Home > The Citizens Savings Bank Company > Net Loans and Leases
The Citizens Savings Bank Company, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $72,078,000 | 3,997 |
| Loan loss allowance | $873,000 | 3,884 |
| Total loans and leases | $72,951,000 | 4,001 |
| Unearned income | $35,000 | 2,388 |
| Loans and leases, gross | $72,986,000 | 4,007 |
| All real estate loans | $48,546,000 | 3,916 |
| Real estate loans in domestic offices | $48,546,000 | 3,915 |
| Construction and development loans | $4,446,000 | 3,011 |
| Commercial RE | $14,136,000 | 3,478 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,534,000 | 2,603 |
| 1-4 family residential loans | $24,144,000 | 3,796 |
| Farmland loans | $4,286,000 | 1,854 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,639,000 | 3,518 |
| Commercial and industrial loans | $15,484,000 | 2,662 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,297,000 | 3,538 |
| Credit card loans | $580,000 | 1,861 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,717,000 | 3,603 |
| All other loans & leases | $20,000 | 6,914 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $14,000 | 3,855 |
| Other loans | $6,000 | 6,527 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $64,097,000 | 4,277 |
| Loan loss allowance | $776,000 | 4,199 |
| Total loans and leases | $64,873,000 | 4,278 |
| Unearned income | $32,000 | 2,927 |
| Loans and leases, gross | $64,905,000 | 4,279 |
| All real estate loans | $42,494,000 | 4,197 |
| Real estate loans in domestic offices | $42,494,000 | 4,196 |
| Construction and development loans | $3,537,000 | 3,259 |
| Commercial RE | $12,449,000 | 3,607 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,648,000 | 2,456 |
| 1-4 family residential loans | $20,757,000 | 4,141 |
| Farmland loans | $4,103,000 | 1,873 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,962,000 | 3,417 |
| Commercial and industrial loans | $12,968,000 | 2,926 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,027,000 | 3,695 |
| Credit card loans | $509,000 | 2,092 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,518,000 | 3,727 |
| All other loans & leases | $454,000 | 3,629 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $54,000 | 3,594 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $400,000 | 936 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $50,557,000 | 4,913 |
| Loan loss allowance | $738,000 | 4,276 |
| Total loans and leases | $51,295,000 | 4,909 |
| Unearned income | $33,000 | 3,284 |
| Loans and leases, gross | $51,328,000 | 4,913 |
| All real estate loans | $34,301,000 | 4,620 |
| Real estate loans in domestic offices | $34,301,000 | 4,619 |
| Construction and development loans | $3,143,000 | 3,198 |
| Commercial RE | $11,623,000 | 3,476 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $84,000 | 6,019 |
| 1-4 family residential loans | $16,014,000 | 4,743 |
| Farmland loans | $3,437,000 | 2,047 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,843,000 | 3,668 |
| Commercial and industrial loans | $9,450,000 | 3,477 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,684,000 | 4,384 |
| Credit card loans | $504,000 | 2,208 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,180,000 | 4,441 |
| All other loans & leases | $50,000 | 6,549 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $46,000 | 3,748 |
| Other loans | $4,000 | 7,165 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $44,914,000 | 5,376 |
| Loan loss allowance | $649,000 | 4,788 |
| Total loans and leases | $45,563,000 | 5,369 |
| Unearned income | $33,000 | 3,645 |
| Loans and leases, gross | $45,596,000 | 5,380 |
| All real estate loans | $29,651,000 | 5,144 |
| Real estate loans in domestic offices | $29,651,000 | 5,143 |
| Construction and development loans | $2,359,000 | 3,644 |
| Commercial RE | $9,088,000 | 4,041 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $160,000 | 5,766 |
| 1-4 family residential loans | $14,544,000 | 5,194 |
| Farmland loans | $3,500,000 | 1,967 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,509,000 | 4,098 |
| Commercial and industrial loans | $7,198,000 | 4,146 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,144,000 | 3,840 |
| Credit card loans | $478,000 | 2,475 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,666,000 | 3,827 |
| All other loans & leases | $94,000 | 6,134 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $89,000 | 3,603 |
| Other loans | $5,000 | 7,457 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $39,464,000 | 5,917 |
| Loan loss allowance | $1,031,000 | 3,412 |
| Total loans and leases | $40,495,000 | 5,878 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $40,495,000 | 5,885 |
| All real estate loans | $25,976,000 | 5,641 |
| Real estate loans in domestic offices | $25,976,000 | 5,640 |
| Construction and development loans | $1,601,000 | 4,509 |
| Commercial RE | $8,205,000 | 4,291 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $92,000 | 6,571 |
| 1-4 family residential loans | $13,289,000 | 5,558 |
| Farmland loans | $2,789,000 | 2,296 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,279,000 | 4,433 |
