Home > The Citizens National Bank of Tell City > Income and Expense
The Citizens National Bank of Tell City, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,645,000 | 2,594 |
| Total interest expense | $6,271,000 | 2,400 |
| Net interest income | $6,374,000 | 2,730 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $595,000 | 4,435 |
| Gross Fiduciary activities income | $12,000 | 1,327 |
| Service charges on deposit accounts | $311,000 | 3,961 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $272,000 | 4,147 |
| Total noninterest expense | $3,323,000 | 3,776 |
| Salaries and employee benefits | $1,873,000 | 3,507 |
| Premises and equipment expense | $422,000 | 4,262 |
| Additional noninterest expense | $1,028,000 | 3,800 |
| Pre-tax net operating income | $3,571,000 | 2,104 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,206,000 | 2,072 |
| Income before extraordinary items | $2,365,000 | 2,227 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,365,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $2,998,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,365,000 | 2,168 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,325,000 | 2,703 |
| Total interest expense | $6,105,000 | 2,512 |
| Net interest income | $6,220,000 | 2,855 |
| Provision for loan and lease losses | $67,000 | 5,924 |
| Total noninterest income | $557,000 | 4,795 |
| Gross Fiduciary activities income | $10,000 | 1,405 |
| Service charges on deposit accounts | $308,000 | 4,143 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $239,000 | 4,664 |
| Total noninterest expense | $3,206,000 | 4,090 |
| Salaries and employee benefits | $1,798,000 | 3,672 |
| Premises and equipment expense | $372,000 | 4,814 |
| Additional noninterest expense | $1,036,000 | 4,279 |
| Pre-tax net operating income | $3,504,000 | 2,052 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,212,000 | 1,982 |
| Income before extraordinary items | $2,292,000 | 2,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,292,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,420 |
| Cash dividends | $1,930,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,292,000 | 2,111 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,852,000 | 2,820 |
| Total interest expense | $5,702,000 | 2,700 |
| Net interest income | $6,150,000 | 2,894 |
| Provision for loan and lease losses | $123,000 | 4,053 |
| Total noninterest income | $546,000 | 4,875 |
| Gross Fiduciary activities income | $45,000 | 1,304 |
| Service charges on deposit accounts | $219,000 | 5,362 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $282,000 | 4,151 |
| Total noninterest expense | $3,214,000 | 4,048 |
| Salaries and employee benefits | $1,612,000 | 4,021 |
| Premises and equipment expense | $381,000 | 4,729 |
| Additional noninterest expense | $1,221,000 | 3,683 |
| Pre-tax net operating income | $3,359,000 | 2,189 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,140,000 | 2,116 |
| Income before extraordinary items | $2,219,000 | 2,267 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,219,000 | 2,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $5,720,000 | 570 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,219,000 | 2,240 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,325,000 | 2,948 |
| Total interest expense | $4,673,000 | 2,622 |
| Net interest income | $5,652,000 | 3,176 |
| Provision for loan and lease losses | $385,000 | 1,876 |
| Total noninterest income | $475,000 | 5,482 |
| Gross Fiduciary activities income | $69,000 | 1,255 |
| Service charges on deposit accounts | $210,000 | 5,673 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $196,000 | 5,349 |
| Total noninterest expense | $3,155,000 | 4,227 |
| Salaries and employee benefits | $1,588,000 | 4,073 |
| Premises and equipment expense | $416,000 | 4,434 |
| Additional noninterest expense | $1,151,000 | 4,206 |
| Pre-tax net operating income | $2,587,000 | 2,738 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $771,000 | 2,861 |
| Income before extraordinary items | $1,816,000 | 2,671 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,816,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 11,679 |
| Cash dividends | $512,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,816,000 | 2,682 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,763,000 | 3,160 |
| Total interest expense | $4,765,000 | 2,698 |
| Net interest income | $4,998,000 | 3,574 |
| Provision for loan and lease losses | $1,202,000 | 1,153 |
| Total noninterest income | $453,000 | 5,968 |
| Gross Fiduciary activities income | $54,000 | 1,328 |
| Service charges on deposit accounts | $229,000 | 5,437 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $170,000 | 6,167 |
| Total noninterest expense | $3,165,000 | 4,302 |
| Salaries and employee benefits | $1,584,000 | 4,063 |
| Premises and equipment expense | $437,000 | 4,363 |
| Additional noninterest expense | $1,144,000 | 4,383 |
| Pre-tax net operating income | $1,084,000 | 5,558 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $289,000 | 6,213 |
| Income before extraordinary items | $810,000 | 5,524 |
| Extraordinary gains, net | $65,000 | 1,965 |
| Net income | $875,000 | 5,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $942,000 | 1,195 |
| Cash dividends | $280,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $798,900 | 5,348 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,621,000 | 3,300 |
| Total interest expense | $5,841,000 | 2,854 |
| Net interest income | $4,780,000 | 3,801 |
| Provision for loan and lease losses | $322,000 | 3,965 |
| Total noninterest income | $400,000 | 6,546 |
| Gross Fiduciary activities income | $43,000 | 1,389 |
| Service charges on deposit accounts | $244,000 | 5,220 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $3,100,000 | 4,387 |
| Salaries and employee benefits | $1,522,000 | 4,179 |
| Premises and equipment expense | $441,000 | 4,425 |
| Additional noninterest expense | $1,137,000 | 4,559 |
| Pre-tax net operating income | $1,758,000 | 3,506 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $462,000 | 4,260 |
| Income before extraordinary items | $1,304,000 | 3,521 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,304,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 3,394 |
| Cash dividends | $502,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,298,080 | 3,276 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.