976,0001,304
Income before extraordinary items$4,518,0001,568
Extraordinary gains, net$052
Net income$4,518,0001,581
Minority interest net income$081
Net income of bank and minority interests.$4,518,0001,568
Net charge-offs$14,0002,036
Cash dividends$2,250,0001,081
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,156,3801,689
2023-06-30 (YTD Data)Rank
Total interest income$04,634
Total interest expense$10,0004,534
Net interest income$17,785,000911
Provision for loan and lease lossesNANA
Total noninterest income$1,3534,607
Gross Fiduciary activities income$8929
Service charges on deposit accounts$6464,456
Trading account gains and fees$0112
Additional Noninterest Income$14,0004,389
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,583
Additional noninterest expense$7,0724,466
Pre-tax net operating incomeNANA
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$9,0004,408
Extraordinary gains, net$17,672,00022
Net income$3,053,0001,575
Minority interest net income$081
Net income of bank and minority interests.$04,409
Net charge-offs$02,431
Cash dividends$1,933,000913
Sale, conversion, retirement of capital stock, net$4482
Net operating income$04,423
2023-03-31 (YTD Data)Rank
Total interest income$4,328,0002,001
Total interest expense$420,0002,809
Net interest income$3,908,0001,787
Provision for loan and lease losses$02,612
Total noninterest income$476,0002,014
Gross Fiduciary activities income$0913
Service charges on deposit accounts$73,0002,232
Trading account gains and feesNANA
Additional Noninterest Income$403,0001,721
Total noninterest expense$2,777,0001,911
Salaries and employee benefits$1,810,0001,749
Premises and equipment expense$214,0002,258
Additional noninterest expense$403,0001,721
Pre-tax net operating income$1,607,0001,705
Securities gains (losses)$416,00068
Applicable income taxes$365,0001,235
Income before extraordinary items$1,658,0001,490
Extraordinary gains, net$04
Net income$1,658,0001,490
Minority interest net income$048
Net income of bank and minority interests.$1,658,0001,490
Net charge-offs$-1,0003,238
Cash dividends$750,000976
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,316,8801,763
2022-12-31 (YTD Data)Rank
Total interest income$15,132,0001,947
Total interest expense$1,270,0002,117
Net interest income$13,862,0001,894
Provision for loan and lease losses$03,012
Total noninterest income$2,221,0001,934
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$295,0002,272
Trading account gains and feesNANA
Additional Noninterest Income$1,926,0001,655
Total noninterest expense$10,492,0001,946
Salaries and employee benefits$6,695,0001,803
Premises and equipment expense$452,0003,128
Additional noninterest expense$1,926,0001,655
Pre-tax net operating income$5,591,0001,915
Securities gains (losses)$404,00077
Applicable income taxes$874,0001,664
Income before extraordinary items$5,121,0001,789
Extraordinary gains, net$05
Net income$5,121,0001,787
Minority interest net income$063
Net income of bank and minority interests.$5,121,0001,788
Net charge-offs$6,0002,274
Cash dividends$3,000,0001,131
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,777,6001,909
2022-09-30 (YTD Data)Rank
Total interest income$11,058,0001,917
Total interest expense$852,0001,964
Net interest income$10,206,0001,893
Provision for loan and lease losses$02,835
Total noninterest income$1,757,0001,903
Gross Fiduciary activities income$0968
Service charges on deposit accounts$219,0002,291
Trading account gains and feesNANA
Additional Noninterest Income$1,538,0001,627
Total noninterest expense$8,073,0001,905
Salaries and employee benefits$5,155,0001,766
Premises and equipment expense$564,0002,414
Additional noninterest expense$1,538,0001,627
Pre-tax net operating income$3,890,0001,966
Securities gains (losses)$389,00072
Applicable income taxes$692,0001,613
Income before extraordinary items$3,587,0001,859
Extraordinary gains, net$04
Net income$3,587,0001,857
Minority interest net income$057
Net income of bank and minority interests.$3,587,0001,858
Net charge-offs$5,0002,006
Cash dividends$2,250,0001,037
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,260,2402,021
2022-06-30 (YTD Data)Rank
Total interest income$7,106,0001,913
Total interest expense$526,0001,896
Net interest income$6,580,0001,911
Provision for loan and lease losses$02,599
Total noninterest income$1,234,0001,829
Gross Fiduciary activities income$0925
Service charges on deposit accounts$138,0002,353
Trading account gains and feesNANA
Additional Noninterest Income$1,096,0001,584
Total noninterest expense$5,401,0001,889
Salaries and employee benefits$3,512,0001,725
Premises and equipment expense$346,0002,528
Additional noninterest expense$1,543,0001,955
Pre-tax net operating income$2,413,0001,956
Securities gains (losses)$353,00073
Applicable income taxes$472,0001,523
Income before extraordinary items$2,294,0001,817
Extraordinary gains, net$04
Net income$2,294,0001,818
Minority interest net income$060
Net income of bank and minority interests.$2,294,0001,817
Net charge-offs$-2,0003,158
Cash dividends$1,500,0001,032
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,001,0102,036
2022-03-31 (YTD Data)Rank
Total interest income$3,362,0001,952
Total interest expense$251,0001,910
Net interest income$3,111,0001,937
Provision for loan and lease losses$02,285
Total noninterest income$640,0001,810
Gross Fiduciary activities income$0892
Service charges on deposit accounts$65,0002,414
Trading account gains and feesNANA
Additional Noninterest Income$575,0001,550
Total noninterest expense$2,837,0001,824
Salaries and employee benefits$1,851,0001,659
Premises and equipment expense$167,0002,563
Additional noninterest expense$819,0001,836
Pre-tax net operating income$914,0002,214
Securities gains (losses)$2,000526
Applicable income taxes$72,0002,280
Income before extraordinary items$844,0002,122
Extraordinary gains, net$04
Net income$844,0002,122
Minority interest net income$050
Net income of bank and minority interests.$844,0002,122
Net charge-offs$-1,0003,005
Cash dividends$750,000918
Sale, conversion, retirement of capital stock, net$0453
Net operating income$842,1602,146
2021-12-31 (YTD Data)Rank
Total interest income$14,948,0001,872
Total interest expense$1,054,0002,141
Net interest income$13,894,0001,838
Provision for loan and lease losses$03,064
Total noninterest income$2,489,0002,005
Gross Fiduciary activities income$0994
Service charges on deposit accounts$261,0002,337
Trading account gains and feesNANA
Additional Noninterest Income$2,228,0001,809
Total noninterest expense$11,152,0001,833
Salaries and employee benefits$6,685,0001,779
Premises and equipment expense$541,0002,909
Additional noninterest expense$3,926,0001,602
Pre-tax net operating income$5,231,0001,990
Securities gains (losses)$1,097,000208
Applicable income taxes$1,005,0001,600
Income before extraordinary items$5,323,0001,802
Extraordinary gains, net$010
Net income$5,323,0001,802
Minority interest net income$074
Net income of bank and minority interests.$5,323,0001,803
Net charge-offs$-2,0003,330
Cash dividends$6,000,000685
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,401,5202,025
2021-09-30 (YTD Data)Rank
Total interest income$11,278,0001,897
Total interest expense$798,0002,201
Net interest income$10,480,0001,857
Provision for loan and lease losses$02,963
Total noninterest income$1,876,0002,042
Gross Fiduciary activities income$0957
Service charges on deposit accounts$191,0002,381
Trading account gains and feesNANA
Additional Noninterest Income$1,685,0001,847
Total noninterest expense$8,750,0001,772
Salaries and employee benefits$5,184,0001,734
Premises and equipment expense$541,0002,496
Additional noninterest expense$3,025,0001,585
Pre-tax net operating income$3,606,0002,190
Securities gains (losses)$560,000295
Applicable income taxes$605,0001,844
Income before extraordinary items$3,561,0002,025
Extraordinary gains, net$08
Net income$3,561,0002,024
Minority interest net income$069
Net income of bank and minority interests.$3,561,0002,025
Net charge-offs$-3,0003,300
Cash dividends$2,250,0001,072
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,085,0002,180
2021-06-30 (YTD Data)Rank
Total interest income$7,348,0001,932
Total interest expense$543,0002,234
Net interest income$6,805,0001,869
Provision for loan and lease losses$02,862
Total noninterest income$1,328,0001,929
Gross Fiduciary activities income$0951
Service charges on deposit accounts$114,0002,461
Trading account gains and feesNANA
Additional Noninterest Income$1,214,0001,724
Total noninterest expense$6,100,0001,712
Salaries and employee benefits$3,614,0001,677
Premises and equipment expense$337,0002,579
Additional noninterest expense$2,149,0001,485
Pre-tax net operating income$2,033,0002,372
Securities gains (losses)$560,000244
Applicable income taxes$311,0001,994
Income before extraordinary items$2,282,0002,074
Extraordinary gains, net$06
Net income$2,282,0002,074
Minority interest net income$067
Net income of bank and minority interests.$2,282,0002,074
Net charge-offs$-1,0003,056
Cash dividends$1,500,0001,047
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,789,2002,340
2021-03-31 (YTD Data)Rank
Total interest income$3,537,0001,963
Total interest expense$280,0002,277
Net interest income$3,257,0001,911
Provision for loan and lease losses$02,741
Total noninterest income$654,0001,957
Gross Fiduciary activities income$0922
Service charges on deposit accounts$56,0002,487
Trading account gains and feesNANA
Additional Noninterest Income$598,0001,733
Total noninterest expense$3,120,0001,666
Salaries and employee benefits$1,563,0001,852
Premises and equipment expense$174,0002,549
Additional noninterest expense$1,383,0001,182
Pre-tax net operating income$791,0002,684
Securities gains (losses)$560,000170
Applicable income taxes$183,0001,868
Income before extraordinary items$1,168,0002,027
Extraordinary gains, net$03
Net income$1,168,0002,026
Minority interest net income$055
Net income of bank and minority interests.$1,168,0002,027
Net charge-offs$-1,0003,038
Cash dividends$750,000919
Sale, conversion, retirement of capital stock, net$0482
Net operating income$686,4002,688
2020-12-31 (YTD Data)Rank
Total interest income$16,413,0001,759
Total interest expense$1,878,0002,052
Net interest income$14,535,0001,692
Provision for loan and lease losses$320,0002,622
Total noninterest income$2,287,0001,977
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$277,0002,332
Trading account gains and feesNANA
Additional Noninterest Income$2,010,0001,781
Total noninterest expense$10,280,0001,921
Salaries and employee benefits$6,435,0001,791
Premises and equipment expense$533,0002,943
Additional noninterest expense$3,312,0001,786
Pre-tax net operating income$6,222,0001,512
Securities gains (losses)$447,000647
Applicable income taxes$1,182,0001,312
Income before extraordinary items$5,487,0001,526
Extraordinary gains, net$04
Net income$5,487,0001,526
Minority interest net income$072
Net income of bank and minority interests.$5,487,0001,526
Net charge-offs$-2,0003,992
Cash dividends$3,000,0001,116
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,120,4601,563
2020-09-30 (YTD Data)Rank
Total interest income$12,616,0001,733
Total interest expense$1,489,0002,067
Net interest income$11,127,0001,656
Provision for loan and lease losses$320,0002,369
Total noninterest income$1,706,0001,944
Gross Fiduciary activities income$0981
Service charges on deposit accounts$214,0002,309
Trading account gains and feesNANA
Additional Noninterest Income$1,492,0001,745
Total noninterest expense$7,785,0001,879
Salaries and employee benefits$4,756,0001,790
Premises and equipment expense$573,0002,401
Additional noninterest expense$2,456,0001,761
Pre-tax net operating income$4,728,0001,467
Securities gains (losses)$100,0001,217
Applicable income taxes$862,0001,302
Income before extraordinary items$3,966,0001,521
Extraordinary gains, net$04
Net income$3,966,0001,521
Minority interest net income$065
Net income of bank and minority interests.$3,966,0001,522
Net charge-offs$-2,0003,908
Cash dividends$2,250,0001,007
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,884,0001,507
2020-06-30 (YTD Data)Rank
Total interest income$8,485,0001,738
Total interest expense$1,048,0002,086
Net interest income$7,437,0001,651
Provision for loan and lease losses$320,0001,990
Total noninterest income$1,084,0001,936
Gross Fiduciary activities income$0970
Service charges on deposit accounts$144,0002,327
Trading account gains and feesNANA
Additional Noninterest Income$940,0001,730
Total noninterest expense$5,403,0001,819
Salaries and employee benefits$3,422,0001,687
Premises and equipment expense$418,0002,268
Additional noninterest expense$1,563,0001,822
Pre-tax net operating income$2,798,0001,544
Securities gains (losses)$100,000984
Applicable income taxes$690,0001,095
Income before extraordinary items$2,208,0001,700
Extraordinary gains, net$04
Net income$2,208,0001,701
Minority interest net income$065
Net income of bank and minority interests.$2,208,0001,701
Net charge-offs$5,0002,656
Cash dividends$1,500,000984
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,129,0001,710
2020-03-31 (YTD Data)Rank
Total interest income$4,349,0001,698
Total interest expense$573,0002,115
Net interest income$3,776,0001,587
Provision for loan and lease losses$20,0003,107
Total noninterest income$546,0001,853
Gross Fiduciary activities income$0941
Service charges on deposit accounts$90,0002,287
Trading account gains and feesNANA
Additional Noninterest Income$456,0001,605
Total noninterest expense$2,462,0001,964
Salaries and employee benefits$1,468,0001,912
Premises and equipment expense$179,0002,500
Additional noninterest expense$815,0001,797
Pre-tax net operating income$1,840,0001,129
Securities gains (losses)$01,705
Applicable income taxes$320,0001,027
Income before extraordinary items$1,520,0001,176
Extraordinary gains, net$04
Net income$1,520,0001,175
Minority interest net income$056
Net income of bank and minority interests.$1,520,0001,176
Net charge-offs$-3,0004,005
Cash dividends$750,000993
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,520,0001,157
2019-12-31 (YTD Data)Rank
Total interest income$16,920,0001,745
Total interest expense$2,723,0001,927
Net interest income$14,197,0001,680
Provision for loan and lease losses$390,0001,702
Total noninterest income$2,393,0001,794
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$353,0002,380
Trading account gains and feesNANA
Additional Noninterest Income$2,040,0001,515
Total noninterest expense$10,632,0001,828
Salaries and employee benefits$6,530,0001,724
Premises and equipment expense$572,0002,876
Additional noninterest expense$3,530,0001,662
Pre-tax net operating income$5,568,0001,624
Securities gains (losses)$3,491,000103
Applicable income taxes$1,813,000966
Income before extraordinary items$7,246,0001,206
Extraordinary gains, net$011
Net income$7,246,0001,206
Minority interest net income$076
Net income of bank and minority interests.$7,246,0001,208
Net charge-offs$378,0001,224
Cash dividends$3,000,0001,180
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,453,2001,713
2019-09-30 (YTD Data)Rank
Total interest income$12,779,0001,757
Total interest expense$2,110,0001,898
Net interest income$10,669,0001,698
Provision for loan and lease losses$330,0001,518
Total noninterest income$1,750,0001,818
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$261,0002,418
Trading account gains and feesNANA
Additional Noninterest Income$1,489,0001,542
Total noninterest expense$7,941,0001,842
Salaries and employee benefits$4,803,0001,758
Premises and equipment expense$623,0002,305
Additional noninterest expense$2,515,0001,745
Pre-tax net operating income$4,148,0001,674
Securities gains (losses)$23,0001,371
Applicable income taxes$700,0001,532
Income before extraordinary items$3,471,0001,730
Extraordinary gains, net$011
Net income$3,471,0001,731
Minority interest net income$072
Net income of bank and minority interests.$3,471,0001,731
Net charge-offs$378,000900
Cash dividends$2,250,0001,088
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,451,9101,702
2019-06-30 (YTD Data)Rank
Total interest income$8,443,0001,775
Total interest expense$1,369,0001,909
Net interest income$7,074,0001,708
Provision for loan and lease losses$120,0002,025
Total noninterest income$1,146,0001,817
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$182,0002,337
Trading account gains and feesNANA
Additional Noninterest Income$964,0001,526
Total noninterest expense$5,435,0001,798
Salaries and employee benefits$3,359,0001,707
Premises and equipment expense$388,0002,413
Additional noninterest expense$1,688,0001,749
Pre-tax net operating income$2,665,0001,694
Securities gains (losses)$-23,0005,070
Applicable income taxes$415,0001,593
Income before extraordinary items$2,227,0001,755
Extraordinary gains, net$011
Net income$2,227,0001,754
Minority interest net income$069
Net income of bank and minority interests.$2,227,0001,755
Net charge-offs$187,0001,035
Cash dividends$1,500,0001,092
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,246,3201,709
2019-03-31 (YTD Data)Rank
Total interest income$4,195,0001,780
Total interest expense$660,0001,924
Net interest income$3,535,0001,721
Provision for loan and lease losses$60,0001,874
Total noninterest income$512,0001,896
Gross Fiduciary activities income$0972
Service charges on deposit accounts$95,0002,283
Trading account gains and feesNANA
Additional Noninterest Income$417,0001,627
Total noninterest expense$2,539,0001,918
Salaries and employee benefits$1,524,0001,843
Premises and equipment expense$200,0002,398
Additional noninterest expense$815,0001,792
Pre-tax net operating income$1,448,0001,572
Securities gains (losses)$-8,0005,069
Applicable income taxes$241,0001,433
Income before extraordinary items$1,199,0001,625
Extraordinary gains, net$05
Net income$1,199,0001,623
Minority interest net income$052
Net income of bank and minority interests.$1,199,0001,624
Net charge-offs$188,000646
Cash dividends$750,0001,015
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,205,6401,595
2018-12-31 (YTD Data)Rank
Total interest income$15,933,0001,778
Total interest expense$2,182,0001,823
Net interest income$13,751,0001,734
Provision for loan and lease losses$240,0002,183
Total noninterest income$2,135,0001,914
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$409,0002,270
Trading account gains and feesNANA
Additional Noninterest Income$1,726,0001,642
Total noninterest expense$10,406,0001,837
Salaries and employee benefits$6,279,0001,746
Premises and equipment expense$589,0002,867
Additional noninterest expense$3,538,0001,662
Pre-tax net operating income$5,240,0001,724
Securities gains (losses)$-34,0004,753
Applicable income taxes$836,0001,545
Income before extraordinary items$4,370,0001,769
Extraordinary gains, net$06
Net income$4,370,0001,768
Minority interest net income$072
Net income of bank and minority interests.$4,370,0001,768
Net charge-offs$3,0003,612
Cash dividends$5,366,000701
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,398,5601,749
2018-09-30 (YTD Data)Rank
Total interest income$11,887,0001,758
Total interest expense$1,557,0001,819
Net interest income$10,330,0001,730
Provision for loan and lease losses$180,0002,069
Total noninterest income$1,571,0001,958
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$294,0002,331
Trading account gains and feesNANA
Additional Noninterest Income$1,277,0001,680
Total noninterest expense$7,815,0001,832
Salaries and employee benefits$4,621,0001,769
Premises and equipment expense$611,0002,360
Additional noninterest expense$2,583,0001,695
Pre-tax net operating income$3,906,0001,742
Securities gains (losses)$01,118
Applicable income taxes$627,0001,586
Income before extraordinary items$3,279,0001,783
Extraordinary gains, net$05
Net income$3,279,0001,782
Minority interest net income$066
Net income of bank and minority interests.$3,279,0001,782
Net charge-offs$-1,0004,015
Cash dividends$4,616,000580
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,279,0001,773
2018-06-30 (YTD Data)Rank
Total interest income$7,760,0001,780
Total interest expense$974,0001,811
Net interest income$6,786,0001,754
Provision for loan and lease losses$120,0002,009
Total noninterest income$1,067,0001,936
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$187,0002,397
Trading account gains and feesNANA
Additional Noninterest Income$880,0001,642
Total noninterest expense$5,226,0001,847
Salaries and employee benefits$3,158,0001,757
Premises and equipment expense$385,0002,465
Additional noninterest expense$1,683,0001,744
Pre-tax net operating income$2,507,0001,758
Securities gains (losses)$0961
Applicable income taxes$403,0001,606
Income before extraordinary items$2,104,0001,812
Extraordinary gains, net$06
Net income$2,104,0001,811
Minority interest net income$065
Net income of bank and minority interests.$2,104,0001,811
Net charge-offs$03,209
Cash dividends$1,500,000946
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,104,0001,799
2018-03-31 (YTD Data)Rank
Total interest income$3,885,0001,759
Total interest expense$468,0001,796
Net interest income$3,417,0001,742
Provision for loan and lease losses$60,0001,880
Total noninterest income$508,0001,978
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$96,0002,364
Trading account gains and feesNANA
Additional Noninterest Income$412,0001,681
Total noninterest expense$2,480,0001,939
Salaries and employee benefits$1,406,0001,944
Premises and equipment expense$186,0002,551
Additional noninterest expense$888,0001,658
Pre-tax net operating income$1,385,0001,584
Securities gains (losses)$0735
Applicable income taxes$225,0001,465
Income before extraordinary items$1,160,0001,626
Extraordinary gains, net$07
Net income$1,160,0001,626
Minority interest net income$052
Net income of bank and minority interests.$1,160,0001,626
Net charge-offs$-2,0004,048
Cash dividends$750,000890
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,160,0001,612
2017-12-31 (YTD Data)Rank
Total interest income$15,610,0001,693
Total interest expense$1,657,0001,772
Net interest income$13,953,0001,673
Provision for loan and lease losses$40,0003,661
Total noninterest income$2,217,0001,906
