Home > The Citizens National Bank of Urbana > Assets and Liabilities
The Citizens National Bank of Urbana, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 46 | 3,572 |
| Assets and Liabilities | ||
| Total Assets: | $142,559,000 | 4,124 |
| Cash and due from depository institutions | $9,010,000 | 3,572 |
| Interest-bearing balances | $477,000 | 3,622 |
| Securities | $68,723,000 | 1,737 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,383 |
| Net loans & leases | $49,605,000 | 5,821 |
| Loan loss allowance | $942,000 | 4,512 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $886,000 | 6,035 |
| Other real estate owned | $390,000 | 3,572 |
| Goodwill and other intangibles | $85,000 | 2,883 |
| All other assets | $9,260,000 | 1,983 |
| Life insurance assets | $5,993,000 | 1,077 |
| Total liabilities and capital | $142,559,000 | 4,124 |
| Total liabilities | $132,987,000 | 4,000 |
| Total deposits | $125,334,000 | 3,869 |
| Interest-bearing deposits | $93,198,000 | 4,249 |
| Deposits held in domestic offices | $125,334,000 | 3,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,022,000 | 2,210 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $2,755,000 | 4,649 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,876,000 | 2,416 |
| Total equity capital | $9,572,000 | 5,605 |
| Total bank equity capital | $9,572,000 | 5,605 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $2,000,000 | 5,647 |
| Undivided profits | $6,072,000 | 4,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $818,000 | 4,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $739,000 | 4,698 |
| Earning assets | $123,405,000 | 4,285 |
| Long-term assets (5+ years) | $76,393,000 | 1,600 |
| Average Assets, year-to-date | $143,871,330 | 4,063 |
| Average Assets, quarterly | $143,033,500 | 4,101 |
| Volatile liabilities | $20,441,000 | 4,748 |
| Insider loans | $3,508,000 | 2,151 |
| FHLB advances | $2,496,000 | 4,584 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $18,641,000 | 3,459 |
| Tier 1 (core) risk-based capital | $9,994,000 | 5,395 |
| Tier 2 risk-based capital | $877,000 | 4,509 |
| Total risk weighted assets | $70,119,000 | 5,128 |
| Total unused commitments | $18,641,000 | 3,461 |
| Derivatives | $84,000 | 1,056 |
| 2008-03-31 | Rank | |
| # of Employees: | 47 | 3,517 |
| Assets and Liabilities | ||
| Total Assets: | $143,508,000 | 4,117 |
| Cash and due from depository institutions | $9,802,000 | 3,517 |
| Interest-bearing balances | $351,000 | 3,952 |
| Securities | $72,627,000 | 1,634 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $50,904,000 | 5,698 |
| Loan loss allowance | $978,000 | 4,329 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $929,000 | 5,975 |
| Other real estate owned | $390,000 | 3,517 |
| Goodwill and other intangibles | $90,000 | 2,875 |
| All other assets | $8,766,000 | 2,003 |
| Life insurance assets | $5,934,000 | 1,081 |
| Total liabilities and capital | $143,508,000 | 4,117 |
| Total liabilities | $133,639,000 | 3,975 |
| Total deposits | $123,063,000 | 3,916 |
| Interest-bearing deposits | $91,844,000 | 4,285 |
| Deposits held in domestic offices | $123,063,000 | 3,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,702,000 | 1,585 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $2,747,000 | 4,413 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,127,000 | 2,353 |
| Total equity capital | $9,869,000 | 5,590 |
| Total bank equity capital | $9,869,000 | 5,590 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $2,000,000 | 5,644 |
| Undivided profits | $6,369,000 | 4,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 3,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $726,000 | 4,753 |
| Earning assets | $123,882,000 | 4,267 |
| Long-term assets (5+ years) | $80,058,000 | 1,485 |
| Average Assets, year-to-date | $144,527,500 | 4,048 |
| Average Assets, quarterly | $144,527,500 | 4,048 |
| Volatile liabilities | $24,227,000 | 4,312 |
| Insider loans | $3,129,000 | 2,308 |
| FHLB advances | $2,493,000 | 4,349 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $18,667,000 | 3,521 |
| Tier 1 (core) risk-based capital | $9,494,000 | 5,562 |
| Tier 2 risk-based capital | $881,000 | 4,411 |
| Total risk weighted assets | $70,397,000 | 5,060 |
| Total unused commitments | $18,667,000 | 3,523 |
| Derivatives | $284,000 | 1,038 |
| 2007-12-31 | Rank | |
| # of Employees: | 50 | 3,351 |
| Assets and Liabilities | ||
| Total Assets: | $145,547,000 | 4,027 |
| Cash and due from depository institutions | $9,774,000 | 3,351 |
| Interest-bearing balances | $133,000 | 4,390 |
| Securities | $73,861,000 | 1,605 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $52,107,000 | 5,643 |
| Loan loss allowance | $982,000 | 4,267 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $982,000 | 5,914 |
| Other real estate owned | $390,000 | 3,351 |
| Goodwill and other intangibles | $90,000 | 2,872 |
| All other assets | $8,343,000 | 2,094 |
| Life insurance assets | $5,101,000 | 1,203 |
| Total liabilities and capital | $145,547,000 | 4,027 |
| Total liabilities | $136,171,000 | 3,872 |
| Total deposits | $119,915,000 | 3,943 |
| Interest-bearing deposits | $85,545,000 | 4,453 |
| Deposits held in domestic offices | $119,915,000 | 3,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,218,000 | 1,180 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,620,000 | 4,271 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,418,000 | 3,187 |
| Total equity capital | $9,376,000 | 5,696 |
| Total bank equity capital | $9,376,000 | 5,696 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,312 |
| Surplus | $2,000,000 | 5,645 |
| Undivided profits | $5,876,000 | 4,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $822,000 | 3,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $868,000 | 4,461 |
| Earning assets | $126,101,000 | 4,174 |
| Long-term assets (5+ years) | $80,903,000 | 1,385 |
| Average Assets, year-to-date | $151,484,600 | 3,800 |
| Average Assets, quarterly | $146,094,500 | 3,970 |
| Volatile liabilities | $26,749,000 | 4,036 |
| Insider loans | $3,206,000 | 2,239 |
| FHLB advances | $2,489,000 | 4,174 |
| Loans and leases held for sale | $168,000 | 1,533 |
| Unused loan commitments | $16,415,000 | 3,787 |
| Tier 1 (core) risk-based capital | $9,635,000 | 5,499 |
| Tier 2 risk-based capital | $908,000 | 4,319 |
| Total risk weighted assets | $72,596,000 | 4,955 |
| Total unused commitments | $16,415,000 | 3,788 |
| Derivatives | $173,000 | 1,005 |
| 2007-09-30 | Rank | |
| # of Employees: | 52 | 3,232 |
| Assets and Liabilities | ||
| Total Assets: | $146,642,000 | 3,961 |
| Cash and due from depository institutions | $8,944,000 | 3,232 |
| Interest-bearing balances | $238,000 | 3,689 |
| Securities | $75,305,000 | 1,586 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $51,955,000 | 5,626 |
| Loan loss allowance | $1,268,000 | 3,579 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $941,000 | 5,983 |
| Other real estate owned | $390,000 | 3,232 |
| Goodwill and other intangibles | $95,000 | 2,864 |
| All other assets | $9,012,000 | 1,933 |
| Life insurance assets | $5,224,000 | 1,148 |
| Total liabilities and capital | $146,642,000 | 3,961 |
| Total liabilities | $134,618,000 | 3,880 |
| Total deposits | $120,183,000 | 3,931 |
| Interest-bearing deposits | $87,198,000 | 4,362 |
| Deposits held in domestic offices | $120,183,000 | 3,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,595,000 | 1,437 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,322,000 | 3,387 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,518,000 | 3,084 |
| Total equity capital | $12,024,000 | 4,857 |
| Total bank equity capital | $12,024,000 | 4,857 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $2,000,000 | 5,636 |
| Undivided profits | $8,524,000 | 3,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,033,000 | 3,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $890,000 | 4,616 |
| Earning assets | $127,498,000 | 4,097 |
| Long-term assets (5+ years) | $82,783,000 | 1,329 |
| Average Assets, year-to-date | $152,969,000 | 3,760 |
| Average Assets, quarterly | $147,466,500 | 3,922 |
| Volatile liabilities | $21,639,000 | 4,544 |
| Insider loans | $3,313,000 | 2,160 |
| FHLB advances | $4,985,000 | 3,430 |
| Loans and leases held for sale | $78,000 | 1,676 |
| Unused loan commitments | $17,690,000 | 3,652 |
| Tier 1 (core) risk-based capital | $13,098,000 | 4,487 |
| Tier 2 risk-based capital | $923,000 | 4,229 |
| Total risk weighted assets | $73,512,000 | 4,896 |
