Home > The Citizens Savings Bank Company > Assets and Liabilities
The Citizens Savings Bank Company, Assets and Liabilities
| 2000-12-31 | Rank | |
| # of Employees: | 23 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $93,715,000 | 4,653 |
| Cash and due from depository institutions | $2,195,000 | 6,049 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $15,419,000 | 5,484 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 5,770 |
| Net loans & leases | $72,078,000 | 3,997 |
| Loan loss allowance | $873,000 | 3,884 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,068,000 | 5,780 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $300,000 | 2,123 |
| All other assets | $1,905,000 | 4,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,715,000 | 4,653 |
| Total liabilities | $87,799,000 | 4,518 |
| Total deposits | $73,138,000 | 4,856 |
| Interest-bearing deposits | $67,173,000 | 4,620 |
| Deposits held in domestic offices | $73,138,000 | 4,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,737 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,511,000 | 1,885 |
| Subordinated debt | $1,100,000 | 208 |
| All other liabilities | $1,000,000 | 3,596 |
| Total equity capital | $5,916,000 | 6,417 |
| Total bank equity capital | $5,916,000 | 6,417 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,800,000 | 2,079 |
| Surplus | $2,247,000 | 5,149 |
| Undivided profits | $1,869,000 | 6,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $662,000 | 4,097 |
| Earning assets | $88,247,000 | 4,572 |
| Long-term assets (5+ years) | $16,405,000 | 3,559 |
| Average Assets, year-to-date | $89,509,000 | 4,669 |
| Average Assets, quarterly | $93,496,000 | 4,627 |
| Volatile liabilities | $14,215,000 | 4,614 |
| Insider loans | $921,000 | 4,061 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,504,000 | 2,693 |
| Tier 1 (core) risk-based capital | $5,605,000 | 6,517 |
| Tier 2 risk-based capital | $1,973,000 | 1,801 |
| Total risk weighted assets | $70,233,700 | 4,185 |
| Total unused commitments | $16,504,000 | 2,697 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $86,298,000 | 4,961 |
| Cash and due from depository institutions | $2,024,000 | 6,066 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,832,000 | 5,419 |
| Federal funds sold & reverse repurchase agreements | $11,000 | 6,790 |
| Net loans & leases | $64,097,000 | 4,277 |
| Loan loss allowance | $776,000 | 4,199 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,047,000 | 5,898 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $480,000 | 1,916 |
| All other assets | $1,807,000 | 4,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,298,000 | 4,961 |
| Total liabilities | $80,084,000 | 4,846 |
| Total deposits | $69,967,000 | 5,043 |
| Interest-bearing deposits | $64,347,000 | 4,796 |
| Deposits held in domestic offices | $69,967,000 | 5,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,732 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,500,000 | 2,365 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,117,000 | 2,991 |
| Total equity capital | $6,214,000 | 6,121 |
| Total bank equity capital | $6,214,000 | 6,121 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,800,000 | 2,107 |
| Surplus | $2,247,000 | 5,180 |
| Undivided profits | $2,167,000 | 6,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 4,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $510,000 | 4,498 |
| Earning assets | $80,940,000 | 4,848 |
| Long-term assets (5+ years) | $15,077,000 | 3,945 |
| Average Assets, year-to-date | $82,267,400 | 4,992 |
| Average Assets, quarterly | $85,556,500 | 4,959 |
| Volatile liabilities | $13,015,000 | 4,671 |
| Insider loans | $878,000 | 4,067 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $13,518,000 | 3,076 |
| Tier 1 (core) risk-based capital | $6,066,000 | 6,239 |
| Tier 2 risk-based capital | $776,000 | 3,913 |
| Total risk weighted assets | $62,622,500 | 4,467 |
| Total unused commitments | $13,518,000 | 3,079 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $79,201,000 | 5,257 |
| Cash and due from depository institutions | $2,048,000 | 5,850 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $16,106,000 | 5,569 |
| Federal funds sold & reverse repurchase agreements | $7,174,000 | 2,414 |
| Net loans & leases | $50,557,000 | 4,913 |
| Loan loss allowance | $738,000 | 4,276 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,148,000 | 5,536 |
| Other real estate owned | $0 | 5,850 |
| Goodwill and other intangibles | $660,000 | 1,663 |
| All other assets | $1,508,000 | 4,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,201,000 | 5,257 |
| Total liabilities | $73,614,000 | 5,110 |
| Total deposits | $67,230,000 | 5,225 |
| Interest-bearing deposits | $61,593,000 | 4,953 |
| Deposits held in domestic offices | $67,230,000 | 5,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,500,000 | 2,155 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $884,000 | 3,868 |
| Total equity capital | $5,587,000 | 6,659 |
| Total bank equity capital | $5,587,000 | 6,659 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,800,000 | 2,067 |
| Surplus | $2,047,000 | 5,313 |
| Undivided profits | $1,740,000 | 7,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $397,000 | 5,511 |
| Earning assets | $73,837,000 | 5,195 |
| Long-term assets (5+ years) | $12,119,000 | 4,275 |
| Average Assets, year-to-date | $69,577,600 | 5,502 |
| Average Assets, quarterly | $75,056,000 | 5,364 |
| Volatile liabilities | $6,830,000 | 6,132 |
| Insider loans | $496,000 | 5,312 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,842,000 | 3,434 |
| Tier 1 (core) risk-based capital | $4,882,000 | 7,027 |
| Tier 2 risk-based capital | $661,590 | 4,260 |
| Total risk weighted assets | $52,850,390 | 4,874 |
| Total unused commitments | $10,842,000 | 3,439 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $63,221,000 | 6,141 |
| Cash and due from depository institutions | $1,917,000 | 5,932 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,974,000 | 6,554 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $44,914,000 | 5,376 |
| Loan loss allowance | $649,000 | 4,788 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,100,000 | 5,674 |
| Other real estate owned | $0 | 5,932 |
| Goodwill and other intangibles | $840,000 | 1,452 |
| All other assets | $1,476,000 | 4,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,221,000 | 6,141 |
| Total liabilities | $57,705,000 | 6,056 |
| Total deposits | $55,149,000 | 6,020 |
| Interest-bearing deposits | $50,795,000 | 5,720 |
| Deposits held in domestic offices | $55,149,000 | 6,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $229,000 | 3,418 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,400,000 | 3,212 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $927,000 | 3,780 |
| Total equity capital | $5,516,000 | 6,745 |
| Total bank equity capital | $5,516,000 | 6,745 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,800,000 | 2,070 |
| Surplus | $2,047,000 | 5,316 |
| Undivided profits | $1,669,000 | 7,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 5,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $363,000 | 6,065 |
| Earning assets | $57,888,000 | 6,135 |
| Long-term assets (5+ years) | $9,661,000 | 4,417 |
| Average Assets, year-to-date | $61,593,800 | 6,043 |
| Average Assets, quarterly | $62,632,000 | 6,103 |
| Volatile liabilities | $6,711,000 | 6,250 |
| Insider loans | $821,000 | 4,062 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,535,000 | 3,573 |
| Tier 1 (core) risk-based capital | $4,594,000 | 7,378 |
| Tier 2 risk-based capital | $571,260 | 4,696 |
| Total risk weighted assets | $45,623,260 | 5,423 |
| Total unused commitments | $9,535,000 | 3,575 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $60,441,000 | 6,493 |
| Cash and due from depository institutions | $2,045,000 | 6,375 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,376,000 | 6,591 |
| Federal funds sold & reverse repurchase agreements | $814,000 | 6,789 |
| Net loans & leases | $39,464,000 | 5,917 |
| Loan loss allowance | $1,031,000 | 3,412 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $982,000 | 6,061 |
| Other real estate owned | $255,000 | 6,375 |
| Goodwill and other intangibles | $1,020,000 | 1,271 |
| All other assets | $1,485,000 | 4,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,441,000 | 6,493 |
| Total liabilities | $54,425,000 | 6,475 |
| Total deposits | $53,659,000 | 6,328 |
| Interest-bearing deposits | $48,986,000 | 6,054 |