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$414,0002,338
Trading account gains and feesNANA
Additional Noninterest Income$1,803,0001,632
Total noninterest expense$10,138,0001,898
Salaries and employee benefits$6,080,0001,802
Premises and equipment expense$601,0002,914
Additional noninterest expense$3,457,0001,727
Pre-tax net operating income$5,992,0001,462
Securities gains (losses)$-77,0005,369
Applicable income taxes$1,432,0001,579
Income before extraordinary items$4,483,0001,474
Extraordinary gains, net$09
Net income$4,483,0001,473
Minority interest net income$076
Net income of bank and minority interests.$4,483,0001,474
Net charge-offs$32,0003,208
Cash dividends$3,350,000945
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,541,5201,436
2017-09-30 (YTD Data)Rank
Total interest income$11,716,0001,692
Total interest expense$1,211,0001,791
Net interest income$10,505,0001,669
Provision for loan and lease losses$04,088
Total noninterest income$1,622,0001,960
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$302,0002,389
Trading account gains and feesNANA
Additional Noninterest Income$1,320,0001,674
Total noninterest expense$7,700,0001,862
Salaries and employee benefits$4,510,0001,823
Premises and equipment expense$645,0002,335
Additional noninterest expense$2,545,0001,748
Pre-tax net operating income$4,427,0001,489
Securities gains (losses)$69,000740
Applicable income taxes$1,092,0001,392
Income before extraordinary items$3,404,0001,551
Extraordinary gains, net$09
Net income$3,404,0001,551
Minority interest net income$071
Net income of bank and minority interests.$3,404,0001,551
Net charge-offs$30,0002,778
Cash dividends$2,600,000856
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,351,5601,557
2017-06-30 (YTD Data)Rank
Total interest income$7,663,0001,707
Total interest expense$770,0001,819
Net interest income$6,893,0001,681
Provision for loan and lease losses$03,871
Total noninterest income$1,088,0001,940
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$208,0002,334
Trading account gains and feesNANA
Additional Noninterest Income$880,0001,667
Total noninterest expense$5,184,0001,851
Salaries and employee benefits$3,088,0001,781
Premises and equipment expense$417,0002,402
Additional noninterest expense$1,679,0001,758
Pre-tax net operating income$2,797,0001,550
Securities gains (losses)$57,000612
Applicable income taxes$694,0001,410
Income before extraordinary items$2,160,0001,595
Extraordinary gains, net$011
Net income$2,160,0001,595
Minority interest net income$071
Net income of bank and minority interests.$2,160,0001,595
Net charge-offs$25,0002,462
Cash dividends$1,850,000817
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,116,6801,603
2017-03-31 (YTD Data)Rank
Total interest income$3,837,0001,696
Total interest expense$359,0001,916
Net interest income$3,478,0001,664
Provision for loan and lease losses$03,537
Total noninterest income$507,0002,030
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$113,0002,201
Trading account gains and feesNANA
Additional Noninterest Income$394,0001,768
Total noninterest expense$2,451,0001,960
Salaries and employee benefits$1,428,0001,928
Premises and equipment expense$182,0002,658
Additional noninterest expense$841,0001,765
Pre-tax net operating income$1,534,0001,417
Securities gains (losses)$18,000539
Applicable income taxes$393,0001,257
Income before extraordinary items$1,159,0001,501
Extraordinary gains, net$08
Net income$1,159,0001,501
Minority interest net income$055
Net income of bank and minority interests.$1,159,0001,501
Net charge-offs$-30,0005,381
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,145,5001,490
2016-12-31 (YTD Data)Rank
Total interest income$14,917,0001,693
Total interest expense$1,360,0001,936
Net interest income$13,557,0001,648
Provision for loan and lease losses$04,332
Total noninterest income$2,175,0002,021
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$500,0002,078
Trading account gains and fees$0170
Additional Noninterest Income$1,675,0001,754
Total noninterest expense$10,236,0001,864
Salaries and employee benefits$6,118,0001,752
Premises and equipment expense$478,0003,465
Additional noninterest expense$3,640,0001,674
Pre-tax net operating income$5,496,0001,500
Securities gains (losses)$32,0002,123
Applicable income taxes$1,341,0001,369
Income before extraordinary items$4,187,0001,589
Extraordinary gains, net$05
Net income$4,187,0001,587
Minority interest net income$082
Net income of bank and minority interests.$4,187,0001,588
Net charge-offs$-78,0005,471
Cash dividends$8,000,000461
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,162,6801,570
2016-09-30 (YTD Data)Rank
Total interest income$11,295,0001,675
Total interest expense$1,013,0001,957
Net interest income$10,282,0001,637
Provision for loan and lease losses$04,186
Total noninterest income$1,632,0002,016
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$382,0002,070
Trading account gains and fees$0169
Additional Noninterest Income$1,250,0001,768
Total noninterest expense$7,932,0001,806
Salaries and employee benefits$4,525,0001,773
Premises and equipment expense$617,0002,457
Additional noninterest expense$2,790,0001,630
Pre-tax net operating income$3,982,0001,561
Securities gains (losses)$31,0002,082
Applicable income taxes$955,0001,455
Income before extraordinary items$3,058,0001,660
Extraordinary gains, net$05
Net income$3,058,0001,660
Minority interest net income$071
Net income of bank and minority interests.$3,058,0001,660
Net charge-offs$-86,0005,535
Cash dividends$1,500,0001,263
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,034,4401,622
2016-06-30 (YTD Data)Rank
Total interest income$7,535,0001,682
Total interest expense$680,0001,952
Net interest income$6,855,0001,633
Provision for loan and lease losses$04,017
Total noninterest income$995,0002,110
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$215,0002,317
Trading account gains and fees$0157
Additional Noninterest Income$780,0001,819
Total noninterest expense$5,086,0001,885
Salaries and employee benefits$2,923,0001,827
Premises and equipment expense$377,0002,626
Additional noninterest expense$1,786,0001,701
Pre-tax net operating income$2,764,0001,507
Securities gains (losses)$-28,0005,942
Applicable income taxes$664,0001,408
Income before extraordinary items$2,072,0001,610
Extraordinary gains, net$016
Net income$2,072,0001,611
Minority interest net income$071
Net income of bank and minority interests.$2,072,0001,611
Net charge-offs$-95,0005,693
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,093,2801,549
2016-03-31 (YTD Data)Rank
Total interest income$3,768,0001,683
Total interest expense$345,0001,930
Net interest income$3,423,0001,648
Provision for loan and lease losses$03,656
Total noninterest income$480,0002,117
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$105,0002,349
Trading account gains and fees$0142
Additional Noninterest Income$375,0001,828
Total noninterest expense$2,534,0001,880
Salaries and employee benefits$1,431,0001,878
Premises and equipment expense$190,0002,636
Additional noninterest expense$913,0001,660
Pre-tax net operating income$1,369,0001,485
Securities gains (losses)$-113,0006,089
Applicable income taxes$284,0001,529
Income before extraordinary items$972,0001,663
Extraordinary gains, net$012
Net income$972,0001,664
Minority interest net income$062
Net income of bank and minority interests.$972,0001,664
Net charge-offs$2,0002,815
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,059,0101,505
2015-12-31 (YTD Data)Rank
Total interest income$15,257,0001,634
Total interest expense$1,509,0001,769
Net interest income$13,748,0001,590
Provision for loan and lease losses$200,0002,306
Total noninterest income$2,546,0001,807
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$504,0002,129
Trading account gains and fees$0159
Additional Noninterest Income$2,042,0001,500
Total noninterest expense$10,213,0001,857
Salaries and employee benefits$6,040,0001,737
Premises and equipment expense$490,0003,521
Additional noninterest expense$3,683,0001,647
Pre-tax net operating income$5,881,0001,384
Securities gains (losses)$123,0001,040
Applicable income taxes$1,601,0001,186
Income before extraordinary items$4,403,0001,501
Extraordinary gains, net$023
Net income$4,403,0001,501
Minority interest net income$081
Net income of bank and minority interests.$4,403,0001,501
Net charge-offs$44,0003,344
Cash dividends$2,000,0001,332
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,313,2101,495
2015-09-30 (YTD Data)Rank
Total interest income$11,527,0001,628
Total interest expense$1,168,0001,746
Net interest income$10,359,0001,600
Provision for loan and lease losses$180,0002,044
Total noninterest income$2,083,0001,699
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$361,0002,211
Trading account gains and fees$0153
Additional Noninterest Income$1,722,0001,388
Total noninterest expense$7,782,0001,831
Salaries and employee benefits$4,453,0001,765
Premises and equipment expense$592,0002,616
Additional noninterest expense$2,737,0001,658
Pre-tax net operating income$4,480,0001,395
Securities gains (losses)$123,000905
Applicable income taxes$1,257,0001,181
Income before extraordinary items$3,346,0001,501
Extraordinary gains, net$021
Net income$3,346,0001,502
Minority interest net income$078
Net income of bank and minority interests.$3,346,0001,502
Net charge-offs$35,0003,030
Cash dividends$1,500,0001,198
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,256,2101,493
2015-06-30 (YTD Data)Rank
Total interest income$7,808,0001,598
Total interest expense$813,0001,694
Net interest income$6,995,0001,580
Provision for loan and lease losses$120,0002,009
Total noninterest income$1,257,0001,840
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$243,0002,164
Trading account gains and fees$0157
Additional Noninterest Income$1,014,0001,545
Total noninterest expense$5,051,0001,887
Salaries and employee benefits$2,907,0001,805
Premises and equipment expense$413,0002,532
Additional noninterest expense$1,731,0001,749
Pre-tax net operating income$3,081,0001,351
Securities gains (losses)$64,0001,093
Applicable income taxes$876,0001,122
Income before extraordinary items$2,269,0001,463
Extraordinary gains, net$022
Net income$2,269,0001,464
Minority interest net income$075
Net income of bank and minority interests.$2,269,0001,465
Net charge-offs$61,0002,167
Cash dividends$1,000,0001,209
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,222,9201,447
2015-03-31 (YTD Data)Rank
Total interest income$3,920,0001,583
Total interest expense$408,0001,701
Net interest income$3,512,0001,578
Provision for loan and lease losses$60,0001,893
Total noninterest income$555,0001,975
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$113,0002,273
Trading account gains and fees$0152
Additional Noninterest Income$442,0001,648
Total noninterest expense$2,572,0001,852
Salaries and employee benefits$1,547,0001,725
Premises and equipment expense$169,0002,951
Additional noninterest expense$856,0001,757
Pre-tax net operating income$1,435,0001,394
Securities gains (losses)$11,0001,447
Applicable income taxes$390,0001,212