| Total unused commitments | $17,690,000 | 3,652 |
| Derivatives | $624,000 | 879 |
| 2007-06-30 | Rank | |
| # of Employees: | 52 | 3,280 |
| Assets and Liabilities | ||
| Total Assets: | $148,291,000 | 3,919 |
| Cash and due from depository institutions | $8,577,000 | 3,280 |
| Interest-bearing balances | $141,000 | 4,318 |
| Securities | $77,154,000 | 1,531 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $51,713,000 | 5,631 |
| Loan loss allowance | $1,237,000 | 3,632 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $987,000 | 5,928 |
| Other real estate owned | $390,000 | 3,280 |
| Goodwill and other intangibles | $101,000 | 2,873 |
| All other assets | $9,369,000 | 1,884 |
| Life insurance assets | $5,171,000 | 1,152 |
| Total liabilities and capital | $148,291,000 | 3,919 |
| Total liabilities | $137,398,000 | 3,807 |
| Total deposits | $115,696,000 | 4,041 |
| Interest-bearing deposits | $84,352,000 | 4,451 |
| Deposits held in domestic offices | $115,696,000 | 4,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,009,000 | 967 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,320,000 | 3,286 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,373,000 | 3,134 |
| Total equity capital | $10,893,000 | 5,134 |
| Total bank equity capital | $10,893,000 | 5,134 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $2,000,000 | 5,644 |
| Undivided profits | $7,393,000 | 3,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 7,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $880,000 | 4,381 |
| Earning assets | $129,008,000 | 4,061 |
| Long-term assets (5+ years) | $84,543,000 | 1,261 |
| Average Assets, year-to-date | $155,078,000 | 3,751 |
| Average Assets, quarterly | $151,367,500 | 3,839 |
| Volatile liabilities | $28,161,000 | 3,867 |
| Insider loans | $3,259,000 | 2,171 |
| FHLB advances | $4,977,000 | 3,341 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $15,871,000 | 3,888 |
| Tier 1 (core) risk-based capital | $12,657,000 | 4,584 |
| Tier 2 risk-based capital | $930,000 | 4,208 |
| Total risk weighted assets | $74,104,000 | 4,855 |
| Total unused commitments | $15,871,000 | 3,889 |
| Derivatives | $100,000 | 1,035 |
| 2007-03-31 | Rank | |
| # of Employees: | 51 | 3,310 |
| Assets and Liabilities | ||
| Total Assets: | $154,444,000 | 3,811 |
| Cash and due from depository institutions | $8,331,000 | 3,310 |
| Interest-bearing balances | $177,000 | 4,155 |
| Securities | $81,312,000 | 1,463 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $54,470,000 | 5,444 |
| Loan loss allowance | $1,250,000 | 3,585 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,022,000 | 5,889 |
| Other real estate owned | $390,000 | 3,310 |
| Goodwill and other intangibles | $106,000 | 2,864 |
| All other assets | $8,813,000 | 1,906 |
| Life insurance assets | $5,121,000 | 1,140 |
| Total liabilities and capital | $154,444,000 | 3,811 |
| Total liabilities | $143,194,000 | 3,714 |
| Total deposits | $124,096,000 | 3,843 |
| Interest-bearing deposits | $88,881,000 | 4,317 |
| Deposits held in domestic offices | $124,096,000 | 3,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,325,000 | 1,044 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,231,000 | 3,249 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,542,000 | 2,922 |
| Total equity capital | $11,250,000 | 5,014 |
| Total bank equity capital | $11,250,000 | 5,014 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,279 |
| Surplus | $2,000,000 | 5,632 |
| Undivided profits | $7,750,000 | 3,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $792,000 | 4,609 |
| Earning assets | $135,959,000 | 3,940 |
| Long-term assets (5+ years) | $88,083,000 | 1,213 |
| Average Assets, year-to-date | $158,471,500 | 3,706 |
| Average Assets, quarterly | $158,471,500 | 3,706 |
| Volatile liabilities | $26,918,000 | 3,896 |
| Insider loans | $1,326,000 | 3,743 |
| FHLB advances | $4,971,000 | 3,272 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $15,812,000 | 3,894 |
| Tier 1 (core) risk-based capital | $12,215,000 | 4,675 |
| Tier 2 risk-based capital | $969,000 | 4,076 |
| Total risk weighted assets | $77,262,000 | 4,693 |
| Total unused commitments | $15,812,000 | 3,894 |
| Derivatives | $199,000 | 1,012 |
| 2006-12-31 | Rank | |
| # of Employees: | 53 | 3,200 |
| Assets and Liabilities | ||
| Total Assets: | $162,499,000 | 3,649 |
| Cash and due from depository institutions | $10,543,000 | 3,200 |
| Interest-bearing balances | $209,000 | 3,978 |
| Securities | $84,191,000 | 1,443 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $57,026,000 | 5,321 |
| Loan loss allowance | $1,229,000 | 3,612 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,076,000 | 5,793 |
| Other real estate owned | $390,000 | 3,200 |
| Goodwill and other intangibles | $108,000 | 2,860 |
| All other assets | $9,165,000 | 1,856 |
| Life insurance assets | $5,078,000 | 1,127 |
| Total liabilities and capital | $162,499,000 | 3,649 |
| Total liabilities | $151,914,000 | 3,506 |
| Total deposits | $122,358,000 | 3,857 |
| Interest-bearing deposits | $87,692,000 | 4,296 |
| Deposits held in domestic offices | $122,358,000 | 3,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,808,000 | 754 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,284,000 | 3,358 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,464,000 | 3,014 |
| Total equity capital | $10,585,000 | 5,168 |
| Total bank equity capital | $10,585,000 | 5,168 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,500,000 | 2,271 |
| Surplus | $2,000,000 | 5,619 |
| Undivided profits | $7,085,000 | 3,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 4,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,103,000 | 3,645 |
| Earning assets | $141,426,000 | 3,778 |
| Long-term assets (5+ years) | $91,434,000 | 1,167 |
| Average Assets, year-to-date | $166,680,000 | 3,432 |
| Average Assets, quarterly | $162,997,000 | 3,605 |
| Volatile liabilities | $39,024,000 | 3,167 |
| Insider loans | $1,268,000 | 3,820 |
| FHLB advances | $4,963,000 | 3,409 |
| Loans and leases held for sale | $178,000 | 1,519 |
| Unused loan commitments | $16,694,000 | 3,692 |
| Tier 1 (core) risk-based capital | $11,803,000 | 4,743 |
| Tier 2 risk-based capital | $1,015,000 | 3,931 |
| Total risk weighted assets | $80,950,000 | 4,550 |
| Total unused commitments | $16,694,000 | 3,692 |
| Derivatives | $100,000 | 997 |
| 2006-09-30 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $163,495,000 | 3,588 |
| Cash and due from depository institutions | $8,685,000 | 3,252 |
| Interest-bearing balances | $268,000 | 3,732 |
| Securities | $86,951,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $56,837,000 | 5,349 |
| Loan loss allowance | $1,257,000 | 3,586 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,117,000 | 5,742 |
| Other real estate owned | $500,000 | 3,252 |
| Goodwill and other intangibles | $113,000 | 2,853 |
| All other assets | $9,292,000 | 1,847 |
| Life insurance assets | $4,977,000 | 1,118 |
| Total liabilities and capital | $163,495,000 | 3,588 |
| Total liabilities | $153,262,000 | 3,448 |
| Total deposits | $118,978,000 | 3,887 |
| Interest-bearing deposits | $87,318,000 | 4,261 |
| Deposits held in domestic offices | $118,978,000 | 3,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,231,000 | 783 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,917,000 | 3,008 |
| Subordinated debt | $3,500,000 | 213 |
| All other liabilities | $1,636,000 | 2,740 |
| Total equity capital | $10,233,000 | 5,241 |
| Total bank equity capital | $10,233,000 | 5,241 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,278 |
| Surplus | $2,000,000 | 5,630 |
| Undivided profits | $6,733,000 | 4,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 4,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $994,000 | 3,991 |
| Earning assets | $144,056,000 | 3,706 |
| Long-term assets (5+ years) | $94,086,000 | 1,139 |
| Average Assets, year-to-date | $167,725,250 | 3,440 |
| Average Assets, quarterly | $162,140,000 | 3,575 |
| Volatile liabilities | $37,562,000 | 3,228 |
| Insider loans | $1,466,000 | 3,522 |
| FHLB advances | $7,454,000 | 2,946 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $14,778,000 | 3,929 |
| Tier 1 (core) risk-based capital | $11,302,000 | 4,879 |
| Tier 2 risk-based capital | $4,526,000 | 1,141 |
| Total risk weighted assets | $81,816,000 | 4,513 |
| Total unused commitments | $14,778,000 | 3,930 |
| Derivatives | $188,000 | 985 |
| 2006-06-30 | Rank | |
| # of Employees: | 54 | 3,165 |