| Deposits held in domestic offices | $53,659,000 | 6,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $766,000 | 4,337 |
| Total equity capital | $6,016,000 | 6,441 |
| Total bank equity capital | $6,016,000 | 6,441 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,800,000 | 2,199 |
| Surplus | $3,417,000 | 3,888 |
| Undivided profits | $799,000 | 9,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 5,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $255,000 | 7,566 |
| Earning assets | $54,654,000 | 6,553 |
| Long-term assets (5+ years) | $6,068,000 | 5,412 |
| Average Assets, year-to-date | $60,206,800 | 6,353 |
| Average Assets, quarterly | $60,275,000 | 6,458 |
| Volatile liabilities | $2,324,000 | 9,159 |
| Insider loans | $378,000 | 6,250 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,914,000 | 4,271 |
| Tier 1 (core) risk-based capital | $4,941,000 | 7,183 |
| Tier 2 risk-based capital | $515,300 | 5,145 |
| Total risk weighted assets | $40,708,600 | 5,908 |
| Total unused commitments | $6,914,000 | 4,285 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $61,107,000 | 6,557 |
| Cash and due from depository institutions | $2,379,000 | 6,302 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,194,000 | 5,506 |
| Federal funds sold & reverse repurchase agreements | $463,000 | 8,409 |
| Net loans & leases | $33,932,000 | 6,489 |
| Loan loss allowance | $780,000 | 4,329 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,052,000 | 5,872 |
| Other real estate owned | $320,000 | 6,302 |
| Goodwill and other intangibles | $1,225,000 | 1,083 |
| All other assets | $1,542,000 | 4,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,107,000 | 6,557 |
| Total liabilities | $55,277,000 | 6,510 |
| Total deposits | $54,523,000 | 6,369 |
| Interest-bearing deposits | $49,717,000 | 6,094 |
| Deposits held in domestic offices | $54,523,000 | 6,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $754,000 | 4,596 |
| Total equity capital | $5,830,000 | 6,685 |
| Total bank equity capital | $5,830,000 | 6,685 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,800,000 | 2,250 |
| Surplus | $3,417,000 | 3,875 |
| Undivided profits | $613,000 | 10,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $646,000 | 3,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $296,000 | 419 |
| Income earned, not collected on loans | $271,000 | 7,559 |
| Earning assets | $54,589,000 | 6,676 |
| Long-term assets (5+ years) | $8,604,000 | 4,414 |
| Average Assets, year-to-date | $60,985,600 | 6,347 |
| Average Assets, quarterly | $61,318,000 | 6,478 |
| Volatile liabilities | $2,033,000 | 9,585 |
| Insider loans | $286,000 | 7,171 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,448,000 | 5,281 |
| Tier 1 (core) risk-based capital | $4,487,000 | 7,710 |
| Tier 2 risk-based capital | $465,990 | 5,581 |
| Total risk weighted assets | $36,965,390 | 6,312 |
| Total unused commitments | $4,448,000 | 5,291 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $62,337,000 | 6,480 |
| Cash and due from depository institutions | $2,581,000 | 5,876 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,028,000 | 6,559 |
| Federal funds sold & reverse repurchase agreements | $3,407,000 | 2,544 |
| Net loans & leases | $34,599,000 | 6,413 |
| Loan loss allowance | $1,000,000 | 3,589 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,236,000 | 5,317 |
| Other real estate owned | $400,000 | 5,876 |
| Goodwill and other intangibles | $1,475,000 | 908 |
| All other assets | $1,611,000 | 4,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,337,000 | 6,480 |
| Total liabilities | $57,252,000 | 6,393 |
| Total deposits | $56,612,000 | 6,218 |
| Interest-bearing deposits | $51,062,000 | 5,976 |
| Deposits held in domestic offices | $56,612,000 | 6,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $640,000 | 4,350 |
| Total equity capital | $5,085,000 | 7,043 |
| Total bank equity capital | $5,085,000 | 7,043 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,800,000 | 2,306 |
| Surplus | $3,417,000 | 3,803 |
| Undivided profits | $-132,000 | 11,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $696,000 | 3,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $278,000 | 6,962 |
| Earning assets | $55,034,000 | 6,642 |
| Long-term assets (5+ years) | $9,156,000 | 4,337 |
| Average Assets, year-to-date | $60,984,000 | 6,449 |
| Average Assets, quarterly | $61,280,500 | 6,514 |
| Volatile liabilities | $3,801,000 | 7,685 |
| Insider loans | $301,000 | 7,144 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,820,000 | 5,012 |
| Tier 1 (core) risk-based capital | $3,936,000 | 8,357 |
| Tier 2 risk-based capital | $485,330 | 5,407 |
| Total risk weighted assets | $38,311,530 | 6,086 |
| Total unused commitments | $4,820,000 | 5,018 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $62,624,000 | 6,616 |
| Cash and due from depository institutions | $1,989,000 | 5,574 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $18,023,000 | 6,579 |
| Federal funds sold & reverse repurchase agreements | $2,385,000 | 5,175 |
| Net loans & leases | $36,458,000 | 6,120 |
| Loan loss allowance | $973,000 | 3,791 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,360,000 | 5,039 |
| Other real estate owned | $532,000 | 5,574 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,877,000 | 3,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,624,000 | 6,616 |
| Total liabilities | $58,526,000 | 6,463 |
| Total deposits | $58,148,000 | 6,293 |
| Interest-bearing deposits | $53,773,000 | 5,974 |
| Deposits held in domestic offices | $58,148,000 | 6,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $378,000 | 6,544 |
| Total equity capital | $4,098,000 | 8,271 |
| Total bank equity capital | $4,098,000 | 8,271 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,800,000 | 2,349 |
| Surplus | $2,082,000 | 5,368 |
| Undivided profits | $216,000 | 11,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $619,000 | 4,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,616 |
| Income earned, not collected on loans | $332,000 | 5,547 |
| Earning assets | $56,866,000 | 6,675 |
| Long-term assets (5+ years) | $7,090,000 | 5,372 |
| Average Assets, year-to-date | $65,159,800 | 6,275 |
| Average Assets, quarterly | $63,340,500 | 6,497 |
| Volatile liabilities | $3,977,000 | 7,343 |
| Insider loans | $143,000 | 9,075 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,807,000 | 5,018 |
| Tier 1 (core) risk-based capital | $4,098,000 | 8,187 |
| Tier 2 risk-based capital | $504,130 | 5,227 |
| Total risk weighted assets | $39,861,730 | 5,901 |
| Total unused commitments | $4,807,000 | 5,040 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $67,250,000 | 6,329 |
| Cash and due from depository institutions | $2,258,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $15,500,000 | 7,207 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 5,882 |
| Net loans & leases | $42,194,000 | 5,519 |
| Loan loss allowance | $977,000 | 3,820 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,512,000 | 4,622 |
| Other real estate owned | $1,454,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,982,000 | 3,613 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,250,000 | 6,329 |
| Total liabilities | $62,852,000 | 6,184 |
| Total deposits | $62,219,000 | 6,056 |
| Interest-bearing deposits | $57,824,000 | 5,749 |
| Deposits held in domestic offices | $62,219,000 | 6,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,599 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $533,000 | 5,548 |
| Total equity capital | $4,398,000 | 7,772 |
| Total bank equity capital | $4,398,000 | 7,772 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,800,000 | 2,440 |
| Surplus | $2,082,000 | 5,274 |
| Undivided profits | $516,000 | 10,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $410,000 | 6,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $413,000 | 4,908 |
| Earning assets | $60,044,000 | 6,449 |
| Long-term assets (5+ years) | $12,190,000 | 3,790 |
| Average Assets, year-to-date | $69,920,800 | 6,003 |
| Average Assets, quarterly | $68,552,500 | 6,175 |
| Volatile liabilities | $3,392,000 | 8,088 |
| Insider loans | $231,000 | 3,569 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,421,000 | 4,389 |
| Tier 1 (core) risk-based capital | $4,398,000 | 7,713 |
| Tier 2 risk-based capital | $575,160 | 4,639 |
| Total risk weighted assets | $45,611,060 | 5,337 |
| Total unused commitments | $5,421,000 | 4,413 |
| Derivatives | $0 | 651 |