Home > The Citizens State Bank > Income and Expense
The Citizens State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,571,000 | 2,430 |
| Total interest expense | $2,746,000 | 2,732 |
| Net interest income | $10,825,000 | 2,271 |
| Provision for loan and lease losses | $150,000 | 2,186 |
| Total noninterest income | $1,504,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $425,000 | 1,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,079,000 | 2,206 |
| Total noninterest expense | $7,559,000 | 2,435 |
| Salaries and employee benefits | $4,887,000 | 2,223 |
| Premises and equipment expense | $979,000 | 2,047 |
| Additional noninterest expense | $1,079,000 | 2,206 |
| Pre-tax net operating income | $4,620,000 | 2,015 |
| Securities gains (losses) | $49,000 | 400 |
| Applicable income taxes | $1,027,000 | 1,423 |
| Income before extraordinary items | $3,642,000 | 2,103 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,642,000 | 2,127 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,642,000 | 2,106 |
| Net charge-offs | $-10,000 | 3,847 |
| Cash dividends | $2,170,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,603,290 | 2,148 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,041,000 | 2,418 |
| Total interest expense | $1,938,000 | 2,683 |
| Net interest income | $8,103,000 | 2,292 |
| Provision for loan and lease losses | $150,000 | 1,867 |
| Total noninterest income | $1,091,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $319,000 | 1,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $772,000 | 2,245 |
| Total noninterest expense | $5,303,000 | 2,532 |
| Salaries and employee benefits | $3,393,000 | 2,336 |
| Premises and equipment expense | $672,000 | 2,156 |
| Additional noninterest expense | $772,000 | 2,245 |
| Pre-tax net operating income | $3,741,000 | 1,970 |
| Securities gains (losses) | $30,000 | 362 |
| Applicable income taxes | $881,000 | 1,366 |
| Income before extraordinary items | $2,890,000 | 2,097 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,890,000 | 2,117 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,890,000 | 2,099 |
| Net charge-offs | $-10,000 | 3,831 |
| Cash dividends | $1,420,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,866,300 | 2,130 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,564,000 | 2,412 |
| Total interest expense | $1,195,000 | 2,627 |
| Net interest income | $5,369,000 | 2,314 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $727,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $214,000 | 1,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 2,174 |
| Total noninterest expense | $3,494,000 | 2,531 |
| Salaries and employee benefits | $2,283,000 | 2,316 |
| Premises and equipment expense | $443,000 | 2,163 |
| Additional noninterest expense | $513,000 | 2,171 |
| Pre-tax net operating income | $2,602,000 | 1,913 |
| Securities gains (losses) | $24,000 | 419 |
| Applicable income taxes | $605,000 | 1,363 |
| Income before extraordinary items | $2,021,000 | 2,052 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,021,000 | 2,077 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,021,000 | 2,052 |
| Net charge-offs | $2,000 | 2,220 |
| Cash dividends | $780,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,002,040 | 2,078 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 2,478 |
| Total interest expense | $557,000 | 2,524 |
| Net interest income | $2,561,000 | 2,399 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $374,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $107,000 | 1,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 2,124 |
| Total noninterest expense | $1,720,000 | 2,578 |
| Salaries and employee benefits | $1,134,000 | 2,355 |
| Premises and equipment expense | $218,000 | 2,230 |
| Additional noninterest expense | $267,000 | 2,124 |
| Pre-tax net operating income | $1,215,000 | 2,056 |
| Securities gains (losses) | $10,000 | 588 |
| Applicable income taxes | $280,000 | 1,448 |
| Income before extraordinary items | $945,000 | 2,170 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $945,000 | 2,170 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $945,000 | 2,170 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $375,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $937,100 | 2,197 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,582,000 | 2,443 |
| Total interest expense | $898,000 | 2,562 |
| Net interest income | $9,684,000 | 2,411 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,422,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $447,000 | 1,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $975,000 | 2,350 |
| Total noninterest expense | $7,296,000 | 2,446 |
| Salaries and employee benefits | $4,739,000 | 2,258 |
| Premises and equipment expense | $941,000 | 2,080 |
| Additional noninterest expense | $975,000 | 2,350 |
| Pre-tax net operating income | $3,810,000 | 2,366 |
| Securities gains (losses) | $-6,000 | 3,342 |
| Applicable income taxes | $783,000 | 1,734 |
| Income before extraordinary items | $3,021,000 | 2,454 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,021,000 | 2,452 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,021,000 | 2,453 |
| Net charge-offs | $-4,000 | 3,445 |
| Cash dividends | $1,362,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,025,740 | 2,480 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,736,000 | 2,436 |
| Total interest expense | $519,000 | 2,612 |
| Net interest income | $7,217,000 | 2,404 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,006,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $324,000 | 1,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $682,000 | 2,461 |
| Total noninterest expense | $5,091,000 | 2,556 |
| Salaries and employee benefits | $3,183,000 | 2,403 |
| Premises and equipment expense | $701,000 | 2,106 |
| Additional noninterest expense | $682,000 | 2,461 |
| Pre-tax net operating income | $3,132,000 | 2,238 |
| Securities gains (losses) | $-5,000 | 3,659 |
| Applicable income taxes | $714,000 | 1,587 |
| Income before extraordinary items | $2,413,000 | 2,340 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,413,000 | 2,339 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,413,000 | 2,339 |
| Net charge-offs | $-1,000 | 3,079 |
| Cash dividends | $987,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,416,950 | 2,378 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 2,392 |
| Total interest expense | $267,000 | 2,812 |
| Net interest income | $4,891,000 | 2,341 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $654,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $210,000 | 1,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $444,000 | 2,513 |
| Total noninterest expense | $3,408,000 | 2,533 |
| Salaries and employee benefits | $2,141,000 | 2,404 |
| Premises and equipment expense | $465,000 | 2,098 |
| Additional noninterest expense | $802,000 | 2,984 |
| Pre-tax net operating income | $2,137,000 | 2,114 |
| Securities gains (losses) | $-15,000 | 4,042 |
| Applicable income taxes | $484,000 | 1,504 |
| Income before extraordinary items | $1,638,000 | 2,233 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,638,000 | 2,234 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,638,000 | 2,233 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $612,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,649,850 | 2,258 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 2,396 |
| Total interest expense | $124,000 | 2,889 |
| Net interest income | $2,372,000 | 2,341 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $326,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $105,000 | 1,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 2,467 |
| Total noninterest expense | $1,733,000 | 2,511 |
| Salaries and employee benefits | $1,050,000 | 2,427 |
| Premises and equipment expense | $244,000 | 2,058 |
| Additional noninterest expense | $439,000 | 2,816 |
| Pre-tax net operating income | $965,000 | 2,132 |
| Securities gains (losses) | $4,000 | 477 |
| Applicable income taxes | $219,000 | 1,545 |
| Income before extraordinary items | $750,000 | 2,275 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $750,000 | 2,274 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $750,000 | 2,275 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $271,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $746,840 | 2,303 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,286,000 | 2,755 |
| Total interest expense | $406,000 | 3,420 |
| Net interest income | $7,880,000 | 2,674 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,157,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $358,000 | 1,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $799,000 | 2,834 |
| Total noninterest expense | $6,461,000 | 2,611 |
| Salaries and employee benefits | $4,227,000 | 2,408 |
| Premises and equipment expense | $863,000 | 2,214 |
| Additional noninterest expense | $1,371,000 | 3,228 |
| Pre-tax net operating income | $2,576,000 | 2,867 |
| Securities gains (losses) | $100,000 | 863 |
| Applicable income taxes | $597,000 | 1,978 |
| Income before extraordinary items | $2,079,000 | 2,973 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,079,000 | 2,973 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,079,000 | 2,973 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $781,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,000,000 | 3,004 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,889,000 | 2,893 |
| Total interest expense | $295,000 | 3,553 |
| Net interest income | $5,594,000 | 2,804 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $811,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $262,000 | 2,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 2,974 |
| Total noninterest expense | $4,410,000 | 2,777 |
| Salaries and employee benefits | $2,945,000 | 2,540 |
| Premises and equipment expense | $600,000 | 2,339 |
| Additional noninterest expense | $865,000 | 3,522 |
| Pre-tax net operating income | $1,995,000 | 2,938 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $431,000 | 2,071 |
| Income before extraordinary items | $1,564,000 | 3,080 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,564,000 | 3,080 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,564,000 | 3,080 |
| Net charge-offs | $-1,000 | 3,099 |
| Cash dividends | $450,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,564,000 | 3,058 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 2,964 |
| Total interest expense | $201,000 | 3,603 |
| Net interest income | $3,564,000 | 2,875 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $529,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $164,000 | 2,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 2,957 |
| Total noninterest expense | $2,851,000 | 2,817 |
| Salaries and employee benefits | $1,971,000 | 2,537 |
| Premises and equipment expense | $394,000 | 2,358 |
| Additional noninterest expense | $486,000 | 3,737 |
| Pre-tax net operating income | $1,242,000 | 3,003 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $274,000 | 2,091 |
| Income before extraordinary items | $968,000 | 3,165 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $968,000 | 3,163 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $968,000 | 3,165 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $968,000 | 3,141 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 2,922 |
| Total interest expense | $105,000 | 3,625 |
| Net interest income | $1,830,000 | 2,809 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $256,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $83,000 | 2,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 2,986 |
| Total noninterest expense | $1,391,000 | 2,859 |
| Salaries and employee benefits | $966,000 | 2,549 |
| Premises and equipment expense | $192,000 | 2,405 |
| Additional noninterest expense | $233,000 | 3,784 |
| Pre-tax net operating income | $695,000 | 2,850 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $155,000 | 1,992 |
| Income before extraordinary items | $540,000 | 3,023 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $540,000 | 3,021 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $540,000 | 3,023 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $150,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $540,000 | 2,997 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,178,000 | 2,842 |
| Total interest expense | $702,000 | 3,444 |
| Net interest income | $7,476,000 | 2,718 |
| Provision for loan and lease losses | $412,000 | 2,421 |
| Total noninterest income | $1,137,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $422,000 | 1,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $715,000 | 2,794 |
| Total noninterest expense | $5,887,000 | 2,723 |
| Salaries and employee benefits | $4,030,000 | 2,470 |
| Premises and equipment expense | $823,000 | 2,300 |
| Additional noninterest expense | $1,034,000 | 3,644 |
| Pre-tax net operating income | $2,314,000 | 2,770 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $514,000 | 1,924 |
| Income before extraordinary items | $1,800,000 | 2,954 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,800,000 | 2,953 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,800,000 | 2,954 |
| Net charge-offs | $-24,000 | 4,424 |
| Cash dividends | $540,000 | 2,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,800,000 | 2,905 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 2,859 |
| Total interest expense | $571,000 | 3,419 |
| Net interest income | $5,573,000 | 2,730 |
| Provision for loan and lease losses | $412,000 | 2,125 |
| Total noninterest income | $877,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $312,000 | 1,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,720 |
| Total noninterest expense | $4,182,000 | 2,803 |
| Salaries and employee benefits | $2,836,000 | 2,558 |
| Premises and equipment expense | $614,000 | 2,307 |
| Additional noninterest expense | $732,000 | 3,721 |
| Pre-tax net operating income | $1,856,000 | 2,693 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $415,000 | 1,847 |
| Income before extraordinary items | $1,441,000 | 2,884 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,441,000 | 2,883 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,441,000 | 2,884 |
| Net charge-offs | $-22,000 | 4,447 |
| Cash dividends | $390,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,441,000 | 2,833 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 2,860 |
| Total interest expense | $414,000 | 3,415 |
| Net interest income | $3,761,000 | 2,726 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $499,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $184,000 | 2,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 2,856 |
| Total noninterest expense | $2,757,000 | 2,826 |
| Salaries and employee benefits | $1,865,000 | 2,587 |
| Premises and equipment expense | $415,000 | 2,280 |
| Additional noninterest expense | $477,000 | 3,766 |
| Pre-tax net operating income | $1,503,000 | 2,385 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $340,000 | 1,655 |
| Income before extraordinary items | $1,163,000 | 2,596 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,163,000 | 2,594 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,163,000 | 2,596 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $240,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,163,000 | 2,556 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 2,810 |
| Total interest expense | $238,000 | 3,345 |
| Net interest income | $1,915,000 | 2,669 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $275,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $109,000 | 2,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 2,652 |
| Total noninterest expense | $1,374,000 | 2,856 |
| Salaries and employee benefits | $913,000 | 2,629 |
| Premises and equipment expense | $225,000 | 2,176 |
| Additional noninterest expense | $236,000 | 3,814 |
| Pre-tax net operating income | $816,000 | 2,140 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $186,000 | 1,455 |
| Income before extraordinary items | $630,000 | 2,328 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $630,000 | 2,327 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $630,000 | 2,328 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $45,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $630,000 | 2,295 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,015,000 | 2,760 |
| Total interest expense | $1,022,000 | 3,274 |
| Net interest income | $7,993,000 | 2,628 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $753,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $443,000 | 2,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,550 |
| Total noninterest expense | $5,384,000 | 2,878 |
| Salaries and employee benefits | $3,906,000 | 2,488 |
| Premises and equipment expense | $951,000 | 2,098 |
| Additional noninterest expense | $527,000 | 4,589 |
| Pre-tax net operating income | $3,362,000 | 2,298 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $772,000 | 1,628 |
| Income before extraordinary items | $2,590,000 | 2,524 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,590,000 | 2,525 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,590,000 | 2,526 |
| Net charge-offs | $-6,000 | 4,370 |
| Cash dividends | $180,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,590,000 | 2,493 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,804,000 | 2,782 |
| Total interest expense | $776,000 | 3,286 |
| Net interest income | $6,028,000 | 2,645 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $566,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $330,000 | 2,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 3,548 |
| Total noninterest expense | $3,745,000 | 3,034 |
| Salaries and employee benefits | $2,728,000 | 2,630 |
| Premises and equipment expense | $649,000 | 2,243 |
| Additional noninterest expense | $368,000 | 4,704 |
| Pre-tax net operating income | $2,849,000 | 2,178 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $657,000 | 1,578 |
| Income before extraordinary items | $2,192,000 | 2,391 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,192,000 | 2,391 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,192,000 | 2,392 |
| Net charge-offs | $-5,000 | 4,259 |
| Cash dividends | $90,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,192,000 | 2,362 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 2,791 |
| Total interest expense | $509,000 | 3,285 |
| Net interest income | $4,012,000 | 2,655 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $310,000 | 3,396 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $216,000 | 2,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,043 |
| Total noninterest expense | $2,546,000 | 3,020 |
| Salaries and employee benefits | $1,831,000 | 2,632 |
| Premises and equipment expense | $439,000 | 2,247 |
| Additional noninterest expense | $276,000 | 4,635 |
| Pre-tax net operating income | $1,776,000 | 2,244 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $409,000 | 1,609 |
| Income before extraordinary items | $1,367,000 | 2,459 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,367,000 | 2,459 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,367,000 | 2,459 |
| Net charge-offs | $-3,000 | 4,141 |
| Cash dividends | $90,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,367,000 | 2,434 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 2,842 |
| Total interest expense | $246,000 | 3,305 |
| Net interest income | $1,974,000 | 2,708 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $167,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $111,000 | 2,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 3,892 |
| Total noninterest expense | $1,305,000 | 2,982 |
| Salaries and employee benefits | $930,000 | 2,617 |
| Premises and equipment expense | $227,000 | 2,217 |
| Additional noninterest expense | $148,000 | 4,578 |
| Pre-tax net operating income | $836,000 | 2,306 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $190,000 | 1,632 |
| Income before extraordinary items | $646,000 | 2,487 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $646,000 | 2,486 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $646,000 | 2,486 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $45,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $646,000 | 2,476 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,287,000 | 2,873 |
| Total interest expense | $765,000 | 3,328 |
| Net interest income | $7,522,000 | 2,762 |
| Provision for loan and lease losses | $250,000 | 2,131 |
| Total noninterest income | $744,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $492,000 | 2,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 3,862 |
| Total noninterest expense | $5,302,000 | 2,940 |
| Salaries and employee benefits | $3,733,000 | 2,563 |
| Premises and equipment expense | $903,000 | 2,197 |
| Additional noninterest expense | $666,000 | 4,467 |
| Pre-tax net operating income | $2,714,000 | 2,651 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $604,000 | 1,825 |
| Income before extraordinary items | $2,110,000 | 2,854 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,110,000 | 2,853 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,110,000 | 2,853 |
| Net charge-offs | $8,000 | 3,412 |
| Cash dividends | $208,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,110,000 | 2,849 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,150,000 | 2,896 |
| Total interest expense | $555,000 | 3,323 |
| Net interest income | $5,595,000 | 2,788 |
| Provision for loan and lease losses | $150,000 | 2,253 |
| Total noninterest income | $515,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $369,000 | 2,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 4,133 |
| Total noninterest expense | $3,705,000 | 3,084 |
| Salaries and employee benefits | $2,583,000 | 2,720 |
| Premises and equipment expense | $644,000 | 2,278 |
| Additional noninterest expense | $478,000 | 4,564 |
| Pre-tax net operating income | $2,255,000 | 2,549 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $505,000 | 1,771 |
| Income before extraordinary items | $1,750,000 | 2,743 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,750,000 | 2,742 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,750,000 | 2,742 |
| Net charge-offs | $9,000 | 3,032 |
| Cash dividends | $156,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,750,000 | 2,728 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 2,917 |
| Total interest expense | $348,000 | 3,337 |
| Net interest income | $3,687,000 | 2,814 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $355,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $246,000 | 1,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 4,061 |
| Total noninterest expense | $2,455,000 | 3,115 |
| Salaries and employee benefits | $1,716,000 | 2,741 |
| Premises and equipment expense | $407,000 | 2,383 |
| Additional noninterest expense | $332,000 | 4,548 |
| Pre-tax net operating income | $1,487,000 | 2,530 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $333,000 | 1,770 |
| Income before extraordinary items | $1,154,000 | 2,722 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,154,000 | 2,721 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,154,000 | 2,721 |
| Net charge-offs | $13,000 | 2,478 |
| Cash dividends | $104,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,154,000 | 2,711 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 2,977 |
| Total interest expense | $160,000 | 3,414 |
| Net interest income | $1,796,000 | 2,879 |
| Provision for loan and lease losses | $50,000 | 2,055 |
| Total noninterest income | $173,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $121,000 | 2,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,110 |
| Total noninterest expense | $1,257,000 | 3,092 |
| Salaries and employee benefits | $858,000 | 2,764 |
| Premises and equipment expense | $198,000 | 2,463 |
| Additional noninterest expense | $201,000 | 4,315 |
| Pre-tax net operating income | $662,000 | 2,671 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $146,000 | 1,853 |
| Income before extraordinary items | $516,000 | 2,846 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $516,000 | 2,846 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $516,000 | 2,846 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $52,000 | 2,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $516,000 | 2,833 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 2,980 |
| Total interest expense | $487,000 | 3,713 |
| Net interest income | $7,093,000 | 2,862 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $712,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $503,000 | 2,022 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $209,000 | 4,168 |
| Total noninterest expense | $5,359,000 | 2,983 |
| Salaries and employee benefits | $3,666,000 | 2,619 |
| Premises and equipment expense | $850,000 | 2,353 |
| Additional noninterest expense | $843,000 | 4,295 |
| Pre-tax net operating income | $2,446,000 | 2,780 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,093,000 | 1,794 |
| Income before extraordinary items | $1,353,000 | 3,301 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,353,000 | 3,299 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,353,000 | 3,301 |
| Net charge-offs | $-11,000 | 4,818 |
| Cash dividends | $208,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,353,000 | 3,275 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 2,996 |
| Total interest expense | $356,000 | 3,772 |
| Net interest income | $5,309,000 | 2,887 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $498,000 | 3,574 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $377,000 | 2,026 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $121,000 | 4,471 |
| Total noninterest expense | $3,877,000 | 3,051 |
| Salaries and employee benefits | $2,618,000 | 2,730 |
| Premises and equipment expense | $598,000 | 2,478 |
| Additional noninterest expense | $661,000 | 4,243 |
| Pre-tax net operating income | $1,930,000 | 2,763 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $665,000 | 1,825 |
| Income before extraordinary items | $1,265,000 | 3,122 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,265,000 | 3,121 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,265,000 | 3,122 |
| Net charge-offs | $-11,000 | 4,773 |
| Cash dividends | $156,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,265,000 | 3,101 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 3,010 |
| Total interest expense | $227,000 | 3,820 |
| Net interest income | $3,523,000 | 2,887 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $328,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $246,000 | 2,053 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $82,000 | 4,478 |
| Total noninterest expense | $2,556,000 | 3,088 |
| Salaries and employee benefits | $1,785,000 | 2,703 |
| Premises and equipment expense | $389,000 | 2,528 |
| Additional noninterest expense | $382,000 | 4,507 |
| Pre-tax net operating income | $1,295,000 | 2,727 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $444,000 | 1,810 |
| Income before extraordinary items | $851,000 | 3,076 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $851,000 | 3,075 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $851,000 | 3,076 |
| Net charge-offs | $-15,000 | 4,915 |
| Cash dividends | $104,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $851,000 | 3,059 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 3,049 |
| Total interest expense | $112,000 | 3,841 |
| Net interest income | $1,725,000 | 2,931 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $172,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $123,000 | 2,056 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $49,000 | 4,306 |
| Total noninterest expense | $1,251,000 | 3,164 |
| Salaries and employee benefits | $851,000 | 2,826 |
| Premises and equipment expense | $195,000 | 2,549 |
| Additional noninterest expense | $205,000 | 4,429 |
| Pre-tax net operating income | $646,000 | 2,672 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $208,000 | 1,828 |
| Income before extraordinary items | $438,000 | 2,977 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $438,000 | 2,977 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $438,000 | 2,977 |
| Net charge-offs | $8,000 | 2,285 |
| Cash dividends | $52,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $438,000 | 2,957 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,215,000 | 3,070 |
| Total interest expense | $405,000 | 4,002 |
| Net interest income | $6,810,000 | 2,940 |
| Provision for loan and lease losses | $50,000 | 3,627 |
| Total noninterest income | $681,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $492,000 | 2,099 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $189,000 | 4,410 |
| Total noninterest expense | $5,279,000 | 3,077 |
| Salaries and employee benefits | $3,653,000 | 2,666 |
| Premises and equipment expense | $845,000 | 2,398 |
| Additional noninterest expense | $781,000 | 4,599 |
| Pre-tax net operating income | $2,162,000 | 2,931 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $731,000 | 1,933 |
| Income before extraordinary items | $1,431,000 | 3,351 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,431,000 | 3,349 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,431,000 | 3,350 |
| Net charge-offs | $12,000 | 3,816 |
| Cash dividends | $882,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,431,000 | 3,302 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 3,074 |
| Total interest expense | $303,000 | 4,031 |
| Net interest income | $5,114,000 | 2,949 |
| Provision for loan and lease losses | $25,000 | 3,735 |
| Total noninterest income | $501,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $364,000 | 2,135 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $137,000 | 4,500 |
| Total noninterest expense | $3,730,000 | 3,198 |
| Salaries and employee benefits | $2,537,000 | 2,811 |
| Premises and equipment expense | $625,000 | 2,431 |
| Additional noninterest expense | $568,000 | 4,682 |
| Pre-tax net operating income | $1,860,000 | 2,743 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $631,000 | 1,852 |
| Income before extraordinary items | $1,229,000 | 3,166 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,229,000 | 3,166 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,229,000 | 3,166 |
| Net charge-offs | $-3,000 | 4,630 |
| Cash dividends | $830,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,229,000 | 3,105 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 3,085 |
| Total interest expense | $199,000 | 4,087 |
| Net interest income | $3,405,000 | 2,959 |
| Provision for loan and lease losses | $25,000 | 3,413 |
| Total noninterest income | $326,000 | 3,717 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $235,000 | 2,173 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $91,000 | 4,523 |
| Total noninterest expense | $2,469,000 | 3,231 |
| Salaries and employee benefits | $1,694,000 | 2,834 |
| Premises and equipment expense | $407,000 | 2,484 |
| Additional noninterest expense | $368,000 | 4,773 |
| Pre-tax net operating income | $1,237,000 | 2,714 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $420,000 | 1,838 |
| Income before extraordinary items | $817,000 | 3,151 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $817,000 | 3,148 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $817,000 | 3,149 |
| Net charge-offs | $-7,000 | 4,862 |
| Cash dividends | $579,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $817,000 | 3,087 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 3,124 |
| Total interest expense | $96,000 | 4,173 |
| Net interest income | $1,673,000 | 3,005 |
| Provision for loan and lease losses | $25,000 | 2,733 |
| Total noninterest income | $165,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $112,000 | 2,246 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $53,000 | 4,336 |
| Total noninterest expense | $1,235,000 | 3,249 |
| Salaries and employee benefits | $853,000 | 2,824 |
| Premises and equipment expense | $200,000 | 2,544 |
| Additional noninterest expense | $182,000 | 4,843 |
| Pre-tax net operating income | $578,000 | 2,789 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $196,000 | 1,860 |
| Income before extraordinary items | $382,000 | 3,213 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $382,000 | 3,211 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $382,000 | 3,212 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $277,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $382,000 | 3,148 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,891,000 | 3,144 |
| Total interest expense | $384,000 | 4,228 |
| Net interest income | $6,507,000 | 3,030 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $676,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $465,000 | 2,256 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $211,000 | 4,392 |
| Total noninterest expense | $5,364,000 | 3,074 |
| Salaries and employee benefits | $3,595,000 | 2,679 |
| Premises and equipment expense | $898,000 | 2,349 |
| Additional noninterest expense | $871,000 | 4,535 |
| Pre-tax net operating income | $1,759,000 | 3,241 |
| Securities gains (losses) | $9,000 | 2,638 |
| Applicable income taxes | $579,000 | 2,101 |
| Income before extraordinary items | $1,189,000 | 3,646 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,189,000 | 3,645 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,189,000 | 3,647 |
| Net charge-offs | $9,000 | 4,053 |
| Cash dividends | $1,108,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,182,970 | 3,604 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,164,000 | 3,174 |
| Total interest expense | $287,000 | 4,294 |
| Net interest income | $4,877,000 | 3,049 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $493,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $346,000 | 2,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 4,514 |
| Total noninterest expense | $3,788,000 | 3,210 |
| Salaries and employee benefits | $2,495,000 | 2,848 |
| Premises and equipment expense | $658,000 | 2,419 |
| Additional noninterest expense | $635,000 | 4,625 |
| Pre-tax net operating income | $1,522,000 | 3,045 |
| Securities gains (losses) | $9,000 | 2,412 |
| Applicable income taxes | $508,000 | 2,003 |
| Income before extraordinary items | $1,023,000 | 3,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,023,000 | 3,454 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,023,000 | 3,455 |
| Net charge-offs | $4,000 | 3,882 |
