Home > The Citizens State Bank > Assets and Liabilities
The Citizens State Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $33,816,000 | 8,181 |
| Cash and due from depository institutions | $1,146,000 | 8,108 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $7,781,000 | 7,730 |
| Federal funds sold & reverse repurchase agreements | $10,080,000 | 952 |
| Net loans & leases | $13,725,000 | 8,810 |
| Loan loss allowance | $266,000 | 7,728 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $21,000 | 10,084 |
| Other real estate owned | $322,000 | 8,108 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $741,000 | 7,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,816,000 | 8,181 |
| Total liabilities | $30,716,000 | 8,086 |
| Total deposits | $30,554,000 | 7,947 |
| Interest-bearing deposits | $25,370,000 | 8,007 |
| Deposits held in domestic offices | $30,554,000 | 7,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $162,000 | 8,584 |
| Total equity capital | $3,100,000 | 8,591 |
| Total bank equity capital | $3,100,000 | 8,591 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $600,000 | 8,111 |
| Undivided profits | $2,400,000 | 6,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $469,000 | 4,800 |
| Earning assets | $31,586,000 | 8,092 |
| Long-term assets (5+ years) | $1,909,000 | 7,722 |
| Average Assets, year-to-date | $33,547,000 | 8,054 |
| Average Assets, quarterly | $33,522,000 | 8,159 |
| Volatile liabilities | $4,200,000 | 7,732 |
| Insider loans | $60,000 | 8,426 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,078,000 | 6,604 |
| Tier 1 (core) risk-based capital | $3,183,000 | 8,536 |
| Tier 2 risk-based capital | $233,130 | 7,794 |
| Total risk weighted assets | $18,617,830 | 8,407 |
| Total unused commitments | $3,078,000 | 6,609 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $33,697,000 | 8,316 |
| Cash and due from depository institutions | $1,051,000 | 8,274 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $7,140,000 | 7,979 |
| Federal funds sold & reverse repurchase agreements | $9,075,000 | 1,891 |
| Net loans & leases | $15,651,000 | 8,603 |
| Loan loss allowance | $370,000 | 6,677 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $26,000 | 10,294 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $754,000 | 6,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,697,000 | 8,316 |
| Total liabilities | $30,713,000 | 8,222 |
| Total deposits | $30,420,000 | 8,102 |
| Interest-bearing deposits | $24,725,000 | 8,222 |
| Deposits held in domestic offices | $30,420,000 | 8,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $293,000 | 7,537 |
| Total equity capital | $2,984,000 | 8,827 |
| Total bank equity capital | $2,984,000 | 8,827 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $600,000 | 8,240 |
| Undivided profits | $2,284,000 | 6,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 7,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 999 |
| Income earned, not collected on loans | $497,000 | 4,633 |
| Earning assets | $31,866,000 | 8,195 |
| Long-term assets (5+ years) | $2,051,000 | 7,704 |
| Average Assets, year-to-date | $32,237,000 | 8,260 |
| Average Assets, quarterly | $33,347,000 | 8,288 |
| Volatile liabilities | $4,058,000 | 7,555 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,323,000 | 7,143 |
| Tier 1 (core) risk-based capital | $2,944,000 | 8,767 |
| Tier 2 risk-based capital | $245,020 | 7,667 |
| Total risk weighted assets | $19,476,820 | 8,310 |
| Total unused commitments | $2,323,000 | 7,156 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $30,622,000 | 8,804 |
| Cash and due from depository institutions | $1,462,000 | 8,601 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $4,905,000 | 9,284 |
| Federal funds sold & reverse repurchase agreements | $6,420,000 | 2,157 |
| Net loans & leases | $16,941,000 | 8,708 |
| Loan loss allowance | $394,000 | 6,605 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $30,000 | 10,694 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $864,000 | 6,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,622,000 | 8,804 |
| Total liabilities | $27,993,000 | 8,717 |
| Total deposits | $27,671,000 | 8,613 |
| Interest-bearing deposits | $22,768,000 | 8,692 |
| Deposits held in domestic offices | $27,671,000 | 8,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $322,000 | 7,543 |
| Total equity capital | $2,629,000 | 9,380 |
| Total bank equity capital | $2,629,000 | 9,380 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $600,000 | 8,523 |
| Undivided profits | $1,929,000 | 7,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 9,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $639,000 | 3,718 |
| Earning assets | $28,266,000 | 8,765 |