| Assets and Liabilities | ||
| Total Assets: | $160,785,000 | 3,588 |
| Cash and due from depository institutions | $8,753,000 | 3,165 |
| Interest-bearing balances | $595,000 | 2,924 |
| Securities | $83,538,000 | 1,456 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $57,041,000 | 5,314 |
| Loan loss allowance | $1,269,000 | 3,549 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,169,000 | 5,643 |
| Other real estate owned | $409,000 | 3,165 |
| Goodwill and other intangibles | $113,000 | 2,851 |
| All other assets | $9,762,000 | 1,759 |
| Life insurance assets | $4,934,000 | 1,098 |
| Total liabilities and capital | $160,785,000 | 3,588 |
| Total liabilities | $152,097,000 | 3,432 |
| Total deposits | $121,782,000 | 3,795 |
| Interest-bearing deposits | $90,476,000 | 4,142 |
| Deposits held in domestic offices | $121,782,000 | 3,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,905,000 | 902 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,515,000 | 3,089 |
| Subordinated debt | $3,500,000 | 211 |
| All other liabilities | $2,395,000 | 1,904 |
| Total equity capital | $8,688,000 | 5,668 |
| Total bank equity capital | $8,688,000 | 5,668 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,500,000 | 2,272 |
| Surplus | $2,000,000 | 5,623 |
| Undivided profits | $5,188,000 | 4,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 4,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $880,000 | 4,017 |
| Earning assets | $141,174,000 | 3,715 |
| Long-term assets (5+ years) | $88,567,000 | 1,163 |
| Average Assets, year-to-date | $169,135,330 | 3,412 |
| Average Assets, quarterly | $167,108,000 | 3,471 |
| Volatile liabilities | $34,264,000 | 3,387 |
| Insider loans | $1,593,000 | 3,343 |
| FHLB advances | $7,441,000 | 2,984 |
| Loans and leases held for sale | $208,000 | 1,486 |
| Unused loan commitments | $15,268,000 | 3,875 |
| Tier 1 (core) risk-based capital | $10,881,000 | 4,936 |
| Tier 2 risk-based capital | $4,527,000 | 1,114 |
| Total risk weighted assets | $81,881,000 | 4,469 |
| Total unused commitments | $15,268,000 | 3,875 |
| Derivatives | $423,000 | 909 |
| 2006-03-31 | Rank | |
| # of Employees: | 52 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $173,431,000 | 3,374 |
| Cash and due from depository institutions | $7,555,000 | 3,248 |
| Interest-bearing balances | $269,000 | 3,888 |
| Securities | $87,523,000 | 1,416 |
| Federal funds sold & reverse repurchase agreements | $11,300,000 | 1,315 |
| Net loans & leases | $55,516,000 | 5,322 |
| Loan loss allowance | $1,275,000 | 3,499 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,209,000 | 5,548 |
| Other real estate owned | $773,000 | 3,248 |
| Goodwill and other intangibles | $120,000 | 2,811 |
| All other assets | $9,435,000 | 1,760 |
| Life insurance assets | $4,882,000 | 1,081 |
| Total liabilities and capital | $173,431,000 | 3,374 |
| Total liabilities | $164,670,000 | 3,211 |
| Total deposits | $125,371,000 | 3,713 |
| Interest-bearing deposits | $91,459,000 | 4,103 |
| Deposits held in domestic offices | $125,371,000 | 3,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,145,000 | 1,602 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $27,505,000 | 1,391 |
| Subordinated debt | $3,500,000 | 206 |
| All other liabilities | $3,149,000 | 1,518 |
| Total equity capital | $8,761,000 | 5,619 |
| Total bank equity capital | $8,761,000 | 5,619 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $2,000,000 | 5,572 |
| Undivided profits | $5,261,000 | 4,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 6,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $783,000 | 4,201 |
| Earning assets | $154,608,000 | 3,432 |
| Long-term assets (5+ years) | $93,307,000 | 1,106 |
| Average Assets, year-to-date | $173,310,500 | 3,336 |
| Average Assets, quarterly | $173,310,500 | 3,336 |
| Volatile liabilities | $21,600,000 | 4,317 |
| Insider loans | $1,969,000 | 2,875 |
| FHLB advances | $27,427,000 | 1,317 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,628,000 | 3,703 |
| Tier 1 (core) risk-based capital | $10,447,000 | 5,013 |
| Tier 2 risk-based capital | $4,543,000 | 1,084 |
| Total risk weighted assets | $83,212,000 | 4,364 |
| Total unused commitments | $16,628,000 | 3,704 |
| Derivatives | $50,000 | 980 |
| 2005-12-31 | Rank | |
| # of Employees: | 53 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $173,190,000 | 3,327 |
| Cash and due from depository institutions | $8,919,000 | 3,204 |
| Interest-bearing balances | $324,000 | 3,740 |
| Securities | $92,232,000 | 1,342 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,857 |
| Net loans & leases | $57,345,000 | 5,229 |
| Loan loss allowance | $1,267,000 | 3,482 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,255,000 | 5,468 |
| Other real estate owned | $773,000 | 3,204 |
| Goodwill and other intangibles | $124,000 | 2,808 |
| All other assets | $8,542,000 | 1,914 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $173,190,000 | 3,327 |
| Total liabilities | $164,000,000 | 3,193 |
| Total deposits | $123,555,000 | 3,708 |
| Interest-bearing deposits | $89,499,000 | 4,129 |
| Deposits held in domestic offices | $123,555,000 | 3,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,404,000 | 1,585 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,745,000 | 1,407 |
| Subordinated debt | $3,500,000 | 204 |
| All other liabilities | $3,796,000 | 1,278 |
| Total equity capital | $9,190,000 | 5,429 |
| Total bank equity capital | $9,190,000 | 5,429 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,500,000 | 2,256 |
| Surplus | $2,000,000 | 5,558 |
| Undivided profits | $5,690,000 | 4,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 6,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $856,000 | 3,944 |
| Earning assets | $153,901,000 | 3,420 |
| Long-term assets (5+ years) | $98,798,000 | 1,031 |
| Average Assets, year-to-date | $187,343,800 | 3,011 |
| Average Assets, quarterly | $175,026,000 | 3,280 |
| Volatile liabilities | $20,925,000 | 4,340 |
| Insider loans | $1,478,000 | 3,405 |
| FHLB advances | $27,413,000 | 1,318 |
| Loans and leases held for sale | $150,000 | 1,530 |
| Unused loan commitments | $13,516,000 | 4,079 |
| Tier 1 (core) risk-based capital | $9,948,000 | 5,106 |
| Tier 2 risk-based capital | $4,551,000 | 1,065 |
| Total risk weighted assets | $83,862,000 | 4,329 |
| Total unused commitments | $13,516,000 | 4,079 |
| Derivatives | $330,000 | 846 |
| 2005-09-30 | Rank | |
| # of Employees: | 52 | 3,234 |
| Assets and Liabilities | ||
| Total Assets: | $176,862,000 | 3,236 |
| Cash and due from depository institutions | $9,203,000 | 3,234 |
| Interest-bearing balances | $202,000 | 4,312 |
| Securities | $97,267,000 | 1,265 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $58,866,000 | 5,156 |
| Loan loss allowance | $1,598,000 | 2,857 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,300,000 | 5,353 |
| Other real estate owned | $1,217,000 | 3,234 |
| Goodwill and other intangibles | $127,000 | 2,775 |
| All other assets | $8,882,000 | 1,794 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $176,862,000 | 3,236 |
| Total liabilities | $164,505,000 | 3,148 |
| Total deposits | $124,330,000 | 3,626 |
| Interest-bearing deposits | $90,758,000 | 4,036 |
| Deposits held in domestic offices | $124,330,000 | 3,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,985,000 | 1,385 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $28,031,000 | 1,406 |
| Subordinated debt | $3,500,000 | 193 |
| All other liabilities | $1,659,000 | 2,404 |
| Total equity capital | $12,357,000 | 4,421 |
| Total bank equity capital | $12,357,000 | 4,421 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,225 |
| Surplus | $2,000,000 | 5,516 |
| Undivided profits | $8,857,000 | 3,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 4,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $946,000 | 3,610 |
| Earning assets | $156,335,000 | 3,326 |
| Long-term assets (5+ years) | $104,152,000 | 979 |
| Average Assets, year-to-date | $190,882,250 | 2,953 |
| Average Assets, quarterly | $181,083,000 | 3,143 |
| Volatile liabilities | $19,138,000 | 4,510 |
| Insider loans | $1,492,000 | 3,358 |
| FHLB advances | $27,400,000 | 1,344 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $16,015,000 | 3,697 |
| Tier 1 (core) risk-based capital | $12,854,000 | 4,209 |
| Tier 2 risk-based capital | $4,583,000 | 1,039 |
| Total risk weighted assets | $86,108,000 | 4,212 |
| Total unused commitments | $16,015,000 | 3,698 |
| Derivatives | $193,000 | 871 |
| 2005-06-30 | Rank | |
| # of Employees: | 52 | 3,237 |
| Assets and Liabilities | ||
| Total Assets: | $185,304,000 | 3,057 |
| Cash and due from depository institutions | $7,298,000 | 3,237 |
| Interest-bearing balances | $264,000 | 4,028 |
| Securities | $104,918,000 | 1,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $62,205,000 | 4,922 |
| Loan loss allowance | $1,488,000 | 3,002 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,222,000 | 5,471 |
| Other real estate owned | $1,220,000 | 3,237 |
| Goodwill and other intangibles | $130,000 | 2,756 |
| All other assets | $8,311,000 | 1,855 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $185,304,000 | 3,057 |
| Total liabilities | $172,590,000 | 2,961 |
| Total deposits | $120,695,000 | 3,656 |
| Interest-bearing deposits | $90,209,000 | 4,009 |
| Deposits held in domestic offices | $120,695,000 | 3,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,775,000 | 797 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,620,000 | 1,426 |
| Subordinated debt | $3,500,000 | 189 |
| All other liabilities | $2,000,000 | 1,960 |
| Total equity capital | $12,714,000 | 4,260 |
| Total bank equity capital | $12,714,000 | 4,260 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,206 |
| Surplus | $2,000,000 | 5,497 |
| Undivided profits | $9,214,000 | 3,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $704,000 | 2,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $891,000 | 3,499 |
| Earning assets | $167,387,000 | 3,084 |
| Long-term assets (5+ years) | $111,608,000 | 905 |
| Average Assets, year-to-date | $195,555,670 | 2,893 |
| Average Assets, quarterly | $193,051,500 | 2,941 |
| Volatile liabilities | $29,636,000 | 3,317 |
| Insider loans | $1,797,000 | 2,970 |
| FHLB advances | $27,386,000 | 1,353 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,737,000 | 3,802 |
| Tier 1 (core) risk-based capital | $12,356,000 | 4,255 |
| Tier 2 risk-based capital | $4,614,000 | 1,005 |
| Total risk weighted assets | $88,749,000 | 4,062 |
| Total unused commitments | $14,737,000 | 3,803 |
| Derivatives | $95,000 | 847 |
| 2005-03-31 | Rank | |
| # of Employees: | 51 | 3,261 |
| Assets and Liabilities | ||
| Total Assets: | $200,799,000 | 2,873 |
| Cash and due from depository institutions | $7,044,000 | 3,261 |
| Interest-bearing balances | $205,000 | 4,306 |
| Securities | $118,145,000 | 1,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $64,167,000 | 4,801 |
| Loan loss allowance | $1,476,000 | 3,004 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,199,000 | 5,515 |
| Other real estate owned | $1,220,000 | 3,261 |
| Goodwill and other intangibles | $127,000 | 2,768 |
| All other assets | $8,897,000 | 1,729 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $200,799,000 | 2,873 |
| Total liabilities | $189,727,000 | 2,755 |
| Total deposits | $124,423,000 | 3,577 |
| Interest-bearing deposits | $91,584,000 | 3,998 |
| Deposits held in domestic offices | $124,423,000 | 3,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,847,000 | 578 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,545,000 | 1,372 |
| Subordinated debt | $3,500,000 | 194 |
| All other liabilities | $2,412,000 | 1,666 |
| Total equity capital | $11,072,000 | 4,647 |
| Total bank equity capital | $11,072,000 | 4,647 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,212 |
| Surplus | $2,000,000 | 5,515 |
| Undivided profits | $7,572,000 | 3,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,324,000 | 1,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $934,000 | 3,242 |
| Earning assets | $182,517,000 | 2,881 |
| Long-term assets (5+ years) | $126,304,000 | 824 |
| Average Assets, year-to-date | $200,681,500 | 2,860 |
| Average Assets, quarterly | $200,681,500 | 2,860 |
| Volatile liabilities | $42,765,000 | 2,466 |
| Insider loans | $1,888,000 | 2,857 |
| FHLB advances | $27,372,000 | 1,291 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,843,000 | 3,496 |
| Tier 1 (core) risk-based capital | $11,799,000 | 4,367 |
| Tier 2 risk-based capital | $4,681,000 | 983 |
| Total risk weighted assets | $94,163,000 | 3,865 |
| Total unused commitments | $16,843,000 | 3,497 |
| Derivatives | $938,000 | 654 |
| 2004-12-31 | Rank | |
| # of Employees: | 54 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $200,564,000 | 2,876 |
| Cash and due from depository institutions | $7,566,000 | 3,120 |
| Interest-bearing balances | $1,197,000 | 2,573 |
| Securities | $114,333,000 | 1,123 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $68,310,000 | 4,583 |
| Loan loss allowance | $1,520,000 | 2,903 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,247,000 | 5,424 |
| Other real estate owned | $1,220,000 | 3,120 |
| Goodwill and other intangibles | $132,000 | 2,745 |
| All other assets | $7,756,000 | 1,901 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $200,564,000 | 2,876 |
| Total liabilities | $188,853,000 | 2,750 |
| Total deposits | $131,873,000 | 3,398 |
| Interest-bearing deposits | $97,566,000 | 3,777 |
| Deposits held in domestic offices | $131,873,000 | 3,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,183,000 | 698 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $27,648,000 | 1,386 |
| Subordinated debt | $3,500,000 | 200 |
| All other liabilities | $2,649,000 | 1,526 |
| Total equity capital | $11,711,000 | 4,460 |
| Total bank equity capital | $11,711,000 | 4,460 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,198 |
| Surplus | $2,000,000 | 5,506 |
| Undivided profits | $8,211,000 | 3,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,494,000 | 1,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $942,000 | 3,218 |
| Earning assets | $183,840,000 | 2,870 |
| Long-term assets (5+ years) | $122,786,000 | 857 |
| Average Assets, year-to-date | $202,308,600 | 2,742 |
| Average Assets, quarterly | $200,605,000 | 2,846 |
| Volatile liabilities | $39,367,000 | 2,566 |
| Insider loans | $2,509,000 | 2,320 |
| FHLB advances | $27,359,000 | 1,300 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,303,000 | 3,559 |
| Tier 1 (core) risk-based capital | $11,269,000 | 4,466 |
| Tier 2 risk-based capital | $4,701,000 | 980 |
| Total risk weighted assets | $95,793,000 | 3,770 |
| Total unused commitments | $15,303,000 | 3,561 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 51 | 3,279 |
| Assets and Liabilities | ||
| Total Assets: | $200,646,000 | 2,843 |
| Cash and due from depository institutions | $8,221,000 | 3,279 |
| Interest-bearing balances | $308,000 | 3,989 |
| Securities | $113,901,000 | 1,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $67,781,000 | 4,588 |
| Loan loss allowance | $1,575,000 | 2,829 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,255,000 | 5,388 |
| Other real estate owned | $1,492,000 | 3,279 |
| Goodwill and other intangibles | $134,000 | 2,715 |
| All other assets | $7,862,000 | 1,829 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $200,646,000 | 2,843 |
| Total liabilities | $186,714,000 | 2,744 |
| Total deposits | $129,899,000 | 3,401 |
| Interest-bearing deposits | $98,470,000 | 3,709 |
| Deposits held in domestic offices | $129,899,000 | 3,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,650,000 | 574 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $20,192,000 | 1,709 |
| Subordinated debt | $3,500,000 | 203 |
| All other liabilities | $1,473,000 | 2,418 |
| Total equity capital | $13,932,000 | 3,881 |
| Total bank equity capital | $13,932,000 | 3,881 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,500,000 | 2,195 |
| Surplus | $2,000,000 | 5,480 |
| Undivided profits | $10,432,000 | 2,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,714,000 | 1,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,046,000 | 2,990 |
| Earning assets | $181,990,000 | 2,871 |
| Long-term assets (5+ years) | $125,278,000 | 846 |
| Average Assets, year-to-date | $202,744,750 | 2,729 |
| Average Assets, quarterly | $203,064,000 | 2,771 |
| Volatile liabilities | $47,548,000 | 2,193 |
| Insider loans | $2,411,000 | 2,365 |
| FHLB advances | $20,000,000 | 1,604 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $16,029,000 | 3,465 |
| Tier 1 (core) risk-based capital | $13,438,000 | 3,832 |
| Tier 2 risk-based capital | $4,695,000 | 962 |
| Total risk weighted assets | $95,186,000 | 3,764 |
| Total unused commitments | $16,029,000 | 3,467 |
| Derivatives | $125,000 | 743 |
| 2004-06-30 | Rank | |
| # of Employees: | 53 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $205,482,000 | 2,757 |
| Cash and due from depository institutions | $7,031,000 | 3,196 |
| Interest-bearing balances | $476,000 | 3,634 |
| Securities | $116,120,000 | 1,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $70,693,000 | 4,435 |
| Loan loss allowance | $1,648,000 | 2,709 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,244,000 | 5,402 |
| Other real estate owned | $1,500,000 | 3,196 |
| Goodwill and other intangibles | $139,000 | 2,707 |
| All other assets | $8,755,000 | 1,682 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $205,482,000 | 2,757 |
| Total liabilities | $193,906,000 | 2,626 |
| Total deposits | $132,118,000 | 3,337 |
| Interest-bearing deposits | $101,882,000 | 3,602 |
| Deposits held in domestic offices | $132,118,000 | 3,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,300,000 | 526 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,218,000 | 1,677 |
| Subordinated debt | $3,500,000 | 213 |
| All other liabilities | $1,770,000 | 1,948 |
| Total equity capital | $11,576,000 | 4,354 |
| Total bank equity capital | $11,576,000 | 4,354 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,500,000 | 2,197 |
| Surplus | $2,000,000 | 5,487 |
| Undivided profits | $8,076,000 | 3,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $999,000 | 2,951 |
| Earning assets | $187,289,000 | 2,763 |
| Long-term assets (5+ years) | $134,640,000 | 819 |
| Average Assets, year-to-date | $203,444,330 | 2,722 |
| Average Assets, quarterly | $203,008,000 | 2,754 |
| Volatile liabilities | $56,474,000 | 1,845 |
| Insider loans | $2,784,000 | 2,058 |
| FHLB advances | $20,000,000 | 1,582 |
| Loans and leases held for sale | $115,000 | 1,651 |
| Unused loan commitments | $14,832,000 | 3,608 |
| Tier 1 (core) risk-based capital | $12,751,000 | 3,969 |
| Tier 2 risk-based capital | $4,745,000 | 942 |
| Total risk weighted assets | $99,181,000 | 3,617 |
| Total unused commitments | $14,832,000 | 3,609 |
| Derivatives | $113,000 | 722 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $200,534,000 | 2,784 |
| Cash and due from depository institutions | $7,477,000 | 3,131 |
| Interest-bearing balances | $124,000 | 5,054 |
| Securities | $115,724,000 | 1,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $67,178,000 | 4,529 |
| Loan loss allowance | $1,629,000 | 2,716 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,252,000 | 5,377 |
| Other real estate owned | $1,500,000 | 3,131 |
| Goodwill and other intangibles | $141,000 | 2,681 |
| All other assets | $7,262,000 | 1,842 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $200,534,000 | 2,784 |
| Total liabilities | $186,906,000 | 2,674 |
| Total deposits | $140,293,000 | 3,136 |
| Interest-bearing deposits | $108,188,000 | 3,399 |
| Deposits held in domestic offices | $140,293,000 | 3,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,500,000 | 710 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $20,154,000 | 1,603 |
| Subordinated debt | $3,500,000 | 209 |
| All other liabilities | $2,459,000 | 1,672 |
| Total equity capital | $13,628,000 | 3,914 |
| Total bank equity capital | $13,628,000 | 3,914 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,500,000 | 2,193 |
| Surplus | $2,000,000 | 5,475 |
| Undivided profits | $10,128,000 | 3,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $583,000 | 3,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $921,000 | 3,121 |
| Earning assets | $183,026,000 | 2,791 |
| Long-term assets (5+ years) | $128,371,000 | 835 |
| Average Assets, year-to-date | $202,425,500 | 2,725 |
| Average Assets, quarterly | $202,425,500 | 2,725 |
| Volatile liabilities | $43,420,000 | 2,217 |
| Insider loans | $2,962,000 | 1,903 |
| FHLB advances | $20,000,000 | 1,495 |
| Loans and leases held for sale | $105,000 | 1,760 |
| Unused loan commitments | $14,348,000 | 3,609 |
| Tier 1 (core) risk-based capital | $12,090,000 | 4,119 |
| Tier 2 risk-based capital | $4,677,000 | 938 |
| Total risk weighted assets | $93,676,000 | 3,703 |
| Total unused commitments | $14,348,000 | 3,617 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 55 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $204,317,000 | 2,725 |
| Cash and due from depository institutions | $7,228,000 | 3,096 |
| Interest-bearing balances | $120,000 | 5,033 |
| Securities | $118,648,000 | 1,133 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $68,027,000 | 4,465 |
| Loan loss allowance | $1,618,000 | 2,701 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,301,000 | 5,314 |
| Other real estate owned | $1,500,000 | 3,096 |
| Goodwill and other intangibles | $145,000 | 2,674 |
| All other assets | $7,468,000 | 1,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,317,000 | 2,725 |
| Total liabilities | $192,249,000 | 2,610 |
| Total deposits | $131,856,000 | 3,310 |
| Interest-bearing deposits | $100,191,000 | 3,628 |
| Deposits held in domestic offices | $131,856,000 | 3,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,100,000 | 559 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,256,000 | 1,599 |
| Subordinated debt | $3,500,000 | 212 |
| All other liabilities | $2,537,000 | 1,556 |
| Total equity capital | $12,068,000 | 4,237 |
| Total bank equity capital | $12,068,000 | 4,237 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,500,000 | 2,208 |
| Surplus | $2,000,000 | 5,466 |
| Undivided profits | $8,568,000 | 3,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $941,000 | 3,165 |
| Earning assets | $186,795,000 | 2,721 |
| Long-term assets (5+ years) | $134,382,000 | 808 |
| Average Assets, year-to-date | $185,829,000 | 2,851 |
| Average Assets, quarterly | $199,111,000 | 2,749 |
| Volatile liabilities | $50,364,000 | 1,950 |
| Insider loans | $1,985,000 | 2,628 |
| FHLB advances | $20,000,000 | 1,494 |
| Loans and leases held for sale | $73,000 | 1,726 |
| Unused loan commitments | $15,707,000 | 3,343 |
| Tier 1 (core) risk-based capital | $11,339,000 | 4,288 |
| Tier 2 risk-based capital | $4,715,000 | 943 |
| Total risk weighted assets | $96,771,000 | 3,607 |
| Total unused commitments | $15,707,000 | 3,344 |
| Derivatives | $25,000 | 662 |
| 2003-09-30 | Rank | |
| # of Employees: | 55 | 3,116 |
| Assets and Liabilities | ||
| Total Assets: | $193,905,000 | 2,823 |
| Cash and due from depository institutions | $8,090,000 | 3,116 |
| Interest-bearing balances | $138,000 | 5,019 |
| Securities | $86,444,000 | 1,520 |
| Federal funds sold & reverse repurchase agreements | $20,150,000 | 711 |
| Net loans & leases | $68,765,000 | 4,414 |
| Loan loss allowance | $1,997,000 | 2,275 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,355,000 | 5,166 |
| Other real estate owned | $1,500,000 | 3,116 |
| Goodwill and other intangibles | $147,000 | 2,642 |
| All other assets | $7,454,000 | 1,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,905,000 | 2,823 |
| Total liabilities | $181,459,000 | 2,731 |
| Total deposits | $132,461,000 | 3,288 |
| Interest-bearing deposits | $100,854,000 | 3,606 |
| Deposits held in domestic offices | $132,461,000 | 3,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,076,000 | 652 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,153,000 | 1,573 |
| Subordinated debt | $3,500,000 | 210 |
| All other liabilities | $1,269,000 | 2,727 |
| Total equity capital | $12,446,000 | 4,127 |
| Total bank equity capital | $12,446,000 | 4,127 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $2,000,000 | 5,460 |
| Undivided profits | $8,946,000 | 3,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 7,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $904,000 | 3,431 |
| Earning assets | $175,497,000 | 2,862 |
| Long-term assets (5+ years) | $77,667,000 | 1,355 |
| Average Assets, year-to-date | $181,207,000 | 2,933 |
| Average Assets, quarterly | $183,498,500 | 2,955 |
| Volatile liabilities | $40,563,000 | 2,279 |
| Insider loans | $1,999,000 | 2,597 |
| FHLB advances | $20,000,000 | 1,454 |
| Loans and leases held for sale | $359,000 | 1,537 |
| Unused loan commitments | $14,781,000 | 3,419 |
| Tier 1 (core) risk-based capital | $11,776,000 | 4,152 |
| Tier 2 risk-based capital | $4,690,000 | 955 |
| Total risk weighted assets | $94,378,000 | 3,655 |
| Total unused commitments | $14,781,000 | 3,424 |
| Derivatives | $109,000 | 645 |
| 2003-06-30 | Rank | |
| # of Employees: | 55 | 3,106 |
| Assets and Liabilities | ||
| Total Assets: | $173,092,000 | 3,107 |
| Cash and due from depository institutions | $8,930,000 | 3,106 |
| Interest-bearing balances | $167,000 | 4,957 |
| Securities | $80,958,000 | 1,556 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 5,708 |
| Net loans & leases | $72,171,000 | 4,256 |
| Loan loss allowance | $2,007,000 | 2,223 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,415,000 | 5,043 |
| Other real estate owned | $1,500,000 | 3,106 |
| Goodwill and other intangibles | $104,000 | 2,714 |
| All other assets | $6,964,000 | 1,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,092,000 | 3,107 |
| Total liabilities | $160,470,000 | 3,017 |
| Total deposits | $134,361,000 | 3,235 |
| Interest-bearing deposits | $102,534,000 | 3,549 |
| Deposits held in domestic offices | $134,361,000 | 3,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,700,000 | 1,531 |
| Subordinated debt | $3,500,000 | 191 |
| All other liabilities | $1,909,000 | 2,080 |
| Total equity capital | $12,622,000 | 4,071 |
| Total bank equity capital | $12,622,000 | 4,071 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $2,000,000 | 5,445 |
| Undivided profits | $9,122,000 | 3,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,707,000 | 1,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $876,000 | 3,419 |
| Earning assets | $154,346,000 | 3,151 |
| Long-term assets (5+ years) | $80,469,000 | 1,245 |
| Average Assets, year-to-date | $176,974,330 | 2,996 |
| Average Assets, quarterly | $182,362,500 | 2,945 |
| Volatile liabilities | $18,941,000 | 3,950 |
| Insider loans | $1,963,000 | 2,622 |
| FHLB advances | $20,000,000 | 1,445 |
| Loans and leases held for sale | $887,000 | 1,498 |
| Unused loan commitments | $12,915,000 | 3,641 |
| Tier 1 (core) risk-based capital | $11,500,000 | 4,159 |
| Tier 2 risk-based capital | $4,633,000 | 928 |
| Total risk weighted assets | $89,739,000 | 3,764 |
| Total unused commitments | $12,915,000 | 3,656 |
| Derivatives | $701,000 | 572 |
| 2003-03-31 | Rank | |
| # of Employees: | 53 | 3,193 |
| Assets and Liabilities | ||
| Total Assets: | $191,633,000 | 2,805 |
| Cash and due from depository institutions | $7,815,000 | 3,193 |
| Interest-bearing balances | $328,000 | 4,217 |
| Securities | $100,935,000 | 1,260 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 6,683 |
| Net loans & leases | $71,691,000 | 4,211 |
| Loan loss allowance | $1,946,000 | 2,239 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,379,000 | 5,094 |
| Other real estate owned | $1,787,000 | 3,193 |
| Goodwill and other intangibles | $83,000 | 2,765 |
| All other assets | $7,343,000 | 1,730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,633,000 | 2,805 |
| Total liabilities | $180,168,000 | 2,702 |
| Total deposits | $128,526,000 | 3,323 |
| Interest-bearing deposits | $97,697,000 | 3,681 |
| Deposits held in domestic offices | $128,526,000 | 3,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,535,000 | 605 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $20,169,000 | 1,506 |
| Subordinated debt | $3,500,000 | 177 |
| All other liabilities | $2,438,000 | 1,772 |
| Total equity capital | $11,465,000 | 4,312 |
| Total bank equity capital | $11,465,000 | 4,312 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $2,000,000 | 5,424 |
| Undivided profits | $7,965,000 | 3,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,561,000 | 1,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,023,000 | 2,975 |
| Earning assets | $173,554,000 | 2,823 |
| Long-term assets (5+ years) | $62,061,000 | 1,512 |
| Average Assets, year-to-date | $178,915,500 | 2,944 |
| Average Assets, quarterly | $178,915,500 | 2,944 |
| Volatile liabilities | $40,154,000 | 2,204 |
| Insider loans | $1,998,000 | 2,538 |
| FHLB advances | $20,000,000 | 1,407 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,495,000 | 2,955 |
| Tier 1 (core) risk-based capital | $10,813,000 | 4,298 |
| Tier 2 risk-based capital | $4,688,000 | 906 |
| Total risk weighted assets | $94,313,000 | 3,560 |
| Total unused commitments | $17,495,000 | 2,966 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 54 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $166,198,000 | 3,124 |
| Cash and due from depository institutions | $8,435,000 | 3,119 |
| Interest-bearing balances | $187,000 | 4,688 |
| Securities | $47,196,000 | 2,453 |
| Federal funds sold & reverse repurchase agreements | $21,650,000 | 630 |
| Net loans & leases | $78,384,000 | 3,940 |
| Loan loss allowance | $1,866,000 | 2,278 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,421,000 | 4,994 |
| Other real estate owned | $1,787,000 | 3,119 |
| Goodwill and other intangibles | $55,000 | 2,834 |
| All other assets | $7,270,000 | 1,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,198,000 | 3,124 |
| Total liabilities | $155,467,000 | 3,015 |
| Total deposits | $128,107,000 | 3,279 |
| Interest-bearing deposits | $95,946,000 | 3,676 |
| Deposits held in domestic offices | $128,107,000 | 3,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $20,700,000 | 1,500 |
| Subordinated debt | $3,500,000 | 171 |
| All other liabilities | $3,160,000 | 1,431 |
| Total equity capital | $10,731,000 | 4,478 |
| Total bank equity capital | $10,731,000 | 4,478 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $2,000,000 | 5,394 |
| Undivided profits | $7,231,000 | 3,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,301,000 | 2,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,009,000 | 3,191 |
| Earning assets | $147,417,000 | 3,189 |
| Long-term assets (5+ years) | $42,039,000 | 1,965 |
| Average Assets, year-to-date | $170,651,200 | 2,927 |
| Average Assets, quarterly | $168,063,500 | 3,079 |
| Volatile liabilities | $15,247,000 | 4,464 |
| Insider loans | $2,240,000 | 2,310 |
| FHLB advances | $20,000,000 | 1,403 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,162,000 | 3,148 |
| Tier 1 (core) risk-based capital | $10,285,000 | 4,412 |
| Tier 2 risk-based capital | $4,652,000 | 894 |
| Total risk weighted assets | $91,423,000 | 3,601 |
| Total unused commitments | $15,162,000 | 3,153 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $175,967,000 | 2,845 |
| Cash and due from depository institutions | $10,115,000 | 2,963 |
| Interest-bearing balances | $174,000 | 4,643 |
| Securities | $65,754,000 | 1,703 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 6,282 |
| Net loans & leases | $88,681,000 | 3,496 |
| Loan loss allowance | $1,938,000 | 2,064 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,653,000 | 4,583 |
| Other real estate owned | $1,930,000 | 2,963 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,184,000 | 1,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,967,000 | 2,845 |
| Total liabilities | $165,357,000 | 2,739 |
| Total deposits | $137,944,000 | 2,950 |
| Interest-bearing deposits | $105,977,000 | 3,252 |
| Deposits held in domestic offices | $137,944,000 | 2,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,253,000 | 1,388 |
| Subordinated debt | $3,500,000 | 178 |
| All other liabilities | $3,660,000 | 1,245 |
| Total equity capital | $10,610,000 | 4,293 |
| Total bank equity capital | $10,610,000 | 4,293 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,500,000 | 2,273 |
| Surplus | $2,000,000 | 5,389 |
| Undivided profits | $7,110,000 | 3,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 8,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,182,000 | 2,931 |
| Earning assets | $155,259,000 | 2,944 |
| Long-term assets (5+ years) | $66,582,000 | 1,390 |
| Average Assets, year-to-date | $175,624,000 | 2,713 |
| Average Assets, quarterly | $176,424,500 | 2,805 |
| Volatile liabilities | $16,419,000 | 4,231 |
| Insider loans | $1,187,000 | 3,529 |
| FHLB advances | $20,000,000 | 1,282 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,402,000 | 2,983 |
| Tier 1 (core) risk-based capital | $10,672,000 | 4,123 |
| Tier 2 risk-based capital | $4,720,000 | 846 |
| Total risk weighted assets | $96,918,000 | 3,301 |
| Total unused commitments | $15,402,000 | 2,991 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 58 | 2,944 |
| Assets and Liabilities | ||
| Total Assets: | $169,943,000 | 2,808 |
| Cash and due from depository institutions | $8,966,000 | 2,944 |
| Interest-bearing balances | $1,743,000 | 1,827 |
| Securities | $40,747,000 | 2,652 |
| Federal funds sold & reverse repurchase agreements | $7,630,000 | 1,581 |
| Net loans & leases | $104,752,000 | 2,926 |
| Loan loss allowance | $1,536,000 | 2,420 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,842,000 | 4,255 |
| Other real estate owned | $427,000 | 2,944 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,579,000 | 1,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,943,000 | 2,808 |
| Total liabilities | $158,562,000 | 2,733 |
| Total deposits | $132,072,000 | 2,954 |
| Interest-bearing deposits | $101,685,000 | 3,252 |
| Deposits held in domestic offices | $132,072,000 | 2,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,402,000 | 1,316 |
| Subordinated debt | $3,500,000 | 174 |
| All other liabilities | $2,588,000 | 1,665 |
| Total equity capital | $11,381,000 | 3,971 |
| Total bank equity capital | $11,381,000 | 3,971 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,500,000 | 2,325 |
| Surplus | $2,000,000 | 5,403 |
| Undivided profits | $7,881,000 | 3,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,385,000 | 1,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $993,000 | 2,757 |
| Earning assets | $154,872,000 | 2,840 |
| Long-term assets (5+ years) | $67,913,000 | 1,277 |
| Average Assets, year-to-date | $166,531,000 | 2,743 |
| Average Assets, quarterly | $168,855,500 | 2,791 |
| Volatile liabilities | $20,006,000 | 3,644 |
| Insider loans | $2,267,000 | 2,071 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,801,000 | 2,539 |
| Tier 1 (core) risk-based capital | $11,674,000 | 3,750 |
| Tier 2 risk-based capital | $4,817,700 | 813 |
| Total risk weighted assets | $105,197,500 | 2,962 |
| Total unused commitments | $17,801,000 | 2,543 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 61 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $166,035,000 | 2,821 |
| Cash and due from depository institutions | $14,409,000 | 2,909 |
| Interest-bearing balances | $1,710,000 | 1,878 |
| Securities | $40,435,000 | 2,769 |
| Federal funds sold & reverse repurchase agreements | $3,310,000 | 2,674 |
| Net loans & leases | $99,028,000 | 2,937 |
| Loan loss allowance | $1,198,000 | 2,935 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,140,000 | 3,801 |
| Other real estate owned | $751,000 | 2,909 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,962,000 | 1,542 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,035,000 | 2,821 |
| Total liabilities | $155,103,000 | 2,742 |
| Total deposits | $127,860,000 | 2,969 |
| Interest-bearing deposits | $96,814,000 | 3,353 |
| Deposits held in domestic offices | $127,860,000 | 2,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 3,410 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,622,000 | 1,294 |
| Subordinated debt | $5,000,000 | 171 |
| All other liabilities | $1,071,000 | 3,095 |
| Total equity capital | $10,932,000 | 3,956 |
| Total bank equity capital | $10,932,000 | 3,956 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,361 |
| Surplus | $2,000,000 | 5,449 |
| Undivided profits | $7,432,000 | 3,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,032,000 | 2,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,057,000 | 2,114 |
| Earning assets | $144,483,000 | 2,954 |
| Long-term assets (5+ years) | $66,604,000 | 1,365 |
| Average Assets, year-to-date | $158,413,000 | 2,831 |
| Average Assets, quarterly | $163,496,500 | 2,822 |
| Volatile liabilities | $16,173,000 | 4,022 |
| Insider loans | $2,317,000 | 1,961 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,335,000 | 2,260 |
| Tier 1 (core) risk-based capital | $12,313,000 | 3,555 |
| Tier 2 risk-based capital | $6,198,000 | 668 |
| Total risk weighted assets | $101,384,900 | 2,940 |
| Total unused commitments | $21,335,000 | 2,264 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 63 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $143,621,000 | 3,144 |
| Cash and due from depository institutions | $12,016,000 | 2,837 |
| Interest-bearing balances | $2,715,000 | 1,842 |
| Securities | $28,581,000 | 3,786 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 5,286 |
| Net loans & leases | $93,133,000 | 2,932 |
| Loan loss allowance | $1,172,000 | 2,898 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,178,000 | 3,636 |
| Other real estate owned | $259,000 | 2,837 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,954,000 | 1,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,621,000 | 3,144 |
| Total liabilities | $132,465,000 | 3,084 |
| Total deposits | $126,223,000 | 3,000 |
| Interest-bearing deposits | $94,773,000 | 3,406 |
| Deposits held in domestic offices | $126,223,000 | 2,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $310,000 | 2,904 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,000 | 5,085 |
| Subordinated debt | $5,000,000 | 174 |
| All other liabilities | $915,000 | 3,790 |
| Total equity capital | $11,156,000 | 3,946 |
| Total bank equity capital | $11,156,000 | 3,946 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 2,331 |
| Surplus | $2,000,000 | 5,361 |
| Undivided profits | $7,656,000 | 3,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 3,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $965,000 | 2,325 |
| Earning assets | $126,929,000 | 3,272 |
| Long-term assets (5+ years) | $42,390,000 | 1,814 |
| Average Assets, year-to-date | $138,814,400 | 3,081 |
| Average Assets, quarterly | $139,830,500 | 3,169 |
| Volatile liabilities | $14,133,000 | 3,954 |
| Insider loans | $1,681,000 | 2,431 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,471,000 | 2,496 |
| Tier 1 (core) risk-based capital | $11,141,000 | 3,803 |
| Tier 2 risk-based capital | $6,172,000 | 650 |
| Total risk weighted assets | $94,924,400 | 2,957 |
| Total unused commitments | $17,471,000 | 2,501 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 70 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $140,225,000 | 3,165 |
| Cash and due from depository institutions | $9,556,000 | 2,570 |
| Interest-bearing balances | $2,714,000 | 1,446 |
| Securities | $31,633,000 | 3,478 |
| Federal funds sold & reverse repurchase agreements | $12,555,000 | 1,062 |
| Net loans & leases | $79,320,000 | 3,382 |
| Loan loss allowance | $1,264,000 | 2,733 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,058,000 | 3,760 |
| Other real estate owned | $258,000 | 2,570 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,845,000 | 1,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,225,000 | 3,165 |
| Total liabilities | $130,145,000 | 3,075 |
| Total deposits | $122,743,000 | 3,038 |
| Interest-bearing deposits | $96,048,000 | 3,313 |
| Deposits held in domestic offices | $122,743,000 | 3,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $603,000 | 3,001 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $700,000 | 3,807 |
| Subordinated debt | $5,000,000 | 173 |
| All other liabilities | $1,099,000 | 3,304 |
| Total equity capital | $10,080,000 | 4,270 |
| Total bank equity capital | $10,080,000 | 4,270 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $2,000,000 | 5,367 |
| Undivided profits | $6,580,000 | 3,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $915,000 | 2,501 |
| Earning assets | $126,222,000 | 3,231 |
| Long-term assets (5+ years) | $16,557,000 | 3,174 |
| Average Assets, year-to-date | $134,881,000 | 3,135 |
| Average Assets, quarterly | $137,719,000 | 3,171 |
| Volatile liabilities | $15,694,000 | 3,625 |
| Insider loans | $1,104,000 | 3,311 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $18,571,000 | 2,234 |
| Tier 1 (core) risk-based capital | $10,088,000 | 4,132 |
| Tier 2 risk-based capital | $6,042,660 | 628 |
| Total risk weighted assets | $83,191,460 | 3,277 |
| Total unused commitments | $18,571,000 | 2,240 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 69 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $133,328,000 | 3,385 |
| Cash and due from depository institutions | $9,188,000 | 2,753 |
| Interest-bearing balances | $1,513,000 | 1,922 |
| Securities | $36,381,000 | 3,329 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $80,834,000 | 3,371 |
| Loan loss allowance | $1,639,000 | 2,254 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,994,000 | 3,784 |
| Other real estate owned | $256,000 | 2,753 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,675,000 | 1,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,328,000 | 3,385 |
| Total liabilities | $119,072,000 | 3,420 |
| Total deposits | $115,820,000 | 3,289 |
| Interest-bearing deposits | $90,771,000 | 3,595 |
| Deposits held in domestic offices | $115,820,000 | 3,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,700,000 | 2,370 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $446,000 | 4,038 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,106,000 | 3,274 |
| Total equity capital | $14,256,000 | 3,121 |
| Total bank equity capital | $14,256,000 | 3,121 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $2,000,000 | 5,450 |
| Undivided profits | $10,756,000 | 2,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 7,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $801,000 | 2,849 |
| Earning assets | $118,728,000 | 3,492 |
| Long-term assets (5+ years) | $11,666,000 | 3,843 |
| Average Assets, year-to-date | $132,605,000 | 3,272 |
| Average Assets, quarterly | $132,883,000 | 3,357 |
| Volatile liabilities | $15,575,000 | 3,521 |
| Insider loans | $1,511,000 | 2,670 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,670,000 | 2,468 |
| Tier 1 (core) risk-based capital | $14,240,000 | 3,043 |
| Tier 2 risk-based capital | $1,033,810 | 2,884 |
| Total risk weighted assets | $82,099,510 | 3,347 |
| Total unused commitments | $15,670,000 | 2,481 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 72 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $136,647,000 | 3,297 |
| Cash and due from depository institutions | $11,512,000 | 2,701 |
| Interest-bearing balances | $5,000 | 6,618 |
| Securities | $31,053,000 | 3,961 |
| Federal funds sold & reverse repurchase agreements | $8,700,000 | 1,673 |
| Net loans & leases | $80,400,000 | 3,295 |
| Loan loss allowance | $1,595,000 | 2,359 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,478,000 | 3,047 |
| Other real estate owned | $0 | 2,701 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,504,000 | 2,981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,647,000 | 3,297 |
| Total liabilities | $124,164,000 | 3,273 |
| Total deposits | $121,072,000 | 3,161 |
| Interest-bearing deposits | $94,268,000 | 3,483 |
| Deposits held in domestic offices | $121,072,000 | 3,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,512,000 | 2,394 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $379,000 | 3,642 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,201,000 | 3,124 |
| Total equity capital | $12,483,000 | 3,519 |
| Total bank equity capital | $12,483,000 | 3,519 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $8,983,000 | 2,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 5,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $884,000 | 2,613 |
| Earning assets | $120,158,000 | 3,435 |
| Long-term assets (5+ years) | $9,406,000 | 4,188 |
| Average Assets, year-to-date | $128,830,600 | 3,367 |
| Average Assets, quarterly | $133,456,000 | 3,338 |
| Volatile liabilities | $15,923,000 | 3,175 |
| Insider loans | $1,480,000 | 2,805 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,492,000 | 2,628 |
| Tier 1 (core) risk-based capital | $12,406,000 | 3,433 |
| Tier 2 risk-based capital | $1,037,370 | 2,814 |
| Total risk weighted assets | $82,432,070 | 3,236 |
| Total unused commitments | $13,492,000 | 2,639 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 75 | 2,672 |
| Assets and Liabilities | ||
| Total Assets: | $123,716,000 | 3,587 |
| Cash and due from depository institutions | $6,288,000 | 2,672 |
| Interest-bearing balances | $4,000 | 6,875 |
| Securities | $33,303,000 | 3,895 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $79,391,000 | 3,261 |
| Loan loss allowance | $1,555,000 | 2,464 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,537,000 | 2,913 |
| Other real estate owned | $0 | 2,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,197,000 | 3,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,716,000 | 3,587 |
| Total liabilities | $112,249,000 | 3,601 |
| Total deposits | $109,955,000 | 3,461 |
| Interest-bearing deposits | $86,705,000 | 3,739 |
| Deposits held in domestic offices | $109,955,000 | 3,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,025,000 | 3,325 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $315,000 | 4,108 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $954,000 | 3,168 |
| Total equity capital | $11,467,000 | 3,543 |
| Total bank equity capital | $11,467,000 | 3,543 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $2,000,000 | 5,488 |
| Undivided profits | $7,967,000 | 2,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 11,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $760,000 | 2,685 |
| Earning assets | $112,698,000 | 3,607 |
| Long-term assets (5+ years) | $10,453,000 | 3,996 |
| Average Assets, year-to-date | $124,888,000 | 3,466 |
| Average Assets, quarterly | $124,641,000 | 3,538 |
| Volatile liabilities | $11,111,000 | 4,024 |
| Insider loans | $1,599,000 | 2,535 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,684,000 | 2,521 |
| Tier 1 (core) risk-based capital | $11,997,000 | 3,432 |
| Tier 2 risk-based capital | $995,760 | 2,929 |
| Total risk weighted assets | $79,099,260 | 3,295 |
| Total unused commitments | $13,684,000 | 2,531 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 80 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $127,696,000 | 3,548 |
| Cash and due from depository institutions | $6,058,000 | 2,603 |
| Interest-bearing balances | $2,000 | 7,588 |
| Securities | $44,872,000 | 3,105 |
| Federal funds sold & reverse repurchase agreements | $4,020,000 | 3,405 |
| Net loans & leases | $68,657,000 | 3,654 |
| Loan loss allowance | $1,202,000 | 3,142 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,479,000 | 2,942 |
| Other real estate owned | $0 | 2,603 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,610,000 | 4,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,696,000 | 3,548 |
| Total liabilities | $116,100,000 | 3,550 |
| Total deposits | $114,592,000 | 3,423 |
| Interest-bearing deposits | $88,761,000 | 3,806 |
| Deposits held in domestic offices | $114,592,000 | 3,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $700,000 | 3,075 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $808,000 | 3,696 |
| Total equity capital | $11,596,000 | 3,530 |
| Total bank equity capital | $11,596,000 | 3,530 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $8,096,000 | 2,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 7,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $635,000 | 2,838 |
| Earning assets | $117,551,000 | 3,528 |
| Long-term assets (5+ years) | $11,595,000 | 3,967 |
| Average Assets, year-to-date | $124,001,000 | 3,551 |
| Average Assets, quarterly | $127,036,500 | 3,539 |
| Volatile liabilities | $9,619,000 | 4,211 |
| Insider loans | $1,013,000 | 3,701 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,846,000 | 2,916 |
| Tier 1 (core) risk-based capital | $11,596,000 | 3,449 |
| Tier 2 risk-based capital | $906,770 | 3,155 |
| Total risk weighted assets | $72,246,470 | 3,548 |
| Total unused commitments | $10,846,000 | 2,936 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 68 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $121,313,000 | 3,806 |
| Cash and due from depository institutions | $6,739,000 | 3,158 |
| Interest-bearing balances | $750,000 | 4,305 |
| Securities | $45,575,000 | 2,981 |
| Federal funds sold & reverse repurchase agreements | $6,275,000 | 2,641 |
| Net loans & leases | $58,386,000 | 4,263 |
| Loan loss allowance | $1,300,000 | 3,024 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,727,000 | 2,694 |
| Other real estate owned | $0 | 3,158 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,611,000 | 4,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,313,000 | 3,806 |
| Total liabilities | $109,869,000 | 3,848 |
| Total deposits | $108,303,000 | 3,726 |
| Interest-bearing deposits | $90,283,000 | 3,895 |
| Deposits held in domestic offices | $108,303,000 | 3,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $700,000 | 2,856 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $866,000 | 3,701 |
| Total equity capital | $11,444,000 | 3,357 |
| Total bank equity capital | $11,444,000 | 3,357 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $7,944,000 | 2,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 12,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $633,000 | 3,195 |
| Earning assets | $110,986,000 | 3,801 |
| Long-term assets (5+ years) | $13,787,000 | 3,458 |
| Average Assets, year-to-date | $113,591,200 | 3,956 |
| Average Assets, quarterly | $117,603,500 | 3,885 |
| Volatile liabilities | $13,935,000 | 3,154 |
| Insider loans | $163,000 | 4,448 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,082,000 | 2,945 |
| Tier 1 (core) risk-based capital | $11,444,000 | 3,301 |
| Tier 2 risk-based capital | $812,850 | 3,480 |
| Total risk weighted assets | $64,540,650 | 3,983 |
| Total unused commitments | $10,082,000 | 2,960 |
| Derivatives | $0 | 651 |