| Cash dividends | $831,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,016,970 | 3,415 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 3,179 |
| Total interest expense | $188,000 | 4,358 |
| Net interest income | $3,256,000 | 3,052 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $322,000 | 3,812 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $219,000 | 2,351 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $103,000 | 4,489 |
| Total noninterest expense | $2,495,000 | 3,269 |
| Salaries and employee benefits | $1,663,000 | 2,867 |
| Premises and equipment expense | $424,000 | 2,486 |
| Additional noninterest expense | $408,000 | 4,723 |
| Pre-tax net operating income | $1,083,000 | 2,923 |
| Securities gains (losses) | $9,000 | 2,056 |
| Applicable income taxes | $363,000 | 1,946 |
| Income before extraordinary items | $729,000 | 3,338 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $729,000 | 3,338 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $729,000 | 3,339 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $554,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $722,970 | 3,291 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 3,236 |
| Total interest expense | $92,000 | 4,438 |
| Net interest income | $1,596,000 | 3,093 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $167,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $107,000 | 2,356 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 4,313 |
| Total noninterest expense | $1,228,000 | 3,320 |
| Salaries and employee benefits | $822,000 | 2,909 |
| Premises and equipment expense | $215,000 | 2,503 |
| Additional noninterest expense | $191,000 | 4,890 |
| Pre-tax net operating income | $535,000 | 2,899 |
| Securities gains (losses) | $18,000 | 1,268 |
| Applicable income taxes | $184,000 | 1,907 |
| Income before extraordinary items | $369,000 | 3,275 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $369,000 | 3,278 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $369,000 | 3,278 |
| Net charge-offs | $14,000 | 2,324 |
| Cash dividends | $277,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $356,940 | 3,263 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,918,000 | 3,211 |
| Total interest expense | $385,000 | 4,539 |
| Net interest income | $6,533,000 | 3,045 |
| Provision for loan and lease losses | $70,000 | 3,509 |
| Total noninterest income | $708,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $491,000 | 2,315 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $217,000 | 4,426 |
| Total noninterest expense | $5,582,000 | 3,087 |
| Salaries and employee benefits | $3,630,000 | 2,697 |
| Premises and equipment expense | $955,000 | 2,325 |
| Additional noninterest expense | $997,000 | 4,451 |
| Pre-tax net operating income | $1,589,000 | 3,370 |
| Securities gains (losses) | $57,000 | 1,642 |
| Applicable income taxes | $536,000 | 2,132 |
| Income before extraordinary items | $1,110,000 | 3,773 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,110,000 | 3,773 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,110,000 | 3,775 |
| Net charge-offs | $25,000 | 4,200 |
| Cash dividends | $1,108,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,071,810 | 3,786 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 3,212 |
| Total interest expense | $290,000 | 4,599 |
| Net interest income | $4,951,000 | 3,043 |
| Provision for loan and lease losses | $70,000 | 3,164 |
| Total noninterest income | $526,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $367,000 | 2,326 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $159,000 | 4,497 |
| Total noninterest expense | $3,919,000 | 3,233 |
| Salaries and employee benefits | $2,513,000 | 2,860 |
| Premises and equipment expense | $726,000 | 2,331 |
| Additional noninterest expense | $680,000 | 4,672 |
| Pre-tax net operating income | $1,488,000 | 3,050 |
| Securities gains (losses) | $57,000 | 1,373 |
| Applicable income taxes | $515,000 | 1,953 |
| Income before extraordinary items | $1,030,000 | 3,444 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,030,000 | 3,445 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,030,000 | 3,445 |
| Net charge-offs | $32,000 | 3,574 |
| Cash dividends | $831,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $991,810 | 3,464 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 3,242 |
| Total interest expense | $191,000 | 4,675 |
| Net interest income | $3,268,000 | 3,067 |
| Provision for loan and lease losses | $40,000 | 3,175 |
| Total noninterest income | $344,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $239,000 | 2,348 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $105,000 | 4,503 |
| Total noninterest expense | $2,698,000 | 3,172 |
| Salaries and employee benefits | $1,733,000 | 2,800 |
| Premises and equipment expense | $498,000 | 2,283 |
| Additional noninterest expense | $467,000 | 4,629 |
| Pre-tax net operating income | $874,000 | 3,204 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $286,000 | 2,073 |
| Income before extraordinary items | $588,000 | 3,666 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $588,000 | 3,670 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $588,000 | 3,673 |
| Net charge-offs | $29,000 | 3,196 |
| Cash dividends | $554,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $588,000 | 3,603 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 3,279 |
| Total interest expense | $98,000 | 4,675 |
| Net interest income | $1,611,000 | 3,100 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $185,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $119,000 | 2,323 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $66,000 | 4,189 |
| Total noninterest expense | $1,316,000 | 3,255 |
| Salaries and employee benefits | $835,000 | 2,901 |
| Premises and equipment expense | $248,000 | 2,330 |
| Additional noninterest expense | $233,000 | 4,653 |
| Pre-tax net operating income | $480,000 | 2,976 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $159,000 | 1,942 |
| Income before extraordinary items | $321,000 | 3,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $321,000 | 3,428 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $321,000 | 3,428 |
| Net charge-offs | $-8,000 | 5,661 |
| Cash dividends | $202,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $321,000 | 3,380 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 3,346 |
| Total interest expense | $435,000 | 4,748 |
| Net interest income | $6,326,000 | 3,134 |
| Provision for loan and lease losses | $130,000 | 3,405 |
| Total noninterest income | $725,000 | 3,799 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $533,000 | 2,271 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $192,000 | 4,668 |
| Total noninterest expense | $5,281,000 | 3,279 |
| Salaries and employee benefits | $3,519,000 | 2,792 |
| Premises and equipment expense | $780,000 | 2,749 |
| Additional noninterest expense | $982,000 | 4,615 |
| Pre-tax net operating income | $1,640,000 | 3,231 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $240,000 | 2,812 |
| Income before extraordinary items | $1,400,000 | 3,289 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,400,000 | 3,291 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,400,000 | 3,292 |
| Net charge-offs | $96,000 | 3,776 |
| Cash dividends | $1,108,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,400,000 | 3,228 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 3,401 |
| Total interest expense | $331,000 | 4,809 |
| Net interest income | $4,694,000 | 3,181 |
| Provision for loan and lease losses | $130,000 | 3,104 |
| Total noninterest income | $474,000 | 4,118 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $392,000 | 2,313 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $82,000 | 5,378 |
| Total noninterest expense | $3,539,000 | 3,560 |
| Salaries and employee benefits | $2,273,000 | 3,116 |
| Premises and equipment expense | $564,000 | 2,839 |
| Additional noninterest expense | $702,000 | 4,755 |
| Pre-tax net operating income | $1,499,000 | 2,919 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $361,000 | 2,241 |
| Income before extraordinary items | $1,138,000 | 3,174 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,138,000 | 3,177 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,138,000 | 3,178 |
| Net charge-offs | $101,000 | 3,246 |
| Cash dividends | $831,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,138,000 | 3,104 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,350,000 | 3,408 |
| Total interest expense | $223,000 | 4,850 |
| Net interest income | $3,127,000 | 3,184 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $297,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $252,000 | 2,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $45,000 | 5,584 |
| Total noninterest expense | $2,359,000 | 3,579 |
| Salaries and employee benefits | $1,496,000 | 3,160 |
| Premises and equipment expense | $378,000 | 2,838 |
| Additional noninterest expense | $485,000 | 4,695 |
| Pre-tax net operating income | $1,025,000 | 2,850 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $372,000 | 1,814 |
| Income before extraordinary items | $653,000 | 3,448 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $653,000 | 3,449 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $653,000 | 3,451 |
| Net charge-offs | $104,000 | 2,725 |
| Cash dividends | $554,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $653,000 | 3,356 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 3,445 |
| Total interest expense | $113,000 | 4,905 |
| Net interest income | $1,556,000 | 3,208 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $149,000 | 4,201 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $127,000 | 2,323 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 5,600 |
| Total noninterest expense | $1,146,000 | 3,673 |
| Salaries and employee benefits | $726,000 | 3,238 |
| Premises and equipment expense | $182,000 | 2,935 |
| Additional noninterest expense | $238,000 | 4,764 |
| Pre-tax net operating income | $534,000 | 2,757 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $195,000 | 1,741 |
| Income before extraordinary items | $339,000 | 3,336 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $339,000 | 3,336 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $339,000 | 3,338 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $277,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $339,000 | 3,229 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,069,000 | 3,802 |
| Total interest expense | $472,000 | 5,214 |
| Net interest income | $5,597,000 | 3,536 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $575,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $502,000 | 2,477 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $73,000 | 5,577 |
| Total noninterest expense | $4,472,000 | 3,742 |
| Salaries and employee benefits | $2,822,000 | 3,257 |
| Premises and equipment expense | $612,000 | 3,339 |
| Additional noninterest expense | $1,038,000 | 4,711 |
| Pre-tax net operating income | $1,640,000 | 3,173 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $594,000 | 2,010 |
| Income before extraordinary items | $1,046,000 | 3,815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,046,000 | 3,815 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,046,000 | 3,817 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $1,416,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,046,000 | 3,657 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 3,987 |
| Total interest expense | $346,000 | 5,402 |
| Net interest income | $4,015,000 | 3,703 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $410,000 | 4,381 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $363,000 | 2,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,813 |
| Total noninterest expense | $2,816,000 | 4,222 |
| Salaries and employee benefits | $1,755,000 | 3,749 |
| Premises and equipment expense | $399,000 | 3,711 |
| Additional noninterest expense | $662,000 | 5,114 |
| Pre-tax net operating income | $1,609,000 | 2,756 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $594,000 | 1,763 |
| Income before extraordinary items | $1,015,000 | 3,405 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,015,000 | 3,406 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,015,000 | 3,407 |
| Net charge-offs | $-4,000 | 6,442 |
| Cash dividends | $1,064,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,015,000 | 3,255 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 4,103 |
| Total interest expense | $229,000 | 5,515 |
| Net interest income | $2,586,000 | 3,802 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $257,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $224,000 | 2,719 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,808 |
| Total noninterest expense | $1,657,000 | 4,552 |
| Salaries and employee benefits | $1,069,000 | 4,006 |
| Premises and equipment expense | $249,000 | 3,876 |
| Additional noninterest expense | $339,000 | 5,703 |
| Pre-tax net operating income | $1,186,000 | 2,534 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $432,000 | 1,646 |
| Income before extraordinary items | $754,000 | 3,173 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $754,000 | 3,171 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $754,000 | 3,173 |
| Net charge-offs | $42,000 | 4,179 |
| Cash dividends | $862,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $754,000 | 3,015 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 4,198 |
| Total interest expense | $119,000 | 5,548 |
| Net interest income | $1,266,000 | 3,879 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $125,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $104,000 | 2,850 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 5,676 |
| Total noninterest expense | $817,000 | 4,600 |
| Salaries and employee benefits | $520,000 | 4,100 |
| Premises and equipment expense | $126,000 | 3,868 |
| Additional noninterest expense | $171,000 | 5,693 |
| Pre-tax net operating income | $574,000 | 2,604 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $209,000 | 1,678 |
| Income before extraordinary items | $365,000 | 3,260 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $365,000 | 3,264 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $365,000 | 3,264 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $652,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $365,000 | 3,095 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,852,000 | 4,150 |
| Total interest expense | $651,000 | 5,352 |
| Net interest income | $5,201,000 | 3,808 |
| Provision for loan and lease losses | $100,000 | 5,330 |
| Total noninterest income | $566,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $484,000 | 2,640 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $82,000 | 5,505 |
| Total noninterest expense | $3,378,000 | 4,571 |
| Salaries and employee benefits | $2,203,000 | 3,901 |
| Premises and equipment expense | $514,000 | 3,958 |
| Additional noninterest expense | $661,000 | 5,808 |
| Pre-tax net operating income | $2,289,000 | 2,261 |
| Securities gains (losses) | $-8,000 | 6,856 |
| Applicable income taxes | $805,000 | 1,551 |
| Income before extraordinary items | $1,476,000 | 2,796 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,476,000 | 2,798 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,476,000 | 2,798 |
| Net charge-offs | $-28,000 | 7,122 |
| Cash dividends | $1,448,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,481,200 | 2,703 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 4,203 |
| Total interest expense | $510,000 | 5,380 |
| Net interest income | $3,874,000 | 3,845 |
| Provision for loan and lease losses | $100,000 | 4,928 |
| Total noninterest income | $419,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $369,000 | 2,616 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $50,000 | 5,795 |
| Total noninterest expense | $2,355,000 | 4,764 |
| Salaries and employee benefits | $1,521,000 | 4,151 |
| Premises and equipment expense | $360,000 | 4,189 |
| Additional noninterest expense | $474,000 | 5,934 |
| Pre-tax net operating income | $1,838,000 | 2,221 |
| Securities gains (losses) | $-8,000 | 6,987 |
| Applicable income taxes | $651,000 | 1,493 |
| Income before extraordinary items | $1,179,000 | 2,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,179,000 | 2,752 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,179,000 | 2,752 |
| Net charge-offs | $-26,000 | 7,158 |
| Cash dividends | $896,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,184,120 | 2,652 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 4,228 |
| Total interest expense | $354,000 | 5,404 |
| Net interest income | $2,561,000 | 3,881 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $274,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $241,000 | 2,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,881 |
| Total noninterest expense | $1,599,000 | 4,763 |
| Salaries and employee benefits | $1,016,000 | 4,164 |
| Premises and equipment expense | $238,000 | 4,241 |
| Additional noninterest expense | $345,000 | 5,846 |
| Pre-tax net operating income | $1,136,000 | 2,328 |
| Securities gains (losses) | $-8,000 | 7,053 |
| Applicable income taxes | $403,000 | 1,514 |
| Income before extraordinary items | $725,000 | 2,851 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $725,000 | 2,853 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $725,000 | 2,853 |
| Net charge-offs | $-19,000 | 7,146 |
| Cash dividends | $584,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $730,120 | 2,753 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 4,330 |
| Total interest expense | $187,000 | 5,391 |
| Net interest income | $1,234,000 | 3,973 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $148,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $122,000 | 2,582 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 5,544 |
| Total noninterest expense | $810,000 | 4,757 |
| Salaries and employee benefits | $511,000 | 4,170 |
| Premises and equipment expense | $119,000 | 4,293 |
| Additional noninterest expense | $180,000 | 5,777 |
| Pre-tax net operating income | $472,000 | 2,664 |
| Securities gains (losses) | $-8,000 | 7,147 |
| Applicable income taxes | $157,000 | 1,755 |
| Income before extraordinary items | $307,000 | 3,182 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $307,000 | 3,177 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $307,000 | 3,181 |
| Net charge-offs | $-15,000 | 7,126 |
| Cash dividends | $292,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $312,280 | 3,095 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 4,929 |
| Total interest expense | $757,000 | 5,820 |
| Net interest income | $4,062,000 | 4,551 |
| Provision for loan and lease losses | $285,000 | 4,926 |
| Total noninterest income | $491,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $429,000 | 2,944 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $62,000 | 5,920 |
| Total noninterest expense | $3,309,000 | 4,732 |
| Salaries and employee benefits | $2,110,000 | 4,081 |
| Premises and equipment expense | $429,000 | 4,580 |
| Additional noninterest expense | $770,000 | 5,697 |
| Pre-tax net operating income | $959,000 | 3,451 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $318,000 | 2,304 |
| Income before extraordinary items | $641,000 | 3,980 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $641,000 | 3,979 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $641,000 | 3,980 |
| Net charge-offs | $-12,000 | 7,458 |
| Cash dividends | $328,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $641,000 | 3,848 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 5,134 |
| Total interest expense | $551,000 | 6,025 |
| Net interest income | $2,908,000 | 4,730 |
| Provision for loan and lease losses | $210,000 | 4,819 |
| Total noninterest income | $342,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $304,000 | 3,137 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $38,000 | 6,249 |
| Total noninterest expense | $2,125,000 | 5,196 |
| Salaries and employee benefits | $1,321,000 | 4,632 |
| Premises and equipment expense | $306,000 | 4,787 |
| Additional noninterest expense | $498,000 | 6,044 |
| Pre-tax net operating income | $915,000 | 3,251 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $317,000 | 2,093 |
| Income before extraordinary items | $598,000 | 3,787 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $598,000 | 3,787 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $598,000 | 3,788 |
| Net charge-offs | $-7,000 | 7,429 |
| Cash dividends | $156,000 | 2,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $598,000 | 3,640 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 5,177 |
| Total interest expense | $378,000 | 6,061 |
| Net interest income | $1,921,000 | 4,773 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $213,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $186,000 | 3,295 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 6,237 |
| Total noninterest expense | $1,345,000 | 5,360 |
| Salaries and employee benefits | $880,000 | 4,652 |
| Premises and equipment expense | $202,000 | 4,844 |
| Additional noninterest expense | $263,000 | 6,509 |
| Pre-tax net operating income | $729,000 | 2,959 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $257,000 | 1,885 |
| Income before extraordinary items | $472,000 | 3,513 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $472,000 | 3,510 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $472,000 | 3,512 |
| Net charge-offs | $-6,000 | 7,394 |
| Cash dividends | $104,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $472,000 | 3,401 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 5,254 |
| Total interest expense | $195,000 | 6,137 |
| Net interest income | $950,000 | 4,820 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $105,000 | 4,961 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $89,000 | 3,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $672,000 | 5,426 |
| Salaries and employee benefits | $440,000 | 4,715 |
| Premises and equipment expense | $102,000 | 4,904 |
| Additional noninterest expense | $130,000 | 6,595 |
| Pre-tax net operating income | $383,000 | 2,905 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $136,000 | 1,819 |
| Income before extraordinary items | $247,000 | 3,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $247,000 | 3,517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $247,000 | 3,519 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $52,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $247,000 | 3,387 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 5,286 |
| Total interest expense | $1,053,000 | 5,922 |
| Net interest income | $3,681,000 | 4,824 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $463,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $394,000 | 3,361 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $69,000 | 6,057 |
| Total noninterest expense | $2,713,000 | 5,461 |
| Salaries and employee benefits | $1,700,000 | 4,820 |
| Premises and equipment expense | $409,000 | 4,940 |
| Additional noninterest expense | $604,000 | 6,434 |
| Pre-tax net operating income | $1,331,000 | 2,537 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $460,000 | 1,618 |
| Income before extraordinary items | $871,000 | 2,997 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $871,000 | 2,996 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $871,000 | 2,996 |
| Net charge-offs | $81,000 | 5,873 |
| Cash dividends | $208,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $871,000 | 2,939 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 5,327 |
| Total interest expense | $832,000 | 5,948 |
| Net interest income | $2,749,000 | 4,844 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $345,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $294,000 | 3,378 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $51,000 | 6,196 |
| Total noninterest expense | $1,976,000 | 5,547 |
| Salaries and employee benefits | $1,257,000 | 4,897 |
| Premises and equipment expense | $295,000 | 5,080 |
| Additional noninterest expense | $424,000 | 6,587 |
| Pre-tax net operating income | $1,018,000 | 2,707 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $347,000 | 1,780 |
| Income before extraordinary items | $671,000 | 3,203 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $671,000 | 3,201 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $671,000 | 3,203 |
| Net charge-offs | $31,000 | 6,007 |
| Cash dividends | $156,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $671,000 | 3,113 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 5,360 |
| Total interest expense | $580,000 | 5,986 |
| Net interest income | $1,820,000 | 4,857 |
| Provision for loan and lease losses | $70,000 | 5,703 |
| Total noninterest income | $221,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $182,000 | 3,495 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $39,000 | 6,109 |
| Total noninterest expense | $1,310,000 | 5,618 |
| Salaries and employee benefits | $834,000 | 4,973 |
| Premises and equipment expense | $201,000 | 5,060 |
| Additional noninterest expense | $275,000 | 6,676 |
| Pre-tax net operating income | $661,000 | 2,860 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $220,000 | 1,864 |
| Income before extraordinary items | $441,000 | 3,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 3,317 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $441,000 | 3,320 |
| Net charge-offs | $26,000 | 5,436 |
| Cash dividends | $104,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $441,000 | 3,209 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 5,393 |
| Total interest expense | $325,000 | 5,846 |
| Net interest income | $877,000 | 4,952 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $103,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $88,000 | 3,501 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $617,000 | 5,730 |
| Salaries and employee benefits | $402,000 | 5,136 |
| Premises and equipment expense | $105,000 | 4,986 |
| Additional noninterest expense | $110,000 | 6,934 |
| Pre-tax net operating income | $293,000 | 3,373 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $88,000 | 2,306 |
| Income before extraordinary items | $205,000 | 3,820 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $205,000 | 3,820 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $205,000 | 3,821 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $52,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $205,000 | 3,669 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,265,000 | 5,314 |
| Total interest expense | $1,835,000 | 5,518 |
| Net interest income | $3,430,000 | 5,036 |
| Provision for loan and lease losses | $30,000 | 6,834 |
| Total noninterest income | $440,000 | 5,105 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $385,000 | 3,532 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $55,000 | 6,671 |
| Total noninterest expense | $2,355,000 | 5,794 |
| Salaries and employee benefits | $1,410,000 | 5,518 |
| Premises and equipment expense | $413,000 | 4,998 |
| Additional noninterest expense | $532,000 | 6,482 |
| Pre-tax net operating income | $1,485,000 | 3,049 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $537,000 | 1,776 |
| Income before extraordinary items | $948,000 | 3,384 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $948,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,864 |
| Cash dividends | $208,000 | 4,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $948,000 | 3,534 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,968,000 | 5,366 |
| Total interest expense | $1,448,000 | 5,524 |
| Net interest income | $2,520,000 | 5,128 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $335,000 | 5,164 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $287,000 | 3,570 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 6,646 |
| Total noninterest expense | $1,656,000 | 5,963 |
| Salaries and employee benefits | $956,000 | 5,831 |
| Premises and equipment expense | $297,000 | 5,138 |
| Additional noninterest expense | $403,000 | 6,451 |
| Pre-tax net operating income | $1,169,000 | 3,372 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $419,000 | 2,107 |
| Income before extraordinary items | $750,000 | 3,688 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $750,000 | 3,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,256 |
| Cash dividends | $156,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $750,000 | 3,825 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 5,413 |
| Total interest expense | $1,006,000 | 5,561 |
| Net interest income | $1,663,000 | 5,172 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $225,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $187,000 | 3,617 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $38,000 | 6,484 |
| Total noninterest expense | $1,099,000 | 6,016 |
| Salaries and employee benefits | $638,000 | 5,878 |
| Premises and equipment expense | $200,000 | 5,145 |
| Additional noninterest expense | $261,000 | 6,546 |
| Pre-tax net operating income | $789,000 | 3,456 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $287,000 | 2,271 |
| Income before extraordinary items | $502,000 | 4,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $502,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $104,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $502,000 | 3,949 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 5,468 |
| Total interest expense | $525,000 | 5,640 |
| Net interest income | $827,000 | 5,209 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $121,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $559,000 | 6,006 |
| Salaries and employee benefits | $321,000 | 5,903 |
| Premises and equipment expense | $98,000 | 5,215 |
| Additional noninterest expense | $140,000 | 6,353 |
| Pre-tax net operating income | $389,000 | 3,603 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $136,000 | 2,435 |
| Income before extraordinary items | $253,000 | 4,180 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $253,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $52,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $253,000 | 4,079 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 5,545 |
| Total interest expense | $2,166,000 | 5,655 |
| Net interest income | $3,157,000 | 5,366 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $461,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $407,000 | 3,491 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $54,000 | 7,021 |
| Total noninterest expense | $2,546,000 | 5,555 |
| Salaries and employee benefits | $1,526,000 | 5,248 |
| Premises and equipment expense | $456,000 | 4,634 |
| Additional noninterest expense | $564,000 | 6,296 |
| Pre-tax net operating income | $1,072,000 | 4,596 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $374,000 | 3,110 |
| Income before extraordinary items | $698,000 | 5,058 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $698,000 | 5,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,621 |
| Cash dividends | $208,000 | 4,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $698,000 | 5,046 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 5,589 |
| Total interest expense | $1,631,000 | 5,668 |
| Net interest income | $2,332,000 | 5,430 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $360,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $300,000 | 3,517 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $60,000 | 6,545 |
| Total noninterest expense | $1,793,000 | 5,714 |
| Salaries and employee benefits | $1,084,000 | 5,397 |
| Premises and equipment expense | $295,000 | 5,067 |
| Additional noninterest expense | $414,000 | 6,306 |
| Pre-tax net operating income | $899,000 | 4,602 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $314,000 | 3,139 |
| Income before extraordinary items | $585,000 | 5,048 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $585,000 | 5,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $156,000 | 4,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $585,000 | 5,042 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 5,640 |
| Total interest expense | $1,078,000 | 5,686 |
| Net interest income | $1,549,000 | 5,478 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $241,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $190,000 | 3,613 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $51,000 | 6,242 |
| Total noninterest expense | $1,212,000 | 5,695 |
| Salaries and employee benefits | $749,000 | 5,340 |
| Premises and equipment expense | $193,000 | 5,138 |
| Additional noninterest expense | $270,000 | 6,398 |
| Pre-tax net operating income | $578,000 | 4,757 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $199,000 | 3,277 |
| Income before extraordinary items | $379,000 | 5,183 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $379,000 | 5,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $104,000 | 4,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $379,000 | 5,172 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 5,651 |
| Total interest expense | $530,000 | 5,717 |
| Net interest income | $782,000 | 5,465 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $99,000 | 5,578 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $84,000 | 3,804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $607,000 | 5,714 |
| Salaries and employee benefits | $369,000 | 5,424 |
| Premises and equipment expense | $96,000 | 5,179 |
| Additional noninterest expense | $142,000 | 6,273 |
| Pre-tax net operating income | $274,000 | 4,859 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $112,000 | 3,120 |
| Income before extraordinary items | $162,000 | 5,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $162,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $52,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $162,000 | 5,477 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,924,000 | 5,595 |
| Total interest expense | $2,046,000 | 5,340 |
| Net interest income | $2,878,000 | 5,648 |
| Provision for loan and lease losses | $57,000 | 5,470 |
| Total noninterest income | $452,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $406,000 | 3,511 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 7,334 |
| Total noninterest expense | $2,479,000 | 5,508 |
| Salaries and employee benefits | $1,507,000 | 5,175 |
| Premises and equipment expense | $418,000 | 4,784 |
| Additional noninterest expense | $554,000 | 6,288 |
| Pre-tax net operating income | $794,000 | 5,674 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $283,000 | 3,887 |
| Income before extraordinary items | $511,000 | 6,118 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $511,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $208,000 | 4,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $511,000 | 6,115 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 5,600 |
| Total interest expense | $1,541,000 | 5,264 |
| Net interest income | $2,151,000 | 5,703 |
| Provision for loan and lease losses | $57,000 | 4,937 |
| Total noninterest income | $350,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $314,000 | 3,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,336 |
| Total noninterest expense | $1,787,000 | 5,622 |
| Salaries and employee benefits | $1,074,000 | 5,329 |
| Premises and equipment expense | $309,000 | 4,829 |
| Additional noninterest expense | $404,000 | 6,369 |
| Pre-tax net operating income | $657,000 | 5,677 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $222,000 | 3,998 |
| Income before extraordinary items | $435,000 | 6,064 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $435,000 | 6,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,785 |
| Cash dividends | $156,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $435,000 | 6,058 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 5,599 |
| Total interest expense | $1,022,000 | 5,176 |
| Net interest income | $1,421,000 | 5,757 |
| Provision for loan and lease losses | $52,000 | 4,390 |
| Total noninterest income | $226,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $200,000 | 3,543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,282 |
| Total noninterest expense | $1,196,000 | 5,621 |
| Salaries and employee benefits | $712,000 | 5,366 |
| Premises and equipment expense | $204,000 | 4,869 |
| Additional noninterest expense | $280,000 | 6,280 |
| Pre-tax net operating income | $399,000 | 5,903 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $129,000 | 4,223 |
| Income before extraordinary items | $270,000 | 6,227 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $270,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $104,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $270,000 | 6,233 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 5,634 |
| Total interest expense | $476,000 | 5,255 |
| Net interest income | $711,000 | 5,759 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $110,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 3,588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $610,000 | 5,567 |
| Salaries and employee benefits | $367,000 | 5,291 |
| Premises and equipment expense | $102,000 | 4,892 |
| Additional noninterest expense | $141,000 | 6,235 |
| Pre-tax net operating income | $181,000 | 6,041 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $52,000 | 4,445 |
| Income before extraordinary items | $129,000 | 6,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $52,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $129,000 | 6,268 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,255,000 | 5,645 |
| Total interest expense | $1,605,000 | 5,063 |
| Net interest income | $2,650,000 | 5,889 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $370,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $334,000 | 3,948 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,717 |
| Total noninterest expense | $2,316,000 | 5,614 |
| Salaries and employee benefits | $1,419,000 | 5,236 |
| Premises and equipment expense | $352,000 | 5,267 |
| Additional noninterest expense | $545,000 | 6,321 |
| Pre-tax net operating income | $679,000 | 6,207 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $247,000 | 4,378 |
| Income before extraordinary items | $432,000 | 6,639 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $432,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $208,000 | 4,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $432,000 | 6,609 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 5,632 |
| Total interest expense | $1,173,000 | 5,003 |
| Net interest income | $2,005,000 | 5,880 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $263,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $234,000 | 4,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,683 |
| Total noninterest expense | $1,649,000 | 5,747 |
| Salaries and employee benefits | $1,000,000 | 5,420 |
| Premises and equipment expense | $244,000 | 5,513 |
| Additional noninterest expense | $405,000 | 6,316 |
| Pre-tax net operating income | $594,000 | 6,032 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $208,000 | 4,353 |
| Income before extraordinary items | $386,000 | 6,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $386,000 | 6,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $156,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $386,000 | 6,402 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 5,635 |
| Total interest expense | $743,000 | 4,978 |
| Net interest income | $1,327,000 | 5,889 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $173,000 | 6,053 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $150,000 | 4,151 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $1,068,000 | 5,842 |
| Salaries and employee benefits | $657,000 | 5,447 |
| Premises and equipment expense | $159,000 | 5,543 |
| Additional noninterest expense | $252,000 | 6,506 |
| Pre-tax net operating income | $432,000 | 5,792 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $156,000 | 4,190 |
| Income before extraordinary items | $276,000 | 6,302 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $276,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $104,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $276,000 | 6,249 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 5,713 |
| Total interest expense | $357,000 | 5,001 |
| Net interest income | $648,000 | 5,980 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $87,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $511,000 | 6,027 |
| Salaries and employee benefits | $313,000 | 5,651 |
| Premises and equipment expense | $75,000 | 5,744 |
| Additional noninterest expense | $123,000 | 6,592 |
| Pre-tax net operating income | $224,000 | 5,704 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $81,000 | 4,092 |
| Income before extraordinary items | $143,000 | 6,203 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $143,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $52,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $143,000 | 6,158 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 5,599 |
| Total interest expense | $1,314,000 | 4,861 |
| Net interest income | $2,620,000 | 5,852 |
| Provision for loan and lease losses | $38,000 | 6,224 |
| Total noninterest income | $344,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $310,000 | 4,248 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $2,174,000 | 5,737 |
| Salaries and employee benefits | $1,302,000 | 5,427 |
| Premises and equipment expense | $352,000 | 5,190 |
| Additional noninterest expense | $520,000 | 6,427 |
| Pre-tax net operating income | $752,000 | 5,936 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $266,000 | 4,371 |
| Income before extraordinary items | $486,000 | 6,409 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $486,000 | 6,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,933 |
| Cash dividends | $220,000 | 4,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $486,000 | 6,339 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 5,614 |
| Total interest expense | $975,000 | 4,851 |
| Net interest income | $1,961,000 | 5,852 |
| Provision for loan and lease losses | $38,000 | 5,777 |
| Total noninterest income | $260,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $232,000 | 4,273 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $1,605,000 | 5,759 |
| Salaries and employee benefits | $946,000 | 5,498 |
| Premises and equipment expense | $278,000 | 5,006 |
| Additional noninterest expense | $381,000 | 6,451 |
| Pre-tax net operating income | $578,000 | 5,990 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $203,000 | 4,412 |
| Income before extraordinary items | $375,000 | 6,459 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $375,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,186 |
| Cash dividends | $168,000 | 4,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $375,000 | 6,387 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 5,630 |
| Total interest expense | $650,000 | 4,872 |
| Net interest income | $1,299,000 | 5,874 |
| Provision for loan and lease losses | $27,000 | 5,578 |
| Total noninterest income | $167,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $147,000 | 4,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $1,106,000 | 5,694 |
| Salaries and employee benefits | $661,000 | 5,388 |
| Premises and equipment expense | $183,000 | 5,061 |
| Additional noninterest expense | $262,000 | 6,389 |
| Pre-tax net operating income | $333,000 | 6,288 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $115,000 | 4,662 |
| Income before extraordinary items | $218,000 | 6,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $218,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,456 |
| Cash dividends | $116,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $218,000 | 6,645 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 5,659 |
| Total interest expense | $331,000 | 4,873 |
| Net interest income | $643,000 | 5,910 |
| Provision for loan and lease losses | $27,000 | 4,453 |
| Total noninterest income | $81,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 4,450 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $583,000 | 5,545 |
| Salaries and employee benefits | $353,000 | 5,165 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $137,000 | 6,271 |
| Pre-tax net operating income | $114,000 | 6,936 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $47,000 | 4,925 |
| Income before extraordinary items | $67,000 | 7,457 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $64,000 | 3,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $67,000 | 7,384 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 5,616 |
| Total interest expense | $1,502,000 | 4,868 |
| Net interest income | $2,534,000 | 5,857 |
| Provision for loan and lease losses | $35,000 | 6,678 |
| Total noninterest income | $333,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $302,000 | 4,281 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,000 | 8,089 |
| Total noninterest expense | $2,244,000 | 5,608 |
| Salaries and employee benefits | $1,383,000 | 5,129 |
| Premises and equipment expense | $332,000 | 5,344 |
| Additional noninterest expense | $529,000 | 6,382 |
| Pre-tax net operating income | $588,000 | 6,383 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $182,000 | 5,054 |
| Income before extraordinary items | $406,000 | 6,787 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $406,000 | 6,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $64,000 | 5,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $406,000 | 6,626 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,082,000 | 5,615 |
| Total interest expense | $1,160,000 | 4,915 |
| Net interest income | $1,922,000 | 5,850 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $250,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $225,000 | 4,320 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,058 |
| Total noninterest expense | $1,616,000 | 5,716 |
| Salaries and employee benefits | $995,000 | 5,267 |
| Premises and equipment expense | $240,000 | 5,461 |
| Additional noninterest expense | $381,000 | 6,474 |
| Pre-tax net operating income | $546,000 | 6,095 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $171,000 | 4,908 |
| Income before extraordinary items | $375,000 | 6,493 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $375,000 | 6,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $48,000 | 5,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $375,000 | 6,321 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 5,589 |
| Total interest expense | $794,000 | 4,948 |
| Net interest income | $1,297,000 | 5,809 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $170,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $151,000 | 4,272 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $1,127,000 | 5,557 |
| Salaries and employee benefits | $705,000 | 5,053 |
| Premises and equipment expense | $158,000 | 5,480 |
| Additional noninterest expense | $264,000 | 6,370 |
| Pre-tax net operating income | $330,000 | 6,301 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $103,000 | 5,089 |
| Income before extraordinary items | $227,000 | 6,726 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $227,000 | 6,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $32,000 | 4,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $227,000 | 6,524 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 5,633 |
| Total interest expense | $402,000 | 5,022 |
| Net interest income | $640,000 | 5,849 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $81,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $69,000 | 4,419 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $534,000 | 5,775 |
| Salaries and employee benefits | $325,000 | 5,357 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $129,000 | 6,436 |
| Pre-tax net operating income | $177,000 | 6,129 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $49,000 | 5,135 |
| Income before extraordinary items | $128,000 | 6,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 6,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $16,000 | 3,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $128,000 | 6,226 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 5,682 |
| Total interest expense | $1,787,000 | 5,178 |
| Net interest income | $2,512,000 | 5,897 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $244,000 | 6,915 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $302,000 | 4,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-58,000 | 9,318 |
| Total noninterest expense | $2,235,000 | 5,481 |
| Salaries and employee benefits | $1,425,000 | 4,882 |
| Premises and equipment expense | $294,000 | 5,653 |
| Additional noninterest expense | $516,000 | 6,410 |
| Pre-tax net operating income | $521,000 | 6,689 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $153,000 | 5,497 |
| Income before extraordinary items | $368,000 | 6,987 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $368,000 | 6,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $64,000 | 5,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $368,000 | 6,863 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 5,994 |
| Total interest expense | $2,274,000 | 5,709 |
| Net interest income | $2,177,000 | 6,159 |
| Provision for loan and lease losses | $109,000 | 5,460 |
| Total noninterest income | $219,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $196,000 | 5,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $1,791,000 | 6,145 |
| Salaries and employee benefits | $1,129,000 | 5,550 |
| Premises and equipment expense | $254,000 | 6,043 |
| Additional noninterest expense | $408,000 | 7,079 |
| Pre-tax net operating income | $496,000 | 6,559 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $162,000 | 5,331 |
| Income before extraordinary items | $334,000 | 6,931 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $334,000 | 6,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,402 |
| Cash dividends | $64,000 | 6,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $334,000 | 6,814 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 6,265 |
| Total interest expense | $2,284,000 | 5,853 |
| Net interest income | $1,996,000 | 6,566 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $210,000 | 7,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $1,569,000 | 6,566 |
| Salaries and employee benefits | $1,021,000 | 5,832 |
| Premises and equipment expense | $211,000 | 6,596 |
| Additional noninterest expense | $337,000 | 7,651 |
| Pre-tax net operating income | $617,000 | 6,521 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $201,000 | 5,372 |
| Income before extraordinary items | $416,000 | 6,752 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $416,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,684 |
| Cash dividends | $64,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $416,000 | 6,761 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 6,525 |
| Total interest expense | $1,956,000 | 6,079 |
| Net interest income | $1,842,000 | 6,926 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $167,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $1,496,000 | 6,792 |
| Salaries and employee benefits | $976,000 | 5,981 |
| Premises and equipment expense | $179,000 | 7,145 |
| Additional noninterest expense | $341,000 | 7,783 |
| Pre-tax net operating income | $458,000 | 7,338 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $129,000 | 6,528 |
| Income before extraordinary items | $329,000 | 7,404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $329,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $64,000 | 6,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $329,000 | 7,381 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 7,042 |
| Total interest expense | $1,758,000 | 6,642 |
| Net interest income | $1,659,000 | 7,364 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $160,000 | 8,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,291 |
| Total noninterest expense | $1,423,000 | 6,896 |
| Salaries and employee benefits | $958,000 | 5,950 |
| Premises and equipment expense | $153,000 | 7,582 |
| Additional noninterest expense | $312,000 | 8,008 |
| Pre-tax net operating income | $371,000 | 8,032 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $78,000 | 7,853 |
| Income before extraordinary items | $293,000 | 7,942 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $293,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $55,000 | 6,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $293,000 | 7,861 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 7,533 |
| Total interest expense | $1,615,000 | 7,090 |
| Net interest income | $1,567,000 | 7,834 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $141,000 | 8,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $1,216,000 | 7,619 |
| Salaries and employee benefits | $804,000 | 6,759 |
| Premises and equipment expense | $145,000 | 7,919 |
| Additional noninterest expense | $267,000 | 8,663 |
| Pre-tax net operating income | $492,000 | 7,964 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $152,000 | 7,584 |
| Income before extraordinary items | $340,000 | 8,075 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $340,000 | 8,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 10,222 |
| Cash dividends | $221,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $340,000 | 8,026 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 7,918 |
| Total interest expense | $1,571,000 | 7,392 |
| Net interest income | $1,490,000 | 8,291 |
| Provision for loan and lease losses | $106,000 | 4,950 |
| Total noninterest income | $135,000 | 9,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,793 |
| Total noninterest expense | $1,129,000 | 8,233 |
| Salaries and employee benefits | $764,000 | 7,173 |
| Premises and equipment expense | $155,000 | 7,939 |
| Additional noninterest expense | $210,000 | 9,825 |
| Pre-tax net operating income | $390,000 | 8,561 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $109,000 | 8,610 |
| Income before extraordinary items | $281,000 | 8,582 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $281,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,189 |
| Cash dividends | $104,000 | 6,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $281,000 | 8,515 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 8,136 |
| Total interest expense | $1,618,000 | 7,362 |
| Net interest income | $1,435,000 | 8,709 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $128,000 | 9,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 9,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $1,133,000 | 8,449 |
| Salaries and employee benefits | $748,000 | 7,411 |
| Premises and equipment expense | $150,000 | 8,275 |
| Additional noninterest expense | $235,000 | 9,999 |
| Pre-tax net operating income | $430,000 | 8,871 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $122,000 | 8,764 |
| Income before extraordinary items | $308,000 | 8,859 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $308,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $128,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $308,000 | 8,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 8,704 |
| Total interest expense | $1,199,000 | 7,905 |
| Net interest income | $1,416,000 | 9,108 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $111,000 | 10,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,491 |
| Total noninterest expense | $1,161,000 | 8,760 |
| Salaries and employee benefits | $732,000 | 7,663 |
| Premises and equipment expense | $145,000 | 8,686 |
| Additional noninterest expense | $284,000 | 10,141 |
| Pre-tax net operating income | $366,000 | 9,609 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $65,000 | 10,116 |
| Income before extraordinary items | $301,000 | 9,139 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $301,000 | 9,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $154,000 | 6,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $301,000 | 9,209 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 9,727 |
| Total interest expense | $979,000 | 9,209 |
| Net interest income | $1,246,000 | 9,920 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $93,000 | 11,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $993,000 | 9,755 |
| Salaries and employee benefits | $624,000 | 8,606 |
| Premises and equipment expense | $126,000 | 9,610 |
| Additional noninterest expense | $243,000 | 11,164 |
| Pre-tax net operating income | $346,000 | 9,841 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $75,000 | 10,332 |
| Income before extraordinary items | $272,000 | 9,793 |
| Extraordinary gains, net | $-43,000 | 12,678 |
| Net income | $229,000 | 10,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $395,000 | 651 |
| Net operating income | $271,220 | 9,550 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 10,671 |
| Total interest expense | $1,025,000 | 10,287 |
| Net interest income | $1,088,000 | 10,741 |
| Provision for loan and lease losses | $29,000 | 10,079 |
| Total noninterest income | $90,000 | 11,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $772,000 | 11,147 |
| Salaries and employee benefits | $492,000 | 9,859 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $187,000 | 12,425 |
| Pre-tax net operating income | $377,000 | 9,447 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $120,000 | 9,356 |
| Income before extraordinary items | $268,000 | 9,699 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $268,000 | 9,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $260,410 | 9,410 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.