| Long-term assets (5+ years) | $2,073,000 | 7,627 |
| Average Assets, year-to-date | $29,170,200 | 8,805 |
| Average Assets, quarterly | $29,932,500 | 8,821 |
| Volatile liabilities | $2,911,000 | 8,552 |
| Insider loans | $15,000 | 9,555 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,089,000 | 6,446 |
| Tier 1 (core) risk-based capital | $2,624,000 | 9,311 |
| Tier 2 risk-based capital | $258,090 | 7,587 |
| Total risk weighted assets | $20,511,190 | 8,350 |
| Total unused commitments | $3,089,000 | 6,453 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $29,041,000 | 9,312 |
| Cash and due from depository institutions | $1,754,000 | 9,013 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,986,000 | 9,372 |
| Federal funds sold & reverse repurchase agreements | $4,945,000 | 2,637 |
| Net loans & leases | $15,449,000 | 9,240 |
| Loan loss allowance | $343,000 | 7,386 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $35,000 | 11,181 |
| Other real estate owned | $0 | 9,013 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $872,000 | 6,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,041,000 | 9,312 |
| Total liabilities | $26,672,000 | 9,209 |
| Total deposits | $26,440,000 | 9,092 |
| Interest-bearing deposits | $21,660,000 | 9,200 |
| Deposits held in domestic offices | $26,440,000 | 9,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $232,000 | 8,801 |
| Total equity capital | $2,369,000 | 9,928 |
| Total bank equity capital | $2,369,000 | 9,928 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $600,000 | 8,853 |
| Undivided profits | $1,669,000 | 7,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 10,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $580,000 | 3,986 |
| Earning assets | $26,380,000 | 9,305 |
| Long-term assets (5+ years) | $1,668,000 | 8,099 |
| Average Assets, year-to-date | $28,394,400 | 9,239 |
| Average Assets, quarterly | $29,676,500 | 9,202 |
| Volatile liabilities | $1,897,000 | 9,576 |
| Insider loans | $29,000 | 9,796 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,997,000 | 6,433 |
| Tier 1 (core) risk-based capital | $2,373,000 | 9,875 |
| Tier 2 risk-based capital | $229,730 | 8,200 |
| Total risk weighted assets | $18,265,030 | 8,953 |
| Total unused commitments | $2,997,000 | 6,448 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $28,155,000 | 9,726 |
| Cash and due from depository institutions | $1,513,000 | 9,438 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,922,000 | 9,813 |
| Federal funds sold & reverse repurchase agreements | $3,970,000 | 3,546 |
| Net loans & leases | $15,943,000 | 9,371 |
| Loan loss allowance | $257,000 | 8,670 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $43,000 | 11,629 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $764,000 | 7,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,155,000 | 9,726 |
| Total liabilities | $25,962,000 | 9,624 |
| Total deposits | $25,579,000 | 9,542 |
| Interest-bearing deposits | $19,987,000 | 9,785 |
| Deposits held in domestic offices | $25,579,000 | 9,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $383,000 | 7,345 |
| Total equity capital | $2,193,000 | 10,468 |
| Total bank equity capital | $2,193,000 | 10,468 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $600,000 | 9,170 |
| Undivided profits | $1,493,000 | 8,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 5,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $263,000 | 479 |
| Income earned, not collected on loans | $465,000 | 5,080 |
| Earning assets | $25,835,000 | 9,695 |
| Long-term assets (5+ years) | $1,050,000 | 8,924 |
| Average Assets, year-to-date | $26,025,000 | 9,824 |
| Average Assets, quarterly | $27,416,000 | 9,760 |
| Volatile liabilities | $1,996,000 | 9,624 |
| Insider loans | $55,000 | 9,808 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,886,000 | 7,579 |
| Tier 1 (core) risk-based capital | $2,185,000 | 10,411 |
| Tier 2 risk-based capital | $227,470 | 8,416 |
| Total risk weighted assets | $18,167,670 | 9,197 |
| Total unused commitments | $1,886,000 | 7,594 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $24,591,000 | 10,479 |
| Cash and due from depository institutions | $1,150,000 | 9,865 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $7,010,000 | 9,926 |
| Federal funds sold & reverse repurchase agreements | $720,000 | 6,170 |
| Net loans & leases | $15,004,000 | 9,814 |
| Loan loss allowance | $194,000 | 9,989 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $59,000 | 12,058 |
| Other real estate owned | $0 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $648,000 | 8,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,591,000 | 10,479 |
| Total liabilities | $22,674,000 | 10,391 |
| Total deposits | $22,482,000 | 10,276 |
| Interest-bearing deposits | $17,969,000 | 10,464 |
| Deposits held in domestic offices | $22,482,000 | 10,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $192,000 | 9,174 |
| Total equity capital | $1,917,000 | 11,050 |
| Total bank equity capital | $1,917,000 | 11,050 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $600,000 | 9,495 |
| Undivided profits | $1,217,000 | 8,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 10,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $380,000 | 5,415 |
| Earning assets | $22,834,000 | 10,401 |
| Long-term assets (5+ years) | $1,589,000 | 8,733 |
| Average Assets, year-to-date | $25,259,000 | 10,335 |
| Average Assets, quarterly | $24,770,500 | 10,435 |
| Volatile liabilities | $1,416,000 | 10,480 |
| Insider loans | $53,000 | 10,213 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,129,000 | 7,307 |
| Tier 1 (core) risk-based capital | $2,022,000 | 10,983 |
| Tier 2 risk-based capital | $194,000 | 9,278 |
| Total risk weighted assets | $16,511,700 | 9,765 |
| Total unused commitments | $2,129,000 | 7,321 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $24,129,000 | 10,996 |
| Cash and due from depository institutions | $1,817,000 | 10,317 |
| Interest-bearing balances | $290,000 | 5,207 |
| Securities | $7,097,000 | 10,279 |
| Federal funds sold & reverse repurchase agreements | $940,000 | 7,961 |
| Net loans & leases | $13,699,000 | 10,377 |
| Loan loss allowance | $168,000 | 10,840 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $55,000 | 12,734 |
| Other real estate owned | $0 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $521,000 | 9,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,129,000 | 10,996 |
| Total liabilities | $22,202,000 | 10,919 |
| Total deposits | $22,088,000 | 10,826 |
| Interest-bearing deposits | $17,958,000 | 10,973 |
| Deposits held in domestic offices | $22,088,000 | 10,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $114,000 | 11,206 |
| Total equity capital | $1,927,000 | 11,458 |
| Total bank equity capital | $1,927,000 | 11,458 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $600,000 | 9,799 |
| Undivided profits | $1,227,000 | 8,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 9,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $268,000 | 6,630 |
| Earning assets | $22,026,000 | 10,969 |
| Long-term assets (5+ years) | $1,683,000 | 9,094 |
| Average Assets, year-to-date | $25,769,200 | 10,660 |
| Average Assets, quarterly | $25,058,500 | 10,839 |
| Volatile liabilities | $1,061,000 | 11,247 |
| Insider loans | $69,000 | 10,274 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,306,000 | 8,634 |
| Tier 1 (core) risk-based capital | $1,927,000 | 11,431 |
| Tier 2 risk-based capital | $168,000 | 10,064 |
| Total risk weighted assets | $15,341,000 | 10,304 |
| Total unused commitments | $1,306,000 | 8,660 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $25,455,000 | 11,120 |
| Cash and due from depository institutions | $1,613,000 | 10,697 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $7,033,000 | 10,514 |
| Federal funds sold & reverse repurchase agreements | $3,365,000 | 4,625 |
| Net loans & leases | $12,646,000 | 10,886 |
| Loan loss allowance | $165,000 | 11,211 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $69,000 | 13,143 |
| Other real estate owned | $224,000 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $505,000 | 9,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,455,000 | 11,120 |
| Total liabilities | $23,651,000 | 11,017 |
| Total deposits | $23,397,000 | 10,937 |
| Interest-bearing deposits | $18,792,000 | 11,183 |
| Deposits held in domestic offices | $23,397,000 | 10,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $254,000 | 8,972 |
| Total equity capital | $1,804,000 | 11,852 |
| Total bank equity capital | $1,804,000 | 11,852 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $600,000 | 10,013 |
| Undivided profits | $1,104,000 | 9,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 10,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $282,000 | 6,859 |
| Earning assets | $23,144,000 | 11,092 |
| Long-term assets (5+ years) | $1,283,000 | 9,831 |
| Average Assets, year-to-date | $24,022,600 | 11,229 |
| Average Assets, quarterly | $24,380,000 | 11,253 |
| Volatile liabilities | $4,013,000 | 7,407 |
| Insider loans | $58,000 | 6,903 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,173,000 | 8,758 |
| Tier 1 (core) risk-based capital | $1,804,000 | 11,814 |
| Tier 2 risk-based capital | $165,000 | 10,274 |
| Total risk weighted assets | $15,501,300 | 10,493 |
| Total unused commitments | $1,173,000 | 8,784 |
| Derivatives | $0 | 651 |