Home > The Citizens National Bank of Toluca > Income and Expense
The Citizens National Bank of Toluca, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 7,968 |
| Total interest expense | $1,471,000 | 7,412 |
| Net interest income | $1,355,000 | 8,342 |
| Provision for loan and lease losses | $143,000 | 4,265 |
| Total noninterest income | $188,000 | 8,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,233 |
| Total noninterest expense | $955,000 | 8,496 |
| Salaries and employee benefits | $490,000 | 8,682 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $342,000 | 7,882 |
| Pre-tax net operating income | $445,000 | 8,214 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $119,000 | 8,109 |
| Income before extraordinary items | $321,000 | 8,217 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $321,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,212 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $324,650 | 8,147 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 8,638 |
| Total interest expense | $1,289,000 | 8,135 |
| Net interest income | $1,259,000 | 8,867 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $144,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $878,000 | 9,133 |
| Salaries and employee benefits | $467,000 | 9,126 |
| Premises and equipment expense | $99,000 | 9,324 |
| Additional noninterest expense | $312,000 | 8,741 |
| Pre-tax net operating income | $505,000 | 7,911 |
| Securities gains (losses) | $-23,000 | 10,703 |
| Applicable income taxes | $105,000 | 8,669 |
| Income before extraordinary items | $377,000 | 7,811 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $377,000 | 7,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $394,940 | 7,605 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 9,375 |
| Total interest expense | $1,110,000 | 8,877 |
| Net interest income | $1,118,000 | 9,577 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $172,000 | 8,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,497 |
| Total noninterest expense | $861,000 | 9,504 |
| Salaries and employee benefits | $420,000 | 9,794 |
| Premises and equipment expense | $117,000 | 9,135 |
| Additional noninterest expense | $324,000 | 8,989 |
| Pre-tax net operating income | $409,000 | 9,011 |
| Securities gains (losses) | $-137,000 | 11,595 |
| Applicable income taxes | $50,000 | 10,190 |
| Income before extraordinary items | $222,000 | 9,702 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $222,000 | 9,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $170,000 | 5,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $334,340 | 8,586 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 9,791 |
| Total interest expense | $915,000 | 9,060 |
| Net interest income | $1,092,000 | 10,097 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $170,000 | 9,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $859,000 | 9,953 |
| Salaries and employee benefits | $409,000 | 10,210 |
| Premises and equipment expense | $102,000 | 9,964 |
| Additional noninterest expense | $348,000 | 9,369 |
| Pre-tax net operating income | $380,000 | 9,515 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $77,000 | 9,880 |
| Income before extraordinary items | $316,000 | 8,974 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $316,000 | 8,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $220,000 | 5,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $305,600 | 9,158 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 10,701 |
| Total interest expense | $819,000 | 9,936 |
| Net interest income | $932,000 | 11,026 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $180,000 | 9,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,504 |
| Total noninterest expense | $878,000 | 10,301 |
| Salaries and employee benefits | $462,000 | 10,018 |
| Premises and equipment expense | $106,000 | 10,264 |
| Additional noninterest expense | $310,000 | 10,318 |
| Pre-tax net operating income | $223,000 | 10,842 |
| Securities gains (losses) | $97,000 | 2,547 |
| Applicable income taxes | $37,000 | 11,224 |
| Income before extraordinary items | $283,000 | 9,657 |
| Extraordinary gains, net | $44,000 | 2,256 |
| Net income | $327,000 | 9,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,917 |
| Cash dividends | $230,000 | 5,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $197,640 | 10,457 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 10,959 |
| Total interest expense | $923,000 | 10,750 |
| Net interest income | $1,042,000 | 10,929 |
| Provision for loan and lease losses | $-6,000 | 13,450 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $970,000 | 10,115 |
| Salaries and employee benefits | $475,000 | 10,041 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $384,000 | 9,770 |
| Pre-tax net operating income | $266,000 | 10,460 |
| Securities gains (losses) | $55,000 | 3,959 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $265,000 | 9,725 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $265,000 | 9,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $240,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $219,350 | 9,991 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.