| Commercial and industrial loans | $5,805,000 | 4,772 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,259,000 | 3,934 |
| Credit card loans | $469,000 | 2,675 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,790,000 | 3,922 |
| All other loans & leases | $176,000 | 5,481 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $172,000 | 3,192 |
| Other loans | $4,000 | 7,917 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $33,932,000 | 6,489 |
| Loan loss allowance | $780,000 | 4,329 |
| Total loans and leases | $34,712,000 | 6,453 |
| Unearned income | $50,000 | 5,384 |
| Loans and leases, gross | $34,712,000 | 6,459 |
| All real estate loans | $25,243,000 | 5,735 |
| Real estate loans in domestic offices | $25,243,000 | 5,733 |
| Construction and development loans | $460,000 | 6,732 |
| Commercial RE | $8,472,000 | 4,201 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $53,000 | 7,214 |
| 1-4 family residential loans | $13,194,000 | 5,628 |
| Farmland loans | $3,064,000 | 2,087 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $925,000 | 5,098 |
| Commercial and industrial loans | $3,045,000 | 6,687 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,261,000 | 5,015 |
| Credit card loans | $483,000 | 2,658 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,778,000 | 5,060 |
| All other loans & leases | $288,000 | 4,857 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $286,000 | 2,733 |
| Other loans | $2,000 | 8,607 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $34,599,000 | 6,413 |
| Loan loss allowance | $1,000,000 | 3,589 |
| Total loans and leases | $35,599,000 | 6,363 |
| Unearned income | $86,000 | 5,296 |
| Loans and leases, gross | $35,599,000 | 6,373 |
| All real estate loans | $26,791,000 | 5,541 |
| Real estate loans in domestic offices | $26,791,000 | 5,540 |
| Construction and development loans | $214,000 | 8,064 |
| Commercial RE | $9,430,000 | 3,924 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $161,000 | 6,503 |
| 1-4 family residential loans | $13,966,000 | 5,543 |
| Farmland loans | $3,020,000 | 2,039 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,206,000 | 4,830 |
| Commercial and industrial loans | $2,404,000 | 7,352 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,942,000 | 5,196 |
| Credit card loans | $488,000 | 2,612 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,454,000 | 5,304 |
| All other loans & leases | $342,000 | 4,741 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $340,000 | 2,685 |
| Other loans | $2,000 | 8,972 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $487,000 | 1,282 |
| Non 1-4 family restructured loans & leases | $487,000 | 1,282 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $36,458,000 | 6,120 |
| Loan loss allowance | $973,000 | 3,791 |
| Total loans and leases | $37,431,000 | 6,075 |
| Unearned income | $92,000 | 5,688 |
| Loans and leases, gross | $37,431,000 | 6,085 |
| All real estate loans | $26,409,000 | 5,560 |
| Real estate loans in domestic offices | $26,409,000 | 5,559 |
| Construction and development loans | $154,000 | 8,626 |
| Commercial RE | $9,160,000 | 3,961 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $169,000 | 6,614 |
| 1-4 family residential loans | $13,644,000 | 5,719 |
| Farmland loans | $3,282,000 | 1,754 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,512,000 | 4,461 |
| Commercial and industrial loans | $2,638,000 | 7,177 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,679,000 | 4,085 |
| Credit card loans | $519,000 | 2,547 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,160,000 | 4,132 |
| All other loans & leases | $285,000 | 5,278 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $249,000 | 3,208 |
| Other loans | $36,000 | 5,767 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $196,000 | 2,462 |
| Non 1-4 family restructured loans & leases | $196,000 | 2,462 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $42,194,000 | 5,519 |
| Loan loss allowance | $977,000 | 3,820 |
| Total loans and leases | $43,171,000 | 5,496 |
| Unearned income | $137,000 | 5,603 |
| Loans and leases, gross | $43,171,000 | 5,509 |
| All real estate loans | $29,804,000 | 5,130 |
| Real estate loans in domestic offices | $29,804,000 | 5,129 |
| Construction and development loans | $906,000 | 5,349 |
| Commercial RE | $9,914,000 | 3,737 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $280,000 | 5,874 |
| 1-4 family residential loans | $14,862,000 | 5,510 |
| Farmland loans | $3,842,000 | 1,362 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,218,000 | 3,661 |
| Commercial and industrial loans | $2,370,000 | 7,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,657,000 | 3,427 |
| Credit card loans | $549,000 | 2,490 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,108,000 | 3,396 |
| All other loans & leases | $259,000 | 5,695 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $236,000 | 3,477 |
| Other loans | $23,000 | 6,707 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $630,000 | 1,552 |
| Non 1-4 family restructured loans & leases | $630,000 | 1,552 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |