The Citizens National Bank of Weatherford, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$6,717,0004,721
Total interest expense$2,927,0004,870
Net interest income$3,790,0004,523
Provision for loan and lease losses$-64,00011,634
Total noninterest income$864,0003,471
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$663,0002,042
Trading account gains and feesNANA
Additional Noninterest Income$201,0005,124
Total noninterest expense$2,712,0004,661
Salaries and employee benefits$1,433,0004,455
Premises and equipment expense$447,0004,138
Additional noninterest expense$832,0005,098
Pre-tax net operating income$2,006,0003,489
Securities gains (losses)$-702,00011,840
Applicable income taxes$437,0004,622
Income before extraordinary items$867,0005,136
Extraordinary gains, net$065
Net income$867,0005,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-393,00011,919
Cash dividends$200,0005,441
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,330,3203,576
1994-12-31 (YTD Data)Rank
Total interest income$6,175,0004,742
Total interest expense$2,300,0004,981
Net interest income$3,875,0004,515
Provision for loan and lease losses$-50,00011,988
Total noninterest income$1,009,0003,101
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$588,0002,314
Trading account gains and feesNANA
Additional Noninterest Income$421,0003,303
Total noninterest expense$2,964,0004,466
Salaries and employee benefits$1,453,0004,396
Premises and equipment expense$439,0004,245
Additional noninterest expense$1,072,0004,444
Pre-tax net operating income$1,970,0003,475
Securities gains (losses)$-73,00011,329
Applicable income taxes$563,0003,691
Income before extraordinary items$1,334,0003,519
Extraordinary gains, net$0249
Net income$1,334,0003,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,388
Cash dividends$670,0002,608
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,385,1003,430
1993-12-31 (YTD Data)Rank
Total interest income$6,194,0004,815
Total interest expense$2,460,0004,894
Net interest income$3,734,0004,690
Provision for loan and lease losses$010,371
Total noninterest income$1,035,0003,252
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$613,0002,246
Trading account gains and feesNANA
Additional Noninterest Income$422,0003,631
Total noninterest expense$3,444,0003,970
Salaries and employee benefits$1,345,0004,733
Premises and equipment expense$457,0004,197
Additional noninterest expense$1,642,0003,241
Pre-tax net operating income$1,325,0004,794
Securities gains (losses)$265,0001,414
Applicable income taxes$596,0003,623
Income before extraordinary items$994,0004,732
Extraordinary gains, net$03,149
Net income$994,0004,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,986
Cash dividends$491,0003,166
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$824,4005,196
1992-12-31 (YTD Data)Rank
Total interest income$6,428,0005,189
Total interest expense$3,014,0005,140
Net interest income$3,414,0005,115
Provision for loan and lease losses$714,0002,338
Total noninterest income$774,0004,065
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$568,0002,435
Trading account gains and feesNANA
Additional Noninterest Income$206,0005,582
Total noninterest expense$3,328,0004,124
Salaries and employee benefits$1,210,0005,119
Premises and equipment expense$421,0004,605
Additional noninterest expense$1,697,0003,218
Pre-tax net operating income$146,00011,570
Securities gains (losses)$26,0005,197
Applicable income taxes$45,00011,390
Income before extraordinary items$127,00011,587
Extraordinary gains, net$01,422
Net income$127,00011,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$924,0001,637
Cash dividends$358,0003,602
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$107,76011,536

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.