Income before extraordinary items$1,056,0001,514
Extraordinary gains, net$013
Net income$1,056,0001,515
Minority interest net income$064
Net income of bank and minority interests.$1,056,0001,516
Net charge-offs$60,0001,434
Cash dividends$500,0001,094
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,047,9701,480
2014-12-31 (YTD Data)Rank
Total interest income$13,980,0001,797
Total interest expense$1,731,0001,673
Net interest income$12,249,0001,789
Provision for loan and lease losses$240,0002,251
Total noninterest income$2,082,0002,045
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$652,0001,835
Trading account gains and fees$0180
Additional Noninterest Income$1,430,0001,827
Total noninterest expense$9,826,0001,925
Salaries and employee benefits$5,707,0001,805
Premises and equipment expense$876,0002,494
Additional noninterest expense$3,243,0001,904
Pre-tax net operating income$4,265,0001,748
Securities gains (losses)$129,0001,073
Applicable income taxes$1,142,0001,419
Income before extraordinary items$3,252,0001,885
Extraordinary gains, net$017
Net income$3,252,0001,885
Minority interest net income$084
Net income of bank and minority interests.$3,252,0001,884
Net charge-offs$-1,0005,362
Cash dividends$1,000,0002,015
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,156,5401,897
2014-09-30 (YTD Data)Rank
Total interest income$10,370,0001,827
Total interest expense$1,311,0001,674
Net interest income$9,059,0001,828
Provision for loan and lease losses$180,0002,177
Total noninterest income$1,162,0002,495
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$492,0001,843
Trading account gains and fees$0174
Additional Noninterest Income$670,0002,493
Total noninterest expense$7,285,0001,952
Salaries and employee benefits$4,264,0001,818
Premises and equipment expense$649,0002,546
Additional noninterest expense$2,372,0001,941
Pre-tax net operating income$2,756,0001,988
Securities gains (losses)$127,000856
Applicable income taxes$719,0001,618
Income before extraordinary items$2,164,0002,088
Extraordinary gains, net$015
Net income$2,164,0002,087
Minority interest net income$081
Net income of bank and minority interests.$2,164,0002,086
Net charge-offs$6,0004,332
Cash dividends$500,0002,192
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,068,7502,122
2014-06-30 (YTD Data)Rank
Total interest income$6,905,0001,819
Total interest expense$875,0001,693
Net interest income$6,030,0001,824
Provision for loan and lease losses$120,0002,134
Total noninterest income$701,0002,597
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$301,0001,942
Trading account gains and fees$0172
Additional Noninterest Income$400,0002,624
Total noninterest expense$4,877,0001,942
Salaries and employee benefits$2,915,0001,771
Premises and equipment expense$453,0002,462
Additional noninterest expense$1,509,0002,016
Pre-tax net operating income$1,734,0002,032
Securities gains (losses)$90,000848
Applicable income taxes$453,0001,636
Income before extraordinary items$1,371,0002,126
Extraordinary gains, net$020
Net income$1,371,0002,130
Minority interest net income$080
Net income of bank and minority interests.$1,371,0002,129
Net charge-offs$16,0003,514
Cash dividends$500,0001,796
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,303,5002,162
2014-03-31 (YTD Data)Rank
Total interest income$3,425,0001,826
Total interest expense$439,0001,709
Net interest income$2,986,0001,824
Provision for loan and lease losses$60,0002,013
Total noninterest income$438,0002,229
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$151,0001,921
Trading account gains and fees$0147
Additional Noninterest Income$287,0002,054
Total noninterest expense$2,367,0002,012
Salaries and employee benefits$1,417,0001,833
Premises and equipment expense$211,0002,662
Additional noninterest expense$739,0002,041
Pre-tax net operating income$997,0001,773
Securities gains (losses)$01,715
Applicable income taxes$265,0001,457
Income before extraordinary items$732,0001,939
Extraordinary gains, net$016
Net income$732,0001,942
Minority interest net income$066
Net income of bank and minority interests.$732,0001,942
Net charge-offs$17,0002,586
Cash dividends$250,0001,571
Sale, conversion, retirement of capital stock, net$0747
Net operating income$732,0001,899
2013-12-31 (YTD Data)Rank
Total interest income$14,198,0001,760
Total interest expense$1,936,0001,757
Net interest income$12,262,0001,758
Provision for loan and lease losses$240,0002,739
Total noninterest income$2,189,0002,028
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$704,0001,824
Trading account gains and fees$0184
Additional Noninterest Income$1,485,0001,862
Total noninterest expense$9,612,0001,965
Salaries and employee benefits$5,590,0001,829
Premises and equipment expense$916,0002,424
Additional noninterest expense$3,106,0002,021
Pre-tax net operating income$4,599,0001,518
Securities gains (losses)$14,0002,505
Applicable income taxes$1,023,0001,446
Income before extraordinary items$3,590,0001,648
Extraordinary gains, net$029
Net income$3,590,0001,651
Minority interest net income$090
Net income of bank and minority interests.$3,590,0001,652
Net charge-offs$-13,0006,214
Cash dividends$1,000,0001,914
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,579,0801,614
2013-09-30 (YTD Data)Rank
Total interest income$10,848,0001,730
Total interest expense$1,467,0001,789
Net interest income$9,381,0001,716
Provision for loan and lease losses$180,0002,702
Total noninterest income$1,554,0002,158
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$553,0001,767
Trading account gains and fees$0180
Additional Noninterest Income$1,001,0002,037
Total noninterest expense$7,036,0002,018
Salaries and employee benefits$4,108,0001,869
Premises and equipment expense$653,0002,560
Additional noninterest expense$2,275,0002,065
Pre-tax net operating income$3,719,0001,473
Securities gains (losses)$14,0002,364
Applicable income taxes$1,098,0001,169
Income before extraordinary items$2,635,0001,701
Extraordinary gains, net$025
Net income$2,635,0001,703
Minority interest net income$084
Net income of bank and minority interests.$2,635,0001,705
Net charge-offs$13,0004,613
Cash dividends$750,0001,718
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,625,0601,653
2013-06-30 (YTD Data)Rank
Total interest income$4,487,0002,695
Total interest expense$621,0002,629
Net interest income$3,866,0002,685
Provision for loan and lease losses$04,788
Total noninterest income$618,0002,955
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$187,0002,929
Trading account gains and fees$0157
Additional Noninterest Income$431,0002,691
Total noninterest expense$2,670,0003,259
Salaries and employee benefits$1,670,0002,922
Premises and equipment expense$226,0004,021
Additional noninterest expense$774,0003,582
Pre-tax net operating income$1,814,0001,877
Securities gains (losses)$8,0002,354
Applicable income taxes$472,0001,573
Income before extraordinary items$1,350,0002,111
Extraordinary gains, net$022
Net income$1,350,0002,119
Minority interest net income$082
Net income of bank and minority interests.$1,350,0002,117
Net charge-offs$-4,0005,877
Cash dividends$500,0001,684
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,344,0802,032
2013-03-31 (YTD Data)Rank
Total interest income$2,254,0002,704
Total interest expense$316,0002,676
Net interest income$1,938,0002,678
Provision for loan and lease losses$04,409
Total noninterest income$235,0003,399
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$90,0002,991
Trading account gains and fees$0148
Additional Noninterest Income$145,0003,222
Total noninterest expense$1,284,0003,384
Salaries and employee benefits$850,0002,899
Premises and equipment expense$100,0004,297
Additional noninterest expense$334,0003,965
Pre-tax net operating income$889,0001,892
Securities gains (losses)$5,0001,643
Applicable income taxes$247,0001,521
Income before extraordinary items$647,0002,127
Extraordinary gains, net$010
Net income$647,0002,129
Minority interest net income$076
Net income of bank and minority interests.$647,0002,129
Net charge-offs$-2,0005,471
Cash dividends$250,0001,457
Sale, conversion, retirement of capital stock, net$0789
Net operating income$643,4002,051
2012-12-31 (YTD Data)Rank
Total interest income$8,913,0002,847
Total interest expense$1,540,0002,653
Net interest income$7,373,0002,859
Provision for loan and lease losses$100,0004,651
Total noninterest income$1,123,0003,068
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$402,0002,921
Trading account gains and fees$0166
Additional Noninterest Income$721,0002,849
Total noninterest expense$5,351,0003,297
Salaries and employee benefits$3,250,0002,961
Premises and equipment expense$496,0003,842
Additional noninterest expense$1,605,0003,615
Pre-tax net operating income$3,045,0002,060
Securities gains (losses)$25,0003,094
Applicable income taxes$746,0001,774
Income before extraordinary items$2,324,0002,316
Extraordinary gains, net$029
Net income$2,324,0002,317
Minority interest net income$093
Net income of bank and minority interests.$2,324,0002,318
Net charge-offs$-58,0006,881
Cash dividends$1,750,0001,336
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,305,0002,214
2012-09-30 (YTD Data)Rank
Total interest income$6,634,0002,924
Total interest expense$1,116,0002,836
Net interest income$5,518,0002,901
Provision for loan and lease losses$05,790
Total noninterest income$910,0002,966
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$301,0002,960
Trading account gains and fees$0157
Additional Noninterest Income$609,0002,657
Total noninterest expense$3,978,0003,354
Salaries and employee benefits$2,476,0002,934
Premises and equipment expense$353,0004,017
Additional noninterest expense$1,149,0003,764
Pre-tax net operating income$2,450,0002,011
Securities gains (losses)$16,0002,965
Applicable income taxes$684,0001,609
Income before extraordinary items$1,782,0002,320
Extraordinary gains, net$020
Net income$1,782,0002,320
Minority interest net income$086
Net income of bank and minority interests.$1,782,0002,320
Net charge-offs$-48,0006,921
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,770,4802,210
2012-06-30 (YTD Data)Rank
Total interest income$4,478,0002,917
Total interest expense$754,0002,890
Net interest income$3,724,0002,876
Provision for loan and lease losses$05,619
Total noninterest income$487,0003,289
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$197,0002,985
Trading account gains and fees$0153
Additional Noninterest Income$290,0003,117
Total noninterest expense$2,632,0003,379
Salaries and employee benefits$1,653,0002,950
Premises and equipment expense$231,0004,068
Additional noninterest expense$748,0003,827
Pre-tax net operating income$1,579,0002,056
Securities gains (losses)$6,0002,847
Applicable income taxes$434,0001,639
Income before extraordinary items$1,151,0002,346
Extraordinary gains, net$019
Net income$1,151,0002,346
Minority interest net income$084
Net income of bank and minority interests.$1,151,0002,346
Net charge-offs$-48,0006,975
Cash dividends$1,000,000957
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,146,6202,218
2012-03-31 (YTD Data)Rank
Total interest income$2,210,0002,975
Total interest expense$377,0002,993
Net interest income$1,833,0002,928
Provision for loan and lease losses$05,254
Total noninterest income$224,0003,436
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$96,0003,017
Trading account gains and fees$0148
Additional Noninterest Income$128,0003,301
Total noninterest expense$1,376,0003,284
Salaries and employee benefits$889,0002,775
Premises and equipment expense$110,0004,193
Additional noninterest expense$377,0003,784
Pre-tax net operating income$681,0002,316
Securities gains (losses)$1,0002,095
Applicable income taxes$182,0001,837
Income before extraordinary items$500,0002,607
Extraordinary gains, net$019
Net income$500,0002,609
Minority interest net income$078
Net income of bank and minority interests.$500,0002,610
Net charge-offs$-42,0007,042
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$499,2702,485
2011-12-31 (YTD Data)Rank
Total interest income$9,266,0002,961
Total interest expense$1,817,0002,972
Net interest income$7,449,0002,909
Provision for loan and lease losses$50,0005,824
Total noninterest income$1,036,0003,059
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$431,0002,890
Trading account gains and fees$0146
Additional Noninterest Income$605,0002,846
Total noninterest expense$5,474,0003,291
Salaries and employee benefits$3,292,0002,896
Premises and equipment expense$463,0004,240
Additional noninterest expense$1,719,0003,533
Pre-tax net operating income$2,961,0001,856
Securities gains (losses)$03,838
Applicable income taxes$720,0001,656
Income before extraordinary items$2,241,0002,060
Extraordinary gains, net$029
Net income$2,241,0002,061
Minority interest net income$096
Net income of bank and minority interests.$2,241,0002,061
Net charge-offs$-36,0007,144
Cash dividends$2,000,000950
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,241,0001,971
2011-09-30 (YTD Data)Rank
Total interest income$6,984,0002,984
Total interest expense$1,416,0002,998
Net interest income$5,568,0002,926
Provision for loan and lease losses$06,393
Total noninterest income$778,0003,062
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$325,0002,875
Trading account gains and fees$0145
Additional Noninterest Income$453,0002,842
Total noninterest expense$4,069,0003,329
Salaries and employee benefits$2,508,0002,848
Premises and equipment expense$319,0004,473
Additional noninterest expense$1,242,0003,593
Pre-tax net operating income$2,277,0001,892
Securities gains (losses)$03,555
Applicable income taxes$619,0001,544
Income before extraordinary items$1,658,0002,137
Extraordinary gains, net$021
Net income$1,658,0002,137
Minority interest net income$087
Net income of bank and minority interests.$1,658,0002,138
Net charge-offs$-20,0007,115
Cash dividends$1,500,000829
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,658,0002,047
2011-06-30 (YTD Data)Rank
Total interest income$4,717,0002,959
Total interest expense$955,0003,062
Net interest income$3,762,0002,897
Provision for loan and lease losses$06,217
Total noninterest income$481,0003,190
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$215,0002,864
Trading account gains and fees$0153
Additional Noninterest Income$266,0003,068
Total noninterest expense$2,707,0003,372
Salaries and employee benefits$1,676,0002,862
Premises and equipment expense$218,0004,462
Additional noninterest expense$813,0003,704
Pre-tax net operating income$1,536,0001,848
Securities gains (losses)$02,914
Applicable income taxes$422,0001,475
Income before extraordinary items$1,114,0002,074
Extraordinary gains, net$015
Net income$1,114,0002,074
Minority interest net income$089
Net income of bank and minority interests.$1,114,0002,074
Net charge-offs$-15,0007,101
Cash dividends$1,000,000803
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,114,0002,010
2011-03-31 (YTD Data)Rank
Total interest income$2,410,0002,913
Total interest expense$476,0003,170
Net interest income$1,934,0002,807
Provision for loan and lease losses$05,840
Total noninterest income$140,0004,301
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$106,0002,857
Trading account gains and fees$0158
Additional Noninterest Income$34,0005,221
Total noninterest expense$1,297,0003,481
Salaries and employee benefits$810,0002,969
Premises and equipment expense$94,0004,869
Additional noninterest expense$393,0003,776
Pre-tax net operating income$777,0001,813
Securities gains (losses)$01,772
Applicable income taxes$209,0001,461
Income before extraordinary items$568,0002,007
Extraordinary gains, net$09
Net income$568,0002,006
Minority interest net income$086
Net income of bank and minority interests.$568,0002,007
Net charge-offs$-11,0007,030
Cash dividends$500,000725
Sale, conversion, retirement of capital stock, net$0925
Net operating income$568,0001,965
2010-12-31 (YTD Data)Rank
Total interest income$10,105,0002,937
Total interest expense$1,979,0003,600
Net interest income$8,126,0002,680
Provision for loan and lease losses$07,042
Total noninterest income$1,296,0002,774
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$447,0002,861
Trading account gains and fees$0175
Additional Noninterest Income$849,0002,412
Total noninterest expense$5,709,0003,235
Salaries and employee benefits$3,416,0002,792
Premises and equipment expense$504,0004,160
Additional noninterest expense$1,789,0003,547
Pre-tax net operating income$3,713,0001,349
Securities gains (losses)$03,793
Applicable income taxes$1,107,0001,139
Income before extraordinary items$2,606,0001,583
Extraordinary gains, net$029
Net income$2,606,0001,583
Minority interest net income$0111
Net income of bank and minority interests.$2,606,0001,585
Net charge-offs$-103,0007,600
Cash dividends$2,000,000811
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,606,0001,532
2010-09-30 (YTD Data)Rank
Total interest income$7,558,0003,002
Total interest expense$1,501,0003,697
Net interest income$6,057,0002,734
Provision for loan and lease losses$06,977
Total noninterest income$817,0003,114
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$335,0002,932
Trading account gains and fees$0165
Additional Noninterest Income$482,0002,814
Total noninterest expense$4,008,0003,409
Salaries and employee benefits$2,383,0002,987
Premises and equipment expense$330,0004,598
Additional noninterest expense$1,295,0003,611
Pre-tax net operating income$2,866,0001,375
Securities gains (losses)$03,651
Applicable income taxes$865,0001,126
Income before extraordinary items$2,001,0001,657
Extraordinary gains, net$023
Net income$2,001,0001,660
Minority interest net income$0110
Net income of bank and minority interests.$2,001,0001,660
Net charge-offs$-107,0007,694
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,001,0001,582
2010-06-30 (YTD Data)Rank
Total interest income$4,982,0003,053
Total interest expense$1,001,0003,804
Net interest income$3,981,0002,771
Provision for loan and lease losses$06,857
Total noninterest income$547,0003,048
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$218,0002,987
Trading account gains and fees$0152
Additional Noninterest Income$329,0002,705
Total noninterest expense$2,652,0003,448
Salaries and employee benefits$1,606,0002,958
Premises and equipment expense$241,0004,366
Additional noninterest expense$805,0003,782
Pre-tax net operating income$1,876,0001,387
Securities gains (losses)$03,184
Applicable income taxes$563,0001,106
Income before extraordinary items$1,313,0001,669
Extraordinary gains, net$019
Net income$1,313,0001,668
Minority interest net income$0105
Net income of bank and minority interests.$1,313,0001,669
Net charge-offs$-102,0007,747
Cash dividends$1,000,000705
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,313,0001,592
2010-03-31 (YTD Data)Rank
Total interest income$2,492,0003,117
Total interest expense$497,0003,944
Net interest income$1,995,0002,789
Provision for loan and lease losses$06,552
Total noninterest income$241,0003,269
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$110,0002,968
Trading account gains and fees$0175
Additional Noninterest Income$131,0003,057
Total noninterest expense$1,219,0003,718
Salaries and employee benefits$751,0003,183
Premises and equipment expense$98,0004,997
Additional noninterest expense$370,0003,999
Pre-tax net operating income$1,017,0001,284
Securities gains (losses)$02,284
Applicable income taxes$303,0001,042
Income before extraordinary items$714,0001,530
Extraordinary gains, net$016
Net income$714,0001,532
Minority interest net income$091
Net income of bank and minority interests.$714,0001,532
Net charge-offs$-7,0007,395
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$714,0001,472
2009-12-31 (YTD Data)Rank
Total interest income$10,578,0003,091
Total interest expense$2,343,0004,065
Net interest income$8,235,0002,651
Provision for loan and lease losses$100,0006,413
Total noninterest income$1,153,0003,059
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$492,0002,923
Trading account gains and fees$0211
Additional Noninterest Income$661,0002,754
Total noninterest expense$5,943,0003,204
Salaries and employee benefits$3,260,0002,972
Premises and equipment expense$493,0004,414
Additional noninterest expense$2,190,0003,090
Pre-tax net operating income$3,345,0001,208
Securities gains (losses)$03,754
Applicable income taxes$900,0001,047
Income before extraordinary items$2,445,0001,368
Extraordinary gains, net$034
Net income$2,445,0001,366
Minority interest net income$0115
Net income of bank and minority interests.$2,445,0001,367
Net charge-offs$264,0004,651
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,445,0001,339
2009-09-30 (YTD Data)Rank
Total interest income$8,008,0003,110
Total interest expense$1,822,0004,097
Net interest income$6,186,0002,655
Provision for loan and lease losses$100,0005,952
Total noninterest income$877,0003,088
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$368,0002,943
Trading account gains and fees$0212
Additional Noninterest Income$509,0002,785
Total noninterest expense$4,322,0003,279
Salaries and employee benefits$2,323,0003,108
Premises and equipment expense$343,0004,674
Additional noninterest expense$1,656,0003,038
Pre-tax net operating income$2,641,0001,227
Securities gains (losses)$03,497
Applicable income taxes$658,0001,139
Income before extraordinary items$1,983,0001,344
Extraordinary gains, net$027
Net income$1,983,0001,342
Minority interest net income$0118
Net income of bank and minority interests.$1,983,0001,344
Net charge-offs$306,0003,678
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,983,0001,319
2009-06-30 (YTD Data)Rank
Total interest income$5,390,0003,108
Total interest expense$1,261,0004,117
Net interest income$4,129,0002,630
Provision for loan and lease losses$100,0005,300
Total noninterest income$538,0003,237
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$225,0003,096
Trading account gains and fees$0193
Additional Noninterest Income$313,0002,929
Total noninterest expense$2,686,0003,512
Salaries and employee benefits$1,574,0003,101
Premises and equipment expense$223,0004,767
Additional noninterest expense$889,0003,585
Pre-tax net operating income$1,881,0001,218
Securities gains (losses)$03,136
Applicable income taxes$578,000960
Income before extraordinary items$1,303,0001,441
Extraordinary gains, net$021
Net income$1,303,0001,439
Minority interest net income$0112
Net income of bank and minority interests.$1,303,0001,440
Net charge-offs$42,0005,063
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,303,0001,409
2009-03-31 (YTD Data)Rank
Total interest income$2,686,0003,145
Total interest expense$646,0004,167
Net interest income$2,040,0002,658
Provision for loan and lease losses$100,0003,845
Total noninterest income$257,0003,326
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$111,0003,071
Trading account gains and fees$0171
Additional Noninterest Income$146,0003,009
Total noninterest expense$1,241,0003,680
Salaries and employee benefits$754,0003,261
Premises and equipment expense$109,0004,883
Additional noninterest expense$378,0003,749
Pre-tax net operating income$956,0001,349
Securities gains (losses)$02,434
Applicable income taxes$332,000969
Income before extraordinary items$624,0001,731
Extraordinary gains, net$015
Net income$624,0001,733
Minority interest net income$0102
Net income of bank and minority interests.$624,0001,734
Net charge-offs$54,0003,467
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$624,0001,636
2008-12-31 (YTD Data)Rank
Total interest income$10,519,0003,398
Total interest expense$3,410,0003,904
Net interest income$7,109,0003,008
Provision for loan and lease losses$07,334
Total noninterest income$1,383,0002,782
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$430,0003,317
Trading account gains and fees$0154
Additional Noninterest Income$953,0002,189
Total noninterest expense$5,187,0003,456
Salaries and employee benefits$3,121,0003,140
Premises and equipment expense$554,0004,193
Additional noninterest expense$1,512,0003,596
Pre-tax net operating income$3,305,0001,641
Securities gains (losses)$-1,469,0007,820
Applicable income taxes$298,0002,411
Income before extraordinary items$1,538,0002,469
Extraordinary gains, net$039
Net income$1,538,0002,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0005,313
Cash dividends$500,0003,349
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,771,9601,567
2008-09-30 (YTD Data)Rank
Total interest income$7,654,0003,531
Total interest expense$2,653,0003,928
Net interest income$5,001,0003,222
Provision for loan and lease losses$06,991
Total noninterest income$1,042,0002,824
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$305,0003,462
Trading account gains and fees$0148
Additional Noninterest Income$737,0002,231
Total noninterest expense$3,686,0003,611
Salaries and employee benefits$2,183,0003,390
Premises and equipment expense$420,0004,147
Additional noninterest expense$1,083,0003,656
Pre-tax net operating income$2,357,0002,030
Securities gains (losses)$-1,469,0007,991
Applicable income taxes$134,0003,327
Income before extraordinary items$754,0003,682
Extraordinary gains, net$031
Net income$754,0003,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,022
Cash dividends$500,0002,719
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,002,6501,872
2008-06-30 (YTD Data)Rank
Total interest income$5,142,0003,570
Total interest expense$1,848,0003,935
Net interest income$3,294,0003,242
Provision for loan and lease losses$06,671
Total noninterest income$725,0002,779
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$200,0003,485
Trading account gains and fees$0149
Additional Noninterest Income$525,0002,173
Total noninterest expense$2,426,0003,660
Salaries and employee benefits$1,471,0003,384
Premises and equipment expense$244,0004,574
Additional noninterest expense$711,0003,683
Pre-tax net operating income$1,593,0002,076
Securities gains (losses)$03,233
Applicable income taxes$451,0001,726
Income before extraordinary items$1,142,0002,304
Extraordinary gains, net$021
Net income$1,142,0002,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,949
Cash dividends$500,0002,245
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,142,0002,262
2008-03-31 (YTD Data)Rank
Total interest income$2,613,0003,604
Total interest expense$985,0003,944
Net interest income$1,628,0003,273
Provision for loan and lease losses$06,080
Total noninterest income$448,0002,400
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$88,0003,708
Trading account gains and fees$0158
Additional Noninterest Income$360,0001,740
Total noninterest expense$1,130,0003,878
Salaries and employee benefits$690,0003,580
Premises and equipment expense$117,0004,703
Additional noninterest expense$323,0003,901
Pre-tax net operating income$946,0001,882
Securities gains (losses)$02,688
Applicable income taxes$276,0001,565
Income before extraordinary items$670,0002,103
Extraordinary gains, net$015
Net income$670,0002,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,847
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$670,0002,042
2007-12-31 (YTD Data)Rank
Total interest income$10,910,0003,554
Total interest expense$4,277,0003,836
Net interest income$6,633,0003,238
Provision for loan and lease losses$100,0004,892
Total noninterest income$1,232,0003,090
Gross Fiduciary activities income$7,0001,300
Service charges on deposit accounts$489,0003,100
Trading account gains and fees$0178
Additional Noninterest Income$736,0002,686
Total noninterest expense$5,148,0003,375
Salaries and employee benefits$2,975,0003,242
Premises and equipment expense$569,0003,983
Additional noninterest expense$1,604,0003,237
Pre-tax net operating income$2,617,0002,726
Securities gains (losses)$02,146
Applicable income taxes$669,0002,354
Income before extraordinary items$1,948,0002,880
Extraordinary gains, net$039
Net income$1,948,0002,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,258
Cash dividends$1,500,0001,987
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,948,0002,865
2007-09-30 (YTD Data)Rank
Total interest income$8,099,0003,581
Total interest expense$3,185,0003,867
Net interest income$4,914,0003,281
Provision for loan and lease losses$06,528
Total noninterest income$948,0003,030
Gross Fiduciary activities income$7,0001,231
Service charges on deposit accounts$369,0003,072
Trading account gains and fees$0184
Additional Noninterest Income$572,0002,635
Total noninterest expense$3,558,0003,571
Salaries and employee benefits$2,115,0003,378
Premises and equipment expense$280,0005,211
Additional noninterest expense$1,163,0003,274
Pre-tax net operating income$2,304,0002,569
Securities gains (losses)$01,655
Applicable income taxes$627,0002,223
Income before extraordinary items$1,677,0002,740
Extraordinary gains, net$033
Net income$1,677,0002,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,088
Cash dividends$1,500,0001,491
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,677,0002,721
2007-06-30 (YTD Data)Rank
Total interest income$5,291,0003,638
Total interest expense$2,062,0003,942
Net interest income$3,229,0003,340
Provision for loan and lease losses$06,209
Total noninterest income$661,0002,941
Gross Fiduciary activities income$6,0001,205
Service charges on deposit accounts$250,0003,032
Trading account gains and fees$0168
Additional Noninterest Income$405,0002,554
Total noninterest expense$2,365,0003,612
Salaries and employee benefits$1,430,0003,370
Premises and equipment expense$179,0005,354
Additional noninterest expense$756,0003,341
Pre-tax net operating income$1,525,0002,646
Securities gains (losses)$01,444
Applicable income taxes$416,0002,326
Income before extraordinary items$1,109,0002,815
Extraordinary gains, net$029
Net income$1,109,0002,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,873
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,109,0002,794
2007-03-31 (YTD Data)Rank
Total interest income$2,595,0003,674
Total interest expense$1,003,0004,005
Net interest income$1,592,0003,374
Provision for loan and lease losses$05,779
Total noninterest income$409,0002,524
Gross Fiduciary activities income$7,0001,074
Service charges on deposit accounts$128,0002,938
Trading account gains and fees$0195
Additional Noninterest Income$274,0002,087
Total noninterest expense$1,154,0003,675
Salaries and employee benefits$679,0003,547
Premises and equipment expense$90,0005,373
Additional noninterest expense$385,0003,270
Pre-tax net operating income$847,0002,465
Securities gains (losses)$01,187
Applicable income taxes$245,0002,116
Income before extraordinary items$602,0002,620
Extraordinary gains, net$022
Net income$602,0002,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$602,0002,601
2006-12-31 (YTD Data)Rank
Total interest income$9,804,0003,635
Total interest expense$3,345,0004,039
Net interest income$6,459,0003,326
Provision for loan and lease losses$250,0003,097
Total noninterest income$1,227,0003,078
Gross Fiduciary activities income$3,0001,398
Service charges on deposit accounts$485,0003,121
Trading account gains and fees$0130
Additional Noninterest Income$739,0002,700
Total noninterest expense$4,450,0003,648
Salaries and employee benefits$2,472,0003,642
Premises and equipment expense$351,0005,318
Additional noninterest expense$1,627,0003,077
Pre-tax net operating income$2,986,0002,786
Securities gains (losses)$01,687
Applicable income taxes$830,0002,422
Income before extraordinary items$2,156,0002,940
Extraordinary gains, net$051
Net income$2,156,0002,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,196
Cash dividends$1,600,0001,838
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,156,0002,933
2006-09-30 (YTD Data)Rank
Total interest income$7,244,0003,647
Total interest expense$2,422,0004,043
Net interest income$4,822,0003,366
Provision for loan and lease losses$250,0002,440
Total noninterest income$979,0002,968
Gross Fiduciary activities income$3,0001,330
Service charges on deposit accounts$368,0003,111
Trading account gains and fees$0126
Additional Noninterest Income$608,0002,544
Total noninterest expense$3,072,0003,916
Salaries and employee benefits$1,664,0003,942
Premises and equipment expense$264,0005,308
Additional noninterest expense$1,144,0003,249
Pre-tax net operating income$2,479,0002,672
Securities gains (losses)$01,388
Applicable income taxes$836,0002,139
Income before extraordinary items$1,643,0002,992
Extraordinary gains, net$045
Net income$1,643,0002,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0008,348
Cash dividends$1,350,0001,576
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,643,0002,986
2006-06-30 (YTD Data)Rank
Total interest income$4,727,0003,648
Total interest expense$1,522,0004,084
Net interest income$3,205,0003,379
Provision for loan and lease losses$250,0001,756
Total noninterest income$610,0003,089
Gross Fiduciary activities income$2,0001,334
Service charges on deposit accounts$233,0003,206
Trading account gains and fees$0126
Additional Noninterest Income$375,0002,655
Total noninterest expense$2,011,0003,993
Salaries and employee benefits$1,116,0003,955
Premises and equipment expense$180,0005,255
Additional noninterest expense$715,0003,412
Pre-tax net operating income$1,554,0002,813
Securities gains (losses)$01,185
Applicable income taxes$556,0002,152
Income before extraordinary items$998,0003,216
Extraordinary gains, net$039
Net income$998,0003,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,062
Cash dividends$600,0002,089
Sale, conversion, retirement of capital stock, net$0887
Net operating income$998,0003,211
2006-03-31 (YTD Data)Rank
Total interest income$2,292,0003,679
Total interest expense$724,0004,086
Net interest income$1,568,0003,414
Provision for loan and lease losses$06,013
Total noninterest income$308,0003,038
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$108,0003,311
Trading account gains and fees$0115
Additional Noninterest Income$198,0002,508
Total noninterest expense$929,0004,221
Salaries and employee benefits$527,0004,139
Premises and equipment expense$78,0005,692
Additional noninterest expense$324,0003,657
Pre-tax net operating income$947,0002,376
Securities gains (losses)$0955
Applicable income taxes$297,0002,041
Income before extraordinary items$650,0002,585
Extraordinary gains, net$021
Net income$650,0002,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,940
Cash dividends$600,0001,144
Sale, conversion, retirement of capital stock, net$0648
Net operating income$650,0002,567
2005-12-31 (YTD Data)Rank
Total interest income$8,750,0003,495
Total interest expense$2,409,0003,916
Net interest income$6,341,0003,278
Provision for loan and lease losses$07,120
Total noninterest income$1,173,0003,199
Gross Fiduciary activities income$9,0001,311
Service charges on deposit accounts$475,0003,158
Trading account gains and fees$0138
Additional Noninterest Income$689,0002,804
Total noninterest expense$4,335,0003,632
Salaries and employee benefits$2,189,0003,855
Premises and equipment expense$421,0004,702
Additional noninterest expense$1,725,0002,877
Pre-tax net operating income$3,179,0002,639
Securities gains (losses)$02,296
Applicable income taxes$898,0002,415
Income before extraordinary items$2,281,0002,772
Extraordinary gains, net$046
Net income$2,281,0002,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,615
Cash dividends$1,625,0001,716
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,281,0002,736
2005-09-30 (YTD Data)Rank
Total interest income$6,477,0003,482
Total interest expense$1,767,0003,856
Net interest income$4,710,0003,300
Provision for loan and lease losses$06,899
Total noninterest income$880,0003,192
Gross Fiduciary activities income$9,0001,231
Service charges on deposit accounts$369,0003,080
Trading account gains and fees$0126
Additional Noninterest Income$502,0002,878
Total noninterest expense$3,066,0003,773
Salaries and employee benefits$1,615,0003,886
Premises and equipment expense$262,0005,272
Additional noninterest expense$1,189,0003,065
Pre-tax net operating income$2,524,0002,556
Securities gains (losses)$02,317
Applicable income taxes$725,0002,343
Income before extraordinary items$1,799,0002,698
Extraordinary gains, net$035
Net income$1,799,0002,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,273
Cash dividends$625,0002,465
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,799,0002,660
2005-06-30 (YTD Data)Rank
Total interest income$4,163,0003,512
Total interest expense$1,079,0003,927
Net interest income$3,084,0003,331
Provision for loan and lease losses$06,626
Total noninterest income$565,0003,248
Gross Fiduciary activities income$2,0001,342
Service charges on deposit accounts$232,0003,190
Trading account gains and fees$0116
Additional Noninterest Income$331,0002,888
Total noninterest expense$1,922,0003,938
Salaries and employee benefits$973,0004,157
Premises and equipment expense$182,0005,135
Additional noninterest expense$767,0003,129
Pre-tax net operating income$1,727,0002,447
Securities gains (losses)$02,146
Applicable income taxes$497,0002,284
Income before extraordinary items$1,230,0002,593
Extraordinary gains, net$030
Net income$1,230,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,230,0002,557
2005-03-31 (YTD Data)Rank
Total interest income$2,001,0003,595
Total interest expense$494,0004,054
Net interest income$1,507,0003,398
Provision for loan and lease losses$06,226
Total noninterest income$275,0003,248
Gross Fiduciary activities income$1,0001,320
Service charges on deposit accounts$117,0003,099
Trading account gains and fees$0115
Additional Noninterest Income$157,0002,889
Total noninterest expense$935,0004,046
Salaries and employee benefits$498,0004,106
Premises and equipment expense$74,0005,787
Additional noninterest expense$363,0003,266
Pre-tax net operating income$847,0002,456
Securities gains (losses)$01,685
Applicable income taxes$239,0002,331
Income before extraordinary items$608,0002,588
Extraordinary gains, net$024
Net income$608,0002,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,116
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$608,0002,547
2004-12-31 (YTD Data)Rank
Total interest income$7,680,0003,518
Total interest expense$1,707,0004,132
Net interest income$5,973,0003,305
Provision for loan and lease losses$07,314
Total noninterest income$1,053,0003,418
Gross Fiduciary activities income$2,0001,487
Service charges on deposit accounts$449,0003,389
Trading account gains and fees$0138
Additional Noninterest Income$602,0002,985
Total noninterest expense$3,897,0003,844
Salaries and employee benefits$2,082,0003,869
Premises and equipment expense$336,0005,354
Additional noninterest expense$1,479,0003,158
Pre-tax net operating income$3,129,0002,503
Securities gains (losses)$03,819
Applicable income taxes$823,0002,485
Income before extraordinary items$2,306,0002,590
Extraordinary gains, net$034
Net income$2,306,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-126,0008,820
Cash dividends$1,550,0001,677
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,306,0002,538
2004-09-30 (YTD Data)Rank
Total interest income$5,705,0003,535
Total interest expense$1,251,0004,142
Net interest income$4,454,0003,301
Provision for loan and lease losses$07,100
Total noninterest income$769,0003,503
Gross Fiduciary activities income$1,0001,478
Service charges on deposit accounts$341,0003,364
Trading account gains and fees$0134
Additional Noninterest Income$427,0003,083
Total noninterest expense$2,740,0003,991
Salaries and employee benefits$1,493,0003,963
Premises and equipment expense$222,0005,680
Additional noninterest expense$1,025,0003,358
Pre-tax net operating income$2,483,0002,401
Securities gains (losses)$03,710
Applicable income taxes$653,0002,422
Income before extraordinary items$1,830,0002,531
Extraordinary gains, net$026
Net income$1,830,0002,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-144,0008,867
Cash dividends$1,150,0001,547
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,830,0002,458
2004-06-30 (YTD Data)Rank
Total interest income$3,794,0003,519
Total interest expense$829,0004,170
Net interest income$2,965,0003,299
Provision for loan and lease losses$06,885
Total noninterest income$498,0003,585
Gross Fiduciary activities income$1,0001,443
Service charges on deposit accounts$226,0003,362
Trading account gains and fees$0130
Additional Noninterest Income$271,0003,167
Total noninterest expense$1,766,0004,132
Salaries and employee benefits$979,0004,053
Premises and equipment expense$139,0005,891
Additional noninterest expense$648,0003,518
Pre-tax net operating income$1,697,0002,333
Securities gains (losses)$03,413
Applicable income taxes$465,0002,316
Income before extraordinary items$1,232,0002,466
Extraordinary gains, net$021
Net income$1,232,0002,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-95,0008,875
Cash dividends$500,0002,118
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,232,0002,401
2004-03-31 (YTD Data)Rank
Total interest income$1,841,0003,625
Total interest expense$420,0004,181
Net interest income$1,421,0003,399
Provision for loan and lease losses$06,501
Total noninterest income$262,0003,408
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$95,0003,703
Trading account gains and fees$0121
Additional Noninterest Income$167,0002,748
Total noninterest expense$859,0004,248
Salaries and employee benefits$518,0003,895
Premises and equipment expense$54,0006,592
Additional noninterest expense$287,0003,877
Pre-tax net operating income$824,0002,363
Securities gains (losses)$02,934
Applicable income taxes$230,0002,331
Income before extraordinary items$594,0002,517
Extraordinary gains, net$016
Net income$594,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,521
Cash dividends$500,0001,176
Sale, conversion, retirement of capital stock, net$0464
Net operating income$594,0002,435
2003-12-31 (YTD Data)Rank
Total interest income$7,650,0003,563
Total interest expense$1,954,0004,098
Net interest income$5,696,0003,318
Provision for loan and lease losses$07,651
Total noninterest income$1,018,0003,689
Gross Fiduciary activities income$2,0001,536
Service charges on deposit accounts$461,0003,308
Trading account gains and fees$0160
Additional Noninterest Income$555,0003,399
Total noninterest expense$3,439,0004,174
Salaries and employee benefits$1,816,0004,233
Premises and equipment expense$292,0005,737
Additional noninterest expense$1,331,0003,426
Pre-tax net operating income$3,275,0002,325
Securities gains (losses)$-18,0008,855
Applicable income taxes$900,0002,324
Income before extraordinary items$2,357,0002,508
Extraordinary gains, net$054
Net income$2,357,0002,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,848
Cash dividends$2,150,0001,306
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,369,9602,382
2003-09-30 (YTD Data)Rank
Total interest income$5,772,0003,591
Total interest expense$1,513,0004,111
Net interest income$4,259,0003,350
Provision for loan and lease losses$07,481
Total noninterest income$800,0003,640
Gross Fiduciary activities income$1,0001,533
Service charges on deposit accounts$349,0003,284
Trading account gains and fees$0153
Additional Noninterest Income$450,0003,329
Total noninterest expense$2,505,0004,262
Salaries and employee benefits$1,343,0004,269
Premises and equipment expense$204,0005,957
Additional noninterest expense$958,0003,522
Pre-tax net operating income$2,554,0002,341
Securities gains (losses)$-18,0008,998
Applicable income taxes$735,0002,322
Income before extraordinary items$1,801,0002,567
Extraordinary gains, net$040
Net income$1,801,0002,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,128
Cash dividends$1,650,0001,179
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,813,7802,412
2003-06-30 (YTD Data)Rank
Total interest income$3,876,0003,598
Total interest expense$1,061,0004,060
Net interest income$2,815,0003,358
Provision for loan and lease losses$07,324
Total noninterest income$457,0003,946
Gross Fiduciary activities income$1,0001,488
Service charges on deposit accounts$225,0003,332
Trading account gains and fees$0150
Additional Noninterest Income$231,0003,762
Total noninterest expense$1,567,0004,443
Salaries and employee benefits$875,0004,334
Premises and equipment expense$112,0006,480
Additional noninterest expense$580,0003,803
Pre-tax net operating income$1,705,0002,344
Securities gains (losses)$03,782
Applicable income taxes$497,0002,322
Income before extraordinary items$1,208,0002,563
Extraordinary gains, net$030
Net income$1,208,0002,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,111
Cash dividends$1,100,0001,198
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,208,0002,409
2003-03-31 (YTD Data)Rank
Total interest income$1,989,0003,539
Total interest expense$562,0003,978
Net interest income$1,427,0003,306
Provision for loan and lease losses$06,934
Total noninterest income$249,0003,655
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$95,0003,670
Trading account gains and fees$0134
Additional Noninterest Income$154,0003,164
Total noninterest expense$782,0004,437
Salaries and employee benefits$467,0004,110
Premises and equipment expense$58,0006,382
Additional noninterest expense$257,0004,121
Pre-tax net operating income$894,0002,252
Securities gains (losses)$02,891
Applicable income taxes$266,0002,227
Income before extraordinary items$628,0002,423
Extraordinary gains, net$021
Net income$628,0002,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,934
Cash dividends$550,0001,115
Sale, conversion, retirement of capital stock, net$0419
Net operating income$628,0002,290
2002-12-31 (YTD Data)Rank
Total interest income$8,303,0003,542
Total interest expense$2,791,0003,753
Net interest income$5,512,0003,375
Provision for loan and lease losses$08,089
Total noninterest income$783,0004,044
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$450,0003,233
Trading account gains and fees$0153
Additional Noninterest Income$333,0004,038
Total noninterest expense$3,237,0004,203
Salaries and employee benefits$1,784,0004,127
Premises and equipment expense$298,0005,605
Additional noninterest expense$1,155,0003,727
Pre-tax net operating income$3,058,0002,465
Securities gains (losses)$04,537
Applicable income taxes$755,0002,697
Income before extraordinary items$2,303,0002,512
Extraordinary gains, net$070
Net income$2,303,0002,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0009,072
Cash dividends$2,300,0001,166
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,303,0002,424
2001-12-31 (YTD Data)Rank
Total interest income$8,882,0003,683
Total interest expense$3,641,0004,088
Net interest income$5,241,0003,309
Provision for loan and lease losses$08,228
Total noninterest income$844,0003,718
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$484,0002,918
Trading account gains and fees$0177
Additional Noninterest Income$360,0003,751
Total noninterest expense$2,896,0004,456
Salaries and employee benefits$1,589,0004,319
Premises and equipment expense$241,0006,196
Additional noninterest expense$1,066,0003,859
Pre-tax net operating income$3,189,0002,146
Securities gains (losses)$04,612
Applicable income taxes$841,0002,345
Income before extraordinary items$2,348,0002,207
Extraordinary gains, net$0105
Net income$2,348,0002,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,0001,239
Cash dividends$2,200,0001,225
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,348,0002,138
2000-12-31 (YTD Data)Rank
Total interest income$8,704,0003,844
Total interest expense$3,531,0004,354
Net interest income$5,173,0003,370
Provision for loan and lease losses$08,337
Total noninterest income$750,0003,814
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$440,0003,007
Trading account gains and fees$0180
Additional Noninterest Income$310,0003,845
Total noninterest expense$2,780,0004,492
Salaries and employee benefits$1,575,0004,191
Premises and equipment expense$266,0005,824
Additional noninterest expense$939,0004,190
Pre-tax net operating income$3,143,0002,304
Securities gains (losses)$-71,0009,315
Applicable income taxes$823,0002,464
Income before extraordinary items$2,249,0002,294
Extraordinary gains, net$038
Net income$2,249,0002,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,565
Cash dividends$1,725,0001,507
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,300,8302,252
1999-12-31 (YTD Data)Rank
Total interest income$7,997,0003,900
Total interest expense$3,223,0004,334
Net interest income$4,774,0003,597
Provision for loan and lease losses$08,503
Total noninterest income$609,0004,384
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$329,0003,725
Trading account gains and fees$0173
Additional Noninterest Income$280,0004,174
Total noninterest expense$2,650,0004,656
Salaries and employee benefits$1,529,0004,272
Premises and equipment expense$249,0006,055
Additional noninterest expense$872,0004,484
Pre-tax net operating income$2,733,0002,603
Securities gains (losses)$-48,0009,785
Applicable income taxes$691,0002,929
Income before extraordinary items$1,994,0002,603
Extraordinary gains, net$035
Net income$1,994,0002,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,858
Cash dividends$985,0002,325
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,029,5202,525
1998-12-31 (YTD Data)Rank
Total interest income$8,200,0003,853
Total interest expense$3,326,0004,343
Net interest income$4,874,0003,489
Provision for loan and lease losses$08,652
Total noninterest income$557,0004,623
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$329,0003,649
Trading account gains and fees$0224
Additional Noninterest Income$228,0004,641
Total noninterest expense$2,530,0004,737
Salaries and employee benefits$1,367,0004,576
Premises and equipment expense$255,0005,896
Additional noninterest expense$908,0004,266
Pre-tax net operating income$2,901,0002,460
Securities gains (losses)$04,449
Applicable income taxes$833,0002,648
Income before extraordinary items$2,068,0002,479
Extraordinary gains, net$032
Net income$2,068,0002,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,401
Cash dividends$1,550,0001,609
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,068,0002,400
1997-12-31 (YTD Data)Rank
Total interest income$5,285,0005,572
Total interest expense$2,222,0005,837
Net interest income$3,063,0005,216
Provision for loan and lease losses$08,829
Total noninterest income$583,0004,500
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$227,0004,950
Trading account gains and feesNANA
Additional Noninterest Income$356,0003,547
Total noninterest expense$1,673,0006,362
Salaries and employee benefits$898,0006,301
Premises and equipment expense$156,0007,672
Additional noninterest expense$619,0005,688
Pre-tax net operating income$1,973,0003,580
Securities gains (losses)$-5,0009,661
Applicable income taxes$639,0003,497
Income before extraordinary items$1,329,0003,724
Extraordinary gains, net$044
Net income$1,329,0003,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,00010,281
Cash dividends$550,0003,253
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,332,4003,639
1996-12-31 (YTD Data)Rank
Total interest income$4,798,0006,116
Total interest expense$2,096,0006,234
Net interest income$2,702,0005,878
Provision for loan and lease losses$09,041
Total noninterest income$343,0006,493
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$184,0005,845
Trading account gains and feesNANA
Additional Noninterest Income$159,0005,807
Total noninterest expense$1,576,0006,905
Salaries and employee benefits$848,0006,728
Premises and equipment expense$159,0007,849
Additional noninterest expense$569,0006,554
Pre-tax net operating income$1,469,0004,415
Securities gains (losses)$04,148
Applicable income taxes$480,0004,280
Income before extraordinary items$989,0004,557
Extraordinary gains, net$053
Net income$989,0004,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00010,693
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$989,0004,501
1995-12-31 (YTD Data)Rank
Total interest income$4,307,0006,680
Total interest expense$1,850,0006,783
Net interest income$2,457,0006,382
Provision for loan and lease losses$-67,00011,639
Total noninterest income$342,0006,573
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$174,0006,184
Trading account gains and feesNANA
Additional Noninterest Income$168,0005,649
Total noninterest expense$1,621,0006,924
Salaries and employee benefits$887,0006,619
Premises and equipment expense$156,0008,119
Additional noninterest expense$578,0006,668
Pre-tax net operating income$1,245,0005,133
Securities gains (losses)$03,831
Applicable income taxes$417,0004,805
Income before extraordinary items$828,0005,312
Extraordinary gains, net$-48,00011,932
Net income$780,0005,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,00011,498
Cash dividends$475,0003,477
Sale, conversion, retirement of capital stock, net$0809
Net operating income$828,0005,290
1994-12-31 (YTD Data)Rank
Total interest income$3,171,0007,797
Total interest expense$1,230,0007,787
Net interest income$1,941,0007,699
Provision for loan and lease losses$09,146
Total noninterest income$241,0008,072
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$121,0007,558
Trading account gains and feesNANA
Additional Noninterest Income$120,0006,933
Total noninterest expense$1,158,0008,777
Salaries and employee benefits$613,0008,527
Premises and equipment expense$47,00011,731
Additional noninterest expense$498,0007,867
Pre-tax net operating income$1,024,0005,856
Securities gains (losses)$03,600
Applicable income taxes$300,0005,876
Income before extraordinary items$724,0005,778
Extraordinary gains, net$0249
Net income$724,0005,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,447
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$724,0005,852
1993-12-31 (YTD Data)Rank
Total interest income$2,910,0008,486
Total interest expense$1,085,0008,746
Net interest income$1,825,0008,171
Provision for loan and lease losses$010,371
Total noninterest income$201,0009,206
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$103,0008,280
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,923
Total noninterest expense$885,00010,268
Salaries and employee benefits$483,0009,835
Premises and equipment expense$69,00011,541
Additional noninterest expense$333,00010,035
Pre-tax net operating income$1,141,0005,368
Securities gains (losses)$07,477
Applicable income taxes$363,0005,359
Income before extraordinary items$778,0005,684
Extraordinary gains, net$03,149
Net income$778,0005,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00011,785
Cash dividends$540,0002,896
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$778,0005,452
1992-12-31 (YTD Data)Rank
Total interest income$3,150,0008,719
Total interest expense$1,320,0009,159
Net interest income$1,830,0008,249
Provision for loan and lease losses$011,756
Total noninterest income$214,0009,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$80,0009,162
Trading account gains and feesNANA
Additional Noninterest Income$134,0007,060
Total noninterest expense$833,00010,844
Salaries and employee benefits$434,00010,470
Premises and equipment expense$58,00012,372
Additional noninterest expense$341,00010,308
Pre-tax net operating income$1,211,0004,885
Securities gains (losses)$08,369
Applicable income taxes$378,0005,008
Income before extraordinary items$833,0005,204
Extraordinary gains, net$01,422
Net income$833,0005,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,00013,414
Cash dividends$715,0002,091
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$833,0004,899

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.